This should be #1. This year I started going to grocery store after dinner on Friday instead of first thing in the morning on Saturday and my spending is way down.
If I go full I can’t shop. Everything looks awful to me and I can’t even think about shopping. I have to be hungry to plan what to make. I can’t even sit at home and make a list when I’m full. It’s weird, I know, I even feel sick.
Reverse meal plan. Buy things on sale then plan your meals based on what you have. Use coupons, store apps, rebate apps and store sales. We spend about $150 a month for 2 of us.
Exactly what I do and we spend about $200 for 2 but includes toiletries, cleaning supplies and all those kinds of things..occasionally will go $300 if there’s an awesome meat sale!
The best advice my dad gave me is if you buy something that is $1.06 tell yourself that it's $2 (3.45 is $4, 5.85 is $6). So that as you add your numbers you know that you will be below the amount that you can spend and you might have enough left over for taxes if you buy about 10 items.
I remember back in the day you could kind of judge what your bill was going to be if you count a dollar for every item in the cart. These days it's $3 for every item in the cart.
I have done that for many years. It helps me to know what my total will be, so I don't have to put anything back. Your Dad is a smart man. I do the same with everything I buy.
6:35 if you add up your items as you put them in the cart (rounding up for tax), then you don't have to ask the cashier to tell you when you've hit a certain dollar amount. You know before you get to the checkout line, and will have already put things back that put you over the budget.
I found I need a “break incase of emergency meal” for when our evening plans have completely gone out the window and I need something I can just preheat the oven and throw in - like a frozen pizza. That way if something unexpectedly comes up we don’t go over budget getting fast food which is ridiculously expensive these days
I always get a package of spaghetti from Costco. I think it’s like 8 packages and buy their 3 jars of marinara and that’s my backup when things fall through.
If a recipe turns out way bigger than expected, and we're not eating it down as much as expected after a couple days, we freeze a big portion of it for later for this very reason! Then when we have a bunch of deadlines at work or we just got back from a week out of town without time to do weekend meal prep, we pull those old leftovers out of the freezer for the week. We also always have some chicken nuggets and pasta around.
The self checkout for me is the complete opposite. I can see what I’m spending as I go and pick and choose what I scan in what order. If I’m getting close to what I wanted to spend I can choose to simply place unwanted stuff in the return bin in the section. It alleviates having to tell someone else my business.
I make my list in the grocery store app, then put it in the cart. It gives me a total without me having to add everything up, as well as what aisle it’s on in the store. This way, I know exactly what I’m going to spend and I focus only on the aisles I need to go down. Game changer!
@desertfamilyhomestead3127 Our Aldi has lower prices than online because ordering is through Instacart. But our Walmart has delivery and pick up. Walmart employees fill the orders, so the prices are the same.
@@stacymontero6172 I was doing pick up orders from Walmart and then had to run in once to pick up a couple things and I grabbed a package of ham lunch meat and it was over a dollar cheaper in store than ordering for pick up(yes I went online to double check it), so no more online ordering from Walmart for me. I live outside of the city limits so any delivery for anything is extra charges and our Aldi hasn’t even broken ground yet.
I caught Jade’s information on a TH-cam video about this and have been doing it for 3 weeks now. My grocery bill has been less than my budget. The meal planning, using what you have and buying just what you need has been key. Enough for left overs and there’s a lunch for the hubby and dinner on a night that had a busy day. Thanks Jade and Rachel.
We don't meal plan. We go through our local grocery ad when it comes out on Sun. Then, on Wed., Aldi sale ads come out. We write down what we need from each that is on sale. The next day we take off any on the list that we could get later or that all of us would benefit from the most. See what we are low on for fresh fruits and veggies and staples and finish the list. $100 a week works for us. We stay beneath that.
For my family, using the grocery app has been the best thing because I can see real time exactly how much my bill will be and it has caused me to think harder about what I really actually need versus what I don’t. Helps keep junk food out. It’s just great all around!
Reorganize your pantry once a month, FIFO (first in, first out) by checking expiration dates, preventing over buying those cans of black beans. Clean your refrigerator at least every other week, wipe down those sticky shelves (you might find those 3 containers of half used sour cream). Check grocery sale adds before you plan nexts weeks meals.
The cash suggestion is a FANTASTIC idea. I use a debit card instead of a credit card but I always end up seeing a sale that I convince myself I need. If I only have cash I have very limited room to fall into temptation.
My mom used to pay for groceries with a check (still does). Takes the time at the register to write it out - AND record it as an expense in the check register right then an there - because she is worth it! If the folks in line behind her are late they should have left earlier. Not her problem. Because we are worth the time it takes to track our own spending and we're likely as trustworthy if not more so than the institutions we trust to track it for us. Because taking responsibility for herself is rewarding. Plus, it doesn't take but like 2-3 minutes more than card or cash, and she balances that checkbook twice per month: on the 1st and 15th like clockwork. You know what else? My mom is RICH! Like wealthy mcsmealthy. She can afford to take 14 grandchildren on international vacations at least once per year if she wants to. In part because of that habit. And she is rarely - if ever over budget. She knows how to be stingy & get creative in certain areas of life, and likes being conservative so the times she has to do tjat become rare. Of course it wasn't always this way: raising 2 + toddlers in student housing while my dad was in med school in NYC became untenable when she, pregnant with her 3rd, got mugged at the entry way of their building for a 3rd time. With 2 girls and one on the way, she was outta there. Worked, wrote, begged, and debted to get out. And it took more than 10 years to pay it all off but once she had helped us escape from unsafe, she never went back and she taught us how to hold tight through the rough times. It's her checkbook. Thing is like magic. That was the '70's mind you. There was no internet then or even many computer consuls small enough to fit on a desk. Ladies, we can do this. The checkbook is free and comes with our account. No excuses not to succeed, here. Let's get it!
I use the “notes” section in my phone to make a grocery list. My husband and son know how to access it and put what needs to be on there. I also put our meals on there and clear them as I make them.
1) I only go in the grocery store when I am NOT hungry. 2) I have an extensive list prepared. 3) I go early in the morning when the store is less busy. 4) I cook at home, start with my meat and then add the vegetables - keeping it simple. I shop at four stores every week. I start with the large, local grocery store first and buy everything I can (the prices are cheaper there and I get money towards a $5 $10 $15 $20 money coupon off for a future shop. Then I go to the health food store for the items that I cannot get at store number one. Then I go to Sam's Club for the certain items I buy there; organic vegetables, some fruits, large package of TP, organic olive oil and coconut oil, and brown eggs because their sizes are larger and their prices are better. Lastly, I go to my local farmer once a month and buy our meat for four weeks. This meat all goes into the freezer. Our organic, nutrient rich food is our number two priority (Our first priority is paying off our condo mortgage.) We value organic, nutrient rich foods because they keep us healthier, help prevent illness, days in bed, more frequent doctors visits, more prescription costs and lost work days (which equates lost income.) We do spend $1,600 per month on our food but again this is our priority and we do not eat out (except on our birthday or Mother's Day) and we do cook at home, do not take vacations or trips, drive a 2012 Suburu, and we now longer buy gifts for each others because we have what we need and live in a 1.258 sq. ft condo with limited space. At age 79 and 73, we feel that our health is our wealth!
While I could not agree more with the content you posted, please For the Love of All that is good separate your paragraphs a little bit some way some fashion be a quadruple Dots and a space or multiple spaces you don't realize that reading on Mobile how long of a page long that it looks
Something that helps me is that, as I find the items on my list, I write the price next to the item & round up to the nearest quarter. Then as I leave each section of the store I pause & add it up. That way as I progress through the store I can see how much items are costing the budget. Also, that way, by the time I reach the checkout, I’m not crossing my fingers that the grand total fits within my budget.
2:49 A list is generally a good thing but if something you always have to use and isn't perishable - stock up when it is on sale (rice, toilet paper, spices, etc). Just because it isn't on your list doesn't mean the store is going to wait for your list to catch up.
I always put 20% of my grocery cash in a separate envelope and only use that money for when I find a really good deal on something that we use all the time.
Checking your inventory is key. I try to always check my pantry, fridge and deep freezer before making my list. And I try to purchase meats that I can make multiple meals from. For example, 1 pack of large ground beef, use half to make meatballs for spaghetti and the other half to make tacos. Saves time and keeps my family from eating the same meal multiple days in a row.
Inventory!!! If I have 5 boxes of pasta, the one in the kitchen cupboard is marked 1/5 (big numbers in sharpie). The boxes in the pantry are marked 2/5, 3/5, 4/5, and 5/5. I only have to glance in the cupboard & I know if I need more. This really is fast to write & a real time saver. It also works great for everything in the bathroom cabinet, too.
I will say one of my favorite investments I made was buying a Dutch oven because you can take a cheaper cut of meat and make it so delicious. I also can whip up a loaf of bread in a jiffy.
I started using the specific grocery store app and the Walmart app to do my grocery shopping. I can sit in the quiet of my home and shop and find the lowest prices. Both offer free shopping and free pickup. We plan menus, shop my freezer and pantry, then shop the stores. I do not purchase toiletries or laundry products at the specific grocery store and save those purchases for Sams in bulk or Walmart. I shop generic always unless the same name brand is on sale. I purchase my meat from another local store who has fantastic sales on 10lb bundles. We are retired and on a fixed income. My budget right now is 450.00 per month for two and I can still make healthy meals. I do canning when fruits and veggies are in season. For gifting, I create baskets of canned goods. It’s working!!!!
I agree with generics being the same as name brand and I buy the majority of generic but when it comes to ketchup and a few other items because they are so high in hfc and I don’t want my family consuming a lot of it.
#9 I also think it’s a good idea if you are someone who likes to try new recipes as part of your plan, have the recipe with you while you shop. While the ingredients should be on your list, you can also have the recipe to refer back to for perspective on what you really need and why. 🥩🍔🌭
I have a great tip especially for you Rachel when you buy your sour cream, put the one you already have in your fridge up front put the new container behind the already opened one it won't go bad because you eat it on every day thing as I watched this video I do the same thing with my coffee creamer I put the opened one first and then the new ones behind the used one I go by expiration date I take ad of the 2 for one sale ,I find it works great for my groceries storing system
I found shopping with cash very stressful! so embarrassing to have to put stuff back I understand your reasoning, but so glad those days are behind me!
We now shop on the way home from other mandatory trips out. Sometimes we're hungry, sometimes were rushed, and sometimes we're there during the heightened frenzy of after work, dinner shoppers; it has the auroa of Christmas Eve shopping. We are being more puposeful in our grocery shopping whether meandering looking for great deals with our budgeted stock up money or doing list targeted buying with permission to skip something if we dont like the price. With our more purposeful grocery shopping we are differently aware and assessing influential shopping factors. Being in a rush and having to make decisions is right up there for us; being hungry is easirr to keep in check than being in a rush.
I have ADHD and I set a timer. List about 20 items, set a 30 min. Timer and see if I can beat it! Less time in the store means I'm less likely to be distracted by additional spending. 40 minutes if needs be or when Wal Mart re organizes the floor plan. Whatever is reasonable to you at yoir store size and list size. A month of sticking to my time budget can buy me a manicure for my daighter and I - and I still save! (Also I get a new Revlon manicure set evedy year or two depending on how often I use them: for $12-20 it pays for itself almost right away! Look good shopping!)
1. I make a small list as I have a prepping pantry, and keep my freezer filled. 2. I have a little money set aside for those clearance finds that spring up at stores. I have gotten some incredible deals. 3. I faithfully check clearance areas knowing where they are in several stores. 4. I shop sales and use coupons for things I will use. . 5. I call for coupons for cat food and litter. Often in the past receiving coupons for FREE products. 6. I am not fussy about brands except for Salsa. Tried different brands nope does not touch the one I like. 7. I look for alternative sources of protein. Not just meat. 8. I ask about reductions in meat because often the stores have terrific deals in between their more expensive offering. 9. I cook for one but make extra so have lunch and dinners for another day. 10. I qualify for foodstamps but never use the full amount for a month. So they roll over to the next month. I respect them and treat them like money, using coupons, discounts, and sales to stretch them further. 11. I am learning the difference between the terms " serving size " and " portion ".
Grocery shop once a month. Keep a small amount cash to replenish items like milk, eggs and veggies. Also grill the meat for the week on Sunday evening for meal planning or to have on hand for quicker meals. Grind your own meat for ground beef or chicken. It’s cheaper than buying ground meat.
I use tally marks on my list and always round up. I tally in increments of 20 and I count up by 20's. 20, 40, 60, 80, etc. marking the increments as I go.That way I'm sure I'm below my budget when I get to the cashier.
In our family, the groceries are done on Sunday by me (a boy) and my father while the electronics are brought by my sister and my mom. This way any additional spending is controlled bery easily.
I don't think it's right to bring your cart to the checkout if you know you can't buy all the items. Tally your total as you shop. Start with most important to least important. Dropping cereal and breakfast bars gave us more budget room. Premake egg muffins, pancakes, waffles, overnight oats instead.
Doing inventory for me is super important. I use to buy multiples of the same thing too often. So while I'm making my list, I go through the pantry, the fridge and other cupboards and do inventory so I know what I already have.
I know cheeseburgers and grilled chicken were mentioned as easy meals, but just my two sense, as a seriously busy mom, let me give you the permission to make completely cold meals, especially if you have young kids. We have compartment trays, and in them goes a fruit (apple slices, grapes, blueberries, A CUP OF 100% JUICE ON THE SIDE), veggies (steamables are quick and easy! Raw veggies that are already prepped), a protein (doesn't have to be meat! Cottage cheese, greek yogurt, scrambled eggs or hardboiled eggs that are already prepped), whole grains or something easy like Mac n cheese, etc... as long as I usually hit the major food groups, it doesn't have to be hot, and it doesn't have to take long!!!! 😉 Save sugary snacks and chips for after dinner or for a fun school snack, not all the time because they are soooo expensive. Eating healthy can be pretty cheap!!!!
A better hack is not to make a list and plan, but go to the store and ONLY buy what is one sale or on clearance. Make meals around sale and clearance items. I've been doing this and save a ton. I literally won't buy anything if it's not on sale, with rare exceptions
Oh this is me too. I reverse meal plan, aka make the meal plan from what we already have and then I can buy sale items to meal plan from the next week. Do you every try the Jordan Page shelftember challenge? Aka $25 a week for the month of September to clear your shelves?
Our stores' self checkouts are limited to 20 items and I find that so helpful for not overspending. I also only bring the number of reusable bags that hold the amount of food that I am prepared to pay for in any one trip.
One tip that I have learned to make sour cream, cottage cheese, yogurt, and even opened spaghetti sauce last longer is to turn the containers upside down in your refrigerator. Make sure your lids are on tight. It prevents air from getting in the top of the item, and sour cream and cottage cheese last longer than the expiration date. I have been using this method for years. I have paper next to the refrigerator, and if you use the last of something add it to the list. If it is not on the list, I don't buy it. I go on the websites for the grocery stores and compare prices. It does take a little time, but you do save money. We also meal plan for the week, and I usually plan my meals around what is on sale for the week. If chicken is on sale for the week, I usually buy an extra package and freeze it. This has worked well for my family. I use my crockpot a lot, and find it makes the meat very tender. You do have to plan ahead. Sometimes, I will cook a roast on Sunday, and have it for leftovers on Monday. Monday night, slice it for roast beef sandwiches on Tuesday night for a quick meal. Or put the sliced meat in the freezer for a quick meal later in the week or the following week when you know you are going to have limited time.
I was going to list the upside down storage tip so looked to see if it had been done. Yep! It really works. I also write on the bottom of the sour cream, cottage cheese, or yogurt for quick recognition.
I’ve shopped basically the same for over50 years, not buying extras, knowing what I need, no juices, snacks or drinks. I did consciously modify my shopping strategy in 1975, adding specific non-perishable items that would allow me to invite dinner guests ad lib, spur-of-the-moment. It allows me to entertain friends anxiety-free.
We always bring a list, however, if we see an item that we use at a great sale price we’ll buy one or more. Especially non perishable items with a long shelf life.
I plan it by meals. Entree, sides. And I plan for most if not all are absolutely leftovers each meal. If meats are on sale (like at Aldi with the red sticker discount) or at Kroger, I do buy a few at a time. I use up what we have before buying new.
I don't drive so I only shop via app. Unfortunately we don't have many options for groceries--Raleys (too expensive), Walmart (no ad) & Grocery Outlet (doesn't always have certain products). But I am trying to be better about meal planning...strugg is to not get burnt out on the same stuff over & over, eat well, make stuff my toddler will eat and also cover both vegetarian & non-vegetarian. Plus baby food & toddler snacks. It's insane. (My toddler is speech delayed & on the spectrum and has issues when it comes to food.)
I make a menu plan based on the sale flyers. All week, when I open a new package of whatever, I put it on my list and put if on sale. For pantry staples, I can't Remember the last time it didn't go on sale before I ran out. I buy ingredients not preprepped stuff. And I buy it all on my credit card! Not even sorry. I have a budget and stick to it. Meal planning is key.
Please don't be the person who holds up the check-out line trying to decide which items to put back. Use the calculator on your phone to tally items as you are shopping and stop before you reach your limit, factoring in sales tax. Our time is valuable and we don't want to waste it in line because you went over budget. Be considerate of fellow shoppers!
Shop with the appropriate sized basket or cart that corresponds with your list. Or, if you bring your own shopping bags, only bring the size/number necessary for your purchases. This reduces the temptation to add impulse items. No cheating!
I make a detailed meal plan then use the walmart app to put everything I'll need in the cart so I know my total before I even go. I add like $10 to the budget for one impulse buy. That way I feel like I get something not on the list I may want without going crazy.
Instead of a list, i just buy the same things. If its too high/not on sale, ill buy a substitute. I also just dont buy like over 90% of the things in the store
I shop 2X week, keeps me from wasting food. I plan out my weekly meals and knowing exactly what to buy has slash my food budget by more than 1/2. I spend $400 per month, it includes my pets food and snacks.
Buy non food items you know you will need when they are on sale and STOCK UP ON THEM..! I do that with dish washing liquid, laundry detergent, toilet paper, tissues, shampoo, body wash, toothpaste, shave gel, flossers, and even socks and boxer briefs.. That way, you will most probably not have to go to the store to buy those specific items and never have to pay regular price for them. They won't go bad and you know you'll need and use those items. That also helps to cut down on going to the store and most likely spending money on things you didn't plan on buying, and it also helps to keep you on budget when you are buying groceries. Another big thing: Try to go to the supermarket the earliest you can. That is when it will be the most stocked and you will most likely find what you are looking for. If an item is out of stock, you'll know it wasn't because you went too late during the day.. or worse, at night.. Especially when certain things are on sale..
I shop with a list and buy store brands mainly my supermarket has those caper carts that track your spending but I have a disability and they are heavy to push so I use my calculator to track my spending
You could have problems in UK with going to a cashier, most supermarkets have got rid of them. On a good point you can scan your products as you go round and it tells you what your total is.
My hubby and I were eating 647 bread because it’s healthy, good for the Weight Watchers program and we enjoy it. On a recent grocery shopping trip, we saw the price skyrocketed to $4.09 per loaf AT ALDI! Aldi’s white bread is .50 per loaf. We switched. Saving money. We want to eat less bread. The Aldi bread is more points, but we eat less to stay on program. A win all around.
I know exactly how much I can buy groceries for each week. That doesn’t change so I don’t need to look up anything before I go to the store! Have done budgeting for over 30 years with my husband and we change the numbers once a year!
The problem with not taking your kids is that they don't learn. These are all basics to me because my mom took me shopping all the time. My boys already know how to look for a sale at 6 and 8.
Our staff took out grain rice,a bag of peas/carrots that were half full,and broccoli/cauliflower for our supper,and spiced up pork chops in a hurry,because she asked what we had last night and wanted variety. 2 different half bags done Sharen
I agree with rounding and adding as you go. It keeps you on budget, ensures you get the most important items AND is being kind to the cashier and fellow shoppers. As a grocery cashier I can tell you it’s not fun having to run through a list of items (doesn’t matter if it’s $20 or $200) to find and remove random things from the bill, pull them out of the bag, and then have to put back whatever was still left left in the cart. Not to mention it holds up the line. Please don’t make the cashier your budget accountability buddy. They already get paid too little and have to deal with too much. A better practice is to add as you go & have one or two “bonus” items in the child seat of the cart. If you’re under budget at checkout out you can add them at the end and feel like you got something extra instead of having to take things off. This is what I do and it helps me get through the line faster and have a more positive experience overall when working with a tight budget.
I am now buying conventional produce only. I do not have the $ for organic and I often don’t buy certain fruits and veggies if it’s not organic. It’s better to put that $ into organic meat which has been shown to have a bigger environmental impact than organic produce.
Generics are so valuable! Common sense - grocery store chains do not have factories making all these products. That national brand company puts a private label on the same product. A product I sold for years was made this way. I visited the factory - at the end of the production line the operator just changed boxes. I literally had customers tell me my product was better than the other brand - exactly the same.
Never have I ever spent more because I have a credit card. It's called a budget! Whether you are paying at the cashier with plastic or cash, it makes no difference if you stick to your budget. In fact, my credit card SAVES me money by earning 5% cash back! Why don't they understand this? They preach budget budget budget, but don't think people have the brains to stick to that budget? Method of payment makes no difference as long as you stick to your budget. I pay off my credit card every week and enjoy the fruits of my cash back.
I do the same. My card offers double points for groceries, so I budget every week and use my card for the points and pay it back weekly with the money that’s already been budgeted for.
@@candy2325 thanks. I just don't understand why you wouldn't use all the tools that you have at your disposal. Some people can't handle a budget or live within their means. That's fine, then plastic isn't for them. But for people like ourselves, it's very useful and helpful.
100% on everything, the meal plan has to be kept simple and delicious but healthy in order for it to be sustainable, and the Wallet tends to stay home so I can’t swipe any plastic debit card period, barely carry any cash either and forget about Apple Pay, I never use my phone for paying, no way
every single month we do a budget, and every single month we go over our food budget. It's crazy and annoying. I feel like we will never get this budget item together
I mainly shop at ALDI, but do shop at Walmart. I also shop a small mom and pop shop for fresh veggies. Great prices when you shop around. Ours are all located close to each other so it's not a big deal to go a couple of places to shop. We stopped drinking soda over 1year now and I don't miss it at all. It's not good for you anyways.
I always make a menu for the whole month and I make meals that use a lot of the same ingredients, So im buying in bulk. It saves me mney cause im not goimg to the store every week.
I go to the grocery store with a certain amount of cash which is my budgeted amount per week, so I have to pay attention that I’m only getting what’s on my list. Also, I much prefer self checkout.
I have always shopped only once a month. I might go back for some fresh fruit. With 5 kids I had a tight budget. I buy mostly store brands, and mostly pay cash.
I’m on the spectrum with a side of ADHD so I get into “same food” grooves. I usually rotate among homemade burrito bowls, tuna noodle casserole, “poor man” pasta, and spiced rice
Yea I think it’s time to update the policy on credit cards. There’s an upcharge at the grocery store and other realtors to cover credit card fees. If you use your card and you get cash back/points, you make that money back. I think if you’re not responsible enough for a credit card, it’s obviously not worth it. However, most adults should be able to understand basic credit card usage.
@@amywilloughby8019 HEB (Texas) & Walmart. In fact there are multiple articles with real evidence that most grocery shopping store apps, if not all will have about 3% markup per item... It is a rip off!
I use credit card all the time and pay it off full every due date. Never had to pay interest. Seldom but stuff I do not need. Able to build credit and avail of low mortgage rate when I got my house. Credit cards are not all that bad. You need to know how to use it.
Know what is in your refrigerator. If it is so full you don't know, you have too much. Take note of perishable things that get thrown out. The absolute cheapest brand is not always the wisest buy if your family doesn't like it. Always have something easy on hand to make for dinner so you aren't stuck getting takeout. I have found that if I go to the store right after eating, I don't get enough. So not starving but not stuffed either.
My favorite store to shop to save money is Aldi’s. I save even more with them than Trader Joe’s, which is also affordable but they’re definitely a step up from Aldi’s and they’re cute packaging and snacks makes me overspend every time 😭 so I had to go back to Aldi’s. But if there something that I need that Aldi’s doesn’t have I go right across the street to Shop Rite and I still don’t go over budget because I saved so much at ALDI
And 11. Do not go to the store hungry. Eat Before you go as you will be less tempted to spend
i went in hungry today and bought pockey😌
100%
So true
This should be #1. This year I started going to grocery store after dinner on Friday instead of first thing in the morning on Saturday and my spending is way down.
If I go full I can’t shop. Everything looks awful to me and I can’t even think about shopping. I have to be hungry to plan what to make. I can’t even sit at home and make a list when I’m full. It’s weird, I know, I even feel sick.
Reverse meal plan. Buy things on sale then plan your meals based on what you have. Use coupons, store apps, rebate apps and store sales. We spend about $150 a month for 2 of us.
That is a great idea! Thanks
This is what I’ve been doing and it has made a huge difference!
Wow! Where do you live??
@@Ashley10056 East coast of Florida.
Exactly what I do and we spend about $200 for 2 but includes toiletries, cleaning supplies and all those kinds of things..occasionally will go $300 if there’s an awesome meat sale!
JADE is STUNNING. Smart, and cool af.
The best advice my dad gave me is if you buy something that is $1.06 tell yourself that it's $2 (3.45 is $4, 5.85 is $6). So that as you add your numbers you know that you will be below the amount that you can spend and you might have enough left over for taxes if you buy about 10 items.
I remember back in the day you could kind of judge what your bill was going to be if you count a dollar for every item in the cart. These days it's $3 for every item in the cart.
I have done that for many years. It helps me to know what my total will be, so I don't have to put anything back. Your Dad is a smart man. I do the same with everything I buy.
Exactly what I do
6:35 if you add up your items as you put them in the cart (rounding up for tax), then you don't have to ask the cashier to tell you when you've hit a certain dollar amount. You know before you get to the checkout line, and will have already put things back that put you over the budget.
I found I need a “break incase of emergency meal” for when our evening plans have completely gone out the window and I need something I can just preheat the oven and throw in - like a frozen pizza. That way if something unexpectedly comes up we don’t go over budget getting fast food which is ridiculously expensive these days
This is such a great idea!!
Same here. I’ll add in a emergency meal for my pantry to quickly whip up when I have a day where I’m too tired, sick or busy
I always get a package of spaghetti from Costco. I think it’s like 8 packages and buy their 3 jars of marinara and that’s my backup when things fall through.
If a recipe turns out way bigger than expected, and we're not eating it down as much as expected after a couple days, we freeze a big portion of it for later for this very reason! Then when we have a bunch of deadlines at work or we just got back from a week out of town without time to do weekend meal prep, we pull those old leftovers out of the freezer for the week. We also always have some chicken nuggets and pasta around.
The self checkout for me is the complete opposite. I can see what I’m spending as I go and pick and choose what I scan in what order. If I’m getting close to what I wanted to spend I can choose to simply place unwanted stuff in the return bin in the section.
It alleviates having to tell someone else my business.
I make my list in the grocery store app, then put it in the cart. It gives me a total without me having to add everything up, as well as what aisle it’s on in the store. This way, I know exactly what I’m going to spend and I focus only on the aisles I need to go down. Game changer!
Our Walmart has higher prices for online shopping than in store so that can be a problem.
I do the exact same thing but I just do a pickup. If I go into the store at all, I’ll over spend!
Yes! I love doing this, the list is organized by product type, you can see available digital coupons, and delete the items as you fill your cart.
@desertfamilyhomestead3127 Our Aldi has lower prices than online because ordering is through Instacart. But our Walmart has delivery and pick up. Walmart employees fill the orders, so the prices are the same.
@@stacymontero6172 I was doing pick up orders from Walmart and then had to run in once to pick up a couple things and I grabbed a package of ham lunch meat and it was over a dollar cheaper in store than ordering for pick up(yes I went online to double check it), so no more online ordering from Walmart for me. I live outside of the city limits so any delivery for anything is extra charges and our Aldi hasn’t even broken ground yet.
I caught Jade’s information on a TH-cam video about this and have been doing it for 3 weeks now. My grocery bill has been less than my budget. The meal planning, using what you have and buying just what you need has been key. Enough for left overs and there’s a lunch for the hubby and dinner on a night that had a busy day. Thanks Jade and Rachel.
We don't meal plan. We go through our local grocery ad when it comes out on Sun. Then, on Wed., Aldi sale ads come out. We write down what we need from each that is on sale. The next day we take off any on the list that we could get later or that all of us would benefit from the most. See what we are low on for fresh fruits and veggies and staples and finish the list. $100 a week works for us. We stay beneath that.
For my family, using the grocery app has been the best thing because I can see real time exactly how much my bill will be and it has caused me to think harder about what I really actually need versus what I don’t. Helps keep junk food out. It’s just great all around!
Jade is AWESOME!
Reorganize your pantry once a month, FIFO (first in, first out) by checking expiration dates, preventing over buying those cans of black beans. Clean your refrigerator at least every other week, wipe down those sticky shelves (you might find those 3 containers of half used sour cream). Check grocery sale adds before you plan nexts weeks meals.
The cash suggestion is a FANTASTIC idea. I use a debit card instead of a credit card but I always end up seeing a sale that I convince myself I need. If I only have cash I have very limited room to fall into temptation.
My mom used to pay for groceries with a check (still does).
Takes the time at the register to write it out - AND record it as an expense in the check register right then an there - because she is worth it!
If the folks in line behind her are late they should have left earlier. Not her problem.
Because we are worth the time it takes to track our own spending and we're likely as trustworthy if not more so than the institutions we trust to track it for us.
Because taking responsibility for herself is rewarding.
Plus, it doesn't take but like 2-3 minutes more than card or cash, and she balances that checkbook twice per month: on the 1st and 15th like clockwork.
You know what else?
My mom is RICH!
Like wealthy mcsmealthy.
She can afford to take 14 grandchildren on international vacations at least once per year if she wants to.
In part because of that habit. And she is rarely - if ever over budget.
She knows how to be stingy & get creative in certain areas of life, and likes being conservative so the times she has to do tjat become rare.
Of course it wasn't always this way: raising 2 + toddlers in student housing while my dad was in med school in NYC became untenable when she, pregnant with her 3rd, got mugged at the entry way of their building for a 3rd time. With 2 girls and one on the way, she was outta there. Worked, wrote, begged, and debted to get out.
And it took more than 10 years to pay it all off but once she had helped us escape from unsafe, she never went back and she taught us how to hold tight through the rough times.
It's her checkbook. Thing is like magic.
That was the '70's mind you. There was no internet then or even many computer consuls small enough to fit on a desk.
Ladies, we can do this. The checkbook is free and comes with our account. No excuses not to succeed, here.
Let's get it!
I use the “notes” section in my phone to make a grocery list. My husband and son know how to access it and put what needs to be on there. I also put our meals on there and clear them as I make them.
1) I only go in the grocery store when I am NOT hungry. 2) I have an extensive list prepared. 3) I go early in the morning when the store is less busy. 4) I cook at home, start with my meat and then add the vegetables - keeping it simple. I shop at four stores every week. I start with the large, local grocery store first and buy everything I can (the prices are cheaper there and I get money towards a $5 $10 $15 $20 money coupon off for a future shop. Then I go to the health food store for the items that I cannot get at store number one. Then I go to Sam's Club for the certain items I buy there; organic vegetables, some fruits, large package of TP, organic olive oil and coconut oil, and brown eggs because their sizes are larger and their prices are better. Lastly, I go to my local farmer once a month and buy our meat for four weeks. This meat all goes into the freezer. Our organic, nutrient rich food is our number two priority (Our first priority is paying off our condo mortgage.) We value organic, nutrient rich foods because they keep us healthier, help prevent illness, days in bed, more frequent doctors visits, more prescription costs and lost work days (which equates lost income.) We do spend $1,600 per month on our food but again this is our priority and we do not eat out (except on our birthday or Mother's Day) and we do cook at home, do not take vacations or trips, drive a 2012 Suburu, and we now longer buy gifts for each others because we have what we need and live in a 1.258 sq. ft condo with limited space. At age 79 and 73, we feel that our health is our wealth!
😮
While I could not agree more with the content you posted, please For the Love of All that is good separate your paragraphs a little bit some way some fashion be a quadruple Dots and a space or multiple spaces you don't realize that reading on Mobile how long of a page long that it looks
I agree but I wish I had $1,600 to spend on food, I really do
Wish I had time to go to 4 different places
@@bennyjoey8444 that too
Something that helps me is that, as I find the items on my list, I write the price next to the item & round up to the nearest quarter. Then as I leave each section of the store I pause & add it up. That way as I progress through the store I can see how much items are costing the budget. Also, that way, by the time I reach the checkout, I’m not crossing my fingers that the grand total fits within my budget.
Brilliant. Thanks!
2:49
A list is generally a good thing but if something you always have to use and isn't perishable - stock up when it is on sale (rice, toilet paper, spices, etc). Just because it isn't on your list doesn't mean the store is going to wait for your list to catch up.
I always put 20% of my grocery cash in a separate envelope and only use that money for when I find a really good deal on something that we use all the time.
Checking your inventory is key. I try to always check my pantry, fridge and deep freezer before making my list. And I try to purchase meats that I can make multiple meals from. For example, 1 pack of large ground beef, use half to make meatballs for spaghetti and the other half to make tacos. Saves time and keeps my family from eating the same meal multiple days in a row.
Inventory!!!
If I have 5 boxes of pasta, the one in the kitchen cupboard is marked 1/5 (big numbers in sharpie). The boxes in the pantry are marked 2/5, 3/5, 4/5, and 5/5. I only have to glance in the cupboard & I know if I need more. This really is fast to write & a real time saver. It also works great for everything in the bathroom cabinet, too.
Also, where’s Jade’s YT channel 😍🙌
Right!
I will say one of my favorite investments I made was buying a Dutch oven because you can take a cheaper cut of meat and make it so delicious. I also can whip up a loaf of bread in a jiffy.
I started using the specific grocery store app and the Walmart app to do my grocery shopping. I can sit in the quiet of my home and shop and find the lowest prices. Both offer free shopping and free pickup. We plan menus, shop my freezer and pantry, then shop the stores. I do not purchase toiletries or laundry products at the specific grocery store and save those purchases for Sams in bulk or Walmart. I shop generic always unless the same name brand is on sale. I purchase my meat from another local store who has fantastic sales on 10lb bundles. We are retired and on a fixed income. My budget right now is 450.00 per month for two and I can still make healthy meals. I do canning when fruits and veggies are in season. For gifting, I create baskets of canned goods. It’s working!!!!
I agree with generics being the same as name brand and I buy the majority of generic but when it comes to ketchup and a few other items because they are so high in hfc and I don’t want my family consuming a lot of it.
My big thing is not bringing my husband. He doesn’t listen to the words “not on the list” but my kids do. 😂
Cracked me up😂😂😂
😅 too funny!
Same honestly
I love Jade’s energy 🥰
Rachel & Jade I love yall doing these videos together ☺️
#9 I also think it’s a good idea if you are someone who likes to try new recipes as part of your plan, have the recipe with you while you shop. While the ingredients should be on your list, you can also have the recipe to refer back to for perspective on what you really need and why. 🥩🍔🌭
I have a great tip especially for you Rachel when you buy your sour cream, put the one you already have in your fridge up front put the new container behind the already opened one it won't go bad because you eat it on every day thing as I watched this video I do the same thing with my coffee creamer I put the opened one first and then the new ones behind the used one I go by expiration date I take ad of the 2 for one sale ,I find it works great for my groceries storing system
I found shopping with cash very stressful! so embarrassing to have to put stuff back I understand your reasoning, but so glad those days are behind me!
We now shop on the way home from other mandatory trips out. Sometimes we're hungry, sometimes were rushed, and sometimes we're there during the heightened frenzy of after work, dinner shoppers; it has the auroa of Christmas Eve shopping. We are being more puposeful in our grocery shopping whether meandering looking for great deals with our budgeted stock up money or doing list targeted buying with permission to skip something if we dont like the price. With our more purposeful grocery shopping we are differently aware and assessing influential shopping factors. Being in a rush and having to make decisions is right up there for us; being hungry is easirr to keep in check than being in a rush.
Would love to see a 3-5 day meal plan from Jade . Love the idea of simpler plans . Greta video
I think she's vegan or at least vegetarian. I'm sure not eating meat saves a ton on the grocery bill.
You ladies are great. This was a fun and helpful one.
I have ADHD and I set a timer. List about 20 items, set a 30 min. Timer and see if I can beat it! Less time in the store means I'm less likely to be distracted by additional spending.
40 minutes if needs be or when Wal Mart re organizes the floor plan. Whatever is reasonable to you at yoir store size and list size.
A month of sticking to my time budget can buy me a manicure for my daighter and I - and I still save! (Also I get a new Revlon manicure set evedy year or two depending on how often I use them: for $12-20 it pays for itself almost right away! Look good shopping!)
I send my husband to the store with a list. He literally just sticks to the list whereas I tend to make more impulse purchases
The best sales run in 3 month cycles. Purchase what you need for that amount of time. You can cut your bill in half.
1. I make a small list as I have a prepping pantry, and keep my freezer filled.
2. I have a little money set aside for those clearance finds that spring up at stores. I have gotten some incredible deals.
3. I faithfully check clearance areas knowing where they are in several stores.
4. I shop sales and use coupons for things I will use. .
5. I call for coupons for cat food and litter. Often in the past receiving coupons for FREE products.
6. I am not fussy about brands except for Salsa. Tried different brands nope does not touch the one I like.
7. I look for alternative sources of protein. Not just meat.
8. I ask about reductions in meat because often the stores have terrific deals in between their more expensive offering.
9. I cook for one but make extra so have lunch and dinners for another day.
10. I qualify for foodstamps but never use the full amount for a month. So they roll over to the next month. I respect them and treat them like money, using coupons, discounts, and sales to stretch them further.
11. I am learning the difference between the terms " serving size " and " portion ".
Love Jade's outfit! Any chance you could share a link to that plz?
Grocery shop once a month. Keep a small amount cash to replenish items like milk, eggs and veggies. Also grill the meat for the week on Sunday evening for meal planning or to have on hand for quicker meals. Grind your own meat for ground beef or chicken. It’s cheaper than buying ground meat.
How do you meal plan a whole month at a time? I think I would struggle with this
Where I live in Southern California, ground beef is cheaper than any cut of beef, even on sale.
How do you stay within the limit? use a calclator as you go?
I use tally marks on my list and always round up. I tally in increments of 20 and I count up by 20's. 20, 40, 60, 80, etc. marking the increments as I go.That way I'm sure I'm below my budget when I get to the cashier.
I always round up to the nearest number. It is a fun game that I enjoy.
What a fun and helpful episode :) Thank you beautiful ladies for helping us to make good decisions with our money!
In our family, the groceries are done on Sunday by me (a boy) and my father while the electronics are brought by my sister and my mom. This way any additional spending is controlled bery easily.
I don't think it's right to bring your cart to the checkout if you know you can't buy all the items. Tally your total as you shop. Start with most important to least important. Dropping cereal and breakfast bars gave us more budget room. Premake egg muffins, pancakes, waffles, overnight oats instead.
She doesn't.
But she shouldn't encourage others to do it.
Doing inventory for me is super important. I use to buy multiples of the same thing too often. So while I'm making my list, I go through the pantry, the fridge and other cupboards and do inventory so I know what I already have.
Love these 2 Lady’s. Thank you for another great video!
My two favorite RP’s 🙌❤️
I know cheeseburgers and grilled chicken were mentioned as easy meals, but just my two sense, as a seriously busy mom, let me give you the permission to make completely cold meals, especially if you have young kids. We have compartment trays, and in them goes a fruit (apple slices, grapes, blueberries, A CUP OF 100% JUICE ON THE SIDE), veggies (steamables are quick and easy! Raw veggies that are already prepped), a protein (doesn't have to be meat! Cottage cheese, greek yogurt, scrambled eggs or hardboiled eggs that are already prepped), whole grains or something easy like Mac n cheese, etc... as long as I usually hit the major food groups, it doesn't have to be hot, and it doesn't have to take long!!!! 😉 Save sugary snacks and chips for after dinner or for a fun school snack, not all the time because they are soooo expensive. Eating healthy can be pretty cheap!!!!
You guys are great! All practical and useful suggestions that everyone should consider. Really like your Happy Hour with George too Rachel. ❤
I add up items on my phone calculator as I’m gathering items in the store. That works great!
A better hack is not to make a list and plan, but go to the store and ONLY buy what is one sale or on clearance. Make meals around sale and clearance items. I've been doing this and save a ton. I literally won't buy anything if it's not on sale, with rare exceptions
Oh this is me too. I reverse meal plan, aka make the meal plan from what we already have and then I can buy sale items to meal plan from the next week. Do you every try the Jordan Page shelftember challenge? Aka $25 a week for the month of September to clear your shelves?
Check what's at home first and only shop sales. ASHM. Only this has worked for me
For myself, that's not better.
Our stores' self checkouts are limited to 20 items and I find that so helpful for not overspending. I also only bring the number of reusable bags that hold the amount of food that I am prepared to pay for in any one trip.
One tip that I have learned to make sour cream, cottage cheese, yogurt, and even opened spaghetti sauce last longer is to turn the containers upside down in your refrigerator. Make sure your lids are on tight. It prevents air from getting in the top of the item, and sour cream and cottage cheese last longer than the expiration date. I have been using this method for years.
I have paper next to the refrigerator, and if you use the last of something add it to the list. If it is not on the list, I don't buy it. I go on the websites for the grocery stores and compare prices. It does take a little time, but you do save money. We also meal plan for the week, and I usually plan my meals around what is on sale for the week. If chicken is on sale for the week, I usually buy an extra package and freeze it. This has worked well for my family. I use my crockpot a lot, and find it makes the meat very tender. You do have to plan ahead. Sometimes, I will cook a roast on Sunday, and have it for leftovers on Monday. Monday night, slice it for roast beef sandwiches on Tuesday night for a quick meal. Or put the sliced meat in the freezer for a quick meal later in the week or the following week when you know you are going to have limited time.
My grandma taught me that I wasn’t sure if it was true lol
I was going to list the upside down storage tip so looked to see if it had been done. Yep! It really works.
I also write on the bottom of the sour cream, cottage cheese, or yogurt for quick recognition.
I’ve shopped basically the same for over50 years, not buying extras, knowing what I need, no juices, snacks or drinks.
I did consciously modify my shopping strategy in 1975, adding specific non-perishable items that would allow me to invite dinner guests ad lib, spur-of-the-moment. It allows me to entertain friends anxiety-free.
We use the hand held scanner and self check out, you get the total as you go around the store and can adjust your shopping accordingly.
Often those national brands have coupons to go with the sales too. So be aware of that too. Digital couponing along with sales is super easy now.
We always bring a list, however, if we see an item that we use at a great sale price we’ll buy one or more. Especially non perishable items with a long shelf life.
I plan it by meals. Entree, sides. And I plan for most if not all are absolutely leftovers each meal. If meats are on sale (like at Aldi with the red sticker discount) or at Kroger, I do buy a few at a time. I use up what we have before buying new.
I don't drive so I only shop via app. Unfortunately we don't have many options for groceries--Raleys (too expensive), Walmart (no ad) & Grocery Outlet (doesn't always have certain products). But I am trying to be better about meal planning...strugg is to not get burnt out on the same stuff over & over, eat well, make stuff my toddler will eat and also cover both vegetarian & non-vegetarian. Plus baby food & toddler snacks. It's insane. (My toddler is speech delayed & on the spectrum and has issues when it comes to food.)
my credit card is tied to my checking acct...
using it zeroes out the 2-4% merchant fee baked into prices across the board...
I love this video, thank you both for great advice! Is there a video or link to favorite recipes for family of 4?
I make a menu plan based on the sale flyers. All week, when I open a new package of whatever, I put it on my list and put if on sale. For pantry staples, I can't Remember the last time it didn't go on sale before I ran out. I buy ingredients not preprepped stuff. And I buy it all on my credit card! Not even sorry. I have a budget and stick to it. Meal planning is key.
Please don't be the person who holds up the check-out line trying to decide which items to put back. Use the calculator on your phone to tally items as you are shopping and stop before you reach your limit, factoring in sales tax. Our time is valuable and we don't want to waste it in line because you went over budget. Be considerate of fellow shoppers!
Thank -you
From a kroger cashier.
Shop with the appropriate sized basket or cart that corresponds with your list. Or, if you bring your own shopping bags, only bring the size/number necessary for your purchases.
This reduces the temptation to add impulse items. No cheating!
I make a detailed meal plan then use the walmart app to put everything I'll need in the cart so I know my total before I even go. I add like $10 to the budget for one impulse buy. That way I feel like I get something not on the list I may want without going crazy.
Instead of a list, i just buy the same things. If its too high/not on sale, ill buy a substitute.
I also just dont buy like over 90% of the things in the store
THIS IS GREAT AND USEFUL INFORMATION!
THANK YOU BOTH🙏✝️❤
I will skip the cookies all together before I will buy twist and shout, lol!🤣
I shop 2X week, keeps me from wasting food. I plan out my weekly meals and knowing exactly what to buy has slash my food budget by more than 1/2. I spend $400 per month, it includes my pets food and snacks.
Buy non food items you know you will need when they are on sale and STOCK UP ON THEM..! I do that with dish washing liquid, laundry detergent, toilet paper, tissues, shampoo, body wash, toothpaste, shave gel, flossers, and even socks and boxer briefs.. That way, you will most probably not have to go to the store to buy those specific items and never have to pay regular price for them. They won't go bad and you know you'll need and use those items. That also helps to cut down on going to the store and most likely spending money on things you didn't plan on buying, and it also helps to keep you on budget when you are buying groceries.
Another big thing: Try to go to the supermarket the earliest you can. That is when it will be the most stocked and you will most likely find what you are looking for. If an item is out of stock, you'll know it wasn't because you went too late during the day.. or worse, at night.. Especially when certain things are on sale..
I also do this and it's helpful!
Unfortunately, our local Vons is notorious for being out of sale items, even on the first morning of the sale.
I shop with a list and buy store brands mainly my supermarket has those caper carts that track your spending but I have a disability and they are heavy to push so I use my calculator to track my spending
You could have problems in UK with going to a cashier, most supermarkets have got rid of them. On a good point you can scan your products as you go round and it tells you what your total is.
My hubby and I were eating 647 bread because it’s healthy, good for the Weight Watchers program and we enjoy it. On a recent grocery shopping trip, we saw the price skyrocketed to $4.09 per loaf AT ALDI! Aldi’s white bread is .50 per loaf. We switched. Saving money. We want to eat less bread. The Aldi bread is more points, but we eat less to stay on program. A win all around.
I like a real cashier too not self checkout.
My wife buys only if on sale. If ketchup is on sale then buy a few bottles, then everything you have is bought on sale.
I know exactly how much I can buy groceries for each week. That doesn’t change so I don’t need to look up anything before I go to the store! Have done budgeting for over 30 years with my husband and we change the numbers once a year!
The problem with not taking your kids is that they don't learn. These are all basics to me because my mom took me shopping all the time. My boys already know how to look for a sale at 6 and 8.
Our staff took out grain rice,a bag of peas/carrots that were half full,and broccoli/cauliflower for our supper,and spiced up pork chops in a hurry,because she asked what we had last night and wanted variety.
2 different half bags done
Sharen
I agree with rounding and adding as you go. It keeps you on budget, ensures you get the most important items AND is being kind to the cashier and fellow shoppers. As a grocery cashier I can tell you it’s not fun having to run through a list of items (doesn’t matter if it’s $20 or $200) to find and remove random things from the bill, pull them out of the bag, and then have to put back whatever was still left left in the cart. Not to mention it holds up the line. Please don’t make the cashier your budget accountability buddy. They already get paid too little and have to deal with too much. A better practice is to add as you go & have one or two “bonus” items in the child seat of the cart. If you’re under budget at checkout out you can add them at the end and feel like you got something extra instead of having to take things off. This is what I do and it helps me get through the line faster and have a more positive experience overall when working with a tight budget.
I am now buying conventional produce only. I do not have the $ for organic and I often don’t buy certain fruits and veggies if it’s not organic. It’s better to put that $ into organic meat which has been shown to have a bigger environmental impact than organic produce.
Generics are so valuable! Common sense - grocery store chains do not have factories making all these products. That national brand company puts a private label on the same product.
A product I sold for years was made this way. I visited the factory - at the end of the production line the operator just changed boxes.
I literally had customers tell me my product was better than the other brand - exactly the same.
Never have I ever spent more because I have a credit card. It's called a budget! Whether you are paying at the cashier with plastic or cash, it makes no difference if you stick to your budget. In fact, my credit card SAVES me money by earning 5% cash back! Why don't they understand this? They preach budget budget budget, but don't think people have the brains to stick to that budget? Method of payment makes no difference as long as you stick to your budget. I pay off my credit card every week and enjoy the fruits of my cash back.
I was lurking the comments for the cashback of using a credit card andd.. i found it! 🫶🏻
They've preached no cc for years and they just can't reverse it.
I do the same. My card offers double points for groceries, so I budget every week and use my card for the points and pay it back weekly with the money that’s already been budgeted for.
@@candy2325 thanks. I just don't understand why you wouldn't use all the tools that you have at your disposal. Some people can't handle a budget or live within their means. That's fine, then plastic isn't for them. But for people like ourselves, it's very useful and helpful.
MOST people don't pay off their CC monthly
100% on everything, the meal plan has to be kept simple and delicious but healthy in order for it to be sustainable, and the Wallet tends to stay home so I can’t swipe any plastic debit card period, barely carry any cash either and forget about Apple Pay, I never use my phone for paying, no way
Waiting on Jades show ❤❤❤❤❤
every single month we do a budget, and every single month we go over our food budget. It's crazy and annoying. I feel like we will never get this budget item together
Comparison shop prices between stores, buy things on sale only, buy produce in season, try not to buy things in the center of the supermarket
I mainly shop at ALDI, but do shop at Walmart. I also shop a small mom and pop shop for fresh veggies. Great prices when you shop around. Ours are all located close to each other so it's not a big deal to go a couple of places to shop. We stopped drinking soda over 1year now and I don't miss it at all. It's not good for you anyways.
Same here. I weened myself from soda and now drink sparkling water to get that bubbly fix without the sugar
I always make a menu for the whole month and I make meals that use a lot of the same ingredients, So im buying in bulk. It saves me mney cause im not goimg to the store every week.
I would love to know if you have a spending recommendation per week or even month on groceries depending on size of family!
Thank you
I use my debit card when I order groceries for delivery and now pull out cash for when I go inside. I always get caught on those clearance items 😅
I go to the grocery store with a certain amount of cash which is my budgeted amount per week, so I have to pay attention that I’m only getting what’s on my list. Also, I much prefer self checkout.
so how do you only spend what is in the budget when you are actually there? Take a caluclator ?
I have always shopped only once a month. I might go back for some fresh fruit. With 5 kids I had a tight budget. I buy mostly store brands, and mostly pay cash.
I’m on the spectrum with a side of ADHD so I get into “same food” grooves. I usually rotate among homemade burrito bowls, tuna noodle casserole, “poor man” pasta, and spiced rice
I like Jade's outfit❤
Yea I think it’s time to update the policy on credit cards. There’s an upcharge at the grocery store and other realtors to cover credit card fees. If you use your card and you get cash back/points, you make that money back. I think if you’re not responsible enough for a credit card, it’s obviously not worth it. However, most adults should be able to understand basic credit card usage.
I used to order curbside pick up or online but recently realized there is a 30% markup… booo 😮
Oh my where were you shopping that you saw this?
I've seen this markup too, on Instacart, but not for all stores.
@@amywilloughby8019 HEB (Texas) & Walmart. In fact there are multiple articles with real evidence that most grocery shopping store apps, if not all will have about 3% markup per item... It is a rip off!
HEB (Texas) there’s 3% markup per item for online/ curbside orders! 😮
I use credit card all the time and pay it off full every due date. Never had to pay interest. Seldom but stuff I do not need. Able to build credit and avail of low mortgage rate when I got my house. Credit cards are not all that bad. You need to know how to use it.
I like most of the advice but no one is telling the cashier “let me know when I’m at $200”
When my husband was out of work I had to tell the cashier when to stop. Now that he's retiring our budget is going to be tight I'll be doing it again.
Know what is in your refrigerator. If it is so full you don't know, you have too much. Take note of perishable things that get thrown out. The absolute cheapest brand is not always the wisest buy if your family doesn't like it. Always have something easy on hand to make for dinner so you aren't stuck getting takeout. I have found that if I go to the store right after eating, I don't get enough. So not starving but not stuffed either.
My favorite store to shop to save money is Aldi’s. I save even more with them than Trader Joe’s, which is also affordable but they’re definitely a step up from Aldi’s and they’re cute packaging and snacks makes me overspend every time 😭 so I had to go back to Aldi’s. But if there something that I need that Aldi’s doesn’t have I go right across the street to Shop Rite and I still don’t go over budget because I saved so much at ALDI