😃😃😃FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632 Private consultation with Dr. Ed? Schedule: MyGovExpert.as.me/ Get ALL your questions answered privately AND support all of our FREE CONTENT!
Terminating telework came directly from Elon Musk. Elon hates telework, he hates it so much that he banned it at all his companies. He went directly to trump to create an executive order to end telework, and that's how we got what we have today, which is the termination of telework for federal employees. Elon went back to trump and told him to make another executive order doing the same ban but this time for State and City workers. All this is from Elon Musk. Everything and I mean everything regarding ending telework is coming from Elon Musk directly
@oldkoloa Elon has a UK warrant for his arrest, for interfering with government in the UK. If Elon ever goes to the UK, he WILL be arrested and charged. Also, Elon got all his UK assets frozen.
Im a senior on Social security making 1,200 monthly. My only income. I applied for snap because after copays and living expenses I can't afford food. They said I could have $20 a month! I couldn't believe it. I told them it wasn't worth the gas to the store. I think its an insult and they can shove it!
I think this is why a lot of seniors are getting roommates. It is terrible when you work your whole life and then can’t afford to support yourself. This is one of the reasons minimum wage needs to be raised
I think they need to be adding in all of our expenses not just housing and utilities! They're so far from what we actually pay out of pocket every month!
@@vienneblomgren6604 you’re right that’s an insult. Spend all of your time reaching out to organizations that will supplement you. They’re out there wanting to help you . Whereas America is just getting worse specially with someone like Trump and all of his uneducated corrupted felons.
Had too give up my car living on ssdi isn't easy. By the time I pay rent and utilities and food it's a wrap The months you have too wait 5 weeks is painful.
@@ormai246That’s a LIE. Former President Biden didn’t touch Social Security and WHO is office now? The Republicans is the one that want to take it away.
@bobbieherin1944 write your congress rep. 401 k taxes should go to the social security fund, recind tax loopholes for millionaires and billionaires. Put those in prison to work building roads or something they need to pay for their own incarceration.
@@noname-dx8ftif you started working like I did at 16, yes we had monies deducted from our pay for 50 years or more. They are not just giving to us, we are due support now.
@noname-dx8ft i worked from the age of 14 and had a paying job at 16. I am now 67. You don't know what you are talking about!!!! Actually 51 years, not 50.
I can’t take listen after 7 mins. You are living in fantasy land expecting trump to fix everything overnight. You ignore all the resistance he had first term and between terms. He did and is keeping promises. He is attacking the border and every other thing known to man in a few days. More than your friend Biden ever did. So, stop making it sound as if nothing will be done this term for social security or whatever.
Social Security should not be cut. Americans paid into it for our retirement. The federal government owes Americans for using Social Security and never putting it back.
Please I work 30 years for my Social Security. Broke my back for it. Lumba spine operation and hip replacement, braking my back for 30 years. Hands off my Social Security.
They need your social security to send billions to Israel. AIPAC bought all your politicians so no one to protect you. Be careful going to the hospitals because the doctors are being incentivized to off you with covid protocols; Sorry buddy.
I'm about to turn 70 in August and don't get enough money to pay all my bills. Everything I get a raise on my SSA check , my rent goes up and my food stamps get reduced. You can't get ahead like this. . I get less than a thousand dollars a month. I'm struggling to keep my head above water. It's a shame the way the government treats it's seniors.
SSA intent was a supplement to your retirement income. If you were expecting to live off SS alone that’s why you can’t make ends meet. Sorry, but that’s the reality.
@karenmarkum1508 get the rich to pay their fare share in taxes. Fix the damn tax codes. S.S. can be saved. Instead, they'd rather let billionaires get richer n donate to them than fixing the problem of saving s.s.
Receiving Social Security is being in a poverty level this needs to be raised up all these products and commodities are so freaking high. I hope the president does something to enhance the retirement pension of all Americans. It’s about time to raise up benefits!
It’s like when you become a senior old enough for social security it’s like they want you to move in the nursing home because you can’t afford to live out in the world alone 😱😡😳😡 Praying for everything to change to help our seniors citizens 🙏
I've paid into ss for almost 40 years and all I can say is they better f*** figure it out!! I am depending on that in a major way when I retire soon. I can't afford for it to be reduced or eliminated! You can tell the character of a country by the way they treat their young and the elderly!!
What you should od did also was put money away in you 401 k or your Roth account if your job didn't offer 401k. Dont depend on the government totally then you will be fine.
@@deitresssmith8109Are you old enough to remember 08? A lot of people lost everything. Some were too close to retirement to recoup their loss. I knew a couple older people who lost their investments and had to work until they died at 80. Social Security invests in the government and as such is insured. Your 401s and Roths are not. Savings are FDIC insured up to 100,000 per account. During the Great Depression my father graduated and joined the National Guard. One of their jobs was removing people that had starved or frozen to death out of alleys and under bridges. There was that much poverty and death nationwide. People lost everything from the crash, depression deepened by tariffs, and the human-made Dust Bowl. We are repeating this history. This is why social security retirement insurance was created in 1934 - a safety measure against such things. It's foolish to believe you're financially infallible. No one is. Entire countries crash.
@@elizabethengquist4185 Stop fretting! No politician or political party would risk losing their next election by reducing SS by one penny. If they can find ( or print) $ for all of the wasteful projects they create then they’ll find $ to keep SS afloat. Just remember to save as much as possible before retirement and stay out of debt!
@@elizabethengquist4185 who told you to depend solely on SS? That is a huge problem nobody wants to address…..people failed to prepare for their future
@@elizabethengquist4185 Trump and his Maga henchmen are criminals, sexual assaulters, liars, drunks and druggies like Hegseth and Elon and they want to destroy the US from the inside out while solidifying power. It's crazy and week one proves it.
@Brave18-v5s that's what the heck I've been saying!!!! Just bcuz my spouse works they tax my ssdi?? Those dollars were taxed when I earned them. Then when I spend them they're taxed again. I wonder how many times a single dollar is taxed. All our utilities are taxed. It just makes your head spin!!
I can attest to the several hour wait time on the phone, attempting to make an appointment to sign up for my SS. I decided to sign up online. I am healthy, past my FRA, not a widow, and I was the higher income worker in my household. I am still working with private insurance, and was only required to sign up for Medicare . After listening to many of Dr Ed’s videos, I should not have any issues. ( I hope) 😂
@southerngal7899 it's INSANE and INMORAL !!!!!!!!!! All seniors need to be screaming!!!!! Our lives are being cut short due to not enough income to live and even eat. Age discrimination for most government entities, both state and federal and we were penalized if we kept working after 62, paying back, when we were still paying in! What a poncey scheme! And at the same time most of our Government into inside trading, while they literally stole the working class money!!!!! We have been scammed by our own government!!!!!
@southerngal7899 and the reason my blood boils is because both state and federal agencies pay the people at the bottom, poverty wages (the foundation of the companies) (they do all the work) while the people with a piece of paper were racking in all the money. Using the motto, "work smarter, not harder!), and most were bullies and manipulators. I know because I did make poverty wages in a state position. Never really treated with value, they wanted it that way! Believe me, I see very clearly now.
It will help the rich, if your retired and make lease than 24k and that's not including your 401k, you don't pay taxes with the current plan. The people that make more than that help pay for people bearly getting by so no its not such a good thing. And I'm actually one of the people that will be paying a little in taxes and I don't think its a good idea.
Yes! SS went up a little! Then when I checked my tax papers I seen every time we get a The Medicare premium goes up! And there goes our raise in social Security!😂
Pelosi…Biden…Kamala….have stolen money from SS so lock it down so politicians can’t steal anymore of our money…MAKE THEM PAY IT BACK FROM THEIR PERSONAL ACCOUNTS…THEY STOLE IT…
JB put Ukraine refugees on S.S SSI who knows where the money came from for the illegal immigrants to live on I really have had the stomach to look closer into that
@@starbright158 add to that ever dollar and every last cent ever withheld from your pay checks under the secret heading FEDERAL PERSON'S INTERNAL REVENUE. They treated your payments as a gift to the IMF / TAX COLLECTOR so now, return it all due to the FEDERAL RESERVE running itself as a for profit unlawfully. Of course with the help of 'the Crown BAR' they figured out how to make the trick legal because everyone volunteered to sign and file W4 and 1040 together for each tax year.
@mechanicjamz that was not why the system was created and it wasn't to give a helping hand. If anything, they're trying to increase the age. The system was created to keep some on the bottom and those still working, to prevent wages lower than the rising cost of living. At the same time, none of the president's are successful raising the amount that FICA has to be paid. Any income over $168,600 is EXEMPT from FICA while the first $168,600 is. These co-presidents will do nothing to change that.
What is very unjust is that government workers at all levels get pensions for life that are way above social security that our taxes pay for, but we only get social security for life when we reached eligible ages. Everyone in the government sector should receive social security and have to save in 401k’s and IRA’s like the rest of us including presidents, senators, governors,school superintendents, police, firemen, teachers , etc etc
We pay for our own SS every year we’re working. We are due that money. Not everyone is alive by the time they are entitled to collect. What happens to the money they paid in? Seems to me there should be more than enough money money available. What’s up with that?
@@daneengibson7336 The money they can give is unlimited....to people who never worked for it. People who worked hard all their life and paid into the system and want what they were promised, they're like geez we would love to pay you but we just can't afford it. They try and propagandize young people to go along with this belief to pit them against the older people who were made this promise. Disgusting.
@@daneengibson7336 If you paid into the system they can't afford to pay you. If you never paid anything the money is unlimited. They try and convince young people social security is unaffordable and that older people who want their social security (what they were promised) are actually stealing from younger people and their future. It's really disgusting.
@@daneengibson7336 They want to convince you they can't afford it so they don't have to pay you. They want to convince the younger people you wanting your social security threatens their future so they will support this idea in the future.
When I retired at 65, 7 years ago, social security answered the phone after a couple rings, took my info and the checks hit my account within 30 days! No problem w/ them...EVER!
In my humble way of thinking Social Security is not Trump or Elon Mush, it is our contribution for retirement during our working days in other words it is our money.
Everybody should pay into social security, especially people making over $186,000 This will save Social Security and raise benefits. People!!! Only vote for Congress who believe everyone should pay!!
@@tomforal7087 I keep saying this as well! In Europe the tax Everyone in a fair way, my niece lives in Sweden and my Aunt lives in Spain, I’ve had long conversations with both about their taxes. Their country taxes the rich, they tax everyone fairly. They use that money to make sure their version of Social Security never runs out, they also fund healthcare and higher education for all and amazing public transportation systems that connect their entire country so people don’t have to buy a car if they don’t want to. Now, we claim to be the best, richest, strongest and richest country, but it looks like for decades many European countries have been beaten us.
It would be absolutely sickening for anybody to lose their Medicare Medicaid. It would be absolutely hateful to take away Medicare Medicaid from a disabled senior
@@joycebrown1567 too late. Why do you the Titans of tech were in the FRONT ROW at the inauguration?? Monopoly & no taxes, baby. You got yourself an Oligarchy.
Seniors should receive more in their checks, congress keeps giving themselves raises while seniors suffer, and our Vetereans as well. Congress needs their wages cut, and seniors need a big raise.
As of the end of December 2024, the combined OASI and DI held around $2.721 trillion in asset reserves, with an average yield of 2.557%. The idea that Congress "stole" this money is akin to misunderstanding how a certificate of deposit (CD) at a bank works. If you purchase a $10,000 CD at your local bank that's yielding 4%, your bank isn't going to set your cash in a vault and let it collect dust. Rather, it's going to put that money to work via loans to generate a yield in excess of 4%. Your money hasn't been stolen by the bank. It's still fully accounted for, and the bank can make good on your interest payments and principal when the time comes. Likewise, the federal government isn't going to let $2.721 trillion in excess cash sit around and lose out to the prevailing rate of inflation. This cash is invested in government bonds (as required by law), which generates much-needed interest for Social Security. If the program was no longer allowed to purchase U.S. Treasuries, it would lose out on one of its three sources of income, leading to sweeping benefit cuts at an accelerated pace.
Why is it never discussed about the politicians who have dipped into the Social Security fund to pay for their agendas. From what I've heard, they placed bonds in the SS fund in the amount they took out. It has also been said that those bonds haven't been cashed in. Why is it our SS fund has not been reimbursed?
Please carefully watch your Congressmen and Senators and other leaders. Do not vote for anyone who is not supporting Social Security. Fight if Social Security matters to you.
@barbarabray986 Considering that one side says it is not going to but does nothing and the other side wants to and would if they could, who exactly do we vote for again?
@ we have upcoming elections and some open seats that will affect the House and Senate. We can support groups out there fighting for social security and medicare. We can contact our own Senators and Reps in our States. We can talk to people who may be ill informed.
⚖️ ~ Whether it's the Democrats or the Republican lawmakers, how do they think senior citizens would survive without their monthly Social Security Benefit checks?!? Do they want these poor seniors becoming homeless and living on the streets?!? It's truly CRUEL & INHUMANE --- 😢
I am from Australia & senior citizens are paid around $2400 per month plus added benefits...no car registration or license (the government pay for it)...they also get allowance for housecleaning, landscaping, repairman, & public transportation is free....Australia is a small country 26million ppl....help me understand how the US govt makes it's people pay into social security that's worth crap when you retire....it is a disgrace!!!!
Thank You for what you’re doing. Many people are working well over 70’s. Those people shouldn’t pay tax on what they make. Upper income people should pay higher taxes on what they make. Just my thoughts..
I think retirement should be at the age of 60 so you can actually enjoy your retirement. But they keep raising it hopping that you die before you get it.
We all need to pray nothing else happens to our social security, And Trump step up and add alot more for the ones that worked hard for there money.God Bless everyone on here.
The easiest and most reasonable quick fix to implement is to tax every dollar earned. I once, for a short time, earned over the (then) cap of 106k and was shocked that my FICA tax stopped late in the year. This tax would be almost unnoticed by high income earners and reap huge benefits for the program overall. Fix this with one swipe of the pen!
My elderly neighbor. Was receiving 15 dollars a month in food stamps.my mom rest in peace Invited him for dinner every night .he became a family member and we also respected him.he moved in a nursing home.
POLITICIANS AND RICH PEOPLE DO NOT NEED SOCIAL SECURITY. A LOT OF PEOPLE DEPEND ON SOCIAL SECURITY FOR SURVIVAL SUCH AS THEY NEED WATER. WORKING PEOPLE HAVE CONTRIBUTED AND STILL ARE CONTRIBUTNG TO SOCIAL SECURITY TAXES. HENCE, PEOPLE, WHEN HAVE RETIRED FROM WORK, ARE ENTITLED TO RECEIVE SOCIAL SECURITY WITH YEARLY ADJUSTMENT TO THE COST OF LIVING. NO ONE HAS THE RIGHT TO TOUCH SOCIAL SECURITY.
Thank you, Dr. Ed. I just subscribed to your channel. I retired from Social Security on 1/19 and i am finding your channel pretty great! I will pass this channel to my retired friends and my working friends! Thanks again!
The president has now become a king or dictator. He can do anything he wants the Supreme Court made sure of that so they can keep grifting on our dime.
They are. Those that didn't work can only get Supplemental Security that's SSI, NOT Social Security. And they get Medicaid, not Medicare. For different things.
Trump will change it, and allow us to invest our SS money the way we want to before we retire. We can have more income and won’t have to rely on government charity handouts.
Property taxes go to maintain our roads and fund our schools, mr. stingy. If you like potholes, just go out and live in the sticks, and run your car into the ground on those bumpy roads. Why can't people understand elon, bezos, thiele, and all the other rich fat cats are robbing us blind by refusing to pay their fair share of tax, and refusing to pay fair wages. That is what is ruining our country. People please wake up!
I have a major issue with the Medicaid Spendown !! I am disabled and have a dual policy . The Medicaid side offers me a Spendown with a monthly payment of over 370 a month ! Who in the heck comes up with this ? I make 1500 on my SS and they think I can afford that ? Who comes up with this? I have never been able to afford a spendown or pay any medical bills in that amount ! Who do I talk to? They send me back and forth between the departments. Its awful. Ive never had bad credit in my life, but I cant afford any medical bills either.
Rejoicing in Trumps Mega followers feeling any of these changes is the only benefit I will get from this! I'm referring to the core of his followers (the ones who put him in office) who are on Social Security benefits!
Yes Kenny I was married 13yrs to my second husband and he made more money than my third husband. I am currently drawing on my third who was on disability when he passed! We were married 20 yrs. Thank you for your support and interest in my question. God Bless ❤🙏🏼
I live on SS only. I shop 1x a mo . 1 pkg of chicken I pkg of ground beef and a doz eggs to last a month. 3 lb Rice & a box of pasta. $1.35 x 3 cans of tunafish at dollar tree. The rest goes to bills & health ins. I haven't bought a pr of shoes in a yr " using what I have" I worked 29 yrs in physical therapy and it's come to this.
The theft of SSA moneys, which were supposed to be untouchable because they were not part of the general fund, were taken as a "Loan" by the Congress. That money should be returned to the SSA system and cuts would not be necessary. Where does the money come from you ask... I suggest it should come right out of the paychecks of the people that misappropriated it. The congress. AND, they should be taken off of their special retirement plans, placed on SSA and then the funds allocated to the special Congressional Retirement Fund be assigned to the SSA account as partial repayment, the balance covered as expressed previously. Stop Stealing our retirement funds Congress.
Why would anyone in power that is rich worry about Social Security because they will never have to worry about living off Social Security? This would take a class action lawsuit against the federal government in order to for us to get more of our funds that we paid in all those years. The money that they have kept for 50-60 years and collected interest from! I can only imagine that millions would sign up for this class action lawsuit!
They are modern day robber barons looking to shiest America just like hat treasonous orange crap gag god of there's would like to do if America is dumb & stupid enough to let it happen
First time on your channel. I'm 62 now, and filed for SSDI and SSI at 60. Depression has cost me most of my life. I've never really managed to hold a job over 2 years - typically 6 months or less, so most of my adult life has left me on the streets, until HUDVash got me an apartment about 6 years ago. No questions for you - I'm just hoping I'll get one or the other, and wanted to thank you for what you're doing.
😃😃😃FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632
Private consultation with Dr. Ed? Schedule: MyGovExpert.as.me/ Get ALL your questions answered privately AND support all of our FREE CONTENT!
💙🇺🇸
Terminating telework came directly from Elon Musk. Elon hates telework, he hates it so much that he banned it at all his companies.
He went directly to trump to create an executive order to end telework, and that's how we got what we have today, which is the termination of telework for federal employees.
Elon went back to trump and told him to make another executive order doing the same ban but this time for State and City workers.
All this is from Elon Musk. Everything and I mean everything regarding ending telework is coming from Elon Musk directly
Elon musk needs run out of this country.
@@TwstedTV, good, fed workers should be back in office.
@oldkoloa
Elon has a UK warrant for his arrest, for interfering with government in the UK. If Elon ever goes to the UK, he WILL be arrested and charged.
Also, Elon got all his UK assets frozen.
Im a senior on Social security making 1,200 monthly. My only income. I applied for snap because after copays and living expenses I can't afford food. They said I could have $20 a month! I couldn't believe it. I told them it wasn't worth the gas to the store. I think its an insult and they can shove it!
I think this is why a lot of seniors are getting roommates. It is terrible when you work your whole life and then can’t afford to support yourself. This is one of the reasons minimum wage needs to be raised
I think they need to be adding in all of our expenses not just housing and utilities! They're so far from what we actually pay out of pocket every month!
@@vienneblomgren6604 you’re right that’s an insult. Spend all of your time reaching out to organizations that will supplement you. They’re out there wanting to help you . Whereas America is just getting worse specially with someone like Trump and all of his uneducated corrupted felons.
There is a 2nd payment added onto that. And they just had an increase you should still check it out
Had too give up my car living on ssdi isn't easy. By the time I pay rent and utilities and food it's a wrap
The months you have too wait 5 weeks is painful.
I don't understand how they can touch social security and Medicare when I have paid money into it my entire life. It's our money.
They're above the law
@@carlosromero-ki5vs that sounds like Biden Administration because they hate you and America.
@@ormai246exactly, he’s not awake nor understanding what Trump will do for SS in a good way.. fear sells I guess
@@ormai246That’s a LIE. Former President Biden didn’t touch Social Security and WHO is office now? The Republicans is the one that want to take it away.
@bobbieherin1944 write your congress rep. 401 k taxes should go to the social security fund, recind tax loopholes for millionaires and billionaires. Put those in prison to work building roads or something they need to pay for their own incarceration.
Its not benefits!!!!!! It is OUR money!!! OUR MONEY 💰 OUR MONEY!!!!! We had it taken out of our paychecks for 50 plus years!!!!!!!!
Exactly!!!!! I started paying into when I was 12 years old on my first job!!!!
35 years, not 50 plus
I wonder how much SS the retired working class, in other countries, get
@@noname-dx8ftif you started working like I did at 16, yes we had monies deducted from our pay for 50 years or more. They are not just giving to us, we are due support now.
@noname-dx8ft i worked from the age of 14 and had a paying job at 16. I am now 67. You don't know what you are talking about!!!! Actually 51 years, not 50.
I'd be happy to be given back the amount I paid into the SS system with 45 YEARS INTEREST.
I can’t take listen after 7 mins. You are living in fantasy land expecting trump to fix everything overnight. You ignore all the resistance he had first term and between terms. He did and is keeping promises. He is attacking the border and every other thing known to man in a few days. More than your friend Biden ever did. So, stop making it sound as if nothing will be done this term for social security or whatever.
The same interest they charge us when we get a loan. Not the interest they give us when we give them our money to play with via a savings account.
@@PaulaHawk99 compounded.
Agreed I'm in 59yrs,.
Social Security should not be cut. Americans paid into it for our retirement. The federal government owes Americans for using Social Security and never putting it back.
Please I work 30 years for my Social Security. Broke my back for it. Lumba spine operation and hip replacement, braking my back for 30 years. Hands off my Social Security.
They need your social security to send billions to Israel. AIPAC bought all your politicians so no one to protect you. Be careful going to the hospitals because the doctors are being incentivized to off you with covid protocols; Sorry buddy.
A relative of mine just passed at 62 - who gets his?
@@globalfamily8172His wife.
Don't vote Republican. LEARN
I rely on my SS! Without it I will be on the streets! It is my money I earned since age 15.
I'm about to turn 70 in August and don't get enough money to pay all my bills. Everything I get a raise on my SSA check , my rent goes up and my food stamps get reduced. You can't get ahead like this. . I get less than a thousand dollars a month. I'm struggling to keep my head above water. It's a shame the way the government treats it's seniors.
SSA intent was a supplement to your retirement income. If you were expecting to live off SS alone that’s why you can’t make ends meet. Sorry, but that’s the reality.
Protect Social Security!
@karenmarkum1508 get the rich to pay their fare share in taxes. Fix the damn tax codes. S.S. can be saved. Instead, they'd rather let billionaires get richer n donate to them than fixing the problem of saving s.s.
Receiving Social Security is being in a poverty level this needs to be raised up all these products and commodities are so freaking high. I hope the president does something to enhance the retirement pension of all Americans. It’s about time to raise up benefits!
It’s like when you become a senior old enough for social security it’s like they want you to move in the nursing home because you can’t afford to live out in the world alone 😱😡😳😡 Praying for everything to change to help our seniors citizens 🙏
Don't vote Republican if you care about seniors.
@@sindy73100 No They Was Not Expecting Us To Live Long Enough To Spend Our Money 💰 😫😫😫
Thank you so much for doing this. It feels like SSA is a big puzzle that they don’t give you all the pieces too.
I've paid into ss for almost 40 years and all I can say is they better f*** figure it out!! I am depending on that in a major way when I retire soon. I can't afford for it to be reduced or eliminated! You can tell the character of a country by the way they treat their young and the elderly!!
What you should od did also was put money away in you 401 k or your Roth account if your job didn't offer 401k. Dont depend on the government totally then you will be fine.
@@deitresssmith8109Are you old enough to remember 08? A lot of people lost everything. Some were too close to retirement to recoup their loss. I knew a couple older people who lost their investments and had to work until they died at 80. Social Security invests in the government and as such is insured. Your 401s and Roths are not. Savings are FDIC insured up to 100,000 per account. During the Great Depression my father graduated and joined the National Guard. One of their jobs was removing people that had starved or frozen to death out of alleys and under bridges. There was that much poverty and death nationwide. People lost everything from the crash, depression deepened by tariffs, and the human-made Dust Bowl. We are repeating this history. This is why social security retirement insurance was created in 1934 - a safety measure against such things. It's foolish to believe you're financially infallible. No one is. Entire countries crash.
@@elizabethengquist4185 Stop fretting! No politician or political party would risk losing their next election by reducing SS by one penny. If they can find ( or print) $ for all of the wasteful projects they create then they’ll find $ to keep SS afloat. Just remember to save as much as possible before retirement and stay out of debt!
@@elizabethengquist4185 who told you to depend solely on SS? That is a huge problem nobody wants to address…..people failed to prepare for their future
@@elizabethengquist4185 Trump and his Maga henchmen are criminals, sexual assaulters, liars, drunks and druggies like Hegseth and Elon and they want to destroy the US from the inside out while solidifying power. It's crazy and week one proves it.
How can they tax social security when that money has already been taxed???
That’s what I don’t understand.. getting taxed on what we paid into. It’s just another means to get our money…
@Brave18-v5s that's what the heck I've been saying!!!! Just bcuz my spouse works they tax my ssdi?? Those dollars were taxed when I earned them. Then when I spend them they're taxed again. I wonder how many times a single dollar is taxed. All our utilities are taxed. It just makes your head spin!!
@@thesixthmonth4495 I’m enraged as I’m waking up to the financial realities and what, we as Americans have been going through…not fair, disgusting 🤢
@@Brave18-v5s i was a bookkeeper most of my working life. Social Security was not taxed. Wages, less Social Security and Medicare, were taxed.
I can attest to the several hour wait time on the phone, attempting to make an appointment to sign up for my SS. I decided to sign up online. I am healthy, past my FRA, not a widow, and I was the higher income worker in my household. I am still working with private insurance, and was only required to sign up for Medicare . After listening to many of Dr Ed’s videos, I should not have any issues. ( I hope) 😂
I made an appointment yesterday for the middle of March. Almost 2 months from now.
Why hasn't Congress paid back the huge loan they borrowed from Social Security??????
No foreign aid till SS is shored up and no cap on earnings.
representative Democracy- they are going to do what they want now. best vote them out in 2026
@ReneeLibby-cv8vf This is a representative republic not a democracy
They need to put congress on ssi retirement plan, & i bet it gets fixed sooner
PROTECT SOCIAL SECURITY FOR AMERICA 🇺🇸
75 and disabled. Only get a little over 1200. Rent almost 700,home and car ins, utilities, property tax. They just cut my EBT. Hard living this way.
@southerngal7899 it's INSANE and INMORAL !!!!!!!!!! All seniors need to be screaming!!!!! Our lives are being cut short due to not enough income to live and even eat. Age discrimination for most government entities, both state and federal and we were penalized if we kept working after 62, paying back, when we were still paying in! What a poncey scheme! And at the same time most of our Government into inside trading, while they literally stole the working class money!!!!! We have been scammed by our own government!!!!!
@southerngal7899 and the reason my blood boils is because both state and federal agencies pay the people at the bottom, poverty wages (the foundation of the companies) (they do all the work) while the people with a piece of paper were racking in all the money. Using the motto, "work smarter, not harder!), and most were bullies and manipulators. I know because I did make poverty wages in a state position. Never really treated with value, they wanted it that way! Believe me, I see very clearly now.
@@pamelajessiman3600 Truth..
If Trump eliminate taxes on social security that will help a lot !
We already paid the taxes before and now they taxes us again !!!
It will help the rich, if your retired and make lease than 24k and that's not including your 401k, you don't pay taxes with the current plan. The people that make more than that help pay for people bearly getting by so no its not such a good thing. And I'm actually one of the people that will be paying a little in taxes and I don't think its a good idea.
How bout we cut congress wages ???
Get the ones off S.S. who didnt pay into it.
Aaahhh, get rid of the children of God..😂😅😂😅 idiot. That is food for the Republican Congress their excuse to get rid of Social Security Benefits.
I'm retired and worked all my life. My social security retirement better not be touched!
@@emmagreer4020 they already are. As soon as it goes in they got their fingers on it.
FICA Tax should apply to all who work, regardless of income.
Why?
Yes! SS went up a little! Then when I checked my tax papers I seen every time we get a The Medicare premium goes up! And there goes our raise in social Security!😂
Congress SHOULD BE MADE TO PAY BACK ALL THE MONEY THAT WAS TAKEN FROM THE TRUST FUND FOR THERE PET PROJECTS.....😵😝
@@starbright158 and the illegals owe taxpayers!
Pelosi…Biden…Kamala….have stolen money from SS so lock it down so politicians can’t steal anymore of our money…MAKE THEM PAY IT BACK FROM THEIR PERSONAL ACCOUNTS…THEY STOLE IT…
Yes!!!
JB put Ukraine refugees on S.S SSI who knows where the money came from for the illegal immigrants to live on I really have had the stomach to look closer into that
@@starbright158 add to that ever dollar and every last cent ever withheld from your pay checks under the secret heading FEDERAL PERSON'S INTERNAL REVENUE. They treated your payments as a gift to the IMF / TAX COLLECTOR so now, return it all due to the FEDERAL RESERVE running itself as a for profit unlawfully. Of course with the help of 'the Crown BAR' they figured out how to make the trick legal because everyone volunteered to sign and file W4 and 1040 together for each tax year.
I would like the government to live on 1200 a month and see how well they do.
Lower the retirement age stop funding foreign countries and cut politicians pay and increase social security
….., and tax the ultra rich too
@mechanicjamz that was not why the system was created and it wasn't to give a helping hand. If anything, they're trying to increase the age. The system was created to keep some on the bottom and those still working, to prevent wages lower than the rising cost of living. At the same time, none of the president's are successful raising the amount that FICA has to be paid. Any income over $168,600 is EXEMPT from FICA while the first $168,600 is. These co-presidents will do nothing to change that.
Amen, Exactly I agree.
Seniors over 67 shouldn't have to pay for Medicare B. We've all ready paid into it our entire lives.
I'm on SSI only get 967.00 a month we can't afford one penny in cuts.
What is very unjust is that government workers at all levels get pensions for life that are way above social security that our taxes pay for, but we only get social security for life when we reached eligible ages. Everyone in the government sector should receive social security and have to save in 401k’s and IRA’s like the rest of us including presidents, senators, governors,school superintendents, police, firemen, teachers , etc etc
Teacher don't get pensions
@ in my state they do
@@happyferguson4956 do teachers get SSI?
We pay for our own SS every year we’re working. We are due that money. Not everyone is alive by the time they are entitled to collect. What happens to the money they paid in? Seems to me there should be more than enough money money available. What’s up with that?
Good point
Why not have the government stay the f out of ss and pay back what they stole.
@@dmick601 they're robbing Peter to pay Paul but never pay Peter back!
They can print 800 billion for Ukraine but not 60 billion for social security
And give free health care to all…❤
@@daneengibson7336 The money they can give is unlimited....to people who never worked for it. People who worked hard all their life and paid into the system and want what they were promised, they're like geez we would love to pay you but we just can't afford it. They try and propagandize young people to go along with this belief to pit them against the older people who were made this promise. Disgusting.
@@daneengibson7336 If you paid into the system they can't afford to pay you. If you never paid anything the money is unlimited. They try and convince young people social security is unaffordable and that older people who want their social security (what they were promised) are actually stealing from younger people and their future. It's really disgusting.
@@daneengibson7336 They want to convince you they can't afford it so they don't have to pay you. They want to convince the younger people you wanting your social security threatens their future so they will support this idea in the future.
When I retired at 65, 7 years ago, social security answered the phone after a couple rings, took my info and the checks hit my account within 30 days! No problem w/ them...EVER!
protect social security. i have been working my whole life and i can barely walk.
In my humble way of thinking Social Security is not Trump or Elon Mush, it is our contribution for retirement during our working days in other words it is our money.
yes, they just want to grift it,
@ReneeLibby-cv8vf they didn't do it, it happened along time ago, look to your rich Senators and congressman and women.
We PAID!!!!
Everyone, regardless of income level, should pay into FICA. Take the cap off.😊
Congress needs to pay back with interest every penny they stole from ssi
It would help if Congress would stop taking out and start putting back the 1.7trillion borrowed from SS
@@judylopez2913 Why Do They Get To Play With Our Money 💰
When people show you who they are the FIRST time-- BELIEVE THEM! Period
Help me to understand. Why do people vote for politicians who go against their own interest and act like it's normal or no big deal.
@@daylepitts1206 Because nobody decent wants the job.
Both parties do it..hard to escape.
President Trump needs to return Social Security full retirement age back to 65!
I agree. Contact your congressman and tell them that!
Everybody should pay into social security, especially people making over $186,000
This will save Social Security and raise benefits.
People!!! Only vote for Congress who believe everyone should pay!!
@@tomforal7087 I keep saying this as well! In Europe the tax Everyone in a fair way, my niece lives in Sweden and my Aunt lives in Spain, I’ve had long conversations with both about their taxes. Their country taxes the rich, they tax everyone fairly. They use that money to make sure their version of Social Security never runs out, they also fund healthcare and higher education for all and amazing public transportation systems that connect their entire country so people don’t have to buy a car if they don’t want to. Now, we claim to be the best, richest, strongest and richest country, but it looks like for decades many European countries have been beaten us.
Thank you Sir, without you most of us would be lost. stay safe and healthy.
Medical should be free.
@@luriaweber5236 Free 😂😂
Oh the stupidity
It would be absolutely sickening for anybody to lose their Medicare Medicaid. It would be absolutely hateful to take away Medicare Medicaid from a disabled senior
Trump remorse
DO NOT TOUCH SOCIAL SECURITY!!!!!!
Simple solution: demand SS to honestly be backed by our actual gold, oil, and GDP.
Exactly how
@@joycebrown1567 too late. Why do you the Titans of tech were in the FRONT ROW at the inauguration?? Monopoly & no taxes, baby. You got yourself an Oligarchy.
🤫except to Make it better 👍🏻👍🏻
Your Drinking the blue koolaide
I just want you to know that I really appreciate you! Thank you for all your due diligence ❤
You are so welcome
Everyone crying they can't live on 21.00 hr minimum wage yet seniors are expected to live on 700-1600 a month...no one cares about seniors!
But they gave you your entire life to save and invest for your retirement. What did you do with that time?
@@ccmum22boyz raised 7 kids with my disabled veteran husband.
@@ccmum22boyz
Your a woman you saved your money while you're boyfriends and husband was spending his money on you
@@ccmum22boyz Some folks are disabled and there saving was used while waiting on ssdi approval. For God's sake
Min wage is $7/hour
Seniors should receive more in their checks, congress keeps giving themselves raises while seniors suffer, and our Vetereans as well. Congress needs their wages cut, and seniors need a big raise.
Maybe the cola should be the same as Congress
Dr Ed thank you so much for all your information you are so helpful.
Thank you for this information not available anywhere else !
Get rid of the cap. Make the rich pay all year.
I concur 👏🏼
I think we all need a 10 % increase
At at least 5% raise, the 2.5 % is a disgrace…..
@@kerrispahn2902yea, we got a raise but both premiums for Medicare and my Medigap went up! Dr Ed is correct in saying the advantage plan is NOT good!
The government needs to pay back the money they took out
As of the end of December 2024, the combined OASI and DI held around $2.721 trillion in asset reserves, with an average yield of 2.557%.
The idea that Congress "stole" this money is akin to misunderstanding how a certificate of deposit (CD) at a bank works. If you purchase a $10,000 CD at your local bank that's yielding 4%, your bank isn't going to set your cash in a vault and let it collect dust. Rather, it's going to put that money to work via loans to generate a yield in excess of 4%. Your money hasn't been stolen by the bank. It's still fully accounted for, and the bank can make good on your interest payments and principal when the time comes.
Likewise, the federal government isn't going to let $2.721 trillion in excess cash sit around and lose out to the prevailing rate of inflation. This cash is invested in government bonds (as required by law), which generates much-needed interest for Social Security. If the program was no longer allowed to purchase U.S. Treasuries, it would lose out on one of its three sources of income, leading to sweeping benefit cuts at an accelerated pace.
For a one-man operation, you're amazing 👏
Why is it never discussed about the politicians who have dipped into the Social Security fund to pay for their agendas. From what I've heard, they placed bonds in the SS fund in the amount they took out. It has also been said that those bonds haven't been cashed in. Why is it our SS fund has not been reimbursed?
NO TAX ON SS. He needs to make that happen.
Doubt if he does it
The most dangerous people are those with nothing left to lose.
You're awful generous with your verbage on people "living" on social security. The people I know arent "living" they are EXISTING.
Please carefully watch your Congressmen and Senators and other leaders. Do not vote for anyone who is not supporting Social Security. Fight if Social Security matters to you.
I do agree with that.
Best post on here today. Instead of pushing fear with unsubstantiated claims about cuts and such, you chose to stick with reality. Thank you.
@barbarabray986 Considering that one side says it is not going to but does nothing and the other side wants to and would if they could, who exactly do we vote for again?
@ we have upcoming elections and some open seats that will affect the House and Senate. We can support groups out there fighting for social security and medicare. We can contact our own Senators and Reps in our States. We can talk to people who may be ill informed.
Social security has always been a Ponzi scheme, and now, the day of reckoning is coming.
All they need to do is eliminate the FICA cap. Make the millionaires pay on full salary!
I AGREE!!!!!!! 💯
@@billclancy4913 billionaires!
Give me all my money back that I PAID into SS. I will put it in a CD.
⚖️ ~ Whether it's the Democrats or the Republican lawmakers, how do they think senior citizens would survive without their monthly Social Security Benefit checks?!? Do they want these poor seniors becoming homeless and living on the streets?!? It's truly CRUEL & INHUMANE --- 😢
I am from Australia & senior citizens are paid around $2400 per month plus added benefits...no car registration or license (the government pay for it)...they also get allowance for housecleaning, landscaping, repairman, & public transportation is free....Australia is a small country 26million ppl....help me understand how the US govt makes it's people pay into social security that's worth crap when you retire....it is a disgrace!!!!
Well, the dnc is allied with the WEF who are depopulation advocates. In Canada, they encourage MAID.
WE NEED MORE MONEY Medicare should be overhauled
Why is Elon making decisions about citizen's Social Security?
Thank You for what you’re doing. Many people are working well over 70’s. Those people shouldn’t pay tax on what they make. Upper income people should pay higher taxes on what they make. Just my thoughts..
I think retirement should be at the age of 60 so you can actually enjoy your retirement. But they keep raising it hopping that you die before you get it.
We all need to pray nothing else happens to our social security, And Trump step up and add alot more for the ones that worked hard for there money.God Bless everyone on here.
The easiest and most reasonable quick fix to implement is to tax every dollar earned. I once, for a short time, earned over the (then) cap of 106k and was shocked that my FICA tax stopped late in the year. This tax would be almost unnoticed by high income earners and reap huge benefits for the program overall. Fix this with one swipe of the pen!
My elderly neighbor. Was receiving 15 dollars a month in food stamps.my mom rest in peace
Invited him for dinner every night .he became a family member and we also respected him.he moved in a nursing home.
POLITICIANS AND RICH PEOPLE DO NOT NEED SOCIAL SECURITY.
A LOT OF PEOPLE DEPEND ON SOCIAL SECURITY FOR SURVIVAL SUCH AS THEY NEED WATER.
WORKING PEOPLE HAVE CONTRIBUTED AND STILL ARE CONTRIBUTNG TO SOCIAL SECURITY TAXES.
HENCE, PEOPLE, WHEN HAVE RETIRED FROM WORK, ARE ENTITLED TO RECEIVE SOCIAL SECURITY WITH YEARLY ADJUSTMENT TO THE COST OF LIVING.
NO ONE HAS THE RIGHT TO TOUCH SOCIAL SECURITY.
yes do not touch it
Leave our retirement alone. We paid into it for years. It is not yours to take
Why am I punished for working while collecting SSI ? This needs to stop
Thank you, Dr. Ed. I just subscribed to your channel. I retired from Social Security on 1/19 and i am finding your channel pretty great! I will pass this channel to my retired friends and my working friends!
Thanks again!
The President can't lift the SS income cap on taxes through an executive order. You should know that. That has to be done by Congress.
The president has now become a king or dictator. He can do anything he wants the Supreme Court made sure of that so they can keep grifting on our dime.
SOCIAL SECURITY AND MEDICARE MUST BE AND SHOULD BE FOR PEOPLE WHO WORKED AND PAID SOCIAL SECURITY, ONLY.
They are. Those that didn't work can only get Supplemental Security that's SSI, NOT Social Security. And they get Medicaid, not Medicare. For different things.
Only legal residents and citizens should be receiving SS checks…,
Social Security is not available for non citizens
@@simimeadowsnot entirely true...
www.ssa.gov/faqs/en/questions/KA-02447.html
Ss is not an entitlement!!! YOU paid into it. It's a trust that has been violated over and over.
Trump will change it, and allow us to invest our SS money the way we want to before we retire. We can have more income and won’t have to rely on government charity handouts.
@@raquelcarranza8881how does that koolaid taste. Investing is a crapshoot at best.
I think once the home owner pays off the house they shouldnt have to pay property taxes anymore.
Property taxes go to maintain our roads and fund our schools, mr. stingy. If you like potholes, just go out and live in the sticks, and run your car into the ground on those bumpy roads. Why can't people understand elon, bezos, thiele, and all the other rich fat cats are robbing us blind by refusing to pay their fair share of tax, and refusing to pay fair wages. That is what is ruining our country. People please wake up!
@@bonniel4325we have pot holes all over
@@bonniel4325 I live in a City that owns the utilities>>~$700/month
but no property tax,
I have a major issue with the Medicaid Spendown !! I am disabled and have a dual policy . The Medicaid side offers me a Spendown with a monthly payment of over 370 a month ! Who in the heck comes up with this ? I make 1500 on my SS and they think I can afford that ? Who comes up with this? I have never been able to afford a spendown or pay any medical bills in that amount ! Who do I talk to? They send me back and forth between the departments. Its awful. Ive never had bad credit in my life, but I cant afford any medical bills either.
Rejoicing in Trumps Mega followers feeling any of these changes is the only benefit I will get from this! I'm referring to the core of his followers (the ones who put him in office) who are on Social Security benefits!
99.999% of people have paid into SSI their whole working lives.
Quit making politicians rich while choking Social security.
We desurve our ss, we paid into it, & desurve it
How long have you been paying into it?
Have THE government PAY BACK ALL THE MONEY THEY STOLE OUT OF social security AND IT WOULD BE SOLVENT....
No it would not,
currently ~$1.3 trillion/year>> not enough is coming in, SSA Trust Fund shrinking
Yes Kenny I was married 13yrs to my second husband and he made more money than my third husband. I am currently drawing on my third who was on disability when he passed! We were married 20 yrs.
Thank you for your support and interest in my question. God Bless ❤🙏🏼
Raise the cap.
@@meleRNretired eliminate the cap
Give us back the social security that congress robbed out of the coffers
Who is the "they" that takes money out of the SS Trust Fund? How dare they, when that $ is for retirees who paid into the Trust!
I live on SS only. I shop 1x a mo . 1 pkg of chicken I pkg of ground beef and a doz eggs to last a month. 3 lb Rice & a box of pasta. $1.35 x 3 cans of tunafish at dollar tree. The rest goes to bills & health ins. I haven't bought a pr of shoes in a yr " using what I have"
I worked 29 yrs in physical therapy and it's come to this.
So sorry to hear that. I pray that the Lord will bless your finances and provide for your needs. 🙏🌹
@Mercy13498 thank you Mercy I'll survive somehow. God's providence
always cones through
The theft of SSA moneys, which were supposed to be untouchable because they were not part of the general fund, were taken as a "Loan" by the Congress. That money should be returned to the SSA system and cuts would not be necessary. Where does the money come from you ask... I suggest it should come right out of the paychecks of the people that misappropriated it. The congress. AND, they should be taken off of their special retirement plans, placed on SSA and then the funds allocated to the special Congressional Retirement Fund be assigned to the SSA account as partial repayment, the balance covered as expressed previously. Stop Stealing our retirement funds Congress.
100%!
Why would anyone in power that is rich worry about Social Security because they will never have to worry about living off Social Security? This would take a class action lawsuit against the federal government in order to for us to get more of our funds that we paid in all those years. The money that they have kept for 50-60 years and collected interest from! I can only imagine that millions would sign up for this class action lawsuit!
@johnr2918 YEP I WOULD B 1 OF THEM SIGNING UP 4 THAT CLASS ACTION LAWSUIT!!!!
Ask Nancy pelosi and barsk Obama why they kept dipping into this fund for yesrs
@@johnr2918 I'll sign up!
@@johnr2918 the only ones who win in a class, action lawsuit, are the lawyers!
Tax the rich!! Make them pay.
This is an absolutely disgusting regime!
They are modern day robber barons looking to shiest America just like hat treasonous orange crap gag god of there's would like to do if America is dumb & stupid enough to let it happen
First time on your channel. I'm 62 now, and filed for SSDI and SSI at 60. Depression has cost me most of my life. I've never really managed to hold a job over 2 years - typically 6 months or less, so most of my adult life has left me on the streets, until HUDVash got me an apartment about 6 years ago. No questions for you - I'm just hoping I'll get one or the other, and wanted to thank you for what you're doing.
We paid the money into that program that is our money. Makes me sick.