I studied for a year before turning 65. Went to a state workshop and they flat out told us there’s no advantage to advantage plans. We were reminded to think about chronic conditions that might start when we’re older - those conditions can add up if they mean lots of trips to Dr and hospital. I decided on Original Medicare with supplement (Medigap) plan F, purchased through AARP (United Healtcare actually is the supplier). I’ve found providers immediately recognize the AARP card. My Part D prescription insurance is with my retiree healthcare plan (which I just use the drug coverage for). I’m now 75 and my Medigap plan has gone up in price, but I budget to pay for it. I’ve been to the ER three times this year - never had to worry about the charges. Best thing, I never have to worry about how much it’s going to cost if I need to go to the dr or ER. If I become incapacitated, my power of attorney isn’t going to have to worry about billing and payments…it’s all taken care of. Very happy with my choices!
Happy to hear that Susan! If you are still in good health, it may also be in your best interest to shop your plan! Medigap plans are standardized, so the benefits are the same regardless of insurance carrier. You may be able to save money and maintain the same level of benefits! If you visit our website, www.MedicareOnVideo.com, we would be happy to run a quote for you, no cost to you!
I'm just starting file for social security at age 67 but still working for now on employee insurance. I understand I should have enroll before 65 which I didn't know that I should.
If you had employer insurance since the age of 65 and the employer had 20+ employees, you likely qualify for a Special Enrollment Period to start Medicare, and can enroll without penalty. Give us a call at 877-885-3484 and we can walk you through the process.
OM is all good until it's not. What I mean by that is Medicare "THE GOVT" has rules in place where they know better than your doctor about your health care and what you need. Some life saing procedures might not be covered or turned down by original OM.
You explain everything about the supplement plans except the monthly premium cost which is expensive AND you still have the pay $174 a month for part B. Great coverage but a great big price tag😢😮
lol 😂 if Medicare cost are this high now 😂😂.. I’m only bout to be 30 yrs old next month lol. Medicare gonna be 600$ a month by time I’m 65 . lol once again the boomers fucking over . The young generation leaving us with the bill & to change Medicare lol.
![[#2024MAMA] ROSÉ (로제), Bruno Mars - APT. | Mnet 241122 방송](http://i.ytimg.com/vi/dgGqD28J6aQ/mqdefault.jpg)
I studied for a year before turning 65. Went to a state workshop and they flat out told us there’s no advantage to advantage plans. We were reminded to think about chronic conditions that might start when we’re older - those conditions can add up if they mean lots of trips to Dr and hospital. I decided on Original Medicare with supplement (Medigap) plan F, purchased through AARP (United Healtcare actually is the supplier). I’ve found providers immediately recognize the AARP card. My Part D prescription insurance is with my retiree healthcare plan (which I just use the drug coverage for). I’m now 75 and my Medigap plan has gone up in price, but I budget to pay for it. I’ve been to the ER three times this year - never had to worry about the charges. Best thing, I never have to worry about how much it’s going to cost if I need to go to the dr or ER. If I become incapacitated, my power of attorney isn’t going to have to worry about billing and payments…it’s all taken care of. Very happy with my choices!
Happy to hear that Susan! If you are still in good health, it may also be in your best interest to shop your plan! Medigap plans are standardized, so the benefits are the same regardless of insurance carrier. You may be able to save money and maintain the same level of benefits! If you visit our website, www.MedicareOnVideo.com, we would be happy to run a quote for you, no cost to you!
Always great content! Thanks!!
Glad you enjoyed it, John!
With HDG, do excess charges count towards the deductible?
I'm just starting file for social security at age 67 but still working for now on employee insurance. I understand I should have enroll before 65 which I didn't know that I should.
If you had employer insurance since the age of 65 and the employer had 20+ employees, you likely qualify for a Special Enrollment Period to start Medicare, and can enroll without penalty. Give us a call at 877-885-3484 and we can walk you through the process.
Well what if a person only gets 8-900 a month can hardly afford the part B at 170 a month.
If someone's income level qualifies for Medicaid, there are special plans designed to work with Medicare
OM is all good until it's not. What I mean by that is Medicare "THE GOVT" has rules in place where they know better than your doctor about your health care and what you need. Some life saing procedures might not be covered or turned down by original OM.
Hello- I started a few months ago on a medi gap N plan. On it for 6 months. 65yrs old. Can I go to an advantage plan because I now can not afford it.
You can during AEP which begins Oct 15-Dec7th
Where is the link to the sample questionnaire to switch Medigap plans?
Here you go - medicareonvideo.com/wp-content/uploads/2024/06/Medical-Underwriting-Questions.pdf
@@MedicareonVideo Thank you sir!
You explain everything about the supplement plans except the monthly premium cost which is expensive AND you still have the pay $174 a month for part B. Great coverage but a great big price tag😢😮
I just dropped plan g supplement. Too expensive
lol 😂 if Medicare cost are this high now 😂😂.. I’m only bout to be 30 yrs old next month lol. Medicare gonna be 600$ a month by time I’m 65 . lol once again the boomers fucking over . The young generation leaving us with the bill & to change Medicare lol.