Best Insurance for your TESLA (Which one did I go with??)
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- เผยแพร่เมื่อ 4 มิ.ย. 2024
- Do you guys have Tesla Insurance or want to know more about it? Also, which insurance is best for your Tesla? It all depends but keep watching to find which one I use!
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00:00- Intro
03:11- Verify Vin Number is correct model of car
04:06- How to Sign up for Tesla Insurance
05:32- Why you shouldn’t get Tesla insurance
06:03- Delay in Claim Times
06:45- Tesla Insurance only available in select states
07:31- Safety Score Affects Premiums
10:17- My AAA Tesla Insurance Experience
11:57- State Farm Insurance Rates
12:43- Top Insurance Companies - วิทยาศาสตร์และเทคโนโลยี
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Tesla doesn’t use the safety score in California, due to privacy laws, so SafetyScore and real time driving habits don’t affect insurance rates for customers in California. You can still see a safety score but it’s used for education purposes.
Tesla insurance is great but the new late night driving metric is pure extortion
Ya , what do you recommend?
That's crazy because I work at 2 am smfh
@@PsYcHo_L0kesame💀
Liberty Mutual has an option where if your Tesla is totalled, they will replace it with one that's 1 year newer with less than 15,000 miles. The option raises your rate by about $30/month.
Chris, content creators like yourself are becoming a very valuable guide on how to navigate into being a new Tesla owner. I searched on the topic of Tesla insurance and I think this video was the best and most informative of the bunch. Thanks for your videos!!
Woohoooo thank you!
I found that insurance through Costco has the best value for me. I was able to get much better coverage for half the price of Liberty Mutual. I had Tesla insurance for a few months and I kept getting phantom front collision warnings. Still had a 97 safety score but again through Costco was cheaper with higher coverage amounts.
I always shop around for insurance every cycle. I find the rates are always changing.
I have Wawanesa (Los Angeles). Their rates are competitive and customer service has been outstanding. I recently filed a claim for my rear hatch (idiotically backed into my garage door before it fully opened) and the process has been nothing short of amazing - very smooth and no issues. The body shop is Tesla certified and because of the amount of Teslas they do, they already have some common body parts and panels pre-ordered and in stock. So it took only a week to repair (hatch replaced and painted).
Are you referring to Tesla insurance?
@@2sidetales749 No he has Wawanesa Insurance based in San Diego Ca.Have to have a good driving record,but i've been with them since the 90's,very good rates (saved a fortune compared to State Farm,which i had for years) My '23 M 3 rates went up 240$ per year compared to a 12 year old BMW,can't complain about that
In California: Tesla insurance was more than Geico which was more than Costco amfam-connect. Moved home insurance to Costco as well - savings is 5x more than the annual Costco membership fee.
Great video really informative. im getting my first Tesla this week a model Y and want to decide between Tesla insurance or get it with my regular insurance provider Geico. They both are quoting me the same price of about $100 a month and i know from Geico when i was in an accident they immediately sorted everything out nothing happened to my car. I just had a 5 minute over the phone conversation with a rep from Geico and that was it so I have no complaints about Geico they been amazing. And after hearing these stories about tesla insurance im kinda hesitant to go with them and just stay with Geico.
Your humor cracks me up , I'm digging it. I enjoy your content. I live in a condo in Phoenix and if my HOA approves me getting a charger installed I will definitely get the model 3 performance next year probably I'm just waiting to see if the rumors are true on the next model 3.
On the rating score I would think it would be better to drive in the early hours because less cars on the road but that's me. Oh yeah sorry for rant , you won me over I'm a new sub 😎
I just bought a 2023 model 3 long range and got the Tesla insurance with it. First 2 months, you’ll have a safety score of 90. After the first two months, they’ll go based off your actual safety score. False forward collision warnings will increase your insurance premium by $30 a month. You can’t dispute it. Late night driving is from 10pm-4am. If you’re planning on driving consistently after 10pm, expect your premium to go up another $30. I’m still keeping it for now since it’s still half the price as other insurance companies
This video was great! helped me learn all about tesla insurance and now i understand it! i always knew there had to be a reason it was so cheap haha. thanks so much, youre a great content creator!!
Haha thank you!
I love watching your videos man! I test drove a used model Y and fell in love. I’m on the fence about buying a used 2021 model or just saving up for a little bit longer and getting a brand new LR 2023 model Y
Personally I just bit the bullet and bought the 2023 model Y performance. Theyve made a few changes over the years that makes it slightly better. Better suspension (LR only), small interior changes, AMD chip for the computer. Also with the $7500 tax credit its the same if not cheaper to buy new. Also the interest rate youd get on a used auto loan would be outragous these days
Agree get the 2023
Had Geico for many years, and they were the cheapest in Southern California for EV's , until I just tried Connect through Costco, and they were 20% cheaper when I bundled my cars and home, which I had with Geico as well. This is with a late 2021 Model Y Performance and a 2023 Chevy Bolt EUV with 250,000/500,000 coverage.
Costco has suspended offering new insurance in that market for some reason.
@@rkgsd wow. I heard that Geico did as well
Thanks for the video Chris. I dont have ModelY or any Telsa.
Could you talk about what kind of maintenance you need or future? after 2 year.. 5 years.. etc. Thanks
I have a video on it already!!
I just bought a Model Y. I’m paying $10/month less than for my 2019 Honda Clarity and $30/month more than my 2014 Prius. All are fully insured with high liability coverage and $500 deductible on collision. I’m located in California and have both home and auto insurance through State Farm.
2023 M3P: ~$1750/yr at Allstate with MileWise (low mileage, it dings me for hard braking or 85+ MPH).
~$750 at Tesla Insurance, but it can sometimes go up to $1200 the way I drive. A real pain in the a55 to Not drive it like a sports car.
🥵
I'm going to check with American Family Auto insurance (thru Costco?), Nationwide, State Farm (may not cover the full labor rate Tesla charges?), Geico, and Costco Ameriprise
I got Liberty Mutual, with multiply cars, 1 Model X, for couple of years. got in 2 accidents but not our fault, and pay by at fault insurance company. was paying close to $2k for the 18' Model X 100D, got kick out due to the accidents, went to State Farm, just the Tesla along is close to $3k, right now I got Tesla Insurance around under $200 per month, only have it for less than a month.. Will change back to Liberty Mutual after 2year when allowed to go back. When the delivery of new Model 3 Perf. quote from State Farm is close to $3k, right now with Tesla insurance is around $180
Hi Chris. thanks for the great reviews.
How did you resolved the VIN and incorrect description issue for your Model X being a Plaid model?
I have similar issue in that I purchased a standard model Y but we just contacted our insurance and when the pull the VIN it comes out as a "performance" model. Dont want to pay for higher insurance when i have a standard model and not a performance version.
thanks
my agent had to manually enter all the details !
I have murcury and so far it works great
Haven't had a claim yet with Tesla Insurance, but I am paying a little over $100/mo for my 2023 Model Y. Progressive, by comparison, was quoting me $265/mo.
Good information. I guess if you factor in regular car maintenance cost, smog check hassle, gas prices etc, it evens out. Funny that we want to go EV but little things like insurance cost almost discourages you. Weird world.
currently have state farm. I got a quote from the tesla insurance and it was more than state farm. I know the tesla insurance would be cheaper if CA allowed insurance companies to use actual driving data for rates.
Mike Mihrzad StateFarm in California ask for Sal. Guaranteed lowest Tesla Insurance in California!Mention #newrate! Cheaper then Tesla!!!! We offer Tesla body shops. M-F. 9am-5pm.
Thank you, the day I finally get my hands on a tesla I will use the one you use just to be cool like you!
You got this my guy.
Chris did you have to change your umbrella policy as well as the home insurance to switch from aaa?
Yes switched it all
Sticking with USAA for sure.
yeah having the thought of changing premiums each months is a HUGE dealbreaker
Is it correct that a Tesla Safety Score is not used in CA?
Currently going through a minor accident with my model 3. I have USAA. One of the trends I've noticed with a lot of insurance companies including USAA is that a lot of them don't have "Tesla certified" body shops in their approved vendor list. So pretty much every shop you take it to has to submit a supplemental claim with your insurance to get the full repairs covered. All this just ends up being more of a nuisance/inconvenience over anything.
This is good to know I just signed up through USAA for our model X
Does any insurance company have Tesla certified body shops aside from Tesla insurance?
@@TwistiieHD I have yet to find one that does. I’ve talked with a few other local owners who have different insurance and it’s the same situation.
Geico let's you go to a tesla certified body shop, including connect through Costco, because I asked them when I switched over last week
My monthly increased from 115 to 175 once they changed the algorithm that charged more for certain parameters such as forward collision warning. This made no sense because my street has parked cars and tesla keeps warning for these against forward collision! I'm moving to USAA!
I have Geico for our 2022 MYP and 2021 Chevrolet Silverado High Country for $200 per mo.
Tesla Insurance has been great so far, cheaper than Geico on my old KIA soul and they replaced my windshield and paid the claim on site with Tesla service.. Not a huge crash obviously but its been great.
I did have an accident about a year ago on my M3 and I have Tesla Insurance. Pros: easy to submit claim through the app, Tesla insurance pays the repair shop right away so there's no delays on their end, Cons: Customer Service: it's hard to get anyone on the line and they aren't very helpful. It's also taken about a year to get back my deductible, In CA Tesla Insurance does not use the scoring system to lower your payments - it's still in testing phase. Costs $200 monthly.
M3? You wish lol
What's your deductible Chris?
My Model X was hit by underinsured driver. Took 4 months to repair, cost $31,000. I am in NC with State Farm paying $938/6mo. But it keeps going up each renewal, as it was ~$600/6mo 3 years ago when my car was worth twice as much! 🤔 Anyway, thanks for doing this video!
thats what im afraid of. they gonna jack up my rates again like AAA
I’m with geico paying $232 with model y performance in NC. $900 is expensive
@@shavscott3412 $232 every 6 months, so $39/mo?!
@@edicius36 oh no mine is every month lol.
Decline 😂
I went for Tesla insurance…mainly because I didn’t have a choice. The absolute cheapest I could find was $500 per month from Progressive. I’ve been driving an Audi Q5 for the last two years for a small small fraction of that. I’ve never had a crash of any kind and am 43, living in Dallas.
Tesla insurance sucks because it’s always watching what you’re doing and if you get a handful of front collision warnings or hard braking warnings (often due to other drivers behaviour) this adds literally hundreds per month to your next premium, but like I say, I don’t have a choice.
Hi Chris, is there a typo? For your 2022 MY, your latest State Farm is $1188/year, as compared to AAA is $2600/year for first year and $3100/year for second year?
Liability it on $100k/$300k/$50k. Deductible of $1000 for collision. We're in Los Angeles as well.
Correct! Since it's only been 1 year with STate farm it's 1188. AAA they were quoting me 3100 for the new year
I had Geico for many years before getting my 2022 Tesla Model 3. I nearly s**t my pants when they quoted me $390 a month to fully insure! That's almost what my car payments are! I immediately signed up for Tesla Insurance for $172 a month. $390 is a heck of a lot more stressful than $172!
I'm currently pay $987.80 for six months for my 2023 MYLR in Bakersfield, CA for the 2 of us. After insured with them for 6 months and without accident or ticket, I got $15 cheaper per month->$75 for 6 months. The safety score doesn't affect Californian per Tesla. The reason I chose Tesla Insurance is because I know for sure they will be able to tow my Tesla and be quickest to get OEM parts. Also, because one of my friends had AAA for his model 3 and he said they couldn't tow his car when his tire flat a year ago.
I'm in LA and it's $260 😢
@@GentleBrawla month ?
Live in PA. I got Erie insurance fixed rated (no rate hiked even with at fault accidents) been with them for more than a decade. Currently has 9 cars under the policy(18BMW M4 conv, 21 model3, 22 model YP, 22 model XP, 17 Audi Q7, 15 toyota Tundra, 22 Kia ev6, 07 Honda Odyssey, 04 honda accord) just for me and my wife😅. My annual cost $8000. Erie pays fast, best of all, I don't have to worry about premium increase after an accident. 😂 Tesla costs most in the breakdown. My Kia ev6 only $765 per year compared to model Y $1300.
Forgot to mentioned, $500 deductible, 100k/300k. all fully insured (liability and comprehensive) multiple coverage discounts included home policy (rental home $500 per year)
Haha wow
Mercury quoted $1758 for six months. Here in California
Cruise control and the car phantom brakes or miscalculates traffic and does a sudden brake, does it affect tesla insurance score?
If autopilot is active it wont affect ur rate. I make sure to turn it on while there is traffic so i dont get dinged for following to closely
Yup doesn't effect anything
I found Traveles to be lower than Stare Farm and USAA.
I got a 23 model Y, I pay around $354.00 every six months costco insurance.
Its cheaper than my ‘17 hyundai which was 1/4 th the price. I could not believe it when i got the quote, because I was mentally ready to pay at least 2-3 times as much.
what state do you live in? how many drivers?
Wow. costco quoted me 200/m ! i currently have tesla insurance and its 110-150/m depending on my driving habbits for the month. The big brother system is quite annoying
Two drivers and 2 cars, California, total i pay about $700/ mo.
The thing with the Costco insurance is the maximum property damage coverage is 100k. That won't be enough for multiple car accidents and against high end cars. 100k is just too low to have a peace of mind for me.
@@190manus You are paying $354/ month for six months for your MYLR? I just spoke to a nationwide rep and got a quote for my MYLR - $1270 for six months without OEM and glass coverage. If I want OEM that is additional $111 for six months. With glass another $27 for six months. Does your Costco insurance covers for OEM and glass? What kind of coverage for your two vehicles?
My State Farm agent is wonderful. Very fast to respond to my emails and always willing to help with any questions. I've never had a claim in well over 15 years so no surprise raising of my rates.
Same
We have a 23' MYLR and a d 23' M3LR. We went with GEICO. It costs $1250 every 6 months for both.
Not bad at all
Does your insurance covers OEM or aftermarket ?parts?
Model Y owner here, I'm insured through State Farm. I was rear ended in November by an uninsured motorist so my uninsured motorist policy kicked in. State Farm ended up covering everything except for my $250 deductible. Throughout the process though, I was told by State Farm that Tesla was not in their "preferred" network of repair shops, not exactly sure what that means or why that matters though. I was also told by Tesla that State Farm did not cover their labor rates completely, but that was due to Tesla looking at State Farm's original estimate (which did have surprisingly low rates), Tesla sent a supplemental after they had the car in their hands and State Farm responded with a new estimate at 100% coverage. I pay around $130/mo for my auto insurance, which is bundled with my homeowners insurance. All in all, it was a super stressful situation seeing figures that didn't line up and thinking I may be on the hook for something that was definitely not my fault, but once the supplemental came through it was a relatively pain free situation
Weird. Tesla always does things differently even for the more expensive insurance companies
I have Tesla insurance and i am paying $249 per month just for Tesla model Y.
Just so you know - there are some Tesla certified repair facilities in the network of repair facilities for State Farm. Just not Tesla directly.
@@Meatball2022 Awesome!
The dreaded safety score, I still have nightmares from that! 😂
follow @everydayjan!
I have a ‘23 YLR. Multiple cars. No accidents. 250/500/100 coverage w/$500 deductible. $103/mo. Tesla quoted me for like 150/mo. And no thanks with that safety score. In southern Utah
Wait so California premiums with Tesla insurance don’t get faulted on safety scores?
Apparently it’s a law that they can’t base it on that but they can raise it with their own methods lol
Is progressive high end or low end insurance??
its pretty good
I’m getting dinged on my Tesla insurance through Tesla. I’m at 85 score because I work at 3am plus front collision because of afternoon traffic when I get off work. I was paying 90$ now at 106.00
Wow that’s crazy
Here in s.cali 1/2022 front end corner accident. $8k repair. I have tesla Insurance. Car went in 1/2022 to fix and gave a 3 month estimate. But since I have tesla Insurance, my car can be left at the center until they are ready to look at it. But they said tesla Insurance has priority over other insurance because everything will be approved. Got lucky and the car was fix in 30days. My rate for 2 model y. 2021/2022 LR/LRP. Is $265 a month. Just car insurance. No other discounts
wow interesting
Does Tesla insurance look at driving habits/miles driven? From info from car?
Yea but it’s illegal to use that as a factor in California at least
@EverydayChris Good to know, quote from Geico is almost the same so I'll go with them since my other vehicle is insured with Geico. Thanks for the info!!
Nobody saying that Tesla is the least likely of getting stolen in which the insurance companies should be giving Tesla owners a break. Just saying.
I ordered a MYP and gave Geico and Progressive my VIN and it seems there is no distinction between performance and LR. Does that sound right?
Thats my experience as well when getting quotes
I get it now I always thought most tesla drivers were bad drivers.
I pay 240 for 2 tesla 2023 model y’s. Was quoted from Geico which I always used for 300 for each car. Fig that.
thats not bad for 2 teslas
What state are you in?
Tesla’s Safety score based insurance rates work great in my case. Paying 63 a month with a safety score of 98
cap
@@RayNagin504 you right, it’s actually $61.32 state is NV Btw, late night driving isn’t a metric in our safety score here.
Its nice paying a low rate but these random forward colision warnings for cars parked on the street or the "unsafe following" from rush hour traffic is quite a headache.
@@krypticsoles998 set forward collision to the medium or late setting, haven’t had a alert since doing it. Unsafe follow is a tricky one but I’m a pretty conservative driver and most of my drives are on beta. I’m also still on v1 of the safety score system I’ve had 7.7% unsafe follow and still get 100% overall for the day.
My Tesla is insured with USAA for $77.00 a month in North Carolina.
That’s great for you. I got quoted at 7k a year with USAA here in New Jersey. I have no accident and no speeding tickets. And also have my homeowners insurance through USAA fml.
I’m considering switching from progressive to Tesla insurance. Right now I have $1000 deductibles with no glass coverage and 100/300/100 split for $145 mo with progressive.
Tesla quotes me $110mo with $500 deductibles with glass covered and 250/500/250 limits and roadside coverage.
Only thing that worries me is the stories of horrible customer service with claims and having to deal with a dumb safety score.
I spoke to a Tesla rep when I went. In California they can’t track your safety numbers so it’s all self reported lol
@theskate018 - safety number literally track your every break and every turn and gives you your estimated next month Insurace. Your Tesla is connected to Tesla server minute by minute. How are they gonna say they don’t keep track of you? 😳
11 days for Tesla Collision shop to repair my model 3. 6k worth of damage from being rear ended. Tempe, AZ
11 days not too bad yet
Forward collision comes on all the time for me and literally lowers my daily score from 97 to 65 on one drive. Smh
The app gets stuck at “next” after entering my details…every time.
restart phone? Force close app?
My daughter have model x she pass unexpectedly and now I own the car try to get insurance don’t which is best I have stat farm now with other cars
Sorry for your loss. We have state farm as well and the rates aren't that cheap but cheaper than AAA
I am with USAA i pay $160 a month for liability on my 2007 truck and full coverage on my 2023 model 3 so $960 every 6 mo or $1920 a yr.
How’s their customer service?
@@form__rain3800 Great!
Thats why tesla just got hit with a lawsuit claiming monopolization of repairs & parts
I had a deer strike in november 2022. I had Allstate at the time. It was fine, they covered it easily enough, never gave me trouble about using a tesla certified body shop. I keep a high(er) deductable to keep a lower premium (math says so long as i get into an accident no more frequently than every 2 yrs and 9 mos, i win!) I recently switched because the premium has been creeping up quite fast. I was at 1200 per 6 mos and got it down to 650 with same coverage (i shopped with an agent and not here to advertise, just saying some companies understand the safety features and anti theft systems... and some don't... i for one keep a drive keycode on my tesla at all times.)
repair costs were about triple the initial insurance estimate and about double the tesla certified shops initial estimate... for a 5 mph deer strike it was just over 10k for a model 3 extended range (driver side fender, frunk hood, driver door, back rear fender... it scratched all along the side, just a little here and there)
tesla insurance is not available in missouri :( (yet)
Thank you for the video but the main takeaway point I got was that you go to bed at 6pm lmao
Positive Comment!!!!
Tesla insurance was able to give me a rate about $80 cheaper than any other company could
That’s your first month only. The good old bait and switch. Coz mine jumped almost a hundred bucks just because I drive at night.
@@irandude1655 nah its been 4 months still the same. I live in CA, we dont have the safety score
Oh, Oh, did you read your Tesla insurance coverage? Because mine is only about one third of my previous coverage. No Personal Injury, no rental car, no medical coverage, no uninsured coverage and I pay $178
@@irandude1655 yeah of course, mine i the opposite! Tesla was able to actually give me 3x my previous coverage for cheaper
Tesla insurance was more expensive for me.....I have State Farm and they were low balling the Certified Tesla Repair Shop from the beginning. State Farm does NOT have a accurate list of Tesla Certified Repair Shops....I recommend you go to the Repair Shop and let them handle the whole claim. Luckily State Farm paid the whole thing to the Certified Tesla Shop but the Shop owner did NOT recommend State Farm. Im happy with state farm they didnt give me a head ache just scared me at first with the low ball quotes which apparently is normal......This was my experience in my area...yours may be different.
good to knw ty
Tesla Insurance starts out cheap and then keeps going up in price. The safety score 2 came out today and it is going to keep making drivers get worse scores and thus charging more. I am constantly dinged for aggressive turning due to living at the bottom of a hill on a street with a ton of traffic, so you can't take it slow. Also I did a u-turn the other day with no one around and the collision alert went off for a couple of minutes, that is another ding. The forward collision can go off a lot at low speeds due to a car going slower even if you have space. The late night driving is just ridiculous as there is less traffic.
That’s because the scoring criteria was written by a bunch of actuaries, not the average person.
After my first month with Tesla insurance I am switching, the fact that I try not to use my car after 10 so I won't be penalized is absurd... I have enough to worry about besides when I drive. That alone is worth paying $10-$20 more a month for me personally. But after looking around I was able to get cheaper insurance and not have to deal with that crap so it was a total win. After getting such a fun car it would be a waste to not be able to enjoy it to the fullest. This video was great and highlights the problems Tesla insurance. Just be smart and shop around!
What insurance did you get after?
What insurance did you end up getting?
yeah, this ridiculous costs of insurance for EV's is cost prohibtive. Kinda pushes me out of the market. If Government does not regulate this, can hurt the market. Sounds like the 30k ev's for the masses will still be hit with Lambergini Insurance costs. Test drove a Y yesterday, now have to back off with $$$$ Insurance costs.
Tesla does only 5 states… what’s the point?
Wawanesa in CA would be cheapest with better coverage.
how do you like wawa? My friend has it but I dont know anyone else
@@EverydayChris Best and Cheapest
Something about Tesla insurance… i just canceled my Tesla insurance due to the safety score just like the things you mentioned but… i hardcore tried getting my best score from 93 to 95 and I’ve had 96 for a while but they kept raising my price. I was paying $89 the first couple months and then as i tried improving my score and they still increased up to $143. I said screw it
Wow that sucks. Yeah man that safety score is crazy
Your statement about insurance companies picking your repair parts is wrong. It’s the shop you chose. Leif’s law lets you pick the shop so pick a shop that doesn’t scam you with cheap parts
ModEL 3 INSURED WITH TESLA. cheaper than Geico. I have 3 other cars with Geico but adding the model 3 was going to raise it $400 a month
$1188 for a whole year for 30k miles?? That seems super cheap. However, its kind of meaningless if we do not know the policy details.
It's a scam. I keep getting these false frontal collision alert and my premium went from $200...$285...$325. It's kinda creepy that Tesla monitor how you should drive and punish you for it even if it's the AI fault.
Didn’t it have the curfew where you can’t be driving past 10 pm otherwise it’ll increase the price?
Omg meanwhile in Canada we are paying an average of 300+ for a basic car in Canada Ontario 😅
I jacked my deductible up to 2500 because I jsut got the car through Tesla insurance…I pay 98 a month for that and a Kia soul….i jsut had a total loss and a fender bender claim from my last vw….tesla doesn’t seem to care about those thankfully 😂
Safety score is annoying! I try to drive safely anyway and I don’t have any accident for the last 20 years, but having a system that keeps monitoring my every single step is totally annoying! 😂
I got that Progressive thing and that ting beeps all the time whenever I stop for the intersection, traffic lights, even in my garage. Ridiculous........
@@eggheadegghead and I get points deduction every morning when I apply brake before a stop sign going down hill. I even tried driving so slow that I saw two cars from the other direction already passed the intersection before I arrived but the car wouldn’t stop fast enough by regenerative braking so I have to apply brake before the stop sign… and I got points deducted for “hard braking” 😅 so frustrating
R u living at StoneGate community?
Nah
I do believe the safety score is a privilege... if you keep complaining about it, they will take it away
What about Tesla insurance for non-Tesla vehicle? Cheaper or more expensive compared to others?
Very much doubt you can do that.
I think only tesla vehicles?
If you own a Tesla covered by their insurance and have a secondary vehicle, that’s not a Tesla, you can call Tesla and add the vehicle to the insurance. Just wondering if their rate for non tesla is competitive.
What are you even talking about?
@@WillCollect The rate for the non tesla is the same rate for the Tesla. So you pay the Tesla rate 2x for an additional non Tesla.
Good luck with state farm. They are shady as heck when it comes to defending clients after accidents. My adjuster didn't bother checking the accident location when I got tboned, and when the other party got into another wreck after hitting us and tried to report her additional damage on the same claim, State Farm was going to take it.
no way. My guy is so awesome though. We'll see how it goes thanks for the tips icy
Invest in a dash cam. You won’t regret it
Insurance for a Tesla vs
Tesla is driving me up the wall.
I work at home and do dinner meetings.
I have Tesla insurance. My “safety score” went from 96 to 84 just because I went to diner meeting at 8pm and came home at 11:30 pm. And it says my insurance will be $260 next month, from $176. ALL BECAUSE I DROVE ONCE AT NIGHT! Yes, I live in the city. Traffic is all hours. It’s only my 4th day of owning this thing. Can you imagine if I went on a road trip ? 😭
No claim, no opinion I would say for insurance.
I have Tesla Model Y 2023 $75/mo.😊
Which insurance company?
@Navneet Gill I have Tesla Insurance for my Galaxy 2023 Y.
Started at $100/mo & dropped to $75/mo now.
what state?
@@CSAFMedia texas
I should quit driving because my insurance company canceled my policy because my wife and kids had accidents and I had a speeding ticket in 20 years. Now the new company charging me $5000 for 6 months for my Tesla 😮😢. I don’t know who is at fault because kids and wife and me we all blaming each other and agents 😓
these initial intro rates are always lowered. Then the raise will kick in eventually. Sigh.
No difference in the cost of my car insurance from a 2021 Toyota Prius to a 2023 Tesla model three base no difference at all
Tesla insurance is not available in all states.
State Farm. They are shady. Been with then for over 10 years. Then my son had accident that cost 1500 to fix....They rised my insurance 30%!!!....Switch my main home....3 rental properties and 5 cars.....Save over 3000 a year...Wish I did it sooner
Where did you switch to?
State farm are beyond scammers
Making a claim with Tesla insurance is a nightmare.
200 IS TWICE WAT I PAY FOR MY HONDA. I'M OUT! NOT BUYING A, TESLA