Capital One Platinum vs. Capital One QuicksilverOne Credit Card (Platinum vs. Quicksilver One)

แชร์
ฝัง
  • เผยแพร่เมื่อ 15 มิ.ย. 2024
  • Support our channel by choosing your next credit card using one of the card links at:
    - FAIR CREDIT: www.proudmoney.com/credit-car...
    - BAD CREDIT: www.proudmoney.com/best-credi...
    - BEST: www.proudmoney.com/best-credi...
    - CASH BACK: www.proudmoney.com/best-cash-...
    - TRAVEL: www.proudmoney.com/best-trave...
    - BONUS: www.proudmoney.com/best-credi...
    - BALANCE TRANSFER: www.proudmoney.com/best-balan...
    - GAS: www.proudmoney.com/best-gas-c...
    - BUSINESS: www.proudmoney.com/best-busin...
    (We'll get compensated if you're approved, and we thank you kindly.)
    Other ways to support this channel:
    - Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp...
    - Use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.)
    .
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
    .
    Our site: www.ProudMoney.com
    Contact: Adam Jusko adam@proudmoney.com
    (for business/media inquiries only; unfortunately I do not have the time to offer thoughtful answers to the many individual credit & money questions I get by e-mail --- but I do read them and try to incorporate answers to common questions into future videos!)
    #capitalone #creditcards
  • แนวปฏิบัติและการใช้ชีวิต

ความคิดเห็น • 246

  • @ProudMoney
    @ProudMoney  3 ปีที่แล้ว +7

    Support our channel by choosing your next credit card using one of the card links at:
    - FAIR CREDIT: www.proudmoney.com/credit-cards-for-fair-credit/
    - BAD CREDIT: www.proudmoney.com/best-credit-cards-for-bad-credit-unsecured-secured/
    - BEST: www.proudmoney.com/best-credit-cards-on-the-market/
    - CASH BACK: www.proudmoney.com/best-cash-back-credit-cards/
    - TRAVEL: www.proudmoney.com/best-travel-credit-cards/
    - BONUS: www.proudmoney.com/best-credit-card-bonus-offers/
    - BALANCE TRANSFER: www.proudmoney.com/best-balance-transfer-credit-cards/
    - GAS: www.proudmoney.com/best-gas-credit-cards/
    - BUSINESS: www.proudmoney.com/best-business-credit-cards/
    (We'll get compensated if you're approved, and we thank you kindly.)
    Other ways to support this channel:
    - Get a $25 - $325 bonus when you open a SoFi Checking/Savings Account at: www.sofi.com/invite/money?gcp=68388c1c-9593-48a6-8872-7052db78d937
    - Use our Amazon.com link: amzn.to/2PpQWoB (As an Amazon Associate, we earn from qualifying purchases.)
    .
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

  • @ajw148
    @ajw148 2 ปีที่แล้ว +5

    Thank you. I love the way you broke these cards down.

  • @NCKyle1980
    @NCKyle1980 3 ปีที่แล้ว +4

    Thank you for making a video about low level earnings and potential profit from using the QuickSilver One as a like checking account. I've encouraged so many people to use a card like this as their checking account. Every payday, just sign in and pay. So glad to see a major contributor trying to encourage even low level cash back for people who can't spend $12,000 a year on groceries like one recent major card reviewer. Thank you. :)

  • @LAInc-xo9ny
    @LAInc-xo9ny 2 ปีที่แล้ว +15

    I just don’t under how he doesn’t have 100k-200k subscribers….videos have been spot on!

  • @Carmen-dd4lb
    @Carmen-dd4lb ปีที่แล้ว +2

    Love your smartness and clarity
    Only frankly I gotta catch up with you 🤗

  • @jerardomartinez719
    @jerardomartinez719 2 ปีที่แล้ว +4

    I got a letter in the mail saying I got pre-qualified for a quicksilver card, super excited

  • @Dandelion_881
    @Dandelion_881 3 ปีที่แล้ว +2

    Great presentation!

  • @princessmeganelsa8952
    @princessmeganelsa8952 ปีที่แล้ว +14

    Just paid off my platlium card in full this month! O balance woo hoo!! 💙😊💙😊💙

  • @DitsyMe
    @DitsyMe 3 ปีที่แล้ว +14

    The platinum card is a good card I've had the card for about 2 and a half years and it definitely helped me build up my credit score to get me 2 more credit cards the journey card and secured. Capital one is hands down the best bank if you wanna look for a credit card to start building credit. :)

  • @akidataylor7377
    @akidataylor7377 3 ปีที่แล้ว +3

    Wow I never thought of these concepts

    • @amymelene2218
      @amymelene2218 3 ปีที่แล้ว

      I love doing this kind of math, alot of "deals" don't work unless you're spending alot and paying it all off. He explains so clearly in this video. :)

  • @manueliux
    @manueliux 3 ปีที่แล้ว +4

    Excellent review 👍🏽

  • @starchild5477
    @starchild5477 3 ปีที่แล้ว +15

    I have the Platinum card which is $300 limit and the QuickSilver One with a $2500 limit.

  • @stgermain6488
    @stgermain6488 2 ปีที่แล้ว +9

    I have the capital one quicksilver rewards card and it doesn’t have an annual fee and 1.5% unlimited cash back

  • @IceCold85
    @IceCold85 3 ปีที่แล้ว +35

    Literally got my Capital one platinum card in the mail this morning 😄

    • @philfitial1090
      @philfitial1090 3 ปีที่แล้ว +1

      Whats the credit limit on yours???

    • @IceCold85
      @IceCold85 3 ปีที่แล้ว +22

      @@philfitial1090 only 300.. 😔 but 2020 has been all about repairing my credit for me.. i got the Discover it secured card back in June as well as a 1 year installment lone from Self.. and i went from a 505 to 645ish now.. so i figured it would be a good time get my second card since I'm forming some good habits

    • @woke1497
      @woke1497 3 ปีที่แล้ว +3

      @@IceCold85 sounds like me

    • @707Tyree
      @707Tyree 3 ปีที่แล้ว +3

      @@philfitial1090 I just turned 18 mine is 2000. Why is that

    • @stephl9730
      @stephl9730 3 ปีที่แล้ว +3

      @@707Tyree Yours is higher because if you’re just establishing credit you have good credit. That’s how I was. Then I ruined my credit and had to rebuild.

  • @christylee9552
    @christylee9552 2 ปีที่แล้ว +3

    Ok let me tell you a little story. That Platinum card... I’ve had for 4 years. In 2019 I made a cash advance of 40.00 dollars. I never really look at charges because I trusted them. However I kept noticing a 5.40 monthly charge. I called today to question it. That charge is from the 40 advance. Yes, 3 years over 200 in cash advance fees. I paid the card off completely over a year ago and started using it again. They could not tell me what month the card was paid off but I still have that lingering cash advance charge each month? So today, I paid off the card and will NEVER EVER use them again! I also have a quick silver card that I do not have issues with, but I need to closely check that one too!

  • @carlosleonis5052
    @carlosleonis5052 2 ปีที่แล้ว +4

    Ty for the info
    I'll pass on the quick silver one then

  • @DailyTeaa
    @DailyTeaa 2 ปีที่แล้ว +82

    I applied for the platinum 3 days ago, with 0 credit score and got approved with a $200 limit. It’s not much, but I hope I’m off to a great start.

    • @antoinegeorge4287
      @antoinegeorge4287 2 ปีที่แล้ว +3

      Me too I had a 99 dollar deposit for a 200 hundred dollar credit limit Capital one

    • @DailyTeaa
      @DailyTeaa 2 ปีที่แล้ว +3

      @@antoinegeorge4287 Good for you!! I hope you have great results. 😊

    • @antoinegeorge4287
      @antoinegeorge4287 2 ปีที่แล้ว +1

      @@DailyTeaa I hope so too

    • @DailyTeaa
      @DailyTeaa 2 ปีที่แล้ว +4

      Just make sure to make your payments on time, before the due date if possible! My credit score went from 0 to 669 in just one month of having the card.

    • @antoinegeorge4287
      @antoinegeorge4287 2 ปีที่แล้ว

      @@DailyTeaa my credit score is 530 right now

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 3 ปีที่แล้ว +15

    Best policy is to get started and pay no interest.

  • @johndoe1653
    @johndoe1653 3 ปีที่แล้ว +5

    Sticking with my Citi card and will product change to double cash. Best cash rewards out there.

    • @mamabare49
      @mamabare49 3 ปีที่แล้ว +2

      That is what I need. Capital one drags their feet

  • @XG_Winchest3r
    @XG_Winchest3r 3 ปีที่แล้ว +22

    I just got the platinum. 620 fico, 703 trans and equi. I’m excited to keep rebuilding my credit.

    • @fuckyoualphabet
      @fuckyoualphabet 3 ปีที่แล้ว +3

      Go with the Chase Unlimited Freedom card in about 6 months.

    • @XG_Winchest3r
      @XG_Winchest3r 3 ปีที่แล้ว +2

      @@fuckyoualphabet appreciate the advice. I will try that in 6 months. Thanks.

    • @fuckyoualphabet
      @fuckyoualphabet 3 ปีที่แล้ว +1

      @@XG_Winchest3r you're welcome!

    • @josenegrete3694
      @josenegrete3694 3 ปีที่แล้ว +2

      I got the capital one platinum with 595 credit about a month ago but still does not show up in my credit report? How long does it take to report to all 3 bearus?

    • @meeee500
      @meeee500 3 ปีที่แล้ว

      I think you could of got the quicksilver one with that score

  • @alwoodism
    @alwoodism 2 ปีที่แล้ว +9

    I have the quick silver card but I do not have an annual fee. I receive rewards with my quick silver card.

    • @nene49er19
      @nene49er19 2 ปีที่แล้ว +1

      They have two different quicksilver cards one with annual and one without

  • @MrGuccidf
    @MrGuccidf 3 ปีที่แล้ว +2

    Great video breakdown! I was considering upgrading my Cap. Platinum to the quicksilver but not anymore

    • @fuckyoualphabet
      @fuckyoualphabet 3 ปีที่แล้ว +6

      I'm not sure you understood the video, but if you have a chance to upgrade to the actual Quicksilver card (not the Quicksilver One) I would suggest you do it. The Quicksilver card has all the benefits of the Quicksilver One card over the Platinum card, minus the annual fee. And you'll be able to get a nice credit limit, while the Quicksilver One card will be hard to get past $500. Quicksilver > Platinum > Quicksilver One

    • @ProudMoney
      @ProudMoney  3 ปีที่แล้ว +7

      Yeah, if you can get your hands on the regular Quicksilver with no annual fee, that would be the way to go.

    • @Lssjg702
      @Lssjg702 3 ปีที่แล้ว

      @@fuckyoualphabet I just got the quicksilver one with a 3000 limit lol.

    • @fuckyoualphabet
      @fuckyoualphabet 3 ปีที่แล้ว

      @@Lssjg702 that's very interesting. What's your credit score? What kind of credit layout do you have?

    • @Lssjg702
      @Lssjg702 3 ปีที่แล้ว

      @@fuckyoualphabet 700. I'm not sure what you mean by layout.

  • @dreyer8483
    @dreyer8483 2 ปีที่แล้ว +4

    Do u have to pay an annual fee after the first year with the platinum Mastercard?

  • @hassanshaheed1980
    @hassanshaheed1980 3 ปีที่แล้ว +4

    I have the Quicksilver card and want to get the Venture card. Howe long do you think I need to wait to try for the Capital One Venture card?

  • @rosettejones5050
    @rosettejones5050 2 ปีที่แล้ว +21

    Capital one upgraded my platinum to no annual fee quick silver no inquiry

    • @ryanrichardson4103
      @ryanrichardson4103 ปีที่แล้ว

      how long did you have the platinum card before that happened?

    • @rosettejones5050
      @rosettejones5050 ปีที่แล้ว

      @@ryanrichardson4103 about 2 to 3yrs I had applied for another cash back card and then barely used it....just kept it active. They offered venture or quicksilver upgrade no bonus...no benefits intil about two months ago...I got the paperwork...but my platinum was no annual fee to begin with

  • @Goldie-kw5ju
    @Goldie-kw5ju 3 ปีที่แล้ว +7

    I was approved for the Capital One Quicksilver spend $500 get a $200 bonus no interest for 12 months

  • @Snailmailtrucker
    @Snailmailtrucker 3 ปีที่แล้ว +4

    How can you go beyond the $3600.00 per year on the Capital One card with a $300.00 per month limit... X12months = $3600.00

  • @INDIGE_STUDIO
    @INDIGE_STUDIO 2 ปีที่แล้ว +4

    Mmmm credit..I'm loving it 😆

  • @MOG238
    @MOG238 2 ปีที่แล้ว +6

    The APR is now 27%

  • @williamrobinson6457
    @williamrobinson6457 2 ปีที่แล้ว +14

    I have both platinum and Quicksilverone with a 575 credit score. I have a 1000 credit line with Quicksilver 1 and 300 on the platinum.

    • @arkimwilliamson4429
      @arkimwilliamson4429 2 ปีที่แล้ว +1

      How did u get both .I have platinum want more

    • @williamrobinson6457
      @williamrobinson6457 2 ปีที่แล้ว +2

      @@arkimwilliamson4429 I applied for them 1yr apart. The Quicksilver just came this week.

    • @AustinHicks0301
      @AustinHicks0301 ปีที่แล้ว

      @@arkimwilliamson4429 You can literally get both I just applied and got the quicksilver card with a 3k limit. My platinum had a 300 limit. Dosent take much if you already got the platinum. Sorry for late response.

    • @melissaweathers7225
      @melissaweathers7225 ปีที่แล้ว +2

      ​@@AustinHicks0301new to this, wondering if I should apply for the quick silver one. Still under 600 credit score

    • @hassandjhaboogiespin4550
      @hassandjhaboogiespin4550 9 หลายเดือนก่อน

      Wow thats crazy Will…. My Credit Score is higher than yours and they only gave for $500 limit on Capitol One Quiksilver One Card’ How did u manage getting The 1,000 Credit Limit???? My Payment history is great on Secured Capitol One Platinum Card….u got me Puzzled😮😳’ $1000 limit would be Nice…….yessir…..please Educate….Thanks

  • @Jtorr006
    @Jtorr006 2 ปีที่แล้ว +14

    My first credit card was the Quicksilver and was approved for a 1k limit. Over the 6 months, my limit has moved up to 3,500. I was just pre-approved for the platinum with a 3k limit. Best cards to build your credit and fast.

    • @iLiKeFooDNuMNuM
      @iLiKeFooDNuMNuM 2 ปีที่แล้ว

      What was your credit utilization on the quicksilver card, if you don't mind me asking?

    • @chamferreyes6747
      @chamferreyes6747 2 ปีที่แล้ว

      @@iLiKeFooDNuMNuM mine was 100% and then they recently raised it 1k for total of 3850 lol I also got approved for platmim for 2k but I pay on time

  • @dctvadventure3069
    @dctvadventure3069 2 ปีที่แล้ว +11

    I just got approved $1,000 platinum Credit Card just now

  • @JelloTalks
    @JelloTalks 2 ปีที่แล้ว +9

    Damn, just get a discover secured lol

  • @ysmith494
    @ysmith494 11 หลายเดือนก่อน +4

    I just got the quick silver one card, But my credit limit is 500

  • @villantiofficial
    @villantiofficial 3 ปีที่แล้ว +3

    Awsome Videos ! Whats the earliest I can request a credit line increase with my quicksilver one? Also can I do product change from silver one to regular silver

    • @fuckyoualphabet
      @fuckyoualphabet 3 ปีที่แล้ว +1

      It's going to be extremely difficult to do either of those things with the Quicksilver One. I have amazing credit and they wouldn't give me an increase over $100 and wouldn't let me upgrade the card, even after I've had it for about two years. I suggest dropping the card and going with something else. The rest of the Capital One cards are pretty good, I haven't had the Savor card but it looks promising.

    • @villantiofficial
      @villantiofficial 3 ปีที่แล้ว +2

      I'm thinking doing same in the future just go regular if not might just stick with discover and just apply Amex , chase. I have banking history with them, no CC yet

    • @fuckyoualphabet
      @fuckyoualphabet 3 ปีที่แล้ว

      @@villantiofficial I recommend Chase, they've always been good to me. My second card was through them and my limit was $3300 from the start, two years later and it's $10,600

    • @homiedonthateg
      @homiedonthateg 3 ปีที่แล้ว +1

      @@villantiofficial you will be better off getting the apple card.. I wanna cancel my quick silver one so bad but its one of my oldest cards

  • @EmeraldGhost-
    @EmeraldGhost- 2 ปีที่แล้ว +3

    So would it be a good idea to try and apply for the platinum unsecured card, I have the secured card with a 200 clm and my score says 619? Or should I just wait a little while? I’ve only had my card since august

    • @rlgsbs
      @rlgsbs 2 ปีที่แล้ว +2

      I would try after veterans day. Also, getting a credit builder loan will help you after about 6 months.

  • @ReeceReviews19
    @ReeceReviews19 2 ปีที่แล้ว +6

    Can you do quicksilver one vs quicksilver secured

    • @andnew1335
      @andnew1335 ปีที่แล้ว +1

      What was your credit score ? FICO

  • @capxico8606
    @capxico8606 7 หลายเดือนก่อน +1

    My platinum limit is 500 and I just applied for quicksilver and my limit for that one is 2000?

  • @alexanderjimenez7896
    @alexanderjimenez7896 3 ปีที่แล้ว +18

    I got approved for the Platinum credit card and got 3,000 dollar credit limit!!! AWESOME

    • @Itsfrankgee707
      @Itsfrankgee707 3 ปีที่แล้ว +2

      I got approved $1,000 credit on the Quicksilverone credit card as my first credit card ever.! Is this correct ???

    • @BustahK
      @BustahK 3 ปีที่แล้ว +2

      @@Itsfrankgee707 how is it

    • @princessmeganelsa8952
      @princessmeganelsa8952 ปีที่แล้ว

      Got granted for platlium rewards card by credit union 😊😊😊

  • @chrislemaster2695
    @chrislemaster2695 10 หลายเดือนก่อน +9

    Now all there cards are 30.49% APR NOT KIDDING

  • @lombardi770
    @lombardi770 3 ปีที่แล้ว +6

    Hi I have both of them and they’re good!! To build a credit I have 2500 line credit for me it’s good amount!!! Have a great day

  • @Creative_tank
    @Creative_tank 2 ปีที่แล้ว +10

    I just applied for the platinum card and got approved for 3k credit line and my score is 654 I was watching a few of these videos

    • @fernandagarcia877
      @fernandagarcia877 2 ปีที่แล้ว +2

      Are serious? I have 734 and only got $800. Lol

    • @davidsosa1598
      @davidsosa1598 2 ปีที่แล้ว +1

      also based on income not just credit. 650 and got 2k

    • @chamferreyes6747
      @chamferreyes6747 2 ปีที่แล้ว +1

      My score is 580 and got it with 2k limit lol

    • @AustinHicks0301
      @AustinHicks0301 ปีที่แล้ว

      @@fernandagarcia877 Yeah it's also based on your income you can have a 700 and have a 3k credit limit.

    • @fernandagarcia877
      @fernandagarcia877 ปีที่แล้ว

      @@AustinHicks0301 I'm aware but it's not that because I make more than a decent amount.

  • @arvinsanchez08
    @arvinsanchez08 3 ปีที่แล้ว +14

    $27 dollars in rewards when u spend $1800 in a year.....better than nothing i guess . lol

  • @quikjfpv1665
    @quikjfpv1665 3 ปีที่แล้ว +16

    The Platinum is almost always the better choice regardless of spend. After 100 days of having the Platinum, you can product change to the Quicksilver, earning the same unlimited 1.5% without an annual fee.
    It should also be noted that the Quicksilver One is notoriously difficult to product change out of and the annual fee isn't usually waived.

    • @BaconBePropane
      @BaconBePropane 3 ปีที่แล้ว +1

      I upgraded to the QS from the Journey this morning. Easy peasy.

    • @quikjfpv1665
      @quikjfpv1665 3 ปีที่แล้ว

      @@BaconBePropane Nice! How long have you had the Journey?

    • @BaconBePropane
      @BaconBePropane 3 ปีที่แล้ว

      @@quikjfpv1665 4 or 5 months

    • @I..cast..fireball
      @I..cast..fireball 3 ปีที่แล้ว +2

      This here. If you have platinum DO NOT get qs1. Insist on QS or just keep platinum. If you have platinum, can't change to QS, and want rewards, get a card from someone else and just keep platinum alive until they let you change to qs if ever. Don't pay annual fee for a card as mediocre as 1.5% back.

    • @BaconBePropane
      @BaconBePropane 3 ปีที่แล้ว

      @@I..cast..fireball good idea.

  • @danieldiaz6233
    @danieldiaz6233 2 ปีที่แล้ว +7

    I got approved for the platinum with 500 limit

  • @lostinaroom5551
    @lostinaroom5551 3 ปีที่แล้ว +9

    I just stick to discover. Easy to use I get to speak to an America when I need help. Now I have credit history and just got approved for a sapphire card

    • @kamilsultan1637
      @kamilsultan1637 3 ปีที่แล้ว +1

      Preferred or Reserve?

    • @kirstenv.2913
      @kirstenv.2913 3 ปีที่แล้ว

      Hey! What Discovery credit card did you get?

    • @woke1497
      @woke1497 3 ปีที่แล้ว

      But can u get the highly desirable black card from Chase lol

    • @I..cast..fireball
      @I..cast..fireball 3 ปีที่แล้ว

      Discover is thy way to go for first card, not cap1. You don't want to be stuck with no rewards card with shitty limit, or 1.5% card with annual fee. Cap1 does not like to upgrade qs1 to QS, as there is no benefit to them. All discover cards are no annual fee, and they are good about letting you climb the ladder to the it cashback or it miles which are worth keeping forever. It miles is really just a FREE 1.5% card on disguise. Avoid cap1 jail of shitty cards. Go discover.
      However, if you know you can get approved, as a first cap1 card the real QS is good if looking for a no foreign transaction fee card that is free, and does not require to redeem rewards as travel.

    • @KD-lj2pj
      @KD-lj2pj 2 ปีที่แล้ว

      @@I..cast..fireball REAL TALK...I HAD A QS ONE FROM CAPITAL ONE..WITH 4500 CREDIT.LIMIT...THEY WOULDN'T UPGRADE IT TO THE REWARDS QS🤒🤒..SO I GOT APPROVED FOR A DISCOVER IT CARD WITH A CREDIT LIMIT $9,000 DOLLARS. WITH NO ANNUAL FEE...5% CASH BACK...SO I TRANSFERRED MY BALANCE FROM THE QS ONE.....TO THE DISCOVER IT CARD....I HAVE $355 IN CASH BACK AND DISCOVER JUST GAVE ME ANOTHER $355 IN CASH BACK MATCH....IT PAYS TO DISCOVER 💯💯💯💯💯💯💯😎😎😎😎😁😁😁😁😁

  • @brandonlingstuyl9897
    @brandonlingstuyl9897 2 ปีที่แล้ว +1

    I applied for the Mastercard capital one platinum credit card and It’s being processed and I had sent them documents I hope I get preapproved for it

    • @nacha677
      @nacha677 2 ปีที่แล้ว +1

      This happened to me too and they approved me this morning

    • @brandonlingstuyl9897
      @brandonlingstuyl9897 2 ปีที่แล้ว

      @@nacha677 I know and I just sent them documents this morning of my bank statement

  • @abadia3343
    @abadia3343 2 ปีที่แล้ว +2

    Wait this is wrong because I just got approved for the quick silver I have no credit haha what makes me so happy but one thing is that the quick silver has no longer the annual fee, I don’t have to pay annual fee but I still have the 1.5 cash reward, what means I get 1.5 dollar every time I use it and it has no cost for me to have it on my pocket, I’m so happy :))

  • @michaelshay6264
    @michaelshay6264 3 ปีที่แล้ว +2

    do the credit card company remember if you default on their cards in the past and it off your credit report

    • @kamilsultan1637
      @kamilsultan1637 3 ปีที่แล้ว

      They got it in their files they won’t forget. What card (s) are you considering?

    • @Lynnee1032
      @Lynnee1032 2 ปีที่แล้ว

      tHEY DON'T FORGET BUT IF YOU PAY IN FULL AND WAIT A PERIOD YOU WOULD BE ELIGIBLE AGAIN

    • @Laurisaurus
      @Laurisaurus 2 ปีที่แล้ว

      If you wait a year after a charge off capital one will approve you for their platinum card albeit with a $300 limit

  • @lorimast
    @lorimast 3 ปีที่แล้ว +5

    When I got the Quicksilver, they told me it was no annual fee. Did I get in on a special because I was already a customer?

    • @heirtothethrone000
      @heirtothethrone000 3 ปีที่แล้ว +4

      The Quicksilver in the no annual fee card and the Quicksilver One has the $39 annual fee.

    • @lorimast
      @lorimast 3 ปีที่แล้ว

      @@heirtothethrone000 thanks. I didn’t realize there were two.

    • @iceboogie827
      @iceboogie827 3 ปีที่แล้ว

      @@lorimast . Lori, U are Good now.. I have the QS1 and they are not allowing me to graduate to the QS, Go Figure.

  • @lethalcrimson7744
    @lethalcrimson7744 2 ปีที่แล้ว +4

    At 19 I got a platinum card about 4 months with a $500 credit line, and just yesterday I applied for a quicksilver one, and got a $2000 credit line, I don’t mind the annual fee, I can spend 2,600 a year on it and pay 0 with the 1.5%, available credit matters.

    • @Isabel-ek1so
      @Isabel-ek1so 2 ปีที่แล้ว +1

      I’m 19 as well! Do you think I should check if I’m pre approved or should I just apply for capital one platinum card?

    • @justlive56
      @justlive56 2 ปีที่แล้ว +1

      @@Isabel-ek1so yes I did and I was. I got the quicksilver one card cl of 1,000$

  • @gabeherb345
    @gabeherb345 3 ปีที่แล้ว +3

    Can i use eno with the platinum card?

  • @garrymyers8459
    @garrymyers8459 3 ปีที่แล้ว +5

    I put alittle over 5 grand on Quick Silver one and they waived the annual fee

    • @AllAboutPurple
      @AllAboutPurple 3 ปีที่แล้ว

      That was smart

    • @remokim5066
      @remokim5066 3 ปีที่แล้ว

      Maybe you are confused and they gave you the QUICKSILVER AND NOT THD QUCKSILVER ONE?

    • @ms.anonymousinformer242
      @ms.anonymousinformer242 3 ปีที่แล้ว

      I did too and they never waived it for me.

  • @homiedonthateg
    @homiedonthateg 3 ปีที่แล้ว +3

    Noooo Adam they don't do upgrade it's been a year and my score is over 750 😠

    • @heirtothethrone000
      @heirtothethrone000 3 ปีที่แล้ว +3

      The Quicksilver One is hard to upgrade and I know people who had it for 5yrs before it did.

    • @micaiahkinney9234
      @micaiahkinney9234 3 ปีที่แล้ว +1

      Capital one doesn't do increases?

    • @junitolopez3762
      @junitolopez3762 3 ปีที่แล้ว +1

      You can go to the Capital1 page. You can upgrade to the regular Quick Silver, with no annual

    • @I..cast..fireball
      @I..cast..fireball 3 ปีที่แล้ว +2

      Note that qs is a visa signature card, which requires at least 10k limit. If your limit on qs1 is less, u can't product change to qs. Pleas.... Start with discover. By fa the best company to climb up with until you get the full blown it card, which is not that hard. Then branch out.

  • @707Tyree
    @707Tyree 3 ปีที่แล้ว +9

    My platinum has 26.99% apr and 2000 limit

    • @EAGLEX118
      @EAGLEX118 3 ปีที่แล้ว +3

      Thats goals i just got to 500

    • @dennisw.2366
      @dennisw.2366 3 ปีที่แล้ว +3

      6 months post bankruptcy, and I was approved for $3000 total credit at 22.99%.

    • @nikki66972
      @nikki66972 3 ปีที่แล้ว +2

      I am 26.99% and $3000 CL

    • @quandadon5882
      @quandadon5882 3 ปีที่แล้ว +1

      @@nikki66972 same

    • @TitanFormEren
      @TitanFormEren 3 ปีที่แล้ว +1

      @@dennisw.2366 blessed 🙏🏽

  • @kevinseecharan3744
    @kevinseecharan3744 3 ปีที่แล้ว +2

    🔥🔥👌

  • @jollyranch1026
    @jollyranch1026 2 ปีที่แล้ว +3

    Both denied me the same

  • @josephshepherd8730
    @josephshepherd8730 2 ปีที่แล้ว +14

    Jokes on you I got both

  • @jumper9108
    @jumper9108 10 หลายเดือนก่อน +2

    Capital one gives such low credit limits

  • @brianlovelady6517
    @brianlovelady6517 8 หลายเดือนก่อน +5

    Most people getting these cards have terrible credit. Beggers cant be choosers. Get what you can and build your credit score with on time payments and less than 5% utility rate.

  • @Richloouser
    @Richloouser 2 ปีที่แล้ว +2

    Do they do a hard pull

    • @steelberg23
      @steelberg23 2 ปีที่แล้ว +1

      Yeah. You can check if you’re pre-approved but once you apply they’ll do a hard pull.

    • @Isabel-ek1so
      @Isabel-ek1so 2 ปีที่แล้ว

      What do you mean hard pull? Do you think I should see if I pre approved first or just apply ?

    • @steelberg23
      @steelberg23 2 ปีที่แล้ว +1

      @@Isabel-ek1so Definitely check if you’re pre approved first. It won’t guarantee 100% that you get accepted, but it will make the hard inquiry more worthwhile. A hard pull usually takes about 5 points off your credit score, temporarily.

    • @Isabel-ek1so
      @Isabel-ek1so 2 ปีที่แล้ว

      @@steelberg23 I just got accepted for the plantinum. thank you !

    • @steelberg23
      @steelberg23 2 ปีที่แล้ว

      @@Isabel-ek1so That’s great, congrats!

  • @MrKDubya21
    @MrKDubya21 3 ปีที่แล้ว +3

    Why do u speed up and talk super fast at the end of your videos?

  • @HeavyontheChai
    @HeavyontheChai 3 ปีที่แล้ว +1

    Do the math 🤪

  • @cyril_ogude
    @cyril_ogude 3 ปีที่แล้ว +6

    I love how capital one just puts Platinum on the most base card. Amex is dying inside

    • @ProudMoney
      @ProudMoney  3 ปีที่แล้ว +6

      Yeah, not sure who came up with that inside Cap One.

    • @quikjfpv1665
      @quikjfpv1665 3 ปีที่แล้ว +2

      @@ProudMoney It actually refers to the Mastercard level. It's a Platinum Mastercard instead of a World or World Elite.

  • @homiedonthateg
    @homiedonthateg 3 ปีที่แล้ว +4

    I really hate that card 😒😒

  • @homiedonthateg
    @homiedonthateg 3 ปีที่แล้ว +5

    Apple card blows both of these out the 🌊 water

  • @GorgonnogroG
    @GorgonnogroG 2 ปีที่แล้ว +3

    sadly ive had my cap 1 card over 2 years with 300 credit limit with a 660 credit score i applied to get another card theu said wait till they call me ive waited 1 year still no phone call ive used the automatic approved credit card it said i already have one so i cant even upgrade this comany is a p.i.t.a. = pain in the ass company

    • @anamincey8675
      @anamincey8675 2 ปีที่แล้ว +2

      I applied for a visa petal credit card 6mos after using my capital one card. Capital one gave a credit increase as well. The visa petal has 1% cash back and just as easy to deal with. They also gave me a significant higher limit than cap one.