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Had a platinum card since 2018, they recently offered a free upgrade to the Quicksilver card with no approval needed, and no credit check. An awesome perk of being loyal.
My SavorOne is on the way right now! Huge value. Beats out the Blue Cash everyday from Amex imo. Can't wait. That 3% back for groceries with no fee is HUGE!
Graduated from the Platinum to Venture One yesterday. Thought of going for the Quick Silver, but I know I’d use the cash back, instantly, and not save it for travel 😂
The Platinum card was rated pretty high amongst Secured cards so I got one and never missed a payment. I think in about a year the gave back the deposit and gave me a regular Platinum card. They are pretty good about upgrading you if you want to. I now have been pre-approved for a Savor One, which I'll probably accept.
I would like to get at the 670 range, then apply for the Quicksilver MasterCard variant for the bonus and then upgrade my current Visa Quicksilver card to either the Savor One or the Venture One and hope for higher limits. So far, Capital One has been good to me and I’d like to keep my business with them. I would eventually like to get back into Chase and possibly into others (not Wells Fargo….because of their customer service).
Use the savor one card (no annual fee) transfer your points into miles on the venture one also (no annual fee). You get 3% or better when using it on entertainment or food.
No ftf is a reason to have a 1.5% card like quicksilver or discover it miles over one of the 2% ones. I still consider quicksilver pretty competitive for this reason. As always, just depends on your spending habits.
Great video I have had my platinum card for 11years and now I just upgraded it to the Venture One because I like no annual fee 😃 I keep my years and limit 😃
I started with a Cap One Platinum as my first CC. When it was renewed, I switched to a VentureOne. Choose the latter for a lower interest rate. However, I may switch to a Quicksilver when it renews again.
Capital One does a hard credit pull from all three credit bureaus for a new credit card. If your credit is not good before going to Capital One I would do my research. Synchrony Bank could be a good option for the Paypal Mastercard you get 2 percent cash back and they only do one hard pull. I have excellent credit now but if my credit was average or fair I would apply for the Paypal Mastercard first before getting three hard pulls from Capital One.
Totally agree don’t won’t unsecure or product change a secured card I had for two years. So I closed it down. Totally waste of time. I will never bother getting a credit card with them.
Just got approved for the capital one savor card with a $5000 limit. Not bad for my 2nd card. (Started with the secured discover it card). Any advice for my next step/card?? It's between chase freedom flex & Citi Custom cash. Great video!
I have the QS card. My 2nd oldest card. I rarely use it, but keep it around for the credit history and no FTF. They keep offering me the Venture card, but I just don’t see a reason to pay the fee. I agree with you I also think the Savor One is their best card.
Venture is a solid card. For one, something that never gets mentioned is you get 5x miles on hotel and rental car bookings through their travel portal. For two, they have some really good partnerships that you can find great value with - my favorite being wyndham + vacasa. Really, though, it's just about how much you spend. Do you put less than 1k per month on the card? Stick with QS. If you're closer to 2k or more, the venture is worth the annual fee easily. Also, though, consider you won't get the intro bonus from upgrading.
@@keinlanz I think you could get some value, but some of the transfer rates seem less competitive than their peers. Redeeming for travel with many transfer partners is at a lower transfer rate in many cases. Plus, every travel portal used for hotels does not count toward status. That is not just a Venture card problem though. Like you said, it depends on spend and your needs. I just find that other cards/ecosystems have a variety of point accumulation values for categories (groceries, restaurants, etc) that match my spend with more 1:1 transfer rates.
@@stephenwright133 The transfer rates are less competitive because the basic return value is more competitive. It earns 2x on every dollar, which is substantially better than, say, CSP, which only gets 2x on categories that make up a minority of most peoples' spending. The fact is, if its transfer partners were all 1:1, it would be far and away the best travel card on the market. As it stands, it's not overtly better than others, but is very competitive.
That card is pretty good... you get discounts on travel, hotels and rentals.. I just got a rental today and only spent $52 per day🙂 I was so happy.. Also if you fly you get MAJOR discounts on flights....
It's not just the score. They're going to be stingy with SUBs for every reason possible. I think if they offer you 26.99% apr on the prequal you are out of luck.
Horrible business practices no bonus when it clearly stated when I applied for the Quicksilver: done with Capital One’s low limits and unnecessary hard pulls with a three credit bureau‘s
620 n up is what u need for capital one good credit apply for savor one good credit at 610 kept getting denied went up 12 points for paying early n applied at 622 approved for a 1000 with no card member bonus
@@imtashera tbh long as u don’t owe any other accounts and in 580 n up range captail one will always take a chance on u to hope u do right and remember them as u grow they will be the 1 to always take on the risk I can give them that that’s y all my cards are with them
You can check this online, but the link is hard to find. I believe this guy made a video on it, look up capital one credit card upgrade, or something along those lines on TH-cam
Depends on your 3 FICO scores and was your bad history just late payment or charged off. A charge off might need to be reconciled. Also, which card are you pre approved? Platinum is easier to get than Venture, QuickSilver or Savor.
I know this comment is old but In case someone else needs the answer….Go on the website do the pre qualification it will tell you exactly which card(s) you qualify for. More than likely you will be approved for the card you choose amongst the pre-qualified cards they showed.
You fail to mention the purpose the different cards relating to credit baskets that capitol one uses to make credit limit determinations frequently with only a soft pull. Such cards have a minimum and maximum credit limit. For the lower cards, you may get as low as $500 limit, and be forever limited by the cap. I don't know for certain but the low card may be capped as low as 1 or 2 grand, where the other cards have much higher numbers. So if you get the low card your forever limited unless you apply for a different card with higher potential.
Keep in mind people make sure you making 100k a year and have good credit those cards are for people who have a career and been on that job over 10 years and have money in your bank account
My only question is does Capitol1 on the Venture and Savor card wave the annual fee anymore first year? or did they copy off chase and no longer wave the annual fee?
They gave me a free first year and a very heavy metal card when I got the Venture. When my GF got it, she got charged annual fee immediately and got a cheap plastic card. Capitol One going downhill.
With me they've been slow, too slow for my tastes. That Quicksilver Card is looking pretty tempting with the $200 back. Haven't been offered the Savor Card unfortunately.
From someone who’s credit limit started at $3000, I refute that statement. I’ve only had my card for about 5 years and my limit is now $10,000. That’s just simply from paying on time. I haven’t had a major increase in income.
Yes triple pull and why apply? Because inquiries drop off your report in 2 years so why is everyone afraid of them. I have almost 40 inquiries across all 3 bureaus and a 790 Fico score…..
Great review as usual, Adam. Overall, I think this is a weak lineup. I believe Citi's new Custom Cash is a game changer for all institutions with weak lineups. Capital One may need to go back to the drawing board.
True but nobody is like captail n giving people a chance with ghosts credit or bad credit to get a citi card u need 780 or higher plus great payment history capital lot more relax dude n willing to try out people to see who are the scumbag unlike other banks that only want excellent credit people n no one can say otherwise bout that
I do like Capital One’s shopping área percent back partners, nice and fully transparent app interface. Categories and which % back applied is nice show within transactions. No extra searching if we got the cash back as intended. And no minimum redeeming amount which is ideal for low flat % cash back card. Low spender here so these are nice things. But low credit limits. :/ Soft pulls nice but doesn’t do much.
I just tried to move from the QS to the Savor One and they offered me the Venture One or Venture card instead. I hear from a lot of people that CapitalOne will not product change from QS to Savor for some reason. It's too bad as I rarely use the QS card, but would definitely use a Savor One card.
I use to work for cap one just call in and ask if your card is eligible for an upgrade…. Most times I’ve only seen the upgrade from quicksilver to venture and tbh I rarely saw Savor accounts. If they tell you it isn’t eligible for an upgrade to savor, you can always do the prequalification to see if the savor card pops up for you
*Quick question. I got the Citi Rewards+ and was going to go for the sign up bonus. Could I just not meet it and get the prestige and get the sign up bonus for that one?*
@Shawn S they ended up letting me have the quicksilver so at least I get 1.5 % cash back at least but thats all they said I could upgrade to at the time
Just got the Venture for the 75k bonus miles. But Im thinking to maximize my rewards is to downgrade to Venture One w no annual fee and get the Savor or Savor One and redeem those cashback for points. Anyone is doing this?
Their absolute crooks I pay my bill automatically every month on the 1st. Every month i get assessed a $29 late fee because Capital one holds the funds until after the due date then applies them so they can charge me a late fee
I have had my venture card for about 6 months now, have it set up on autopay and never had a problem. Yes the funds don’t come out on the day you “pay it” but all credit cards go by the date the transaction was made and not the date the funds actually got released to them. My checking account is with chase so it takes a day or 2 for that autopay to post to my account but it’s never late bc it posts on the day it’s supposed to
Amen! But I love their Capital One 360 banking ironic ; I guess you can’t have it all with one bank. Lol chase is the opposite great credit cards horrible banking & fees~~
I canceled one secured credit card and their quicksilver card for not honoring bonus spend in three months horrible business practices and those three hard pulls furgetaboutit
@@ProudMoney i think capital one platinum is really good for high limit cuz i not even had it for the 6 months to see if they make it higher but as my first card 1k limit for being 20 seems good mostly cuz it has no rewards cuz my mom been with them for 4 years and only $700 and she has the quicksilver so 😀
@@BlackJesus8463 horrible customer service bad business practices low credit limits and three hard pulls for each application. They stop your growth in the credit card game with those low credit card limits. I closed all my cards with them and moved on to better cards Amex for example
My six years of experience with capital one they're the worst company provider probably out there i would never be part of them anymore my worth is more than they treat me.
@@ow5966 Informative is one thing. Taking 12 minutes to describe something that could have, should have, been described in 4 minutes is what I mean by "wordy."
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NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!
Had a platinum card since 2018, they recently offered a free upgrade to the Quicksilver card with no approval needed, and no credit check. An awesome perk of being loyal.
My SavorOne is on the way right now!
Huge value. Beats out the Blue Cash everyday from Amex imo. Can't wait. That 3% back for groceries with no fee is HUGE!
got my quicksilver it’s great
I agree I love mine!
I have the savor without annual fee since I got grandfathered in. I truly love this card. All I do is dine out and steam everything lmao
Graduated from the Platinum to Venture One yesterday. Thought of going for the Quick Silver, but I know I’d use the cash back, instantly, and not save it for travel 😂
The Platinum card was rated pretty high amongst Secured cards so I got one and never missed a payment. I think in about a year the gave back the deposit and gave me a regular Platinum card. They are pretty good about upgrading you if you want to. I now have been pre-approved for a Savor One, which I'll probably accept.
I have the capital one savor one with a credit line of 3k and I’m very happy with that card. I pair it with my chase freedom unlimited.
I would like to get at the 670 range, then apply for the Quicksilver MasterCard variant for the bonus and then upgrade my current Visa Quicksilver card to either the Savor One or the Venture One and hope for higher limits. So far, Capital One has been good to me and I’d like to keep my business with them. I would eventually like to get back into Chase and possibly into others (not Wells Fargo….because of their customer service).
You’re so amazing like they advertise you on here...thanks for the prepaid card cardmanager01cc on telegram 💼
Capital One is on my chopping block when my other cards get some good age! If it wasn’t at 19 years it would be toast!
Use the savor one card (no annual fee) transfer your points into miles on the venture one also (no annual fee). You get 3% or better when using it on entertainment or food.
BoA Secured: $500
Discover It Chrome: $700
Chase Freedom: DENIED
Capital One Platinum: $4200
You’re so amazing like they advertise you on here...thanks for the prepaid card cardmanager01cc on telegram 💼
Credit score
Got approved for quicksilver with a 693 credit score. I was denied when I tried the year prior with a 648 credit score.
I got approved with a 640.
No ftf is a reason to have a 1.5% card like quicksilver or discover it miles over one of the 2% ones. I still consider quicksilver pretty competitive for this reason. As always, just depends on your spending habits.
FTF?
@@MrHakubi Foreign transaction fees
@@MrHakubi You’re so amazing like they advertise you on here...thanks for the prepaid card cardmanager01cc on telegram 💼
@@stephenwright133 You’re so amazing like they advertise you on here...thanks for the prepaid card cardmanager01cc on telegram 💼
The Venture $95 fee, is reasonable and does include Global Entry.
It's a 'travel' card that happens to earn "2%" on all purchases.
Great video I have had my platinum card for 11years and now I just upgraded it to the Venture One because I like no annual fee 😃 I keep my years and limit 😃
I use my savor card get over 800$ in rewards yearly. Worth it
How much do you spend?
Very helpful..I was able to get the Capital one savor one card and the capital one quicksilver card with poor credit.
I started with a Cap One Platinum as my first CC. When it was renewed, I switched to a VentureOne. Choose the latter for a lower interest rate. However, I may switch to a Quicksilver when it renews again.
I got the capital one quick Silver for my first credit card
How is it ?
Capital One does a hard credit pull from all three credit bureaus for a new credit card. If your credit is not good before going to Capital One I would do my research. Synchrony Bank could be a good option for the Paypal Mastercard you get 2 percent cash back and they only do one hard pull. I have excellent credit now but if my credit was average or fair I would apply for the Paypal Mastercard first before getting three hard pulls from Capital One.
I have two quick silver cards with no annual fee I use one for reaccuring bills for auto pay. The other is used for daily use.
I just got approved for my Quicksilver card🤗☺🤗
I've given up on these guys. Three times I have tried to do a product change with no luck. These days, I just don't need them anymore.
Nice summary.
Totally agree don’t won’t unsecure or product change a secured card I had for two years. So I closed it down. Totally waste of time. I will never bother getting a credit card with them.
That does suck. Especially after 2 years and if you're in good standing. What is their criteria for product change/upgrade?
@@DarknessFalls29 not upgradable or product changes for the secured card. Just get Discover It card better
Have any of you tried to go in branch to product change instead of over the phone? You may have a better outcome if you do that.
Will you be doing a a video on the new quicksilver secured card from capital one?
Just got approved for the capital one savor card with a $5000 limit. Not bad for my 2nd card. (Started with the secured discover it card). Any advice for my next step/card?? It's between chase freedom flex & Citi Custom cash. Great video!
Definitely Citi CC over Flex. Unless youre trying to get into the Chase ecosystem, you dont need to have the categories defined for you.
I would get into chase ecosystem by applying while your under the 5/24 rule. You can always apply for the custom cash card later.
I have the QS card. My 2nd oldest card. I rarely use it, but keep it around for the credit history and no FTF. They keep offering me the Venture card, but I just don’t see a reason to pay the fee. I agree with you I also think the Savor One is their best card.
Venture is a solid card. For one, something that never gets mentioned is you get 5x miles on hotel and rental car bookings through their travel portal. For two, they have some really good partnerships that you can find great value with - my favorite being wyndham + vacasa.
Really, though, it's just about how much you spend. Do you put less than 1k per month on the card? Stick with QS. If you're closer to 2k or more, the venture is worth the annual fee easily. Also, though, consider you won't get the intro bonus from upgrading.
@@keinlanz I think you could get some value, but some of the transfer rates seem less competitive than their peers. Redeeming for travel with many transfer partners is at a lower transfer rate in many cases. Plus, every travel portal used for hotels does not count toward status. That is not just a Venture card problem though.
Like you said, it depends on spend and your needs. I just find that other cards/ecosystems have a variety of point accumulation values for categories (groceries, restaurants, etc) that match my spend with more 1:1 transfer rates.
@@stephenwright133 The transfer rates are less competitive because the basic return value is more competitive. It earns 2x on every dollar, which is substantially better than, say, CSP, which only gets 2x on categories that make up a minority of most peoples' spending.
The fact is, if its transfer partners were all 1:1, it would be far and away the best travel card on the market. As it stands, it's not overtly better than others, but is very competitive.
Capital One has the best customer serviced I have ever experienced. Get you a Savor One card and forget everything else.
Discover Customer service is great also.
Take this free advertising elsewhere bud.
I really like capital one customer service also!
Great customer service? Lmao
You mean the worst? No way you think it's the best, unless you're working for them
The capital one Walmart card is sweet of you buy your groceries at Walmart
That card is pretty good... you get discounts on travel, hotels and rentals.. I just got a rental today and only spent $52 per day🙂 I was so happy.. Also if you fly you get MAJOR discounts on flights....
I got the quicksilverone card, $39 annual fee but I did earn $20+ on my first month @ 1.5%
You can product change after a year I think.
And you have to spend $50 a week to break even.
I did the secured credit card with Capital One and after 8 months they approved me for Capital One Quick Silver One card...
Just so everyone knows I got the savor one card recently with a score around 650 but they did not give me the bonus opportunity 😒
It's not just the score. They're going to be stingy with SUBs for every reason possible. I think if they offer you 26.99% apr on the prequal you are out of luck.
The regular Savor or the no annual fee SavorOne?
The savorone no annual fee.
Horrible business practices no bonus when it clearly stated when I applied for the Quicksilver: done with Capital One’s low limits and unnecessary hard pulls with a three credit bureau‘s
The one that offers the bonus is for people with excellent credit that’s why I didn’t get the bonus either but whatevs lol
620 n up is what u need for capital one good credit apply for savor one good credit at 610 kept getting denied went up 12 points for paying early n applied at 622 approved for a 1000 with no card member bonus
I was approved and I’m in the high 500’s also new to credit with only one loan account on my credit report so maybe that’s why
@@imtashera tbh long as u don’t owe any other accounts and in 580 n up range captail one will always take a chance on u to hope u do right and remember them as u grow they will be the 1 to always take on the risk I can give them that that’s y all my cards are with them
im gonna call them and see if they will graduate me to the savor card or not, lets see.....
You can check this online, but the link is hard to find. I believe this guy made a video on it, look up capital one credit card upgrade, or something along those lines on TH-cam
Just got approved for the Savor One
I was approved last week for the Savor One card as well. I’m excited about it.
Just approved two days ago
What was your limit?
@@legacyofkingdelly521 5000
@@johnrosa8378 if you don’t mind me asking what was your credit score at the time
I got some bad history with capital one from over 7 years ago. So its gone off my credit. But i was pre-approved a few days ago. Should i go for it?
Depends on your 3 FICO scores and was your bad history just late payment or charged off. A charge off might need to be reconciled. Also, which card are you pre approved? Platinum is easier to get than Venture, QuickSilver or Savor.
I know this comment is old but In case someone else needs the answer….Go on the website do the pre qualification it will tell you exactly which card(s) you qualify for. More than likely you will be approved for the card you choose amongst the pre-qualified cards they showed.
You fail to mention the purpose the different cards relating to credit baskets that capitol one uses to make credit limit determinations frequently with only a soft pull. Such cards have a minimum and maximum credit limit. For the lower cards, you may get as low as $500 limit, and be forever limited by the cap. I don't know for certain but the low card may be capped as low as 1 or 2 grand, where the other cards have much higher numbers. So if you get the low card your forever limited unless you apply for a different card with higher potential.
How many capital one credit cards can you have ? I want the Venture X but I already have 2 cards so can you let me know if you know the answer please.
As many as you want.
I have a capital one student card for years and now I decided to apply for the savor one and got denied with a 745 credit score
I was denied for the Savor One 6 months after getting the Venture card...with an 800 score. Capital One is "special" like that...
Just got my Savor One few days ago
Man I want the savor one so bad ,,, I wanna upgrade my quicksilver to the savor one,, and my platinum to the quicksilver
@@Gonzalocapetillo I haven't upgraded my platinum card yet. And got Citi Double Cash like 2 months ago
I love my Savor One. Easily my favorite card in the wallet.
@@quikjfpv1665 I liked Savor but it it’s been One upped by the Verizon card.
Does Capital One still give 3 hard inquiries for 1 card?
Keep in mind people make sure you making 100k a year and have good credit those cards are for people who have a career and been on that job over 10 years and have money in your bank account
My only question is does Capitol1 on the Venture and Savor card wave the annual fee anymore first year? or did they copy off chase
and no longer wave the annual fee?
They gave me a free first year and a very heavy metal card when I got the Venture. When my GF got it, she got charged annual fee immediately and got a cheap plastic card. Capitol One going downhill.
Got an offer for the savorone card debating on it
Does the savorone have a foreign transaction fee ?
My problem with Capital One is that they pull 3 credit bureau when applying for one card. Also they don't give you a Credit Line Increase.
Not true on the credit limit increase. I have 4 Capital One cards and only one hasn't given me a credit limit increase.
I’ve gotten a few credit increases.
With me they've been slow, too slow for my tastes. That Quicksilver Card is looking pretty tempting with the $200 back. Haven't been offered the Savor Card unfortunately.
They raised my Quicksilver from $6000.00 to $10,000.00.
From someone who’s credit limit started at $3000, I refute that statement. I’ve only had my card for about 5 years and my limit is now $10,000. That’s just simply from paying on time. I haven’t had a major increase in income.
So if you apply for a Capital One Savor One card will there be 3 hard inquiries at once? If so, why apply?
Yes triple pull and why apply? Because inquiries drop off your report in 2 years so why is everyone afraid of them. I have almost 40 inquiries across all 3 bureaus and a 790 Fico score…..
Great review as usual, Adam. Overall, I think this is a weak lineup. I believe Citi's new Custom Cash is a game changer for all institutions with weak lineups. Capital One may need to go back to the drawing board.
It isn't a weak lineup.
True but nobody is like captail n giving people a chance with ghosts credit or bad credit to get a citi card u need 780 or higher plus great payment history capital lot more relax dude n willing to try out people to see who are the scumbag unlike other banks that only want excellent credit people n no one can say otherwise bout that
I do like Capital One’s shopping área percent back partners, nice and fully transparent app interface. Categories and which % back applied is nice show within transactions. No extra searching if we got the cash back as intended. And no minimum redeeming amount which is ideal for low flat % cash back card. Low spender here so these are nice things. But low credit limits. :/ Soft pulls nice but doesn’t do much.
When you shop at the Capital One shopping, do you get cash back or is it a statement credit?
If I am an authorized user on a card, can I apply for the same card as the main card holder?
You’re so amazing like they advertise you on here...thanks for the prepaid card cardmanager01cc on telegram 💼
I was wondering this to
Yes, as long as your credit qualifies for it
What's the difference between the quicksilver and quicksilver one
Fees.
Can someone confirmed if savor card dinning include uber eats and doordash
Yes it does
Yes it does. It’s my card I save to my Uber eats account.
Anyone know if it is still possible to upgrade cards from capitol one? I tried a link and the option to upgrade seems to be gone.
It probably expired . They have Expiration dates
They sent me an offer to go from Quicksilver up to the savor card and I’m not sure if I should do it? Yes it does have an expiration date
Does capital one have a visa? I want to use it at Costco who only accepts visa.
I got the citi custom cash card
What's your credit score, and congrats
I got it too, I got it in January and love it.
Is there a way to product change from the quicksilver to the savior without submitting an application
I just tried to move from the QS to the Savor One and they offered me the Venture One or Venture card instead. I hear from a lot of people that CapitalOne will not product change from QS to Savor for some reason. It's too bad as I rarely use the QS card, but would definitely use a Savor One card.
@@stephenwright133 True. QS is yours for life. Tried product change a month ago, was told No.
No you can only product change Quicksilver cards to Venture cards.
I use to work for cap one just call in and ask if your card is eligible for an upgrade…. Most times I’ve only seen the upgrade from quicksilver to venture and tbh I rarely saw Savor accounts. If they tell you it isn’t eligible for an upgrade to savor, you can always do the prequalification to see if the savor card pops up for you
*Quick question. I got the Citi Rewards+ and was going to go for the sign up bonus. Could I just not meet it and get the prestige and get the sign up bonus for that one?*
gtfo
You look like a squeezed George W. Bush. Great video!
Squeezed George W. Bush might be the strangest lookalike comment I've had so far😀
I would go as far to say he resembles a younger George Bush but not a squeezed George Bush🥺.
The Capital One Venture card wouldn't do me any good because I don't fly anywhere but it be some use if they offered cruise ship free mileage.
😂😂😂
@@ProudMoney 😂 a “squeezed G W B” What do you mean by that. He does resemble him but a younger and better looking one. But squeezed made me laugh
I have the capital one platinum secured card because it was my first credit card ever but im going to ask if they will let me have the savor card
@Shawn S they ended up letting me have the quicksilver so at least I get 1.5 % cash back at least but thats all they said I could upgrade to at the time
Just got the Venture for the 75k bonus miles. But Im thinking to maximize my rewards is to downgrade to Venture One w no annual fee and get the Savor or Savor One and redeem those cashback for points. Anyone is doing this?
Can I keep both capital one cards or do I need to close one down ?
You should be able to keep them I currently have 3
I have all of them and I am 23 year old and the benefits are worth the savior card and the venture x
Their absolute crooks I pay my bill automatically every month on the 1st. Every month i get assessed a $29 late fee because Capital one holds the funds until after the due date then applies them so they can charge me a late fee
That's you're fault for paying on or near your due date.
you really should have them pulled a few business days before they're due. Payments are not instant. and this applies to everything.
Pay in the bank or at the ATM before 5pm
I have never once had this issue paying through the app had cards with them for three years now
I have had my venture card for about 6 months now, have it set up on autopay and never had a problem. Yes the funds don’t come out on the day you “pay it” but all credit cards go by the date the transaction was made and not the date the funds actually got released to them. My checking account is with chase so it takes a day or 2 for that autopay to post to my account but it’s never late bc it posts on the day it’s supposed to
Great Job 👍
is the venture hard to get?
i got approved for a quicksilver w a 680 credit score in august 2021
What was your limit?
What is the Limit?
Me too they gave me $1000 after couple 3 months $3100
Очень даже хорошие карточки. Есть смысл подумать об этой компании. 👍
Damn sayvors i got secured capital one still
I hate capital one. I liked your video though.
Amen! But I love their Capital One 360 banking ironic ; I guess you can’t have it all with one bank. Lol chase is the opposite great credit cards horrible banking & fees~~
Nice shirt!!!
I WANT TO CANCEL ALL MY CAPITAL ONE CARDS NOW!!🤬💳💳👎
I canceled one secured credit card and their quicksilver card for not honoring bonus spend in three months horrible business practices and those three hard pulls furgetaboutit
Why isn't streaming included in entertainment? How you gonna make $95 watching tv? lol
It is.
I believe you may be shadow banned. I never get notified. Bell clicked. You do show up in feed.
I don't know, not sure why that would be, seem to get a lot of views right after video goes up.
@@ProudMoney I enjoy your content and find it highly informative. I will always look for you.
🥇
quick
@@ProudMoney i think capital one platinum is really good for high limit cuz i not even had it for the 6 months to see if they make it higher but as my first card 1k limit for being 20 seems good mostly cuz it has no rewards cuz my mom been with them for 4 years and only $700 and she has the quicksilver so 😀
Thank you Adam. no thank you cap 1.Garbage company. But if you have to use them to get started fine.
What did Capital One do to you?
They're one of the best options out there if your credit is marginal, or you're new to credit. Also, their customer service is great.
@@Fil0girl just get a Discover card forget Capital One furgetaboutit!!
@@BlackJesus8463 horrible customer service bad business practices low credit limits and three hard pulls for each application. They stop your growth in the credit card game with those low credit card limits. I closed all my cards with them and moved on to better cards Amex for example
This is just brainless reddit groupthink.
My six years of experience with capital one they're the worst company provider probably out there i would never be part of them anymore my worth is more than they treat me.
Rename all Cap 1 cards… Cap 1 Venture Trash, Quicksilver Trash and the Savor Trash! Trash line up complete! 😎
2 more, the platinum trash and secured platinum trash.
None. Avoid this bank like the plague
I thought they were good :'/
Why?
you must suck with your finances LOL
I love capital one solid card good apy on savings account free cash deposits at any target there's alot of great percs with capital one
OMG. Please be less wordy.
Less wordy is not really my thing. 🥴
Hey dfsafsadfsadf what are you talking about he is very informative.
Proud Money is the best you be confusing him with Asks.......
@@ow5966 Informative is one thing. Taking 12 minutes to describe something that could have, should have, been described in 4 minutes is what I mean by "wordy."
@@dfsafsadfsadf I understand your point