REVEALING MY PHP5,500,000 INVESTMENT PORTFOLIO AT 28 ($100,000) | Investing Philippines
ฝัง
- เผยแพร่เมื่อ 9 ก.ค. 2024
- I update you with all my investments and it's allocations. Talking about money is a very important but taboo topic, I'm sharing this to hopefully spark a conversation you can have with friends, family, and your significant other about your financial health and investments.
One of the reasons I can invest aggressively is because I have financial protection. As we face health and financial challenges these days, it's really important to have life insurance products to protect yourself from high medical bills in case you get hospitalized. As you guys know, the rising COVID-19 cases and dengue outbreaks bring with them potential medical expenses that could hurt our already strained savings and investments brought about by the overall state of our economy. Good thing there’s Singlife’s new 3-in-1 Protection Plan to cover you against the financial implications of these health risks and unforeseen events. So don't settle and get covered today!
Plus!!! If you get 3-in-1 Protection Plan now, your first 3 months is FREE. Just keep your plan active and Singlife will refund your first 3 payments after you pay your 4th month.
Get 3-in-1 Protection Plan in GCash today: bit.ly/3Ph2E1D
Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out in the challenges we are facing right now with personal finance, entrepreneurship, and adulting in general.
►Outline :
0:00 - Intro
0:16 - Start of Video
1:21 - CASH
2:08 - FUNDS
6:11 - Singlife 3-in-1 Protection Plan
10:40 - REAL ESTATE
14:17- STOCKS
16:26 - CRYPTO
17:35 - OTHERS NOT INCLUDED
19:37 - Summary
►Where I invest
► Real Estate Broker - Carla Camposano
09774709345 (Globe)
09610957854 (Smart)
► COL Financial - Philippineswww.colfinancial.com
► Etoro - etoro.tw/3hlc5gp
► GoTrade - heygotrade.com/referral?code=...
► Pag-IBIG MP2- pagibigfund.gov.ph
► Manulife- assetmanagement.manulife.com.ph/
► GCash- gcsh.app/r/oNETIx5
► SeedIn- www.seedinph.tech/register?re...
► Binance - www.binance.com/en/futures/re...
► Crypto.com - crypto.com/app/ready2adultph
► Previous Videos :
MY INVESTMENTS AT 27 ► • REVEALING MY PHP3,000,...
MY RETIREMENT PLAN ► • HOW I PLAN TO RETIRE E...
PAG-IBIG MP2 ► • SHOULD YOU INVEST IN P...
MY INSURANCE COVERAGES ► • MY 7 INSURANCE COVERAG...
►Download these apps (Referral Links)
► ShopBack - Get P100!: app.shopback.com/phl?raf=pkpsnX
► PAYMAYA - Get p50: p85qk.app.goo.gl/4M9Y // code : 42625QML56P0
► GCASH - Get p70 worth: gcsh.app/r/oNETIx5
► CITI CREDIT CARD APPLICATION ► bit.ly/ApplyCitiCC
► KWIK.INSURE ► CODE: ready2adultph
► FREE Stocks Ed Course- stocksed.com/
DISCOUNT CODE for PAID courses: ready2adultph (P300 off)
►Ready2Adult Ph
Instagram: / ready2adultph
Instagram: / deleoncharmaine
Facebook Page: / ready2adultph
Facebook Group : / ready2adultph
Email: hello@ready2adultph.com
Subscribe : th-cam.com/users/CharmdeLeon?s...
► Music Credit: DJ Quads
Track Name: “IT’S NEAR”
Music by: Dj Quads @ / aka-dj-quads
Official TH-cam Channel HERE: / channel
Disclaimer:
This video and description may contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
KEYWORDS:
Filipino net worth, Filipino investor, investments reveal, investing in the philippines, investing for beginners, investing in your 20s, how to invest, how to invest in real estate, how to invest in stocks, stock market investing, stock market investing for beginners, best stock trading app philippines, how to be a millionaire, how to be a millionaire ph, passive income philippines, col financial, etoro, gotrade, how to build wealth, how to build wealth in your 20s, real estate 101, charm de leon, ready2adult ph
![[페이스캠4K] 베이비몬스터 치키타 'FOREVER' (BABYMONSTER CHIQUITA FaceCam) @SBS Inkigayo 240707](http://i.ytimg.com/vi/x9VRNTV4VDI/mqdefault.jpg)
If you want to be part of a show that will breakdown money stigmas and encourage more Filipinos to talk about finances, let’s talk! Fill-up this form here: bit.ly/R2APH-MoneyBreakdownCasting
I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.
People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
@@Wellingtonluzia3 You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 1.3m in net profit across high dividend yield stocks, ETF and bonds during this red season.
@@desmondeddy1750 How can I reach out to this coach? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
@@jamesdrew296 *DEBORAH STAVARACHE CASTRO* is the coach that guides me.
Hi charm, your channel has come such a long way over the last year. The editing, production quality, and even the topics and writing are informative, I really appreciate the work you've put into this channel for us.
Thank you 🥺💕
Currently binge watching your videos. Thank you for sharing your knowledge and experiences, Charm!
Glad you like them!
I really appreciate u and your efforts. thank youuuuuu
Truly motivating! Btw, love your top Charm! ;)
Thank you so much for the reply. God bless you more❤
Awesome video!
Very inspiring at such a young age. You're one of my inspiration Charm. GOD bless!
Congrats!
Hi Charm, I'm pretty much new to your channel. I do appreciate what you're doing, sharing good vibes and positivity. I'm currently on forex trading for about 3 years now. Thanks for your content.
This is very inspiring Ms Charm! Really appreciate the transparency~ Helps me feel like I can aim for more financial freedom and education, most importantly apply it to myself!
Go go go!! 🥳
Nakasubscribe ako since 2 yrs ago pa ata and sobrang naiinspire ako.you continue to grow.inspire as always and educate us on your experiences.thank you ms charm
Hi. I have a question about real estate. It would be great to hear your thoughts about this scenario. Thank you.
I am now currently paying for a small row house for 18months now(almost 30% of the whole price). Recently, it came up to my mind that I am not that ready yet for this. I don't have emergency fund and savings yet.
Should I just stop paying this and ask for refund? Or should I continue? I paid it religiously every month though.
Thank you.
as a person na gusto na mag retire from being a salary person, yes to this vid ✨🙏
Love the energy! Rooting for you
@@CharmdeLeon ate i am an aspiring real estate investor and I just happened to acquire some lots in a prime area in our province. May i ask po if renting out bare lots (with no structures) in a highly desirable commercial area profitable? And what type of "leasing-out" method would suffice for that type of rental?
waiting
Kakainspire naman video na toh
subscribed! 🙂
Very Goodddd😄😍
Thanks for this!!
Every video is another contribution to my financial literacy! I'm currently reading a book called Real Estate Investing 101, and the author advised to put up a holding company if you want to own several rental properties, for personal liability protection, and since you've mentioned it here, I would like to know more about it if you can make a video about it! Thank you and you really are an inspiration!
you look younger than youre age po ate
and i love your vids po
Hi Ms. Charm! Thank you for this video. I am having second thoughts with Singlife when filing a claim. Reimbursement basis po ba sya Ms. Charm, meaning kailangan din may pera ka pambayad if in case you get hospitalized before you can get the claim? Thanks po.
new fan here; i met you sa POp District Bazaar.
Nakakainggit naman hahaha 5M na agad 28 ka palang feeling ko ako 28 na nag-aaral pa rin. I'm planning to take up medicine kaso parang ang hirap na hahaha plano ko pa naman makapag-travel at magkaroon ng sariling bahay by 30. Anyways, thank you for such a helpful video!
Kaya yan! Different timelines lang pero achieve parin
Thank you so much ate Charm for giving us financial literacy. Love to watch your vids. Am 27 and I don’t want to work for money! Have to work smart for future. ☺️
Magiging millionaire din ako! Cross fingers. 🙏
Awesome video! Any tutorial how you did the co-ownership with your properties, and corporation? Thanks.
Good day po, may I know books that you can recommend po. Btw I'm currently reading the mutual funds for dummies na nalamn kosa previous video niyo po. Thank youuu so much 💞.
good job charm!!! Keep it up, all the best to you.
When you talk about money, everyone listens, at the same time more views. Definitely doing this channel a favor
what do you mean po, should she be more private?
I would love to see a breakdown video of the type of assets you own in each category, e.g. stocks (Tesla, Coke, S&P500).
Thanks Charm! Always helpful.
Thanks for this kind of videos, More power to you, God Bless
Paano Yung co ownership sa mga condo?
am from singaore ! sing lifeb
dakoa jud ug help nimo lods.
Thank you, ms. Charm…you’re a great help to a lot of people
Nice video, mine is 💯% dividend growth stocks
Can you do a video for OFWs and what we can/can't invest in? Thank you so much!
would love to see an office tour! I hope you mention about its expenses and maintenance too
Hi there! you are the same age as me.
May I ask, Do you have a video about where to find that holding companies or should i make them on my own?
New subs here 🥰🥰🥰
Hi! May i know the reason bakit hnd ka na mag add fund sa etoro?
*DEBORAH STAVARACHE CASTRO* is the coach that guides me.
Use the above name to search for her on google and message her there.
Yes, please! Make an updated version of your bank breakdowns.
Hi great video! Thanks for being so transparent it's really helping me to learn more about finance and investing.
When you say where is my 5 million so you mean your investments are worth 5 million currently?
Nice Video! Kaka inspire!
All in ako ngayon sa crypto 😁
Can't wait to see it.
amazing
Office tour!!!
From a fellow Filipino, I'm very proud of you. I see my daughter in you. Keep it up! You inspire a lot of Filipinos.
Hello Charm, I have just watched this video of yours. I feel there is a need for our younger generation to be financially literate and your content is an essential resource.
I have a question, what do you think about "Revocable Living Trust"? As you have ownership shares, this might be an interesting topic.
My online resource for financial literacy mostly come from youtube videos, and this topic has come a lot from US based content creators about "Revocable Living Trust" that has the ownership in "Holding LLCs" and then owns or co-owns "Operating LLCs"
Beginner here. Ok po ba mag invest today sa Philequity index? Hoping for response. Thank you po.
Check mo po REIT stocks ☺️ 6-7% annual yield with capital appreciation
Good Job Charm! Good choice of investments! Good to see more and more fellow people are getting hooked into personal finance 👏👏👏
Hi, is it better po ba to have multiple partially paid property than to fully pay some instead? Just curious lang po about income for each vs interest from housing loan. Thanks!
rather have traditional insurance. I'd invest the money on something that I could track and see charts that goes up and down.
do you have funds on binance earn? they give 10% interest on usdt maximum of 2000 usdt
Hi Ms. Charm, where are you investing your UITF? Can you create a video about your returns on it. Thank youuu
💟✨💟✨💟✨
VUL is not investment and retirement plan but you may use on estate planning
Hi ms charm. How much should i invest monthly to get 1 million in 4 years? Thank you. God bless
Nakakainspire naman ✨ I'm 28 also at ito nagsisimula pa lang. Hahaha pero fighting! Kaya natin to 😀
Financial Literacy dapat turuan ito simula sa elementary
What do you think about mutual funds po especially here in the Philippines?
Respect the transparency! Hope these kind of conversations will eventually be the norm instead of being a taboo topic. Care to create content talking about your (you individually or you and your co-owners) leverage strategies on your real estate acquisitions? :)
Pwede, I will soon!
+1 on the transparency. Also gives context for the viewer. So rare to see on personal finance vloggers.
Office tour❤️❤️
Soon!
Miss Charm, ask ko lang dun sa 3 in 1 singlife, walang option for sibling. Spouse or child lang e. Okay lang kaya yun? Ilagay ko kapatid ko sa child?
Baka invalid if hindi tama yung info :( Can your sibling open a Gcash acct na? Baka better sha na lang mag buy
@@CharmdeLeon 15 palang sya e. Di ata pwede
Hi Ms. Charm! Can you please share how you invest in US Stocks/Index funds? Thanks!
Are your stocks an index fund?
Can you make video Ginvest alfm
POV: Pumunta ka sa comment section at nabasa mo to. Iniisip mong kumuha ng insurance, sooooo baka eto na ang sign mo.
It's time to talk to your advisor, kung wala ka pa. Reply ka lang dito, akong bahala sayo. Sheeeeeesh!
General Situation...
are your US stocks positive?
I have 25k in my portfolio. I am investing at rrhi, areit, rcr, ltg and dito. I wanna jave 1M in 4 yrs. So how much should i invest monthly. Thanks a lot
(1m- 25k) ÷ 48 = around 20k/ month.
Not counting capital gains and dividends since medyo short pa yung 4 years.
Patingin po ng cash flow nyo🙂
Might do a video on this soon!
Sana makahanap ako ng katulad mong babae huhu!
Do you use a specific spreadsheet or app to organize ALL of your investments?
Yes, meron! Here: bit.ly/BudgetingTemplate20XX
But I am Chinese in Philippines,how can I investment in Philippines, can you teach me???
when r2a podcast!!
Can you make a review about etoro? And why ayaw muna mag dagdag ng investment sa etoro?
For me lang, there are others kasi na better for stocks/crypto. There’s a price talaga to pay for convenience na lahat availabile na sa etoro. Medyo mahal spread nila and deposit/withdrawal fees (hindi ako updated but based on last year ito)
@@CharmdeLeon thank you sa info ❤️. will wait po sa next vlog nyo about crypto ❤️
Hi, diba po u're investing at crypto po? Do u make TAs po ba?
With crypto not really, more on FA. TA usually for stocks. Basic crypto lang din kasi meron ako
Hi can you please make a video on what location you choose your property ? Do you prefer presell or ready units ? How to finance your purchases and lastly how much can you earn in condo rental?
I’ve made real estate videos here: Real Estate
th-cam.com/play/PLX5F5fa6EHdoVGE1hVEh5PCyeNOHDZxF2.html
Some of your question were tackled in these ☺️
Mandani Bay! Cebu Philippines
Preselling!
CLICK the links below to have a glimpse of their units:
Studio Unit: Fully furnished my.matterport.com/show/?m=pqgnbbBzuwk
2-Bedroom: Semi furnished
my.matterport.com/show/?m=3wVeutfq3Uu
No more available 1bedroom Soldout!
We offer also office tower.
If you had an extra 600k now, where would you invest it?
*DEBORAH STAVARACHE CASTRO* is the coach that guides me.
Use the above name to search for her on google and message her there.
Ang mabait Kong ka office na c charmine
In crypto, SPHERE Finance has the potential too.
waiting for a 2024 update on this 🙏
Can you make a video about investing in US Stocks? Really want to learn more about that :
Here Stocks
th-cam.com/play/PLX5F5fa6EHdqC52wSxzrvU7X2h9XeuDj7.html
Closed mo na charm kc dahil sa batteries iniipon at mamaya bubukas ito
How much money do you have in Gcash wallet?
Ano po gamit na flatform pag mag invest ka sa US stocks??
GoTrade
Hi! Ms. Charm, gusto mag invest. But I don’t know where to invest or how to start. Please help. Thank you
th-cam.com/video/YFSvwjXy6h8/w-d-xo.html
MATAAS NA INTEREST RATE BINENTA MONA YUNG IBA MONG CONDOM?
Hi, Ms. Charm, where and how can I invest in UITF?
Usually from banks or insurance companies.
Careful with RBLX, it is super overpriced. BV is 0.98 as compared to its price. BYND, Balance sheet unsolvency. I would go for value during these uncertain moments. I would dump those "meme" stocks if i were you. You will going to need to dollar cost if you want to catch up the profit which is time consuming and not worth it. An advice would be do more research for those.
Any update on this for 2024?
Got a good amount in Gotrade
The US stock portfolio is a mixed bag. Lyondell bassel is a good undervalued stock. Meanwhile Tesla, coinbase, teladoc, nio, nvda roblox and amazon are gonna burn you because of their overvaluation even after this current bear market.
You can watch this video to know why I have some random stocks haha : th-cam.com/video/t0Vg3FKviBA/w-d-xo.html
i hate funds . prefer etf like qyld