YOU Control Your Money. YOU Control Your Future!

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  • เผยแพร่เมื่อ 20 ต.ค. 2024
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ความคิดเห็น • 57

  • @ricardo182
    @ricardo182 3 ปีที่แล้ว +26

    The energy on this show is incredible. I’ve been binge watching Dave Ramsey since last Sunday 2/20/21. can’t stop now. I don’t watch anything else on TH-cam now (was wasting time watching fox and cnn). Putting together my snowball debt payoff plan as we speak!

    • @carladossantos1142
      @carladossantos1142 3 ปีที่แล้ว +3

      Ricardo, I'm doing the same since this January! I found Dave last December, and watching his videos has been part of my daily life ever since. I'm so grateful for this knowledge! Keep up the good work!

    • @ricardo182
      @ricardo182 3 ปีที่แล้ว

      Carla Dos Santos awesome! Sell the car! That’s STUPID! (jk). Got some serious debt that I’ll be tackling starting 3/1. I’m also gonna try to call the show to get Dave’s blessing. I hope the call goes through!

    • @margie909
      @margie909 3 ปีที่แล้ว +3

      He's addicting!

    • @Faith-un7ns
      @Faith-un7ns 3 ปีที่แล้ว +2

      Good luck everyone! Keep up the good work. I should be out of baby step 2 in about a month. When you get there, it’s going to feel so good 😊. You can do this.

    • @ricardo182
      @ricardo182 3 ปีที่แล้ว +1

      Alright fellas. I’m embarking on a journey to pay off $63,000 in 15 months. My initial estimates were 24 months, but after listening to several of Dave’s videos I was able to reduce the timeline to 15 months. I could even pay it off in 9 months if I sell my car, but I won’t do that. I’ll keep the car and drive it till the wheels fall off. I’ll start calling the show tomorrow! I need Dave’s blessing. Good luck ya’ll!

  • @tripleekitchen...6676
    @tripleekitchen...6676 3 ปีที่แล้ว +7

    Agreed with you Mr. RAMSEY, ONCE OUR SWITCH FLIPS, we are not.
    They can't reel us back in.
    We are willing to work on the matter while we're in the relationship, we are not interested after we leave.

  • @Pandorash8
    @Pandorash8 3 ปีที่แล้ว +8

    Dave’s statement about women boiling until the switch flips and then she’s done is 100% right. My mother’s been a marriage therapist for over 30 years and that’s what she sees. Generally, when the husband is calling to make an appointment it’s because the wife was hassling for therapy for months/years and finally the switch flips and the man freaks out and FINALLY does something but it’s always too late. The woman is out. It then becomes about Mum helping the husband through the separation process. Men can call before the woman is out and the marriage is salvageable, but if he’s calling after the woman has called it, it’s too late.

  • @carladossantos1142
    @carladossantos1142 3 ปีที่แล้ว +5

    It's such a joy to be able to listen to you guys while working from home. Bless Dave and the entire team for the work you do, for how you teach us and for how you entertain us at the same time. World economies would be in better shape if we had more bosses like Dave saying "in this company we work until 5 or 6pm and then we go home to our families". Blessed be! Productivity would sky rocket. So much love from Portugal!

  • @beyond_exist6456
    @beyond_exist6456 3 ปีที่แล้ว +7

    If you're in the military, set yourself a 2 to 5 year plan ahead of your exit from the military and live below your means. Our VA benefits are not simply "free" nor are they easy to apply. Get educated to your specific situation so that you can make the best informed decision about your future.

    • @sturmbreakers7817
      @sturmbreakers7817 3 ปีที่แล้ว

      They are very easy to apply it’s just everyone makes it difficult like this guy that had no plan.

  • @PureToneMusic
    @PureToneMusic 3 ปีที่แล้ว +6

    @17:00 If the girl wants to take on a second job, the guy could take on a second 'job' taking care of some more of the household stuff.

  • @amyfuller3801
    @amyfuller3801 3 ปีที่แล้ว +3

    Josephine, Dana White's Slob comes Clean is a great way to set up daily chores around a full time job. Take the job, split the chores and good luck in couples therapy.

  • @joshuasipple5522
    @joshuasipple5522 3 ปีที่แล้ว +1

    From 1:21:06 for about 10 seconds, John looks like a little kid just happy to be there.

  • @melissamyers1135
    @melissamyers1135 3 ปีที่แล้ว

    The first caller - you are a ROCK ⭐!!!
    Go enjoy yourself...buy something brand new! You desire it! 😁

  • @chrisrefaei
    @chrisrefaei 3 ปีที่แล้ว +1

    The banker at 1:22:00 good for you my man!

  • @brendaspamperedkitchen9878
    @brendaspamperedkitchen9878 3 ปีที่แล้ว

    Tory and Kayla, so we'll done and so inspiring ♥️♥️

  • @izgil7541
    @izgil7541 3 ปีที่แล้ว +4

    I got a VA loan back in November with a 2.75% interest rate. Not sure how that can be considered a high rate.

    • @C7R35
      @C7R35 3 ปีที่แล้ว

      I'm sitting at 2.25% with PenFed. Definitely not high!

    • @sturmbreakers7817
      @sturmbreakers7817 3 ปีที่แล้ว

      @@C7R35 yeah me too @ 2.25

  • @PsychotherapywithNichola
    @PsychotherapywithNichola 3 ปีที่แล้ว +12

    Guys, your URL for John currently shows Ken Coleman's website

    • @NS2589
      @NS2589 3 ปีที่แล้ว

      I was wondering who else noticed that!

  • @reaalitykinggs
    @reaalitykinggs 3 ปีที่แล้ว +9

    Kateeee, where you been all my life?!

  • @familyheadlee4465
    @familyheadlee4465 3 ปีที่แล้ว +8

    Where do we order a Be Intentional shirt/sweatshirt from Tory's Mom? (From Tory and Kayla's debt free presentation)

  • @Savannah-ed4rv
    @Savannah-ed4rv 3 ปีที่แล้ว

    Whole life insurance loans don't have to be paid back, plus you earn compounded interest on the total cash value including what the loan amount was. And the interest rate on the cash value is guaranteed! I don't see how any of that's a bad deal.

    • @mkite715
      @mkite715 2 ปีที่แล้ว

      Whole life is awful. It costs around 10-20x more as term for the same level of coverage. If you Google why it’s bad, you’ll find many other reasons. The people who promote it are the ones that sell it because they make way more money from you vs term.

  • @mind.health7834
    @mind.health7834 3 ปีที่แล้ว +1

    Rent for 2 years, give yourself a break. You deserve it. Nothing loss.

  • @courtland833
    @courtland833 3 ปีที่แล้ว +6

    Why does he always cut off the caller? Sometimes it seems like they have something else to say, but get cut off.

    • @chrisrefaei
      @chrisrefaei 3 ปีที่แล้ว +8

      Because Dave has been doing this for so long he already knows where the caller is going with anything. Hardly ever is he surprised with a caller's plot twist.

    • @willhughes2196
      @willhughes2196 3 ปีที่แล้ว +6

      He is keeping to the schedule.

    • @indio2479
      @indio2479 3 ปีที่แล้ว

      Because he is not Dr. Phil

  • @faylinameir
    @faylinameir 3 ปีที่แล้ว +1

    We got our second 3.00% VA loan with no extra fees due to my husband's disability rating. A year + ago we got out first home with same VA loan and upgraded 11 months later and made all our money back and then some. It's rare but you can make it work so respectfully disagree.

    • @sturmbreakers7817
      @sturmbreakers7817 3 ปีที่แล้ว

      Dave is wrong a decent financial institution will have a lower rate than conventional and even if you have the funding fee can be cheaper than conventional. I’m sitting at 2.25% so I pay more principal than interest even at 30 years.

  • @fireengine77
    @fireengine77 3 ปีที่แล้ว

    Why do people live in high tax places like Illinois?

  • @elizabethparsons1071
    @elizabethparsons1071 3 ปีที่แล้ว

    If you get on with your parents and you can save up why not stay at home and pile up cash until you can buy? I moved out when my husband and I moved in together but my siblings still live at home and my little sis will probably buy a house before me at this rate haha

  • @austinbrown7281
    @austinbrown7281 3 ปีที่แล้ว +1

    Back at work Dave. Getting back on track even though its -50 degrees here. Going to finish up winter season.

  • @nonij
    @nonij 3 ปีที่แล้ว +1

    Lady in Chicago can't get a brand new, luxury, high end condo like Dave is describing in Chicago..... She may have to move out to the suburbs.

    • @myoldvhstapes
      @myoldvhstapes 3 ปีที่แล้ว +2

      She REALLY wants to rent. It would be perfectly fine to rent for a while to ease her mind. Maybe five years from now, she will be ready for home ownership again.

  • @kodomotachi1
    @kodomotachi1 3 ปีที่แล้ว +1

    0:44 - oopssssies, wrong site for Dr D.

    • @Alexis-wh2de
      @Alexis-wh2de 3 ปีที่แล้ว +1

      TBH, the times Ken and Dr. D are on here at the same time I do get twin vibes. Happy it's not my job 😥

  • @Swimfit998
    @Swimfit998 3 ปีที่แล้ว +3

    Charles if your worried about paying too much for meals out ask your wife to pay .. see what happens 🤣🤣

  • @paroxysmattack
    @paroxysmattack 3 ปีที่แล้ว

    'splain things to him

  • @adriana.ostfriesland
    @adriana.ostfriesland 3 ปีที่แล้ว

    Please tell Mr Delony to stop playing with the pencil and with his hands. It’s a total distractor.

  • @swhite8381
    @swhite8381 3 ปีที่แล้ว +4

    I cringed so hard at “ warrior princess “😣

    • @chrisrefaei
      @chrisrefaei 3 ปีที่แล้ว +7

      Get over it it was a huge compliment and she loved it. She fought for her kids and her self. So yes she's a Warrior Princess and she earned the riches of her battles of the "Working War Campaign"

    • @swhite8381
      @swhite8381 3 ปีที่แล้ว +3

      @@chrisrefaei I’d say she’s a freaking QUEEN then. Nobody’s “ princess “ but you go ahead.

    • @jmc8076
      @jmc8076 3 ปีที่แล้ว +2

      Descriptions are never the described. Labels are never the person so it doesn’t matter. She’s a person/human who faced her challenges and create a better life. Can we agree on that?

    • @kaitha7626
      @kaitha7626 3 ปีที่แล้ว

      @@swhite8381 Dave mentioned here as her little sister. Princess makes sense here . I guess you can say queen too if you want to.