Thanks for the video. I live in Florida. I have been on the FEMA website, and according to them, my house is in an AE flood zone. I cannot understand why. This house was built in 1962 without any flooding and zero claims. My parents lived here before me and have never had any problems. There is a creek beyond the backyard and during the rainy season has very rarely risen, and never comes into the backyard. The house is on an elevated part of the property and has never been flooded. Our neighbors have never been flooded in all those years either. We have a French Drain as well. So, I do not understand why I'm in a flood zone and forced to carry flood insurance. I understand the mortgage company wants to protect their investment but so do I, that's why I have homeowners insurance and forced flood. There is barely a mortgage on this property and when I took it over, the flood insurance was raised to $5380 a year. Tell me that's not a ripoff. I guess this is a question for FEMA. I need to wish myself good luck with that question for FEMA. Insurance of any kind takes extreme advantage of the average citizen. Car, homeowners, flood, etc... I pay $9,000 annually just to drive; on an old car, a 2022, and a 2017 car. I have a good driver "discount" I have never been in an accident.
It could be because the flood maps are outdated. Did you know you can get your property REMOVED from a flood zone in some cases? This video explains: th-cam.com/video/JSmADJ_KSk8/w-d-xo.htmlsi=tF6lRhvWkRTymvu_
We bought our property at the end of a small sub-division in 1989 because it was the highest lot. It's 5 acres with a small creek bordering it and there is a small portion that is low and was in the flood plain, but where our house sits is up a hill in the center of the property several feet higher and not in the flood zone. In 2016 we got notified that our house is now in the flood zone. Our next door neighbor paid $700 to have theirs removed to save on flood insurance because they have a mortgage. I elected not to do it at this time. The fact that our house is in the flood zone is ridiculous to say the least. Thanks for the video.
Thanks for the video !! And please I have a question I found a land on the mls when I check it’s on ae zone is that mean I cannot build a residential property on it ? In the same time it’s says R-3
Thanks so much. I just couldn’t understand the fema maps. This Obie site seems much simpler, I’m going to try it. 👏🏼🙏
I agree the Obie map is much more intuitive and user-friendly.
Thanks for the video. I live in Florida. I have been on the FEMA website, and according to them, my house is in an AE flood zone. I cannot understand why. This house was built in 1962 without any flooding and zero claims. My parents lived here before me and have never had any problems. There is a creek beyond the backyard and during the rainy season has very rarely risen, and never comes into the backyard. The house is on an elevated part of the property and has never been flooded. Our neighbors have never been flooded in all those years either. We have a French Drain as well. So, I do not understand why I'm in a flood zone and forced to carry flood insurance. I understand the mortgage company wants to protect their investment but so do I, that's why I have homeowners insurance and forced flood. There is barely a mortgage on this property and when I took it over, the flood insurance was raised to $5380 a year. Tell me that's not a ripoff. I guess this is a question for FEMA. I need to wish myself good luck with that question for FEMA. Insurance of any kind takes extreme advantage of the average citizen. Car, homeowners, flood, etc... I pay $9,000 annually just to drive; on an old car, a 2022, and a 2017 car. I have a good driver "discount" I have never been in an accident.
It could be because the flood maps are outdated. Did you know you can get your property REMOVED from a flood zone in some cases? This video explains: th-cam.com/video/JSmADJ_KSk8/w-d-xo.htmlsi=tF6lRhvWkRTymvu_
Incredibly helpful. Many thanks!!
Yes Thank You. Much appreciated !
Stanford Act started the NFIP. CFR44 requires insurance on all federally backed mortgages
We bought our property at the end of a small sub-division in 1989 because it was the highest lot. It's 5 acres with a small creek bordering it and there is a small portion that is low and was in the flood plain, but where our house sits is up a hill in the center of the property several feet higher and not in the flood zone. In 2016 we got notified that our house is now in the flood zone. Our next door neighbor paid $700 to have theirs removed to save on flood insurance because they have a mortgage. I elected not to do it at this time. The fact that our house is in the flood zone is ridiculous to say the least. Thanks for the video.
Yes,It's high possibility to convert Property from Flood plain zone A/AE to zone X(no flood zone) by flood modelling taking improved land topography.
and what aout the flood factor risk map on redfin ?
Important resources. Thx a bunch
You bet!
Nice, I was just working on a flood map on GeoHECRAS.
Thank you for the amazing video
That last mapping is what I've been searching for. Thanks. Sub'd.
Alright! Glad to hear it!
Good info, please post links as said in video
Thanks for the video !! And please I have a question I found a land on the mls when I check it’s on ae zone is that mean I cannot build a residential property on it ? In the same time it’s says R-3
Great video - thank you!
Thanks for watching, John!
How does being in a flood zone next to DEC property affect your property value?
Great video
They keep changing flood zones too! 🙄
You still need an elevation certificate by a licensed surveyor