I typically do ask to see the insurance estimate. If they do not want me to see it, I let them know that I will not be dealing with their insurance. I will write the estimate to do the job and that’s it. I’m not breaking down my price by line item. I’m not Writing it in Xactimate . I also let them know That I could be helping get more things paid for if they want me to deal with their insurance, Which would result in a better overall roofing system. But one thing I will not do is write up their estimate in Xactimate And send it over to the customer before we have a signed contract. They can too easily send that estimate into their insurance company, get it approved, then find someone to do it cheaper. Sorry, but I’m not doing the job of the Insurance Adjuster for free (Which is basically what you’re doing for them).
THIS! The arrogance of homeowners who refuse to show anything and demand things when no commitment or exchange of money has happened always blows my mind. Those are the exact types to waste 3 months of your time to con you out of the job and go with the lowest bidder.
@@jacksonmcnally13 agreed 100%! Before you put all of the work in, make sure the homeowner is committed to working with you. Build that trust first thing (a company presentation goes a long way). Value yourself! Don't work with customers who only want to use you then lose you.
Don't be a "Smash and Grab" roofing fool. Actually, help homeowners and grow your business organically. Your happy customers will grow your business for you and they will seek you out when they have roof problems. One-and-done is not fun, or lucrative. I hope this video resonates and inspires both new and old roofers.
A couple weeks ago I went on a call for a leaking pipe collar. Roof is old and they asked for a price for repair and replacement. Ended up getting the full replacement and the customer told me I was the only estimator who even got on their roof. It helps if you can walk the walk.
Your estimate should not change just because it’s insurance. Contractors should be able fully estimate the job in full with every that is needed for code without insurance paperwork. I say this also because we have found insurance misses a bunch of items, so if your relying on them to tell you what needs to be replaced your doing a disservice to the homeowner who is relying on you to give them a solid roofing system that is up to code.
If they’re going to pay according to your retail payment terms that is fine. If they want you to submit invoice and wait 60 days for payment after completion then that’s different .
I personally do the inspection first , then I analyze if it’s even worth a claim for the customer or in most cases if it’s better to just repair the job. Most deductibles are higher than what the small repair cost. I really educate the homeowner on maintenance of their roof and repairs before offering a claim or full replacement. At that point they can make a thorough decision.
I personally love when the homeowners already have a check and ask for my estimate. I know that my retail price will be less than what the insurance said it should cost, and I have a very high close rate with those situations.
I agree that roofs are replaced wayyy too much. I’ve seen roofs with a shingle on the back that didn’t match perfect get replaced because of one shingle. Insanity.
I would but it’s preferable to go off insurance scope of work. if an estimate is lower than summary, then homeowners will not receive all depreciation. One of my reasonings is sometimes insurance will pay for window screens, downspouts, or gutter runs that were maybe not obviously damaged, so the summary allows the contractor to understand the full scope of work. Most homeowners understand this and allow me to even help explain or break down their summary to them so we are both aware of the scope of work. If a homeowner absolutely refuses I would still be willing work with them though.
I completely agree. I think the point that he was making was don't miss out on a job because a customer is withholding the paperwork. Certainly make the case that having the paperwork makes you do your job better, but if someone's being a weirdo about it, don't miss out on your commission because you're going to make less money. Some people are just stubborn and won't listen to good advice.
Location? Why would you make such an important comment on such an important video that you know to your fucking bones that homeowners are actually watching more than Roofing Co.’s and then leave out your location? Or company name? Do you not understand marketing at all?. 🤦♂️
I’m very new at this game and I have closed my first deal yesterday. I enjoy listening to your podcast and watching your videos. Thanks for this information your are giving us.
Roofing contractors cannot file insurance claims for homeowners In the past, homeowners could sign an Assignment of Benefits that would transfer insurance payments directly to their roofing contractor, making the process easier for both parties. However, Senate Bill 2-A, which went into effect December 16, 2022, now requires homeowners to file their own claims and hire third parties themselves, if necessary. This law puts the burden on homeowners to cover large payments if a project is denied or not paid out for the full cost of the repairs by the insurance company. One of the reasons behind this change is to help insurance companies minimize the amount of money they pay out in claims and lawsuits. In fact, Florida currently makes up 76% of the nation’s homeowners’ insurance lawsuits. Though roofing contractors in Florida can no longer file claims directly, they can still advise customers on how to do so and help them through the process. Contractors should implement different procedures for working with homeowners that can use an AOB and those that cannot.
I think the main reason that home owners don't want to share insurance estimate is because if it's a true damaging storm, the roof by far, is not the only thing on the insurance estimate. The insurance estimate includes everything that insurance will pay for and they don't necessarily know how to read it well enough to separate it out themselves. For instance - i will put a total roof replacement on an estimate, on that same estimate there may be labor to install an above ground pool that was damaged as well. The roofer isn't going to install the pool, but the insured is afraid the roofer will write their contract for the total, and take the money for the pool without doing that work. It's a trust thing, they're afraid you're taking money for work you won't be doing, even though thats not the case at all and we do encourage them to give it to their contractor to help understand it. Dmitry, been watching your videos for awhile, this is one of your best ones. The things you outline in this video are the things that make or break your credibility with adjusters as well. Agents keep lists of contractors they're willing to recommend to insureds. It takes supreme honestly and credibility to make that list, they also keep notes on those that aren't trusted and create havoc. Field adjusters remember too, and talk a whole lot with each other and the agents. In some cases if a salesman is extremely aggressive and uses intimidation tactics, fear selling, slandering. They just get completely cut out of the process.
Creating a retail estimate and giving it to a customer that already has an approval, has worked out great for us. Edit: we of course will happily do the work either way they want to go.
You have to give an estimate. I look at it like this, if i am the homeowner and I have a claim, why would I not want to get an estimate less than the check I received from my insurance company?! Don't you think we all pay enough to insurance companies? Why not get some money back? I am a new business owner just starting out... using a honda civic as my work truck... I am in business to make money but I also am in business to help my fellow little guy. I am the little guy!
Because that insurance fraud 🤦🏻♂️😂 you get your money back by restoring the value of your asset You’re literally what’s wrong with the industry. Ppl like you give reputable contractors who actually have half a brain and morals have a bad impression out the gate. Easily one of most arrogant comments I’ve ever seen 😮💨 I’ve only ever felt a need to comment or respond to comment a few times but def couldn’t not on this
You can read the installation guides. its very easy. Also, its not such a bad thing to go and work as a roofer for a little bit before chasing the roofing business. I didnt feel like I could sell the roof properly without knowing how to install the products. @@TheRemon62
What’s the point of this? Not going to help sell more, I wish more roofers would get a sales job they owe it to themselves and their families before they start a roofing business
@@TheRemon62 listen to the video nobody knows what a flashing is nobody knows what a drip edge is you guys go around selling people on how much you know and not showing them, i could get a burger king employee and tell them to show them a piece of underlayment and a piece of metal and they will sell better than an actual roofer
I will provide an estimate, but generally I would ask them to meet me in the middle and be willing to compare the two estimates side by side. I know how to write a proper Xactimate estimate, and also how to explain the differences to the customer. It's usually not an issue to explain to them why certain quantities or line items differ from the copy they received from the insurance. I explain to them that, with their help, I will work to rectify the difference in scope in order to minimize their out of pocket costs. However, they are the policyholder at the end of the day and at some point they may need to advocate for themselves.
Let’s talk legitimacy. 1. It is illegal for a homeowner to profit from an insurance claim. 2. Most insurance companies understand the supplement process and this protects the homeowner. For example, the old roof is removed and the majority of the deck is delaminated plywood. Supplements provide the homeowner with the coverage required (Codes or O&L). 3. Of the homeowner wants an estimate, yes, give them an estimate and don’t just email it. Set a meeting. Go over it together. And distance yourself from your competition. There’s more…
Regarding home owner not providing insurance paperwork, if you simply put in a bid, wouldn’t customer lose money on depreciation or you would have to lie on your invoice to insurance company because insurance companies only pay out what it costs to do the job
You can't lie to an insurance company on an invoice, you'll get smacked down real fast and create a situation that doesn't need created. An insurance adjuster will also smack it down real quick if there's not legitimate damages, or if there is no collateral support for a roof to be damaged. When there is damages, it's depreciated on the front end with recoverable replacement cost benefits. That recoverable depreciation is released when either a contract is signed or a certification of completion is submitted. All the homeowner is out of is the deductible at the end of it. Replacement cost benefits also help the insurance company track if the work that they're paying for is actually being completed and the home owner isn't just taking the money, going on vacation and not actually repairing the estimated items. If recoverable depreciation was never released or the estimated items weren't replaced, the policy states the insurance company now owns the things it paid for, and you'll never be able to claim it again.
I was waiting for any one of the three to trigger push back but no, just facts. Every prospect can't be a customer but every prospect does deserve an estimate.
Always enjoy listening to your content now I have a question. Why should any roofer or company warrant another’s work? You jabbed are those who go after full replacements and used Mercedes Benz as well as apple. I can tell you first hand if you take those products and get them repaired elsewhere they are not granting any warranty on the product. Shouldn’t that reflect more on the company and roofers’ work? Personally I don’t think it’s someone else’s job to clean up another’s mess. Thanks and keep up the good stuff
I show them the product from 2 diferent shingles and i show them also why Gaf and no Owens Corning or vice-versa i select the product that i have to sale! For sure i expose to homeowner all the bad site of the product, including Warrantys and why thye are scam.
Everybody is hating so much on this video lol this guy took the time out of his day to give out some tips and secrets and talk just hating 😂 why do y’all just listen or move on
Sounds like estimating and getting jobs from insurance claims really sucks….. repairs and sketchy claimants. Straight up roofs and repairs never bothered my colleagues however most jobs,non insurance ones, required a new roof because it was just time. Do you guys “write” free estimates for clients ?/// or just give quotes which we like to do more often because of shenanigans home owners play with insurance companies……. Also can a roofing company do contracted work for an insurance company ? Like as a contractor which is guaranteed jobs ?
Is It Illegal For Roofers to Solicit Door-to-Door in Florida? referencing SB 76, “In an effort to control roofing scams from occurring throughout Florida, Governor DeSantis recently signed a new law that prohibits roofers from soliciting homeowners. This means that roofing contractors cannot make unsolicited contact with homeowners through any written or electronic means, or in person. Solicitation includes, but is not limited to: • Door hangers • Business cards • Magnets • Flyers • Pamphlets • Emails • Visits to your home • Any other real-time communication By law, if you sign a contract with a roofer who illegally solicited their business, they have 10 days to rescind that contract. If a roofer is in violation of this new law, which went into effect on July 1, 2021, they may be subject to a $10,000 fine and possible criminal penalties.”
The explanation to the homeowner has to be honest and an estimate can be given. But for the most part, the homeowner is being dishonest when they do not share the paperwork. All you have to do is explain why that paperwork is necessary. If you explain it correctly and they still do not share it, they are dishonest, not the contractor.
In my experience, 80% of time they don’t want to show anything they are not a good customer and are shitty every step of the way and are often looking to commit fraud.
@@jacksonmcnally13 yep. If they are that much of a pain in the butt at that minor step in the process. They will be a huge pain in the butt at most other steps no matter how much you over explain everything.
So if I go to several different mechanic shops & dealers to get an estimate on my car I’m being dishonest?. Are you fucking insane in the membrane?. Insurance is none of y’all’s business as a roofer, none not at all, not even a little bit you feckless greedyass scumbastards!!
@@Joemama1ir This probably isn’t really tracked and I don’t know if people get caught. But say for example insurance pays 25k for a roof, and someone hires a roofer for 20k. They should be letting the insurance company know that they have a 20k estimate and the insurance will just match that. But people will see that they have and extra 5k to pocket after the roof is done. So they will just let the insurance know the roof is completed, pay the roofer, and then pocket the 5k. I don’t know they are doing that, and they won’t tell me. If they get caught doing that, and we did the roof, we could be seen as involved with frauding the insurance company
@@Joemama1ir We can get wrapped up in fraud when a client takes my estimate, when it’s lower than the insurance estimate, and have me complete the work for the lower amount, but still have the insurance pay the higher amount and not inform them they got it done for cheaper. Homeowners aren’t supposed to profit off the claim, but conniving people know this and will take advantage. And my name and companies name is tied to it. I think our lawyer can get us away from it but I don’t want to get wrapped up in it.
The fact that you recommend your first 10k to Facebook ads rather thn Google Local service ads makes me wonder if you are actually in the marketing trenches. LSA is fast and amazing for qualified leads. Way better than Facebook afs which is a huge maybe based too many variables.
Dimitri, I worked insurance claims for a very long time. If the customer wants to hold on to the paperwork, you can try but for the most part, it’s not going to work out. Your explanation on this shows a lot of inexperience on storm restoration.
My company did millions in both storm restoration and retail, 50/50. Why wouldn’t I bid the job if they don’t want to share insurance estimate? Why is it so hard to create your own if you are a contractor
Its not difficult to bid, but anyone who works insurance knows that the majority of the time, the estimate is much lower than where you need to be. What if your bare minimum is $9000 to do the roof and the customer has a quote for $7000? That customer is going to see your proposal and say, well after my $1000 deductible, and depreciation.. I only have $3000. anyone who works in storm restoration knows that if you dont even understand what the scope of work is, theres an even higher likelihood you dont even understand what depreciaiton is. moral of the story, if contractors just refuse to work with people who want to withhold the scope of work thats a problem customer you dont want. if they are this much of a Pain in the butt at this step in the process, do yourself a favor and explain all you can about it, but after that, move on to the next customer this person will take up as much time as 2 or 3 customers. @@RoofingInsights3.0
@@hahahahhahahhaha786You all are Just Lee-Haight CuckedFanBoys & legends in your own minds justifying pillaging of homeowners & price gouging. OMGZ, the HORROR of a Homeowner actually SAVING their money. Fück Steve Badger as well.
“So what if our estimate is lower than ins. Scope we honor that” That’s literally insurance fraud for 1 as a homeowner is not allowed to profit from an insurance claim and it’s also illegal for you to assist them in doing so. 2 if you do submit that price you only save the insurance company money because now they get to pay less of the depreciation on back end. I was actually wanting to watch this video but you and David lost me on that and the not fighting for full replacements I’ll sell repairs but also if it’s gonna cost as much or even close too it for a repair as it will for whole new roof as far as deductible price goes then it’s a disservice to make them spend money to put a bandaid on it. Typically love both your content but this video is just Not it!
I am guilty of the first one. Asking for paperwork before starting the project is my go-to--when customers gatekeep, I typically try to press to obtain it. From my experience it's mostly because they want to profit from the claim which we educate away from.
If they wont show insurance, in most cases means they want to commit insurance fraud. So, in those cases I let them know when I provide the estimate and it goes OVER what insurance quoted that I can match it if I see the paperwork to prove it but if it goes under the claim estimate then when they turn the final invoice in.. insurance will pay them less money. Also that we will NOT write a fake invoice for them so they can commit fraud.
Hook is bloated and no longer had their finger on the pulse of roofing SEO. Sagapixel and rank right (that’s us) are far better SEO agencies. In fact we ONLY do lead generation and SEO for roofing contractors. If I can’t get a roofer on first page of their city, I ll eat a shingle.
Why would anyone write a estimate on a Insurance approved Job ? Insurance has to pay 100% to get back to pre loss condition. Insurance companies are the only industrie stupid enough to write line item estimate numbers. I can give a price as soon as I'm off the roof . Why waste time writing a estimate when a price is all they want. Now if they want a estimate start at 500.00 to write it and go up depending on complexity. Contractors are Professionals and must stop doing free estimates. You're a roofer act like it matters, because it does.
Local Contractors Sponsor Local Team?? hahahahaahahahahah they coming from Arizona for gutter clean in NJ and they sponsor local Deli. dude plz Sponsor is not working in the roofing industry
The 1% are the exception to the fact that 99% of you roofers?? Are cucked Lee-Haight fan-boy shysters worse than pedovores because you-all end up ra ping the ENTIRE family.
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I typically do ask to see the insurance estimate. If they do not want me to see it, I let them know that I will not be dealing with their insurance. I will write the estimate to do the job and that’s it. I’m not breaking down my price by line item. I’m not Writing it in Xactimate .
I also let them know That I could be helping get more things paid for if they want me to deal with their insurance, Which would result in a better overall roofing system.
But one thing I will not do is write up their estimate in Xactimate And send it over to the customer before we have a signed contract. They can too easily send that estimate into their insurance company, get it approved, then find someone to do it cheaper. Sorry, but I’m not doing the job of the Insurance Adjuster for free (Which is basically what you’re doing for them).
THIS! The arrogance of homeowners who refuse to show anything and demand things when no commitment or exchange of money has happened always blows my mind. Those are the exact types to waste 3 months of your time to con you out of the job and go with the lowest bidder.
@@jacksonmcnally13 agreed 100%! Before you put all of the work in, make sure the homeowner is committed to working with you. Build that trust first thing (a company presentation goes a long way). Value yourself! Don't work with customers who only want to use you then lose you.
Don't be a "Smash and Grab" roofing fool. Actually, help homeowners and grow your business organically. Your happy customers will grow your business for you and they will seek you out when they have roof problems. One-and-done is not fun, or lucrative. I hope this video resonates and inspires both new and old roofers.
Great advice. I agree
A couple weeks ago I went on a call for a leaking pipe collar. Roof is old and they asked for a price for repair and replacement. Ended up getting the full replacement and the customer told me I was the only estimator who even got on their roof. It helps if you can walk the walk.
Yes! Still happens everytime!
I am a second-year roofing business owner, and this guy is spot on!
Your estimate should not change just because it’s insurance. Contractors should be able fully estimate the job in full with every that is needed for code without insurance paperwork. I say this also because we have found insurance misses a bunch of items, so if your relying on them to tell you what needs to be replaced your doing a disservice to the homeowner who is relying on you to give them a solid roofing system that is up to code.
Agreed
If they’re going to pay according to your retail payment terms that is fine. If they want you to submit invoice and wait 60 days for payment after completion then that’s different .
I personally do the inspection first , then I analyze if it’s even worth a claim for the customer or in most cases if it’s better to just repair the job. Most deductibles are higher than what the small repair cost. I really educate the homeowner on maintenance of their roof and repairs before offering a claim or full replacement. At that point they can make a thorough decision.
Good job screwing the homeowner if their policy still has matching in tact down the road idiot
I personally love when the homeowners already have a check and ask for my estimate. I know that my retail price will be less than what the insurance said it should cost, and I have a very high close rate with those situations.
I agree that roofs are replaced wayyy too much. I’ve seen roofs with a shingle on the back that didn’t match perfect get replaced because of one shingle. Insanity.
I would but it’s preferable to go off insurance scope of work. if an estimate is lower than summary, then homeowners will not receive all depreciation. One of my reasonings is sometimes insurance will pay for window screens, downspouts, or gutter runs that were maybe not obviously damaged, so the summary allows the contractor to understand the full scope of work. Most homeowners understand this and allow me to even help explain or break down their summary to them so we are both aware of the scope of work. If a homeowner absolutely refuses I would still be willing work with them though.
I completely agree. I think the point that he was making was don't miss out on a job because a customer is withholding the paperwork. Certainly make the case that having the paperwork makes you do your job better, but if someone's being a weirdo about it, don't miss out on your commission because you're going to make less money. Some people are just stubborn and won't listen to good advice.
Agreed! Have always sold like you are saying and have done all these things for over 20 years! Thanks
Location? Why would you make such an important comment on such an important video that you know to your fucking bones that homeowners are actually watching more than Roofing Co.’s and then leave out your location? Or company name? Do you not understand marketing at all?.
🤦♂️
I’m very new at this game and I have closed my first deal yesterday. I enjoy listening to your podcast and watching your videos. Thanks for this information your are giving us.
Roofing contractors cannot file insurance claims for homeowners
In the past, homeowners could sign an Assignment of Benefits that would transfer insurance payments directly to their roofing contractor, making the process easier for both parties. However, Senate Bill 2-A, which went into effect December 16, 2022, now requires homeowners to file their own claims and hire third parties themselves, if necessary. This law puts the burden on homeowners to cover large payments if a project is denied or not paid out for the full cost of the repairs by the insurance company.
One of the reasons behind this change is to help insurance companies minimize the amount of money they pay out in claims and lawsuits. In fact, Florida currently makes up 76% of the nation’s homeowners’ insurance lawsuits.
Though roofing contractors in Florida can no longer file claims directly, they can still advise customers on how to do so and help them through the process. Contractors should implement different procedures for working with homeowners that can use an AOB and those that cannot.
I think the main reason that home owners don't want to share insurance estimate is because if it's a true damaging storm, the roof by far, is not the only thing on the insurance estimate. The insurance estimate includes everything that insurance will pay for and they don't necessarily know how to read it well enough to separate it out themselves. For instance - i will put a total roof replacement on an estimate, on that same estimate there may be labor to install an above ground pool that was damaged as well. The roofer isn't going to install the pool, but the insured is afraid the roofer will write their contract for the total, and take the money for the pool without doing that work.
It's a trust thing, they're afraid you're taking money for work you won't be doing, even though thats not the case at all and we do encourage them to give it to their contractor to help understand it.
Dmitry, been watching your videos for awhile, this is one of your best ones. The things you outline in this video are the things that make or break your credibility with adjusters as well.
Agents keep lists of contractors they're willing to recommend to insureds. It takes supreme honestly and credibility to make that list, they also keep notes on those that aren't trusted and create havoc. Field adjusters remember too, and talk a whole lot with each other and the agents.
In some cases if a salesman is extremely aggressive and uses intimidation tactics, fear selling, slandering. They just get completely cut out of the process.
Almost every single repair I've done, has called me back when they needed the full roof replacement.
Creating a retail estimate and giving it to a customer that already has an approval, has worked out great for us.
Edit: we of course will happily do the work either way they want to go.
Thanks for sharing!
I climb my ass up on the roof with a 100ft reel, measure every foot, and create an itemized bid for the customer. and the estimate is always free.
sir i help roofing companies to get more leads and appointments by social media marketing,please let me know if you are interested
You have to give an estimate. I look at it like this, if i am the homeowner and I have a claim, why would I not want to get an estimate less than the check I received from my insurance company?! Don't you think we all pay enough to insurance companies? Why not get some money back?
I am a new business owner just starting out... using a honda civic as my work truck... I am in business to make money but I also am in business to help my fellow little guy. I am the little guy!
sir i help roofing companies to get more leads and appointments by social media marketing,please let me know if you are interested
Because that insurance fraud 🤦🏻♂️😂 you get your money back by restoring the value of your asset
You’re literally what’s wrong with the industry. Ppl like you give reputable contractors who actually have half a brain and morals have a bad impression out the gate.
Easily one of most arrogant comments I’ve ever seen 😮💨
I’ve only ever felt a need to comment or respond to comment a few times but def couldn’t not on this
I want to see more people become actual roofers. Not just salesmen trying to run a roofing company.
Couldn’t agree more, but That would require learning code and proper installation knowledge. Which means more training, which means not likely.
You can read the installation guides. its very easy. Also, its not such a bad thing to go and work as a roofer for a little bit before chasing the roofing business. I didnt feel like I could sell the roof properly without knowing how to install the products. @@TheRemon62
What’s the point of this? Not going to help sell more, I wish more roofers would get a sales job they owe it to themselves and their families before they start a roofing business
@@reywithae how would a salesperson armed with the knowledge of proper roofing techniques not be a better salesperson.
@@TheRemon62 listen to the video nobody knows what a flashing is nobody knows what a drip edge is you guys go around selling people on how much you know and not showing them, i could get a burger king employee and tell them to show them a piece of underlayment and a piece of metal and they will sell better than an actual roofer
I will provide an estimate, but generally I would ask them to meet me in the middle and be willing to compare the two estimates side by side. I know how to write a proper Xactimate estimate, and also how to explain the differences to the customer. It's usually not an issue to explain to them why certain quantities or line items differ from the copy they received from the insurance. I explain to them that, with their help, I will work to rectify the difference in scope in order to minimize their out of pocket costs. However, they are the policyholder at the end of the day and at some point they may need to advocate for themselves.
I install plumbing fixtures, but much of this information applies to my business.
Let’s talk legitimacy.
1. It is illegal for a homeowner to profit from an insurance claim.
2. Most insurance companies understand the supplement process and this protects the homeowner.
For example, the old roof is removed and the majority of the deck is delaminated plywood. Supplements provide the homeowner with the coverage required (Codes or O&L).
3. Of the homeowner wants an estimate, yes, give them an estimate and don’t just email it. Set a meeting. Go over it together. And distance yourself from your competition.
There’s more…
Regarding home owner not providing insurance paperwork, if you simply put in a bid, wouldn’t customer lose money on depreciation or you would have to lie on your invoice to insurance company because insurance companies only pay out what it costs to do the job
You can't lie to an insurance company on an invoice, you'll get smacked down real fast and create a situation that doesn't need created. An insurance adjuster will also smack it down real quick if there's not legitimate damages, or if there is no collateral support for a roof to be damaged. When there is damages, it's depreciated on the front end with recoverable replacement cost benefits. That recoverable depreciation is released when either a contract is signed or a certification of completion is submitted. All the homeowner is out of is the deductible at the end of it. Replacement cost benefits also help the insurance company track if the work that they're paying for is actually being completed and the home owner isn't just taking the money, going on vacation and not actually repairing the estimated items. If recoverable depreciation was never released or the estimated items weren't replaced, the policy states the insurance company now owns the things it paid for, and you'll never be able to claim it again.
Who do you recommend for windows and doors sales training
Thank so much very helpful God bless you
Glad it helped
I mean can we admit that we are having crazy weather so to repair an old 20yr wind damaged shingle and then pray it holds up till next year? Idk man.
I always provide an estimate and I have been higher and lower than the insurance company allowance.
sir i help roofing companies to get more leads and appointments by social media marketing,please let me know if you are interested
Way to have integrity Dimitry.!! 👍
How to sell roofs in 2024: Paint them blue
Your stuff always on point
I was waiting for any one of the three to trigger push back but no, just facts. Every prospect can't be a customer but every prospect does deserve an estimate.
How do find what needed in your community
What do copper strips do for roofs?
Always enjoy listening to your content now I have a question. Why should any roofer or company warrant another’s work? You jabbed are those who go after full replacements and used Mercedes Benz as well as apple. I can tell you first hand if you take those products and get them repaired elsewhere they are not granting any warranty on the product. Shouldn’t that reflect more on the company and roofers’ work? Personally I don’t think it’s someone else’s job to clean up another’s mess. Thanks and keep up the good stuff
Thank you you are the best
I provide estimates left and right
Thanks for the video!
I always provide an estimate upon request. Makes you look like a Real Roofer. Being a Real Roofer gets you Roofs!
I show them the product from 2 diferent shingles and i show them also why Gaf and no Owens Corning or vice-versa i select the product that i have to sale! For sure i expose to homeowner all the bad site of the product, including Warrantys and why thye are scam.
Everybody is hating so much on this video lol this guy took the time out of his day to give out some tips and secrets and talk just hating 😂 why do y’all just listen or move on
Why don’t **
Cause it’s kinda bad or generic advice
Sounds like estimating and getting jobs from insurance claims really sucks….. repairs and sketchy claimants. Straight up roofs and repairs never bothered my colleagues however most jobs,non insurance ones, required a new roof because it was just time.
Do you guys “write” free estimates for clients ?/// or just give quotes which we like to do more often because of shenanigans home owners play with insurance companies…….
Also can a roofing company do contracted work for an insurance company ? Like as a contractor which is guaranteed jobs ?
Is It Illegal For Roofers to Solicit Door-to-Door in Florida?
referencing SB 76, “In an effort to control roofing scams from occurring throughout Florida, Governor DeSantis recently signed a new law that prohibits roofers from soliciting homeowners. This means that roofing contractors cannot make unsolicited contact with homeowners through any written or electronic means, or in person. Solicitation includes, but is not limited to:
• Door hangers
• Business cards
• Magnets
• Flyers
• Pamphlets
• Emails
• Visits to your home
• Any other real-time communication
By law, if you sign a contract with a roofer who illegally solicited their business, they have 10 days to rescind that contract. If a roofer is in violation of this new law, which went into effect on July 1, 2021, they may be subject to a $10,000 fine and possible criminal penalties.”
we are roofer from Nigeria
The explanation to the homeowner has to be honest and an estimate can be given. But for the most part, the homeowner is being dishonest when they do not share the paperwork. All you have to do is explain why that paperwork is necessary. If you explain it correctly and they still do not share it, they are dishonest, not the contractor.
In my experience, 80% of time they don’t want to show anything they are not a good customer and are shitty every step of the way and are often looking to commit fraud.
@@jacksonmcnally13 bingo
Agreed
@@jacksonmcnally13 yep. If they are that much of a pain in the butt at that minor step in the process. They will be a huge pain in the butt at most other steps no matter how much you over explain everything.
So if I go to several different mechanic shops & dealers to get an estimate on my car I’m being dishonest?.
Are you fucking insane in the membrane?.
Insurance is none of y’all’s business as a roofer, none not at all, not even a little bit you feckless greedyass scumbastards!!
I just started giving estimates instead of trying to talk them into the insurance price, I’m just worried we will get wrapped up in insurance fraud
sir i help roofing companies to get more leads and appointments by social media marketing,please let me know if you are interested
How would that lead to insurance fraud?
@@Joemama1ir This probably isn’t really tracked and I don’t know if people get caught. But say for example insurance pays 25k for a roof, and someone hires a roofer for 20k. They should be letting the insurance company know that they have a 20k estimate and the insurance will just match that. But people will see that they have and extra 5k to pocket after the roof is done. So they will just let the insurance know the roof is completed, pay the roofer, and then pocket the 5k. I don’t know they are doing that, and they won’t tell me. If they get caught doing that, and we did the roof, we could be seen as involved with frauding the insurance company
@@Joemama1ir We can get wrapped up in fraud when a client takes my estimate, when it’s lower than the insurance estimate, and have me complete the work for the lower amount, but still have the insurance pay the higher amount and not inform them they got it done for cheaper. Homeowners aren’t supposed to profit off the claim, but conniving people know this and will take
advantage. And my name and companies name is tied to it. I think our lawyer can get us away from it but I don’t want to get wrapped up in it.
Pretty shitty contractor not knowing how this could not get you in trouble if the homeowner pockets the money idiot.
Is it right for a homeowner to have a mismatch roof
sir i help roofing companies to get more leads and appointments by social media marketing,please let me know if you are interested
You da man
The fact that you recommend your first 10k to Facebook ads rather thn Google Local service ads makes me wonder if you are actually in the marketing trenches.
LSA is fast and amazing for qualified leads. Way better than Facebook afs which is a huge maybe based too many variables.
Dimitri, I worked insurance claims for a very long time. If the customer wants to hold on to the paperwork, you can try but for the most part, it’s not going to work out. Your explanation on this shows a lot of inexperience on storm restoration.
My company did millions in both storm restoration and retail, 50/50. Why wouldn’t I bid the job if they don’t want to share insurance estimate? Why is it so hard to create your own if you are a contractor
Its not difficult to bid, but anyone who works insurance knows that the majority of the time, the estimate is much lower than where you need to be. What if your bare minimum is $9000 to do the roof and the customer has a quote for $7000? That customer is going to see your proposal and say, well after my $1000 deductible, and depreciation.. I only have $3000. anyone who works in storm restoration knows that if you dont even understand what the scope of work is, theres an even higher likelihood you dont even understand what depreciaiton is. moral of the story, if contractors just refuse to work with people who want to withhold the scope of work thats a problem customer you dont want. if they are this much of a Pain in the butt at this step in the process, do yourself a favor and explain all you can about it, but after that, move on to the next customer this person will take up as much time as 2 or 3 customers.
@@RoofingInsights3.0
@@hahahahhahahhaha786You all are Just Lee-Haight CuckedFanBoys & legends in your own minds justifying pillaging of homeowners & price gouging.
OMGZ, the HORROR of a Homeowner actually SAVING their money.
Fück Steve Badger as well.
And Dimitri
D2D needs to go, You lose customers because thats a dealbreaker for a lot of people. The phones work well.
Why am i here
“So what if our estimate is lower than ins. Scope we honor that”
That’s literally insurance fraud for 1 as a homeowner is not allowed to profit from an insurance claim and it’s also illegal for you to assist them in doing so. 2 if you do submit that price you only save the insurance company money because now they get to pay less of the depreciation on back end.
I was actually wanting to watch this video but you and David lost me on that and the not fighting for full replacements
I’ll sell repairs but also if it’s gonna cost as much or even close too it for a repair as it will for whole new roof as far as deductible price goes then it’s a disservice to make them spend money to put a bandaid on it.
Typically love both your content but this video is just Not it!
I am guilty of the first one. Asking for paperwork before starting the project is my go-to--when customers gatekeep, I typically try to press to obtain it. From my experience it's mostly because they want to profit from the claim which we educate away from.
That category of people definitely exists, but not everyone is that way.
How to be scammers 101
I misclicked
No! Cause at that point the homeowner thinks that they are going to make money on an insurance claim! It doesn’t work for me.
Wait, That’s right only roofers should make money from Insurance claim right?, - you feckless greedy-af maniacal soulless monsters!!.
This advice is pretty obvious unless you’re an inexperienced novice.
If they wont show insurance, in most cases means they want to commit insurance fraud.
So, in those cases I let them know when I provide the estimate and it goes OVER what insurance quoted that I can match it if I see the paperwork to prove it but if it goes under the claim estimate then when they turn the final invoice in.. insurance will pay them less money. Also that we will NOT write a fake invoice for them so they can commit fraud.
Hook is bloated and no longer had their finger on the pulse of roofing SEO. Sagapixel and rank right (that’s us) are far better SEO agencies. In fact we ONLY do lead generation and SEO for roofing contractors. If I can’t get a roofer on first page of their city, I ll eat a shingle.
Why would anyone write a estimate on a Insurance approved Job ? Insurance has to pay 100% to get back to pre loss condition. Insurance companies are the only industrie stupid enough to write line item estimate numbers. I can give a price as soon as I'm off the roof . Why waste time writing a estimate when a price is all they want. Now if they want a estimate start at 500.00 to write it and go up depending on complexity. Contractors are Professionals and must stop doing free estimates. You're a roofer act like it matters, because it does.
That assumes you know what the insurance covers and what it doesn't
@BrianDennis7335
You? Are the problem…
One man told me that most roofing companies are just "glorified pimps"!!
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Local Contractors Sponsor Local Team?? hahahahaahahahahah they coming from Arizona for gutter clean in NJ and they sponsor local Deli. dude plz Sponsor is not working in the roofing industry
👎🏿
This oddly specific, irrelevant ad showed up for me but I got a lot of joy from its randomness
Yes
Whats your best year in personal sales?? @Dmitry
Make them blue! That will sell better. 😂
Dmitry sounds like hed be a fucking headache to work for and as a client.
Dmitry,
Your examples are way extreme, very exaggerating.
You choose yhe 1% of bad as examples.
The 1% are the exception to the fact that 99% of you roofers?? Are cucked Lee-Haight fan-boy shysters worse than pedovores because you-all end up ra ping the ENTIRE family.