Student Loan for International Students | Prodigy Finance Honest Review
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- เผยแพร่เมื่อ 4 ก.พ. 2022
- An international student sharing his honest review about Prodigy Finance's loan approval process.
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I have completed my batchlors in hotel management and now looking for hospitality in Lambton college
Could you please tell me the scope of hospitality in canada
Thanks a lot
The interest rate may be low but it's not an apples to apples comparison. 6% loan taken in USD is equivalent to 11% INR loan
Then which international loan providers are approved under SDS Category?
Very informative video Bani, thanks.
Thanks for sharing insightful video.. I just have a question, for non-SDS process, how much amount usually need to show as proof of fund for visa after getting support from Prodigy ? Usually prodigy issues funding letter, but any additional amount need to show for proof of fund to cover required amount?
Does interest apply for the 2 years we spend on studying?
hi in a video , you mentioned instead of ielts we can submit a letter from our college ..
im unable to find that video again ... kindly mention the name of letter its a little urgent .
Can we get prodigy loan on pg diploma? Or is it only for masters?
Thanks for such a candid video. What was the tenure for the loan, and is there any limit to it?
THANKS A LOT FOR CREATING THIS ONE❣🙏
I have completed my batchlors in hotel management and now looking for hospitality in Lambton college
Could you please tell me the scope of hospitality in canada
Thanks a lot, you have helped many guys...
Is it aplicable for studying in uk for masters?
Is it possible to live a decent life in canada on minimum wage during student life? I know students are allowed to work only 20hrs per week. Do you think if an individual doesnot spend recklessly can he live a decent life on minimum wage?
one more question, I think you have noticed it already, if you look at various courses and different universities, for some they offer 80 - 100% COA and for some upto 100% COA and for some max and min amount mentioned, on the other-hand average funding also mentioned. what is all about ? Furthermore, if my courses is with upto 100 0r 80- 100 range do I get same funding or there will changes as popular says average funding is 70% rest I have to show.
Did you got 100% COA or you had to show proof of funds to them
Pls answer
Thanks for the great video!! How much was your emi?? & Is it possible to present the sanction letter from prodigy for proof of funds while we are applying for UK or Canada visa?
I got offer letter from uk universities .how to take loan from prodigy finance.plz help me
can we repay our loan at one time after graduation without any emis?
Can we apply it after moving to USA from this bank?
If m facing financial difficulties nd settled in india now ...ehat are the repurcussions of not paying the loan
Does Prodigy finance give loan for diploma?
Does prodigy finance provide education loan for ug Diploma programs ?
Is the prodigy finance reliable? I want to apply for a master from Turkey. But i dont know its scam or sth like that
does prodigy disburse loans to any university??
CIBIL scores required ??
If possible make a video with a supply chain management professional. About scope and future after completion of the course, in Canada.
@kalyan liya admission scmme
At this moment, bank loan is better than prodigy. My current interest rate is 12%
Does prodigy finance cover other expanses like gic account , visa fees , living expanses???
Yes
Is there any Co-applicant required?
how can we reach them in pakistan for loan ?
Bani is absolutely gorgeous!
did you need co signer ?
Will this cover my gic also?
It was an informative video i must say,learnt some useful things before applying for a loan. BTW For the first time in my life i saw someone with the same name that i have
I have the same name but ending with an ‘r’ haha😹
Thanks a lot...
What is SDS Visa?
Bani ek baat batade,management ke courses ke liye Canada accha hai or UK/other countries?
Canada is way better bro
I need help for US MS
Apply kaise krna hai ? Prodigy mai ?
Is this bank ukvi approved?
6.8% ???? I'm applying right now and they're asking for 14-15% ROI !!
Yes you are right they now give on 15 to 16% rate
Is that current interest rate...?
Yes
You can refinance once you start earning in US. 7-8% Interest.
@@jeewansingh007Can you elaborate more on the refinancing part?
I just got my loan approved of $35k from prodigy with 13.11%(14.25% - APR), with repayment tenure of 20 years.
My monthly EMI post my study period comes around $530.
English subtitle?
Can include gic
what find of proof should we provide for showing shortfall of the loan ? Say they are giving 80% of loan how do we have to show 20% to them?
Parents sponsoring you, bank statements etc.
Hi Bani,
Firstly, thank you so much for creating this video. It is indeed really helpful for students like us who are looking for collateral free education loan schemes.
I just had one question, Sehaj mentioned some issue about the visa. Could you please elaborate a little on that? Can we show sanction letter from Prodigy Finance as a proof of funds while we are applying for UK Visa?
I would love to hear back from you.
Thanks in advance.
Cheers!
Did you get an answer for this?
+1
I am interested
how’s UniCred ?
Does it work for international student and can the loan be also use for house rent
Yes
Gic dete hai loan me
I am going to uk my university not in list
Please start adding subtitles
yeah that would be helpful for the audience who don't know Hindi well
Very good
No subtitle!
Seems I still have hope to pursue my Masters Degree.
They charge 2 years 2.6 % interest charge
Prodigy fiance can offer loan for Australia?
Yes only for two universities currently
6.8% LIBOR = Prodigy / Indian Bank = MCLR .
In case of prodigy! Apart from the offer letter, no documents needed for loan application!?
Bank statement and address proof
@@saisanthosh8370 thanks, can we show bank statement of family members!
In my case they asked gaurantor's itr! Or pay slip!
@@rehanmind2990 yes you can no need of guarenter for prodigy they only ask for statements
@sai Santhosh what find of proof should we provide for showing shortfall of the loan ? Say they are giving 80% of loan how do we have to show 20% to them?
Do they provide loans for undergrad too???
Ye jo 1200 usd hain ye kyun le rhe hain ye lekar bhaag gye to kahan pakdenge jake kisko kahenge
Would be better if you can convey in english. Non hindi speakers watch your videos too!
Atleast consider subtitling it !
6.8 Percent?? I was said around 9.5 percent!
now its 12
Now it is 13.49
now its 15.23
Lol😂😂😂
Can you do one on MPower financing. I have a loan offer from them. Interest is quite higher compared to prodigy but I have no option.
How much loan are they offering and for which country?
@@ushnikputatunda5820 They offer for several universities across countries. upto 50k USD
@@mnreddy6443 i think they recently increased their limit, to 100k usd without co signer, but did u got a loan from them?
@@ushnikputatunda5820 Yes. For Canada
What is review about them I am thinking the same for Canada it would be really helpful if you could reply to me
So he has been paid 80% of tuition fee by Prodigy right! So what about his accomodation and living expenses? Did he paid by himself? And also, If I avail loan from PSBs will I be given only the major portion of tuition fee or do they cover other expenses as well, If I ask them? Also If possible do an interview with someone who availed loan from Banks Bani. that would be useful for people like me to choose the better option.
P.S I know he said something about living expenses after 8 mins, but I couldn't understand what he said, that's why I'm asking this.
Yes, he paid his living expenses on his own. I will see if I can interview someone who took a loan from one of the banks.
@@BaniAbroadhi is just sanction letter is enough for upon the VISA INTERVIEW Because they told they gonna the disbursement when we arrive at the university which is from prodigy finance?
Unfortunately this has backfired because of Fed rate hikes 😢
What happened exactly??
Mam pls explain how to apply for prodigy finance
Do one with Gulshan
For?
@@BaniAbroad He also moved to Canada recently, it might help your clients regarding the queries! Plus appa ko to usse bas camere pe dekhna hai :p
Luch bhi fek raha hai. Now prodigy is giving loan on 11-11.5 intrest
6.8 bhai kya baat kr raha h
Is this possible to get education loan amount of 30 Lakh from any bank for study abroad. I don't have anything for collaterals & my parents don't have proper income source if anyone can help please contact me.
Did you get the loan?
Same question please reply
Prodigy will help you.. if the college you got the admit is in tie up with Prodigy
@@shaikmansoor9716 one more question, I think you have noticed it already, if you look at various courses and different universities, for some they offer 80 - 100% COA and for some upto 100% COA and for some max and min amount mentioned, on the other-hand average funding also mentioned. what is all about ? Furthermore, if my courses is with upto 100 0r 80- 100 range do I get same funding or there will changes as popular says average funding is 70% rest I have to show.
Did you got 100% COA or you had to show proof of funds to them
Pls answer
@@akibkhans9982 Actually i don't know about 80% to 100%. In my case and the other cases I know, They will have a rough estimate for tuition cost and living expenses for the course you want to pursue and the cost of living in the country.
They will offer both tuition and living up to $100k($50k for 1st year and $50k for the second year). You will get the conditional offer of amount sanctioned for 2nd year.(you have to apply for the second year loan again before 3 months of beginning of second year)
In my case, I got 100% funding for the tuition fee, no living expenses. It depends upon the profile. Some may get both tuition and living expenses.
Prodigy will transfer the funds to college.. if the funds transferred are more than required for tuition fees, you can claim it from the college for living expenses, else it will be sent back.
Repayment starts after 6 months of course completion.