Education Loan Mistake
ฝัง
- เผยแพร่เมื่อ 23 พ.ค. 2023
- Taking student loans for higher studies?
Then ask for some extra money!
Why?
Because apart from the university’s tuition fees there are other miscellaneous expenses like, books and stationary costs, travel, and accommodation expenses, laptop purchasing cost, etc. which you will incur.
And not able to pay for them will unnecessarily create financial stress.
So, while applying for an education loan, take additional amount for miscellaneous expenses along with living expenses and tuition fees amount for the entire course duration!
But won’t it increase my interest outgo?
No, it won’t!!
As the interest is charged only on the disbursed amount of the education loan.
For example, if you need ₹45 lakhs for your abroad education then you should apply for a ₹55 lakhs loan and keep the amount of ₹10 lakhs as a safe side margin. If you disburse only ₹40 lakhs then the interest rate will only be charged on ₹40 lakhs and your rest of ₹15 lakhs will lapse automatically, and you will not have to pay any interest on it.
(Amount taken as an example and is not indicative)
So, ask for more money to make your life easier!!
#finance #anushkarathod #loan #educationloan #hack
Indian Private universities be charging 20L these days 😂
1-2 crore in pvt MBBS
20 L is for one year
Op jindal 60 lkh
@@Ejaz_Ali
1-2 crore????
Really????
@@financeforstudentyes
This is true, I was in UK and fell short of money and it was very difficult.
@@resonance.439 more like broke, wasn't working and didn't want to inconvenience family or friends.
@@manjulikabhattacharjee457 why were you in UK
So should we take extra loan?
Is it worth going UK in Jan 2024
@@pratikn7111visa process for UK is lengthy
Why nobody is talking about Lota 😂
Explain plz
Chal Hatt Be 😂😂😂
Explain pls
Kota Roasted ❤😂
@@unitytechnologies1224 explanation countries such as Canada,England only use toilet paper baki u are samajdaar
Samaj to nahi aaya pr sun kr achha laga😂
Bro sanction amount mtlb tujahe kitne ka loan chaiye ye sanction amount bank k taraf se approval hota hai k tujahe itna loan mil sakta hai aur disbursed amount mtlb actual amount jo tune bank se apne padhai k liye nikala hai toh tu jitna Paisa nikalega uspe interest lagega !!ab samjha ??
@@shahidshaikh3216ap ne education loan Lia hai kia ?
@@shahidshaikh3216thoda example deke samjhau Bhai. Mujhe 15 lakh chahiye clg fee aur expenses alag mess room toh mujhe kitne par intrest ayega.
Her saying subhe burger king and shaam ko McDonald's scares me
just needed this video....thank you sooooooooo much....I had no idea about this and was worried....till your video helped me out ☺️☺️☺️
Kia Ap ne education loan Lia hai ??
Edu-keshan 😂
Pronouncing yahi hain bhai tujhe nhi pta bss 😂😂😂
@@mr_himanshu9711 tu ja pehle 10th pass karle
@@mr_himanshu9711 ej-yoo-ke-shan hota hai
@@mr_himanshu9711 Bhai tum galat bol rahe ho @karm Patel bhai sahi bol raha hai. Yakin nahi toh Google pe search kar lena. Or ha 10th bhi pass kar lena 🤪🤪🤪
@@All_about_motivation969 sahi hai Bhai 😂👍
Madam for each and every loan, interest z charged only on disbursed amount,not the sanctioned amount
That's why i subscribe you 💯❤️✨
please make a video like this on education loan 🙏
Love you videos😊
Kisi bhi loan me disbursed amount pe hi interest lagta hai
Ye choti bachi h ise nahi pata abhi
😂😂😂
Bhai ye disburse kya hota hai?
@@musicalguy4130 Suppose 30L ka sanction kra loan par scholarship mili aur 20L hi chahiye to 20L ka hi loan denge aur 20L be hi interest lagega. Disburse yani jitna amount tumhare account me aaya
@@AK-pm3fg ohk thanks bro👍
Could you please make a detailed video
She looks like sucheta Dalal from harshad Mehta show the "scam 1992"
Me Sirf Apko dhekne Aata hu Baki information se koi lena dena nhi😁🤣
Mera education loan tha ,lekin papa ne clear kiya ❤ love papa
Apne kha se kraya tha Bhai plss tell me
Education loan lene k liye kitna bank balance hona chahiye
Bhayia hme v lena hai kaise liye the aap document s
You looks so beautiful ❤
Folks borrowing 20 lakh to study in Canada. Meanwhile me chillin with my 1400 yearly fees @ Allahabad University 😂
bo to tereko jab college pura hoga TB pata chalega who is chillin 😊
@@usefulentertainment4672 Sure 😉
Which course?
@@HaiKuchhNaam Economics Hons
@@usefulentertainment4672 hum unemployed h 1400 pay krke 😂😂😂
Those who paid in lakhs at least had exposure and corporate knowledge to get job
Informative content ❤
Wow I am also looking for it thanks 🎉❤❤
Bank : i dont do this here 🤫
Works for home loans too for construction, furnishings etc costs
Education loan ke liye bhi warranty chchiye hotah kya ?
But woh tou bank statement pehle maangtey han admission ke time jab apply kr rahey hotey agar scholarship pe jaayen tou phir nahi maangtey
Aap classical dancer ho kya?😅😊
Roles switched
Koi bhi loan lene p disbursed amount p hi interest lagta hai
Explain kar sakte ho thoda? Mene education loan dekha h 11%interest lag rha h domestic me
What 11% interest on education loan. How is it possible?
@@ammukodijuttu ha bhai check karlo 11.25% h
Us lote ka kya Kiya😅😅
Jisko disbursement and sanction nahi pata wo loan mat lo
Kya h difference
@@lightningeagle5087 mai galat tha aise videos ki zarurat definitely hai
Eduucation ,no no, but Education 😅
Full explanation plz
Education sirf likhne ke liye bolne me ejucation hota hai 😂😅❤😊
sahi kaha
Thoda aasan bhasha main samzaiye
Hand movements 🥲🔥🔥
To isme galti kya thi?
Aunty har ek loan jo disburse hota hai, sirf disbursed amount pe hi interest lgta hai, so this is not just for education loan
What is sanction and disbursed?
sahi baht he
❤❤❤❤
Make video on Education loan in India please
please make this reel in english as soon as possible
Jre unn words k mtlb bhi smja do
Padhane toh arts gayi thi Canada par video ke liye aadha commerce padhna pada
Ketnha hath helatay hoo yarr hath dekhtay dekhtay chakkar agya😂
Thoda samaj me nhi aaya
Thoda aur details me bataiye
👍👍👍👍👍👍
Didi thoda aur specific hoke answer do kuch samaj nahi aya 😅
Education 😢
Canada me lota lekar jana padta hai🤔
ha bhai nahi to toilet paper se kaam chalana pdega
Nice
Lota was personal 🗿🗿
Vo sab thik hai pr didi aap katthak kyon kr rhi ho anyway thankyou for info..
isko dekhke Tejash joshi kyo yad aya mujhe 😁😂
hello ma'am, I subscribe your chanel because all videos are so informative so can ai know How much blank check bank asked for unsecure education loan ?
👍
me who skipped bcx of my moti chain mota paisa 😂😂😂😂
Instand of education loan we have to take insurance while child birth
What are the formalities to fulfill for educational loan
Tejas joshi ki behen aagyi lagta hai 😂
' Don't Make This Mistake ' would be correct.
eDu~keshan😂
Startup loan ka baremay bataw
Can you tell which bank offers lian for bachelors..??
I wish this was real😢
Interest yearly lgta hai ya monthly basis pe?
Hi
I will be in my 4th year after 2 months. I have paid my fees for 3 years but I am not able to pay now due to some financial instability. So I want to take educational loan but when I asked to SBI manager he told me you can take loan for a complete course not for a year. What should I do now? Is there any scheme/rule under which I can take loan.
I am from IIT KGP
Apply in college, may be sbi ke throught clg wale dilwate h, m mtech kruga iiith se or loan luga
@@shivmodi6536 bro mtech iiith se gate ke basis pe kya ? aur konse field mein karne Wale ho ?
@@alpeshmoreegate ni, iska individual exam hota h, pgee exam, mtech CSIS branch
@@shivmodi6536 acha bro mujhe iske bareme nhi pata tha
Bro ye exam kab rehti hai aur aapka engineering hua hai kya cse branch mein hi ?
@@alpeshmoree mene btech complete kiya fir gate or ye exam diya tha
Processing fee 😂
HUM KO AAP SE LOVE HOIGAVA i Love u😁😁😉
Lota ke Sath KATORA bhi lejana😂😂😂😂😂
People who are talking about education doesn't understand the concept of different pronounciation or accent
They just want to do show
Kitna dance karti h tu ❤
how to get non collateral educational loan of 40L in India with the help of government schemes for farther studies in US
Have you learned law or something. You are amazing❤❤❤❤❤❤❤❤😊😊😮
Everything was fine....but here a one thing that is .........EDUCATIOn vo एडू केशन nhiii एजुकेशन hota hi......एडू केशन nam ka koi ward exist hi nhi krtaa 😢
here comes the gyani people
Education with the d and k sound is the british way to pronounce it.on the other side, with the j and k sound is the american way to pronounce it.
Go to school more often.
New Tejas joshi
education
Indian students do have to pay GIC which is around 20k cad. So u really dont have to worry about your living expenses as you get a part of the 20k returned monthly
Sorry but can you explain me fully
Muje IELTS karke bahar Jana hai aur muje bhi loan ki bahut need hai .But muje yeah nahi patta ki loan kaise liya ja sakta hai
Di mujhe bhi loan lena h ap btaoge kis process se mil skta h
Mtlb ki baaki me sanctioned pr interest lgta hai 😢😢
Kya me vit vollore education loan le ker ja sakta hu
educasan educasan 😂
Didi bank said they can't sanction educational loan for foreign studies without any property just tell me about this
Sbi mai kya loan sanction hone ke bad university change kar sakta hu kya?
Kese milega education loan
Ese videos kese banate he
Nalli
Itna easily mil jayega education loan
If I do any prepayment during the moratorium period, is it adjusted towards the amount of simple interest accumulated or the principal amount disbursed?
Jitni hmare cource ki fees rehti hai usse jyada bhi le skte hai kya loan ??
how to apply education loan
Pehli bar koi loan vala achi baat bta rha h 😂
Bhi intelligent ldki mil gyi ✅️
If any novelist is here ... They know why I'll be crying when I heard
"BURGER KING"✨😭✨
Hello mam, could you please tell me without any property can I get a loan for Canada
Me who took 7L loan and studying and worried about how I will close it😅😪😥😥😥
Please tell ki intrest kya jab padhai kr rhe hote hn tab bhi lgta hai?? Ya phir graduation k baad?
We can choose any way I am paying now it's good cause after 4 yeras I only have to pay loan 7 L and thier is subsidy too soo 7L will be reduced . If we paying after 4 years it would be a huge amount
@@mrpro_45 mtlb intrest padhte ke saath dete rhe?
@@AviralBoy till 4 years paying internet after we have 1 year space to get a job after we can pay loan amount 7L and there is a chance to get reduce some amount otherwise everything paying after 4 years lead upto 14-15 L there will be only time to pay money🥲
Education loan approval nhi ho raha ha to kya krna chaiye
Please tell me something that government give me some amount of money to pay school fees for std 7
for every punjabians🗿
It's not education, it's ezucation
U so pretty
Why Canada?