SBI Abroad Education Loan in Hindi- For 2024 Intake
ฝัง
- เผยแพร่เมื่อ 24 ก.ค. 2024
- Foreign mein Padhne ke liye SBI abroad education loan ka form yahan par available hai www.sbieducationloan.co.in/
Our Financial officer will get back to you and assist you until the sanction. All the services offered by WeMakeScholars are free of cost as this initiative is supported by the IT Ministry, Govt. of India.
This episode gives a brief about must-know basics for SBI Abroad Education loan. The elements discussed in this episode are:
00:00 - Introduction
01:44 - SBI Education Loan schemes
03:19 - SBI Global EdVantage Scheme
03:46 - Rate of interest
05:47 - Processing fee
06:03 - Loan coverage
06:52 - Co-applicant details
07:31 - Loan ka repayment
08:39 - SBI Student Loan Scheme
10:52 - Jugaad
Hope you all found this episode useful. As you all know, we'll be making this an in-depth series on education loans covering each and every topic. Stay tuned for the next episode detailing various documents required while applying for a secured or collateral education loan.
Watch the episodes of LoanFlix in English :
#1. Introduction to study abroad education loan - y2u.be/-TJ0XCrL0dw
#2. Secured education loans - • Collateral #EducationL...
#3. Abroad Education Loan without collateral - • Abroad #EducationLoan ...
#4. Documents for Education loan - y2u.be/5PtpYVQ7Oo8
#5. SBI education loan for abroad studies - • #SBI Education Loan fo...
#6. SBI Education Loan- Documents, Process & Timeline - • #SBI #EducationLoan: D...
#7. Bank of Baroda Education Loan for abroad studies - • BOB Abroad Education L...
#8. Education loans from Government Banks, Issues and solutions - • #EducationLoans from G...
#9. Unsecured education loan from NBFCs - An overview - • #Unsecured #EducationL...
#10. International student loan: Prodigy finance student loan & MPower finance (Part 1) - • International #Student...
Other episodes up to the 40th one can be found in the Loanflix playlist @
• Loanflix: The most com...
At WeMakeScholars, our team understands our students’ needs and helps them navigate through their abroad education loan process accordingly.
Please subscribe to our channel for more such Informative videos. Also, do like and share with your friends. Good luck!
Script editor- Arjun R Krishna
Shot, Edited & Directed by Sreeman Reddy
Designs- Anandu Sreenivas
About the Presenter - Damini Mahajan is a visionary entrepreneur and co-founder of WeMakeScholars.com, an education finance start-up for international education. Damini has been mentioned as "Top Women in Tech" by The Asian Entrepreneur. She has also been awarded as the winner of Silicon Valley Challenge by Action for India 2016 and was in Top 75 start-ups in Power of ideas by Economic Times at IIM Ahmedabad.
Stay connected to know more:
- Like us on Facebook - / wemakescholars
- Follow us on Twitter - / wemakescholars
- Follow and tag us on Instagram - / wemakescholars
- Follow us on Linked in- / wemakescholars-com
- Contact us at hello@wemakescholars.com
Hello, everyone! Do check out our latest video on "Karur Vysya Bank education loan schemes, Best bank for Abroad Education": th-cam.com/video/8bIbtTkCG6g/w-d-xo.html
I am not a fan of this is the best 👍 and a few others are doing it is not the only one who has a very nice to have the opportunity for the first time since I have a lot to learn 📕 and a few others are doing it is not the only one who has a very nice to have the opportunity for the first time since I have a lot to learn 📕 and a few others are doing it is not the only one who has a very nice to have the opportunity for the first time since I have a lot to learn 📕 and a few others are doing it
@@manishanand3025 Hi Manish! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
hlo mam I need 10 lakh loan could you help me
@@kaurinder1685 Hi Kaur! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hiii mam can u please help me i need loan for my further study
Thank you very much......
Thanks a lot......
Such a huge effort for all those wanting to pursue higher education including myself ……
Hi, Rishi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
people like you are like a big ray of hope for students from middle and lower class...Keep up the good work ....Finally something worth watching :)
Hi! Thanks a lot for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank you for removing the burden from my head and heart. Thank you so much. Next year I will contact you because I know problems will occur while taking loan. Once thank you for these videos :)
Hi, Arvind! Thanks for your words of appreciation. Glad you found the content helpful. When you are ready to start the loan process, please feel free to reach out to us: bit.ly/education-loan
@@WeMakeScholars hi mam apna number do plz mera beta jese ielts karta hai Jan vo Canada jsyega to loan milega
@@ranjitkaurmadam8132 Hi, Ranjit! Yes, we can help you with a loan for Canada. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
This was so helpful because nobody talks about this topic clearly 🌈
Hi, Kamya! Glad you found the video helpful. Please fill up the application form on this link: sbieducationloan.co.in The loan team will contact you and guide you further.
What should I say...just only one line..."IN SIMPLE WORDS, U WIN OUR HEARTS"... recommending for everyone who is looking for studying in abroad.
Hi, Swapnil! Thanks a lot! Your kind words and support mean a lot to us! If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars yes i'll do..😀
Hi Bro Are They legit ???
Please Give Me Honest Review.
Oh my gosh, this is super informative video. I initially thought that wemakescholars have just pinned the very first comment just for promoting people to go through this organization to take loan for education. If I had seen this video last year it would be really helpful. I can still claim the loan I hope. Thank you so much.
Hi, Prasanna! Glad you found the video informative. Thanks for appreciating. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Just Behind you Mausam ka jaadoo hai mitvaa!!
Tree swaying in the wind😍
Thank you so much ! For excellent clarification of topic
Hi Rahul! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Very well explained mam. I really appreciate ur work. Thanks a ton from my side.
Hi, Maninder! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars mam manager 25 perecent khud ka ktt kr rha h bol raha h 25 perecent uska commission h jbb loan pass kruga
@@33346tango Hi! If you apply via WeMakeScholars, you will not face such issues. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Wemakescholars team doing good work they responding and clearing each and every doubts .....and they suggesting whc bank is good for us , thank you ........I personally recommend students can trust and move there process with them ☺
Hi, Surekha! Thanks for sharing your experience with us. We really appreciate your kind words about our team!
@Choudhary Sahab Hi! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi mam ,mam I'm Arpita from bareilly ,UP mam i want to consider about study loan too but when i went through the link u mentioned it wanted my bank account but mam its a bit inconvenient and unsafe to give it but i really need ur help and i want ur consulting too please mam do u jave any otion by which i can connect tk u?
@@WeMakeScholars hlo mam, I need your help.
@@WeMakeScholars how can I contact you mam? Given link is very inconvenient
I think u make video " दिल से" that's why it touched many viewers & me as well.
.Love U
Hi, Vijay! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Your effort are making so many people's dreams to come true this information made my pov more clear toward study loan thank you sssooooo muccchhhh😌❤
Hi, Ashish! Thanks for your words of appreciation. Glad you found it helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars yes sure i m also thinking to take help from you i love the way you explain ❤ I'll surly take help from you in my loan process..!❣️💯
You saved my life ....As my father is already a manager in SBI now I can think of my PhD in abroad
Hi, Shefali! For a faster loan process, I would suggest you apply via WeMakeScholars by filling up the application form on this link: sbieducationloan.co.in/
@@WeMakeScholars interest rates r high now ??
@@vrunrohtakiya7 Hi Varun, the interest rate differs from lender to lender. We will have to evaluate your profile to suggest lenders with the lowest ROI. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Papa ji se mujhe bhi dila do loan behana 😊
Phd Kia ki nhi or konsi County mein Kia?plz tell m also interested.
Thank you very very much...now I can dream back to study in abroad 💞👍😃
Hi, Tirgar! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Brother how can got study loan for abroad because i also want to get loan.
Brother how can got study loan for abroad because i also want to get loan.
Hey Gurpreet! If you want an education loan to study abroad, Please feel free to reach us out at: bit.ly/48cTdcR. Our expert team will help you out with the best possible options for your profile.
Thank you so much mam you're really helpful.. 🙏🙏🙏
Hi, Kv! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi Mam, I have applied for SBI Global ed loan with collateral as property. My father had purchased this property from another person who inherited it from his father. The lawyer appointed by the Bank examined all the property papers and is refusing to forward the necessary documents to the Bank for further processing because he is asking for the previous owner's father's will. The previous owner has refused to share the will as it is his personal document. My loan process is stuck due to this. What should I do?
Hi, Dhruv! This is a legal issue but you may speak to the Financial Officer and they will analyse the whole case to see if this problem is solvable. You can request a callback here: bit.ly/education-loan
Hello mam, mam Actually I have a question that if I go for 1 year certification course in canada can I get full loan for it.
Hi, Karmit! Yes, you can. Please watch these videos for more details:
th-cam.com/video/4hC_9-TdQVg/w-d-xo.html
th-cam.com/video/UNpHOEtcIEo/w-d-xo.html
If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi! Are there any loans for the PhD application process (not for tuition fee)? Without collateral.
Hi, Shivom! Secured loans are a better choice when it comes to PhD. You may watch this video on the topic: th-cam.com/video/A4KdrVaX_Nw/w-d-xo.html Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I'm very thankful to you...!
Thnq so much
🙏🏻❤️.
Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thank u mam and all Wemakescholars team
My second subscribed channel during 3+ years
Hi, Sarvot! Thanks for the appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars mam we can apply study loan for any college or university in Canada??
@@sohalsingh Hi, Sohal! Yes, you can. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
First of all thanks for the information. But I've a query regarding the collateral, what if the property itself was built or bought through a loan, Can we take another loan on that same property and should we repay the amount all at once or can we do it in installments?..I'm very much interested in taking a education loan for my higher studies in Canada.
Hi, Pranay! Yes, you can take an education loan against a property that is already under home loan. The education loan is repaid in EMIs after the moratorium period (course duration + 6 months/1 year). For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan
Thanks for the video. Suppose I got money after selling a land, then can I use that money (for abroad edu) even after putting that money as collateral for my education loan at SBI?
U can't sell that as it's already collatered by bank
Hi, Donna! Only non-agricultural land, house, flat, FD, insurance policy and govt. bonds are accepted as collateral. You can convert the cash into an FD and use it as collateral. Please fill up the application form on this link: sbieducationloan.co.in The loan team will get back to you to guide you further.
Thank you for the effective information ❤️
Hi, Anvesha! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Good effort from you... Can change people's life.
Hi, Akhilesh! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Extremely appreciated crystal clear 👍
Hi, Akber! Glad the videos are of help to you! You can always get in touch with our team for further guidance on your education loan. You can do so by requesting a callback on this link: bit.ly/education-loan
You just doing great work...very informative...
Hi, Ankit! Glad you found the video informative. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thanks a lot ma'am ,this saved a lot of time and effort ...
God bless
Hi Neha! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hii mam,
I want to pursue my masters in uk which costs 16 to 17 lakhs ( tution fee and expenses)
Is there very less chance to get the loan because it is less than 20 lakhs which is not eligible for global scheme??
Hi, Beeram! The Global Ed-Vantage Scheme starts from 20 lakhs. Thus, your requirement should be a minimum of 20 lakhs to be eligible. However, there are other schemes which you can apply for. For guidance on this, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan
Which course bro
@@WeMakeScholars I need to study loan maximum 20lakhs so how can i eligible in loan amount
@@amanrawatvlogs8065 Hi Aman! We will require a few more details to check your loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hii mam I need to study loan for masters in Canada and amount is minimum 20 lakh so plz help the process of passing the loan in SBI
The video is very informative. Does SBI global edvantage scheme provide loan amounts for the GIC?
Hi, Unmona! Yes, GIC can be included in the SBI Global Ed-Vantage loan. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will contact you to guide you further.
Thanks for asking same doubt
Maim mujhe laon chaiye hai
Help me
Informative video I think, bank never share such a valuable information to anyone..
Hi, Rahul! Thanks for appreciating the content! For more such information and faster loan processing, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you.
thank you for providing us information ,it is very helpful..
Hi, Ashraf! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Nicely explained man great work
Hi, Shiven! Glad you found it useful! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Firstly Thank so much for helping us!! ❤️❤️
Then can we extend loan amount of non collateral from 7.5 to 10 lac ??
Hi! Glad you found the video helpful. No, as of now, the limit for an unsecured loan from government banks is 7.5 lakhs only. If you require a higher amount, we can help you out will alternative options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective financial officer for your region will call you to help you further.
Hello @wemakescholar my question is that is there any kind of prime list in SBI just as BANK Of Baroda has?
Hi, Manik! There is no prime list as such but even SBI may not fund some courses/institutes. Your Financial officer will be able to check your eligibility for the same. Please fill up the application form on this link: sbieducationloan.co.in/ The loan team will get back to you.
Hello Mam,
I understood the loan process with the help of your video,
But as you mentioned i am not interested in paying the intrest in repayment holiday,
Will that be added to principal amount in case of Sbi and Bank of baroda banks?
For eg Consider i am taking 20 lk loan and just assuming the intrest for 2 years comes up to 2 lakhs, which i will not be paying in repayment holiday.
So after my education will the principal amount be 22 lk??
Hi, Karthik! No, you are not required to pay interest in the moratorium period if you take a secured loan from a nationalized bank. The interest accumulates and you can pay after the moratorium period. Simple interest will be charged. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello, actually this year I am going to Philippines for my mbbs so I want to know about education loan schemes
Hi, Karmit! We can guide you on loan options after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hiii
I'm also going to phillipins for mbbs....
@@anamikasinghrajput674 money??
Hey Anamika! If you are still planning for your MBBS, we can try for a secured education loan based on your profile. Please feel free to reach us out at: bit.ly/48cTdcR. Our Financial officer will get in touch with you within 48 hours. Thank you.
Video starts at 3:20
Thank me later 😊
thank u very much madam.....we appreciate you.
Hi, Vikram! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Great job 👌👌 bht Aala because itna achcha koi nahi samjhata hain. Thank you we make scholars team
Hi Nabeel! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars is this free consultation?
As our organization is Funded and supported by the ministry of IT, Government of India all of our services are completely free of cost. Kindly request a callback using the link mentioned above. The concerned team will get back to you ASAP.
@@WeMakeScholars thanks a lot we make scholars team 👍👍🙏
Thx ❤
Hi, Shaqib! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I really appreciate your efforts.
Hi, Aslam! Thanks for your kind words. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
Hello, as you said we can add laptop, air ticket expenses too in loan, so in student loan Bank pay directly to University or they transfer the amount in our bank account?
Hi, Jay! The amount for laptop and flight tickets will not be given to you upfront. It will be reimbursed to you after you produce proof of payment. The tuition fee will be transferred to the university directly. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
SBI Global Ed Vantage Scheme has Fixed or Floating rate of interest? I got my loan sanction letter wherein it was mentioned that it is floating but in the website it is fixed
Hi, Sumanth! Did you get your loan sanctioned through WeMakeScholars?
So many confusion just cleared by your unique information, I love this and subscribed your channel also.Thank you so much. I want to apply for Loan for my masters degree and I have some other questions also but I am going to watch your previous videos then I'll contact you. please provide me your mail id.
Hello! Glad you're finding the content useful! Sure, you may write to us at hello@wemakescholars.com . You can also speak to the Financial Officer and get your questions answered by requesting a callback on this link: bit.ly/education-loan
How's get loan??
@@lavichaudhary8027 If you are a farmer's son then you can't get loan.
Mam I want to take loan for both my bachelor's and master's degree in U.S. so can I get a single loan for the whole 6 academic years (4 years bachelor's and 2 year's master's) or I need to apply for another loan for my master's degree?
Mam pls reply
Hi, Sandip! You would have to take two separate loans for your Bachelor's and Master's. However, it is possible to merge the moratorium period of both loans so you can start repayment after your Master's. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Very good informative video.... keep it up
Hi! Glad you found the information useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Damini mam pls bata dijiye ki bank of baroda ko property proof meh encumbrance certificate ki jaga 30 years ki Fard ( jamabandi) de sakte hai. encumbrance ke bare meh toh suna hi nhi kabhi
Hi, Jasraj! The Encumbrance Certificate is different from Fard. Fard is a registration certificate but EC confirms that the property does not have any legal obligation such as lease, mortgage or pending loan. Please feel free to reach out to your Financial Officer for further guidance.
can we get loan for language course in germany towards blocked account. My daughter is going to study master of dental surgery. please give the details as early as possible. thank you.
Hi, Kodali! We will need some more details to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I want to send my niece to study abroad.
How can "we make scholars" help to get the admission, scholarship and education loan
Hi, Mr. Agrawal! Sorry, we cannot help with admissions as that is not our area of expertise. For guidance on applying for scholarships, you may watch this video: th-cam.com/video/n_1XH3stMAY/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
This is literally so helpful. Tysm.
Hi, Gourav! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi, will the bank give 90 percent for every disbursement and we arrange 10 percent of the required amount or 90 percent of the overall expenses so that we end up not spending anything by ourselves by showing a higher bill?
Hi Shiva! The loan margin differs from bank to bank. You may go through a video that discusses the same: th-cam.com/video/dBe8ssqusYE/w-d-xo.html. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hi mam
thank you for this information
I just completed my 12th and want to do bachelor's in Australia
Hi, Nazifa! Sure, we can help you out with the education loan. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will contact you to guide you further.
Hey nazifa how much did you score in 12th and from which stream please lemme know?
hello nazifa...had you got loan from here?
@@WeMakeScholars hey mam i just want to apply for abroad i need 16 lakh but i don't have any collectoral!
One important fact needs to be mentioned: You'll have to spend Rs 75,000 for a loan of 30 lakhs.
These include Rs 38,000 for Rinn Raksha (I'm 28 years old) and Rs 17,000 for Building Insurance (ours is a 2000 sq ft house completed in 2013). You'll have to make atleast 3 Affidavits at Rs 700 each. 0.1% of loan amount as to be paid as stamp duty. Rs 11,900 for processing charge + GST.
Documentation includes a lot, major ones being current title deed and prior title deed in original. Encumbrance and possession certificate for last 30 years.
Hi, Divin! The expenses you have mentioned are not same for all. For example, Rinn Raksha is not mandatory and hence, you can choose to avoid this upfront cost. Even building insurance varies on the property for example it is low for new buildings. Again, Stamp duty is Govt. fees and is different for every state. In many states, it is even 0. For example, in Karnataka, Govt. has waived off the stamp duty for education loans.
Nice video
My 16 lakh education loan was passed from SBI , they said 75K will be deducted from that as it will be of insurance. They said it’s compulsory.🥺
@@dr.dhyeyjamvecha hlo bro
@@dr.dhyeyjamvecha is that money is under any propertyyy plzz tell all procedure
Hello ma'am
Does SBI give educational loan for bachelor's course in uk??
Hi, Aditya! Yes, you can. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will contact you to guide you further.
Could you please advise what is the difference between floating rate and fixed rate of intrest..since i got the email saying intrest rate will be 8.75%(floating rate)...if the intrest rises to 10 then the intrest payable will be 10%..it will be a loss right..please advise
Hi, Jilu! A floating interest rate refers to interest rates which are likely to change over a short period of time. The interest rates of many international education loan lenders are floating interest rates. A fixed interest rate refers to education loan interest rates which do not keep changing within short periods of time, and even if they do, the change in interest rates do not affect those of candidates who had already borrowed education loans. With government banks, ROI doesn't change drastically, but it is not fixed. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
HELPFUL..I THINK I WILL CALL YOU AFTER 2 YEARS..IM IN CLASS 12..I GO ABROAD FOR MASTER'S
HOPE YOUR ORGANIZATION WILL BE AVAILABLE AFTER 2 YEARS.
THX FOR INFORMATION
Hi! Sure! We look forward to helping you with your education loan. Please feel free to reach out when you are ready to start the process.
I & my wife in canada because of you mam
How is it??🤔
@@shamimalam1454 good
instagram id dyo please veer?
Is sbi global edvantage scheme applicable for bachelors(undergrad)
Hi! Yes, it is applicable to Bachelor's programs. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will contact you to guide you further.
Thanks Didi for this kind Information 💫💗
Hi, Avishek! Glad you found the information useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
I WANNA BECOME A PILOT AND I AM THANKFULL TO U 👍 TO MAKE THIS VIDEO AND GIVE US KNOWLEDGE ABOUT LOAN PROCESS AND HELPS 😊 US 🙏 FOR GETTING LOAN AND WITHout FREE SERVICE
Hi, Nikhil! Glad you found the video helpful! If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan
Thnxx but I am in 12th and I wanna become a pilot so I was just gathering information about loan process and I will defenately need your help to get loan and once again 😁 thnx
What they don't tell about processing fee is - for collateral loans you will also have to pay govt stamp duty of 1% of your loan amount.
For for 30 lac rs loan you will be paying around Rs 50k+ Processing fees only. So please take this thing also into consideration.
Hi Nikhil, we have already covered it in another video of ours on Hidden charges- th-cam.com/video/ycZ0ox1f1IU/w-d-xo.html
Hello Mam
Can I foreclose my SBI global ed-vantage scheme loan within a year while my program is still going on? And will there be any penalty for that?
Hi, Salauni! Yes, you can foreclose your SBI education loan during your course duration. There is no prepayment penalty for that. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will contact you to guide you further.
When we have to choose the Repayment Period?
After my course ends, I get another 6 months to 1 year of Monetorium Period. Can I choose the Repayment Tenure at that time?
Hi, Pragyan! You have to mention your repayment period in the application form. It is always better to choose a longer repayment period and pay it off early if possible. You may watch this video for further details: th-cam.com/video/KKI6-qGZM3E/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
WeMakeScholars that is awesome. Thank you.
I still have some time for the process but yeah - you guys are doing an awesome job. Keep it up.
Really helpful and an appreciatable step.
Hi, Aman! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@@WeMakeScholars hi sir apka contact no
@@KAJALKUMARI-gm2gj Hi, Kajal! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Great effort by your team.
Just have one query if I have co applicant then what will be intrest rate for global ed vantage sceme
Hi, Rohit! For Global Ed-Vantage scheme, you will require collateral like non-agricultural land, house, flat, FD, insurance policy or govt. bonds. The current ROI is 8.80% for males if taking Rinn-raksha. Please click on this link and fill up the application form: sbieducationloan.co.in The Loan Team will get in touch with you to guide you further.
Hi Team, which scheme would you recommend for a loan below 20 lacs that has no simple interest ?
Hi, Krisha! All education loans are with interest. We would have to evaluate your profile to determine which loan options would be suitable. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
mam can we take the education loan including any pre english program course or pathway
Hi, Shubham! Please watch this video on education loans for pathway programs: th-cam.com/video/zPfgFyxjxEw/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Heartly thanking you honorable Madam ji👌🌹
Hi Alhind! Glad that you found the video useful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam if I took an education loan from sbi of 35 Lacs for my bachelors in Germany, so what happens if we spend less than the total loan amount for ex :- we spent only 15 lakhs by managing the expenses by part time jobs
Hi, Sami! If you do not use the entire sanctioned loan amount, you will only be charged interest on the amount that you disburse. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thanks for the video.
Hi Indumathi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I have a question regarding document requirement named building plan sanction , when we had made our residential house in ludhiana, punjab around 2000 it wasn't under municipal corporation from 2010 its been added in their area of service , so we don't have building plan sanction at that time , can we do something about it?
Hi! Building Plan is mandatory. But see, you always have the option of speaking to the bank empaneled lawyer to see if they are willing to give you a positive report in the absence of this document. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
NICLY PRESENTED....
Hi, Sandeep! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello Mam.iam doing my graduation after that I would like to do diploma in Canada..but I have no stable financial background and have no worthy property to submit as security for loan.what can I do after my graduation
Hi, Ajitha! For a secured education loan you would require collateral like non-agricultural land, house, flat, FD, insurance policy or govt. bonds. Third party collateral is also accepted. If that is not possible, you can go for an unsecured loan from a private bank/NBFC for which you would require a co-applicant with a strong financial profile who files ITR. For further guidance from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
@WeMakeScholars can we partially foreclose the Global advantage scheme?
Hi! You cannot partially foreclose the loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hello, can we please get an updated version of the schemes by SBI? Really looking forward to seeing a video on this from you guys! HDFC Credilla and Union Bank Video was very helpful and would love to have an updated version for this.
Hi Vidhi! We are working on the same, In the meantime, if you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will get back to you to evaluate your profile and check your eligibility with 14+ Public and prvate lenders so you can get the best Education loan suiting your profile.
Warm Greetings of the Day!!!!
Kya madam agar student ka sath uske depended jata ha to uska expenses bhi education loan me include ho sakta ha
Hi Bharat! It is not possible to include dependent expenses in education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Yes i m looking forward
Hi, Darpan! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam
Goble education ma GIC including ho jata he
Hi, Karan! Yes, GIC can be included in the loan. Please watch this video for more details: th-cam.com/video/iqdCXQEnMZk/w-d-xo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Mam ek questions hai apse. Mam agr pte kiya hoo instead of ielts nd Canada clg se offers latter mil jaye public se. To education laon mil skta hai? Ya ielts pr he laon milta hai plz reply
Hi, Aadi! IELTS is not mandatory for the loan. If your university is giving you an unconditional offer letter without IELTS, the bank cannot insist for that test. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
We didn't have to pay the interest on moratorium period but at it led to increase in interest payment ( means includes the interest of moratorium period) that we will have to pay after the moratorium period
Hi Deepanshu! As mentioned simple interest will be charged during the moratorium period on the amount that you will be disbursing from the loan but it is not made mandatory to pay but if you wish to pay then you can pay it. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Is there any income limit my co applicant should be making above for loan of around 27 lac and i actually have collateral property to put as security.
Hi! If you are going for a secured loan, the co-applicant's income would not be a major deciding factor for the education loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello mam...
Kya education loan main ticket or visa k bhi pese mil jate hai kya?
Hi, Aaliya! Flight tickets can be included in the loan but visa costs cannot be. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thank you so much mam for this Useful information
Hi Aarish! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Thanks for sharing such information
Hi Ravindra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have a question. U said that we can pay the interest in study period only if we are able to otherwise we can start paying the interest after our study completion. Does that mean that till i complete my study i will not have to pay anything to the bank, not even the interest amount?
Hi Triza! It depends on the type of loan. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Thanks alot.......!!
Hi Lalit! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
mam kyaa property shehar mein hi honi chaiye mere dost ne muzse khaa hai ki village ki property ke upr loan nhi milta hai plzzz tell mee mam its urgent plzz tell mee
Hi! If the property is registered under the Municipal Corporation, it can be used. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam can you please tell in education loan only laptop is covered or I can go for a tablet?
Hi Akki Sharma! Yes, It is possible. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Please respond
Mam agr kisi k paas koi property ya or koi asset na ho to woh loan kese lega?
Hi Arjun! You can apply for a non-collateral loan in this case. You will need a co-applicant with a good financial profile. For guidance on the non-collateral loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan.
Please tell about some fully funded scholarship by which indian students can study medical in south korea 🙏🙏🙏🙏🙏🙏🙏🙏
Hi! You may watch this video which explains the steps of applying for scholarships: th-cam.com/video/n_1XH3stMAY/w-d-xo.html
Hello Ma'am
Does SBI provide loan for MBBS in Ukraine or doesn't then which bank provide .
Suggest me any information on this .
Hi, Sakshi! It is possible to get a loan for MBBS in Ukraine from some banks. We would have to evaluate your profile to suggest the best banks for you. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Okay i have a question will the loan amount be credited to our bank account or they will directly pay the fees to college ?
Hi! Tuition fees are paid directly to the banks and your living expenses are disbursed to a new loan account which will be created at the time of your loan sanction. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan
Hlo mam education loan k liye jo ITR Lgti hai woh sirf mother father Ki hi Lgti hai....? Waiting for early rply
Hi, Navi! ITR has to be filed by the co-applicant which could be mother, father, sibling, parent's siblings, spouse, etc. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hello ma'am, can i take 1 year university fee in education loan for study abroad????
Hi, Rachna! Yes, you can. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
If I pay univeristy fee before loan saction, will it affect me in getting student loan?. Will my loan processing be cancelled. Awaiting for your reply.
Hi! If you have already paid your tuition fee, you can get the same reimbursed by the bank. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam agar hmne person loan le liya ho study k liye hdfc se to kya hm personal loan ko educational loan vich convert kr skde hn
Hi, Rajan! A personal loan top-up for your studies is not recommended as you will not be able to avail the benefits that come with an education loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Is it mandatory to start GIC account from sbi if I have education loan from sbi. The bank officials are forcing to start from sbi itself.
Does all the racpc branch have same rules and regulations or circulars.
Hi, Annsusan! If the loan is from SBI, GIC has to be in SBI Canada. Was your loan sanctioned via WeMakeScholars?
Very useful information ....thanks a lot
Hi Lalita! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Or mam agr 20 lakhs s kmm k loan chahie toh bhi global vale scheme applicable h?
Hi Kashish, Yes SBI Global Ed Vantage Scheme is applicable even if your loan requirement is less than 20 lakhs . Please fill out the application form on this link: sbieducationloan.co.in/ Once you fill out the form, our loan team will get back to you to guide you further.