What is the Best Way To Fund a Whole Life Policy with a Lump Sum?

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  • เผยแพร่เมื่อ 24 ธ.ค. 2024

ความคิดเห็น • 2

  • @matthewreed7159
    @matthewreed7159 6 วันที่ผ่านมา +1

    Hey Steve, I don't expect a video on this, but I'm curious if you've seen instances, perhaps with younger and healthier clients, where the illustrations show that starting with a lump sum to be better than multiple payments? Or is it fairly safe to assume that spreading the initial funding over multiple years will effectively always yield a better cash value and death benefit position?

    • @IBCGlobalInc
      @IBCGlobalInc  6 วันที่ผ่านมา +2

      Really good question. In most cases, spreading a lump sum over a 2 to 5 years will yield more cash value than a 1x lump sum.
      For a young healthy individual a 1x lump sum can work well if they plan on paying the premium for a few years after the initial lump sum.