The 6 Dumbest Purchases I Made In My 20s | The Financial Diet
ฝัง
- เผยแพร่เมื่อ 23 ต.ค. 2017
- From an entire car to an ill-advised blue coat, Chelsea breaks down the terrible purchases in her 20s that are most cringe-worthy, and how she was bad with money. She also discusses her best purchases of her 20s here: • The 6 Smartest Purchas... .
Come see us on our book tour! The NYC, Boston, and DC tickets are on sale here:
www.eventbrite.com/e/come-cel...
www.eventbrite.com/e/come-cel...
www.eventbrite.com/e/come-cel...
The Financial Diet blog:
www.thefinancialdiet.com
Facebook: / thefinancialdiet
Twitter: / tfdiet
Tumblr: / thefinancialdiet - แนวปฏิบัติและการใช้ชีวิต
![[TH] VCT Masters Shanghai Playoffs DAY 3 // FNC vs FUT | EDG vs PRX](http://i.ytimg.com/vi/pw2T5v0ogDI/mqdefault.jpg)
Chelsea talks about more of her worst financial decisions here: th-cam.com/video/O5tFEUwon18/w-d-xo.html
Sell that stupid coat. I bet it conjures up negative thoughts just looking at it sitting in your closet. It has served its purpose Chelsea, let it go.
Or even donate it!
l33hd33r | it’s a good reminder to have at home as something that you shouldn’t be spending money on.
Sell it on Poshmark
😂
@S S don't destroy it! At least one animal died for that for collar. Just sell it. It will be the someone's dream coat. Someone living in a very stabile climate mind.
1. novelty fashion (robin's egg blue coat)
2. a car when public transit is available (2004 Hyundai Accent)
3. college classes you don't intend to give your all to (Incomplete grade on transcript)
4. an apartment without serious research (first apartment in NYC)
5. cheap kitchen tools
6. buying items online without due diligence (new couch)
My dumbest purchases in my 20's: 1.fast fashion... I spent so much money on disposable clothing that was cheap and didn't last. 2. I bought expensive furniture pieces that were too large for my living space. They were quality pieces I told myself I'd keep forever but it was too much for a small apartment. I'm such a minimalist now that the thought of having all that stuff triggers my anxiety. 3. College books.... though they were considered a "requirement", none of my professors actually used them!
When I was 18, I bought a tiny "haunted" vase on ebay for 200$ back when the "metaphysical and magic items" section still existed. I've never told anyone this, the shame is strong.
My most terrible financial mistakes in my 20s have been needlessly wasted money: not returning something on time that didn't fit or I didn't like or paying any kind of a late fee is such a waste of money! I also think about expensive things that I didn't care for as much as I should have and either lost or ruined.
That's sweet that you guys are still together even after the princess coat debacle... He must be a sweet guy.
whipped guy who couldn't say 'no'. but it is cute theyre still together
Yea and from watching the rest of the video, it’s apparent that he put up with a lot of her shit.
Samantha Khan I bet you’re perfect and always have been - except for your judginess of course. At least she can publicly acknowledge her mistakes. Probably one of the qualities he really loves about her...
Oh, how terrible it is to be together with a person that can admit her mistakes, learn from them and PUBLICLY speak about them... so that you, Margaret, can feel good about yourself - being that perfect never-making-a-mistake human being. Also, i bet YOU have some skeletons in the closet that make you feel bad about yourself, but wouldn't have balls to tell 538K people about them. Have a nice day.
As a guy I'm sorry, but that would have put a strain on the relationship. Probably not dump her straight away, but have thoughts. Especially if both of you are not even making enough money for it.
Let's add makeup to my list. Every foundation I ever purchased, eyeshadows, powders..I don't EVER wear any makeup except some lipstick every full moon, so I don't know why, every period I get, I feel the urge of buying makeup.
This happens to me but not frequently but every like six months I think "Let's go to Sephora." I have a very minimal collection with very few products because I give away what I don't use but I barely wear makeup.
Take out food. During the semester when I am stressed I can spend like $300 in one month on delivery food. Separate from regular groceries. I’ve been getting better since I started watching your channel tho.... the last time I splurged on food due to anxiety I spent $100.
Kelly Powell I feel ya!! By the end of the month I have to borrow money from MY PARENTS because I can't control myself with eating out/take away food.
Been there and still trying to stop the urge to order take-out when I come home tired from the library or I am busy with assignments.
Hey, I totally get that. Something that I found that helps a lot is finding something else to spend the anxiety on. For me, I love the punching bag at my gym! A $15 a month membership will be cheaper and make you healthier. But that's just me - find something you love. Art, driving, or a friend to talk to :)
Jeez. I spend like $200-300 bucks for food for the entire month. And that includes toiletries.
Jokes on you, those of us with anxiety don't order food because we hate the interaction with the deliveryman. 😣
I love your honesty about the financial mistakes. Thank you for being so open with us!!
So brave and strong!!!
When I was 23 I found a Kate Spade pink trench coat at Marshalls for $300 and I had to have it! I didn't really like it but I wanted something designer and I had just discovered the magic of credit cards. Also the coat made me feel like Charlotte from Sex and The City. I used it maybe 2 times and it just sat in my closet for the next 5 years. It wasn't until last year when I was moving out and had to go through all of my things that I saw the jacket again. This time I noticed something a little strange... why did the buttons say "Anne Klein?" I looked at the tag again and noticed the edges were a little frayed and with a quick tug the tag came right off to reveal an Anne Klein label!! So not only did I purchase a jacket I didn't really like JUST for the label, THE LABEL WASN'T EVEN REAL!! I still feel a pain in my heart when i think about those $300
The Beebs God that's horrible. Does marshalls do this a lot?
I really don't think so, i think it was an accidental one time thing and i was perfectly naive. Had I just checked the buttons in the store it all could have been avoided haha You live, you learn
Omg Im angry for you! What even!?
See Min Lim yeah I think you could buy bigger designer label coats for $300
I watched a video about this recently! Someone most likely bought the actual coat before you, took out the tags and sewed them back in to that cheaper Anne Klein one and then returned it to the store. Basically a fancy way to shop lift that those stores are trying to crack down on.
A friend bought a 5 pound bag of cornmeal online to make his own Soylent. Turns out it was 50 pounds. He was left with a lot of cornmeal
soylent green?
I had the opposite experience with a coat. At 23 I bought a rainbow knitted alpaca wool fair trade arctic fleece lined jacket for a lot of money, because I really really wanted it. I am almost 36 and I still wear it. It has lasted this long and is still going, and its good any time during winter, late fall and early spring, with or without layers. Sometimes when you fall in love with something, it works out well.
In all fairness, a good piece of outerwear should last at least a few decades.
The take-away is "make sure it's not crap, even if you really want it - if it isn't, then go ahead as long as you can afford it!" :D
I've made a rule for myself when it comes to outer-wear, especially footwear: when it's quality item then I'm willing to pay because I'm planning to use them for years to come anyway.
Thats a long ass name for a jacket :D
Me too! I bought a leather jacket on sale for 270 euros when I was 18. I had to have it. Something I really couldn't afford at the time.. but now I'm 28 and still wearing it :)
I'm only just in my twenties (turned 21 in May this year) but I moved out of home at 17 so I've had a few years to make stupid purchases and learn from them! My biggest issue was that I would get sucked in by sales - clothing under $5, five notebooks for $10, half-off duvet covers, I needed it ALL. I very quickly ran out of space and ended up giving heaps of the items to thrift shops which was a huge waste of money. Now I am on a really strict student budget with no disposable income and I really wish I had that money (especially on weeks that I struggle to pay rent). Don't get fooled by sale signs people, you probably don't need 5 duvet covers and the same crappy shirt in four colours...
haha! i feel you! some times sales are really not good sales but you still want to buy it because..it sales!
Adele Parli Same. I felt like I was getting a great deal, and I had a vision, but Space Vac bags weren't enough to save space in my teeny tiny condo. I've given most of the bedding away as gifts. Never again.
Saaaaaaaaame
I understand. The idea of, just in case, or, I’ll use it eventually, doesn’t do you any service in the end. I ended up storing thousands of dollars worth of random clothes and random junk. Eventually I sold or donated most of it. What a waste of time and money.
Let me tell you, it doesn't get any better! My husband and I are both 62 and he just bought a new couch that wouldn't fit in through either the storm door on the enclosed front porch or the main door to the house. He had to remove the feet from the couch and he had to remove the storm door and the trim around the storm door and then also take out the living room window and trim to get it into the house. It would have been even harder to take the front door and trim off, so he opted to remove the window and trim. Good thing he has worked both as a carpenter and installed windows and doors so that he could put everything back together. Probably the only way that couch is coming out of the house is to be cut into pieces!!!! And hopefully, he'll take measurements next time.
Thanks for sharing, Vickie! This cracked me up
Oops
Vickie Clark: Been there! Hilarious example of how we all need to pay more attention when shopping. Thanks for sharing! :))
haha, that is so funny :D great example of how we should always read the smallest fonts online before purchasing anything!
Hahaha 😂😂😂 I hope you at least love the couch 😂
Well, actually, I think the #1 mistake is hanging onto stuff rather than selling it (thus getting it out of your life and simultaneously recouping some of the $$).
I do the opposite. I got rid of all my clothes that were too small, lost some weight and now all my clothes are too big. Have been nearly 2 years without only 1 pair of jeans and one jumper that fit me. I tend to just ignore the problem, i've always liked my clothes on the comfy side anyway.
I tend to be wasteful in 3 areas: fast food, cheap kitchen stuff, and fast fashion. I’m just now breaking out of the clothes one and buying better quality clothes but I still have to work on the food one. The kitchen part was so relatable.
University was my worst mistake. Fell into depression from it, my anxiety went thru the roof, i flunked out and now i'm 25,000 in the hole
If you still have the coat, maybe you can tailor it so that you can wear it? Maybe take the fur off and/or take some of the length off.. It's a sunk cost at this point so maybe you can make it more wearable and usable!
If this is not feasible maybe try to sell the coat. She wouldn't get anywhere near $500 for it but any amount is better then it just collecting dust.
Brilliant!
Something stupid I bought was a $100 gas mask, for a dress up party!
Have not used it since, party was in 2013.
Auvro at least you wont drown in chlorine when welding a gas cylinder filled with pool tablets and a glass bottle of hydrogen chloride in it .
I started to try to pick costume items that I could reuse.
You can still use it for decoration, until WW3 starts. It's nay.
I think I have proper aviation googles for my costume of the girl from up..... which ive yet to ever dress as hahaha
Ye Olde Kerosene Blow Lamp, Biggles Goggles and a Hercules Blasting Dynamo, thats Halloween done
In my experience, you only grow up smart with your money if you've seen your patents struggle. The more privileges you've had as a child, the more you don't know how things are acquired. You just know you always get nice things.
JD Dalton yeah.
Or if your parents talk about money. I listened to my parents talk a lot about finding a flat (to be fair, my grandfather was buying one but a lot of the same advice applies), about making smart purchases, etc. because they just think that it's an admirable skill to have and wanted to teach me.
Yeah there may be a lot of truth to that. I have become money conscious these days even though my parents have more than enough money to support me through college (I live in Germany so it's not tens of thousands) but hearing about other people whose parents can't support them made me feel bad. I am not ashamed of having sorta wealthy parents (it's not like it's a bad thing) but I'm trying to reflect back on my life and how I grew up and spend money these days. Another big thing that led me to believe buying all those nice things would make me happy is the female role model seen in movies etc. Always pretty, always in nice dresses with nice makeup and a nice apartment... I thought and still often think that these things can buy happiness but they don't... hard to get out of that mindset and realize there's no connection between being pretty and owning nice things and actual happiness.
That's not always the case. Many people are struggling because they lack planing skills (e.g. don't have budget for a rainy day, but buy a TV or have children even though they have no money). And often they cannot teach the children... Basic budgeting skills should be taught at school, it would make many people lives easier.
Aiste Osinskyte I'm totally on board with that! Not being taught how to handle money is the biggest culprit in my opinion.
I bought myself a pony. The wonderful thing about a buying a pony is that it not only cost me 800$ to buy her but about 350 dollars a month there after to keep her where she was.
cailey manktelow 😂😂😂😂 I can get a car with that kind of money.
😂😂
You are like a breath of fresh air Chelsea, being honest and open about one's financial or other type of mistakes is never easy but you have grown so much and learned from those mistakes! Great video, great tips and advice as usual! Keep up the good work and please share some info about the upcoming TFD book :)
Maybe a follow up video but how do you know you're buying quality kitchen supplies?? I feel like I spend so much money trying to buy things that will last longer (glass Tupperware, stainless steel stuff, reusable silicone ziploc style baggies) and sometimes it ends up just being crap and a total waste of money. Maybe you guys could make a video of how to do better at buying quality cookware and utensils and even kitchen gadgets! For someone who likes to cook and meal prep?? One success I've had is springing for a nice frother and I literally use it every day and it makes my coffee exponentially better lol
Go to a thrift store! Like Goodwill or Savers you can find really great kitchen stuff for a good price. I usually hit up the thrifts in a rich neighborhood.
There are many reviewers of kitchen equipment/gadgets here on youtube. You could search for something you are interested in and see if anyone has done a review.
The other folks commenting have already said it, but I’d like to reiterate. There are two main things you need to do to find high quality, affordable kitchen items: 1. Read LOTS of reviews but ignore the hype, and 2. Buy vintage or second-hand. A lot of kitchen items that used to be high quality have been outsourced and have poor quality control, but you can find those same items at Goodwill. Being older, they are more likely to have been made with higher standards. Bonus, follow Alton Brown’s advice and avoid “uni-taskers”-gadgets that only do one very specific thing (like a spiralizer or a popcorn maker)
Janel Brackin Do some research. Consumer Reports exist for this very reason.
For the glass tupperware, we got some ikea ones 3.5 years ago, they are really great, I use them in the oven, (even to bake bread in), freezing, storing, and packing lunches. I know it's still ikea, but the only difference I found in comparison to the very expensive ones is the weight (ikea ones are a little thicker and heavier, but that reassures me when I use them for baking!!). For the rest I must admit that I trust brands. Victorinox knives (just 3, is enough), a nutribullet, a mini cuisinart and a le creuset pot. Some of them christmas gifts from family, but they get used daily and never disappoint. And most importantly were aquired slowly over the years!! I still have two cheap frying pans, but they just do the job, it's fine..same for my toaster, was cheap and gets stuck..one day he will really die and then I'll upgrade.
how can you talk about a coat that much and not show it!?
Yes.
She did
0:35
I'm currently 22 and I'd love to avoid dumb purchases 😂 I've been into minimalism for most of my 20s now and still live at my parents house, so there aren't many dumb things. It's just lots of tiny knickknacks that I've already forgotten about :D but I've currently stopped buying those kinds of things.
I visited Iceland (VERY expensive) for like 4 days for spring break on short notice and I think it was dumb how we planned it. We booked 1 expensive Airbnb for every night and then rented a car to drive across the country and back, twice. Why didn’t I just look it up better and book an Airbnb in the middle of the southwest Iceland and southeast so we wouldn’t have to drive 5 hours every day and pay crazy expensive gas prices.
That said, amazing trip lol
Same here! My friend and I thought it would be fun to book one of these "super-last minute" trips to Greece. Turns out even if you book online those agencies do have business hours...So we didn't get our travel details on time and thought that the booking didn't go through. It did apparently and we had to book an extra flight, which took off from a completely different airport we had to get a train to. And of course it was quite expensive. Oh, and stressing about booking another flight we missed the news that there had been an earthquake on the island we were travelling to..
Still it was a great trip and although I did regret having had to spend money on that flight, we decided to file the whole thing under "adventure" ;-)
Rosa Lily Oh my gosh haha one thing after another!
You mean the country 😂 I thought you meant the shop 😂
Steph Addo-Quaye I don’t know the shop haha
Or even better, rent a camper van and just sleep in your car! There are some great companies in Iceland!
sell the coat :)
I also have an expensive coat, and tbh there isnt much market for a second hand expensive coat especially if its from a few years ago.
Sure there is. High end consignment shops will jump on that. If the style is timeless (or even if it's not) someone will want to buy it at a fraction of the price. Edropoff, which is an high-end consignment store on eBay that used to have a reality show on VH1, tradesy, or poshmark would happily list such an item.
Nah, send it to me for free :P
Ksenia Belova or burn it. A poor animal died for that coat I assume because she didn’t specify. The money isn’t worth it ;-; unless you’re going to donate it to an animal charity or giving it to a project they’re doing now where people give their fur coats to rehabilitation centers so baby animals can cuddle with them if they don’t have a mother
Elsa Agðarsdotter time mark 3:25 she said it was faux fur
I seriously have just been BINGEING on your videos the last hour. Thank you so much for not only putting out so much helpful information, but doing it with such a non judgmental and fun attitude. I've gotten much more confident and responsible with money the last year, but something I was very fearful, yet careless about all the years before. I will be watching much more from you guys and really want to develop myself as someone empowered about money. Thanks again!
I’m 23 and my dumbest purchase so far is a wireless earphones that cost me 500sr (~= 120$) and 1) I did not need them 2) they were uncomfortable af and won’t stick to my ears :(
also every cheap pair of shoes I have purchased (which is a lot!!) because they are ruined literally in 2 months
I hate wireless it's a good thing g wired is usually cheaper. I can also read and interpret how good something is. How many times you can get something 30% the price AND better quality. Brand name markup is expensive. Now those really really good $40 head phones I found got left somewhere lol. That is why I buy and refill voss glass bottles I don't want to leave $25 ones around!
Hands down my dumbest purchase of my 20's was my bachelor's degree.
Im so happy I came across your channel! I’m having a hard time navigating finances and trying to finish school, but hearing your tips and sharing your stories is making me realize that things like this happen to everyone!
Omg the dog what a wonderful surprise that was 😍
Michelle Weston I thought we had the same name at first
Michaela Watson OMG! 😄
Ayu Arbie wow!!! Twinsiiiees😍
I have bought a lot of pc games on steam because they were super cheap, but I never played them. Once I realized that my collection of never played games kept growing, it stopped my urge to buy them.
wow-wow sounds like what my boyfriend does haha
Steam is like the only sale I’ve ever been sucked into. The deals are so good and like I brought games I wanted to play but when you buy like 20 10-80+ hour entertainment experiences in a week by the time you get to the next sale you’ve only played a couple then you add in the games that you were willing to pay full price for in the time between sales and a humble bundle or two that you really only got for one game and you’re stuck with 1000s of hours of games that you will never play. Now days I buy like a couple of games a year normally when they come out (because if you aren’t willing to pay full price you’re probably not willing to dedicate the time anyway) and I never have games just sitting there waiting for me to play them. I spend less and still have fun.
wow-wow the pile of shame
I did go the opposite route and just declared it a collection. Even if I avoid Steam, there is always Humble Bundle.
my boyfriend does the same 😂😂
My husband acsidently brought an actual fire engine while drunk once....
:o
How rich are u 🤣😓
At least you got a good story out of it.
Awesome!
Oh, damn, feels like there’s more to that story... 😂
Hahaha so fun, so sweet.
How about a Smartest purchases list?
Caro Montoya +
Good idea 💡
Yes, great idea!
Superb idea. Much more subjective, but I think we can find something or another from that list, that might be a smart idea for us too.
Thank you for sharing these. It makes me feel a little better - although I made bad financial decisions into my 30's. Love your blog and now your channel.
I love and appreciate your transparency Chelsea!
The worst purchase I made was leasing a car when I was 24. After 4 years i could either return the car and pay penalties (over the mileage limit, not considered wear and tear damage etc) or just "buy" the same car I've already been driving with yet another 4 years of car payments for which I opted. Advice; DO NOT LEASE!! This was a time of my life where I was broke and needed to be in a car to drive cross country when I moved to Chicago. If I know now what I knew then, I would've bought a modest clunker that would have taken me from point A to B.
Thanks for your honesty! It feels good to know that I’m not the only one who regrets financial decisions from my 20s!
Thank you for being so open and vulnerable about spending mistakes! I know it is a difficult subject, but this video really helped me to get to terms with my spending mistakes
All my purchases are dumb purchases.
This is hilarious! I think we've all made some horrible money decisions.
I'm 21 and I'm literally contemplating emptying my bank account for this beautiful black jacket. ;-;
@@hide904 NOT recommended. : (
@@faithrada update, I didn't buy it.
I love this! Thanks for being so honest about your dumb purchases. Makes me feel so much better about my own! I guess I would say my worst purchases from my 20s were a nice pair of binoculars bought and then promptly lost while on our honeymoon... and all the spontaneous clothes that I bought for special occasions but never wore again.
I put $500 down and plan to pay in full by January when my certification class starts.
I'm sick of my job, have been saving so much (better btw thanks to your tips,) and now have enough for my future car and these classes :)
Thank-you so much, guys!
That is so amazing!! Congratulations!
Whats your job?
When I was 12 I took my brand new laptop to my grandparents house in a backpack. When we packed everything back in the car to go home my backpack fell out of the trunk and settled right underneath the tire. There goes my $400.
Kai Widman I feel you my mum took out a loan for a laptop for me for school (which I had to have because I have a learning disability) and I sat on it a month after she paid it off crushing the screen. So after finding out it was almost impossible to get a new screen for that model and more expensive than the laptop she had to take out another loan for another laptop.
Kai Widman And thats why You get insurance.
Kai Widman freshman year of high school I for some reason was keeping my laptop on my bedroom floor, STEPPED ON IT 😭😭 MORTIFYING
well then I must be lucky stepped on my laptop (multiple times), sat on it by mistake, it slipped from my hand countless times, spilled coffee on it(which did most damage out of all, surprisingly) still no major damage, just a few glitches in screen and mouse pad.
Kai Widman 😭
My dumbest purchase to date has to be a series of Coach items. They partnered with NASA (I’m a sucker for space things.) I was waiting for the bus to get home and it was going to take a while, and I was right in front of the coach store. Not only did I buy $800(!!!) worth of Coach items, but I paid full price. They weren’t on sale, but Ebates was doing a 15% cash back on Coach and I am still kicking myself. I love this purse and use it a lot, but I wish I just didn’t know it existed in the first place. I don’t keep my credit cards in my wallet anymore because of this.
Hey... you learned a valuable lesson AND.. have a lovely purse... that will last a while.
This is such a good video!!! I love this channel but this video I found super relatable and appreciated your honesty and story telling! Love this style.
I just love your pure honesty!!! It’s the best-it reminds me of how my best friend & I talk :)
1. Including Mona in more videos is the best idea you guys have ever had.
2. In case anyone is wondering - if you live in or are moving to New York and plan to live with roommates, but you're searching by yourself, it's pretty easy to avoid a broker fee. I found my room on Facebook. People kept warning me about putting money aside for a broker fee; turns out they assumed I could somehow afford to live alone. Lol.
I'm 24 now. Haven't made that many money mistakes thankfully. But there are still 6 years left lol
Chelsea, you are so awesome! Also, I had NO idea you didn't have your degree, that's pretty cool that you paved your own way, through mistakes and all.
I've made really dumb purchases throughout my twenties but for me the worst ones have been one time things like overpriced Halloween costumes or bad drugstore makeup that didn't work. Or every dress that I've only worn once. It adds up and doesn't add anything to my life.
I'm 19 and watching so I can learn from others mistakes. Thank you!
I love these videos so much! And that puppy is the cutest.
My dumbest purchase was moving out at 21 😂 I was sooooo not ready for all the expenses i incurred not to mention walking off my call center job few months later .... How can I forget taking a student loan for university n picked a major I ended up hating ... Long story short I'm back with my parents, I quit university I'm now at beauty college (a fraction of the cost for university) , have a part time job n I'm 3 times as wise .... Yeah I'm now 22 ... My mistakes were lessons hence assets
This channel gives great advice for people of all ages. I went on a dumb binge buying tons of clothes online because I thought the fit was all the same and i ended up throwing away half of the stuff, most of it unworn. Now I take the time to go to stores to try them on first and buy 1. Then I order the same stuff online later if I want more.
I listen to you every morning, your channel is super!
You know you're on the road to wealth when you start dropping this old people knowledge. gj Chelsea
I subscribed to this channel thinking it may leave me feeling behind financial and my 20's were full of financial mistakes but I'm left feeling confident! I think I'm okay! Your 20's is such an opportunity for mistakes and growth :)
I love how the tiny pupper just blends into the couch. Also, really good advice. I've definitely spent too much money on clothing that just didn't get worn. It was an impulse purchase and it wasn't a smart move. Thankfully, there's Poshmark so I can at least recoup *some* of those losses.
I'm also gutting my board game collection for things that don't get played. I may have a rare one on my hands that might get me a decent price online.
Can you please explain why you purchased the 10 pillows behind you in the video?
Anna M. Omggggg exactly
Probably for her adorable dog to sleep on and be comftorable. Which is worth it in my opinion
HAHAHAHAHAH Yes
I have about 10 pillows on my bed, and just as many on the couch and they're great, and I will not allow someone to judge her for it.
I love her pillows. They are stylish and cozy looking. They probably bring her joy.
I'm the exact opposite when it comes to cars Vs PT. I have my own car but only because I don't like in a city and while there is public transport to get to most of the places I need to be: the services are minimal and leave mostly hourly so I would end up adding around 1 hour+ for every trip to work that takes me 25 minutes to drive. But I wish wish wish I could take public transport everywhere. I hate driving. Driving sucks. You have to pay attention. On a bus you can relax and do nothing or watch a video or get something done. Driving is so much effort.
Thank you for your honesty and openness!
Oh i've been there. In my first Apartment i had to have EVERYTHING for the kitchen. I bought the cheapest stuff. Nearly everything is broken today or i threw it out. Because nobody needs every tool that is on the market 🙄 There is a Quote in Germany: "Wer billig kauft, kauft zweimal". What litterly meens that wen you buy cheap stuff you always buy it double.
Same saying exists in English: Buy cheap, buy twice. Or thrice. (I'm German as well btw)
Haa haa haa.. Totally relate to the kitchen stuff. I bought good stuff but there are so many plates and serving spoons.. Steel spoons with non-stick pans, that's a disastrous combination
My dumbest purchase is probably my macbook. Not that I not love it, but i just spent too much for the prestige of an apple product yet totally aware therr are plethora of other options with fractions of the cost. But I have it now and imma use the shit out of it. Great video TFD!
The good thing about Macbooks though is that they last a good while. Some cheaper laptops within months of purchasing or are no good, to begin with.
Awesome video as always Chelsea!
Omg IKEA furniture is so deceiving online. I always write down what i like online, then go look at it in store. Half the time it's kid size. I could measure, but I'm not paying for shipping and usually need it ASAP.
I wasted so much money on art supplies i don't have time to use and they are still sitting in my desk cupboard right now :(
Ok... to re-coup your money ... paint some wild modern art thing ... sell it... and make MORE money. ; )
I grew up on public transport, but the bad thing is I'm 25 and still without a full driving licence. I think I bought lots of stupid things like anime merchandise from Japan, a LV handbag which i seldom use and cosplay outfits which i only wore about once or twice each.
+The financial diet I like this channel cuz you guys are relatable.. It shows that progress doesn't have to be Orthodox the way society deems it to be.. so I dont beat myself up feeling like am the only one going through a tough time figuring out adulthood.. So thank you guys for sharing your personal experiences.
Same with the couch, and I’m in my 40’s!! I did read measurements but didn’t have an imagination for how small in scale it would look in my large living room!! I left my living room empty for two years until I found the perfect couch of my dreams exactly to scale. I I haven’t bought another large piece of furniture without seeing it in person since!!
I have so many Withdrawals on my transcript. What a waste of time and money
Chelsea Shurmantine Same
Tje 4 major dumb purchases made during my 20's have all been cars.
1) Purchasing a non-running vehicle in the dead of winter because my non-mechanic boyfriend said he would repair it when the weather broke. Yeah, sold that to the junk man in the Spring;
2) I financed a car before I was certain that I would be able to afford all my other bills on my first "real" salary from my first job. (Lost the job due to illness at 9 months and lost the car a few months later.);
3) My fiancé convinced me to buy a 1965 station wagon for $50 because it was built the year I was born and still used regular gasoline. (It lasted about 5 months and died a horrible death.); and finally, just before separating from my 1st husband (the boyfriend and fiancé in the previous stories),
4) I purchases a Chevy Chevette that had a thin piece of metal and a wooden board as the driver's side flooring. It lasted about 8 months and conked out at 1am outside a movie theater.
Stephanie Carter $50 for a car for 5 months is not a mistake it is a decent deal.
LOL dude that's happened to me where an item looked way way bigger on amazon than it actually was! luckily the reviews/description saved me
Thank you thank you thank you for this channel!
The dumbest things I used to buy in my 20s were items of clothing that looked amazing and I absolutely loved but had nothing at home to match them with. I never thought about the utilitary aspect and how the piece could be repurposed into several outfits, so I ended up with a super cute blouse that I could never wear because I had no pants or skirts to match it with. Then, I had to shop for clothes again because I had to find something to match up with that blouse, and I could've saved that trip and that money if only I had bought a blouse that made sense with the rest of my closet. That was a cycle it took me a while to get out of. Those were more my 19s but still...
Thanks for this! I'm 23 and still making dumb purchases lol. I ordered this skater skirt that looked beautiful in pictures and had A LOT of great reviews, but I should have read the negative reviews instead. It's been a year and I've washed it probably twice and ironed it multiple times (it wrinkles so easily) but still haven't worn it because the material looks so bad when I put it on. I think my life would be better if I was in the US and could return shit but unfortunately shipping is a hassle where I am so I continue to take giant risks. At least it's not a coat 😂
Every year in Sweden we have a thing called "bokrea" which roughly translates to book sale. Each year I would find an inspirational book that I just needed to have! None of which I actually read. As late as yesterday night I made the final decision to get rid of my last book that I just bought on impulse. I learned my lesson and impulse purchases is now a thing of the past :) Thankyou for sharing your story.
Thank you for these videos this did make me laugh :). I have been guilty of buying extremely cheap furniture and kitchen tools when I moved on my own and cheap clothes (e.g. Primark), which didn't last one wash. The worst of all my purchases have to be expensive wedding guest outfits that I only wear once. I always have this thing in my head that I have to buy the most expensive dress for a wedding or event, even though a £25 dress could look just as nice.
Ironically, my 2004 Hyundai accent was one of the best financial decisions of my 20s- the car has been easy to repair myself, cheap to operate and long lived
Buying a textbook after renting it because it was my major at the time(psychology) and thought it can be useful for the future. Yea...i Google now and i have opened to look at it twice i believe. And we all know how pricey textbooks can be esp the latest edition which is what i bought. I also asked my father and brothers to buy me a custom made skateboard (brand name too) when i was younger...nope. Barely touched.
I made that textbook mistake too, a couple of times. Now I'm out of university, but I would advice anyone to get expensive textbooks from the library first if possible, so you can see if you really use them and if they might be useful for you also later in your university life.
Ännchen von Radau you're so right
I did that too a couple of times (also a psychology major, hah), especially with statistics because I felt that having the textbook would make me somehow magically better at it... I've moved countries three times and I've regretted few things more than I do owning those thick bastards...
This gives me hope that maybe one day I’ll figure out how to not be so financially reckless lol. One of your best videos, I think!
I can relate so much it's sad. I bought bedding covers then when I got home found out that they bought a new bed got me, then the pillow cases I got were king size and I have a double sized bed. The pan set I got burns my food way to easily so that's another waste and cheap clothes are the bane of my existence. One minute you're in love with the look and the price, so you buy it and the next minute you wash it and there goes the quality.
IKEA’s $1 garlic press is 🔥🔥🔥 tho, seriously just as good if not better than some $40 ones I’ve used at other people’s houses
This is truth. IKEA garlic press is sturdy as hell and I've never once felt the need to "upgrade" from it.
Don't know if this counts as a "purchase" per say, but my roommate is 20 and this past summer found an abandoned puppy in a park by her house. Without having a steady job during the school year, she decided to keep the dog because it was cute- not taking into consideration at ALL the costs of vaccinating/training/raising a puppy. It shit on my carpet yesterday. Not. Happy.
My sister did the same, with a cat. Thank God she saved her tips from work and we found a decent vet. Not to mention have me at home for months to take care of her, especially since the kitty had and has poor health.
Though it was a sweet gesture to save the pup... they should have... and still can... work to find it a *Forever* home. Many people become temp. foster pet parents .. it's just not for everyone.
Hahaha you're hilarious! I'm in my late 20s and my dumbest purchase is spending most of my money on clothes that I don't even wear and still have in my closet... with price tags still on it!
on the last one, i have measured a bunch of spaces in my room and lounge with ideas for what i would like (drawers, boxes, coffee table...) and have all the measurements in my phone, along with a couple tiny tape measures in my handbags so if i see something, i can do a full check and get it, no regrets.
I can be an impulse shopper, so specifications on hand can help make them informed and useful purchases.
$40 winter boots. Just not worth it. I've had them fall apart while walking in them and then had a wet foot and once a bleeding one too. Since those experiences I've bought myself a great pair of Sorrels for $150 and they have been sooooo worth it!
ChaosKitchen did that too for a eurotrip. Same experience, well, except the bleeding part but it was winter so it was cold af for my toes. I literally thought i had frostbites. Good thing it the night before departure so at least 1 less thing to stuff in the luggage I guess.
I bought two pairs of high price headphones because I wanted both and thought I would use both, but I really don't. One was ridiculously pricier which was supposed to be my first go-to item yet it just sits there being a waste of $500. Haha I guess that was my 500 stupid ticket item. Regret having spent it!
Hahaha favourite TFD video yet! Thank you for sharing
Thanks for the advice! Thankfully I’ve only done one of these (wasting money on clothes)
Where is the top that you're wearing from? It's lovely!
I took college classes not because i wanted a degree but because that's what was expected I failed my classes because I didn't care and dropped out the next semester
That happened to me too. At almost age 22, I decided I really wanted a degree for myself, so now I have a Bachelors and I did it in 3.5 years. Only do it for yourself!
How are you doing now? Same thing happened with me, I just want to know how others are doing in the same situation
Best message about the stories you tell is - screwing up does not mean you'll BE a screw-up. We all do stupid things and we can still be successful, if we learn.
Kitchen items that you know you are going to use are a great investment! Two of the best purchases I've made in the past year or so (that actually didn't even cost all that much) are my blender and my food processor (I bought the food processor used for a bargain, which makes me feel even better about it).
I can't think of anything that bad that I've bought in my 20s, since I tend to go the opposite route and not buy things only to wish I had. The things I've regretted the most are clothing items that other people said looked good but that I never or rarely ended up wearing.
I bought a fitness band. I was actually using it, and lost a lot of weight, but then it tore in my sleep. I guess my hands rubs through the bed a lot in my sleep. I had thrown away its bill and box into a dust bin on the day of purchase. I have terrible anxiety, so I am not the kind to gather the courage to even ask for warranty without those things. I fear rejection from any request, the way people fear rejection from their crush. So, anyways, I live without the band for a couple months, get used to being without it, and start gaining weight. After the couple of months, I felt like I should just buy a new one due to the weight gain I had started struggling with. I bought one, but I got so used to my sedentary lifestyle, then I stopped using it. It became a fashion accessory instead of a fitness band. Maybe I just didn't have the same excitement about it as I had when I bought the first one.
Moral of the story: Always keep the packaging and bills of expensive stuff. Don't buy the same thing again if it breaks; if it is really needed, buy one that is of a different company, or just a different model from the same company.
Actual moral of the story: invest in some treatment/therapy for your anxiety, because you're going to miss out on a lot of good opportunities and make a lot of dumb choices out of that fear of rejection. Trust me on this, it's personal experience.
Already on medicines for depression and anxiety XD, but great advice for someone else who may have had similar issues.
At 24 I feel like I've done none of these.... I could MAYBE say I've done 1 and 6, but not because I actually remember doing It, just because they sound like if I was to do any of these those two would be the most likely. Especially given I'm blind, so won't be buying a car anytime soon, and I didn't go to college! haha I also slowly collected home/kitchen decor over about 5-7 years - such a win!
Young molly says as current molly is wearing a coat with a giant fur trim 😂😂😂
Is it just me or is anyone else also finding themselves chuckle all throughout watching this !!! I mean funny on point as it applies to my 20s as well ...
Your dog surprised me :)
I will be graduated after a few months, I really worry about my financial after that. Thanks for your advice