I’m a Fil-Am . Worked 40 yrs in the States. Now permanently retired in the Philippines. Traffics and waiting time doesn’t bother me. I have all the time in the world so no need to rush. One of the best decision I made in my life to retired in my home country. Stress Free and financial freedom
Question po, pano ang health insurance nyo? Lahat out of pocket? I think mga regular check up or outpatient care is affordable but anything chronic medyo madugo ata. Medicare (Advantage nor Medigap) won’t cover outside the 50 states & US territories @ 65 years old. So long term stay sa ospital like ICU baka ma wipe out si 401k or baka kapus din pension😅…baka meron kayo tips🙏🏼. Salamat po!
@@erlindajavier4148glad you pointed this out. That’s exactly why Filipinos need to think twice before considering retirement in the Philippines. This is why my parents moved back to United States when they thought they will retire and die in the PI, but having no health plan and the cost of in-patient care in the PI will wipe you out of your savings! Glorifying retirement in the PI is a no-no if you have better option for healthcare in the US!
Same here, work for over 30 years in the USA, and retire, come back home, and stay for good. I'm very grateful for the opportunity that the USA has given us. If it's not for them, I would not have done what I'm doing now. America is not the same when I first came over. Homelessness, drive-by shooting, and animosity toward asian make my easy decision to go back to my humble beginning. The Philippines is not near perfect nor could compete with the USA, but you know what.. IT'S MORE FUN IN THE PHILIPPINES !!!
Pareho lang here in Canada and the Philippines the price of Goods at mataas na cost of living here unlike 15 years ago so i plan to retire in my beloved country Philippines around seven years from now and live simply frugally within the means of my pension. Its more fun less stress in the Philippines yun nga lang mainit i guess since my body is not anymore used sa init i have to look for a place near the beach which have sea breeze and sunshine all through out the year to have a longer happier lifespan and Good health k.
I hope you’re not making a mistake like our other kebabs yan na nag retire sa Pinas. Me & my husband were both retired & had 4 kids here in Southern California, has been living here in Cali since 1988, but it did not came to our mind to retire in Pinas & leave our 4 kids & grandkids behind. The #1 that scares us is the Medical Health. The cost is of MD visit & Hospitalization is to expensive. Well good luck to you, hoping for the best.
Hi, I just came across your vlog. Same as you me and my husband are retired nurses. I retired at 59and my husband retired at 63. Sold everything in the USA after 37 yrs there. Came home right before the pandemic. Living a very simple life in a farm and built a private resort to keep us busy and provide jobs for a few. Maintains a condo in the city when we need a break and needs a dose of city life. Travels a little and joins medical missions for Katutubos 2-3x a year. Retiring here is primarily a mind set to embrace its imperfections but those imperfections injects life to your daily activities coz it is unpredictable and sometimes provides excitement. Goodluck, have fun.
I like your intuition about your retirement. It seems some of the comments are very worried about healthcare in PH and rather just remain in the US for good because of it.
@@TheHOBBIES20 Yea, but there's a looming war between China and US. Balita ko PBBM is preparing for war against China. Kaya he allow US military bases sa bansa to easily mobilize the US armed forces and its allies.
Your video served as an inspiration , my husband and i are both nurses here in the US , lived here since 2001, just turned 60 , emptynesters now and going back to Philippines next year for good . Thank you for sharing your story .
I’m ready and I’m leaving on may 25. Ibang iba sa atın and no matter what. I’m retiring also. Great decision 🇺🇸🇵🇭 been here in the states for 33 yrs & I’m done pull the plug. Congratulations 🙏god bless.
Naka 33 yrs ka sa Amerika ngayun mo lang nalaman ang pag kakaiba🤭eh bakit nag hintay ka ng 33 yrs? One yr lang pwede ka ng bumalik at manirahan sa Pinas? Baka mamaya pag gamutan at health na balikan kayu sa US ha🤭itong mga ganitong vlog vlog eh me mga OA at nag uumarte lang. lumang tugtugin na yan.
Good morning ate Gi, new subscriber here. After working and living in the US for 24 yrs nag decide kmi mag early retirement and umuwi dito sa Pinas..We retired at age 52 at naka one year na kmi dito sa atin so far the best decisions na ginawa namin.
Good day to all here...nagbabasa ng mga comments ng nga retired na at napili sa Pinas mag retire. Madami rin po pros and cons pero mas pipiliin pa rin ang Pilipinas🇵🇭❤ bagong fan nio po Ma'am Gi🤩
@@wilfredonavarro4606 Hello po, after staying here for over a year na we decided not to retire sa Pinas permanently. First reason is the healthcare. Currently may 2 seniors kami kasama sa bahay 75 and 84 yrs old. Just to see the doctor’s my husband has to be in line 5:30 Am until the receptionist arrive at 8:00Am because it’s a first come first serve basis. Then after nyo pa list ang name ng patient you have to wait another 1-2 hrs depending on what’s going on example na traffic or may dinaan pa si doctor 😊. Healthcare Insurance for a year we pay $4000 sa aming dalawa ng hubby ko at yun ay hospitalization only with coverage of 1.5 mil pesos. So far wala pa po kaming apo, but my only son is getting married next year. As of now we decided just to go back and forth then pag nagka apo na at when mom needs extensive medical attention then we have to go.
Love this 😍! There's not many videos like this coming from older generations of Fil-Am balikbayan vloggers. This is a great sincere perspective of retiring in the Philippines that I would share to all our family back in the US. We moved to the Philippines since 2016 and agree with all that you considered. Thank you for this and wish you the best on your transition! Ingat po 😊
I saw your video&inspiring,i’m 70 yo this year&still working here in Las Vegas Nevada.I’m planning to go back home in the Phil. I hope my wife saw your vlog for many reasons para malaman niya how great to live again to our country.Mabuhay at God Bless us all.
I was from Las Vegas lived there for 31 years, recently retired here in the Philippines. Sold everything including our house for 21 years. Owned our house here for more than 30 years. My husband (American) learned how to drive here so we can go anywhere. Best decision we’ve ever made.
Im a nurse in Canada and matagal pa bago mag retire. I see a lot of Filipinos na after retiring sa Pinas, kelangan bumalik sa Canada due to health care. Philippines is good if you have the money. However, in reality mahal magkasakit. Bago makabalik ung patient ko, they spent $35,000 out of pocket sa Pinas. Yun lang problema.
Ok lang sa Pinas bag may Pera ka. I know a lot of Pinoys who went home to Pinas thinking that it is better to live there. But returned in 2 months because the money is gone.The comforts you get here in the US cannot be availed in the the Phils. If you get sick in the Phils is the biggest problem. For me, it is a lot better here in the US.
Very heartwarming na may konting kirot sa puso. Maybe because I spent half of my life here in the US. My wife and I are both 40 years old and we are planning to retire in 10 years. I cannot wait to come home for good. Thank you for this video.
I love your vlogs. I just came home to fully retire in the PI. Came last Decmbr to spend my Christmas here wd the family...8 siblings. I am 64 yo and i am enjoying my life here. Living in the farm wd my sisters and the rests are planning to build their farmhous too. I was in the US for 23 yrs., when my husband died in June '23 then i finalized my plan. I had a talk alrd wd my husband that if he is gone then im gonna be heading home. It's my only daughter left there in the US staying in our house. No plan of going back as i hate flying...but maybe when it is necessary... so far i am savoring the fresh air here in the 'bukid'....
I’ve been back home since last year. I’m 49 now and never been happier. Main reason is my family. I wanna spend more time with my aging parents. Bought a property and built a house on my farm. It’s quite an adjustment but it is what it is. Wag lang maarte. Traffic affects everyone, even doctors so they get it. We own some shares in one of the hospitals in our province. Just be ready for some changes that are actually navigable. We are patient people and I guess that won’t change. Thanks for this video, super relate ako sa mga hesitations before making this big decision. More power.
Retired US military and also from the civilian/federal sector. Retiring for good this year when social security kicks in. We travel to Manila every year and we plan on just doing the snowbird thing. The weather in PI is great from November to March, after that we head back to the Pacific Northwest where the winter is bearable. Things might change in the future and we'll end up staying longer over there like you folks. Good points taken up by your video. Cheers.
Retired US Navy but still working as GS Tricare cover my medical expenses when I got to accident sa Philippines but I’m considering moving to Spain much better climate
@airplanebuilder8685 - First of all, thank you for your service. The snowbird thing is a great option, too! My best to you on your retirement this year. Congratulations! Thanks for watching!
We end up recognizing the blessings we all have on hand. When it is time for me to retire, it will only be the Philippines. Simple and going back to basic needs. The wants are already being experienced. Here in UAE and with our stable and decent employments with multinational and government firms for the past 26 years , we are able to travel around Europe and Asia. I always tell myself, the wants are already fulfilled, and going back to Philippines, return to basic needs and further enrich spiritual relationship and faith. End of the day, this is what really matters the most. Thanks for sharing your life and thoughts. All the best.
I still have a long way to go before retiring but I cannot wait for that day to come. This video is very encouraging! I am going to retire in my home country, Philippines 😍
My husband and I already live in the Philippines after his retirement 5 years ago. I built our house in 2013 in preparation for my husband’s retirement. We’re a lot better here emotionally and financially since we don’t have mortgage to pay monthly. Prices of commodities here are affordable. We have health insurance but for hospitalization only and that’s okay since laboratories here are affordable also. Yes, the weather is hot but I only get out of the house when I need to. Traffic is bad but I can take a motorcycle when I’m going around in my town only. Overall, I like where I am at right now.
I am 35 and we are seizing the opportunity to raise our grand children with their grandparents. I couldn’t think of a better opportunity than now. God bless you and your trip back home 🙏
Its very rare to hear working in the US wanting to retire in the Philippines. Thank you for showing another perspective on this. God bless your decision.
At least you have a home to live in while retired in PI. Was born in the Philippines but I've been in the USA all my life (over 5 decades) in San Francisco and now in San Diego for over 17+ years. When I retire I would like to live in the Philippines 50/50 as well. I was planning to purchase a 2 bdrm 2 bath condo in BGC but prices outpriced the US (San Fran, NY, San Diego, etc) and other countries. I think the price in BGC is the highest globally. Developers are greedy, relying on foreigners to purchase, and the condos are not worth the price at least 2/3 the price.
Unfortunately, definitely true. But why settle there when you'll just be caught in traffic all your life. Been there several times already & it doesnt fit my lifestyle at all. It would be better in the province where food is cheaper & life is more simpler.
My wife and I live in the Greenbelt area of Makati, where there's several beautiful parks and shopping areas close by. In 5 years we've never felt the need to buy a car and suffer from the traffic. Our secret? We walk everywhere! It's healthier and better for the environment. Even when we go grocery shopping, we use a wagon with big wheels to cart everything home. When we do need a car, maybe only twice per month, we use Grab or a private car service for longer trips. For example we recently took our foreign friends to Tagaytay... We went on a Wednesday...no traffic! We got there in less than 2 hours... You're retired! Your schedule is flexible and you can avoid the traffic 😊 Condos in BGC and makati are NOT the most expensive in the world... To say otherwise would be misleading...There are still lots of good deals around for large cut condos in great locations...
I loved this! We’ve been working for 16yrs now in Dubai and most people are saying “sayang nman work nyu since bata pa kau” but then we have to decide na to retire kc our 2kids were left in the Philippines and now that they’re growing up, they’re the one na tlga na nagsbi sna umuwi na kmi. I was so happy when i heard it from my eldest son coz i had a fear na bka pg umuwi kmi one day malayo ang loob nya sakin. I want to spend the rest of my time with them, its never too late and as u said iba tlga pag nsa sarili kang bansa mo with ur family 😌🥰 Thank u and pls continue to inspire many people 🤗
Choosing family over money or career is the better decision in my opinion. The benefit of raising family-centered kids extends beyond your immediate family.
Yes, the issue of medical expenses is big. My parents have the same benefits working for the US gov’t and when they retired in the PI, having to pay out of pocket for medical emergencies were huge. Also, medical care is so different in the PI.
I am 42 and my husband is 48, we are retiring in 31 months puhon in the Philippines. We have multiple real estate properties there. Townhouse, a condo, a 5 units apartment building, a house and some lands. Yun ang source of income namin when retiring. In God's time❤
Ditto, came in America in the early 90's. It is nice to retire in the Philippines, unfortunately, we don't plan to retire there & start all over again. Being here for over 30 years now & assimilated with the American way of life, we prefer to stay here for good. However, whenever we get a chance will visit the Philippines as often as we could to unwind, relax & connect with relatives, as it's true that there's really no place like the motherland.
Great video and content! Keep us updated, especially about the local medical insurance. My husband and I are in the mid-50s and late 40s, and I bet we are not alone. There's a lot of us thinking about retiring in the Philippines. Your channel will be poised to be a great resource for people preparing for their retirement sa Pinas. Cheers!
Since I retired as a caregiver I came back to my hometown every year to do the things I loved most, teaching kids how to play golf. I’m 77 years old and I prayed that I would be given more time to share my blessings. Welcome home and good luck to your family. ❤
isn't that the best? to be able to do the things you love, and make a difference in other people's lives. may you be blessed with continued good health! thanks for watching!
Medical insurance for elderly is costly here in PH, there are also limitations like pre existing conditions etc . Another option to look for is to buy a share to a hospital near to your location, just review the share's inclusions... it varies, there are stocks that will allow you to gain some dividends on top of the hospitalisation benefits....
This is such a great suggestion! You just reminded me about my close friend, whose brother is a physician in the Philippines, and her brother made her buy shares at the hospital where his brother works to provide her hospitalization benefits. THANK YOU!!
Hello po ate Gi , thank you for sharing, we’re also over 2 decades here in the US and planning to retire back home .. thank you for this beautiful and inspiring video ❤
I am your new Follower. You are very relatable! I am Nurse in the US working in government as well but I still have a long way to go to reach what your have right now. Saving all your ideas for my futures use when i reach that stage in my life. So thank you! 🤠
Ang ganda ng presentation! Tama naman si ate gi life is short. Kaya kung Saan masaya sundin natin ang ating puso. Mas mura talaga sa pinas lalo na ang gulay at prutas makakain ka.enjoy ate gi! God bless us all!!!!
true if may enough ipon or passive income /investment. Pero mahirap magkasakit sobrang hirap mahal un kilala nmin milyons na gastos sa sakit, asa hospital until now, Kaya nga health is wealth, Buti un relatives namin kahit less unfortunate Sila wla Sila gaanong sakit na need ng mahal na gamutan may mga seniors pa, kaya mas nahehelp nmin Sila sa other needs nila esp food
IMO, Philippines is now the new "Filipino dream" for US retirees especially for those who had achieved the "American dream". I've been binge watching dozens of retired international vloggers who chose the Philippines as their retired home based, they love it and had adapted to the culture , love the people and nuisances of Filipino life. I travelled 3x last year in Manila and traffic never really bothered me (I seem to get to my destination on time :) , especially if someone drives for you. With all the ride apps available, very easy to move around in the city. Philippines is the fastest growing economy, continued growth so more jobs provided, digital fintech growth, even Starlink is available there too, so faster WiFi. The CON is really the cost of healthcare and cost of city living, that's why my mom moved back to the US, she gets more benefits here in the US, now she just travels back to MNL during winter months.
Im from Canada but travel to the Phil. yearly. Except for electricity & a few other items, all the rest are cheaper in the Phil. specially as a senior citizen with all the discount & benefits.
@P-PopRising - To have options like staying in the Philippines, then returning to the US if some things don't work out is such a blessing. Hope your mom is doing well. Thanks for watching!
Husband and I were considering to retire in the Philippines. However, due to healthcare, transportation, safety and rising costs of everything, plus pollution and loud motor engines that we decided not to. We live in a community here in the US near the beach with many amenities and things to do for retirees. I’ll miss the authentic Pinoy foods, local fruits and the beaches. We plan just to visit once a year. Also, at one point we were considering Danang, Vietnam b/c of affordable healthcare for non-citizens but not sure yet. Good luck to you both and enjoy your retirement !
Great video Ms. Gi! Very realistic ang mga insights mo , they will sure help me when the time comes for me. 10 years pa ko to retire and I am also leaning to going back home. Thank You!
The lines for hospitals are a lot longer in the Philippines but New York City is the most densely populated and their hospitals are overcrowded too. Hint :Buy property near the hospital to avoid traffic and befriend your doctor neighbors. Also please don't buy a huge pickup truck or SUV when you get there LOL.
We are also planning to retire at age 55 in the philippines. Cold weather, cost of living and almost no life in canada makes us decide to retire in tbe Philippines. In God's grace, hope he will grant us what we desire.
Seniors get priority in a line up, especially at Banks. They go straight to the front. Also, make sure you get your Senior Card when you turn 60 for that 32% discount (No VAT) at restaurants and services which includes Domestic flights. My wife and I stay in 2-bedroom condo in CBD in Manila so hospitals and clinics are plentiful. I've never had to wait at a hospital. I actually feel like a Rock Star in Manila after recently turning 60. I love my newly found privilege and status. I feel like I'm treated with great respect here with all these Senior perks.
You are so on point! You ticked all the boxes kaya very relatable ang points mo. Iba talaga ang warmth ng mga Pinoy and not to mention the humor. And your narration style is very soothing.
Aloha, Ate Gi, I just saw your recent vlog about “retiring in the Philippines “. My husband and I are also going to retire in the Philippines. We have been living in the US for more than 40years(we both are born and raised in the Philippines (I’m from Baguio City and my husband is from Quezon City). My husband retired from the USN(20years), during his active duty years, we lived in Hawaii, Chicago, California, Guam then came back here in Hawaii(retired). We have 2 grown sons(born and raised here in the US) and now have their own family. We recently visited Philippines last month (March) and a lot of things have changed especially where I grew up in. But I like it. We went to visit my parents they’re both 93 y.o. And very independent. We will go back “for good” and stay there in 2 years. Take care and stay safe always.
@cherylvillamor9579 - First of all, thank you for your husband's service (USN). And my best to your retirement journey in 2 years. Thanks for watching!
Me and my husband are both retirees here in Vancouver Canada. The cost of living here is very costly so we decided to stay in the Phils for five to six months every year to escape the winter. Unlike in the US you can bring your pension in the Phils, Canada will stop your pension if you stay more than six months in a foreign country. Like you, my children are grown ups and they have stable and good jobs/ life here in Canada. They also enjoy coming to the Phils to unwind and trelax at our beautiful beaches, sceneries and food. Good luck on your retirement plans and God bless you and family.
I didn't know that Canada pension stops 6 months of being out of Canada. But still, thankfully, you have the flexibility to travel to our home nation, and return to your adoptive country. We are blessed. My best to you and your family. God bless us all!
Looking forward din po kami to retire in the Philippines. We’re in the early 50’s and our plan to do it is in about 5 to 7 years. We’re just waiting for our 2 sons to finish their Nursing courses and once they passed the NCLEX, that’s our time to pack up. Myself and my wife love to travel that’s why we like to retire early. We have a plan to visit all 84 provinces of the Philippines very soon. Our estimate is about 3 years to accomplish it. Praying for all of us to have a nice retirement in our home country.👍🙏
wow! we have so much in common! I have 2 daughters who are nurses, too. We also plan to travel a lot, thus, the plan to not wait till 65 before retiring. Thanks for watching!
Just watched a couple of your videos and nainspire ako na ituloy na ang nursing ko. RN since 2008 pero somehow nagiba trajectory dahil sa sistema and working in the BPO ever since. Thank you and keep it up!
Ituloy nyo po. sayang naman. RN na kayo eh. Especially if you can practice sa States, it’s never too late here. I started nursing at 40 and still made a good profession out of it. Thanks for watching.
Ganda po ng vlog ninyo. I have been living in the US for exactly 30 yrs now. Namiss ko mga kaklase ko at mga kababata ko sa Pilipinas. Pero para sa akin, depende kung saan sa states ka nakatira, kung sa east coast syempre malamig, pag sa west coast syempre maganda weather like California. Iyong weather ng California at access sa lahat ng gusto kong puntahan like Hawaii, Nevada, Mexico at mga cities dito sa California. Kung gusto ko ng snow, punta lang ako ng Lake Tahoe. Kung gusto ko pumunta sa doctors appointment ko or favorite shop or restaurant, napakadali lang. Anong ayaw ko dito sa states, uso na ang pagnanakaw sa mga store that affects the prices. Daming homeless na especially sa SF. Still I feel safe parin dito compared sa Pilipinas na I have to make sure that my wallet and cellphone is in my front pocket. Masyadong ma traffic sa Pilipinas, at ang init, hindi kaya ng powers ko. Tataas ang electric bill mo kung lagi kang naka aircon so wala karin natipid. Iyong presyo ng pagkain sa labas hindi na na rin mura like ng sinasabi ng iba. Paano naging mura kung $3 dollars lang ang difference ng mga fast food prices. Now kung local foods like karinderya or iyong wala sa mall, ayon mura yan mga P300 or $6, very affordable na. Pag gusto ko gumala kailangan tanghali at umuwi na bago mag rush hour. So parang restrict ka lang din sa area mo kasi pag lumayo ka pa aabutan ka ng traffic sa edsa. By the way sa quezon city kami nakatira kaya malapit sa SM North edsa. Number 1 issue ko sa Pilipinas iyong safety ng pamilya ko, yes uso parin ang akyat bahay gang. Iyong kaptbahay namin na may mansion, nanakawan ng tanghaling tapat kahit super taas na ng bakod nila. Ang sulosyon, pababakod mo lahat ng sa tingin mo na pwedeng daanan ng magnanakaw, kaso papangit na itsura ng bahay mo. Tapos pag alam nila na galing kang America, mainit ka sa paningin at lahat ng kamag anak mo pupuntahan ka kahit ayaw mo. Iyong tahimik mong buhay sa america mapapalitan na dahil sa kamag anak mo and people around you. Unless you lived in exclusive subdivision na may kaya rin mga kapitbahay mo, pero wala din kasiguruhan. Ang gusto ko naman sa Pilipinas, magalang ang mga bata pag lumaki doon compared sa America at madaling mag negosyo and your money will last longer. But are you willing to wait in a long line like bank, government offices, LRT and dealing with crowded people? Pero syempre sa gimikan at mall angat parin ang Pilipinas.
What scares me in the USA is the mass shooting, can happen anywhere because people have so much issue with stress, kids or adults, laws are protecting the perpetrators more, imagine the looting as well as squatters rights, taxes left and right especially property taxes. Imagine having to pay 400K pesos for property taxes compared to 3k pesos yearly in the Philippines, I’m happy with a simple life not requiring a mansion 😂. The politicians so draining trashing one another always on any social media, people are so unhappy with their jobs it seem at least my co workers are. I’m in my 50s and can’t wait to experience the Philippine life of self sufficiency growing and raising my own food, travelling the many beaches or tourist spots of the Philippines as well as other countries. At the moment I continue to live a mundane life in the USA, I’m tired of vacationing in the USA, South America, I truly want to experience Philippines and if I ever get tired of Philippines I’ll just have to visit one of my fives kids in the USA, to dream indeed.
Case to case basis po yan. Of course kung sa West Coast ka mas maganda ang weather doon at kung may marami kang pera siguro hindi mo na kailangan mag for good sa Pinas. Pero hindi naman lahat may ganyang katayuan sa buhay. Katulad ako nasa Canada na for more than 25 years at balak ko mag retire at the age of 55 sa Pinas. Kung dito ako sa Toronto baka hanggang 90 years old mag wo work pa rin ako kasi napaka mahal lahat ng bilihin at hindi kakasya ang pension ko. Samantalang sa Pinas malayo mararating nung naipon ko. At the age of 55 ibenta ko bahay ko (paid off na po ito) at gamitin yung ibang ipon ko. At the age of 60 mag apply na ako ng early retirement pension ko sa gov't of Canada. At the age of 65 makakuha ako ng additional na Old age pension at mga locked in retirement savings plan ko. Ibig kong sabihin at the age of 55 stress free na ako at may freedom na ako na hindi kayang bayaran ng pera (All my life dito sa Toronto puro trabaho na lang). Imagine lahat ng pension na makukuha ko sa PInas ko gagamitin ang sarap kaya ng magiging buhay ko sa Pinas. One more thing hindi mo dapat ipagyabang na galing kang abroad pag sa Pinas ka na nakatira at wag kang maging santa Claus. Ganoon lang po yon. Simpleng buhay lang sa Pinas pero alam mo na may pera ka kaya kampante ka sa sarili mo. Ngayon kung pag uwi mo sa Pinas bibili ka ng mamahaling bahay at magarbong buhay eh baka 1 year pa lang balik ka na ulit sa abroad at kayod ka na naman to the max. Yang pagkain, kung kakain ka ng Mcdo sa Pinas everyday eh baka ma bankrupt ka nga. Yung local foods yan ang mga mura at masasarap kagaya ng mga fruits and vegetables at mga isda which is napakamahal kung sa abroad ka. Yang aircon wag mo na problemahin yan dahil maglalagay ako ng budget para dyan, ibig sabihin i give up ko yong ibang bagay na hindi naman necessity. Yang paglagay ng mataas na bakod sa bahay hind na kailangan yan, kahit saan naman may mga akyat bahay. Dito sa Toronto ordinaryo na lang yan, everyday nga maraming nawawalang sasakyan dito kahit i search mo sa news yan. Sa waiting naman na sinasabi mo, I will have all the time to wait sa lahat kasi retired na ako at hindi nagmamadali. Dito sa Toronto min 4 hours waiting time bago ka makita ng doctor at sa emergency naman 6-8 hours waiting time dito. sanay na po ako dyan. Sa traffic yang highway 401 namin parang parking lot yan, halos hindi gumagalaw ang sasakyan. Sa health care naman puwede ka kumuha ng insurance at Philhealth na affordable naman. Pero kailangan na mag set aside ka ng pera mo para sa emergency. Para sa akin the best pa rin ang mag retire sa Pinas, dahil doon ko mararanasan ang totoong freedom sa buhay. Ika nga eh, life is short, so enjoy it to the fullest.
I’m a Fil-Am . I live in the US for 15 years. Maganda Dito sa US malinis ,walang traffic etc. But I miss in Pinas like food lots of people crowded masaya . I miss my hometown. The problem in the Philippines kung may Sakit at mahal sa hospital . Sa US may insurance no problem.
Just take a vacation. I do not like the crowds dahil ayaw Kong madukutan o maholdap. Mga tao sa Pinas laging alerto at sa harap nila nilalagay ang pera nila in a bag o backpack nila or in front pockets. Masaya dahil maraming tao sa umpisa. After 3-4 weeks, I must return to home base SoCal for peace of mind and sanity. It is more crowded and polluted now, 120+ million people na sa Pinas na kasinglaki lang ng state of Nevada.
i am inspired by you and same as you, nurse here looking forward to settle back in ph :) it is great to see as well to see the community in your channel sharing their experiences in the comments.
New subscriber from Calgary Alberta Canada 🇨🇦...Nakaka-inspired ang video mo...Officially retired na rin kami in 2months after 21yrs of staying in Canada...We're retiring in Philippines din...in my hometown Pola Oriental Mindoro...Back to farming..❤
One of the many worries and concerns natin as a Fil-am way of life, and it’s my biggest fear as well living back in Pinas, but come to think of it, God just let us experience, learn and enjoy US life but it’s up to us if we would grab it our whole life but as for me I would rather retire in Pinas whatever we attained in life whoever we will become we’re still pinoy , I would say follow what our hearts say and listen to what God wants us to be and where we should be
I'm turning 40 next year, as single and did not bother to fix my finance early. I have likely 15% but I need 100% to reach my goal to retire early. Most like at 55y pwede na, but for sure I am more comfortable at 60 to enjoy Pinas 😊 This vlog is a great heads-up! Thanks
Scary lang kasi quality of healthcare sa Pinas. Itatakbo ka ng ambulansya yun eh pag umabot kasi na traffic nga then dadalhin ka sa hospital kung aabot ka pa rin ang dasal kasi traffic pa din. Mga gamot di pa sure kung legit or fake din. Di ko kaya makakita ng mga nagugutom sa daan lalo na mga batang pulubi then ako naka aircon sa kotse, walang iaabot. Ma se stress ako! I cannot unsee them 😢
I agree with you on everything you said. I would never retire in the Philippines, vacation only. Health care is the number one reason why is not a good idea to move there. In American no matter if you’re poor or rich they will treat you the same way in any emergency situations, life before money, in the Philippines is money before life. It’s fun in the Philippines for vacation only, not a permanent resident. I’ve known so many people that moved there and now regret leaving the States. Now they are having a hard time trying to sell their home, the biggest complaints are heath care, poor heath care. This is my opinion only, everyone has a different opinion.
Hello Ate Gi! Excellent video and very very informative. I went to the PH for the first time with my late parents when I was 18 in the late 1980s. I can’t believe as I get close to retirement my hubby and I are seriously considering retiring there from the US. I think it’s the right move!
Good for both of you. I just retired 2 yrs ago @58 yrs old here in Manila and love it. Raised in America for since 1972 and work went to University and worked there. Nice place to work and save $$ but not to retire. Here the Philippines is cheaper and weather is nice. Now I am raising two girls here both attending university studies. Hope you will enjoy retirement here.
Ang Ganda mo namang mag narrate about life. This is the first video I watched and excited to watch more videos lalong lalo na pagnaka-retired na kayo sa Pinas. I might consider retiring din sa atin.
Thank you! nakaka wala po kayo ng stress watching your contents. Im also a nurse who just got here in the US (also bay area). Na inspired po ako sa inyo ❤️ God bless!
Great stuff. Looking at retiring back home as well in the next 6 years (62) - PAMPANGA. Wish you all the best in your retirement. Cheers from NYC! (am a RN as well)
This is a positive motivational video feels like I'm listening with my favourite music it's very relaxing and that voice it's blissful thank you and keep safe always
kailangan pa din talaga mag maintain ng residence a States lalo na if you have chronic illness. Im sure Ate Gi is very healthy, so shes not worried about this part. I can go back home in winter months & come back in the spring.
I am quite healthy for now but no one really knows. That’s why having options to retire in the Phil’s and still being able to return to the states is a blessing. Thanks for watch m
I do not agree with this, my mom after 35 yrs in the US moved back to Cebu, she ended up at a hospital for a surgery, and the bill was astronomical - Medicare is not accepted in the Philippines, because my mom was not a saver, my brother and I had to fork out the money to pay for her hospital bill - think twice before moving...the traditional route is not a trend anymore...
Magkano po ang binayaran ninyo in dollar all and all? Pinag usapan na namin ng mga barkada ko yan about retiring sa Pilipinas. Sabi nilang lahat unanimously, hindi sila mag reretire doon. Ang number 1 reason iyong Healthcare. Pag na confine ka ng matagal sa hospital or may malalang kang sakit, mas yari ka at mababaon ka sa utang. Kailangan may 50% down-payment ka pa bago ka tingnan. Dito sa America kung wala kang pambayad, they won't be able to force you to pay it. Lahat ng relatives namin dito nandito na, siguro mga few uncles at aunties or cousin na lang doon. So mahirap ibenta mo lahat dito sa america at mag all in sa Pilipinas. Unless mag nenegosyo ka, which is very easy to do in the Philippines.
I agree. Avail yourself of a good health insurance in the Philippines. Also, you can claim emergency hospitalizations bill with your Medicare in US. You just have to pay the bill first. Just like in the US, you just have to plan and not just live there and pay cash for health care. Another way is to move your residency to Guam and obtain your medicare/medical. Guam medical is accepted in most Philippine hospitals.
Good luck sis ..we dreamed of retiring in the Philippines also 2022 it happened . We are happy ang while we can travel back and forth na Lang to see our kids back abroad . Some things here we just have to accept and keep going ❤❤❤
Same here. 21 yrs working outside the country. 5 more Christmases to retire in the Philippines. I grew up in Manila with family, relatives and friends across Luzon. When I retire in 5 years, I will explore Mindanao and Visayas. Places like Davao, GenSan, Cebu and CDO have full of awesomeness. I know how to live with nothing. Eat once a day is alright but love the life each moment is everything to me. Dear Lord, thanks for all the blessings you provide to my family. With all the protection, grace, forgiveness, joy and peace, thank you! I'm excited to create build and enjoy my little farm in Talakag.
Comparing California and the Philippines, the cost of living in most cases can be cheaper with western living in the Philippines. Our permanent home is in Texas, but for the last couple of years, we have been living in Germany and Italy. Comparing the Philippines to those two European countries, the Philippines is definitely cheaper. On the other hand, the cost of living in Texas is way cheaper than in the Philippines. Gas and electricity are way cheaper in Texas. We are also planning to partially retire in the Philippines and travel at the same time, but plan to permanently stay there when we can no longer travel.
I am surprised that Texas' electricity and gas is cheaper than the Phils! Love the fact that you've been travelling. Great to retire while we're active to enjoy life much much more. Thanks for watching!
Wow! Stumbled upon this wonderful video. Ang galing ng story telling style mo and editing! Nag retire na din kami ng misis ko (RN & CLS). Staying muna dito sa states.
Absolutely I'll be doing same.. I don't want to retire here in U.S... been here for 4 decades as teen... soon to be retire myself... there's something missing part of me since we left philippines as a kid! My growing years in the Philippines was an exciting adventurous during times going on vacation during summer break from school.. like LaUnion, B agiou and Pangasinan.. traveled to Cebu too! I have been following on TH-cam as far where my birthplace is and wow how what an improvement is Pampanga, Angeles City .. then age 5 moved to Balibago Subdivision by Clark.. that has improved also Modern.. until 9 to U.S. Good to know such vlog as this of Pro's and Con's to prepare myself once settling there in Philippines. But rather be in Province where it's peace and quiet maybe Bagiou I love the coolness ... But like you said.. when winter here in U.S. it's horrible cold maybe it was different when I was younger that I didnt mind.. but now as we do get older.. I don't care for it! America is not the same as what they call "American Dream"... now that looking forward is more like my "Dream is in the Philippines" rather have my own house even just a little one and call it my own home than renting apartment or paying mortgage until paid off! I'm not happy here anymore.. being said too much violence here in Minnesota daily news of homicide .. drive by shooting and drug addicts and top of all discrimination! Minnesota was one of best state to live in decades ago.. but now. with all the circumstances going on.... I rather be home soon and rather explore more there than here!
Wow I never knew Minnesota is like that too, I heard at work that Minnesota was nice and had beautiful lakes, I suppose it’s like the Midwest where Asians are all seen as Chinese, can definitely relate.
@@official_ate_gi_channelThank you! I'd say within 5 years... until fully saved financially to have a small business to live on! The S.S. is a joke.. I refuse to live on that here!
@@TharaLetzISLANDER Yes.. Despite the decline in available workers, however, Minnesota still had the 6th highest labor force participation rate as of December 2023, with 68.1% of adults over the age of sixteen working or actively seeking employment. But depends on your skills and experiences then again your race also plays of hirement then again your age!. Lakes it's just a lake 😂I'd rather look at the blue ocean! 😊.. Here in Minnesota mahority of Asian's here are Hmongs.
I’ve been living in US for 40yrs, spent more than half of my life here . Pero I prepare myself dahil I can’t afford here in Daly City. I love simple life at province where I came from Bataan. I am still working at Kaiser 21yrs as a matter of fact. I am alone kaya I have a house in the Philippines. There are pros and cons wherever you go. As long as you are happy inside and out that’s the most important thing. Good luck yo you both. I know in my heart you’re happy with your decision. God bless both of you..
Awesome storytelling and editing madam. Me and my wife just started our life here in US and are planning to retire in PH as well. Id love to see more vids from you, enjoy dyan sa ating bayan!
My mom retired in the Philippines. She worked in the states for 34yrs, her retirement money is enough to make a nice living. Her mistake was she didn't buy a land or a house when she was visiting back then. She now rent a condo in Manila for 25k pesos in Mandaluyong and she lives comfortably.
Part time retirement is a good idea. Unless you can”t afford to live in the US. Go four months Manila and Back to US the remaining months. My experience to my other relatives uncles and friends their really enjoying their retirement there. No worry about traffic and hot weather. BUT their life cut short and thinking if they stay here maybe still live longer and alive. My uncle had a heart attack the ambulance did not make it to the hospital due to traffic. My friend also heart attack made it to a clinic but did not survived. My friend was hospitalized due to long illness did not survived with million pesos hospital bills. My other friend retired also in the Philippines. He started small piggery business by his residence. One day neighbor said you piggery smells bad and my friend comment you smell bad than my pig. My friend was murder in a week. “There is no place like home but still thinking security and health care. Those retiring without issue on health and still young but their retirement cannot afford to live in the US can try to retire back home. For me I visit Manila for four months then back to US. The next trip will be few months to other country and back to US again.
My parents and siblings are all based in the US. They go back and forth in the Philippines. It is also a win win situation for them. They get to enjoy also the fruits of their labors in the US and come home for some time in the Philippines to renew ties. Our parents are in their early 80’s. Retirement is to me is an accomplishment and about time to enrich further faith in the spiritual side of life, plenty of time soon as retirement sets in. All the best
Thank you so much, you gave a resounding message to the Filipino retirees...I too is a retired nurse...bought a house as I know will have to decide when the time comes in our old age...I love Pinas with all the good and the bad...the "bad" are inconveniences I can live with....there's no place like home...mainit? Malamok? Etc...do not bother me as I was so blessed in the US and able to help our economy and our friends and family...priceless!!
Your story is very inspiring and in few more years here California will be going home too. Plan to retire there and as you said there is no place like home🙏
Ako nga 36 years sa USA but when its time to retire then i planned and analyze then i executed my plan to retire in Cebu city and im just renting a condo unit myself and i already got a Philippines drivers license at senior ID and I applied for a national ID after three months then I will apply for a philhealth I like Cebu because it has a direct flights from the USA without stopping in Manila airport
You are very eloquent, Ma'am. Me and my wife are nurses here in the UK and currently, our US visa processing is ongoing. A few years from now, magiging nurses kami sa U.S at balak din namin magretire sa pinas. Thanks a lot for the insights.
Bago palang po kami sa Canada pero looking forward to retiring in the Philippines too. Having my own farm, simpleng buhay po baga. Thanks for this video. New subscriber here po.
im a US retired nurse worked here for over 30 yrs.I retired @ 57 y/o 2022,all the pros & cons i studied for years before i decided to retire early,so far it’s the best decision i made,i get to enjoy life without stress & eat my fav. healthy food in Iloilo,i left my 2 children here & i visit them every year,goodluck
Thank you sa video na to. I am 43 and iniisip ko na magretire sa Pinas at mamuhay ng payak. I have been looking for this kind of video to serve as support sa pangarap ko this 2024 retirement.
"I've been a Canadian nurse for 20 years and am almost at retirement age. My husband and I are planning to spend our retirement in the Philippines, but the only constraint I see is the healthcare issue. Going to doctors' appointments will also be a problem because of the traffic situation. Other than that, staying in the Philippines is more fun."
Both of my parents are also in the Philippines. Senior citizens na sila both and I can relate about their health insurance. Mahirap talaga maghanap kc at their age mahal na yung mga premium for them. I hope you can share whatever you find eventually. Good luck po!
I’m a Fil-Am . Worked 40 yrs in the States. Now permanently retired in the Philippines. Traffics and waiting time doesn’t bother me. I have all the time in the world so no need to rush. One of the best decision I made in my life to retired in my home country. Stress Free and financial freedom
Thanks for watching, and for the validation! Love hearing that!
Question po, pano ang health insurance nyo? Lahat out of pocket? I think mga regular check up or outpatient care is affordable but anything chronic medyo madugo ata. Medicare (Advantage nor Medigap) won’t cover outside the 50 states & US territories @ 65 years old. So long term stay sa ospital like ICU baka ma wipe out si 401k or baka kapus din pension😅…baka meron kayo tips🙏🏼. Salamat po!
What do you prepare for medical check-ups and expenses? is it covered by insurance?
Good morning po...new subscriber po...sana po matulungan nyo po ako. Salamat po.
@@erlindajavier4148glad you pointed this out. That’s exactly why Filipinos need to think twice before considering retirement in the Philippines. This is why my parents moved back to United States when they thought they will retire and die in the PI, but having no health plan and the cost of in-patient care in the PI will wipe you out of your savings! Glorifying retirement in the PI is a no-no if you have better option for healthcare in the US!
Same here, work for over 30 years in the USA, and retire, come back home, and stay for good.
I'm very grateful for the opportunity that the USA has given us. If it's not for them, I would not have done what I'm doing now. America is not the same when I first came over. Homelessness, drive-by shooting, and animosity toward asian make my easy decision to go back to my humble beginning.
The Philippines is not near perfect nor could compete with the USA, but you know what..
IT'S MORE FUN IN THE PHILIPPINES !!!
I envy you.
After working over 30 years of stressful jobs, it's about time to relax.
@@oscieestanislao5840 sarap buhay heheh
Pareho lang here in Canada and the Philippines the price of Goods at mataas na cost of living here unlike 15 years ago so i plan to retire in my beloved country Philippines around seven years from now and live simply frugally within the means of my pension. Its more fun less stress in the Philippines yun nga lang mainit i guess since my body is not anymore used sa init i have to look for a place near the beach which have sea breeze and sunshine all through out the year to have a longer happier lifespan and Good health k.
I hope you’re not making a mistake like our other kebabs yan na nag retire sa Pinas. Me & my husband were both retired & had 4 kids here in Southern California, has been living here in Cali since 1988, but it did not came to our mind to retire in Pinas & leave our 4 kids & grandkids behind. The #1 that scares us is the Medical Health. The cost is of MD visit & Hospitalization is to expensive. Well good luck to you, hoping for the best.
Hi, I just came across your vlog. Same as you me and my husband are retired nurses. I retired at 59and my husband retired at 63. Sold everything in the USA after 37 yrs there. Came home right before the pandemic. Living a very simple life in a farm and built a private resort to keep us busy and provide jobs for a few. Maintains a condo in the city when we need a break and needs a dose of city life. Travels a little and joins medical missions for Katutubos 2-3x a year.
Retiring here is primarily a mind set to embrace its imperfections but those imperfections injects life to your daily activities coz it is unpredictable and sometimes provides excitement.
Goodluck, have fun.
💙
That’s my dream to help the aetas people
I like your intuition about your retirement. It seems some of the comments are very worried about healthcare in PH and rather just remain in the US for good because of it.
..Sa pinas 🇵🇭 parin ako mag retire. Iba parin sa bansa natin. Ok na sakin ang travel around the world and see the beauty, culture and way of life 🙂
@@TheHOBBIES20 Yea, but there's a looming war between China and US. Balita ko PBBM is preparing for war against China. Kaya he allow US military bases sa bansa to easily mobilize the US armed forces and its allies.
Your video served as an inspiration , my husband and i are both nurses here in the US , lived here since 2001, just turned 60 , emptynesters now and going back to Philippines next year for good . Thank you for sharing your story .
That is awesome! We came to the States the same year you did! You are going ahead of us by 2 years! All the best! Thanks for watching!
Baka mamaya pag mga gamutan at health na balik mga US na kayu ha🤭
I’m ready and I’m leaving on may 25. Ibang iba sa atın and no matter what. I’m retiring also. Great decision 🇺🇸🇵🇭 been here in the states for 33 yrs & I’m done pull the plug. Congratulations 🙏god bless.
Yes! Let's go! My best to you! Thanks for watching!
@@official_ate_gi_channel thank you po and enjoy dyan sa atın. God bless🙏🇺🇸🇵🇭
@@official_ate_gi_channelim 50 will be retiring June 14, 2024
❤❤❤
@@Dines27120 early retirement. THE BEST! Enjoy!!
Naka 33 yrs ka sa Amerika ngayun mo lang nalaman ang pag kakaiba🤭eh bakit nag hintay ka ng 33 yrs? One yr lang pwede ka ng bumalik at manirahan sa Pinas? Baka mamaya pag gamutan at health na balikan kayu sa US ha🤭itong mga ganitong vlog vlog eh me mga OA at nag uumarte lang. lumang tugtugin na yan.
Your channel is small, but the editing and story telling is superb! Amazing!
Thank you!
I agree. And Ate Gi’s voice is soothing - it’s very calming to listen to. ❤
Good morning ate Gi, new subscriber here. After working and living in the US for 24 yrs nag decide kmi mag early retirement and umuwi dito sa Pinas..We retired at age 52 at naka one year na kmi dito sa atin so far the best decisions na ginawa namin.
Good day to all here...nagbabasa ng mga comments ng nga retired na at napili sa Pinas mag retire. Madami rin po pros and cons pero mas pipiliin pa rin ang Pilipinas🇵🇭❤ bagong fan nio po Ma'am Gi🤩
@user-qm3rs5qj6e - The best in the Philippines and the best that you are able to retire at 52!!! Congratulations!! Thanks for watching!
I thought about retiring in Pinas but what about Health Care In strange Medicare and being away from my growing up apos?
@@wilfredonavarro4606 Hello po, after staying here for over a year na we decided not to retire sa Pinas permanently. First reason is the healthcare. Currently may 2 seniors kami kasama sa bahay 75 and 84 yrs old. Just to see the doctor’s my husband has to be in line 5:30 Am until the receptionist arrive at 8:00Am because it’s a first come first serve basis. Then after nyo pa list ang name ng patient you have to wait another 1-2 hrs depending on what’s going on example na traffic or may dinaan pa si doctor 😊. Healthcare Insurance for a year we pay $4000 sa aming dalawa ng hubby ko at yun ay hospitalization only with coverage of 1.5 mil pesos. So far wala pa po kaming apo, but my only son is getting married next year. As of now we decided just to go back and forth then pag nagka apo na at when mom needs extensive medical attention then we have to go.
Love this 😍! There's not many videos like this coming from older generations of Fil-Am balikbayan vloggers. This is a great sincere perspective of retiring in the Philippines that I would share to all our family back in the US. We moved to the Philippines since 2016 and agree with all that you considered. Thank you for this and wish you the best on your transition! Ingat po 😊
Thank you for watching and for sharing. My best to you as well.
I saw your video&inspiring,i’m 70 yo this year&still working here in Las Vegas Nevada.I’m planning to go back home in the Phil. I hope my wife saw your vlog for many reasons para malaman niya how great to live again to our country.Mabuhay at God Bless us all.
I was from Las Vegas lived there for 31 years, recently retired here in the Philippines. Sold everything including our house for 21 years. Owned our house here for more than 30 years. My husband (American) learned how to drive here so we can go anywhere. Best decision we’ve ever made.
@@AlingBethYou both not worried about the healthcare sa Pilipinas? Alot of retirees are rethinking of going back because of it.
Thank you po for watching. All the best to you and your wife.
Im a nurse in Canada and matagal pa bago mag retire. I see a lot of Filipinos na after retiring sa Pinas, kelangan bumalik sa Canada due to health care. Philippines is good if you have the money. However, in reality mahal magkasakit. Bago makabalik ung patient ko, they spent $35,000 out of pocket sa Pinas. Yun lang problema.
Hello @kagandahantalaga. Meron po tayong healthcare insurance and a long term healthcare we can offer.
Thats why we need to have an life Insurance. Saka farming vegetables.chicken.piggery. goats. Magsipag saging. Talong. Fresh fish.
Kasi Po nag retire sila na matanda na. Marami nang mga sakit. Kami we retired at our mid 40s. Still healthy and avoiding stress by living simply ❤
Ok lang sa Pinas bag may Pera ka. I know a lot of Pinoys who went home to Pinas thinking that it is better to live there. But returned in 2 months because the money is gone.The comforts you get here in the US cannot be availed in the the Phils. If you get sick in the Phils is the biggest problem. For me, it is a lot better here in the US.
Kung halimbawa my healthcare sa Pilipinas wala naman magagaling na Dr.?
Very heartwarming na may konting kirot sa puso. Maybe because I spent half of my life here in the US. My wife and I are both 40 years old and we are planning to retire in 10 years. I cannot wait to come home for good. Thank you for this video.
Akala mo lang yuuun. Sa mga vlog vlog lang yan. Mag isip isip ka.
I love your vlogs. I just came home to fully retire in the PI. Came last Decmbr to spend my Christmas here wd the family...8 siblings. I am 64 yo and i am enjoying my life here. Living in the farm wd my sisters and the rests are planning to build their farmhous too. I was in the US for 23 yrs., when my husband died in June '23 then i finalized my plan. I had a talk alrd wd my husband that if he is gone then im gonna be heading home. It's my only daughter left there in the US staying in our house. No plan of going back as i hate flying...but maybe when it is necessary... so far i am savoring the fresh air here in the 'bukid'....
I'm sorry to hear about the loss of you husband. Such a blessing to have sisters living with you. Enjoy the bukid! Thanks for watching!
I’ve been back home since last year. I’m 49 now and never been happier. Main reason is my family. I wanna spend more time with my aging parents. Bought a property and built a house on my farm. It’s quite an adjustment but it is what it is. Wag lang maarte. Traffic affects everyone, even doctors so they get it. We own some shares in one of the hospitals in our province. Just be ready for some changes that are actually navigable. We are patient people and I guess that won’t change. Thanks for this video, super relate ako sa mga hesitations before making this big decision. More power.
Retired US military and also from the civilian/federal sector. Retiring for good this year when social security kicks in. We travel to Manila every year and we plan on just doing the snowbird thing. The weather in PI is great from November to March, after that we head back to the Pacific Northwest where the winter is bearable. Things might change in the future and we'll end up staying longer over there like you folks. Good points taken up by your video. Cheers.
Same scenario here and plan to snowbird as well. I bought a property so I could stay longer instead of living in hotel or airbnb.
Retired US Navy but still working as GS Tricare cover my medical expenses when I got to accident sa Philippines but I’m considering moving to Spain much better climate
@@ariesescudero7039 Agree about Spain. Been there, very affordable. Same with Portugal.
@airplanebuilder8685 - First of all, thank you for your service. The snowbird thing is a great option, too! My best to you on your retirement this year. Congratulations! Thanks for watching!
Keep going with the retirement vlogs, planning to retire at 55, that's 7 years from now. We have friends retiring next year also. :)
Nice plan to retire at 55!! My best to you! Thanks for watching!
We end up recognizing the blessings we all have on hand. When it is time for me to retire, it will only be the Philippines. Simple and going back to basic needs. The wants are already being experienced. Here in UAE and with our stable and decent employments with multinational and government firms for the past 26 years , we are able to travel around Europe and Asia. I always tell myself, the wants are already fulfilled, and going back to Philippines, return to basic needs and further enrich spiritual relationship and faith. End of the day, this is what really matters the most. Thanks for sharing your life and thoughts. All the best.
You are so blessed. My best to you, too.
Thanks for the reality of life being a FIL AM. And the Ideas and inputs that you shared to us.
That’s my plan. 33 yrs old now: came here when I was 15. Planning to buy a land and build a home somewhere. This is a sign. Thanks!
You have a solid plan. Thats the start! My best to you. Thanks for watching!
I still have a long way to go before retiring but I cannot wait for that day to come. This video is very encouraging! I am going to retire in my home country, Philippines 😍
Same here sis
Wonderful! for me, there’s no place like home ❤️❤️ Thabks for watching
Makes lots of sense! Eight more months for me and Philippines here I come.
oh wow!! That's so soon! Enjoy!!
Retired at 55 RN from US 35 years. Living in PI since 2020 love it money goes far.Goodluck😇
I love hearing this! Enjoy pa more! Thanks for watching!
Where did you work before you were able to retire early?
My husband and I already live in the Philippines after his retirement 5 years ago. I built our house in 2013 in preparation for my husband’s retirement. We’re a lot better here emotionally and financially since we don’t have mortgage to pay monthly. Prices of commodities here are affordable. We have health insurance but for hospitalization only and that’s okay since laboratories here are affordable also. Yes, the weather is hot but I only get out of the house when I need to. Traffic is bad but I can take a motorcycle when I’m going around in my town only. Overall, I like where I am at right now.
I am 35 and we are seizing the opportunity to raise our grand children with their grandparents. I couldn’t think of a better opportunity than now. God bless you and your trip back home 🙏
Thank you. My best to you! Thanks for watching!
Its very rare to hear working in the US wanting to retire in the Philippines. Thank you for showing another perspective on this. God bless your decision.
I'm finding out from comments here that there are lots of us who are planning to retire in the Philippines. Amazing, right? Thanks for watching.
At least you have a home to live in while retired in PI. Was born in the Philippines but I've been in the USA all my life (over 5 decades) in San Francisco and now in San Diego for over 17+ years. When I retire I would like to live in the Philippines 50/50 as well. I was planning to purchase a 2 bdrm 2 bath condo in BGC but prices outpriced the US (San Fran, NY, San Diego, etc) and other countries. I think the price in BGC is the highest globally. Developers are greedy, relying on foreigners to purchase, and the condos are not worth the price at least 2/3 the price.
Unfortunately, definitely true. But why settle there when you'll just be caught in traffic all your life. Been there several times already & it doesnt fit my lifestyle at all. It would be better in the province where food is cheaper & life is more simpler.
I agree. BGC has become so popular, and expensive! My best to you on your retirement plans. Thanks for watching!
My wife and I live in the Greenbelt area of Makati, where there's several beautiful parks and shopping areas close by. In 5 years we've never felt the need to buy a car and suffer from the traffic. Our secret? We walk everywhere! It's healthier and better for the environment. Even when we go grocery shopping, we use a wagon with big wheels to cart everything home. When we do need a car, maybe only twice per month, we use Grab or a private car service for longer trips. For example we recently took our foreign friends to Tagaytay... We went on a Wednesday...no traffic! We got there in less than 2 hours... You're retired! Your schedule is flexible and you can avoid the traffic 😊 Condos in BGC and makati are NOT the most expensive in the world... To say otherwise would be misleading...There are still lots of good deals around for large cut condos in great locations...
@@albathoughtsofficial I never thought that I can live in Manila/Makati without a car! Wow! Thanks for that suggestion!!
I loved this! We’ve been working for 16yrs now in Dubai and most people are saying “sayang nman work nyu since bata pa kau” but then we have to decide na to retire kc our 2kids were left in the Philippines and now that they’re growing up, they’re the one na tlga na nagsbi sna umuwi na kmi. I was so happy when i heard it from my eldest son coz i had a fear na bka pg umuwi kmi one day malayo ang loob nya sakin. I want to spend the rest of my time with them, its never too late and as u said iba tlga pag nsa sarili kang bansa mo with ur family 😌🥰 Thank u and pls continue to inspire many people 🤗
Ang bait ng mga anak nyo. You are blessed.
Thanks for watching!!
Choosing family over money or career is the better decision in my opinion. The benefit of raising family-centered kids extends beyond your immediate family.
Yes, the issue of medical expenses is big. My parents have the same benefits working for the US gov’t and when they retired in the PI, having to pay out of pocket for medical emergencies were huge. Also, medical care is so different in the PI.
I am 42 and my husband is 48, we are retiring in 31 months puhon in the Philippines. We have multiple real estate properties there. Townhouse, a condo, a 5 units apartment building, a house and some lands. Yun ang source of income namin when retiring. In God's time❤
wow! you're all set! my best to you! thanks for watching!
Ditto, came in America in the early 90's. It is nice to retire in the Philippines, unfortunately, we don't plan to retire there & start all over again. Being here for over 30 years now & assimilated with the American way of life, we prefer to stay here for good. However, whenever we get a chance will visit the Philippines as often as we could to unwind, relax & connect with relatives, as it's true that there's really no place like the motherland.
Visiting the Philippines often and for longer when retired works, too! My best to you. Thanks for watching!
Great video and content! Keep us updated, especially about the local medical insurance. My husband and I are in the mid-50s and late 40s, and I bet we are not alone. There's a lot of us thinking about retiring in the Philippines. Your channel will be poised to be a great resource for people preparing for their retirement sa Pinas. Cheers!
I'm 28 and ❤ I completely admire u as a mother 😊
I try very hard but I often feel I'm still lacking as a mom. But thanks. And THANKS FOR WATCHING!
Since I retired as a caregiver I came back to
my hometown every year to do the things
I loved most, teaching kids how to play golf.
I’m 77 years old and I prayed that I would be
given more time to share my blessings.
Welcome home and good luck to your family. ❤
isn't that the best? to be able to do the things you love, and make a difference in other people's lives. may you be blessed with continued good health! thanks for watching!
Medical insurance for elderly is costly here in PH, there are also limitations like pre existing conditions etc . Another option to look for is to buy a share to a hospital near to your location, just review the share's inclusions... it varies, there are stocks that will allow you to gain some dividends on top of the hospitalisation benefits....
This is such a great suggestion! You just reminded me about my close friend, whose brother is a physician in the Philippines, and her brother made her buy shares at the hospital where his brother works to provide her hospitalization benefits. THANK YOU!!
Thanks for sharing! Learning something new everyday.
Ate Gi - my wife (57yo) and I (62yo) loved your vlog! It is authentic and well done. Enjoy your retirement in the PH!
Thank you! We are really looking forward to it, God willing. Thanks for watching!!
Hello po ate Gi , thank you for sharing, we’re also over 2 decades here in the US and planning to retire back home .. thank you for this beautiful and inspiring video ❤
You’re welcome 😊 and thanks for watching!
I am your new Follower. You are very relatable! I am Nurse in the US working in government as well but I still have a long way to go to reach what your have right now. Saving all your ideas for my futures use when i reach that stage in my life. So thank you! 🤠
oh wow! Your a nursing peer! We are blessed to have our practice here. Enjoy your journey. Thanks for watching!
Ang ganda ng presentation! Tama naman si ate gi life is short. Kaya kung Saan masaya sundin natin ang ating puso. Mas mura talaga sa pinas lalo na ang gulay at prutas makakain ka.enjoy ate gi! God bless us all!!!!
Amen! God bless us all! Thanks for watching!
true if may enough ipon or passive income /investment. Pero mahirap magkasakit sobrang hirap mahal un kilala nmin milyons na gastos sa sakit, asa hospital until now, Kaya nga health is wealth, Buti un relatives namin kahit less unfortunate Sila wla Sila gaanong sakit na need ng mahal na gamutan may mga seniors pa, kaya mas nahehelp nmin Sila sa other needs nila esp food
IMO, Philippines is now the new "Filipino dream" for US retirees especially for those who had achieved the "American dream". I've been binge watching dozens of retired international vloggers who chose the Philippines as their retired home based, they love it and had adapted to the culture , love the people and nuisances of Filipino life. I travelled 3x last year in Manila and traffic never really bothered me (I seem to get to my destination on time :) , especially if someone drives for you. With all the ride apps available, very easy to move around in the city. Philippines is the fastest growing economy, continued growth so more jobs provided, digital fintech growth, even Starlink is available there too, so faster WiFi. The CON is really the cost of healthcare and cost of city living, that's why my mom moved back to the US, she gets more benefits here in the US, now she just travels back to MNL during winter months.
Im from Canada but travel to the Phil. yearly. Except for electricity & a few other items, all the rest are cheaper in the Phil. specially as a senior citizen with all the discount & benefits.
@P-PopRising - To have options like staying in the Philippines, then returning to the US if some things don't work out is such a blessing. Hope your mom is doing well. Thanks for watching!
Those 20% senior discount is huge! Thanks for watching!
Husband and I were considering to retire in the Philippines. However, due to healthcare, transportation, safety and rising costs of everything, plus pollution and loud motor engines that we decided not to. We live in a community here in the US near the beach with many amenities and things to do for retirees. I’ll miss the authentic Pinoy foods, local fruits and the beaches. We plan just to visit once a year. Also, at one point we were considering Danang, Vietnam b/c of affordable healthcare for non-citizens but not sure yet. Good luck to you both and enjoy your retirement !
The best part is we are blessed with options...US, Philippines, Vietnam...So great! Thanks for watching!
That is what I am doing. Sarap sa Pinas but four months or less is good enough for me.
Great video Ms. Gi! Very realistic ang mga insights mo , they will sure help me when the time comes for me. 10 years pa ko to retire and I am also leaning to going back home. Thank You!
Salamat! Hindi perfect ang bayan natin pero mas gusto pa rin namin doon. Thanks for watching.
The lines for hospitals are a lot longer in the Philippines but New York City is the most densely populated and their hospitals are overcrowded too. Hint :Buy property near the hospital to avoid traffic and befriend your doctor neighbors. Also please don't buy a huge pickup truck or SUV when you get there LOL.
We are also planning to retire at age 55 in the philippines. Cold weather, cost of living and almost no life in canada makes us decide to retire in tbe Philippines. In God's grace, hope he will grant us what we desire.
Yes, we can only pray that He will lead us to what's best for us. Thanks for watching!
Seniors get priority in a line up, especially at Banks. They go straight to the front.
Also, make sure you get your Senior Card when you turn 60 for that 32% discount (No VAT) at restaurants and services which includes Domestic flights.
My wife and I stay in 2-bedroom condo in CBD in Manila so hospitals and clinics are plentiful. I've never had to wait at a hospital.
I actually feel like a Rock Star in Manila after recently turning 60. I love my newly found privilege and status. I feel like I'm treated with great respect here with all these Senior perks.
It's so good to hear that senoirs are given respect and priority in the Philippines. Thanks for watching!
This is what Inwant, to hear about people who retired and lived back to the Philippines. Enjoy your retirement and God bless!
Thank you! God bless you too! Thanks for watching!
I love the calmness of your voice.
Thank you!
You are so on point! You ticked all the boxes kaya very relatable ang points mo. Iba talaga ang warmth ng mga Pinoy and not to mention the humor. And your narration style is very soothing.
thank you!
Aloha, Ate Gi, I just saw your recent vlog about “retiring in the Philippines “. My husband and I are also going to retire in the Philippines. We have been living in the US for more than 40years(we both are born and raised in the Philippines (I’m from Baguio City and my husband is from Quezon City). My husband retired from the USN(20years), during his active duty years, we lived in Hawaii, Chicago, California, Guam then came back here in Hawaii(retired). We have 2 grown sons(born and raised here in the US) and now have their own family. We recently visited Philippines last month (March) and a lot of things have changed especially where I grew up in. But I like it. We went to visit my parents they’re both 93 y.o. And very independent. We will go back “for good” and stay there in 2 years. Take care and stay safe always.
Eventually, our hearts yearn for home 🥰
@cherylvillamor9579 - First of all, thank you for your husband's service (USN). And my best to your retirement journey in 2 years. Thanks for watching!
@TheMaiah13 - totally agree! Thanks for watching
Me and my husband are both retirees here in Vancouver Canada. The cost of living here is very costly so we decided to stay in the Phils for five to six months every year to escape the winter. Unlike in the US you can bring your pension in the Phils, Canada will stop your pension if you stay more than six months in a foreign country. Like you, my children are grown ups and they have stable and good jobs/ life here in Canada. They also enjoy coming to the Phils to unwind and trelax at our beautiful beaches, sceneries and food. Good luck on your retirement plans and God bless you and family.
I didn't know that Canada pension stops 6 months of being out of Canada. But still, thankfully, you have the flexibility to travel to our home nation, and return to your adoptive country. We are blessed. My best to you and your family. God bless us all!
Looking forward din po kami to retire in the Philippines. We’re in the early 50’s and our plan to do it is in about 5 to 7 years. We’re just waiting for our 2 sons to finish their Nursing courses and once they passed the NCLEX, that’s our time to pack up. Myself and my wife love to travel that’s why we like to retire early. We have a plan to visit all 84 provinces of the Philippines very soon. Our estimate is about 3 years to accomplish it. Praying for all of us to have a nice retirement in our home country.👍🙏
wow! we have so much in common! I have 2 daughters who are nurses, too. We also plan to travel a lot, thus, the plan to not wait till 65 before retiring. Thanks for watching!
Just watched a couple of your videos and nainspire ako na ituloy na ang nursing ko. RN since 2008 pero somehow nagiba trajectory dahil sa sistema and working in the BPO ever since. Thank you and keep it up!
Ituloy nyo po. sayang naman. RN na kayo eh. Especially if you can practice sa States, it’s never too late here. I started nursing at 40 and still made a good profession out of it. Thanks for watching.
Ganda po ng vlog ninyo. I have been living in the US for exactly 30 yrs now. Namiss ko mga kaklase ko at mga kababata ko sa Pilipinas. Pero para sa akin, depende kung saan sa states ka nakatira, kung sa east coast syempre malamig, pag sa west coast syempre maganda weather like California. Iyong weather ng California at access sa lahat ng gusto kong puntahan like Hawaii, Nevada, Mexico at mga cities dito sa California. Kung gusto ko ng snow, punta lang ako ng Lake Tahoe. Kung gusto ko pumunta sa doctors appointment ko or favorite shop or restaurant, napakadali lang. Anong ayaw ko dito sa states, uso na ang pagnanakaw sa mga store that affects the prices. Daming homeless na especially sa SF. Still I feel safe parin dito compared sa Pilipinas na I have to make sure that my wallet and cellphone is in my front pocket. Masyadong ma traffic sa Pilipinas, at ang init, hindi kaya ng powers ko. Tataas ang electric bill mo kung lagi kang naka aircon so wala karin natipid. Iyong presyo ng pagkain sa labas hindi na na rin mura like ng sinasabi ng iba. Paano naging mura kung $3 dollars lang ang difference ng mga fast food prices. Now kung local foods like karinderya or iyong wala sa mall, ayon mura yan mga P300 or $6, very affordable na. Pag gusto ko gumala kailangan tanghali at umuwi na bago mag rush hour. So parang restrict ka lang din sa area mo kasi pag lumayo ka pa aabutan ka ng traffic sa edsa. By the way sa quezon city kami nakatira kaya malapit sa SM North edsa. Number 1 issue ko sa Pilipinas iyong safety ng pamilya ko, yes uso parin ang akyat bahay gang. Iyong kaptbahay namin na may mansion, nanakawan ng tanghaling tapat kahit super taas na ng bakod nila. Ang sulosyon, pababakod mo lahat ng sa tingin mo na pwedeng daanan ng magnanakaw, kaso papangit na itsura ng bahay mo. Tapos pag alam nila na galing kang America, mainit ka sa paningin at lahat ng kamag anak mo pupuntahan ka kahit ayaw mo. Iyong tahimik mong buhay sa america mapapalitan na dahil sa kamag anak mo and people around you. Unless you lived in exclusive subdivision na may kaya rin mga kapitbahay mo, pero wala din kasiguruhan. Ang gusto ko naman sa Pilipinas, magalang ang mga bata pag lumaki doon compared sa America at madaling mag negosyo and your money will last longer. But are you willing to wait in a long line like bank, government offices, LRT and dealing with crowded people? Pero syempre sa gimikan at mall angat parin ang Pilipinas.
What scares me in the USA is the mass shooting, can happen anywhere because people have so much issue with stress, kids or adults, laws are protecting the perpetrators more, imagine the looting as well as squatters rights, taxes left and right especially property taxes. Imagine having to pay 400K pesos for property taxes compared to 3k pesos yearly in the Philippines, I’m happy with a simple life not requiring a mansion 😂. The politicians so draining trashing one another always on any social media, people are so unhappy with their jobs it seem at least my co workers are. I’m in my 50s and can’t wait to experience the Philippine life of self sufficiency growing and raising my own food, travelling the many beaches or tourist spots of the Philippines as well as other countries. At the moment I continue to live a mundane life in the USA, I’m tired of vacationing in the USA, South America, I truly want to experience Philippines and if I ever get tired of Philippines I’ll just have to visit one of my fives kids in the USA, to dream indeed.
It's great to have options! My best to you! Thanks for watching!
Case to case basis po yan. Of course kung sa West Coast ka mas maganda ang weather doon at kung may marami kang pera siguro hindi mo na kailangan mag for good sa Pinas. Pero hindi naman lahat may ganyang katayuan sa buhay. Katulad ako nasa Canada na for more than 25 years at balak ko mag retire at the age of 55 sa Pinas. Kung dito ako sa Toronto baka hanggang 90 years old mag wo work pa rin ako kasi napaka mahal lahat ng bilihin at hindi kakasya ang pension ko. Samantalang sa Pinas malayo mararating nung naipon ko. At the age of 55 ibenta ko bahay ko (paid off na po ito) at gamitin yung ibang ipon ko. At the age of 60 mag apply na ako ng early retirement pension ko sa gov't of Canada. At the age of 65 makakuha ako ng additional na Old age pension at mga locked in retirement savings plan ko. Ibig kong sabihin at the age of 55 stress free na ako at may freedom na ako na hindi kayang bayaran ng pera (All my life dito sa Toronto puro trabaho na lang). Imagine lahat ng pension na makukuha ko sa PInas ko gagamitin ang sarap kaya ng magiging buhay ko sa Pinas. One more thing hindi mo dapat ipagyabang na galing kang abroad pag sa Pinas ka na nakatira at wag kang maging santa Claus. Ganoon lang po yon. Simpleng buhay lang sa Pinas pero alam mo na may pera ka kaya kampante ka sa sarili mo. Ngayon kung pag uwi mo sa Pinas bibili ka ng mamahaling bahay at magarbong buhay eh baka 1 year pa lang balik ka na ulit sa abroad at kayod ka na naman to the max. Yang pagkain, kung kakain ka ng Mcdo sa Pinas everyday eh baka ma bankrupt ka nga. Yung local foods yan ang mga mura at masasarap kagaya ng mga fruits and vegetables at mga isda which is napakamahal kung sa abroad ka. Yang aircon wag mo na problemahin yan dahil maglalagay ako ng budget para dyan, ibig sabihin i give up ko yong ibang bagay na hindi naman necessity. Yang paglagay ng mataas na bakod sa bahay hind na kailangan yan, kahit saan naman may mga akyat bahay. Dito sa Toronto ordinaryo na lang yan, everyday nga maraming nawawalang sasakyan dito kahit i search mo sa news yan. Sa waiting naman na sinasabi mo, I will have all the time to wait sa lahat kasi retired na ako at hindi nagmamadali. Dito sa Toronto min 4 hours waiting time bago ka makita ng doctor at sa emergency naman 6-8 hours waiting time dito. sanay na po ako dyan. Sa traffic yang highway 401 namin parang parking lot yan, halos hindi gumagalaw ang sasakyan. Sa health care naman puwede ka kumuha ng insurance at Philhealth na affordable naman. Pero kailangan na mag set aside ka ng pera mo para sa emergency. Para sa akin the best pa rin ang mag retire sa Pinas, dahil doon ko mararanasan ang totoong freedom sa buhay. Ika nga eh, life is short, so enjoy it to the fullest.
Tumpak po nadale nio po ang reality ng sa Pinas compare sa USA😅
Reading your comment is like hearing myself talking. 🙂
I’m a Fil-Am . I live in the US for 15 years. Maganda Dito sa US malinis ,walang traffic etc. But I miss in Pinas like food lots of people crowded masaya . I miss my hometown. The problem in the Philippines kung may Sakit at mahal sa hospital . Sa US may insurance no problem.
Oo nga eh. That is the risk we take pag nandon tayo. Thanks for watching!
Just take a vacation. I do not like the crowds dahil ayaw Kong madukutan o maholdap. Mga tao sa Pinas laging alerto at sa harap nila nilalagay ang pera nila in a bag o backpack nila or in front pockets. Masaya dahil maraming tao sa umpisa. After 3-4 weeks, I must return to home base SoCal for peace of mind and sanity. It is more crowded and polluted now, 120+ million people na sa Pinas na kasinglaki lang ng state of Nevada.
Thank you for making this video. I’m 62, possibly going back in 3 years. Same concerns 😞Salamat ☺️
Hello po, That is great plan for your retirement. I recommend po have a Financial Advisor to review your portfolio (401K, IRA, SS).
Salamat din po for watching.
i am inspired by you and same as you, nurse here looking forward to settle back in ph :) it is great to see as well to see the community in your channel sharing their experiences in the comments.
That’s true! I’m learning a lot from the comments. And I so appreciate their time and your time for writing your comments. Thanks for watching.
Wow! Good luck! I enjoyed watching and listening to your calm voice. ❤️❤️❤️
New subscriber from Calgary Alberta Canada 🇨🇦...Nakaka-inspired ang video mo...Officially retired na rin kami in 2months after 21yrs of staying in Canada...We're retiring in Philippines din...in my hometown Pola Oriental Mindoro...Back to farming..❤
One of the many worries and concerns natin as a Fil-am way of life, and it’s my biggest fear as well living back in Pinas, but come to think of it, God just let us experience, learn and enjoy US life but it’s up to us if we would grab it our whole life but as for me I would rather retire in Pinas whatever we attained in life whoever we will become we’re still pinoy , I would say follow what our hearts say and listen to what God wants us to be and where we should be
I agree. Trust in God. Amen. Thanks for watching!
Awesome! Same here. Halos same tyo ng reason. Every time sinabi ko plan ko sa mga co-nurses di nila ako naiintindihan. Good luck!
Thank you!
this is a relaxing vlog. love it
Glad you enjoyed. Thanks for watching!
I'm turning 40 next year, as single and did not bother to fix my finance early. I have likely 15% but I need 100% to reach my goal to retire early. Most like at 55y pwede na, but for sure I am more comfortable at 60 to enjoy Pinas 😊
This vlog is a great heads-up!
Thanks
Scary lang kasi quality of healthcare sa Pinas. Itatakbo ka ng ambulansya yun eh pag umabot kasi na traffic nga then dadalhin ka sa hospital kung aabot ka pa rin ang dasal kasi traffic pa din.
Mga gamot di pa sure kung legit or fake din.
Di ko kaya makakita ng mga nagugutom sa daan lalo na mga batang pulubi then ako naka aircon sa kotse, walang iaabot. Ma se stress ako!
I cannot unsee them 😢
I agree with you on everything you said. I would never retire in the Philippines, vacation only. Health care is the number one reason why is not a good idea to move there. In American no matter if you’re poor or rich they will treat you the same way in any emergency situations, life before money, in the Philippines is money before life. It’s fun in the Philippines for vacation only, not a permanent resident. I’ve known so many people that moved there and now regret leaving the States. Now they are having a hard time trying to sell their home, the biggest complaints are heath care, poor heath care. This is my opinion only, everyone has a different opinion.
Hello Ate Gi! Excellent video and very very informative. I went to the PH for the first time with my late parents when I was 18 in the late 1980s. I can’t believe as I get close to retirement my hubby and I are seriously considering retiring there from the US. I think it’s the right move!
Thanks for sharing!! My best to your future plans!
Ang ayoko lang talaga living here sa Philippines is malayo nga ang 2 anak namin sa amin.
And yes ang haba ng pila and waiting time sa lahat😢
mami-miss din namin mga anak namin when the time comes. Buti na lang may facetime! Thanks for watching!
Good for both of you. I just retired 2 yrs ago @58 yrs old here in Manila and love it. Raised in America for since 1972 and work went to University and worked there. Nice place to work and save $$ but not to retire. Here the Philippines is cheaper and weather is nice. Now I am raising two girls here both attending university studies. Hope you will enjoy retirement here.
I'm sure we will enjoy it. My best to you. Glad you are loving it there. Thanks for watching!
The presentation is honest and humbling. I love the way you narrated it.
I am touched. Thank you so much!
Ang Ganda mo namang mag narrate about life. This is the first video I watched and excited to watch more videos lalong lalo na pagnaka-retired na kayo sa Pinas. I might consider retiring din sa atin.
Can’t wait!!🥹
Same here❤️
Thank you! nakaka wala po kayo ng stress watching your contents. Im also a nurse who just got here in the US (also bay area). Na inspired po ako sa inyo ❤️ God bless!
Enjoy your nursing practice in the Bay Area. Thanks for watching!
Another classic! Wow!❤
Thanks for always watching!
Great stuff. Looking at retiring back home as well in the next 6 years (62) - PAMPANGA. Wish you all the best in your retirement. Cheers from NYC! (am a RN as well)
I miss NYC! HopKee at 2am. Lol! Tapos Pampanga, another food destination. Thanks for watching, nursing peer!
This is a positive motivational video feels like I'm listening with my favourite music it's very relaxing and that voice it's blissful thank you and keep safe always
awww.! Thank you so much for your kind words.
kailangan pa din talaga mag maintain ng residence a States lalo na if you have chronic illness. Im sure Ate Gi is very healthy, so shes not worried about this part. I can go back home in winter months & come back in the spring.
I am quite healthy for now but no one really knows. That’s why having options to retire in the Phil’s and still being able to return to the states is a blessing. Thanks for watch m
I do not agree with this, my mom after 35 yrs in the US moved back to Cebu, she ended up at a hospital for a surgery, and the bill was astronomical - Medicare is not accepted in the Philippines, because my mom was not a saver, my brother and I had to fork out the money to pay for her hospital bill - think twice before moving...the traditional route is not a trend anymore...
Magkano po ang binayaran ninyo in dollar all and all? Pinag usapan na namin ng mga barkada ko yan about retiring sa Pilipinas. Sabi nilang lahat unanimously, hindi sila mag reretire doon. Ang number 1 reason iyong Healthcare. Pag na confine ka ng matagal sa hospital or may malalang kang sakit, mas yari ka at mababaon ka sa utang. Kailangan may 50% down-payment ka pa bago ka tingnan. Dito sa America kung wala kang pambayad, they won't be able to force you to pay it. Lahat ng relatives namin dito nandito na, siguro mga few uncles at aunties or cousin na lang doon. So mahirap ibenta mo lahat dito sa america at mag all in sa Pilipinas. Unless mag nenegosyo ka, which is very easy to do in the Philippines.
Exact reason why I don’t plan to retire in PI.
I think she explained that too. You have to get local health insurance in pinas. Kaya nga mag research sabi niya.
I agree. Avail yourself of a good health insurance in the Philippines. Also, you can claim emergency hospitalizations bill with your Medicare in US. You just have to pay the bill first. Just like in the US, you just have to plan and not just live there and pay cash for health care. Another way is to move your residency to Guam and obtain your medicare/medical. Guam medical is accepted in most Philippine hospitals.
Good luck sis ..we dreamed of retiring in the Philippines also 2022 it happened . We are happy ang while we can travel back and forth na Lang to see our kids back abroad . Some things here we just have to accept and keep going ❤❤❤
Love to hear that you are happy over there. Thanks for watching 💙💜
I love this video. I am planning to come home for good but cant seem to get things started.
Thanks for watching po!!
I’ll follow you, I have 3 more years and will be doing the same thing. Thank you.
Same here. 21 yrs working outside the country. 5 more Christmases to retire in the Philippines. I grew up in Manila with family, relatives and friends across Luzon. When I retire in 5 years, I will explore Mindanao and Visayas. Places like Davao, GenSan, Cebu and CDO have full of awesomeness. I know how to live with nothing. Eat once a day is alright but love the life each moment is everything to me. Dear Lord, thanks for all the blessings you provide to my family. With all the protection, grace, forgiveness, joy and peace, thank you! I'm excited to create build and enjoy my little farm in Talakag.
Amen! Wishing you all the best! Thanks for watching!
Comparing California and the Philippines, the cost of living in most cases can be cheaper with western living in the Philippines. Our permanent home is in Texas, but for the last couple of years, we have been living in Germany and Italy. Comparing the Philippines to those two European countries, the Philippines is definitely cheaper. On the other hand, the cost of living in Texas is way cheaper than in the Philippines. Gas and electricity are way cheaper in Texas. We are also planning to partially retire in the Philippines and travel at the same time, but plan to permanently stay there when we can no longer travel.
I am surprised that Texas' electricity and gas is cheaper than the Phils! Love the fact that you've been travelling. Great to retire while we're active to enjoy life much much more. Thanks for watching!
Wow! Stumbled upon this wonderful video. Ang galing ng story telling style mo and editing! Nag retire na din kami ng misis ko (RN & CLS). Staying muna dito sa states.
Can't wait to be in your shoes. Soon. Thanks for watching!
Absolutely I'll be doing same.. I don't want to retire here in U.S... been here for 4 decades as teen... soon to be retire myself... there's something missing part of me since we left philippines as a kid! My growing years in the Philippines was an exciting adventurous during times going on vacation during summer break from school.. like LaUnion, B agiou and Pangasinan.. traveled to Cebu too! I have been following on TH-cam as far where my birthplace is and wow how what an improvement is Pampanga, Angeles City .. then age 5 moved to Balibago Subdivision by Clark.. that has improved also Modern.. until 9 to U.S. Good to know such vlog as this of Pro's and Con's to prepare myself once settling there in Philippines. But rather be in Province where it's peace and quiet maybe Bagiou I love the coolness ... But like you said.. when winter here in U.S. it's horrible cold maybe it was different when I was younger that I didnt mind.. but now as we do get older.. I don't care for it!
America is not the same as what they call "American Dream"... now that looking forward is more like my "Dream is in the Philippines" rather have my own house even just a little one and call it my own home than renting apartment or paying mortgage until paid off! I'm not happy here anymore.. being said too much violence here in Minnesota daily news of homicide .. drive by shooting and drug addicts and top of all discrimination! Minnesota was one of best state to live in decades ago.. but now. with all the circumstances going on.... I rather be home soon and rather explore more there than here!
Wow I never knew Minnesota is like that too, I heard at work that Minnesota was nice and had beautiful lakes, I suppose it’s like the Midwest where Asians are all seen as Chinese, can definitely relate.
My best to you! When are you planning to retire in the Philippines?
@@official_ate_gi_channelThank you! I'd say within 5 years... until fully saved financially to have a small business to live on! The S.S. is a joke.. I refuse to live on that here!
@@TharaLetzISLANDER Yes.. Despite the decline in available workers, however, Minnesota still had the 6th highest labor force participation rate as of December 2023, with 68.1% of adults over the age of sixteen working or actively seeking employment. But depends on your skills and experiences then again your race also plays of hirement then again your age!. Lakes it's just a lake 😂I'd rather look at the blue ocean! 😊.. Here in Minnesota mahority of Asian's here are Hmongs.
I’ve been living in US for 40yrs, spent more than half of my life here . Pero I prepare myself dahil I can’t afford here in Daly City. I love simple life at province where I came from Bataan. I am still working at Kaiser 21yrs as a matter of fact. I am alone kaya I have a house in the Philippines. There are pros and cons wherever you go. As long as you are happy inside and out that’s the most important thing. Good luck yo you both. I know in my heart you’re happy with your decision. God bless both of you..
@Dreamer20239 - Yes, I'm following my heart. And I'm happy with that. Thanks for watching!
@higherpurpose1212 - wow! huge house! We also don't plan to have house help as long as we're able to. My best to you. Thanks for watching!
I’m so happy for you ♥️🙏 can’t wait for our turn 😊 but we do it 8 months in Pinas then 4 months here in US .
Awesome storytelling and editing madam. Me and my wife just started our life here in US and are planning to retire in PH as well. Id love to see more vids from you, enjoy dyan sa ating bayan!
My mom retired in the Philippines. She worked in the states for 34yrs, her retirement money is enough to make a nice living. Her mistake was she didn't buy a land or a house when she was visiting back then. She now rent a condo in Manila for 25k pesos in Mandaluyong and she lives comfortably.
wonderful video! I am planning my part-time retirement in the Philippines too after more than 50 years in the US
We are so blessed to have an option of retiring in our native country. Thanks for watching!
Part time retirement is a good idea. Unless you can”t afford to live in the US. Go four months Manila and
Back to US the remaining months. My experience to my other relatives uncles and friends their really enjoying their retirement there. No worry about traffic and hot weather. BUT their life cut short and thinking if they stay here maybe still live longer and alive. My uncle had a heart attack the ambulance did not make it to the hospital due to traffic. My friend also heart attack made it to a clinic but did not survived. My friend was hospitalized due to long illness did not survived with million pesos hospital bills. My other friend retired also in the Philippines. He started small piggery business by his residence. One day neighbor said you piggery smells bad and my friend comment you smell bad than my pig. My friend was murder in a week. “There is no place like home but still thinking security and health care. Those retiring without issue on health and still young but their retirement cannot afford to live in the US can try to retire back home. For me I visit Manila for four months then back to US. The next trip will be few months to other country and back to US again.
My parents and siblings are all based in the US. They go back and forth in the Philippines. It is also a win win situation for them. They get to enjoy also the fruits of their labors in the US and come home for some time in the Philippines to renew ties. Our parents are in their early 80’s. Retirement is to me is an accomplishment and about time to enrich further faith in the spiritual side of life, plenty of time soon as retirement sets in. All the best
Thank you so much, you gave a resounding message to the Filipino retirees...I too is a retired nurse...bought a house as I know will have to decide when the time comes in our old age...I love Pinas with all the good and the bad...the "bad" are inconveniences I can live with....there's no place like home...mainit? Malamok? Etc...do not bother me as I was so blessed in the US and able to help our economy and our friends and family...priceless!!
that's the attitude! love it! magpahid ng "Off" para hindi lamukin, di ba? ayos lang yon. thanks for watching!!
Your story is very inspiring and in few more years here California will be going home too. Plan to retire there and as you said there is no place like home🙏
Ako nga 36 years sa USA but when its time to retire then i planned and analyze then i executed my plan to retire in Cebu city and im just renting a condo unit myself and i already got a Philippines drivers license at senior ID and I applied for a national ID after three months then I will apply for a philhealth I like Cebu because it has a direct flights from the USA without stopping in Manila airport
Thank you for sharing your thoughts and plans about retiring in the Philippines. Good luck to your new adventure. All will be well. ❤
Yes. It will be ok, with God's guidance and grace. Thanks for watching.💜💚
Thx for sharing. We’re now snowbirds 6 months PI 6 months USA
You are very eloquent, Ma'am. Me and my wife are nurses here in the UK and currently, our US visa processing is ongoing. A few years from now, magiging nurses kami sa U.S at balak din namin magretire sa pinas. Thanks a lot for the insights.
Best of luck! I hope you’ll like the U.S. it’s a place that has given us so much. All I have for it is gratitude. Thanks for watching!!
Excellent video content Ate G and I would be waiting for your next vlog regarding health insurance.
I’ll share it once we’re done researching.
Thanks for watching!
Bago palang po kami sa Canada pero looking forward to retiring in the Philippines too. Having my own farm, simpleng buhay po baga. Thanks for this video. New subscriber here po.
Beautiful dream to aspire for. Salamat sa pag subscribe ha. My best to you!
im a US retired nurse worked here for over 30 yrs.I retired @ 57 y/o 2022,all the pros & cons i studied for years before i decided to retire early,so far it’s the best decision i made,i get to enjoy life without stress & eat my fav. healthy food in Iloilo,i left my 2 children here & i visit them every year,goodluck
so glad to hear that things are working out for you. Thanks for watching!
Thank you sa video na to. I am 43 and iniisip ko na magretire sa Pinas at mamuhay ng payak. I have been looking for this kind of video to serve as support sa pangarap ko this 2024 retirement.
wow! this year ka na magre-retire?! nice! my best to you. thanks for watching!💙
"I've been a Canadian nurse for 20 years and am almost at retirement age. My husband and I are planning to spend our retirement in the Philippines, but the only constraint I see is the healthcare issue. Going to doctors' appointments will also be a problem because of the traffic situation. Other than that, staying in the Philippines is more fun."
Both of my parents are also in the Philippines. Senior citizens na sila both and I can relate about their health insurance. Mahirap talaga maghanap kc at their age mahal na yung mga premium for them. I hope you can share whatever you find eventually. Good luck po!
Will do. My best to you and your parents. Thanks for watching!
wow very inspiring story ito rin ang plan ko to retire in Phil. 6yrs from now
I realize that many viewers have the same plan pala. Thanks for watching.💜
Ito din plan ko. Pero recently, I plan bumili ng home dito sa Fl. then later bibili ng place sa pinas to retire. 🥰