I'm blown away. At such a young age, she's not only doing everything right with her personal finances, but she's also setting up the people around her for success. Super admirable. Great episode!
@@enriquerenteria6089 I wouldn't call it easy. After all, there are tons of people who have those exact circumstances that aren't doing half of what she is. A 24 year old with a 100k job, her own business, and saving up for her sister's college tuition? Come ooon, she *is* exceptional
So as I understand it, her smart cousin had a 529 plan in place for himself, which is a tax-free savings strictly for education, but he ended up getting full scholarships to all of the colleges he applied to so she got to use his tuition savings instead for her education. And now, she's paying it forward by footing the bill for her sister's education. If that isn't family helping family, than I dunno what is! From another Southeast Asian, you are an amazing human.
Happens in Australia too. It's happening everywhere. Neoliberal capitalism has made life too expensive while wages haven't increased. But the 'brilliant economists' who brought us this system didn't realise that when young people don't have the means to establish their own home, this reduces the size of the economy because they're not buying home stuff.
As a child of immigrant parents, I'm so happy to hear her story and that she's helping out with her family. Props to her and best of luck, Kristina, with your journey!!
What I love about her family...her parents and sis just based on this quick montage is that they are go getters and non toxic. Many successful first gen kids are taken advantage of by parents who, while are no longer in the do or die situation as new immigrants, act like they still are and keep making bad decisions and dragging their successful kids down with them because they still don’t know how to live full lives or improve their own lives even more.
@@nightingaleofficial3604 oh I can see that. It really depends on each situation. I think luckily her family is more nurturing and together. All families should be like that !
@@nightingaleofficial3604 I hope one day I can give back to my family. I made some poor financial decisions but I'm hoping I can show promise and growth for them.
LoL. Go and look what these churches do in those third world countries than you'll understand that her generosity is doing much harm than good. These rich evangelical organization stall and disrupt many infrastructure projects through many NGOs in the name of environment. They also create artificial poverty and shortage so that they can lure the poor people towards christianity by taking advantage of their misery. These churches also fuel ethnic/religious riot and cleansing in many countries. Church of new zealand financed a genocide of indeginous people in north east india
Under 25, making 100k annually, rooted in the faith, giving back to the community, easing financial burdens within the family, AND a side hustle?! We love to see it! Peace and love from Canada!
@@ye23. Here they’re used to build up credit history so we can do things like rent apartments, buy cars, and other things that require you to have a good credit history. I think they’re only bad if you don’t pay them off
Wow the family mentality here is strong. Kudos to her cousin for starting this tradition. I truly loved this one! It’s also shown me I can always do better 💜
So many people get to live at home but blow all that extra money or frivolous things. Good for her for supporting her family and doing amazing in life!!
Take notes: she staying with her parents to pay off certain bills and to help family. People in America look down on people who are over 18 doing this ( which is sad) and I think this is genius. Much respect to her
"Pay my sister's college tuition", such a great Asian culture - we have a moral responsibility towards our family, we put our family above our own selfish needs.
@@Essays4College I'm 24 and make more than 100k and I also live in Fairfax County, VA. So maybe don't underestimate us ;) She's obviously hard working and has a good head on her shoulders. I'm sure she deserves every cent.
@@tiannawoodson3074 Not denying your, or her, hard work. I'm just saying that if someone can earn that amount with little to no experience is that person really worth the salary now?
@@KristinaTruong I agree! You're awesome. Not many understand the responsibility of us immigrants especially when it comes to helping our family once we make it. Kudos to you
If the opportunity is available to someone, I definitely don’t think they should be looked down on for it. I lived at home 5 years after graduating college and that set me up really well financially for buying a house and paying for grad school in cash. I still helped my parents out and gave to charity, but I was still able to save a lot.
It’s not always that stigma that keeps someone from living with their parents, but the people that do have the ability to live with their parents should definitely consider it as it will help them be ahead!
@The New Paulo Coelho I personally am not a huge fan of charity organization either, however, I was employed as a lab technician to do cancer research for 3 years and during that time my entire salary came from donations received by a cancer research charity organization. People at the top of these organizations earn a ton of money, which is the weirdest thing about this all, however, it's not completely a scam as at least part of the money is used fair and well.
@@revirdkcalb Heyyyy! Fellow MLT here! I live about 90 minutes south of her in Richmond, VA. My parents are immigrants too. My parents didnt pay mine nor my younger sister's tuition. We used grants, govt loans and scholarships too. Both of us have lived at home after college graduation just like she did. When I graduated in 2007, I had $18,000 loans. I worked in a medical office at the time in the clerical area and paid all that off in 18 months. My sister had less debt because she was able to get more scholarships. She graduated with no debt. Like many immigrants' children, we saw how they managed money and we didn't want to be in their shoes either so we saved when we can. My sister eventually bought a house for around $200K and paid it off in 4 years from working as an RN. So there you have it. She's still working full time nights as an RN and I work part time on second shift as MLT since this Aug
@The New Paulo Coelho Yeah my name always gives it away 😂😂. I was born in America so I can read creole really well lol but responding is a little harder. Thank you for your kind words 💕 Mesi anpil !! Nou la
Did the same thing! Graduated without debt, made 80-90k, lived at home until 28 while helping my family, got married and bought a home with 25% down at 29! I've only accomplished what i have through my immigrant parents hard work and dedication. They will never see the inside of a nursing home, I tell you that much! Way to go!
As someone who lives in this general area, everything she's doing is extremely selfless. Those are core values that you cannot teach, those are engrained in you from watching and experiencing hardships. Wish her and her family the best of luck!
WOW!! This young lady deserves an award. This is the best story yet, she is working full time and not only does she live with her parents she helps her parents and her sister. She is concentrating on saving her money and she has a system on how to make the most of her credit card points, bravo!. She is also not wasting money on frivolous stuff. Graham Stephan will love this! Props to this young lady. She's an example to everyone.
From a fellow 24 yr old here. She is doing great and I can tell they are a close-knit loving family. There is no shame in living with your parents while trying to meet some financial goals. It's a blessing that she helps them out too especially with her mom being laid off. One of the best episodes.
@@SincerelyDiane how's life in your country compared to india like I'm an average poor indian u can ask me anything I earn around 100 dollar a month I'm a toilet cleaner work 12 hours a day no holiday we live in a slum how's life there what u do
Not only is this girl going to be a millionaire by age 30, her sister is going to be following in her footsteps being featured on Millennial Money as well. Cousin - genius spreads gift of education on to her who then spreads it further to her sister and everyone wins. This is how society is supposed to work in the best case. You just know she's a great and wholesome person when she's not only helping her parents to pay the mortgage, but also paying $700/mon to charity. While I'm not religious whatsoever, the fact that she's so charitable and selfless really speaks volumes about her character. It's that immigrant struggle and hustle. I don't know how you can say anything negative about anything they're doing. Legit hats off to her and her family.
This may be my favorite Millennial Money episode! She's doing everything right, and I love that for her! Paying for her sister's college expenses, helping out big time at home, being a business owner, what can't Kristina do?
I commend her. I was like 100k and you live with your parents??!! BUT paying off student loans, assisting parents with their mortgage and bills, and saving for her sister is so responsible and amazing. What a great story.
Best episode yet! She has her finances locked down in order. Love how she values family. Her sister is blessed to have such a sacrificial older sibling and role model.
I've seen all of the Millenial Moneys, and this is by far my favorite one. She's doing everything right, and they finally found someone who gives >10% to charity! Also loved that she spent time talking about her faith. That's how it's done! Keep it up Kristina!
Absolutely my favorite Millennial Money episode! She looks at money as a tool to fund her sister's dreams, provide for her parents, and further the Kingdom of God through that Christian charity. But she's also hardworking, saves aggressively, and is investment-savvy. What an outstanding role model!
Finally, a video where a person is responsible with money, out of student debt quickly and living with family (parents and siblings) this is the typical Asian family (India and whole Asia). This is pretty common in India. Nice to see that culture in the West.
This type of familial/community-orientated behavior is common in many non-western countries. Many African and South American households hold these beliefs.
Beautiful, educated, kind hearted, hard working, AND the head of the household, it doesn’t get any more BOSS✨ than that, your parents must be so proud of both of you ladies 💕
As someone that was born and raised in Fairfax VA, this is a very accurate representation of being there financially speaking. It's also very funny since they moved from Arizona to Virginia and I did the opposite with my parents. Kristina is on a good path financially and has a very solid foundation to move forward.
I'm doing exactly what she is doing. Staying home with my family and working to provide for them. I make 130K and will eventually move out once I pay off my debt and I know my family is in a comfortable position. Glad to see other millennials like this.
She is probably one of the best people people who has came on this show not just in finance but she really cares about the people in her life. I wish I had someone like her in my life
What a great episode! Love how mature is she and does not only looks out for herself and her future, but also for her family. You can tell she is happy as she gives back to her family and community. She is also wise in how she stewards her finances. She is a great example for all young professionals to follow!
I lost interest in people making six figures.. until this video. Wow she’s really down to earth and great with her money. Tough times make strong people!
Saving for (sisters’ edu, 401k,raining day money etc..) and spending frugally and donating for a cause, and a side hustle biz while locking down a full time job and help out with the family and young and pretty ..she’s perfect, well done👍👌
Bring back family values to the U.S. Normalize living with parents. It makes so much financial sense, it buffers you from isolation and mental health problems of not being with people. Your parents get to be a caretaker of your children, and in turn you get to look after your parents. It's a beautiful system.
only if you have a close family with a healthy, supportive dynamic. there is no way I could ever live with my mother (who owns her home and vehicle outright and retired early at 55), although I'm an only child. It's way too toxic of a relationship. Even a once a month phone call is difficult. I'm amazed by families like the one featured here, that seem so genuinely close but not overbearing.
whoever disliked this video, shame on you. she is so wonderful. her family has been through so much hardship and now being able to pay it forward for her sister and parents, that's amazing
If one is able to live at home they definitely should. When you move out, you will have to finances to take care of yourself. Continued success to Kristina. Those cupcakes look so good.
@@KristinaTruong You are such an amazing person. I'm the same age as you and nowhere close to where you are in life. I also love baking, but never have had the confidence to start a business. Great job! I wish you and your family health, happiness, and success.
Wow. More than how obviously smart and responsible she is, this is a beautiful look into people who see their families success being of equal value to their own. So glad I found Kristina's new youtube channel through this!
I truly appreciated the story because of the strong dynamic of giving back and paying it forward that she has within the family. Her cousin did such a wonderful act for her and she's doing the same for her sister. Plus she is also giving a good amount of money in her monthly giving towards the organization she gives towards. I love love love the relationship she not only has with her family, but also the relationship she has with the Lord. It is a huge blessing. I would definitely want to support this company that's up and coming in my area! Great job lady!
This entire family is remarkable! This is the way it should be. By far the best one. In my community, parents are pushing their kids out the door at the stroke of midnight on their 18th birthday and the expectation is they have a full time job, a mortgage and 401k to carry on their back.
Family is really important and this story is the prime example of it. Very relatable and truly inspiring. Good luck Kristina, may the future bring you even better results!
this is probably the most wholesome
Millennial Money episode yet
I agree! Unrelated: are you standing in front of the bell tower by chance at UC Riverside?
@@soulspirationgoddess haha nope! It’s in front of the tower at UT Austin.
Agreed
Yesss my thoughts exactly!!
Oh, by far!! Kudos to her parents for raising a wonder human!!
Wow. That cousin’s selfless act is just wow. And the she turned around and will pay it forward. Double wow.
Yeah, her story is awesome
Beautiful story!
Pretty awesome to say the least!
They really show what the word "family" is all about!🥰
Vietnamese culture
This is the most responsible adult make it I’ve ever seen
Nah the nigerian girl in New York was by far as well as graham Steph and others. There are plenty
agreed😎
@@d.jmamba7237 Yes, I remember her. Her name was Bucola and she has a TH-cam channel as well. I think it's called "The Come Up."
@@dcjohnson2490 oh yeah. It’s hard to top her
@@d.jmamba7237 graham Steph? are you sure? he's just a money hungry guy, no where near this girl
I'm blown away. At such a young age, she's not only doing everything right with her personal finances, but she's also setting up the people around her for success. Super admirable. Great episode!
Easy to do when you grow up in a functional family, and have parents who have a house to let you stay there for years
@@enriquerenteria6089 I wouldn't call it easy. After all, there are tons of people who have those exact circumstances that aren't doing half of what she is. A 24 year old with a 100k job, her own business, and saving up for her sister's college tuition? Come ooon, she *is* exceptional
Her family WORK together!!! Plain and simple. Her cousin gave her his college savings plan. Thats why things are going as planned.
@@lelabrooks04 Asian families are like that.
@@lelabrooks04 she still had to pay 25,000 in loans and that's not including interest. any kind of debt to pay off is always tough.
So as I understand it, her smart cousin had a 529 plan in place for himself, which is a tax-free savings strictly for education, but he ended up getting full scholarships to all of the colleges he applied to so she got to use his tuition savings instead for her education. And now, she's paying it forward by footing the bill for her sister's education. If that isn't family helping family, than I dunno what is! From another Southeast Asian, you are an amazing human.
Thats exactly what Jewish people do, they help each other and become more successful in the long run.
Living with your parents shouldn't be looked down upon. It's perfectly fine if you help around the house and contribute.
It's an American thing, I was made fun during my 20s, living in the Bay Area.
@@me4five they won't make fun of you if you make more then them
@@me4five it’s not just an American thing
@@t-bone9239 My bad, that came off wrong.
Happens in Australia too. It's happening everywhere. Neoliberal capitalism has made life too expensive while wages haven't increased. But the 'brilliant economists' who brought us this system didn't realise that when young people don't have the means to establish their own home, this reduces the size of the economy because they're not buying home stuff.
As a child of immigrant parents, I'm so happy to hear her story and that she's helping out with her family. Props to her and best of luck, Kristina, with your journey!!
What I love about her family...her parents and sis just based on this quick montage is that they are go getters and non toxic. Many successful first gen kids are taken advantage of by parents who, while are no longer in the do or die situation as new immigrants, act like they still are and keep making bad decisions and dragging their successful kids down with them because they still don’t know how to live full lives or improve their own lives even more.
@@nightingaleofficial3604 oh I can see that. It really depends on each situation. I think luckily her family is more nurturing and together. All families should be like that !
@@nightingaleofficial3604 I hope one day I can give back to my family. I made some poor financial decisions but I'm hoping I can show promise and growth for them.
Thank you so much! I really appreciate it
@@KristinaTruong NP! You got it. Happy to see a fellow east coaster. I hear too much good news for people in the west coast. It's a nice change up
She makes a lot of money, but she also gives back and that is huge for a millennial in this day and age. Kudos to her!
if your family is supportive, you should help. if they are toxic, i wouldn't give them a dime.
She’s not a millennial.
@@jesseman76 how not?
@@asadb1990 She’s 24, so she’s more than likely Gen Z
@@SpringoBingo boomer-gen z.
Donating $600-$700 a month she is definitely one of the most generous people on the segment
That"s why she has so much... her generous heart! Gotta love this girl cause living in Fairfax County is Expensive!
@@fay8717 she said she lives at home
to a church tho...
@@bonbonS1969 is that bad?
LoL. Go and look what these churches do in those third world countries than you'll understand that her generosity is doing much harm than good. These rich evangelical organization stall and disrupt many infrastructure projects through many NGOs in the name of environment. They also create artificial poverty and shortage so that they can lure the poor people towards christianity by taking advantage of their misery. These churches also fuel ethnic/religious riot and cleansing in many countries. Church of new zealand financed a genocide of indeginous people in north east india
Under 25, making 100k annually, rooted in the faith, giving back to the community, easing financial burdens within the family, AND a side hustle?! We love to see it! Peace and love from Canada!
Credit cards. Business owner.
This girl is going places
Why are americans obsessed with credit cards? Im from Aus, credit cards are the devil. Never had one
Thank you!
@@ye23. Here they’re used to build up credit history so we can do things like rent apartments, buy cars, and other things that require you to have a good credit history. I think they’re only bad if you don’t pay them off
@@ye23. they determine our value here unfortunately. :(
@@ye23. 1. improve credit history 2. great credit = leverage to get more money 3. credit card points/cashback = free money
Wow the family mentality here is strong. Kudos to her cousin for starting this tradition. I truly loved this one! It’s also shown me I can always do better 💜
Can I ask something
Family is so important within Asian cultures!
.
Thank you!!!
@@KristinaTruong are u on instagram
So many people get to live at home but blow all that extra money or frivolous things. Good for her for supporting her family and doing amazing in life!!
Yeah really amazing
Agreed, I’m 29 and still living at home 🤣
Take notes: she staying with her parents to pay off certain bills and to help family. People in America look down on people who are over 18 doing this ( which is sad) and I think this is genius. Much respect to her
So true! More people should stop the stigma!
"Pay my sister's college tuition", such a great Asian culture - we have a moral responsibility towards our family, we put our family above our own selfish needs.
It's african culture too.
My older sister doing nothing for me 🥴 kristina is just a good person
@@afrikan_criola1923 its no one's "culture", its just called being a good person. People in the West also pay for their family members college.
I swear @selfishneeds. Same thing with Nigerians.
I'm black and pay for my brother. Its not limited to race
I’d bet she’s a solid employee. She won’t be sitting on $100k for too long. Hats off to her.
I thought she owned her own business.
@@uioplkhj she works a job and helps with the family business as a side hustle
100k with what experience at 24? It's not like she has 10+ years experience. Well at least it doesn't seem so to me.
@@Essays4College I'm 24 and make more than 100k and I also live in Fairfax County, VA. So maybe don't underestimate us ;) She's obviously hard working and has a good head on her shoulders. I'm sure she deserves every cent.
@@tiannawoodson3074 Not denying your, or her, hard work. I'm just saying that if someone can earn that amount with little to no experience is that person really worth the salary now?
So CNBC decided to feature the best person in the world. Got it.
BEST?!
Honestly
@@KristinaTruong I agree! You're awesome. Not many understand the responsibility of us immigrants especially when it comes to helping our family once we make it. Kudos to you
Except ... she's religious. Having an imaginary friend is usually a child thing.
@@qcpresto lol. it's always such hatred for religion. Seriously if religion is helping her be a better person then why do you care
the amount of humility and selflessness this girl has is inspiring :,) i truly teared up watching this!!!
Can I ask something
Sure, go ahead please Harshit
If people get over the stigma of living with parents for a bit longer, they'll be farther ahead in their finances
If the opportunity is available to someone, I definitely don’t think they should be looked down on for it. I lived at home 5 years after graduating college and that set me up really well financially for buying a house and paying for grad school in cash. I still helped my parents out and gave to charity, but I was still able to save a lot.
Yep! I'm Asian, bought my second house by living with parents till I got married. I have over 1 mil in assets now. In my 20s
I wish my parents would let me stay at home, I’d be saving a lot more money 😭
@@simply_sophia aw ☹️
It’s not always that stigma that keeps someone from living with their parents, but the people that do have the ability to live with their parents should definitely consider it as it will help them be ahead!
You're incredible. Pitching in with your parents mortgage and assisting with the college tuition for your sister is very noble.
Thank you, Todd!
$600 per month to charity...Sheeesh. I'm pretty sure there are billionaires who don't come even close to that.
Yes that is very generous of her.
@The New Paulo Coelho I personally am not a huge fan of charity organization either, however, I was employed as a lab technician to do cancer research for 3 years and during that time my entire salary came from donations received by a cancer research charity organization. People at the top of these organizations earn a ton of money, which is the weirdest thing about this all, however, it's not completely a scam as at least part of the money is used fair and well.
@Angel S that doesn’t make sense. The tax write off is less than the money you give away.
@@revirdkcalb Heyyyy! Fellow MLT here! I live about 90 minutes south of her in Richmond, VA. My parents are immigrants too. My parents didnt pay mine nor my younger sister's tuition. We used grants, govt loans and scholarships too. Both of us have lived at home after college graduation just like she did. When I graduated in 2007, I had $18,000 loans. I worked in a medical office at the time in the clerical area and paid all that off in 18 months. My sister had less debt because she was able to get more scholarships. She graduated with no debt. Like many immigrants' children, we saw how they managed money and we didn't want to be in their shoes either so we saved when we can. My sister eventually bought a house for around $200K and paid it off in 4 years from working as an RN. So there you have it. She's still working full time nights as an RN and I work part time on second shift as MLT since this Aug
@@pearlsugar783 How many Christians really tithe? Very. Few. Ever.
This is arguably one of the best Millennial Money episodes I’ve seen. Her mentality with money is so awesome and inspiring. ✨
@The New Paulo Coelho Yes I am actually
@The New Paulo Coelho Yeah my name always gives it away 😂😂. I was born in America so I can read creole really well lol but responding is a little harder. Thank you for your kind words 💕 Mesi anpil !! Nou la
@The New Paulo Coelho No I don’t unfortunately 😕 Have a good night !!! 🌙
big deal , i survived off much less in Fairfax va. also a business owner.
Giiirrrllll compound interest is still very much on your side at 24. Also a great person with a great and giving heart. Well done!!!
lo i know, 10 yrs ago she was a child. so she shouldn't feel bad for only starting now, its the perfect time - before than she was in education.
Learn the tricks of day trading, then you can make 1%-2% daily.
Better late than never! Thank you :)
It’s so sweet that Kristina paid her sister’s college tuition.
Did the same thing! Graduated without debt, made 80-90k, lived at home until 28 while helping my family, got married and bought a home with 25% down at 29! I've only accomplished what i have through my immigrant parents hard work and dedication. They will never see the inside of a nursing home, I tell you that much! Way to go!
🤯 it’s the kindness for me. Lifting each other as they climb. Amazing! That 529 story is such a life hack.
Can I ask something
As someone who lives in this general area, everything she's doing is extremely selfless. Those are core values that you cannot teach, those are engrained in you from watching and experiencing hardships. Wish her and her family the best of luck!
I legit almost started crying while watching this just because of how great the family values are so touching
Really? Must be a snowflake. Crying over her story?
@@saulgoodman2018 ❄️
@@saulgoodman2018 incel alert
@@ahoosifoou4211 do you even know what an incel is?
I don’t get emotional over what people say or do.
Best episode ever!! She’s money savvy, cares about others and I love her boldness to speak about her faith.
Perfectly said!
I’m from Fairfax, Virginia! Aye what’s up! Anyone else?
Nope I’m from Hampton lol
nah. I think you and this girl's family are the only people from Fairfax
Me tooooo. I’m from fairfax as well!
from arlington,va but close! :)
big up fairfax!
WOW!! This young lady deserves an award. This is the best story yet, she is working full time and not only does she live with her parents she helps her parents and her sister. She is concentrating on saving her money and she has a system on how to make the most of her credit card points, bravo!. She is also not wasting money on frivolous stuff. Graham Stephan will love this! Props to this young lady. She's an example to everyone.
Can I ask something
From a fellow 24 yr old here. She is doing great and I can tell they are a close-knit loving family. There is no shame in living with your parents while trying to meet some financial goals. It's a blessing that she helps them out too especially with her mom being laid off. One of the best episodes.
Can I ask something
@@harshitkapoor4765 sure!
@@SincerelyDiane how's life in your country compared to india like I'm an average poor indian u can ask me anything I earn around 100 dollar a month I'm a toilet cleaner work 12 hours a day no holiday we live in a slum how's life there what u do
@@SincerelyDiane what happened
DMV represent! But also she is killing it -- financially sound, family oriented, and a business owner 👏👏
This young woman really has her act together.
The generosity brought me to tears. This was beautiful and easily my favorite profile done on Millennial Money
Thank you so much!
God she is so perfect and such a nice person. She deserves the world
its cause she went to JMU baby! We breed well rounded, kind hearted citizens!
Wow she’s smart AF and so kind too. Love it
She's doing great for a 24 year old, and there's nothing wrong with living at home a little longer, especially in this expensive DMV area.
100k salary at 24??
@@Essays4College Yeah what about it
It's the "I'm a 24 years old and make $100k annually" for me. Yasss! Continued success with all of your endeavors!
*When she mentions her credit card system*
Graham: *slow clapping with teary eyes* "YES! That's how its done!"
Also, she got Webull and she should get her 4 free stocks already (if not 2)
I was just going to say this!
she already smashed the like button for the algorithm
Hahaha and Webull She deposited a 100 dollars on the platform 🥺🙌
did he react to this one yet. I am sure he will LOVEE this
*_MILLENNIAL MONEY IS MY FAVORITE SHOW OF ALL TIME!_*
Same! Love hearing other peoples journey.
That is nice she is helping her sister out with college since she got help too.
Not only is this girl going to be a millionaire by age 30, her sister is going to be following in her footsteps being featured on Millennial Money as well. Cousin - genius spreads gift of education on to her who then spreads it further to her sister and everyone wins. This is how society is supposed to work in the best case.
You just know she's a great and wholesome person when she's not only helping her parents to pay the mortgage, but also paying $700/mon to charity. While I'm not religious whatsoever, the fact that she's so charitable and selfless really speaks volumes about her character.
It's that immigrant struggle and hustle. I don't know how you can say anything negative about anything they're doing. Legit hats off to her and her family.
This may be my favorite Millennial Money episode! She's doing everything right, and I love that for her! Paying for her sister's college expenses, helping out big time at home, being a business owner, what can't Kristina do?
You’re too kind!!
This woman is amazing. Paying the gift of education forward, helping her family, and saving for a house!
I commend her. I was like 100k and you live with your parents??!!
BUT paying off student loans, assisting parents with their mortgage and bills, and saving for her sister is so responsible and amazing.
What a great story.
I'd do the same if I had family here. This area has high income jobs and high-cost housing to go with it.
If I show this to my mom because she'll try to arrange our marriage.
I would mind an arranged marriage with her 🤣
@@kuruptflip21 i can't deal with the embarrassment lol
Lol and that would be a bad thing? You never know until you meet someone in person, but based on this profile she seems like a catch!
@@alastairhewitt380 if shes not a catch then idk who is...
I wouldn't mind
I was already loving her then it got to the faith part and I was completely sold. Love it & rooting for you girl
Best episode yet! She has her finances locked down in order. Love how she values family. Her sister is blessed to have such a sacrificial older sibling and role model.
I lived with my parents a few years after school, I was able to save for the down payment on my house. Great move!
She’s doing everything perfectly. Graham is going to love her!
She is such a kind and generous person!
I've seen all of the Millenial Moneys, and this is by far my favorite one. She's doing everything right, and they finally found someone who gives >10% to charity! Also loved that she spent time talking about her faith. That's how it's done! Keep it up Kristina!
I love how the Vietnamese community helps each other. Kristina's story is just another example of that.
My hometown Fairfax. Median income there is over 100K. One of the wealthiest counties in America.
nice
I used to live there
I live not too far away away from Fairfax. It’s a nice area and I hope to buy a house there one day
@@maryyiga7505 She said county, not country.
@@maryyiga7505 learn how to read
Absolutely my favorite Millennial Money episode! She looks at money as a tool to fund her sister's dreams, provide for her parents, and further the Kingdom of God through that Christian charity. But she's also hardworking, saves aggressively, and is investment-savvy. What an outstanding role model!
Finally, a video where a person is responsible with money, out of student debt quickly and living with family (parents and siblings) this is the typical Asian family (India and whole Asia). This is pretty common in India. Nice to see that culture in the West.
This type of familial/community-orientated behavior is common in many non-western countries. Many African and South American households hold these beliefs.
Not just Asian. Everywhere outside the US including some parts of western Europe.
Beautiful, educated, kind hearted, hard working, AND the head of the household, it doesn’t get any more BOSS✨ than that, your parents must be so proud of both of you ladies 💕
As someone that was born and raised in Fairfax VA, this is a very accurate representation of being there financially speaking. It's also very funny since they moved from Arizona to Virginia and I did the opposite with my parents. Kristina is on a good path financially and has a very solid foundation to move forward.
I'm doing exactly what she is doing. Staying home with my family and working to provide for them. I make 130K and will eventually move out once I pay off my debt and I know my family is in a comfortable position. Glad to see other millennials like this.
That’s awesome! What a blessing, what do I need to do to make that amount..? It feels like it’s time for me to be a software engineer lol
That's amazing! Hats off to you! Wish you and your family the best!
@@RandomPerson1 Thank you! we are very grateful to be where we are!
That’s amazing! Good for you!
Facts minorities are different since we got to pick our families up as well
She is probably one of the best people people who has came on this show not just in finance but she really cares about the people in her life. I wish I had someone like her in my life
She’s so smart, definitely going to build her wealth fast!
Cupcakes, a great family, AND a financially minded daughter... Those parents should be proud for raising a daughter who's living the American Dream!
What a great episode! Love how mature is she and does not only looks out for herself and her future, but also for her family. You can tell she is happy as she gives back to her family and community. She is also wise in how she stewards her finances. She is a great example for all young professionals to follow!
She might be the best on millennial money so far.
Exciting!!
Hi Kevin! I’ll watch your video next. :)
React to this!
STFU KEVIN
@@Jorge.fernandx gotta get them views.
Haha Kevin got time.
This is legit the most wholesome episode ever 😭😍
She's so financially responsible at such a young age. Very inspiring! Young girls should aspire to be like her.
I lost interest in people making six figures.. until this video. Wow she’s really down to earth and great with her money. Tough times make strong people!
Wow, thanks so much!
@@KristinaTruong anytime!
She is smart, talented, young, beautiful, and independent! Woah! ...... kudos to her and her cousin.
Graham Stephan is gonna enjoy this 💯
Im wondering what he will criticize?
Can't wait, he's gonna love her.
@@flawaii-pines6858 there’s nothing for him to criticize her on, except for the phone bill, she can get that down.
I think Graham will invite her for a podcast.
Dave Ramsey will enjoy this too if there is no credit card at all
@@Obe_ren10 but the 160 is for 4 ppl tho
As an immigrant, I really love this and the family values depicted here. Wishing you more success!
Humans should learn from this woman!!!she’s giving back to her parents her sister! Cheers to immigrants!!!!
God Bless You Kristina! I love to hear people talk about their faith and finances! You are doing a great thing! Great Video CNBC MAKE IT! 👍🏾
“Had seen my parent struggled with money” this is a powerful statement and that is one of the reasons most immigrant families work really hard.
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Wow! This girl is going places! Investing, saving, donating - she's getting it all right!
Thank you!!
Saving for (sisters’ edu, 401k,raining day money etc..) and spending frugally and donating for a cause, and a side hustle biz while locking down a full time job and help out with the family and young and pretty ..she’s perfect, well done👍👌
Bring back family values to the U.S. Normalize living with parents. It makes so much financial sense, it buffers you from isolation and mental health problems of not being with people. Your parents get to be a caretaker of your children, and in turn you get to look after your parents. It's a beautiful system.
only if you have a close family with a healthy, supportive dynamic. there is no way I could ever live with my mother (who owns her home and vehicle outright and retired early at 55), although I'm an only child. It's way too toxic of a relationship. Even a once a month phone call is difficult. I'm amazed by families like the one featured here, that seem so genuinely close but not overbearing.
It benefits people It doesn’t benefit the economy. Americans take too much pride in individualism
whoever disliked this video, shame on you. she is so wonderful. her family has been through so much hardship and now being able to pay it forward for her sister and parents, that's amazing
Okay I love this girl 😍! She is so smart, ahead of the game and a woman of faith that gives ( tithes). Love love love it. Best one so far 👏🏾👏🏾👏🏾.
If one is able to live at home they definitely should. When you move out, you will have to finances to take care of yourself. Continued success to Kristina. Those cupcakes look so good.
*Watches before lunch*...looks like I'm ordering cupcakes now.
instagram.com/district_cupcake/
order some cupcakes for lunch!
@@KristinaTruong You are such an amazing person. I'm the same age as you and nowhere close to where you are in life. I also love baking, but never have had the confidence to start a business. Great job! I wish you and your family health, happiness, and success.
The fact that’s she’s helping her sister she’s blessed and god is going to keep blessing her
The perfect family doesn't exi---
She is phenomenal! A person to look up to for sure. Wishing her and her family more success.
Aw, thank you so much!
Helping pay my sister's tuition! - such a tear jerking moment. Well done Kristina!
I think her sister should pay for her own tuition
I love how she gives almost 800 to charity.
I'm in a university lecture call and she's giving us a presentation as I'm typing this! Wow!
Hi!
When you have Jesus, anything is possible 😉. Bless you and your family.
Wow. More than how obviously smart and responsible she is, this is a beautiful look into people who see their families success being of equal value to their own. So glad I found Kristina's new youtube channel through this!
Hands down my favorite millennial money episode so far. She's so financially savvy and kind-hearted. Such an inspiration!
Can I ask something
My favorite too now Along with the real estate appraiser guy and a chef in a Glamour video This ones now one of my favs
@@tracy_cakkes Can I ask something
That cousin though! Mad props to him! I feel like money is always a sensitive issue with family members...
I truly appreciated the story because of the strong dynamic of giving back and paying it forward that she has within the family. Her cousin did such a wonderful act for her and she's doing the same for her sister. Plus she is also giving a good amount of money in her monthly giving towards the organization she gives towards. I love love love the relationship she not only has with her family, but also the relationship she has with the Lord. It is a huge blessing. I would definitely want to support this company that's up and coming in my area! Great job lady!
Most relatable episode yet. Kudos to all the recent grads living at home and saving before jumping into rent or mortgage payments
This entire family is remarkable! This is the way it should be. By far the best one. In my community, parents are pushing their kids out the door at the stroke of midnight on their 18th birthday and the expectation is they have a full time job, a mortgage and 401k to carry on their back.
Family is really important and this story is the prime example of it. Very relatable and truly inspiring. Good luck Kristina, may the future bring you even better results!
If all families work together and then pay it forward there would be more families in better financial standing. This episode is soo inspiring.
When I was 24 I was making $17/hr. So kudos to y'all in your mid 20s making these kinds of money moves!
Best episode yet! I love her and can tell she’s genuine. Wishing her all the best.
This is my fav millenial money! I love her spirit and how much she helps her family! May the good Lord continue to bless you