ALFM Global Multi-Asset Income Fund on GCash GInvest: 1.5 Year DIVIDEND Update!
ฝัง
- เผยแพร่เมื่อ 22 ก.ค. 2024
- Here I'm sharing a 1.5 year update on the BPI ALFM Global Multi-Asset Income Fund which is available via GCash Ginvest and BPI. The BPI ALFM Global Multi-Asset Income Fund was launched in the Philippines in January 2021 initially via BPI and later on in December 2021, the fund launched with GCash GInvest. While new, this fund's target fund is actually the BlackRock Global Multi-Asset Income Fund. This fund was launched by the prestigious BlackRock financial group in 2012. Based on this, the fund has cumulative returns of over 50% (at the time that the video was shot). As the target fund, BPI-ALFM allocates over 90% of the capital they are managing for the fund into this BlackRock Global Multi-Asset Income Fund. Thus, the future performance of this new mutual fund from BPI-ALFM can be tied into the performance of the target fund. For more information about this global fund from BlackRock, click here: www.blackrock.com/americas-of...
Similar to Philippine REITs, this new mutual fund from BPI-ALFM is projected to provide high dividend yields of 3 to 5% on top of the price appreciation of the fund. Investors are also subject to promising returns as they get dividends every month in the form of additional shares in the said fund. That's right, this is how to get more dividends every month versus your other investments. Unlike REITs that are focused on a number of buildings, at best spread across different cities and developments in the Philippines, the BPI-ALFM Global Multi-Asset Income Fund is exactly that: a way to diversify your investment and benefit from the economic conditions from the rest of the world as it's investing in global markets.
IAs a global market investment, this mutual fund spreads its investments across different regions enabling you to take advantage of economic conditions that may be more favorable versus the local Philippine market. The fund allocates over 60% of its high dividend yield portfolio to North America, 15% to Europe, 15% to other markets, and the rest of that to the rest of the world. As a multi-asset fund, the fund is not invested merely in global equities as most ETFs, UITFs, or Mutual Funds are. Surprisingly, this high dividend fund invests over 60% of its portfolio into more conservative Fixed Income Securities. Specifically, 40% is invested in the US Fixed Income Market while 20% is invested in the non-US fixed income securities. The remainder of the fund is invested in US Equities, Non-US Equities, and ETFs. Currently, the fund has shares in Google and Citi Group for US Equities and Taiwan Semiconductors for Non-US Equities. For ETFs, it's invested in iShares High Yield funds.
A great benefit of this fund is that even though it's invested in the global markets, you can invest in it without having to change your pesos into dollars and avoid the hassle. The minimum investment now starts at just P50! As a managed fund, there is a 1% fee per annum common to UITFs and Mutual Funds. This is the only downside in investing in this fund versus REITs whereas fees associated with REITs are only the broker fees. The upside is however being invested on a global scale!
Do you think it's worth it to invest in the- BPI-ALFM Global Multi-Asset Income Fund or would you rather invest in REITs? If you think it's worth investing in, check out below:
New to investing? Check out my Beginner's Guide to Investing here:
• Investing for Beginner...
Credits to the ALFM Mutaul Funds page on Facebook for their infographs and materials.
/ alfmmutualfunds
#Gcash
#GInvest
#BPI
Sub-count: 6,417
Thank you Mark ❤
GMIF is my favorite now. I literally daily PCA. Cash flow is king
This is actually the time to invest! Buy low sell high is the name of the game. My current dividend yield ifor this fund is roughly around 6%. Not bad if you ask me. 😇
Same with me but I will never sell. Plan to have this as a pension type asset
Maganda po if the dividends you received is used to buy more of the funds...dun mo makikita ung advantages niyan
meron po ba sa COL ito ALFM? ano pong ticker code if meron?
My current dividend is 787.00, i'm so excited for next month dividend.
Depends on how much you buy po ba? And how much did you invest po?
Hello po Sir mark ask ko lang po kung ongoing padin po ba ang montly dividends dito ? wala po kase akong narereceive na email about my monthly dividends . sorry po beginner lang . thank you po sa pag sagot . currently using GFUNDS/GCASH .
Yes
Can you give an idea more or less the amount you need to invest to let say have a dividend payout of around 200 php?
Around 40k-50k
@@ZiggingbyMarkSigg i see thank you
Just a ffup, if you invest in this fund via BPI online, is it the same as will you still earn dividends monthly?
san maganda maginvest sa ALFM? gacsh or sa First Metro Sec?
Same lang po ung performance ng fund so whichever is more accessible to you would be better
Amazing content brother 👏🏼
Thank you sir 🙏
My December dividend is 623.00, always excited for the next month dividend
How much po ininvest nyo sa alfm?
I think there is a big potential for the fund to explode next year..i'll invest this month..
I've started investing in BPI-IMI worth 100 pesos. I've just received an approved confirmation from my gcash account. Sir, how much do you think my profit monthly through with this?
In monthly dividends? Maybe 40 centavos
Gumagamit po ba kayo ng IBKR? Kailngan ba Irish domiciled ang piliin ko? How does it work? After the 15% WHT magdededuct din ba si BPI ng WHT from the income?
Sorry di pa ako user ng IBKR
Based on your video and your investment objectives, I think mas okay ang REITS ang investment, medyo preserve ang capital mo plus you will earn the dividends (quarterly payout).
I have REITs that have not preserved my capital. Arguably, I have seen them more subject to volatility. But in any case, I don't mind the volatility nor losing capital in the short term with my prospects on the long term
With the measly Div. Yield, you are better off buying Bonds and Preferred Shares at 6-8% (medium risk, protected capital) or probably REITS (though as risky, but will give you 3-4% upside on yield). BPI is ripping you off with their 1% mgmt fee (balita ko itataas pa nila sa 1.5%). There are better options. Manage your own fund.
Thanks for the tips
My current dividend is around PHP 150.
How much money did you invest to get that dividend amount?
@@Julsdoy 30K+
@@jmaceda salamat
Today bpi sa ginvest 1 pesos
How much po kapag 1M invest sa GFUND po?
Probably around 4k dividends monthly, specific to this fund
sir if I invest 100k . hm ang dividend per month
Kung ngayon mo iinvest yang 100k mo, dahil mababa ang price per unit niya, makapag-accumulate ka ng enough units to have around 570-600 pesos of monthly dividends depende sa price per unit. 😇
hello. paano po cinacalculate yung dividend? hehe
4-5% annually
Hindi worth it yang ginvest mababawasan lang pera mo,mababa po divident rate, sa MP2 nalang kayo sure ball pa ang capital😂