Since you have a non WF checking account, can you explain the point redemption. Is it a statement credit? Does point redemption count towards one of the 4 payment limits per month?
Great question- point redemption for WF is in the form of a statement credit when using points for that, and point redemption doesn't count as one of 4 monthly payment from a non-WF account which gives a bit more flexibility (although the 4 to begin with can be a bit of an annoyance)
It's turned into a bit of an annoyance with no change likely to be made- has made me rethink this card, but for now isn't the worst thing in the world I suppose. Could always open a WF Checking account but more hoops to jump through lol
Thanks Joseph for making a detailed video on this card. Nobody has talked about these details to your extent. Thanks again!
Glad it was helpful!
Since you have a non WF checking account, can you explain the point redemption. Is it a statement credit? Does point redemption count towards one of the 4 payment limits per month?
Great question- point redemption for WF is in the form of a statement credit when using points for that, and point redemption doesn't count as one of 4 monthly payment from a non-WF account which gives a bit more flexibility (although the 4 to begin with can be a bit of an annoyance)
Yea that four times a month rule is what caused me to cancel the Bilt card.
It's turned into a bit of an annoyance with no change likely to be made- has made me rethink this card, but for now isn't the worst thing in the world I suppose. Could always open a WF Checking account but more hoops to jump through lol