I am so happy Keith and his team helped me as i was turning 65 this year. Im on original Medicare with Plan N. Im pretty healthy and haven't had a reason for Doctor care. But its there if i ever need it. The more i hear these videos, the more im glad i went with Original Medicare
Personally I am quite happy with my F supplement. I like not having to worry about the Part B deductible. Also, I have a chronic condition that means I have pretty high medical expenses and would hit the maximum deductible on a GHD plan every year. Finally, my F plan is cheaper than the G plan from my insurer. Fortunately I am old enough to have an F plan. As you said, for people just starting Medicare G is the best IF you can afford it followed by N. In my opinion a GHD plan only makes sense if you don't have any health issues and seldom go to the doctor. In that case an Advantage plan might even make more sense assuming that you stay healthy.
If you go with original Medicare, you would have to get a separate dental and vision plan, if you want coverage for those. There are some Supplements, depending on where you live, that may offer some type of dental and vision benefit, for an additional monthly premium over their Supplement without that coverage. Bear in mind that with any dental or vision plan, it is up to the providers as to whether they will accept the plan, as Medicare does not cover dental or routine vision exams.
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I am so happy Keith and his team helped me as i was turning 65 this year. Im on original Medicare with Plan N. Im pretty healthy and haven't had a reason for Doctor care. But its there if i ever need it. The more i hear these videos, the more im glad i went with Original Medicare
Thank you for these videos, Keith. I turn 65 in January 2026. I'm hoping I don't get hit by a bus three times.
😂 same
Thank you for this video. I answered a question I was having about my Medigap G that I got through you.
We live in Pennsylvania, one of the 8 states that does not allow excess charges, so we have plan N. Very happy with it!
My sister is too. Plan N is a no brainer in PA.
Yes, in those 8 states, Plan N is a fantastic choice, and often more than $25 lower than the Plan G premium!
Personally I am quite happy with my F supplement. I like not having to worry about the Part B deductible. Also, I have a chronic condition that means I have pretty high medical expenses and would hit the maximum deductible on a GHD plan every year. Finally, my F plan is cheaper than the G plan from my insurer. Fortunately I am old enough to have an F plan. As you said, for people just starting Medicare G is the best IF you can afford it followed by N. In my opinion a GHD plan only makes sense if you don't have any health issues and seldom go to the doctor. In that case an Advantage plan might even make more sense assuming that you stay healthy.
Great channel, I appreciate your posts and content.
Thanks what about vision and dental coverage? What plan covers those?
If you go with original Medicare, you would have to get a separate dental and vision plan, if you want coverage for those. There are some Supplements, depending on where you live, that may offer some type of dental and vision benefit, for an additional monthly premium over their Supplement without that coverage.
Bear in mind that with any dental or vision plan, it is up to the providers as to whether they will accept the plan, as Medicare does not cover dental or routine vision exams.