My credit score is 585, I had a bankruptcy 3 years ago and just got approved for it with a 1000 dollar credit limit. Super excited this is going to help my credit alot.
Ok I've had a Credit One card for 3 years. ALWAYS paid my balance in full therefore I never had any issues & my scores increased. A form of credit & having enough for a credit utilization ratio is crucial in building credit, take the offer if you get it & be responsible with it. The apr doesn't even matter when you're not carrying over balances geez.
Credit one has helped me re-establish my credit after chapter 7. Two years later more cards a mortgage and a new car. Don’t sleep on opportunities to let you in the door to a better credit future.
Note: to all those people commenting this is a paid endorsement, no it is not. In general, we wouldn’t recommend this card to those playing the credit card points and miles game. However, from first impressions, it is a lot better than Credit One’s other cards and may be acceptable for someone just starting out, building credit or as a product change option if you have another credit one card.
@@sbeezynukka *just know that your credit score points may(most likely) will go down. Since one of the criterias is length(oldest) credit established🤷♂️*
I feel like the Ghostbusters talking about the apocalypse: "Human sacrifice! Cats and dogs living together! Credit One issuing actually good cards in partnership with Amex! MASS HYSTERIA!!!"
Never had any problem. Scores went up cuz i always pay card off or send high payments in so i never deal with interest charges. I ise the oppurtinity for my benefit. Had no issues
@@Sharcc700 same.. people run in to problems when they don’t pay.. but that’s with any card. This was one of my first cards after bankruptcy a few years ago and it also raised my score significantly and now I am able to get premium cards but I don’t have any complaints about this one.
Most likely American Express told Credit One that if you want to use our good name on a credit card then you have to have these MINIMUM STANDARDS. Most likely Credit One wanted to offer an American Express card and these benefits of the Card was definitely insisted upon by American Express or American Express probably said if you do NOT offer these MINIMUM standards then we American Express will NOT give you license to use our name and our payment network I bet Visa and MasterCard did NOT have such standards.
@@Angry-Little-Fish yeah it's not the Sapphire Reserve but hey it's a start ! As long as you pay on time and keep your Utilization in the single digits, your credit should improve in no time. I started with under 600. Watching channels like this definitely helped me in my credit journey.
as a person thats had this as well as first premier aka the 2 worst companies neither are actually bad! they arent the big banks but theyre not bad, its all about money management and paying bills on time ... if you setup auto pay or pay by check and only use what you can afford then like any other company itll reflect good ...i have these 2 as well as capital one and a amex everday ......credit 1 and 1st pre were my 1st cards imo why i still have the accounts but in all honesty the people that think these are bad companies dont understand money management and have terrible credit history
Interesting. I know some folks who have and use these cards, but rewards confuse them so they avoid travel cards. This might be useful to those people, as they get travel protections with an easy to understand card without high requirements. Not for me, but definitely a market that's out there.
@@yoshimikunnakamura3319 yeah thats bad but you can get them removed I did I call and told them I'm a excellent card holder been with them 3 years paid on time and always paid of early and real talk they stop my annual fees now I have two credit one cards one master card and American Express card.
That’s actually not true. Credit One had their logo and branding 2 years before Capital One came out with something that looks almost identical. So it’s actually Capital One that copied Credit One
@Royce C... Even if that's true, I'm almost sure that THEY KNEW people would initially think that they were affiliated with Capital ONE when they saw the LOGO !!!! AND THE COMPANIES ARE TOTALLY DIFFERENT !!!
They started offering this card to me as soon as my credit hit the 675 mark. I'm so irritated with the customer service and the way they hide fees with the card I have now that I'll never get another one. I'm only keeping it open till my other cards break a year old.... Then see ya credit one....
I've had a credit one card for almost a year it was one of my first cards i just got a offer for this american express card i like it other than the annual fee.
I got the Credit One Starter Visa for 300$ almost 2 yrs ago never 1 credit increase, then one day they added this fake Amex card to my account the fees are ridiculous I'm actually canceling them both today 🤦🏼♂️🤷🏼♂️👍🏼✌🏼
Didn’t get approved at 648 Experian. BK discharge likely has something to do with it of course. But I am an existing customer with them. Interesting. Lol
So is this a credit card and not a charge card? Also will this card show up on the Amex app to manage payments etc or do you need to get a credit one app?
Thank you for this review!! as things may have changed since then, I did get pre approved for this card. It is now offering up to 6 benefits payments in case of involuntary unemployment, disability or loss of life. It says you can cancel whenever you want. Would you recommend ?
I've had this card for a little over 2 months now. The only thing I don't like is that it takes a little long to process a payment. Luckily I pay my cards off as soon as I charge anything on them as I am also rebuilding my credit. I don't mind paying the $39 annual fee since it is an AMEX. I just wonder if, as I continue to grow and rebuild my credit - if AMEX will eventually consider me for one of their cards. Has anyone been able to find this out? Lmk.
@Shawn S Thanks for your comment. I've had this card for a while now and haven't seen an increase. I've been offered other cards through Credit One but I'm not too crazy about them as a bank. On the other hand I've had great success with Petal and JPM Chase and have obtained over 6k in credit. Some banks are just more about getting you there and others are about keeping you in a controlled corner is what I've learned. I have been paying off the AMEX every month because that's how I understand AMEX to work, but you're right. That is irrelevant here. Thank you for your suggestions and helpful advise.
@@tequisaholloway1738This card is not that great. They started me at $500 and I'm still at $500. I've gotten higher increases on other cards. I'm actually about to pay off the balance and cancel it. They want people that carry balances for extended periods of time. I pay mine off every month and still nothing. I think it's Credit One and their business model.
So are all dates such as annual fees and reward points based on the activation date? And if so what other things should we be mindful of (if any) that are date driven?
It looks like Amex is expanding their market share upwards and downwards. This card is pretty much bottom of the barrel, but we also have the rumors of a card above the Platinum
The foreign transaction fees are particularly shitty on this one - $1 or 3%, whichever is greater. so if I buy a $3 cup of coffee abroad, I'll be charged $1 instead instead of 9 cents. hopefully if you're going abroad you aren't relying on this card but it's funny to see how those numbers work
Me too, says on the website $39 annual but my offer is $0. Are they trying to bait me or something. Did you accept it, is it really $0 annual. I don’t want to pay any annual fee.
I have the American Express card with credit one and trying to build my credit up after a divorce put my credit in shambles gratefully they approved me with a $500.00 limit like capital one the down side of this card is it takes days to credit to your acct after you make a debit payment from your bank . Capital one on the other will debit immediately and your credit will show up in 2 days at most hopefully credit one and fix this problem as I can't use my card till the credit posts to my card. Cash back rewards post promptly .
Just got a pre approval for this card my credit score is not bad it’s at 715 FICO, I have the credit one bank card which sucks but my question is will this be a step for the future on getting a American Express card since I’ve tried twice before and got denied. Should I get it?
Okay so for instance if I make a purchase of $300 and my minimum payment is $25 a month , if I just keep paying off the minimum every month and not paying the $300 in full at the end of the month it was used I will be charged interest?
Basically the credit one card I had said you will be charged interest as soon as you swipe. Meaning pay as soon as your charges post. Keeping your utilization at 0% aka meaning the card is useless to someone who dosent have the funds to pay right away. Just buy gas once a month and pay it back then sit it in your dresser to keep your utilization low and use your other credit cards
L J no they are not ...remember the Amex blue bird card sold at wal mart and continues to sell or the Macy’s Amex card? ...leave the marketing genius plans to AMEX...they know what they’re doing
Wonder how they handle CLIs. And if there are any product change options. Otherwise it seems like a dead end card with no future-proof capability. If I could increase the CLI with a soft pull on a regular basis, then this MIGHT be something to add to my for life cards. Or if I could product change to a more useful card (if they even exist with this bank). But if I can do neither of these, then there's really nothing interesting here.
Any one bashing a financial Banking institution clearly do not understand, that any and I mean any financial Banking institution are not in the business of losing money. They are in the business of making money. If you lack financial literacy a credit card, a loan, a bank account etc. Will not be in your best interest. You are better off exchanging for needs or wants with cash only. Shlama
It really shows how low he will go to make money on TH-cam. Shouldn’t be recommending this company to anyone. If you need a credit card go to your local credit union. Don’t listen to this, or go near predatory lenders.
AMEX could be BEHIND on the economic scale ( Economies of scale are cost advantages companies experience when production becomes efficient) and trying to make a comeback using credit one. Maybe it will turn into something good in the future BUT FOR NOW, PROCEED WITH CAUTION !!!!!!!!!!!!!!!!!!
You guys sound racist and never started from the bottom before geez wiz to get some credit as a starter card you need credit one in yo life or rebuild your credit because you messed up when you were younger I dont see anything wrong with credit one always remember when other cards turned you down at least credit one gave you a chance keep it real 200%
Shifu, they can't sue you when you are not causing defamation. What they do is indeed atrocious in many levels while reviews can be viewed online so it's hilarious if they have the balls to litigate at all.
Yeah that’s right. What they actually sent me a letter for was trademark infringement. But for it to be trademark infringement it has to cause “confusion” that I am selling their product, but since it was a very critical review, there was definately no confusion. I read that companies often use this way to scare small bloggers into taking down critical reviews (they had first complained to youtube, but youtube wouldn’t remove it)
When I saw that credit one had an American Express card, I was like wtf!? Credit One is a subpar inferior credit card company but yet American Express is basically the luxury Cadillac of the credit card brands. So yeah that definitely does not look right nor sound right that credit one is offering an American Express card.
AMEX could be BEHIND on the economic scale ( Economies of scale are cost advantages companies experience when production becomes efficient) and trying to make a comeback using credit one. Maybe it will turn into something good in the future BUT FOR NOW, PROCEED WITH CAUTION !!!!!!!!!!!!!!!!!!
@@gokumastergundam523 Yes. Credit One is nothing but a fee harvesting card. There are much more reputable companies, Discover and Capital One, to name a couple, that can help rebuild credit.
![เปิดบ้าน พี่ตูน Bodyslam หลังใหม่คนแรก ที่ภูเก็ต l [Nickynachat]](http://i.ytimg.com/vi/flFwcmyDQSk/mqdefault.jpg)
I had to do a double take to make sure it wasn’t issued by Armenian Express.
Lolllllll
Underrated comment
Too too too funny. I coughed up my Koolaid 🤣
🤣🤣🤣🤣🤣🤣🤣🤣🤣
😂😂😂😂😂😂😂, they got my friend a few years back he thought he was applying for a capital one card
My credit score is 585, I had a bankruptcy 3 years ago and just got approved for it with a 1000 dollar credit limit. Super excited this is going to help my credit alot.
Good luck!!
Ok I've had a Credit One card for 3 years. ALWAYS paid my balance in full therefore I never had any issues & my scores increased. A form of credit & having enough for a credit utilization ratio is crucial in building credit, take the offer if you get it & be responsible with it. The apr doesn't even matter when you're not carrying over balances geez.
Unless you have one of the credit one cards that don’t have grace periods
Be thankful that there’s cards like this out there. There’s a lot of people who need them to be able to rebuild credit.
It’s so easy to undermine cards like these, but there was once a time when we all needed something like this, everybody has to start somewhere.
@@shonevans2830 I started with a discover it because Im a chad
No, you can avoid these entirely. Get secured cards or credit-building loans.
Capital one is better entry level option for people needing to build credit. Started with the platinum then approved for the quicksilver a year later
Anything with the word One is Trash!
Credit one has helped me re-establish my credit after chapter 7. Two years later more cards a mortgage and a new car. Don’t sleep on opportunities to let you in the door to a better credit future.
Go Steelers
Pretty sure credit one causes more problems then is solves
@@lorumipsum1129 I disagree.
Note: to all those people commenting this is a paid endorsement, no it is not. In general, we wouldn’t recommend this card to those playing the credit card points and miles game. However, from first impressions, it is a lot better than Credit One’s other cards and may be acceptable for someone just starting out, building credit or as a product change option if you have another credit one card.
Its still creditone no matter how they tart it up.
Being that I have a credit one card I may see if I can switch to this one ASAP
@@sbeezynukka *just know that your credit score points may(most likely) will go down. Since one of the criterias is length(oldest) credit established🤷♂️*
I feel like the Ghostbusters talking about the apocalypse:
"Human sacrifice! Cats and dogs living together! Credit One issuing actually good cards in partnership with Amex! MASS HYSTERIA!!!"
Looks like a pretty decent card for people getting started or trying to rebuild credit.
for this bank, No, NO and NO!
I’ve had a credit one card for a few years now and never had any issues.
same
Those fees though...
Never had any problem. Scores went up cuz i always pay card off or send high payments in so i never deal with interest charges. I ise the oppurtinity for my benefit. Had no issues
@@Sharcc700 same.. people run in to problems when they don’t pay.. but that’s with any card. This was one of my first cards after bankruptcy a few years ago and it also raised my score significantly and now I am able to get premium cards but I don’t have any complaints about this one.
Same I like them
I just got this card no annual fee
Pay in full then you don’t worry about internet. No matter how high
What if I like internet
The best card on the planet raised my credit score 173 points!
oh wow cant wait to get mine in a few weeks. just got approved 5k limit
Most likely American Express told Credit One that if you want to use our good name on a credit card then you have to have these MINIMUM STANDARDS. Most likely Credit One wanted to offer an American Express card and these benefits of the Card was definitely insisted upon by American Express or American Express probably said if you do NOT offer these MINIMUM standards then we American Express will NOT give you license to use our name and our payment network I bet Visa and MasterCard did NOT have such standards.
I got approved with 650 credit score just now
I think you could have gotten a different bank's card but cool. How do you like it ?
@@palmtreewhisperer so far so good and the perks arnt for me but they help a little I guess but not alot
@@Angry-Little-Fish yeah it's not the Sapphire Reserve but hey it's a start ! As long as you pay on time and keep your Utilization in the single digits, your credit should improve in no time. I started with under 600. Watching channels like this definitely helped me in my credit journey.
I asked for this review on other channels and the credit shifu was first!!!
as a person thats had this as well as first premier aka the 2 worst companies neither are actually bad! they arent the big banks but theyre not bad, its all about money management and paying bills on time ... if you setup auto pay or pay by check and only use what you can afford then like any other company itll reflect good ...i have these 2 as well as capital one and a amex everday ......credit 1 and 1st pre were my 1st cards imo why i still have the accounts but in all honesty the people that think these are bad companies dont understand money management and have terrible credit history
Interesting. I know some folks who have and use these cards, but rewards confuse them so they avoid travel cards. This might be useful to those people, as they get travel protections with an easy to understand card without high requirements. Not for me, but definitely a market that's out there.
I been having credit one for a year and no intrest pay your bill on time or pay off early then no problem or intrest lol
What about yearly fees
@@yoshimikunnakamura3319 yeah thats bad but you can get them removed I did I call and told them I'm a excellent card holder been with them 3 years paid on time and always paid of early and real talk they stop my annual fees now I have two credit one cards one master card and American Express card.
If your business strategy predicated on tricking people into thinking you are capital one I would stay away
That’s actually not true. Credit One had their logo and branding 2 years before Capital One came out with something that looks almost identical. So it’s actually Capital One that copied Credit One
Royce Cotcher yes that is true, I have checked it out on the US patents and trademarks website
@Royce C... Even if that's true, I'm almost sure that THEY KNEW people would initially think that they were affiliated with Capital ONE when they saw the LOGO !!!! AND THE COMPANIES ARE TOTALLY DIFFERENT !!!
He exactly looks like the actor "Jim Carrey". Isn't he? Btw, thanks for the important information about credit!
USAA has AMEX cards as well.
I no longer see AMEX as a serious cc issuer.
They started offering this card to me as soon as my credit hit the 675 mark. I'm so irritated with the customer service and the way they hide fees with the card I have now that I'll never get another one. I'm only keeping it open till my other cards break a year old.... Then see ya credit one....
Definitely looking to get this card soon. Then will get more in the future to build the Credit One trifecta.
Navy Federal also has a MORE REWARDS credit card issued from AMEX
$39 annual fee? I applied through Experian and i was approved at $1000 credit limit with $0 annual fee. Same card.
It’s good for me. Benefits of American Express as I rebuild credit is always a good thing. My credit line is low but I don’t pay an annual fee .
I dont pay annual fee either , gonna take it easy on this card
imma head out... (insert sponge bob emoji)
LOL
Lol 😂😂😂😂
"This first Credit One card I might take seriously" hahah. As an Amex only user, I find that line hilarious.
*laugh in amex*
Will this CC help build a relationship with American Express? Would prefer a CC directly with them.
I've had a credit one card for almost a year it was one of my first cards i just got a offer for this american express card i like it other than the annual fee.
‘Credit where credit is due.’
Very clever 😂
Thanks for the info, I wasn't sure I would even find any reviews on here lol!
I'm glad you're here warning people against Credit One. Other TH-camrs like Sebastian from Ask Sebby tend to shy away from the topic for some reason
He did used to have a video on it, but got served a cease and dismiss letter same time as me
@@TheCreditShifu ah that's unfortunate. I'm sorry this is happening to you guys!
Thank you for your review. I personally don't have a problem with credit one. But I am being offered to apply. I think I may
Did they accept you? How much ?
I got the Credit One Starter Visa for 300$ almost 2 yrs ago never 1 credit increase, then one day they added this fake Amex card to my account the fees are ridiculous I'm actually canceling them both today 🤦🏼♂️🤷🏼♂️👍🏼✌🏼
I stayed at Waldorf Astoria in Las Vegas this weekend, it was incredible!
😂😂😂
Any time a new cash back card comes out, we compare it to city double cash and almost immediately the new card can be disregarded lol.
APR is "a little bit high" and the cash advance fee "is a little high" 👀
Heavy on the Chai it’s a subprime card. Don’t carry a balance on it.
Will this card help you build a relationship with amex
@@ceruleansky6670 Thank you, for the info. No balance is key.
I'd check back after January 1. Many AmEx cards are seeing benefits such as extended warranty disappear.
Didn’t get approved at 648 Experian. BK discharge likely has something to do with it of course. But I am an existing customer with them. Interesting. Lol
I know this video is old, but you did forget to mention about the $39 annual fee.
No they didn't
So is this a credit card and not a charge card? Also will this card show up on the Amex app to manage payments etc or do you need to get a credit one app?
I have this card now
Amex is probably trying to make some serious money on people we know will carry balances and default on their payments.
Will this help you get into the American Express ecostructure , so when you ready for a real American Express card you’ll be n their database
It won't since Credit1 isn't affiliated with Amex other than issuing co-branded cards.
Not bad for those trying to reestablish themselves. Not a fan of CreditOne but...
I got approved last week no annual fee $1,000 limit
@@musicguy2212 I like it they take care of me
Thank you for this review!! as things may have changed since then, I did get pre approved for this card. It is now offering up to 6 benefits payments in case of involuntary unemployment, disability or loss of life. It says you can cancel whenever you want. Would you recommend ?
I feel I've rebuilt my credit and I want better cards. Should I close this one? The Credit One Amex? Also the credit line is too low...
If you try to sue me for this you’re just ungrateful 😂🤣😂
I've had this card for a little over 2 months now. The only thing I don't like is that it takes a little long to process a payment. Luckily I pay my cards off as soon as I charge anything on them as I am also rebuilding my credit. I don't mind paying the $39 annual fee since it is an AMEX. I just wonder if, as I continue to grow and rebuild my credit - if AMEX will eventually consider me for one of their cards. Has anyone been able to find this out? Lmk.
@Shawn S Thanks for your comment. I've had this card for a while now and haven't seen an increase. I've been offered other cards through Credit One but I'm not too crazy about them as a bank. On the other hand I've had great success with Petal and JPM Chase and have obtained over 6k in credit. Some banks are just more about getting you there and others are about keeping you in a controlled corner is what I've learned. I have been paying off the AMEX every month because that's how I understand AMEX to work, but you're right. That is irrelevant here. Thank you for your suggestions and helpful advise.
What credit limit did they give u
@@tequisaholloway1738This card is not that great. They started me at $500 and I'm still at $500. I've gotten higher increases on other cards. I'm actually about to pay off the balance and cancel it. They want people that carry balances for extended periods of time. I pay mine off every month and still nothing. I think it's Credit One and their business model.
So are all dates such as annual fees and reward points based on the activation date? And if so what other things should we be mindful of (if any) that are date driven?
It looks like Amex is expanding their market share upwards and downwards. This card is pretty much bottom of the barrel, but we also have the rumors of a card above the Platinum
I got this card in hopes of getting out of the Amex blacklist...Hopefully it works.
Mr. Fluffy that’s what I was thinking too
C B III ... I take it they won’t remove me, then
The foreign transaction fees are particularly shitty on this one - $1 or 3%, whichever is greater. so if I buy a $3 cup of coffee abroad, I'll be charged $1 instead instead of 9 cents. hopefully if you're going abroad you aren't relying on this card but it's funny to see how those numbers work
Anybody know if this builds relationship with Amex
I applied and they declined me because I do not have any real estate...... I will just stick to my credit builder accounts....
will this establish a relation with Amex as well or just credit one?
I got this in hopes I rebuild my relationship with Amex
I received a pre qualification for 0 annual fee for this card. Will this help build a relationship with Amex?
That's the? I would like to know
Did you get an answer on this?
No I did not
Me too, says on the website $39 annual but my offer is $0. Are they trying to bait me or something. Did you accept it, is it really $0 annual. I don’t want to pay any annual fee.
@@emem6455 if you can’t spend $30 as an investment to rebuild your credit, you’re not ready to rebuild your credit.
I have the American Express card with credit one and trying to build my credit up after a divorce put my credit in shambles gratefully they approved me with a $500.00 limit like capital one the down side of this card is it takes days to credit to your acct after you make a debit payment from your bank . Capital one on the other will debit immediately and your credit will show up in 2 days at most hopefully credit one and fix this problem as I can't use my card till the credit posts to my card. Cash back rewards post promptly .
Would this card help build a relationship with amex
Does this card entitle you to use the Amex lounge at airports?
Nope, you’ll need to be a Amex platinum card member for that!
So AmEx, is going ghetto with Credit One....
👍👍👍👍👍👍👍
I applied thinking it was capital one and I got approved. Can I cancel before it gets on my credit report
Will this card help me get an Amex Platinum?
I have a ❓ will this card help you get in the regular amex family
Just got a pre approval for this card my credit score is not bad it’s at 715 FICO, I have the credit one bank card which sucks but my question is will this be a step for the future on getting a American Express card since I’ve tried twice before and got denied. Should I get it?
Okay so for instance if I make a purchase of $300 and my minimum payment is $25 a month , if I just keep paying off the minimum every month and not paying the $300 in full at the end of the month it was used I will be charged interest?
Basically the credit one card I had said you will be charged interest as soon as you swipe. Meaning pay as soon as your charges post. Keeping your utilization at 0% aka meaning the card is useless to someone who dosent have the funds to pay right away. Just buy gas once a month and pay it back then sit it in your dresser to keep your utilization low and use your other credit cards
I have 2 of there cards and I’m about to close both of them.
can you talk about the credit one american express card again.
Is there a bank that would gave cash bank on this card Credit one American express
Amex messing up their brand ...no thanks
L J no they are not ...remember the Amex blue bird card sold at wal mart and continues to sell or the Macy’s Amex card? ...leave the marketing genius plans to AMEX...they know what they’re doing
Burned😬
Wonder how they handle CLIs. And if there are any product change options.
Otherwise it seems like a dead end card with no future-proof capability. If I could increase the CLI with a soft pull on a regular basis, then this MIGHT be something to add to my for life cards. Or if I could product change to a more useful card (if they even exist with this bank). But if I can do neither of these, then there's really nothing interesting here.
They will probably charge you for it
How can I get my cash rewards from this card?
Interesting.
Do they charge anual fees ? If they charge annual fees then it is not worth it. No credit is worth having if they charge annual fees
Yes 39.00
Any one bashing a financial Banking institution clearly do not understand, that any and I mean any financial Banking institution are not in the business of losing money. They are in the business of making money. If you lack financial literacy a credit card, a loan, a bank account etc. Will not be in your best interest. You are better off exchanging for needs or wants with cash only. Shlama
Is capital one involved with them in anyway? I can't Imagine them turning a blind I to the dangerously similar name and logo.
No capital one is not associated with credit one. I have 3 cards with them no annual fee on any.
Really AMEX??? I’ll pass
I was surprised as hell. Thats what i think about it lol.
How much did credit one pay you?
It really shows how low he will go to make money on TH-cam. Shouldn’t be recommending this company to anyone. If you need a credit card go to your local credit union. Don’t listen to this, or go near predatory lenders.
@@rrt08 agreed. He shouldn't be recommending any predatory lenders.
No Thanks 😁
It still has an annual fee of 39. I am not dealing with credit one ever. Its garbage.
Can you get this card if you have 2 credit one cards?
I would phone up and try to product change one of your existing cards to this, especially if you have one without a grace period
AMEX could be BEHIND on the economic scale ( Economies of scale are cost advantages companies experience when production becomes efficient) and trying to make a comeback using credit one. Maybe it will turn into something good in the future BUT FOR NOW, PROCEED WITH CAUTION !!!!!!!!!!!!!!!!!!
You guys sound racist and never started from the bottom before geez wiz to get some credit as a starter card you need credit one in yo life or rebuild your credit because you messed up when you were younger I dont see anything wrong with credit one always remember when other cards turned you down at least credit one gave you a chance keep it real 200%
The only thing I want to know, is it metal?!?!
Should I upgrade my credit one card to this one?
If you have a credit one card that has no grace period for interest, then yeah I would say phone then up and see if you can product change
Shifu, they can't sue you when you are not causing defamation. What they do is indeed atrocious in many levels while reviews can be viewed online so it's hilarious if they have the balls to litigate at all.
Yeah that’s right. What they actually sent me a letter for was trademark infringement. But for it to be trademark infringement it has to cause “confusion” that I am selling their product, but since it was a very critical review, there was definately no confusion. I read that companies often use this way to scare small bloggers into taking down critical reviews (they had first complained to youtube, but youtube wouldn’t remove it)
When I saw that credit one had an American Express card, I was like wtf!?
Credit One is a subpar inferior credit card company but yet American Express is basically the luxury Cadillac of the credit card brands. So yeah that definitely does not look right nor sound right that credit one is offering an American Express card.
Credit!
I had credit one was the worst experience in my credit card History they are the worst I ever felt with
oh Amex Baby what is you doin???
you get a free credit score
Why would Amex associate itself with this hot garbage credit card company?
AMEX could be BEHIND on the economic scale ( Economies of scale are cost advantages companies experience when production becomes efficient) and trying to make a comeback using credit one. Maybe it will turn into something good in the future BUT FOR NOW, PROCEED WITH CAUTION !!!!!!!!!!!!!!!!!!
Anything having to do with Credit One would STILL be an emphatic NO!
Have you ever had a credit one card?
@@gokumastergundam523 Yes. Credit One is nothing but a fee harvesting card. There are much more reputable companies, Discover and Capital One, to name a couple, that can help rebuild credit.
Credit one keeps finding new ways too disgust and disappoint me. Like me too my dad.