How Much Car Can You Really Afford? (20/4/10 Rule)

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  • เผยแพร่เมื่อ 21 ธ.ค. 2024

ความคิดเห็น • 41

  • @waltstevenson1390
    @waltstevenson1390 13 วันที่ผ่านมา

    You earned yourself a new subscriber! Great video!

  • @AlexBoogie3
    @AlexBoogie3 หลายเดือนก่อน +3

    Your videos are always simple and easy to follow! Even though I’m not looking to get a car right I know I’ll keep this in mind next time I am in the market

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Appreciate the kind words. I'm glad you found this helpful 🚀

  • @mavadd88
    @mavadd88 หลายเดือนก่อน +1

    Enjoyed the content and message. Good luck on building the channel.

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      I’m grateful you enjoyed the video and took the time to leave a message. Thanks so much! 🚀

  • @blink_1223
    @blink_1223 หลายเดือนก่อน +1

    great channel man, new suscriber and so far I have like the videos I've seen so far so I wish you do great in YT. Just have to say that in NYC i guess my 10% is going to be just a basic bike

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน +1

      Appreciate it legend! Thanks for the support
      I just moved out of nyc. So expensive there! Pls don’t buy a car haha just use subway and take that extra cash to invest

  • @younessvenom1018
    @younessvenom1018 หลายเดือนก่อน

    new youtuber with this quality i wish you the best in the future

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thank you so much! Starting out can be a challenge, but kind messages like this really keep me going. Wishing you the best, too!

  • @YugTrades
    @YugTrades หลายเดือนก่อน +5

    hey man, as a fellow youtuber i gotta say your editing skills are top tier, keep pushing.
    One thing i can suggest is try and upload on topics which are super trendy in the finance niche, i try and do a lot of competitor analysis
    Your video quality overall is so good, i think if you can nail the timing of the video you release, it will definitely catch wind and pop off.
    Its a matter of time

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thanks for the tip and for taking the time to watch! Appreciate it 🚀

  • @hamatl
    @hamatl หลายเดือนก่อน +1

    Great video!

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Appreciate it as always legend 🚀

  • @deltaneutral2783
    @deltaneutral2783 หลายเดือนก่อน +2

    i just stick to a 10% rule. If the car is worth more than 10% of my net worth, I'm not buying it.

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      That’s actually a really solid approach! I like it
      Only thing… is I have a feeling you’ll be a multi-millionaire soon. Don’t get too expensive of a car haha 🚀🚀
      Thanks for watching chief

  • @jacobtorres9554
    @jacobtorres9554 หลายเดือนก่อน

    Good content gained subscriber

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thank you for subscribing! I’m so glad you enjoyed the content-lots more on the way. Welcome to the channel 🚀

  • @HanzoHasashi_
    @HanzoHasashi_ หลายเดือนก่อน

    Great channel. Immediate sub

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Means the world to have your support-lots more on the way, and I’m glad to have you here 🚀

  • @JeremiahPeoples
    @JeremiahPeoples หลายเดือนก่อน +3

    This edit goes hard

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thanks for watching! All the credit goes to my amazing team 🚀

  • @curiousgeorge6921
    @curiousgeorge6921 หลายเดือนก่อน +1

    Whats your duties in PE

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน +1

      I’m in a investor role so my job is to find great companies, diligence them to make sure they’re actually good and then once we own them I have to work with the management team (CEO) to ensure we grow. A lot of work but a super fun career!

  • @ShhoKing
    @ShhoKing หลายเดือนก่อน

    Unrealistic but good quality video.

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thanks for the note. Quality credit to my team!
      Deep in the video I let folks know it’s crazy, strict and possibly unrealistic - but the vision is to put as much money into saving, investing and real assets vs car.
      Appreciate you watching chief!!

    • @ShhoKing
      @ShhoKing หลายเดือนก่อน

      @@kennyfinance4674 In my country it is not realistic. Maybe in others it is. I spend more then 10% of my monthly income just for gas money to get to work and back... I drive 2008 ford mondeo diesel... 5,6L/100km... half an hour drive to get to work.

  • @edwardthecar2300
    @edwardthecar2300 หลายเดือนก่อน

    i just want the cheapest 944 i can find and a volvo i5 from a crashed focus ST

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Now that’s a unique goal! I’m all for it-sending good vibes your way to find that perfect 944 and Volvo i5 setup. Thanks for watching 🚀

  • @King-Pumpkin
    @King-Pumpkin หลายเดือนก่อน

    good channel

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thank you! Glad to know you’re enjoying the channel-more good stuff coming your way 🚀

  • @Medhidubai
    @Medhidubai หลายเดือนก่อน +1

    I just disagree with your advice,
    Maybe for a lady,
    Buying a nice or a dream car is always a great move for many reasons, as such:
    1. Working your ass to make more
    2. Associating yourself with like minded people
    3. Some nice cars appreciate in value or don’t lose a lot of it, specially with inflation and the non ending quantitative easing
    4. And last but not least, the pleasure and joy you feel while driving that car … this alone is stress released, investing in your well being.
    This said, I would always go for a nice car that I will enjoy driving but I won’t give it all in something that is way higher than what I can afford.
    10% is very tight, and can work for people who doesn’t take this part as something that bring pleasure to their life.
    Thanks for the video, and keep it up )

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      I really appreciate your insight! You make some strong points about the value of a nice car and what it can add to life. Everyone’s financial priorities are different, and it’s great to hear your take on this topic-thank you for watching and for the thoughtful response 🚀

  • @gujuriddler9513
    @gujuriddler9513 หลายเดือนก่อน +1

    upppp

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thanks for taking time to watch! Appreciate it 🚀

  • @winduncan9818
    @winduncan9818 หลายเดือนก่อน +1

    I really think buying a new car is just how to keep the poor, poor. Spend 5 or 6k on a reliable clunker, put that $700 payment into your 401k. Then buy used never exceeding 10% of net worth on sh*t with a motor, getting nicer used cars, adding a boat, motorcycle, whatever as net worth increases. You'll build wealth and in the end you'll have all the toys!

    • @michaelfurlonger5958
      @michaelfurlonger5958 หลายเดือนก่อน +1

      So you're saying someone should save 5k before buying a 500 pound or dollar car at the same time as saying buy a 5 or 6k car if you're genuinely expecting people to have 10's of thousands saved first that's mental

    • @kennyfinance4674
      @kennyfinance4674  หลายเดือนก่อน

      Thank you for watching. You’re spot-on about reinvesting savings from a lower-cost vehicle-it’s definitely a wealth-building mindset. Happy to have your input here!

    • @winduncan9818
      @winduncan9818 หลายเดือนก่อน

      @@michaelfurlonger5958 Yes, I drove a $600 POS in school then a $3250 car for the next 10 years. I'm accounting for inflation.

    • @hugheskevi
      @hugheskevi หลายเดือนก่อน

      Yep, a great way to stay poor is to spend all or most of your income no matter how much you earn. That especially applies as income rises, so many people upgrade their lifestyle rather than building wealth and taking advantage of tax breaks on investments.