I am fifty, and speaking from experience this spot on. I love this video, it’s articulated very well, straight to the point, zero fluff and I wish someone would have told me this in my twenties. So to all you in your twenties, this is the roadmap
I didn’t achieve financial freedom until my 40s, but I’m incredibly grateful I started investing. After facing many challenges, I now own a new home and earn $155,000 a month. God has been faithful, and my family is thriving. If this can encourage anyone-no matter your age, you can start investing today and change your future. Investing in the financial market was the best choice I made.
I signed up for a 1-on-1 trading session. It's like copy trading, but with personalized guidance. the session was secure and a supportive way to improve your trading skills while earning, the best part is there's no upfront payment required at all
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Given the current volatility of the stock market, I believe investors should concentrate on undervalued stocks. This is because 20% of my $75k portfolio is made up of once-respected stocks that are now in decline, and I'm not sure where to turn.
I agree that there are strategies that can be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
Many people minimise the role of advisors until their own feelings get enraged. When I needed a boost to keep my firm viable years ago, I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing to over $550,000 despite inflation.
Fantastic content as always! Appreciate the rare honesty and transparency. After experimenting with stocks since late 2021, I've shifted to 100% S&P 500, regretting not doing so from the start. Considering a return to individual stocks in 2024, but uncertain about safely investing $500k in the market.
I find it more productive and safe to buy growth/blue-chip stocks & large caps. It's advisable to work with a fiduciary advisor for a well-diversified portfolios instead of relying solely on speculations.
Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1 million in gains… might not be a lot but i'm financially secure and that's fine by me.
One of the most well-known people in her field is my CFA, Anne Marie Holt. I advise doing more study on her qualifications. She is a great resource for anyone trying to understand the financial industry because of her many years of experience.
I’m in San Jose and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighbourhoods. Then you’ve got Better, average sized homes in nicer neighbourhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.
Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalises. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
“Sharon Ann Meny” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I find this informative, curiously explored Sharon on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated
I was adviced to diversify my portfolio among several assets such as stocks,crypto and bonds since they can protect my portfolio for retirement of about $170k. I need advice: Do I keep contributing to my portfolio in this unstable market or do I look into alternative sectors?
The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.
That is very correct. Having the right financial expert is invaluable. My portfolio is well matched for every season of the market and recently it has hit 80% rise from early last year. I and my CFP are aiming for a 6 figure ballpark goal.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Judith Lynn Staufer ’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
thanks for watching! Be aware you guys there will probably be a lot of scammy comments - people recommending someone as a financial advisor, it's usually a scam. I try to delete all the comments but they usually just make more so it's hard to keep up with them all.
First mortgages with rates of 8 to 9% and 9% to 10% were common when I bought my first house to live in, which was in Miami in the early 1990s. People will have to come to terms with the fact that we may never get back to 3%. Home prices will have to drop if sellers are forced to sell, and appraisals will drop as a result. I'm very certain that I'm not the only one thinking this.
In fact, it will only grow worse. Affordable homes will soon become unaffordable. Therefore, if anyone wants to do something, I suggest doing it right away because tomorrow's costs will appear to be lower than they are today. I believe that frenzy brought on by excessive inflation will persist until the Fed tightens its regulations considerably further. The bandage cannot be torn off in the middle.
consider moving your money from the housing market to financial markets or gold due to high mortgage rates and tough guidelines. Home prices may need to drop significantly before things stabilize. Seeking advice from a financial advisor who understands the market could be helpful in making the right decisions.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Amy Desiree Irish” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
Patricia's unique strength lies in her realistic approach which makes her different from other brokers who often set unattainable targets and fall short in delivery
I got out of the real estate investing market about a year ago. I think its time to get into the stock market for a while. whats the best strategy to invest around 200K in this current market
The market may be going down, but I am going up! we’ve been in a recession for 2 years. they manipulate the DEFINITION. You should consult with an expert so you don’t get burnt in this market.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.
In the current economic climate, a home is not the best investment. I've already sold my Boca Grande area home, but I want to invest roughly $200,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?
The truth is that if you make the right picks, you could make killer riches very quickly, although such profit usually needs expertise, as in hedge funds or financial managers. I personally prefer the latter.
I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are several independent advisors you could research. However, I have been working with “Annette Marie Holt for almost four years, and we get along great. If she appeals to your judgement, you could continue with her. I support her.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
Having an lnvestment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
Dollar Cost Average investing in VOO, which is S&P 500 index, and QQQ which are the Nasdaq index. Also automatically reinvest the dividends. The investment will compound grow and will beat most of the professional active traders.
To be kinda blunt, I am giving up on investing in stocks... I put between 2000 to 3000 a month and it's nothing but down down.... Sooooo frustrating and I only invest in boring big companies. How can I capitalize in such a market?
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
@@viviancarolgioao I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Absolutely. And with the fear of not being able to retire comfortably, people might be tempted to make risky investments or neglect proper financial planning, which could spell trouble for their portfolios in the long run.
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.
I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
Stocks investment may appear simple, but choosing the right stock without a proven technique can be difficult. I've been attempting to grow my $180k portfolio for awhile, but the largest impediment is a lack of defined entry and exit strategy. Any input on this matter would be highly appreciated.
investing in a variety of asset classes will reduce risk more than putting all of your money in one. If your financial understanding is lacking, see a financial consultant.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
My CFA ’Teresa L. Athas’, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I found her profile online and reviewed her credentials. She has a lot of relevant experience. Thanks for sharing her information! I've already sent her an email to get in touch.
Just starting out with investing, and I’m already coming across some mixed advice on asset allocation. People say ETFs and index funds are great for covering the market, but I’ve heard they can also include weaker stocks that might dilute returns from stronger performers. I’m aiming more for financial independence than just traditional retirement, so I’m wondering if I should be more selective or if I'm maybe overthinking it. Already made some rookie mistakes too, like selling during a recent dip, which led to unexpected capital gains taxes
I’ve been there myself, especially as I got closer to retirement. The impact of market dips felt heavier, so in a panic, I shifted a lot of my portfolio from stocks to bonds, thinking it was safer. But I didn’t anticipate the capital gains taxes I’d owe or that I’d miss out on the rebound. That mistake alone cost me more than I realized until I spoke with a financial advisor. With their advice, I restructured my investments, used them tax-free to secure real estate, and the rental income covered the debt while the properties appreciate. I’m now on track to retire with around $4 million, something I might’ve missed out on entirely if I hadn’t sought advice. getting it right early can set you up for a far more stable future
@@DaliTaliani-wz4ti I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of direction
I’m honestly not one to recommend specific people since financial needs are so personal, but I can to say that working with Emilyava Milligan made a difference for me. Her guidance felt in tune with what I wanted to achieve. You might find it worthwhile to see if her approach resonates
I’m in Massachusetts and real estate in the last 6 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quite mediocre neighborhoods. Then you’ve got Better, average sized homes in nicer neighborhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.
mortgage rates will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are at a crossroads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
This is precisely why I like having an asset manager look over my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a manager for more than two years, and I've made over 85% of my initial amount
’Stacy Lynn Staples, is respected in her field. I suggest delving deeper into her credentials, as she possesses experience and serves as a valuable resource
Both have their upsides. I've been in real estate but I want to put in 80k in stocks for a start but I'm not sure how to go about it. Any recommendations?
I agree. I switched to trading stocks and I make 10x what I used to make from real estate because I can work with an expert who has a good understanding of the marekt. This third quarter I've already made more than 550k in net profit.
Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.
Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
My CFA Aileen Gertrude Tippy a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Eleanor Bonnici Deskin’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
After selling a couple homes in 2022, I'm anticipating a housing crisis in order to buy inexpensively. As a backup plan, I've been thinking about purchasing stocks. What recommendations do you have for the best time to buy? On the one hand, I keep reading and seeing trader earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?
The top experts, however, have access to confidential information and data that is not made available to the broader public. Being knowledgeable enough to use them successfully is quite another. Big returns, not changing stochastics, are the key. Rewards and risks must be balanced. To reach your aim, pick the right size and turn your edge as often as necessary.
I concur; I've been in frequent communication with an investing advisor for more than 17 months. I definitely remember needing inspiration to keep my business running after a protracted divorce. I researched licensing consultants, sometimes known as portfolio coaches by some.
Impressive! I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
REBECCA NASSAR DUNNE is her name. She is regarded as a genius in her area and works for Equity Services inc. She’s quite known in her field, look-her up.
Asking a real estate agent whether you should buy a home right now is like to asking an alcoholic whether they think you should have a drink lol. Homes in my neighbourhood that cost around $450k in sales in 2019 are now going for $800 to $950k. Every seller in my neighbourhood is currently making a $350k profit. Simply unreal. In all honesty, deflation is what we require. The only other option is for many people to go bankrupt, which would also be bad for the economy. That is the only way to return to normal.
Home prices will come down eventually, but for now; its best to offset some of your real estate investments and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
indeed the mkt & economy has gone berserk, price of great assets like real estate, dividend paying stocks, or gold never comes down easily, in my humble opinion, buy what you can afford today, and working with a financial advisor certainly helps
After facing significant challenges, I learned two crucial lessons about the stock market: it played a major role in the Great Depression, and the quickest way to make a million in the market is to start with two million. The Great Recession only reinforced these insights. In hindsight, I wish someone had guided me earlier. A well-defined entry and exit strategy is essential for success in the stock market.
Exactly, many investors are overly focused on potential profits, forgetting that the market has both ups and downs. Securing your financial future requires patience and a strong understanding of market trends to identify the right stocks for investment. For instance, I made over $260k in profits during Q4 of 2021. The key to profitable investing is truly understanding market behavior.
@@HotManP-l5g I appreciate your comment; I’ve been trading stocks for some time, but I haven’t seen significant gains. How do you achieve such results?
Thank you for sharing! Rebecca Lynne Buie seems quite knowledgeable. I found her webpage and reviewed her resume, which was quite impressive. I’ve already reached out and scheduled a call.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
There are a lot of independent advisors you might look into. But i work with Susan Kay Mack and we have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before emailing her. She seems proficient considering her resume.. can I get a way to communicate with you as I have some questions
I sold an apartment in Rochester and made about $250K. I was frustrated when I only earned $171 in interest from a regular savings account. After doing some research, I was advised to invest in stocks. Are these stocks a good point to start from?
While the stock market is promising and can give good ROI, expert guidance is essential for effective portfolio management so you don't get burnt out in the market as it is very volatile.
true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Also remember that while these frugal habits can increase your savings, the truth remains that your savings can not make you wealthy. In other words, your savings would never be enough. The economy is designed that way. Invest your spare cash in profitable things. increase your sources of income guys.
motivational speakers always sound this way and make everything sound so easy... tried to invest in stocks months back, came out with way less... would have been better off saving or even lavishing my money...
I've been in your shoes and I'll tell you for sure that it's because you rushed into it. You must either understand the market or get the services of a fin. adviser for your "investment" to count as one. I made close to a hundred grand late last year only after some months of throwing my money in the wind. You should try again, good thing is you now know better. Goodluck!
This is also me ah. I have also considered using an FA but I don't know how to go about it. please, what are the steps for getting one? like a really good one.
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Jason Lunvo Rodriguez. He's good and you could also look him up.
VGT is up 1200%! Real Estate requires lots and lots of time and money! You need to factor TAXES/INSURANCE/MAINTENANCE!! If you want Real Estate you better have deep pockets! Plumbing, AC/Heat System/Electrical/upgrades!!! It's never ever ending! Sold my 3 properties and only bought ETFs! I make more money with way less headaches!
@zachary3603 Real Estate!! All time high rates, property prices, property taxes and insurance!!! Yeah sounds like a wonderful time to buy and invest in real estate!!! SCHD is the king of kings when it comes to making headache free money!!!!
Just sold a property in Texas and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
*''TRUDY ELIZABETH STOUFFER’'* a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity? Any guidance in this regard would be much valued.
I suggest consulting with an experienced financial professional. It might seem pricey, but as the saying goes, "you get what you pay for." My belief is that "Expert solutions require expert providers."
Agreed, investing with the help of an advisor set me up for life. Retired with about $1.6m in stock portfolio only. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. Supplementing my income with stocks and alternative investments helped me by far beat the retirement age of 65.
I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
Sure you can! Judith Lynn Staufer is the financial advisor I work with. Just search the name. You’ll find necessary details to work with to set up an appointment.
Thanks for sharing. i searched her full name and found her web instantly. After reviewing her credentials and conducting due diligence, i reached out to her.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.
I am 53 and retired at 50. 1 thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collabrative efforts in the fund my estate planner has me invested in. I do not work.
I only contribute 5% to get full company match, that’s it. The 401K plan is designed for you to work until you are about dead. Also, the government does not have their hands on it yet either.
My wife and I live off of our 401K. We don't work. I recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is when it gets over 300K it starts to accelerate. When you get over 500K it can really accelerate as the stock market grows.
Well, I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered and I don't know where to go here out of devastation.
The safest approach I feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
@@JoeWilmoth-k2w I totally agree. A financial advisor can provide valuable insights and help ensure that our investment portfolios are aligned with our long-term financial goals. They have the expertise to navigate through market fluctuations and make informed decisions.
@@TerrencesSheldons The beauty of MARGARET MOLLI ALVEY approach is her dual focus: while aggressively pursuing profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or diversify ?
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Simple. Put your money into an Index Fund that tracks the total stock market such as VTSAX OR if you are absolutely terrified of any volatility, put it into a money market account which are available through brokerages like Vanguard and are currently paying 4.15%. Keep in mind that this year alone, the total stock market is up around 35% so you could have potentially made $190K by simply putting that $545k into an index fund.
I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
If you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
@@Derekhoffman312 Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
My financial advisor is “Annette Christine Conte” I found her on a CNBC interview where she was featured and I reached out to her afterwards via her website
I am 32 years old, lost my dad about half a year ago and I am going to receive some money soon. Would it be smart to grow my money in stocks for a few years while I am in business school and then invest in rental properties afterwards, or should I go for real estate investing first?
Very sorry for your loss. Index Funds & ETFs: 40-50%, Emerging Markets (e.g., VWO): 10-15%, Dividend Stocks: 10-20%, Growth Stocks/Small-Caps: 10-20%, REITs: 5-10%.(and in the case of rentals would be worth contacting some landlords to get an idea what's involved in running rentals. Many people think of rentals as "passive I come" and underestimate the work involved (even with a management agency), not to mention if a tenant stops paying or major repairs occur. A lot to think about!)
@@sledgeyyyyy I agree! My dear husband passed away in 2011, and I had around half of million dollars from his life insurance just sitting in a bank account, earning nothing. I was advised to invest it through an advisor, and in just 6 years of investting in dividend Stock and REITs, I achieved over 80% capital growth, not including dividends.
I've worked in real estate for over 11 years and have neglected a major stock portfolio i inheritted. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
Sure i don't mind. I've stuck with ‘’Jennifer Leigh Hickman ” for years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Right, and it really depends on what you’re aiming for. With stocks, you’ve got potential for steady growth, but the ups and downs can be tough to stomach, especially now. And real estate-it’s more stable in some ways, but then you’re dealing with maintenance, taxes, and market fluctuations. It’s far from a guaranteed win
Exactly. People talk about real estate like it’s foolproof, but it’s not. I’ve seen people invest in property and end up with a house that costs them more than it makes. Stocks, on the other hand, can feel like gambling when you don’t have a strategy. And that’s where so many folks get burned
I’ve heard of him! They say he’s seen every side of investing and understands how to build wealth in a way that fits each person’s situation. For someone like me, trying to grow my nest egg without unnecessary risks, it sounds like he’d be a perfect fit
That’s right. Eric doesn’t just push the ‘get rich quick’ mentality. He actually takes a look at your whole financial picture and tailors advice that’ll help you for the long haul. A friend of mine met with him for a consultation, and it completely changed his perspective on balancing stocks with real estate
And what I appreciate is that he doesn’t just cater to wealthy clients-he’s known to work with people from all walks of life. So, whether you’re sitting on a big portfolio or just trying to make the most of your savings, he’s not going to treat you any differently. It’s about building real, sustainable wealth.
I wish they taught investing at school level. There is so much advantage to doing this! My biggest regret is that I started so late. And still not good at it, I think at this point i need help
I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.
@@ClemonSteve It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging
@@RonnieWine luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
Alright, I’ve got $77k chilling in my emergency fund, and I’m finally ready to do more than watch it gather dust. Stocks vs. real estate-sounds like the ultimate showdown! This vid better have answers because I’m not about to flip a coin on my financial future. Spoiler alert: if "both" is the answer, I’m going to scream. Friendly scream, though. 😏
LOL, "both" is totally the answer, but hear me out. I was team real estate until I realized the stock market can compound in ways you wouldn’t believe. My financial advisor showed me how diversifying both saved me from regret-ville. Might be worth checking in with a pro before you dive in-it changed my game.
Okay, so I get the “pro” angle-totally makes sense. But how do you even find a legit financial advisor? I’ve got the drive and the cash to invest, but all these options make it feel like I’m trying to pick a favorite star in the sky. Help me out here!
There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with Linda Aretha Reeves for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.
I've always been fascinated by how top investors achieve millionaire status through their investments. Currently, I'm sitting on $345K from a home sale and I'm torn between investing in stocks or holding out for a better opportunity?
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
Many individuals overlook the importance of advisors until their emotions cause them problems. I recall a few summers ago, after my lengthy divorce, I needed support to keep my business going. I searched for licensed advisors and found someone extremely qualified. She helped grow my reserve from $175K to $650K, despite inflation.
I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Hello👋 i really need a way to earn, I was born a Christian, and sometimes I feel down on myself because of low finances, but I still believe I can still make it someday. As a beginner how do I go about investing into Crypto!.
I've worked in real estate for over 25 years and have neglected a major stock portfolio, however I need a different plan now.. mind if I look up the professional guiding you please?
I buy small houses on large lots in towns where new houses are being built on small lots. Eventually the large lot will either be split or someone will want to build a mansion there. It’s always a “good deal/good idea” if it’s a good company/property etc. market fluctuations are just gravy.
Get your investments right before venturing into real estate, I leverage on the volatility of the market for significant returns rather than holding and loosing value to the volatility of the market I made my first mil from going diverse, mainly stocks, ETFs, few Cryptocurrencies and bonds. thankful to my now financial advisory Abigail Ann Ryan. It’s a long term plan for me so I invest and re-invest. about to purchase my second property ..she's the best in the business
Great video, i love the analytics. Real estate is long term for your kids but Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategies ... I would greatly appreciate any suggestions.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $210k to $742k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Becky Lou Gordon” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I’m 44 and have about $273k liquid in savings which I plan to put towards becoming a homeowner, but based on the current high prices on real estate, do you suggest I hold from buying and look at dividend paying stocks instead?
after studying the trajectory of great assets like real estate, dividend paying stocks and gold, my conclusion is to buy and invest in what you can afford today! working with a license financial specialist can certainly help
Agreed, I'm in line with having a fudiciary oversee my day-to-day investing, cos my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio is well diversified and has just 5X in 5 years, summing up nearly $1m as of today.
@@M.Herlihy I've worked in real estate for over 25 years and have neglected a major stock portfolio, however I need a different plan now.. mind if I look up the professional guiding you please?
If you do not currently own a home, it is very difficult to advise against this. I work in private wealth management and deal with these kinds of decisions all the time. Even if stocks strongly outperformed, the one thing for retirees, unless they are very wealthy, is expenses in retirement. Even a change in $200/mo over a period of 20-25 years of retirement is astronomical when accounting for inflation. If you can retire with the least amount of expenses, housing be a large portion of that, it’s a huge win. If you have this accounted for by living with family or already owning a home, then the decision is a bit more nuanced and subjective
I anticipate positive growth in the markets for 2024, and I'm considering investing $220k in stocks for my retirement plan due to recent rate cuts. Could you provide guidance on executing this investment safely? Additionally, are there any crucial tips or changes I should be mindful of in the current financial landscape?
If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
Credits goes to " Annette Christine Conte " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
"Alright, folks, I’ve finally scraped together a $144k emergency fund (cue applause), and now I’m ready to throw my hat into the investment ring. Stocks vs. real estate? The ultimate gladiator match! On one hand, stocks are like that unreliable friend who occasionally gives you big wins, and on the other, real estate is the slow, steady tortoise. Any shortcuts to ‘financial genius’ status, or am I doomed to learn the hard way?"
Haha, congrats on the $144k-solid start! But let’s be real, it’s not all gladiator fights. Real estate’s got leverage, and stocks have compounding magic, but honestly? A financial advisor saved me from YOLO-ing my cash away. Get one, trust me-it’s like having a cheat code.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with ‘' Linda Aretha Reeves” for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.
Just looked her up-wow, Linda Aretha Reeves seems like exactly what I need. Thanks for the tip, I’m finally feeling hopeful about making sense of my finances!
I just got out of the real estate investing market. Trump's policies had been viewed by many experts as more positive for the financials sector. It's enticing to consider purchasing some stocks, I'm contemplating investing more than $300k. Thoughts?
Agreed, I just use TH-cam for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own. I have consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains in close to a decade of having one
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
I've found success investing in real estate, starting my journey in my early 20s, and now I'm in my mid-50s. One key factor for me has been my passion for real estate. I've always been fascinated by real estate, and I love spending my free time researching and learning about the market. What began as a hobby has turned into a lucrative venture for me. On the other hand, I have no interest in researching the stock market. Everyone has their own path!
I agree. Some people just love real estate, and do very well. However I would like to point out that for the stock market, there is really no research or time needed. It is the simplest way to invest. People just need to get it out of their head that they must pick individual stocks and 10x it. This video is the best example, just buy the SP500 index (there are tons of them out there). Buying 500 of the best and most profitable companies in America, there is no research or maintenance needed...ever!!!
@@tvtv-m9hStart by making a taxable Brokerage account or Retirement account . Then you research Index funds that track markets such as S&P 500, REIT, etc. with low expense ratios. Hope this guides you towards the right direction.
@@tvtv-m9h, buy a total stock market or S&P 500 (or equivalent) index fund, ETF or mutual fund and you will be diversifying. Example, VTI (vanguard) SWPPX (Charles Schwab), FZROX(Fidelity). There are also REITs (real estate investment trusts) do a search on the most popular.
My portfolio of 500k is not increasing any more than 5% and we seem to be facing a massive inflation now. I can't tell where the market is headed, Do i hold on or perhaps I should just sell off assets and avoid the panic?
They're better investment strategies than moving to all cash waiting to deploy. Follow the S&P 500 by investing in ETFs like VOO, SPY, and SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors.
That's right, I was doing pretty good not until the rona-outbreak which led to my portfolio crash. I immediately employed the service of an advisor, got overwhelmed by the returns, thus increased my investments and to date, I'm just about 10% shy of a 7 figure portfolio.
Sophia Irene Powell is the advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets. I wish everyone reading this the best of luck in achieving success!
For new investors: Buy stocks in solid companies and hold them as long as they stay strong. Ignore forecasts and market opinions-they’re distracting at best and useless in the long run
The key to strong returns isn’t quick-gaining assets but managing risk in relation to reward. It’s about maintaining the right allocation and consistently using your edge to reach your goal. This holds true for everything from long-term wealth building to short-term market plays
My target retirement fund in my 401(k) had poor returns compared to the S&P 500. I switched everything to the S&P 500, but I regret not doing it earlier. What are the best options for investing $200k for reliable cash flow?
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
Sure, the likes of the popular "Sophia Irene Powell" does a good job. Just look up the name, you’d find details on the web to set up an appointment as she offers free consultations for Veterans like yourself.
After building a rental property portfolio, I became exhausted with real estate market challenges and decided to sell. Now, with about $5 million, I'm contemplating investing in the stock market with solid positions. What are your thoughts?
With $5 million, one wrong move can have significant consequences. It's crucial to invest cautiously and diversify, with 40-50% in safe investments. Given your budget, I recommend considering financial advisory services.
Absolutely! Most undervalue advisors, but their expertise and risk mitigation strategies are invaluable for savvy investors. For those with busy schedules, monitoring the market is challenging, so we delegate to experts. I'm currently working with one, and my portfolio has grown to $1.3M, a 25% increase from last year, with robust diversification and inflation hedging.
This is mind blowing! As a young adult inheriting about $500k and new to stock investing, I'd greatly appreciate it if you could direct me to your advisor. I can't afford to make costly mistakes.
She goes by "Annette Christine Conte" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I'm planning to invest $150,000 of my savings into the stock market to take advantage of the recession. What do you think is the most effective investment strategy in this environment?
The market is highly volatile right now! Whether you're a beginner or a seasoned investor, I genuinely believe that engaging with an advisor can be critical to achieving success.
As a contractor with limited time to deeply analyze the market, I've trusted a fiduciary to manage my portfolio for the last seven years. This decision has allowed me to navigate market swings with confidence. You might consider a similar strategy.
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas...
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 29% this year alone... maybe you should do the same.
This is definitely considerable! think you could suggest any professional/advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.
I work with Elisse Laparche Ewing as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
With a good investment plan that ensures steady income without any doubts I and my hubby are prepared for a well organized retirement. I started investing in stocks 2 years ago and so far, I am making a good yield on my dividend. I've learned that getting a good return is very much attainable only if you know your way around it.
You say it like it's easy forgetting that not everyone is as lucky as you are. I've invested for months now without any progress. How are you able to do it?
It's totally far from luck. I use a licensed expert, Herman Jonas who has consistently outperformed the market ever since I got on his program. He has continued to put my $25k to good use with market driven strategies making me an optimal return of over $101k. Now at 53, I sit back and enjoy the little gifts of life like spending time with my grandkids
Do not forget that when it comes to trading, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual traders or “experts” do not influence.
What is the most effective strategy for entering crypto trading if you have around $5,000 to invest, or even if your investment amount is slightly more or less?
My CFA Evelyn Infurna is a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
Evelyn Infurna Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
I started working with Annabelle back in February, and my financial goals have never been clearer. It's like having a strategic partner for my money with a solid track record.
I hit $113k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
It's essential for you to have a mentor to keep you accountable. Myself, I'm guided by Evelyn Vera. for years and highly recommend her I focus on him. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
This wasn't a good comparison, unless I missed it you didn't factor in the cost of the houses fo5 property tax and mortgage interest for thr loan in your final profits
@@swiftmovers3827 A write off from the tax, but it would still affect the profits. Also, when she did the "Long term" and compounding stock returns, she didn't compound the real estate earnings xD.
The calculations on the house are completely wrong. You've included your initial deposit and equity payments as "profit" when it would just be a return of your invested capital, so your return numbers are inflated by about 100% (even worse on the second one, where I calculate your "profit" ignoring interest costs to be 60k not 586k). You also didn't include the interest cost on the mortgage.
Despite the fact that stock prices fluctuate, what is the best method for capitalizing on the current market? I'm still undecided about investing $400k in my stock portfolio.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
you are completely right, Advisors have information and paths that are not disclosed to the public.. I profited $560k early this year under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
Judith Lynn Staufer a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks
I commend you, Shelby, for investing in both real estate and stocks. Here are a few insights from my 24 years in stocks and 20 in real estate: 1) Returns in each asset class depend more on a person's skill and risk tolerance than the asset class itself. 2) A primary residence is often a liability unless you’re house-hacking or tapping its equity. So, let's focus on rentals vs stocks. 3) Choosing the right investments is key. For example, I prefer QQQ over the S&P due to its higher returns (14.5% vs 10%). Also if you learn technical analysis, your returns will even be higher. 4) In real estate, steady investments like multiplexes in stable markets yield better returns than flashy properties like STRs in Palm Springs. My recent quadplex purchase offers a 9% cash-on-cash return, with a total annual return of ~20% with leverage. 5) While real estate investors emphasize leverage, leveraged ETFs (like TQQQ) also offer high returns but with increased volatility. My advice: invest in both, start with stocks, and shift more toward real estate as retirement nears for steady low/no tax cash flow.
You are on point. This from an individual who has been in the realty game since, 1997. I am into real estate because I like to manage property and it’s a great tax hedge because of my income. Honestly, my stock portfolio has done better. When you add in the confluence of the following factors: changing tenant laws, rising insurance and taxes, as well as the high cost of maintenance; stocks and other investments may be the way to go in the future.
The only real estate I do is sell lots from new homes and flip them before the home is built. I always think that my tenant will trash my property. I've heard nightmare stories.
I'm so happy I made productive decisions about my finances that changed my life forever. I'm 51 living in Melbourne Australia, bought my new mansion in August and hoping to do more if things keep going smoothly for me..
Congratulations dear. You're really doing well for yourself, I'm 49 and my financial life is in a mess. Any great tips would really go a long way in shaping my life. I want to buy my own house, that's really a big flex
Tracy Britt Cool Consulting was my hope during the 'bear summer' last year. I made so many mistakes but also learned so much from it, and of course from Tracy.
My advice: for newbies to grow financially this year, invest. Saving is good, but investing elevates your finances. Why newbie make huge losses on trade is because investing without proper guidance can lead to mistakes and losses. that will stop you from trading, this has been one of the biggest problem to new traders, I've learned this from my own experience
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation
one of your best videos Shelby, been following you for a long time and definitely always appreciated your videos on stocks/real estate and personal finance stuff. Actually motivated me in really taking a deep dive into my stocks portfolio over the years.
5:30 - This is highly inaccurate and just really bad math. You're not including the part about how much you're contributing every month into real estate (basically the monthly amount you're paying that includes the principal/equity too but, most importantly, the interest component). With stocks on the other hand, it's a simple one-time investment. And let's not even get into how much time you've spent on real estate.
@@Jeroen74 That's not true, Jeroen, because the only part she talks about is equity and equity, by definition, would never include interest and other additional costs. Also, if we were to practically break it down too the numbers don't add up. If it's 56k in equity over 5 years then dividing that by 60(12 months x 5 years), you would get $933. There's no way you can get a loan/mortgage of $933 for a house that costs $700k+, let alone in a place like Seattle or Cali.
@@AkashDamodaran I just rewatched the section you're talking about. She does not mention it in this video I believe, but she has never contributed to the mortage, taxes or insurance of the Seattle townhouse, only her sister did who lived there, and had roommates who partially covered the mortgage. Shelby only provided $35K of down payment money. My previous comment is what she said in a comment down below, but I guess that's about the PS house then.
@@Jeroen74 Again, how is that a fair analysis then? Comparing stocks(where it's a one-time investment) to something like real estate where they're(someone is, be it her, or her sister or whoever) paying a monthly amount? This is a very unfair picture to paint for the audience because the big takeaway here is that real estate hands-down beat the stock market by a massive margin but none of the amortization and cost of borrowing/loan has been taken into account. Either she/her team have gotten the math completely wrong(which is possible considering this can be a complex compounding problem) or manipulated the video/takeaways for her benefit. Either ways, it isn't accurate by any means.
Great job Shelby explaining everything you can think of for this video!! Lots of variables and more than we want to admit if you own property....but for those reading, get in BOTH the stock market AND property ownership. Why? Because it's like the lottery, you can't win if you don't play. But first, get educated about it and KEEP getting educated about it!! From people that are successful and IN the game. On that "No one is going to raise the rent"....so not true. Stupid insurance and taxes can and will raise your mortgage payments!! So be ready for that!!
Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 100k to a decent 540k in the space of a few weeks... I'm especially grateful to Milton Harper, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape..
Agree, I do both and live in San Diego. I prefer my stocks over my home, even if my home is new build. Thank you for the content. Look forward to updates.
Much of this is right on point. We were fed a misconception (often by parents and others) that we just HAD to own our home otherwise we're "throwing money away" by renting. We were also told that being a landlord is passive income, which it is not. Stock offer great opportunities for return, and while real estate has significant value as well, it's not a must-have.
Buying a single-family home when you'll be living in it for many years - has always been the BEST investment - things changed over the last 4 years. So your parents were right!!!! Single-family homes across America - especially in desirable cities/areas - are being bought up by investors, ie, Blackstone, Blackrock, Wall Street, etc. - making it difficult for an individual or family to purchase. Investors pay CASH and are renting out all the properties for many years. That started in 2008, 09, 10, 11, 12, etc.
Go back and read my post. She was not necessarily talking about your main home. She was talking about rentals. You absolutely want to own your own home and live in it. Even if you make a lot of money way in stocks, why would you keep renting? You’re still throwing away money young lady! Make a down payment and buy a home to live in! Eventually you will pay it off. That means no more mortgage or rent. Just property taxes. If you keep renting, that doesn’t stop until the casket drop!
@@Aggie4life77This is just bad boomer advice lol. It makes sense to buy your own property IF its cheaper than renting after accounting for maintenence, taxes, HOA fees, etc. Theres no point in getting a house you can't afford and being "house poor". If you keep investing in the market, you can always sell it and use the profits for buying property in the future.
@@MoonShine-o5n Yep, and even when you own, you’re still paying someone. The bank and Uncle Sam. Funny thing, BOA doesn’t seem to care when your sink is broken or the furnace is out.
If you are a property owner, EVERYTHING Shelby has described is spot on about the amount of carrying costs (PROPERTY TAX, PROPERTY INSURANCE KEEPS INCREASING INDEFINETLEY) that come with property ownership, along with unexpected expenses (maintenance, upkeep, etc) that are rarely factored into peoples ability to comprehend which of the 2 is likely to be the better return. The lower the down payment, and the faster the appreciation in a preferred dwelling located in an urban center, the more favorable for the individual. The more down payment, with slow to steady appreciation, along with low to no cashflow is not competing with stock market returns. Not everyone will have access to favourable deals in urban centers, and that is okay. In the mean time, until the numbers make sense to buy real estate, it's better to have the money deployed in the stock market. Great video.
A lot of people keeps talking about investments and how investment trade change their lives. I really need to engage myself in someway of earning more income and stop depending on the government.....
Wow that's nice She makes you that much!! please is there a way to reach him services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me...🙏🙏
Investing in crypto without professional guidance? I laugh at you, as you'll likely remain stagnant or suffer significant losses that could prevent you from trading further. This is a major issue for many new investors.
Owning a rental property is a lot of work. If you are the type of person who doesn't; want to deal with that then stocks is the better approach if choosing one or the other. Having both investments is not a bad approach.
This video right here is one of the BEST videos you have made so far!! I like the fact that you are around my age, and are able to break down details like this in a more realistic and understandable perspective. I watch both of your channels and I just want to let you know that you are truly making an impact with these type of videos. I have never been taught about things like this so you and your channels are great resources for me to learn from! Thanks girly!!
@@ShelbyChurch Nope it was not boring at all. I loved the B-Roll used, Music you used and I loved that It was very detailed with the numbers! That was one of my favorite part! "Chefs Kiss"!
0:42 1.7M dollars today was the equivalent of $657,400 in 1988 after inflation adjustment. You're not making as much on your home as you think you are.
@@MoonShine-o5n Stock market prices rise because of the productivity and inflation relationship, so it's already priced in. Companies pass on inflation and high costs and dividends, and prices stay current. But I could be wrong.
A pretty big consideration is your ability to liquidate or exit and/or tax implications of each, that wasn't really mentioned. You can't really sell half of your house, so you have to know that your house sale can get you in a lot of trouble if you can't mitigate the tax burden for that year AND it is something you have to plan in advance, so your liquidity is low and tied up in down payment or maintenance (which should be a reserve account that you do not touch for regular and emergency maintenance). On the other hand, stocks are more fluid in how you can withdraw what you've accumulated, though much more volatile than real estate, so you may actually lose money if your portfolio depreciated if you can't choose when to cash some part or all of it out, and it's doing nothing for you when you can't pull money out (you can at least live in a house when the market is down). Really, the most sensible thing, if your income allows, is to: I-nvest in stock while saving for a home -Once you have saved for your residence and can afford to buy in a location where you won't want/need to leave for 5+ years, get it and enjoy the benefits of ownership, like home improvement, neighbors you get to know, amenities if you have them, kids growing up with friends, whatever else... -After buying your own residence, go back to investing into market and keep doing that until you have so much money that you start consulting your accountant and start hearing words like "buyer's market" or "diversification." That's a good signal that you've accumulated enough money to consider real estate. ^This will often come sooner with home ownership if you did that right, for example, in 6 years of owning my place, cost to have rented it would've gone up $1200/mo, and it's only getting (relatively) cheaper to own because over time, your payment gets cheaper due to inflation, while rent gets more expensive due to inflation. You could go all stocks, all the way, but if you decide to buy a house in 30 years, that's a big transaction cost to pay your capital gains on stocks just to cash them out for a house which would've also been appreciating for those 30 years (if you think it's expensive now, I promise it will only get more so in a decade or two). TL;DR: go into both, at least own your primary residence and that way you have the benefit of compound savings (vs rent) in your home and compound interest in your stocks.
am impressed with your update on tech stocks, I am looking for tax efficient way to rebalance my 7-figure dividend portfolio without triggering capital gain tax. what asset location strategies should i use?
The best strategy depends on your financial situation, account types, tax bracket, and investment goals. Consult an advisor or tax professional to tailor these strategies for maximum tax efficiency.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% NVDA, 25% SCHD and over 40% in digital and alternative assets, thanks to my CFA. This strategy has helped me earn $56,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with SHARON CRUMP CLINE for years and highly recommend her. Look her up to see if she meets your criteria
The interest rates today at ~6.5% are putting a lot more substantial downward pressure on the real estate side of the equation. The leveraged advantage you mentioned comes with such a substantial cost, you are basically buying the house twice over in interest after 30 years. Interest has to be like 2-3 times the maintenance and taxes today on a new mortgage.
Yeah and you also have to factor in that a 4% appreciation in value is far from guaranteed in real estate. In LA for example a lot of houses didn't appreciate much between the mid 80s and the 90s then they surged up in the early 00's only to crash a little in the housing crisis and then there was the run up in the late 2010s and the covid surge. Historically speaking for Palm Springs she bought at nearly the top of the market and I would expect a plateau for awhile. Also you have to factor in that a lot of the historical growth in housing has come from growth in the surrounding geographical area. In Los Angeles the city has been growing for the last 40 years and that growth period is starting to come to an end.
Great video, Shelby. The headache factor in real estate is often not appreciated. Thanks for that point in the video. I really like index funds. Very low fees and they take care of themselves. I also own my home which is nice when you get into your mid-fifties like me. Thanks again.
This is where I'm at with a property I'm renting. Our long-term renter is leaving soon, and we (more than likely) will sell and invest the proceeds in the stock market within an ETF vs. keeping the property. I have used similar math as you did but at 7-8%, and it's a little more return with stocks vs house appreciation (minus -xyz). But not having the HEADACHE of renters and maintenance makes stocks so much better to me. Especially as you get older. I also agree with you regarding your CA property. If you use the property for pleasure, it's hard to measure against that. And last, definitely own something u live in.
Seeking advice from financial experts like Della Martin can be a wise move to optimize your portfolio, providing valuable insights to inform your decisions.
Do you know her too? Her inspiring journey to success has become widely recognized, and she has earned a reputation for being exceptionally dependable and trustworthy.
Coming out of facing alot, I knew two things about the stock market: It caused the Great Depression, and the fastest way to make a million on the markets was to start with two million. And then the Great Recession happened only a few years later. So yeah, I wish someone had better explained it to me earlier in life. Having a good entry and exit strategy will make you succeed in the stock market.
Exactly, most of the investors pays more attention to the profit aspect forgetting that the market involves ups and down. securing your financial position requires lots of patience and proper education on the market so as to know the right profitable stock to buy and invest in. I made over $260k in profits, from just the Q4 of 2021. Investing in the stock market is most profitable when you understand how the market actually works.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Shelby, I sometimes go look at J.p. morgan Chase stock from 1988 and how it was only a penny, to the price it is today, climbing a whopping 1M+% making me think, how on earth are there not more millionaires out there? this honestly triggers me.
You might want to look at the stock history and see how many times it's split. That can be the reason it used to be 1c. Sometimes stocks split 1:2 1:3 or even 1:10 so that affects the historical price.
Two main reason: 1. There are thousands of stocks to choose from. No one knows which one will give 1M+% in 40 years. 2. Most investors sell fast, so once they get their 50%, 100%, 200% they’re happy and sell. You need to be very strong, and sometimes stupid, to see your stock up 400% and not selling, hoping it’ll go up to 1M% one day. Most of the times it doesn’t, that’s why people sell early.
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
You are forgetting about interest paid, which is technically raising your cost of buying the house. You are using 90% leverage, so this comparison is not correct. Pay cash for the house and compare it to the stock returns, or use 90% leverage in your stock portfolio, take into account margin interest expenses, and then you will have your returns.
After building a rental property portfolio, I became exhausted with real estate market challenges and decided to sell. Now, with about $5 million, I'm contemplating investing in the stock market with solid positions. What are your thoughts?
With $5 million, one wrong move can have significant consequences. It's crucial to invest cautiously and diversify, with 40-50% in safe investments. I think it would be beneficial to get personalized advice or guide from a financial expert.
Absolutely! Most undervalue experts, but their experience and risk mitigation strategies are invaluable for savvy investors. For those with busy schedules, monitoring the market is challenging, so we delegate to experts. I'm currently working with one, and my portfolio has grown to $1.3M, a 75% increase from last year, with robust diversification and inflation hedging.
@richarddamien As someone new to stock investing, I'd greatly appreciate it if you could direct me to this expert. I'm eager to learn and avoid costly mistakes.
She goes by "Monica Mary Strigle" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I never see in these comparisons (which I think you did a really good job) people mentioning the yearly tax savings from real estate. That needs to be added in the comparisons. Stocks are definitely less work but I think it’s real estate bc of not just the appreciation and cash flow but bc of the depreciation on your taxes plus the ability to carry over losses for multiple years. We all should be doing BOTH tho
Real estate's sole advantage in terms of wealth creation is the power of leveraged investment with lower risk than leverage in stocks. I mean 20% down on a $375k house in 1988 is $75k. Your initial outlay yielded a 2300% ROI in real estate. The inflated dollars you paid on principal and interest may make the return appear less favorable, but absent good luck with options investing, you don't have the same leverage available in stocks and you could have a tenant pay the mortgage and taxes the entire time you are buying the real estate.
Option trading is not that difficult even when you are just starting out For example i bought 500 shares of amd at 4/share at thevsame time the call option 2 years out strike $4 was trading at 1.1 /share Sokd 400 used the premium to pay off a 100 shares When the contract struck (amd traded at 10) the stock was pulled away and covered the losn Now that i am better at predicting out of money strikes i sell covered calls.without losing the stock (87% of the time) That same stock just esrned $54/share with a strike $195.
I am fifty, and speaking from experience this spot on. I love this video, it’s articulated very well, straight to the point, zero fluff and I wish someone would have told me this in my twenties.
So to all you in your twenties, this is the roadmap
I didn’t achieve financial freedom until my 40s, but I’m incredibly grateful I started investing. After facing many challenges, I now own a new home and earn $155,000 a month. God has been faithful, and my family is thriving. If this can encourage anyone-no matter your age, you can start investing today and change your future. Investing in the financial market was the best choice I made.
How do you make so much in a month?mind sharing?
I signed up for a 1-on-1 trading session. It's like copy trading, but with personalized guidance. the session was secure and a supportive way to improve your trading skills while earning, the best part is there's no upfront payment required at all
Honestly, I could really use some help learning how to trade. Seeing my portfolio drop makes me feel really discouraged.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Given the current volatility of the stock market, I believe investors should concentrate on undervalued stocks. This is because 20% of my $75k portfolio is made up of once-respected stocks that are now in decline, and I'm not sure where to turn.
I agree that there are strategies that can be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
Many people minimise the role of advisors until their own feelings get enraged. When I needed a boost to keep my firm viable years ago, I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing to over $550,000 despite inflation.
I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help.
Just ran an online search on her name and came across her website, pretty well educated. thank you for sharing.
Fantastic content as always! Appreciate the rare honesty and transparency. After experimenting with stocks since late 2021, I've shifted to 100% S&P 500, regretting not doing so from the start. Considering a return to individual stocks in 2024, but uncertain about safely investing $500k in the market.
I find it more productive and safe to buy growth/blue-chip stocks & large caps. It's advisable to work with a fiduciary advisor for a well-diversified portfolios instead of relying solely on speculations.
Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1 million in gains… might not be a lot but i'm financially secure and that's fine by me.
@@Jeffcraparo Impressive! How can I contact this advisor? My portfolio has underperformed, and I need guidance.
One of the most well-known people in her field is my CFA, Anne Marie Holt. I advise doing more study on her qualifications. She is a great resource for anyone trying to understand the financial industry because of her many years of experience.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I’m in San Jose and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighbourhoods. Then you’ve got Better, average sized homes in nicer neighbourhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.
Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalises. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
I'm glad I came across this exchange. Could you tell me how I can contact the financial advisor you trust with your money, if that's okay?
“Sharon Ann Meny” is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I find this informative, curiously explored Sharon on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated
I was adviced to diversify my portfolio among several assets such as stocks,crypto and bonds since they can protect my portfolio for retirement of about $170k. I need advice: Do I keep contributing to my portfolio in this unstable market or do I look into alternative sectors?
The strategies are quite rigorous for the regular-joe. As a matter of fact, they are mostly successfully carried out by experts who have had a great deal of skillsets and knowledge to pull such trades off.
That is very correct. Having the right financial expert is invaluable. My portfolio is well matched for every season of the market and recently it has hit 80% rise from early last year. I and my CFP are aiming for a 6 figure ballpark goal.
Could you kindly elaborate on the advisor's background and qualifications?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Judith Lynn Staufer ’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thanks for the info, i found her website and sent a message hopefully she replies soon.
thanks for watching! Be aware you guys there will probably be a lot of scammy comments - people recommending someone as a financial advisor, it's usually a scam. I try to delete all the comments but they usually just make more so it's hard to keep up with them all.
2:44 ..red pilled Shelby is a vibe 😉😂
Those are all Bots, tough to combat!
It would be a good idea to pin this comment to the top.
It's insane, all the top comments are spam. I think the common bot pattern is ramble ramble then suggest a name near the bottom of the chat.
Pin your comment! Great video!
First mortgages with rates of 8 to 9% and 9% to 10% were common when I bought my first house to live in, which was in Miami in the early 1990s. People will have to come to terms with the fact that we may never get back to 3%. Home prices will have to drop if sellers are forced to sell, and appraisals will drop as a result. I'm very certain that I'm not the only one thinking this.
In fact, it will only grow worse. Affordable homes will soon become unaffordable. Therefore, if anyone wants to do something, I suggest doing it right away because tomorrow's costs will appear to be lower than they are today. I believe that frenzy brought on by excessive inflation will persist until the Fed tightens its regulations considerably further. The bandage cannot be torn off in the middle.
consider moving your money from the housing market to financial markets or gold due to high mortgage rates and tough guidelines. Home prices may need to drop significantly before things stabilize. Seeking advice from a financial advisor who understands the market could be helpful in making the right decisions.
nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Amy Desiree Irish” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
Hello, I don't know anything about investing and I'm looking to invest, any help? As well who can I reach out to?
Most people today have been having a lot of failures in investing because of poor orientation and bad experts.
It's wise to seek professional guidance when building a strong financial portfolio due to it's complexity.
I think I'm blessed if not I wouldn't have met someone who is as spectacular as Patricia Strain
Talking to an expert like Patricia Strain to reshape your portfolio is a very smart move
Patricia's unique strength lies in her realistic approach which makes her different from other brokers who often set unattainable targets and fall short in delivery
I got out of the real estate investing market about a year ago. I think its time to get into the stock market for a while. whats the best strategy to invest around 200K in this current market
The market may be going down, but I am going up! we’ve been in a recession for 2 years. they manipulate the DEFINITION. You should consult with an expert so you don’t get burnt in this market.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.
In the current economic climate, a home is not the best investment. I've already sold my Boca Grande area home, but I want to invest roughly $200,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?
The truth is that if you make the right picks, you could make killer riches very quickly, although such profit usually needs expertise, as in hedge funds or financial managers. I personally prefer the latter.
I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are several independent advisors you could research. However, I have been working with “Annette Marie Holt for almost four years, and we get along great. If she appeals to your judgement, you could continue with her. I support her.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
Having an lnvestment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K so far, that made it clear there's more to the market that we avg joes don't know
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
Dollar Cost Average investing in VOO, which is S&P 500 index, and QQQ which are the Nasdaq index. Also automatically reinvest the dividends. The investment will compound grow and will beat most of the professional active traders.
To be kinda blunt, I am giving up on investing in stocks... I put between 2000 to 3000 a month and it's nothing but down down.... Sooooo frustrating and I only invest in boring big companies. How can I capitalize in such a market?
Great Buying opportunities today. Embracing pullbacks and correction is key. This is where the money is made!
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
@@viviancarolgioao I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@@viviancarolgioao impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Americans are facing a tough time with their finances, especially concerning housing affordability and retirement savings.
Absolutely. And with the fear of not being able to retire comfortably, people might be tempted to make risky investments or neglect proper financial planning, which could spell trouble for their portfolios in the long run.
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
How did you find a good finance advisor? How do you know if they are trustworthy and competent.
People downplay planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like ERIC PAUL ELMER.
Consulting a financial advisor can help tailor a strategy that aligns with your financial goals and circumstances.
Diversification made you more money 😂, both worlds
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
No doubt diversification cannot be overemphasized, making smart plans and setting up diversified investment portfolios is quite essential.
Financial planning and retirement strategies are crucial, especially in today's economic climate. With global economic fluctuations and uncertainties, it's essential to have a solid plan in place to protect your financial future.
Working with professionals who have expertise and experience in the market can provide valuable insights and guidance to navigate volatile times.
I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
Stocks investment may appear simple, but choosing the right stock without a proven technique can be difficult. I've been attempting to grow my $180k portfolio for awhile, but the largest impediment is a lack of defined entry and exit strategy. Any input on this matter would be highly appreciated.
investing in a variety of asset classes will reduce risk more than putting all of your money in one. If your financial understanding is lacking, see a financial consultant.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
My CFA ’Teresa L. Athas’, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I found her profile online and reviewed her credentials. She has a lot of relevant experience. Thanks for sharing her information! I've already sent her an email to get in touch.
Just starting out with investing, and I’m already coming across some mixed advice on asset allocation. People say ETFs and index funds are great for covering the market, but I’ve heard they can also include weaker stocks that might dilute returns from stronger performers. I’m aiming more for financial independence than just traditional retirement, so I’m wondering if I should be more selective or if I'm maybe overthinking it. Already made some rookie mistakes too, like selling during a recent dip, which led to unexpected capital gains taxes
I’ve been there myself, especially as I got closer to retirement. The impact of market dips felt heavier, so in a panic, I shifted a lot of my portfolio from stocks to bonds, thinking it was safer. But I didn’t anticipate the capital gains taxes I’d owe or that I’d miss out on the rebound. That mistake alone cost me more than I realized until I spoke with a financial advisor. With their advice, I restructured my investments, used them tax-free to secure real estate, and the rental income covered the debt while the properties appreciate. I’m now on track to retire with around $4 million, something I might’ve missed out on entirely if I hadn’t sought advice. getting it right early can set you up for a far more stable future
@@DaliTaliani-wz4ti I’m trying to figure out the best approach for my portfolio. How did you find your advisor? I feel like I need that kind of direction
I’m honestly not one to recommend specific people since financial needs are so personal, but I can to say that working with Emilyava Milligan made a difference for me. Her guidance felt in tune with what I wanted to achieve. You might find it worthwhile to see if her approach resonates
I took a moment to do a quick search and found her page. I emailed her with a few questions to gather more info. I appreciate you sharing
I’m in Massachusetts and real estate in the last 6 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quite mediocre neighborhoods. Then you’ve got Better, average sized homes in nicer neighborhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.
mortgage rates will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are at a crossroads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
This is precisely why I like having an asset manager look over my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a manager for more than two years, and I've made over 85% of my initial amount
Do you mind if I ask you to recommend this particular person you using their service?
’Stacy Lynn Staples, is respected in her field. I suggest delving deeper into her credentials, as she possesses experience and serves as a valuable resource
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Both have their upsides. I've been in real estate but I want to put in 80k in stocks for a start but I'm not sure how to go about it. Any recommendations?
Truth is that stocks require some technical analysis, but you could make a lot of profit. I'll highly recommend you work with a financial advisor.
I agree. I switched to trading stocks and I make 10x what I used to make from real estate because I can work with an expert who has a good understanding of the marekt. This third quarter I've already made more than 550k in net profit.
This sounds like incredible profit. Could you recommend who you work with so I could check them out?
Sure, I work with *Marissa Lynn Babula.* She's not hard to find. Just check her out on her website and you can contact her.
Great, I'll check her out and I hope I'm able to connect with her.
Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.
Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.
My CFA Aileen Gertrude Tippy a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Eleanor Bonnici Deskin’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Your index fund will never call you at 4am to let you know the roof is leaking.
Roof replacement prices are through the roof too nowadays. lol
After selling a couple homes in 2022, I'm anticipating a housing crisis in order to buy inexpensively. As a backup plan, I've been thinking about purchasing stocks. What recommendations do you have for the best time to buy? On the one hand, I keep reading and seeing trader earnings of over $500k each week. On the other side, I keep hearing that the market is out of control and experiencing a dead cat bounce. Why does this happen?
The top experts, however, have access to confidential information and data that is not made available to the broader public. Being knowledgeable enough to use them successfully is quite another. Big returns, not changing stochastics, are the key. Rewards and risks must be balanced. To reach your aim, pick the right size and turn your edge as often as necessary.
I concur; I've been in frequent communication with an investing advisor for more than 17 months. I definitely remember needing inspiration to keep my business running after a protracted divorce. I researched licensing consultants, sometimes known as portfolio coaches by some.
Impressive! I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
REBECCA NASSAR DUNNE is her name. She is regarded as a genius in her area and works for Equity Services inc. She’s quite known in her field, look-her up.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.
Asking a real estate agent whether you should buy a home right now is like to asking an alcoholic whether they think you should have a drink lol. Homes in my neighbourhood that cost around $450k in sales in 2019 are now going for $800 to $950k. Every seller in my neighbourhood is currently making a $350k profit. Simply unreal. In all honesty, deflation is what we require. The only other option is for many people to go bankrupt, which would also be bad for the economy. That is the only way to return to normal.
Home prices will come down eventually, but for now; its best to offset some of your real estate investments and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.
indeed the mkt & economy has gone berserk, price of great assets like real estate, dividend paying stocks, or gold never comes down easily, in my humble opinion, buy what you can afford today, and working with a financial advisor certainly helps
Could you possibly recommend a CFA you've consulted with?
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
There no normal. The concept of “normal” could be changed.
After facing significant challenges, I learned two crucial lessons about the stock market: it played a major role in the Great Depression, and the quickest way to make a million in the market is to start with two million. The Great Recession only reinforced these insights. In hindsight, I wish someone had guided me earlier. A well-defined entry and exit strategy is essential for success in the stock market.
There are certainly ways to achieve high yields during a downturn, but these moves are best executed under the guidance of a financial advisor.
Exactly, many investors are overly focused on potential profits, forgetting that the market has both ups and downs. Securing your financial future requires patience and a strong understanding of market trends to identify the right stocks for investment. For instance, I made over $260k in profits during Q4 of 2021. The key to profitable investing is truly understanding market behavior.
@@HotManP-l5g I appreciate your comment; I’ve been trading stocks for some time, but I haven’t seen significant gains. How do you achieve such results?
@@FerdLerd Her name is Rebecca Lynne Buie. I can't share many specifics, but you can find her basic details online if you want to look her up.
Thank you for sharing! Rebecca Lynne Buie seems quite knowledgeable. I found her webpage and reviewed her resume, which was quite impressive. I’ve already reached out and scheduled a call.
Just sold some properties with my family and looking into stocks to buy... this should be exciting
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
There are a lot of independent advisors you might look into. But i work with Susan Kay Mack and we have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before emailing her. She seems proficient considering her resume.. can I get a way to communicate with you as I have some questions
I sold an apartment in Rochester and made about $250K. I was frustrated when I only earned $171 in interest from a regular savings account. After doing some research, I was advised to invest in stocks. Are these stocks a good point to start from?
While the stock market is promising and can give good ROI, expert guidance is essential for effective portfolio management so you don't get burnt out in the market as it is very volatile.
true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds.
Also remember that while these frugal habits can increase your savings, the truth remains that your savings can not make you wealthy. In other words, your savings would never be enough. The economy is designed that way. Invest your spare cash in profitable things. increase your sources of income guys.
motivational speakers always sound this way and make everything sound so easy... tried to invest in stocks months back, came out with way less... would have been better off saving or even lavishing my money...
I've been in your shoes and I'll tell you for sure that it's because you rushed into it. You must either understand the market or get the services of a fin. adviser for your "investment" to count as one. I made close to a hundred grand late last year only after some months of throwing my money in the wind. You should try again, good thing is you now know better. Goodluck!
This is also me ah. I have also considered using an FA but I don't know how to go about it. please, what are the steps for getting one? like a really good one.
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Jason Lunvo Rodriguez. He's good and you could also look him up.
Search his full name
Lately i have been thinking of trying new investments like real estate.
Can someone advise me on this decision?
You will get regular passive income through rental properties if you invest tho
But firstly you need to educate yourself
learn about real estate investing , local market trends and laws
Set clear goals; define your investment, risk tolerance and time horizon
Improve credit score
A good credit score can help secure better financing options
Build emergency fund i mean ensure that 3-6 months expenses are covered
VGT is up 1200%! Real Estate requires lots and lots of time and money! You need to factor TAXES/INSURANCE/MAINTENANCE!! If you want Real Estate you better have deep pockets! Plumbing, AC/Heat System/Electrical/upgrades!!! It's never ever ending! Sold my 3 properties and only bought ETFs! I make more money with way less headaches!
i was about to say the compounding long term is better in stock, but housing could be better to get started then dip out like it seems u did
Depends on when you buy it. The stock did very little for almost 10 YEARS from 2005 to 2015.
Buying stock right now is an interesting play. I'd feel much safer in real estate.
@zachary3603 Real Estate!! All time high rates, property prices, property taxes and insurance!!! Yeah sounds like a wonderful time to buy and invest in real estate!!! SCHD is the king of kings when it comes to making headache free money!!!!
@ Ngl, made 200k this year on property and it was pretty passive. 3 property flips. Team of trades ready to go. Not too difficult.
Just sold a property in Texas and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
*''TRUDY ELIZABETH STOUFFER’'* a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market
My needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity? Any guidance in this regard would be much valued.
I suggest consulting with an experienced financial professional. It might seem pricey, but as the saying goes, "you get what you pay for." My belief is that "Expert solutions require expert providers."
Agreed, investing with the help of an advisor set me up for life. Retired with about $1.6m in stock portfolio only. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. Supplementing my income with stocks and alternative investments helped me by far beat the retirement age of 65.
I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
Sure you can! Judith Lynn Staufer is the financial advisor I work with. Just search the name. You’ll find necessary details to work with to set up an appointment.
Thanks for sharing. i searched her full name and found her web instantly. After reviewing her credentials and conducting due diligence, i reached out to her.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@GeorgestraitStriat Oh please I’d love that. Thanks!.
@@Donnafrank-k6e Clementina Abate Russo is her name.
Lookup with her name on the webpage.
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year.
I am 53 and retired at 50. 1 thing I did do to retire early was to get out of the 401K and IRA programs. Bought rental real-estate and I am now a Limited Partner in about 1500+ units from collabrative efforts in the fund my estate planner has me invested in. I do not work.
I only contribute 5% to get full company match, that’s it. The 401K plan is designed for you to work until you are about dead. Also, the government does not have their hands on it yet either.
My wife and I live off of our 401K. We don't work. I recommend highly to everyone to build your 401K or Roth IRA's as an alternate revenue stream in retirement to your Social Security. An observation on 401K's is when it gets over 300K it starts to accelerate. When you get over 500K it can really accelerate as the stock market grows.
If I may ask, as in withdrew all of the money from the 401K and IRA programs? If so, what was your strategy behind that decision? Thank you.
Well, I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered and I don't know where to go here out of devastation.
The safest approach I feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
@@JoeWilmoth-k2w I totally agree. A financial advisor can provide valuable insights and help ensure that our investment portfolios are aligned with our long-term financial goals. They have the expertise to navigate through market fluctuations and make informed decisions.
@@FarukStingl I’ve been down a ton, I’m only holding on so I can recoup, I need help, who is this investment adviser that guides you?
@@TerrencesSheldons The beauty of MARGARET MOLLI ALVEY approach is her dual focus: while aggressively pursuing profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.
@@FarukStingl Thank you for this amazing tip. I just looked the name up and wrote her explaining my financial market goals.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or diversify ?
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Simple. Put your money into an Index Fund that tracks the total stock market such as VTSAX OR if you are absolutely terrified of any volatility, put it into a money market account which are available through brokerages like Vanguard and are currently paying 4.15%. Keep in mind that this year alone, the total stock market is up around 35% so you could have potentially made $190K by simply putting that $545k into an index fund.
I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
If you are thinking of investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. this way you could make more profit with less risk
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
@@Derekhoffman312 Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.
that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.
My financial advisor is “Annette Christine Conte” I found her on a CNBC interview where she was featured and I reached out to her afterwards via her website
I am 32 years old, lost my dad about half a year ago and I am going to receive some money soon. Would it be smart to grow my money in stocks for a few years while I am in business school and then invest in rental properties afterwards, or should I go for real estate investing first?
Very sorry for your loss. Index Funds & ETFs: 40-50%, Emerging Markets (e.g., VWO): 10-15%, Dividend Stocks: 10-20%, Growth Stocks/Small-Caps: 10-20%, REITs: 5-10%.(and in the case of rentals would be worth contacting some landlords to get an idea what's involved in running rentals. Many people think of rentals as "passive I come" and underestimate the work involved (even with a management agency), not to mention if a tenant stops paying or major repairs occur. A lot to think about!)
i would advise the counsel of a seasoned financial pro. It may seem expensive, but as the old saying goes - "you get what you pay for"
@@sledgeyyyyy I agree! My dear husband passed away in 2011, and I had around half of million dollars from his life insurance just sitting in a bank account, earning nothing. I was advised to invest it through an advisor, and in just 6 years of investting in dividend Stock and REITs, I achieved over 80% capital growth, not including dividends.
I've worked in real estate for over 11 years and have neglected a major stock portfolio i inheritted. This served me well when I was flipping and renting houses, however I need a different plan now.. mind if I look up the professional guiding you please?
Sure i don't mind. I've stuck with ‘’Jennifer Leigh Hickman ” for years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
They’re both supposed to be solid long-term options, but they each come with their own set of risks and rewards
Right, and it really depends on what you’re aiming for. With stocks, you’ve got potential for steady growth, but the ups and downs can be tough to stomach, especially now. And real estate-it’s more stable in some ways, but then you’re dealing with maintenance, taxes, and market fluctuations. It’s far from a guaranteed win
Exactly. People talk about real estate like it’s foolproof, but it’s not. I’ve seen people invest in property and end up with a house that costs them more than it makes. Stocks, on the other hand, can feel like gambling when you don’t have a strategy. And that’s where so many folks get burned
I’ve heard of him! They say he’s seen every side of investing and understands how to build wealth in a way that fits each person’s situation. For someone like me, trying to grow my nest egg without unnecessary risks, it sounds like he’d be a perfect fit
That’s right. Eric doesn’t just push the ‘get rich quick’ mentality. He actually takes a look at your whole financial picture and tailors advice that’ll help you for the long haul. A friend of mine met with him for a consultation, and it completely changed his perspective on balancing stocks with real estate
And what I appreciate is that he doesn’t just cater to wealthy clients-he’s known to work with people from all walks of life. So, whether you’re sitting on a big portfolio or just trying to make the most of your savings, he’s not going to treat you any differently. It’s about building real, sustainable wealth.
I wish they taught investing at school level. There is so much advantage to doing this!
My biggest regret is that I started so late. And still not good at it, I think at this point i need help
I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.
@@ClemonSteve It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging
@@RonnieWine luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
@@ClemonSteve Thank you, I will search for her and send her a message,
Alright, I’ve got $77k chilling in my emergency fund, and I’m finally ready to do more than watch it gather dust. Stocks vs. real estate-sounds like the ultimate showdown! This vid better have answers because I’m not about to flip a coin on my financial future. Spoiler alert: if "both" is the answer, I’m going to scream. Friendly scream, though. 😏
LOL, "both" is totally the answer, but hear me out. I was team real estate until I realized the stock market can compound in ways you wouldn’t believe. My financial advisor showed me how diversifying both saved me from regret-ville. Might be worth checking in with a pro before you dive in-it changed my game.
Okay, so I get the “pro” angle-totally makes sense. But how do you even find a legit financial advisor? I’ve got the drive and the cash to invest, but all these options make it feel like I’m trying to pick a favorite star in the sky. Help me out here!
There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with Linda Aretha Reeves for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.
Just looked her up, and she seems like exactly what I need to stop overthinking and start thriving financially. Thanks for the tip!
Caught Linda Aretha Reeves at the Bloomberg Finance Summit a few years back-her insights were next-level! You’re in good hands if you go with her.
I've always been fascinated by how top investors achieve millionaire status through their investments. Currently, I'm sitting on $345K from a home sale and I'm torn between investing in stocks or holding out for a better opportunity?
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
Many individuals overlook the importance of advisors until their emotions cause them problems. I recall a few summers ago, after my lengthy divorce, I needed support to keep my business going. I searched for licensed advisors and found someone extremely qualified. She helped grow my reserve from $175K to $650K, despite inflation.
I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon.
Hello, I want to start investing, but I'm unsure where to start. Do you have any advice or contacts for assistance?
Hello👋 i really need a way to earn, I was born a Christian, and sometimes I feel down on myself because of low finances, but I still believe I can still make it someday. As a beginner how do I go about investing into Crypto!.
I've worked in real estate for over 25 years and have neglected a major stock portfolio, however I need a different plan now.. mind if I look up the professional guiding you please?
I would appreciate some advice please A. I am new to investing in stocks/cryptocurrencies. Can you guide me how to do this?
I'm a long term investor, my trade was placed in Shiba inu and I withdrew my profits of over £56,000 during the covid-19 pandemic...
How did you achieve this in a short period of time?
I buy small houses on large lots in towns where new houses are being built on small lots. Eventually the large lot will either be split or someone will want to build a mansion there. It’s always a “good deal/good idea” if it’s a good company/property etc. market fluctuations are just gravy.
Get your investments right before venturing into real estate, I leverage on the volatility of the market for significant returns rather than holding and loosing value to the volatility of the market I made my first mil from going diverse, mainly stocks, ETFs, few Cryptocurrencies and bonds. thankful to my now financial advisory Abigail Ann Ryan. It’s a long term plan for me so I invest and re-invest. about to purchase my second property ..she's the best in the business
An everyday millionaire. Well done
Found her webpage by looking up her name. Her resume is quite outstanding, I'll be writing a mail to her shortly
Very entrepreneurial of you
Great video, i love the analytics. Real estate is long term for your kids but Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategies ... I would greatly appreciate any suggestions.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $210k to $742k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Becky Lou Gordon” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
I’m 44 and have about $273k liquid in savings which I plan to put towards becoming a homeowner, but based on the current high prices on real estate, do you suggest I hold from buying and look at dividend paying stocks instead?
after studying the trajectory of great assets like real estate, dividend paying stocks and gold, my conclusion is to buy and invest in what you can afford today! working with a license financial specialist can certainly help
Agreed, I'm in line with having a fudiciary oversee my day-to-day investing, cos my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio is well diversified and has just 5X in 5 years, summing up nearly $1m as of today.
@@M.Herlihy I've worked in real estate for over 25 years and have neglected a major stock portfolio, however I need a different plan now.. mind if I look up the professional guiding you please?
I take guidance from ''Sophia Verdekal O'neal'' she's quite known in her field of work with over two decades of experience, and well spoken.
If you do not currently own a home, it is very difficult to advise against this. I work in private wealth management and deal with these kinds of decisions all the time. Even if stocks strongly outperformed, the one thing for retirees, unless they are very wealthy, is expenses in retirement. Even a change in $200/mo over a period of 20-25 years of retirement is astronomical when accounting for inflation. If you can retire with the least amount of expenses, housing be a large portion of that, it’s a huge win. If you have this accounted for by living with family or already owning a home, then the decision is a bit more nuanced and subjective
I anticipate positive growth in the markets for 2024, and I'm considering investing $220k in stocks for my retirement plan due to recent rate cuts. Could you provide guidance on executing this investment safely? Additionally, are there any crucial tips or changes I should be mindful of in the current financial landscape?
If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
@@Derekhoffman312 Mind if I ask you to recommend this particular coach you using their service?
Credits goes to " Annette Christine Conte " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for sharing. it was easy to find her, then I scheduled a phone call with her. She seems proficient considering her résumé.
"Alright, folks, I’ve finally scraped together a $144k emergency fund (cue applause), and now I’m ready to throw my hat into the investment ring. Stocks vs. real estate? The ultimate gladiator match! On one hand, stocks are like that unreliable friend who occasionally gives you big wins, and on the other, real estate is the slow, steady tortoise. Any shortcuts to ‘financial genius’ status, or am I doomed to learn the hard way?"
Haha, congrats on the $144k-solid start! But let’s be real, it’s not all gladiator fights. Real estate’s got leverage, and stocks have compounding magic, but honestly? A financial advisor saved me from YOLO-ing my cash away. Get one, trust me-it’s like having a cheat code.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with ‘' Linda Aretha Reeves” for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.
Just looked her up-wow, Linda Aretha Reeves seems like exactly what I need. Thanks for the tip, I’m finally feeling hopeful about making sense of my finances!
Watched Linda Aretha on Bloomberg finance summit 4 years ago and her presentation was terrific!
I just got out of the real estate investing market. Trump's policies had been viewed by many experts as more positive for the financials sector. It's enticing to consider purchasing some stocks, I'm contemplating investing more than $300k. Thoughts?
I got into stocks few years ago and my candid advice for a newbie like you is to seek help from market experts rather than TH-cam
Agreed, I just use TH-cam for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own. I have consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains in close to a decade of having one
I've been getting suggestions to use a market expert too, but where and how to find one has been challenging, Can i reach out to the one you use?
Credits goes to "Marissa Lynn Babula" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.
I've found success investing in real estate, starting my journey in my early 20s, and now I'm in my mid-50s. One key factor for me has been my passion for real estate. I've always been fascinated by real estate, and I love spending my free time researching and learning about the market. What began as a hobby has turned into a lucrative venture for me. On the other hand, I have no interest in researching the stock market. Everyone has their own path!
I agree. Some people just love real estate, and do very well. However I would like to point out that for the stock market, there is really no research or time needed. It is the simplest way to invest. People just need to get it out of their head that they must pick individual stocks and 10x it. This video is the best example, just buy the SP500 index (there are tons of them out there). Buying 500 of the best and most profitable companies in America, there is no research or maintenance needed...ever!!!
@@sazabi1980where do you buy those
@@tvtv-m9hStart by making a taxable Brokerage account or Retirement account . Then you research Index funds that track markets such as S&P 500, REIT, etc. with low expense ratios. Hope this guides you towards the right direction.
@@tvtv-m9h, buy a total stock market or S&P 500 (or equivalent) index fund, ETF or mutual fund and you will be diversifying. Example, VTI (vanguard) SWPPX (Charles Schwab), FZROX(Fidelity). There are also REITs (real estate investment trusts) do a search on the most popular.
First pick the brokerage, I use fidelity and buy VOO
How can I make good profit as a beginner starting with $6,000 ~it4
As a beginner, it's essential for you to have a guardian to keep you accountable. I'm guided by Amanda Katherine Nakitare
Don't rush in rather seek expertise like Amanda Katherine. Growing a port-folio is complex
I racked up so much losses trying it on my own. Amanda really saved me from myself
Finding someone truly skillful is hard. I'm happy to see that a lot of people found Amanda
Finding someone truly skillful is hard. I'm happy to see that a lot of people found Amanda
My portfolio of 500k is not increasing any more than 5% and we seem to be facing a massive inflation now. I can't tell where the market is headed, Do i hold on or perhaps I should just sell off assets and avoid the panic?
They're better investment strategies than moving to all cash waiting to deploy. Follow the S&P 500 by investing in ETFs like VOO, SPY, and SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors.
i'd advise you redistribute assets in your portfolio with the help of a license professional so you don't get burnt in this volatile market
That's right, I was doing pretty good not until the rona-outbreak which led to my portfolio crash. I immediately employed the service of an advisor, got overwhelmed by the returns, thus increased my investments and to date, I'm just about 10% shy of a 7 figure portfolio.
Congrats! very encouraging for newbies like myself, mind sharing advisor info please? in dire need of proper asset allocation.
Sophia Irene Powell is the advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets. I wish everyone reading this the best of luck in achieving success!
Assets that can make one successful in life
I. Crypto
2. Stocks
3. forex
You're right
But I didn't know why people remain poor due to ignorance
speaking of crypto trading I know I am blessed if not I wouldn't have met someone who is as spectacular as expert Caitlin albrecht
The very first time i tried, i invested $6000 and after a week, i received $57000. That really helps me a lot to pay up bills
Caitlin Albrecht is obviously the best,
For new investors: Buy stocks in solid companies and hold them as long as they stay strong. Ignore forecasts and market opinions-they’re distracting at best and useless in the long run
The key to strong returns isn’t quick-gaining assets but managing risk in relation to reward. It’s about maintaining the right allocation and consistently using your edge to reach your goal. This holds true for everything from long-term wealth building to short-term market plays
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks
Impressive can you share more info about your financial adviser?
Yes i will and his name is Gabriel Alberto William, he is not just a broker, he is a financial adviser that give advice on any financial matters
Thanks for the recommendation and i quickly run a search on google with his full name and spotted his website and i will email him right away
My target retirement fund in my 401(k) had poor returns compared to the S&P 500. I switched everything to the S&P 500, but I regret not doing it earlier. What are the best options for investing $200k for reliable cash flow?
I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of 5%.
you need a certified financial planner straight up! personally, I invest in ETF's and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
pls how can I reach this expert, I need someone to help me manage my portfolio
Sure, the likes of the popular "Sophia Irene Powell" does a good job. Just look up the name, you’d find details on the web to set up an appointment as she offers free consultations for Veterans like yourself.
After building a rental property portfolio, I became exhausted with real estate market challenges and decided to sell. Now, with about $5 million, I'm contemplating investing in the stock market with solid positions. What are your thoughts?
With $5 million, one wrong move can have significant consequences. It's crucial to invest cautiously and diversify, with 40-50% in safe investments. Given your budget, I recommend considering financial advisory services.
Absolutely! Most undervalue advisors, but their expertise and risk mitigation strategies are invaluable for savvy investors. For those with busy schedules, monitoring the market is challenging, so we delegate to experts. I'm currently working with one, and my portfolio has grown to $1.3M, a 25% increase from last year, with robust diversification and inflation hedging.
This is mind blowing! As a young adult inheriting about $500k and new to stock investing, I'd greatly appreciate it if you could direct me to your advisor. I can't afford to make costly mistakes.
She goes by "Annette Christine Conte" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I'm planning to invest $150,000 of my savings into the stock market to take advantage of the recession. What do you think is the most effective investment strategy in this environment?
The market is highly volatile right now! Whether you're a beginner or a seasoned investor, I genuinely believe that engaging with an advisor can be critical to achieving success.
As a contractor with limited time to deeply analyze the market, I've trusted a fiduciary to manage my portfolio for the last seven years. This decision has allowed me to navigate market swings with confidence. You might consider a similar strategy.
I'm currently looking for guidance on portfolio management. Could you refer me to your advisor?
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
Thank you for the suggestion. I found her website and filled out the inquiry form. I’m hoping to hear back from her soon.
The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance. Here for ideas...
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 29% this year alone... maybe you should do the same.
This is definitely considerable! think you could suggest any professional/advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.
I work with Elisse Laparche Ewing as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
With a good investment plan that ensures steady income without any doubts I and my hubby are prepared for a well organized retirement. I started investing in stocks 2 years ago and so far, I am making a good yield on my dividend. I've learned that getting a good return is very much attainable only if you know your way around it.
You say it like it's easy forgetting that not everyone is as lucky as you are. I've invested for months now without any progress. How are you able to do it?
It's totally far from luck. I use a licensed expert, Herman Jonas who has consistently outperformed the market ever since I got on his program. He has continued to put my $25k to good use with market driven strategies making me an optimal return of over $101k. Now at 53, I sit back and enjoy the little gifts of life like spending time with my grandkids
Do not forget that when it comes to trading, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual traders or “experts” do not influence.
I'm green in the investing space. I work most of the week and barely have time to myself. I'd like to use mentorship. How can I get to him?
Hermanw jonas that’s his gmail okay
Awesome content!
She ain’t even like this damn chat
Donating to people who are richer than you lmao
omg wow that is very generous of you thank you!!
What is the most effective strategy for entering crypto trading if you have around $5,000 to invest, or even if your investment amount is slightly more or less?
My CFA Evelyn Infurna is a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
Evelyn Infurna Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
Many new tra-ders struggle without proper guidance. I found success through Evelyn Infurna's expertise.
As a newbie, what do I need to do? How can I invest, on which platform? If you know, please share. I'm new to this, please how can I contact her?
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Most people think, investing in crypto is all about buying coins and hodling, come on it takes much analysis to be a successful crypto trader.
As a beginner what do i need to do? How can i invest, on which platform? If you know any please share.🙏
I'd recommend Annabelle Hartfield, her profit is great even when there's a dip
it's great to see others who also benefits from the service of Annabelle Hartfield.
I started working with Annabelle back in February, and my financial goals have never been clearer. It's like having a strategic partner for my money with a solid track record.
I hit $113k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
I would really love to know how much work you did put in to get to this stage.
It's essential for you to have a mentor to keep you accountable. Myself, I'm guided by Evelyn Vera. for years and highly recommend her I focus on him. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Wow! wow! please is there any way to reach her services?
Sure!! Here’s her line
+130
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
This wasn't a good comparison, unless I missed it you didn't factor in the cost of the houses fo5 property tax and mortgage interest for thr loan in your final profits
Yeah she missed some major expenses. That’s one of the reasons why people think houses make so much money…it’s so easy to forget all of the expenses.
Everything you just mentioned is a write off.
@@swiftmovers3827 A write off from the tax, but it would still affect the profits. Also, when she did the "Long term" and compounding stock returns, she didn't compound the real estate earnings xD.
I think she subtracted that from the rent, which is why she only is making $200 cash flow on the townhouse for example.
@zachary3603 true the cash flow would be reinvested in either new properties or other investments.
The calculations on the house are completely wrong. You've included your initial deposit and equity payments as "profit" when it would just be a return of your invested capital, so your return numbers are inflated by about 100% (even worse on the second one, where I calculate your "profit" ignoring interest costs to be 60k not 586k). You also didn't include the interest cost on the mortgage.
Actually, yeah you're right.
Exactly how is she paying down 56k in 5 years the math isn’t mathing in Seattle that’s just hoa fees
Shelby , your ability to see the “big picture” , details, variables, exceptions, is second to none …
The glaze 😭
Mad glaze 😂
Despite the fact that stock prices fluctuate, what is the best method for capitalizing on the current market? I'm still undecided about investing $400k in my stock portfolio.
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
you are completely right, Advisors have information and paths that are not disclosed to the public.. I profited $560k early this year under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.
Judith Lynn Staufer a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I just looked up her website on google and I would say she really has an impressive background in investing. I have sent her an email hope she gets back to me soon. Thanks
I commend you, Shelby, for investing in both real estate and stocks. Here are a few insights from my 24 years in stocks and 20 in real estate:
1) Returns in each asset class depend more on a person's skill and risk tolerance than the asset class itself.
2) A primary residence is often a liability unless you’re house-hacking or tapping its equity. So, let's focus on rentals vs stocks.
3) Choosing the right investments is key. For example, I prefer QQQ over the S&P due to its higher returns (14.5% vs 10%). Also if you learn technical analysis, your returns will even be higher.
4) In real estate, steady investments like multiplexes in stable markets yield better returns than flashy properties like STRs in Palm Springs. My recent quadplex purchase offers a 9% cash-on-cash return, with a total annual return of ~20% with leverage.
5) While real estate investors emphasize leverage, leveraged ETFs (like TQQQ) also offer high returns but with increased volatility.
My advice: invest in both, start with stocks, and shift more toward real estate as retirement nears for steady low/no tax cash flow.
Im so glad an influencer finally showed this because it's reaching average people instead of just those who are really into finance.
You are on point. This from an individual who has been in the realty game since, 1997.
I am into real estate because I like to manage property and it’s a great tax hedge because of my income.
Honestly, my stock portfolio has done better.
When you add in the confluence of the following factors: changing tenant laws, rising insurance and taxes, as well as the high cost of maintenance; stocks and other investments may be the way to go in the future.
The only real estate I do is sell lots from new homes and flip them before the home is built. I always think that my tenant will trash my property. I've heard nightmare stories.
I'm so happy I made productive decisions about my finances that changed my life forever. I'm 51 living in Melbourne Australia, bought my new mansion in August and hoping to do more if things keep going smoothly for me..
Congratulations dear. You're really doing well for yourself, I'm 49 and my financial life is in a mess. Any great tips would really go a long way in shaping my life. I want to buy my own house, that's really a big flex
Tracy Britt Cool Consulting was my hope during the 'bear summer' last year. I made so many mistakes but also learned so much from it, and of course from Tracy.
My advice: for newbies to grow financially this year, invest. Saving is good, but investing elevates your finances. Why newbie make huge losses on trade is because investing without proper guidance can lead to mistakes and losses. that will stop you from trading, this has been one of the biggest problem to new traders, I've learned this from my own experience
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation
How can i reach this Tracy Britt Cool Consulting, if you don't mind me asking? I've known her by her reputation at Berkshire Hathaway
one of your best videos Shelby, been following you for a long time and definitely always appreciated your videos on stocks/real estate and personal finance stuff. Actually motivated me in really taking a deep dive into my stocks portfolio over the years.
5:30 - This is highly inaccurate and just really bad math. You're not including the part about how much you're contributing every month into real estate (basically the monthly amount you're paying that includes the principal/equity too but, most importantly, the interest component). With stocks on the other hand, it's a simple one-time investment. And let's not even get into how much time you've spent on real estate.
Ty: don’t forget hoa in Seattle $40k after 5 years
Note that when she talks about mortage, that number includes principle, interest, insurance and taxes.
@@Jeroen74 That's not true, Jeroen, because the only part she talks about is equity and equity, by definition, would never include interest and other additional costs.
Also, if we were to practically break it down too the numbers don't add up. If it's 56k in equity over 5 years then dividing that by 60(12 months x 5 years), you would get $933. There's no way you can get a loan/mortgage of $933 for a house that costs $700k+, let alone in a place like Seattle or Cali.
@@AkashDamodaran I just rewatched the section you're talking about. She does not mention it in this video I believe, but she has never contributed to the mortage, taxes or insurance of the Seattle townhouse, only her sister did who lived there, and had roommates who partially covered the mortgage. Shelby only provided $35K of down payment money. My previous comment is what she said in a comment down below, but I guess that's about the PS house then.
@@Jeroen74 Again, how is that a fair analysis then? Comparing stocks(where it's a one-time investment) to something like real estate where they're(someone is, be it her, or her sister or whoever) paying a monthly amount? This is a very unfair picture to paint for the audience because the big takeaway here is that real estate hands-down beat the stock market by a massive margin but none of the amortization and cost of borrowing/loan has been taken into account. Either she/her team have gotten the math completely wrong(which is possible considering this can be a complex compounding problem) or manipulated the video/takeaways for her benefit. Either ways, it isn't accurate by any means.
Great job Shelby explaining everything you can think of for this video!! Lots of variables and more than we want to admit if you own property....but for those reading, get in BOTH the stock market AND property ownership. Why? Because it's like the lottery, you can't win if you don't play. But first, get educated about it and KEEP getting educated about it!! From people that are successful and IN the game. On that "No one is going to raise the rent"....so not true. Stupid insurance and taxes can and will raise your mortgage payments!! So be ready for that!!
For everyone reading this, finding the banned book called Hidden Manifestation by Oliver Mercer should be your top priority
ai
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Get a life BOT
Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 100k to a decent 540k in the space of a few weeks... I'm especially grateful to Milton Harper, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape..
Nice info, i appreciate your concern this will help a lot especially to the young investors who have no or lesser knowledge on how the market works.
Milton Harper program is widely available online..
Milton Harper is among the best traders on the internet and I'll keep saying it every time.
Best signal provider in the market. Knowledgeable, level headed no loss like some other traders who recently jumped on the bandwagon.
Productivity is never accidental; it is always the result of careful planning, dedication, and consistency.
Agree, I do both and live in San Diego. I prefer my stocks over my home, even if my home is new build. Thank you for the content. Look forward to updates.
Much of this is right on point. We were fed a misconception (often by parents and others) that we just HAD to own our home otherwise we're "throwing money away" by renting. We were also told that being a landlord is passive income, which it is not. Stock offer great opportunities for return, and while real estate has significant value as well, it's not a must-have.
If anything, it should just be used to diversify your portfolio.
Buying a single-family home when you'll be living in it for many years - has always been the BEST investment - things changed over the last 4 years. So your parents were right!!!! Single-family homes across America - especially in desirable cities/areas - are being bought up by investors, ie, Blackstone, Blackrock, Wall Street, etc. - making it difficult for an individual or family to purchase. Investors pay CASH and are renting out all the properties for many years. That started in 2008, 09, 10, 11, 12, etc.
Go back and read my post. She was not necessarily talking about your main home. She was talking about rentals. You absolutely want to own your own home and live in it. Even if you make a lot of money way in stocks, why would you keep renting? You’re still throwing away money young lady! Make a down payment and buy a home to live in! Eventually you will pay it off. That means no more mortgage or rent. Just property taxes. If you keep renting, that doesn’t stop until the casket drop!
@@Aggie4life77This is just bad boomer advice lol. It makes sense to buy your own property IF its cheaper than renting after accounting for maintenence, taxes, HOA fees, etc. Theres no point in getting a house you can't afford and being "house poor". If you keep investing in the market, you can always sell it and use the profits for buying property in the future.
@@MoonShine-o5n Yep, and even when you own, you’re still paying someone. The bank and Uncle Sam. Funny thing, BOA doesn’t seem to care when your sink is broken or the furnace is out.
Great video! Always good to be diversified, and you have to live somewhere, so owning your main house and being in the stock market is a good combo!
Bingo! I see you got it! I see other people in the comments didn’t!
If you are a property owner, EVERYTHING Shelby has described is spot on about the amount of carrying costs (PROPERTY TAX, PROPERTY INSURANCE KEEPS INCREASING INDEFINETLEY) that come with property ownership, along with unexpected expenses (maintenance, upkeep, etc) that are rarely factored into peoples ability to comprehend which of the 2 is likely to be the better return. The lower the down payment, and the faster the appreciation in a preferred dwelling located in an urban center, the more favorable for the individual. The more down payment, with slow to steady appreciation, along with low to no cashflow is not competing with stock market returns. Not everyone will have access to favourable deals in urban centers, and that is okay. In the mean time, until the numbers make sense to buy real estate, it's better to have the money deployed in the stock market. Great video.
Hit 200k today. I'm really grateful for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in June 2023
A lot of people keeps talking about investments and how investment trade change their lives. I really need to engage myself in someway of earning more income and stop depending on the government.....
Wow that's nice She makes you that much!! please is there a way to reach him services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me...🙏🙏
I firmly believe I've discovered the answer. Please, how can I get in direct contact with this woman???
Investing in crypto without professional guidance? I laugh at you, as you'll likely remain stagnant or suffer significant losses that could prevent you from trading further. This is a major issue for many new investors.
Can I get connected here in Washington???
Owning a rental property is a lot of work. If you are the type of person who doesn't; want to deal with that then stocks is the better approach if choosing one or the other. Having both investments is not a bad approach.
I would be better off playing the Powerball lottery than betting on real estate.
This video right here is one of the BEST videos you have made so far!! I like the fact that you are around my age, and are able to break down details like this in a more realistic and understandable perspective.
I watch both of your channels and I just want to let you know that you are truly making an impact with these type of videos. I have never been taught about things like this so you and your channels are great resources for me to learn from! Thanks girly!!
Thank you!! I was afraid it was gonna be boring to be honest lol it’s a lot of numbers!
I agree! This was a very interesting and helpful! I’ve only invested in real estate so far and know nothing of the stock market.
@@Drivenaway89 you are a rare breed in this day and age!
@@ShelbyChurch Nope it was not boring at all. I loved the B-Roll used, Music you used and I loved that It was very detailed with the numbers! That was one of my favorite part! "Chefs Kiss"!
0:42 1.7M dollars today was the equivalent of $657,400 in 1988 after inflation adjustment. You're not making as much on your home as you think you are.
so basically your investment doubled after 37 years. not a 400% increase
To be fair, she didn't adjust the stock market income for inflation either so it's fair in my view.
@@MoonShine-o5n Stock market prices rise because of the productivity and inflation relationship, so it's already priced in. Companies pass on inflation and high costs and dividends, and prices stay current. But I could be wrong.
A pretty big consideration is your ability to liquidate or exit and/or tax implications of each, that wasn't really mentioned.
You can't really sell half of your house, so you have to know that your house sale can get you in a lot of trouble if you can't mitigate the tax burden for that year AND it is something you have to plan in advance, so your liquidity is low and tied up in down payment or maintenance (which should be a reserve account that you do not touch for regular and emergency maintenance).
On the other hand, stocks are more fluid in how you can withdraw what you've accumulated, though much more volatile than real estate, so you may actually lose money if your portfolio depreciated if you can't choose when to cash some part or all of it out, and it's doing nothing for you when you can't pull money out (you can at least live in a house when the market is down).
Really, the most sensible thing, if your income allows, is to:
I-nvest in stock while saving for a home
-Once you have saved for your residence and can afford to buy in a location where you won't want/need to leave for 5+ years, get it and enjoy the benefits of ownership, like home improvement, neighbors you get to know, amenities if you have them, kids growing up with friends, whatever else...
-After buying your own residence, go back to investing into market and keep doing that until you have so much money that you start consulting your accountant and start hearing words like "buyer's market" or "diversification." That's a good signal that you've accumulated enough money to consider real estate.
^This will often come sooner with home ownership if you did that right, for example, in 6 years of owning my place, cost to have rented it would've gone up $1200/mo, and it's only getting (relatively) cheaper to own because over time, your payment gets cheaper due to inflation, while rent gets more expensive due to inflation.
You could go all stocks, all the way, but if you decide to buy a house in 30 years, that's a big transaction cost to pay your capital gains on stocks just to cash them out for a house which would've also been appreciating for those 30 years (if you think it's expensive now, I promise it will only get more so in a decade or two).
TL;DR: go into both, at least own your primary residence and that way you have the benefit of compound savings (vs rent) in your home and compound interest in your stocks.
I have one house I live in. All investment are is stocks. No debt whatsoever. Decades later it is worth many millions. No hassle millionaire.
am impressed with your update on tech stocks, I am looking for tax efficient way to rebalance my 7-figure dividend portfolio without triggering capital gain tax. what asset location strategies should i use?
The best strategy depends on your financial situation, account types, tax bracket, and investment goals. Consult an advisor or tax professional to tailor these strategies for maximum tax efficiency.
I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% NVDA, 25% SCHD and over 40% in digital and alternative assets, thanks to my CFA. This strategy has helped me earn $56,000 a year in dividends. Back in 2014, I only earned $21 in dividends.
Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with SHARON CRUMP CLINE for years and highly recommend her. Look her up to see if she meets your criteria
her track record looks really good from what I found online.i just filled the form and scheduled for a call.
The interest rates today at ~6.5% are putting a lot more substantial downward pressure on the real estate side of the equation. The leveraged advantage you mentioned comes with such a substantial cost, you are basically buying the house twice over in interest after 30 years. Interest has to be like 2-3 times the maintenance and taxes today on a new mortgage.
yeah low rates allowed housing to have a big jump. she would be better off comparing from 2008 to now.
Yeah and you also have to factor in that a 4% appreciation in value is far from guaranteed in real estate. In LA for example a lot of houses didn't appreciate much between the mid 80s and the 90s then they surged up in the early 00's only to crash a little in the housing crisis and then there was the run up in the late 2010s and the covid surge. Historically speaking for Palm Springs she bought at nearly the top of the market and I would expect a plateau for awhile.
Also you have to factor in that a lot of the historical growth in housing has come from growth in the surrounding geographical area. In Los Angeles the city has been growing for the last 40 years and that growth period is starting to come to an end.
I got my townhouse at 170k on a short sale. It's worth 700k now. From 2013 (I forget) to now.
@nicholasgutierrez9940 that was the bottom of the market
Great video, Shelby. The headache factor in real estate is often not appreciated. Thanks for that point in the video. I really like index funds. Very low fees and they take care of themselves. I also own my home which is nice when you get into your mid-fifties like me. Thanks again.
This is where I'm at with a property I'm renting. Our long-term renter is leaving soon, and we (more than likely) will sell and invest the proceeds in the stock market within an ETF vs. keeping the property. I have used similar math as you did but at 7-8%, and it's a little more return with stocks vs house appreciation (minus -xyz). But not having the HEADACHE of renters and maintenance makes stocks so much better to me. Especially as you get older. I also agree with you regarding your CA property. If you use the property for pleasure, it's hard to measure against that. And last, definitely own something u live in.
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Coming out of facing alot, I knew two things about the stock market: It caused the Great Depression, and the fastest way to make a million on the markets was to start with two million. And then the Great Recession happened only a few years later. So yeah, I wish someone had better explained it to me earlier in life. Having a good entry and exit strategy will make you succeed in the stock market.
There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.
Exactly, most of the investors pays more attention to the profit aspect forgetting that the market involves ups and down. securing your financial position requires lots of patience and proper education on the market so as to know the right profitable stock to buy and invest in. I made over $260k in profits, from just the Q4 of 2021. Investing in the stock market is most profitable when you understand how the market actually works.
I really acknowledge your comment, i have been trading stocks for a while now but i have not been able to make much. how do you achieve this feat?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Shelby, I sometimes go look at J.p. morgan Chase stock from 1988 and how it was only a penny, to the price it is today, climbing a whopping 1M+%
making me think, how on earth are there not more millionaires out there? this honestly triggers me.
I guess if you happen to be one of those millionaires, you won't let everyone know, will you?
You might want to look at the stock history and see how many times it's split. That can be the reason it used to be 1c. Sometimes stocks split 1:2 1:3 or even 1:10 so that affects the historical price.
Two main reason: 1. There are thousands of stocks to choose from. No one knows which one will give 1M+% in 40 years. 2. Most investors sell fast, so once they get their 50%, 100%, 200% they’re happy and sell. You need to be very strong, and sometimes stupid, to see your stock up 400% and not selling, hoping it’ll go up to 1M% one day. Most of the times it doesn’t, that’s why people sell early.
Really comprehensive, great vid!!
Thank you!!
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
You are forgetting about interest paid, which is technically raising your cost of buying the house. You are using 90% leverage, so this comparison is not correct. Pay cash for the house and compare it to the stock returns, or use 90% leverage in your stock portfolio, take into account margin interest expenses, and then you will have your returns.
Ty… I’m glad someone else caught that / hoa fees themselves r probably $700 month in Seattle
After building a rental property portfolio, I became exhausted with real estate market challenges and decided to sell. Now, with about $5 million, I'm contemplating investing in the stock market with solid positions. What are your thoughts?
With $5 million, one wrong move can have significant consequences. It's crucial to invest cautiously and diversify, with 40-50% in safe investments. I think it would be beneficial to get personalized advice or guide from a financial expert.
Absolutely! Most undervalue experts, but their experience and risk mitigation strategies are invaluable for savvy investors. For those with busy schedules, monitoring the market is challenging, so we delegate to experts. I'm currently working with one, and my portfolio has grown to $1.3M, a 75% increase from last year, with robust diversification and inflation hedging.
@richarddamien As someone new to stock investing, I'd greatly appreciate it if you could direct me to this expert. I'm eager to learn and avoid costly mistakes.
She goes by "Monica Mary Strigle" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I looked her up and found her consulting page. I’ve got to say her credentials are truly impressive! I've scheduled a call to discuss further
I never see in these comparisons (which I think you did a really good job) people mentioning the yearly tax savings from real estate. That needs to be added in the comparisons. Stocks are definitely less work but I think it’s real estate bc of not just the appreciation and cash flow but bc of the depreciation on your taxes plus the ability to carry over losses for multiple years. We all should be doing BOTH tho
Real estate's sole advantage in terms of wealth creation is the power of leveraged investment with lower risk than leverage in stocks. I mean 20% down on a $375k house in 1988 is $75k. Your initial outlay yielded a 2300% ROI in real estate. The inflated dollars you paid on principal and interest may make the return appear less favorable, but absent good luck with options investing, you don't have the same leverage available in stocks and you could have a tenant pay the mortgage and taxes the entire time you are buying the real estate.
Option trading is not that difficult even when you are just starting out
For example i bought 500 shares of amd at 4/share at thevsame time the call option 2 years out strike $4 was trading at 1.1 /share
Sokd 400 used the premium to pay off a 100 shares
When the contract struck (amd traded at 10) the stock was pulled away and covered the losn
Now that i am better at predicting out of money strikes i sell covered calls.without losing the stock (87% of the time)
That same stock just esrned $54/share with a strike $195.
However with margins being more widely available can allow people to use leverage in the stock market a little more easily than it used to be.
@@aaronjjacques options trading typically has higher risk than real estate regardless.
Another advantage is that stocks can go to zero or almost zero, with real estate you can always just live there.
@jeremyleonbarlow depends on your level of knowledge. And when you get the options.
Good video, Shelby 😊. Other considerations are the tax write offs from deducting mortgage interest and depreciation. Cheers