LET’S TALK MONEY! How we manage our finances // Young Kenyan couple

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  • เผยแพร่เมื่อ 29 ก.ย. 2024
  • Hey guys! Today Zach and I are talking about our financial journey as a young couple. We have been married 2 years now and this is what our experience has been as far as managing our money goes.
    Standard Chartered Digital App download - bit.ly/2LODCsR
    Follow me on Instagram - @yummymummy.ke
    Follow Zach on Instagram - @rhimunyi
    For queries - joan.obwaka@gmail.com
    This video is sponsored by Standard Chartered Bank.
    xxxxxxxxxxxxxxxx

ความคิดเห็น • 276

  • @lydiahchegeh2225
    @lydiahchegeh2225 5 ปีที่แล้ว +41

    Whenever Zach is in the video, its always lit. His interest and participation in the videos is 100%.

  • @RosaliaShiweva
    @RosaliaShiweva 5 ปีที่แล้ว +7

    I am 26 years old. And I am here learning so much from yummy mummy.
    I love this family so much ❤️❤️❤️❤️

  • @nicholasnjoki2468
    @nicholasnjoki2468 5 ปีที่แล้ว +97

    Zack is an ingredient to this channel

  • @waihiga124
    @waihiga124 5 ปีที่แล้ว +21

    Haiya! As some were hearing Joan repeating the word "exactly" I was busy listening to how the Munyis' manage their money and admiring the chemistry between them. I do not recall hearing the word "exactly" even once. I hope I am okay. Good one Joan and Zach.

    • @murugimunyi2734
      @murugimunyi2734  5 ปีที่แล้ว +1

      Sherry Jobs That’s the way sis 😁😁😁

    • @affelicat
      @affelicat 5 ปีที่แล้ว +1

      ikr 😊 love this couple

  • @angelakerubo8232
    @angelakerubo8232 5 ปีที่แล้ว +12

    The weight comparison 🤣 I do this all the time with my husband. Thanks for uploading this! Cheers.

  • @jessicaanjalo1761
    @jessicaanjalo1761 5 ปีที่แล้ว +14

    Blink every time Joanne says 'EXACTLY'.....:-)

    • @nyamburamatanda
      @nyamburamatanda 5 ปีที่แล้ว +2

      Then you might just as well sleep already😂.....I lost count

  • @wamuyuwachira3965
    @wamuyuwachira3965 5 ปีที่แล้ว +3

    Zach should be here frequently 😍

  • @sakshim5602
    @sakshim5602 5 ปีที่แล้ว +3

    You look so much more energetic and happy in this video!! Love watching your videos!😍

  • @celiakareithi8651
    @celiakareithi8651 5 ปีที่แล้ว +1

    I like these sit down videos with Zach, we get to see a different side of you. i like it.

  • @aokookello5564
    @aokookello5564 5 ปีที่แล้ว +3

    I will never never ever have a joint account but i will love the man dearly

  • @irenefaustine2579
    @irenefaustine2579 4 ปีที่แล้ว +1

    Powerful Couple 👏🏼👏🏼
    You synced with each other!❤️

  • @SuzzyK
    @SuzzyK 5 ปีที่แล้ว +12

    😂😂😂😂 I have just been laughing and smiling throughout this video!! You guys are so blessed... May God sustain you two. Now lemme watch again ndio for the educational bit😍

  • @ashafox29
    @ashafox29 5 ปีที่แล้ว +4

    Yummy Mummy ... for us who went to polling stations.... What is a LANDING?

  • @selinahnikkie8901
    @selinahnikkie8901 5 ปีที่แล้ว +1

    It would be nice to share those principles of savings that Zach learnt from the mom...#sharingiscaring

  • @bettycolette
    @bettycolette 5 ปีที่แล้ว +25

    Kikuyus money lies in the banks! They're super savers😂😂😂
    They don't do mwenjoyo!😂😂😂

  • @laurasango2575
    @laurasango2575 5 ปีที่แล้ว +2

    Rhimunyi alipata bibiiiiiiii Joan you are too beautiful yawa

  • @machariajoanne1595
    @machariajoanne1595 5 ปีที่แล้ว +2

    I love you guys, like honestly mnanibamba.

  • @LindaTinahTV
    @LindaTinahTV 4 ปีที่แล้ว

    I am not sure how I feel about joint accounts. I know it works for many couples but I don't like the feeling of my expenditures being 'checked'. Even if my husband would be ok with it, I still want to have that space to not have to explain to anybody why I had to spend money on whatever.

    • @LolaBugzy85
      @LolaBugzy85 4 ปีที่แล้ว

      Even in marriage please have your money as a woman.

  • @Roselyne-o5y
    @Roselyne-o5y 5 ปีที่แล้ว +1

    Best topic ever Yummy Mummy👌👌

  • @eunicejosphat5346
    @eunicejosphat5346 5 ปีที่แล้ว

    Love seeing you both my people.😘😘😘😘much love

  • @heavenlyjoy87
    @heavenlyjoy87 5 ปีที่แล้ว +2

    Yes..Exactly.😉

  • @emmaculategithara
    @emmaculategithara 5 ปีที่แล้ว

    I love you people... Great conversation this is...

  • @faithmwihaki2382
    @faithmwihaki2382 5 ปีที่แล้ว

    Gang! Gang! Representing You guys look dope.

  • @joyanne-marie4827
    @joyanne-marie4827 2 ปีที่แล้ว

    Has this concept changed since I assume murugi is making considerably more now. Murugi does most of your money still go into your joint account?

  • @estherkinuthia9106
    @estherkinuthia9106 5 ปีที่แล้ว +1

    I looooove this video

  • @nellywilliams6738
    @nellywilliams6738 5 ปีที่แล้ว

    Nice way to start a Monday

  • @lizogolla1753
    @lizogolla1753 5 ปีที่แล้ว

    Great insights girl

  • @hildareginaakinyi7842
    @hildareginaakinyi7842 5 ปีที่แล้ว +1

    lovely couple

  • @ayakomasinde319
    @ayakomasinde319 5 ปีที่แล้ว

    Always smiling when I see Zach in your videos...much love yummy mummy 💕

  • @gracemaina1840
    @gracemaina1840 5 ปีที่แล้ว +1

    Quick one I enter into a relationship or marriage I ve saved money before we married I wouldn't want to tell my hubby coz that's my cash

    • @murugimunyi2734
      @murugimunyi2734  5 ปีที่แล้ว

      Grace Maina But why? Don’t you trust him? I wouldn’t tell a boyfriend but I would tell my husband.

  • @missmuthie8517
    @missmuthie8517 5 ปีที่แล้ว +1

    hey girl!!!!😍😍😍😍😍

  • @staceyfaustine8168
    @staceyfaustine8168 5 ปีที่แล้ว

    Nawapendaaa

  • @vivy3152
    @vivy3152 5 ปีที่แล้ว +1

    Lol... Joan you made my day. Am I a company to be managed.

  • @phyntiego8058
    @phyntiego8058 5 ปีที่แล้ว

    lovely

  • @mercywanjiru7017
    @mercywanjiru7017 5 ปีที่แล้ว

    It's a boy !!!"I was about to say his name "

  • @loisenjambi4523
    @loisenjambi4523 5 ปีที่แล้ว

    Awesome conversation. I have learnt a few things. Asante.

  • @gracemaina1840
    @gracemaina1840 5 ปีที่แล้ว +1

    Have we been told the gender....

  • @shellspace9948
    @shellspace9948 5 ปีที่แล้ว

    Top 15 comments👏

  • @tabithanjeri1595
    @tabithanjeri1595 5 ปีที่แล้ว

    Yummy mummy wewe ati give a kiss then do you want one no my lipstick aki whoiyee

  • @benardaremo7270
    @benardaremo7270 5 ปีที่แล้ว +3

    Joint account in this error of slay queens haiwezi 😂

    • @violeta1533
      @violeta1533 5 ปีที่แล้ว

      Its for wives ukimalizana na slay Queens 😉

    • @benardaremo7270
      @benardaremo7270 5 ปีที่แล้ว +1

      @@violeta1533 nowadays no wives😀😀

  • @lilosfoodworld9102
    @lilosfoodworld9102 5 ปีที่แล้ว

    top 10

  • @carolinekiruja4401
    @carolinekiruja4401 5 ปีที่แล้ว

    "we should name him Mrenda" says zac this could be a boy eh!!! Joint account i think i have reservations based on so many things weuh!

  • @joycemburu2759
    @joycemburu2759 5 ปีที่แล้ว +159

    I. Love it when zack joins you

    • @murugimunyi2734
      @murugimunyi2734  5 ปีที่แล้ว +2

      Joyce Mburu I love it too!

    • @maggieqarie8436
      @maggieqarie8436 5 ปีที่แล้ว +2

      Am not allone... include Zach more...

    • @joycemburu2759
      @joycemburu2759 5 ปีที่แล้ว

      @@murugimunyi2734 You're the best

  • @Wi.Ni.
    @Wi.Ni. 5 ปีที่แล้ว +40

    Zach + yummy daddy = tumuite zaddy sasa
    Thank you for sharing. This topic is so hush hush yet we all need this info.

  • @allthingsweddingsKE
    @allthingsweddingsKE 5 ปีที่แล้ว +33

    if you took NDOA as your premarital classes that ''MONEY MATTERS '' class was really intense and especially if Igobwa was one of the Facilitators but later in Marriage is when you know how important that class was. Thanks for this video you should do more Marital topics eg. How to handle inlaws and outlaws, How you handle conflicts in marriage etc

    • @antonettewambani805
      @antonettewambani805 5 ปีที่แล้ว +1

      Seconded

    • @steffimacharia4776
      @steffimacharia4776 5 ปีที่แล้ว +1

      Kwanza hio ya in_laws sana sana i support

    • @PhylisKanja-
      @PhylisKanja- 5 ปีที่แล้ว

      Where did you take the class? Am interested

    • @allthingsweddingsKE
      @allthingsweddingsKE 5 ปีที่แล้ว +1

      @@PhylisKanja- Mavuno.

    • @winniewa37
      @winniewa37 5 ปีที่แล้ว

      @Kanjaa also Nairobi chapel Ngong road and all its church plants has Ndoa classes..am in one of its church plant on Thika road ,Trinity Chapel they also have those classes

  • @eebites1584
    @eebites1584 5 ปีที่แล้ว +13

    Exactly i watched n subscribed mature conversation there Zach should join you most frequent lots of💋💋💋💋💋 team diaspora weka like hapa6 exactly you know what I mean😍😍😍

  • @shamsamohamed5703
    @shamsamohamed5703 5 ปีที่แล้ว +31

    His name..is a boy 👦 Baby M

  • @ireneakoth6696
    @ireneakoth6696 5 ปีที่แล้ว +15

    Am here with my PhD in single-ness agaid ..collecting tips and praying for a future hubby whom I can grow stronger with on this🙌🙌🙌🙌🙌..Thanks Yummy mummy and Zach..continue inspiring me😘😘

    • @missnyambushe1331
      @missnyambushe1331 5 ปีที่แล้ว

      Sailing on the same boat...

    • @psychologistnjerindaru
      @psychologistnjerindaru 5 ปีที่แล้ว

      Irene Akoth, you are not alone😂

    • @petermungai4768
      @petermungai4768 5 ปีที่แล้ว

      We are many😀

    • @ireneakoth6696
      @ireneakoth6696 5 ปีที่แล้ว

      @@missnyambushe1331 😀😀😀

    • @ireneakoth6696
      @ireneakoth6696 5 ปีที่แล้ว

      @@psychologistnjerindaru we are in this together.. Tell me when God remembers you😀😀😀🙌

  • @miss_louisa
    @miss_louisa 5 ปีที่แล้ว +20

    That part for asking for money from Zach every month, I can totally relate weuh! Before my husband agreed to a monthly lumpsum payment I used to ask for cash almost every 3 days because I was in school. Maisha ya kuomba omba humbles you.

    • @michiradebbie355
      @michiradebbie355 5 ปีที่แล้ว +1

      Fr though... 😂😂😂😂you can't just say send me money for this and this... You have to take your time and ensure you know how you used the money he sent you 😏in short being accountable

    • @nimatoimohamed8731
      @nimatoimohamed8731 5 ปีที่แล้ว

      Luoisa hey🙂

    • @LolaBugzy85
      @LolaBugzy85 4 ปีที่แล้ว

      First and foremost I dnt know how women ask for money from men. 😂😂 other than my father. Even now that I am married I cant ask my hubby for money at all. Even when we were dating I never asked him for money.
      Secondly I earn more than him so I am used to doing everything for myself. I dnt expect anything from him financially cs its frustrating knowing your man has no money even if I was to ask. When you become the breadwinner in marriage you toughen up and to be honest it's not easy. Every woman wants a man who can take care of her or atleast tries to with the little he has.
      One thing I have learnt as a woman is that no matter how independent you are financially we all yearn for a man to take care of us deep within. It's frustrating to do everything in marriage as a woman not unless the man is sick.

  • @estherndegwa1865
    @estherndegwa1865 5 ปีที่แล้ว +11

    Drinking game : take a shot everytime Joan says exactly

  • @maggykemunto6133
    @maggykemunto6133 5 ปีที่แล้ว +14

    Zack is a gentleman...and yammy mummy your so warm.keep it up guys.

  • @teejay9071
    @teejay9071 5 ปีที่แล้ว +16

    You were about to say HIS name
    ABoyOnBoard

  • @laurakoech8400
    @laurakoech8400 5 ปีที่แล้ว +36

    Its official guys... the word 'exactly' has lost meaning.😂

  • @sharonalwanyi8751
    @sharonalwanyi8751 5 ปีที่แล้ว +7

    Thank you yummy mummy for discussing such a delicate topic, Zach speaks with a lot of wisdom. God bless

  • @karenthinwa1319
    @karenthinwa1319 5 ปีที่แล้ว +11

    Haki i love it when hubby is in the Video.. I'm not fisi-ing, but daddy's got a cute smile

    • @annie_sayss
      @annie_sayss 5 ปีที่แล้ว +4

      🙄🙄ungesema I love it when 'your' hubby is in the video.....alafu his name is Zach.... Daddy is for Ethan and Mukeni

    • @karenthinwa1319
      @karenthinwa1319 5 ปีที่แล้ว

      @@annie_sayss 😂😂😂😂😂 chill out !! I'm just complimenting ..

    • @annie_sayss
      @annie_sayss 5 ปีที่แล้ว

      @@karenthinwa1319 😂😂😂hapana manze....why lie?ufisi ni ufisi

    • @karenthinwa1319
      @karenthinwa1319 5 ปีที่แล้ว

      @@annie_sayss 😂😂😂😂 Hakuna ufisi haki...I swear..Hata wewe najua unaona Ana ka smile ka cute

    • @annie_sayss
      @annie_sayss 5 ปีที่แล้ว

      @@karenthinwa1319 sawa basi,you win

  • @marygathigia1927
    @marygathigia1927 5 ปีที่แล้ว +21

    I lost count on how many times Joan said 'Exactly' ..love you guys❤

  • @irenenjeri6646
    @irenenjeri6646 5 ปีที่แล้ว +12

    Thenk you Mr.n Mrs Munyi for giving us mature conversations like this!

  • @teopistorsind9874
    @teopistorsind9874 5 ปีที่แล้ว +12

    S
    Zack you are a very wise man. Yummy mummy you are one lucky gal!

  • @estelschannelec8790
    @estelschannelec8790 5 ปีที่แล้ว +12

    Its a he....you look bubbly around Zack

  • @isobelafandi256
    @isobelafandi256 5 ปีที่แล้ว +7

    Exactly yummy mummy exactly I like this video exactly 😂😂someone help me count exactly how many times

  • @FRIDAHNGUKU
    @FRIDAHNGUKU 5 ปีที่แล้ว

    Exactly guys. Love you yummy mummy.. Money is never an easy talk esp in relationships.hdy guys subscribe to my channel..

  • @brillianachieng9594
    @brillianachieng9594 5 ปีที่แล้ว +12

    Your laughter is same as nanji😂😂

  • @shamim3368
    @shamim3368 5 ปีที่แล้ว +5

    The way yummy mummy keeps looking at Zach ohhhhh 💕💕.... Love you so much all the way from Ug🇺🇬

  • @trizakings
    @trizakings 5 ปีที่แล้ว +5

    Joan anatupa a bubbly eye "jaribu kunianika"...then she realises he is just sweet and she just feels 😍

  • @DestinywithKanje
    @DestinywithKanje 5 ปีที่แล้ว +8

    If i am u and ur me and we are us😂 heee joanne this conversation u rily nailed it

  • @annechris6333
    @annechris6333 5 ปีที่แล้ว +7

    I like Zacks perspective of issues

  • @brendakathure3320
    @brendakathure3320 5 ปีที่แล้ว +11

    May those beautiful smiles remain on your faces forever. you my couple goals .be blessed .

  • @Taaa753
    @Taaa753 5 ปีที่แล้ว +5

    yummy mummy always looking happy around Zack, how cute!!!

  • @steffimacharia4776
    @steffimacharia4776 5 ปีที่แล้ว +3

    Exactly the video I've been waiting for...my favourite youtubers exactly❤

  • @wagachigua
    @wagachigua 5 ปีที่แล้ว +4

    Nice stuff, doing good than some programs in our tv stations. Keep up

  • @zedekiahmareba7502
    @zedekiahmareba7502 5 ปีที่แล้ว +3

    Opening Up on what you Are Earning to Your Spouse is one of the wisest thing to do...

  • @BrigitteDemba
    @BrigitteDemba 5 ปีที่แล้ว +5

    I love how you two relate. Brilliant video on Finance Management amongst couples 😊❤🤗

  • @shamziissa9813
    @shamziissa9813 5 ปีที่แล้ว +25

    Mature discussion over there.Joanne don't blame yourself for trying to make your home look good, I think that's a woman's nature.we feel great when the space looks homey but most men do not care about that.

  • @wandiakagema2496
    @wandiakagema2496 5 ปีที่แล้ว +4

    If you are me and i am you and we are us then why should you have money and yet i'm broke?

  • @lydiamachoguallthingsqueen686
    @lydiamachoguallthingsqueen686 5 ปีที่แล้ว +3

    I swear I laughed when he said in real life thinking better not say anything else😍😍 yummy zach hawayu🤣🤣

  • @lydiakoimburi
    @lydiakoimburi 5 ปีที่แล้ว +2

    Lol. When you were counting the small things you were paying for?! Everybody does that. Then when you get to 2 fingers, you switch topics

  • @violetoyugi7250
    @violetoyugi7250 5 ปีที่แล้ว +3

    yummy mummy is a down to earth group of schools chic.

  • @scanslypink
    @scanslypink 5 ปีที่แล้ว +5

    Thanks so much for sharing on finances. This is such a delicate topic for couples to discuss, especially when still at the dating stage as I am cause I am curious to know how we will both share expenses when married.

    • @LolaBugzy85
      @LolaBugzy85 4 ปีที่แล้ว

      Its not so hard if you are earning almost the same or the guy earns more. Let me be honest it's not easy when the woman is earning way more. I know it from experience!! It's not easy

    • @Spinkly
      @Spinkly 4 ปีที่แล้ว

      @@LolaBugzy85 oh also I am single now so never mind this person that wrote this a while back when she thought he was the one. 💁🏾‍♀️😂

    • @LolaBugzy85
      @LolaBugzy85 4 ปีที่แล้ว +1

      @@Spinkly Sorry for that dear. In God's time you will meet the right person. Much love

    • @Spinkly
      @Spinkly 4 ปีที่แล้ว

      @@LolaBugzy85 Amen! Thank you 🙏🏾

  • @judysheyl1769
    @judysheyl1769 5 ปีที่แล้ว +2

    Have learnt a lot here .
    Just waiting for my "Zack" to come and du this.
    Thank you Zack and joan

  • @charitykungu5734
    @charitykungu5734 5 ปีที่แล้ว +2

    Everytime Joan says exactly i will be pausing the video to count ..lol..but i love you yummy mummy❤❤

  • @jesusislord583
    @jesusislord583 5 ปีที่แล้ว +2

    You and Zach are looking so good. Your faces are glowing and the weight loss on Zach is visible. I have enjoyed listening to both of you and laughed too. I wish you all more grace and blessings.

  • @vallarieyiega2263
    @vallarieyiega2263 5 ปีที่แล้ว +3

    Its a boy....but again yummy mummy edited this video so she may be throwing us off hahhaha...yaay great video...amazing insights

    • @vallarieyiega2263
      @vallarieyiega2263 5 ปีที่แล้ว

      love the idea of budgeting...would love to see a video on that

  • @ibtisamalmadfa3919
    @ibtisamalmadfa3919 5 ปีที่แล้ว +3

    This video has come at right time when discussing finances with my hubby..

  • @mollylove5725
    @mollylove5725 5 ปีที่แล้ว +2

    Zack please share your skincare routine

  • @netplayarena3414
    @netplayarena3414 5 ปีที่แล้ว +3

    Listening to you keep me going on...Love you @Yummy Mummy.KE.

  • @zephaniaakello6803
    @zephaniaakello6803 4 ปีที่แล้ว +1

    This marriage is so mature,may God bless you and your beautiful children.I love the fact that you're God fearing. Wonderful together

  • @audi9099
    @audi9099 5 ปีที่แล้ว +4

    When zach laughs, I pose the video and laugh first 😂😂😂

  • @mtelgon23
    @mtelgon23 5 ปีที่แล้ว +2

    Ati you don’t know upper primary!🤷🏾‍♀️🙄😏

  • @juneadongo6972
    @juneadongo6972 5 ปีที่แล้ว +3

    Joannne!! That group of schools remark...😂😂😂😂😂😂

  • @annwanjiru7150
    @annwanjiru7150 5 ปีที่แล้ว +3

    I love love this conversation veeeery Mature.

  • @kendih362
    @kendih362 5 ปีที่แล้ว +16

    IT'S A BOY!!!

  • @priscillawanjikugitau4859
    @priscillawanjikugitau4859 5 ปีที่แล้ว +2

    Your videos are dope wen you do it with zack

  • @CashflowChronicles12
    @CashflowChronicles12 5 ปีที่แล้ว +2

    I can eat your money all day, that's so me 😂😂😂😂😂😂😂

  • @ariyoprecious
    @ariyoprecious 5 ปีที่แล้ว +18

    😂 😂 Yummy mummy's face when she asked Zach on what his view is on keeping a secret bank account 😂. Perfect vid to kick start off my week. Lots of love from 🇺🇬 Ug

  • @eunicejosphat5346
    @eunicejosphat5346 5 ปีที่แล้ว +1

    Vile umeangalia Zach kwa macho ur like do u have one I don't know,,,but to me it depends with how u relate.we shud have different as split bills

  • @pauline_icandreamit2334
    @pauline_icandreamit2334 5 ปีที่แล้ว +2

    waiting for this baby ..huyu tutazaaa pamoja

  • @heavenlyjoy87
    @heavenlyjoy87 5 ปีที่แล้ว +3

    Baby M is a Booooooy❤❤❤

  • @valnyamor9298
    @valnyamor9298 5 ปีที่แล้ว +1

    Zach when you were away...
    Joan pregnancy suits you
    You glowing mama

  • @marthawambui7593
    @marthawambui7593 5 ปีที่แล้ว +2

    Love it gal, thanks for talking about finances which Is A very sensitive issue, en the best part is that you did it as a couple 😍

  • @gladysgichana7334
    @gladysgichana7334 5 ปีที่แล้ว +1

    Wow such an inspiring video...And congrats guys its a Him😍👌