My Trucking Insurance Went Up $4000k! (Owner Operator Trucking)

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  • เผยแพร่เมื่อ 25 ธ.ค. 2024

ความคิดเห็น • 146

  • @th3789
    @th3789 3 หลายเดือนก่อน +3

    Trucking= the only business that you can’t pass on the cost.
    I have never seen so many trying to do the job for the cheapest price. Absolutely insane.

  • @thomaspetroff9117
    @thomaspetroff9117 3 หลายเดือนก่อน +10

    Progressive is one of the worst. We deal a lot with Great West and they seem to be decent.
    Good Luck
    TGP

  • @Streetglide286
    @Streetglide286 24 วันที่ผ่านมา +1

    Tricia Griffith, CEO of Progressive Insurance, earned approximately $15.6 million in total compensation in 2023. Her pay included a base salary of about $994,000, along with $10 million in stock awards, $4.4 million in performance incentives, and other compensation, such as personal use of company vehicles and airplanes. This marked a significant increase from the $12.7 million she earned in 2022

  • @OLYMPUS-MUSIC
    @OLYMPUS-MUSIC 3 หลายเดือนก่อน +6

    $10k is actually a great rate for a semi truck, some owner ops that are brand new are paying over 20k, the problem is you need a good insurance company that can actually pay out in the event of a claim or you will lose everything, a lot of truckers are like well let me just go with the absolute cheapest carrier but if you go with a no name company chances are they probably will not pay out or deny the claim which totally defeats the point of having the insurance, the way i look at it is good insurance is something id rather have but not need, than need and not have

    • @ThomasMckenzie-mo6qn
      @ThomasMckenzie-mo6qn 3 หลายเดือนก่อน

      @@OLYMPUS-MUSIC Yes . U R correct. Insurance is the most important thing in case you need it .

  • @Johnson13210
    @Johnson13210 3 หลายเดือนก่อน +6

    Remember the Golden Rule..."He who has the gold makes the rules"

  • @WillDogJones1
    @WillDogJones1 3 หลายเดือนก่อน +2

    Very proud of how calm you are. I would be loosing my mind

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน

      @@WillDogJones1 haha ya. I’m mostly in disbelief. Praying My agent can find me something cheaper

  • @Handfulofhandsomeness
    @Handfulofhandsomeness 3 หลายเดือนก่อน +5

    Who needs insurance… Be careful!

  • @coffeewithmike3916
    @coffeewithmike3916 3 หลายเดือนก่อน

    You are not the only one I am with the same company only 1 truck running in Arkansas Hopper Bottom set up. This month went from 10k to almost 14k per year. I would look around for a better rate, but I think it's everywhere right now. God Bless

  • @Wasupup
    @Wasupup 3 หลายเดือนก่อน +3

    Progressive is the worst. Mine went up $12.000 because I had one out of service for a mismatch brake chamber. Crazy

  • @swexpress308
    @swexpress308 3 หลายเดือนก่อน +17

    ya its a joke man.mine went up 3g..had to switch companys to get it back down....insurance is a scam

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน +1

      @@swexpress308 yes sir. I have my agent looking into some different options. We will see what she comes up with

    • @ThomasMckenzie-mo6qn
      @ThomasMckenzie-mo6qn 3 หลายเดือนก่อน +1

      You got to have insurance. you don't have a choice

    • @matthewpowell5278
      @matthewpowell5278 3 หลายเดือนก่อน

      Who did you go with

    • @swexpress308
      @swexpress308 3 หลายเดือนก่อน +1

      @@matthewpowell5278 great west,think agent settled to soon..but atleast it was back under 10g

    • @MacMilly707
      @MacMilly707 3 หลายเดือนก่อน +1

      ​@@truckingwithfitz3399 maybe lease on to a guy that has good rates

  • @vancemattis
    @vancemattis 3 หลายเดือนก่อน +2

    My progressive policy went from $31k to $58k. Needless to say we shopped around and Cody Folsom Insurance in Texas quoted me with Geico and it actually went down to $30k. We bound that policy the same day as the quote because the other 10-15 people we shopped it to never called back to say they couldn’t help us.

    • @marioarroyo9316
      @marioarroyo9316 18 วันที่ผ่านมา

      Me renewal is 24k sucks! Last year was at 28k all a graded. Other brokers were quoting me rrgs but I didn't want it too risky

  • @scanadaze
    @scanadaze 3 หลายเดือนก่อน +2

    There is a secret to insurance. To drop the payments like a rock. Yet. You have to follow this 100%. On the Premium. You max it out on how much you have to pay and not the insurance company. That adjustment. The extra money. You put what you can of it into a savings account that gains the most interest and do whatever you can not to touch it unless you have to. In time. You will have more money to pay out on an accident than the insurance company will have. Also. You may not need the insurance company at all, depending on how much the accident costs. Being on SSD. I don't do the savings account. I can't. I do the insurance company part. Saves big time.

  • @Jay-bk5sl
    @Jay-bk5sl 3 หลายเดือนก่อน +2

    I have great west and have the same coverage you have with newer equipment and pay 12k a year with my new renewal

  • @Jerseytrucker911
    @Jerseytrucker911 3 หลายเดือนก่อน

    Dont feel bad brah!!..NJ the minimum liability insurance went up to 1.5mil as per july of this year. and it went up 6k for me!! Hope all it works out for you!!

  • @antoniocampbell463
    @antoniocampbell463 3 หลายเดือนก่อน

    Like you said Inflation and the fact that truck parts are also going up compared to 2021. If you get in a wreck, your truck parts are more expensive today so they are going to adjust, the other, the dollar is taking a hit. I know a lot of people including me that sold our trucks and found a driving job and doing better. Shop around but the Insurance renewal has been going up every year.

  • @JoTrev1
    @JoTrev1 หลายเดือนก่อน

    Truckers get into accidents, insurance companies have to pay more for parts and other expenses. Insurance rates go up.

  • @billysmith2494
    @billysmith2494 3 หลายเดือนก่อน

    My self I have the same insurance company as you I haven't gotten my bill yet keep up the good work brother keep on trucking God bless

  • @CForged
    @CForged 3 หลายเดือนก่อน

    Just as a point of reference. I had two vehicles on State Farm full coverage with medium to high coverage. I got rid of one, ‘21 Mazda SUV. Kept the 13 Toyota Sienna and the premium is almost the same as having both vehicles. It’s just a little cheaper. Insurance rates are adjusted to true inflation

  • @KenworthPiterbiltovich
    @KenworthPiterbiltovich 3 หลายเดือนก่อน

    What I realized with the time that if you insure 2 vehicles and then drop one out they still want to get money for two,especially if 2 were financed and you paid one off saving on payments but hey- we still want your money,you could pay for two now pay same amount for one and even higher) I recommend you to try another agent ,tell them your old price and ask for better deal ,don’t mention your current renewal offer- it’s just offer,not the actual price you have to pay.

  • @VanIperenTrucking
    @VanIperenTrucking 3 หลายเดือนก่อน +1

    Mine went up 51.7%. I spent a whole month looking for cheaper insurance and couldn't. I work with Tyler at Great West. He looked for options and did what he could, but it's still ridiculous.

  • @chriswhite5180
    @chriswhite5180 3 หลายเดือนก่อน

    Shop around every year for auto and home insurance. Keeping a insurance company has not loyalty to youl Watch for deductibles and things you can change.

  • @briannowlan8981
    @briannowlan8981 3 หลายเดือนก่อน +1

    Get a dash cam may help lower it my will lower when I get them installed

  • @rickzima8697
    @rickzima8697 3 หลายเดือนก่อน

    If you qualify, Acuity out of Sheboygan, WI is a very reputable company and ez to work with. $1 mil, liability, comp. $50 k stated value collision &comp. $100 k cargo, the unowned trailer for $30k, and a $2 million umbrella policy costs me about $14k/ year.$8k cheaper than Great West quoted. BUT 45 years experience, one f-up in last ten years and nothing on my driving record. I also have a less than perfect credit score, (guess that happens when you only use cash for 20+ years!) Bubba out

  • @tmorales7674
    @tmorales7674 3 หลายเดือนก่อน

    Try northland I been with them for a while and they been great..good luck!

  • @DavidTrucker-lo4bs
    @DavidTrucker-lo4bs 3 หลายเดือนก่อน

    Go with an insurance broker that shops for you every year. For the last 4 years, I have been with 4 different insurance companies. All rated A+ insurance companies. And my insurance has gone down every year.

  • @ryanwinter2814
    @ryanwinter2814 3 หลายเดือนก่อน

    Mine renews in November. I'm waiting for my renewal offer with fierce anticipation lol.

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน

      @@ryanwinter2814 I pray yours doesn’t go up as much as mine. A lot of people have been hit hard with premium spikes

  • @A.M.E-K-87-10
    @A.M.E-K-87-10 3 หลายเดือนก่อน

    When you shop for insurance do it yourself is your best option, dont hire one person to do that work for you. Yesterday I helped a friend save 3000 usd because he only runs less than 300 miles but his agent had him for over 500 miles radius. His agent never mention the difference to him.

  • @AzAz-oz4ey
    @AzAz-oz4ey 3 หลายเดือนก่อน +1

    This insurance co put many trucking companies out of business . I going to keep for 1 yr and drop them.

  • @ScouserMandy
    @ScouserMandy 3 หลายเดือนก่อน

    i feel for you same ere in the Uk im not in trucking but the movement of people and my insurance as gone up by £1500 for the same Bus and ive 5 years no calms

  • @miketravis4980
    @miketravis4980 3 หลายเดือนก่อน +1

    In this terrible economy for truckers, insurance companies (Acuity for a fact) has seen record profits.. they are crippling small fleets and owner operators.

  • @rossman0297
    @rossman0297 3 หลายเดือนก่อน

    Dixon insurance out of Fargo, nd. Multiple offers on companies, i had Progressive but switched to Great West. Similar with 1 truck with interchange but have 2 trailers

  • @user-cz8do7xl8u
    @user-cz8do7xl8u 3 หลายเดือนก่อน +1

    Rest assured that the C-Suite of these insurance companies are going to sleep very well at night though your suffering and in-ability to be successful through their actions..

  • @johnsadventures6783
    @johnsadventures6783 2 หลายเดือนก่อน

    If your insurance is in a flush, call Jessica Rush.

    • @truckingwithfitz3399
      @truckingwithfitz3399  2 หลายเดือนก่อน

      @@johnsadventures6783 I know who else you watch haha

  • @georgelinkenhoker8113
    @georgelinkenhoker8113 3 หลายเดือนก่อน

    Try great west . What company are you with ?

  • @georgelinkenhoker8113
    @georgelinkenhoker8113 3 หลายเดือนก่อน +1

    Listen stand up and fight. Ooida won't

  • @JonathonPearson-w2g
    @JonathonPearson-w2g 26 วันที่ผ่านมา

    Go with Canal insurance I paid $2,100 a month

  • @kylemartin-jz7ur
    @kylemartin-jz7ur 3 หลายเดือนก่อน

    I was paying 10k last year they went up to 11,500 this year no wrecks no tickets no claims truck is an 04 pete trailer dry van 06 had my authority since 2016 it's gonna probably keep going up every year Great West went up on me they all pretty much doing the same thing

  • @jojobeansie3114
    @jojobeansie3114 3 หลายเดือนก่อน

    It goes off IFTA and the amount equipment is insured for. They just realized you drive more than they were charging you for. That's probably primary thing that caused increase like that plus all the other things you mentioned.
    Did you send them your IFTA? Did your agent?

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน +1

      @@jojobeansie3114 I got my IFTA to my agent last night. They are working on some options so I’m hopeful. I’ll definitely let y’all know when I get quotes back

    • @jojobeansie3114
      @jojobeansie3114 3 หลายเดือนก่อน

      @truckingwithfitz3399 try great west if no luck. It isn't cheap either but cheaper.

  • @ryanwinter2814
    @ryanwinter2814 3 หลายเดือนก่อน +1

    Why do you pay for trailer interchange AND non owned trailer? I run power only as well and I have non owned trailer on my policy. Satisfies all customers just fine.

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน

      @@ryanwinter2814 I’ll have to double check that. I’m pretty sure I’ve been required to have both of them in the past but I don’t remember who it was that required it

    • @Bigpinktransport
      @Bigpinktransport 3 หลายเดือนก่อน

      If you don’t rent or use other trailers you don’t need non owned. Interchange covers cargo in your non owed trailer. If you only use your truck and trailer you don’t need them. I dropped progressive when mine doubled and went to northland

  • @billestep6804
    @billestep6804 3 หลายเดือนก่อน

    That’s cause you renewed with the same company. Chsnge ins co every 6 months or every year. Common tactic by ins companies to jack up premium for renewers

  • @georgelinkenhoker8113
    @georgelinkenhoker8113 3 หลายเดือนก่อน

    Move on call great west. Well you said it

  • @briannowlan8981
    @briannowlan8981 3 หลายเดือนก่อน

    I use Cincinnati insurance mine when up about 8% the yaer

  • @truckingwithfitz3399
    @truckingwithfitz3399  3 หลายเดือนก่อน +2

    What insurance company do you use and do you recommend them?

    • @Mhunter0
      @Mhunter0 3 หลายเดือนก่อน

      I use progressive, 100 mile radius truck and trailer, $4100/year. Not comparable to yours, what’s your covered radius?

    • @truckingoutdoors4878
      @truckingoutdoors4878 3 หลายเดือนก่อน

      @@Mhunter0 Thats weird. I had Progressive and my agent told me the lowest radius they would do was 500 miles. Good to know they will do less radius miles. Are you intrastate only or interstate?

  • @solologging2488
    @solologging2488 3 หลายเดือนก่อน

    You have to be joking! My insurance is almost 22k a year for ONE truck! Clean driving record! I don’t know anyone with insurance that cheap…I need your people

  • @brobinson19761
    @brobinson19761 3 หลายเดือนก่อน

    Less owner operators to insure so they have to make up the difference in revenue. How do they make up the difference? They charge more.

  • @RickySanchez.
    @RickySanchez. 3 หลายเดือนก่อน +1

    $4000k 😂😂😂😂😂😂

  • @jacksonseale202
    @jacksonseale202 3 หลายเดือนก่อน

    Do you not have cargo insurance?

  • @bigrigbutters187
    @bigrigbutters187 3 หลายเดือนก่อน

    Sucks man. Does your insurance agent work with other carriers?

  • @Sirbroh
    @Sirbroh 3 หลายเดือนก่อน

    After how long should you leave progressive? After starting? 1 year?

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน

      @@Sirbroh 5 years in business is when your options open up. Or so I’m told

  • @mahdiabdoos
    @mahdiabdoos 3 หลายเดือนก่อน

    I heard great west is the cheaper one bro progressive is only good for first year they’re only good cause they insure new MCs

  • @realtalk9109
    @realtalk9109 หลายเดือนก่อน

    Where are you located?

  • @IRISH4486
    @IRISH4486 3 หลายเดือนก่อน

    Call BYRD Insurance. Ask for Dean. He is the owner. You will be happy

    • @tudaddy83ify
      @tudaddy83ify 3 หลายเดือนก่อน

      You have the contact for Dean??

  • @georgelinkenhoker8113
    @georgelinkenhoker8113 3 หลายเดือนก่อน +1

    Lancer tried that on me. Then great west came in at 11 thousand. Mine comes up for renewal in November. Your premium is paying for illegal truckers

    • @Sloba1992
      @Sloba1992 3 หลายเดือนก่อน

      Not illegal truckers, it’s for insurance companies and politicians that allowed them to do that, all insurances are scam, illegal truckers aren’t costing insurance anything

  • @briannowlan8981
    @briannowlan8981 3 หลายเดือนก่อน

    Cincinnati insurance older trucks & trailers I have a 92 % 95

  • @Mr_Clean
    @Mr_Clean 3 หลายเดือนก่อน

    With all these massive hurricanes and hail storms, You don't actually think the insurance company just eat all these losses do you? Who do you think ultimately pays for it

  • @georgelinkenhoker8113
    @georgelinkenhoker8113 3 หลายเดือนก่อน

    When my truck caught fire they gave me 40 grand and my insurance went up 10 thousand a year yes from 6000 to 16000

  • @donbeavers7864
    @donbeavers7864 3 หลายเดือนก่อน

    Good driving record means nothing they tell me I need Good credit per US gov

  • @navrajforestry
    @navrajforestry 3 หลายเดือนก่อน +1

    I’m paying $1800 a month it’s terrible

  • @WheelerElsa-i4c
    @WheelerElsa-i4c 3 หลายเดือนก่อน

    Darren Green

  • @redkrawler
    @redkrawler 3 หลายเดือนก่อน

    Weird, Insurance follows Inflation 😮

  • @kathrynw3
    @kathrynw3 3 หลายเดือนก่อน

    And people wonder why trucking companies are going out of business; well, now you know it's these greedy insurance companies. Every rich A-hole is trying to squeeze every penny out of the working people.

  • @MiExile
    @MiExile 3 หลายเดือนก่อน +1

    4k not 4000k

  • @larrylofton9626
    @larrylofton9626 3 หลายเดือนก่อน

    Try OOIDA.

    • @marioarroyo9316
      @marioarroyo9316 18 วันที่ผ่านมา

      They are not A graded, they use rrgs

  • @cajunoneforchrist
    @cajunoneforchrist 3 หลายเดือนก่อน +1

    Wait until next year it's cheap rite now

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน

      @@cajunoneforchrist I owe the 16k October 10th of this year

    • @cajunoneforchrist
      @cajunoneforchrist 3 หลายเดือนก่อน

      @@truckingwithfitz3399 Sad my friend. This is all Spiritual. End Days are heating up.

  • @maryackerman7823
    @maryackerman7823 3 หลายเดือนก่อน

    Another trucker uses Ten Four Insurance for trucks

  • @georgelinkenhoker8113
    @georgelinkenhoker8113 3 หลายเดือนก่อน

    I pay 11 thousand no accidents

  • @mikeydee8398
    @mikeydee8398 3 หลายเดือนก่อน

    Don’t you mean 4k? not 4000k

  • @mikestruckinwithbigdaddy5233
    @mikestruckinwithbigdaddy5233 3 หลายเดือนก่อน

    Find another insurance company, progressive is the most expensive out there

  • @theallaroundguy2399
    @theallaroundguy2399 3 หลายเดือนก่อน

    I told you to get out of that ridiculous line of work. I’m not for sure why you won’t listen. I made $7800 last week. I spent less than $200 to do it. My insurance is $111 a year

    • @EricGrey-p7f
      @EricGrey-p7f 3 หลายเดือนก่อน +1

      Tell me I’ll listen

    • @theallaroundguy2399
      @theallaroundguy2399 3 หลายเดือนก่อน

      @@EricGrey-p7f check with your state and see what the requirements are to get your Home Inspector license and never look back. Trust me

    • @loquito633igl7
      @loquito633igl7 3 หลายเดือนก่อน

      I know, you are a broker right ? 😅

    • @theallaroundguy2399
      @theallaroundguy2399 3 หลายเดือนก่อน

      @@loquito633igl7 a broker in the trucking world? No way, I would never be in that ridiculous line of work

    • @theallaroundguy2399
      @theallaroundguy2399 3 หลายเดือนก่อน

      @@EricGrey-p7f find out what you have to do in your state to get your home inspection license and never look back for you trust me

  • @willdanielle3
    @willdanielle3 3 หลายเดือนก่อน

    Your paying more a year for insurance than that truck is worth

  • @pnpstrz
    @pnpstrz 3 หลายเดือนก่อน

    Not sure how long you’ve been trucking but after first year I think most people switch from progressive. I’ve gotten better quotes from canal, and great West

  • @Daniel-Clearwater
    @Daniel-Clearwater 3 หลายเดือนก่อน

    wow find another insurer

  • @enlighten2seven605
    @enlighten2seven605 3 หลายเดือนก่อน

    We own nothing
    Finally paid off your car? Cool, still need to pay for insurance every month, and registration every year.
    Paid off your house?
    Property taxes every
    Oh and let’s not forget, Taxes every Fkn year until you enter the pearly gates

  • @ctfinneman
    @ctfinneman 3 หลายเดือนก่อน +1

    Progressive is useless insurance.

  • @kmtspartan3
    @kmtspartan3 3 หลายเดือนก่อน

    switch to CANAL

    • @truckingoutdoors4878
      @truckingoutdoors4878 3 หลายเดือนก่อน +1

      I thought about that too. How has your experience been with them?

    • @kmtspartan3
      @kmtspartan3 3 หลายเดือนก่อน

      @@truckingoutdoors4878 great, smooth transition. Less finicky and picky than progressive or great west. So far so good. Price was 100% better. Just about half price 😂. Idk if there’s messaging on here must send me a DM.

  • @Joelconway34
    @Joelconway34 3 หลายเดือนก่อน +43

    I love the grounded reality of this channel!!!
    Most truck drivers are working for free and we are the most disrespected too. But Retirement took a toll on my finances,with my involvement in the digital market, $47,000 weekly returns has been life changing. AWESOME GOD❤️

    • @KuramaUchiha-id1ow
      @KuramaUchiha-id1ow 3 หลายเดือนก่อน +5

      Massive! Been trying to trade on my own for a while now, but it isn't going well. few months ago I lost about $8,500 in the trade. Can you please at least advise me on what to do?

    • @Joelconway34
      @Joelconway34 3 หลายเดือนก่อน +3

      @@KuramaUchiha-id1owMaria Angelina Alexander I really appreciate her efforts and transparency.

    • @Joelconway34
      @Joelconway34 3 หลายเดือนก่อน +1

      Giving her my initial savings of $12,000 to invest in a brokerage account was a turning point in my life. It's been an incredibly rewarding experience and the best decision I ever made!

    • @amalmberg13
      @amalmberg13 3 หลายเดือนก่อน

      This is a definition of God's unending provisions for his people. God remains faithful to his words. I receive this for my household.🙏

    • @Jenniferp70
      @Jenniferp70 3 หลายเดือนก่อน

      Investing can be a powerful tool for building wealth and securing financial stability especially in this hard time. but it’s important to understand that it’s not without its challenges. The investment landscape is inherently volatile, with periods of both gains and losses. This variability is a natural part of investing and requires a clear strategy and patience to navigate effectively.

  • @joycharles1055
    @joycharles1055 3 หลายเดือนก่อน

    4k not 4000k lol

    • @truckingwithfitz3399
      @truckingwithfitz3399  3 หลายเดือนก่อน

      @@joycharles1055 I’m surprised your the first person to say something about that haha

  • @kellykonoske91
    @kellykonoske91 3 หลายเดือนก่อน +1

    "Bidenomics

  • @johnvandenburg5224
    @johnvandenburg5224 3 หลายเดือนก่อน +1

    Your ins is so cheap lucky

  • @adyh3004
    @adyh3004 3 หลายเดือนก่อน +5

    Thanks, Joe Biden

    • @NLD88000
      @NLD88000 3 หลายเดือนก่อน

      Elections have consequences

    • @hatchett999ify
      @hatchett999ify 3 หลายเดือนก่อน

      Oh lord. We have one

  • @outlawtrucker187
    @outlawtrucker187 3 หลายเดือนก่อน

    Lmao. Youre crying because its 16k i pay 21k with a spotless record. California garbage.

  • @georgewilson1184
    @georgewilson1184 3 หลายเดือนก่อน

    Try & find out what Cash is King trucking is insured with and DIY Semi those guys have their own channels but they are real budget conscience Adam of DIY fame is in Wisconsin and now has created the DIY fuel card Cash is in MN contact them via their E mails see if they would tell you their with it’s worth a shot another guy is Steve Fezchek he has a channel he does a lot of oversized he is in Wisconsin. Good luck