@@fanentertainment7611 dependening on your capacity, meku 25000 monthly salary, karchulu 20000 anukunte, andul0 10000 card dwara pay cheyagalite, by all means, use credit card everytime and pay off it in time. ala time ki pay chestunte, me credit card company limit kuda penchutundi future lo. I did the same, 1st year lo few hundreds nundi ippudu lakhs lo karchupedutunna and paid it off everytime without any penalty. Bonus ga velaku velu points vachayi, used it for clothing, amazon vouchers, joyalukkas vouchers to buy gold etc. all free, except point redemption fee, which is few hundred.
ఇది .... ఇట్లాంటి విడియోలుచేసిసామాన్యులకు ఉపయోగపడాలి. ప్రజలకు ఉపయోగపడే వీడియో చేసినందుకు ధన్యవాదాలు 🙏🙏🙏🙏🙏🙏🙏 తగ్గొద్దు. ప్రజలకు మంచి ఇన్ఫర్మేషన్ అందించండి. 🙏
Firstly amount adjust kaka amount ni emi kinda convert chesam. Tarvatha amount set aina tarvata total amount pay chesysam. Appudu manam convert chesina emi lo charges kuda pay cheyyala.?? Please answer me bro
if you are going to pay cash for regular goods and if that store accepts cards without any extra fee, it is always better to pay by card and use the same cash (which you are going to pay for the goods anyway) to pay off the credit card ON TIME (so that you avoid any late payment penalty or high interest on credit card). Which would give you lot of points and future credit limit increases and better credit score as you pay off the card without any delays. I always use my card for everything in daily life to all expenses and yearly I get anywhere b/w 5000 - 1,00,000 in the form of reward points and interest paid by the bank. I have been doing this for the past 10 years ,(thats when I got my first credit card). All that matters is financial responsibility. Treat the credit card as cash, don't use it, if you don't have the cash to pay it off. Then credit card oka varam.
Credit card has following advantages 1) Earn money with credit card in following ways A) set your billing cycle salary date + 15 days Salary in flexible F.D and spend your expenses by Credit card for 29 days * pay your expenses back in next salary on 30th day. * First month Salary and interest is yours * congratulations you saved your salary + interest + 10,000Rs 2) spend 30,000 by credit card Convert into 3 month EMI 3) pay your salary EMI 10,000 4) FD for again 20k for second month and 20k spend your expenses 5) savings are 30k + 20k+ 10k + interest 60k is your money 6)next month EMI 10k pay with your Salary 7) Don't use credi card from 3rd month 8) Pay EMI again 10k and manage Ur expenses 9) Total savings from one credit card is 65000Rs 10) repeat the process to make wealth 10 times ...6.5lac we can earn and invest in real estate ND make it 12lacs 0 to 12lacs possible with credit card and salary by killing time strategy and managing fund.
Credit card ki offers pettedapudu not only old models brand new models kuda pedathadu. Example is myself I bought my OnePlus mobile even with debit card. Few offers also depends on clearance but not many
Sir paytm lo hdfc crdit card ma friend na paytm account nundi apply chesadu. Aa credit card bills evari account lo cut avuthundi. And evari credit score meda effect avuthundi
ahh bokkale amazon pay icici. 1 lack one card metal 20k indusind legend 3 lack these three i use with no joining and no annual charges with 1 % cashback on amazon pay icici have me 2500 rs in 3 months one card and indusind cards gives buy 1 get 1 free bookmyshow tickets and also i am maintaining credit utilisation ratio Less than 30% these are lot people like me 🤣😂🤣🤣🤣 who loots credit card companies also....use wisely this wisdom doesn't require any research also just watch TH-cam
Naaku credit card valla chala upayogam aindi...paiga points valla kuda chala labham vachindi....kani time to time money pay cheyyali.....
Same for me
Year ki entha credit card transaction cheyochu bro
@@fanentertainment7611 dependening on your capacity, meku 25000 monthly salary, karchulu 20000 anukunte, andul0 10000 card dwara pay cheyagalite, by all means, use credit card everytime and pay off it in time. ala time ki pay chestunte, me credit card company limit kuda penchutundi future lo. I did the same, 1st year lo few hundreds nundi ippudu lakhs lo karchupedutunna and paid it off everytime without any penalty. Bonus ga velaku velu points vachayi, used it for clothing, amazon vouchers, joyalukkas vouchers to buy gold etc. all free, except point redemption fee, which is few hundred.
@@kumarp6789 bro credit card tho ATM lo money tesukovacha
@@pillamohan99 please don't use credit cards at ATM, unnecessarily mee card lo 500 kante ekkuva deduct avuthundi as a charge.
Super informative. Helpful to lot of people who are trapped, and someone who is about to get trapped.
ఇది .... ఇట్లాంటి విడియోలుచేసిసామాన్యులకు ఉపయోగపడాలి.
ప్రజలకు ఉపయోగపడే వీడియో చేసినందుకు ధన్యవాదాలు 🙏🙏🙏🙏🙏🙏🙏 తగ్గొద్దు. ప్రజలకు మంచి ఇన్ఫర్మేషన్ అందించండి. 🙏
Meeru cheputhunte naaku phant tadisi poindi sir nenu prathi nela minimum balabce kadutunna ani safe ga feelayya........dutti lekuda neruga vishayam gurinche matladuru.......luckily i fount this.
Firstly amount adjust kaka amount ni emi kinda convert chesam. Tarvatha amount set aina tarvata total amount pay chesysam. Appudu manam convert chesina emi lo charges kuda pay cheyyala.??
Please answer me bro
if you are going to pay cash for regular goods and if that store accepts cards without any extra fee, it is always better to pay by card and use the same cash (which you are going to pay for the goods anyway) to pay off the credit card ON TIME (so that you avoid any late payment penalty or high interest on credit card). Which would give you lot of points and future credit limit increases and better credit score as you pay off the card without any delays. I always use my card for everything in daily life to all expenses and yearly I get anywhere b/w 5000 - 1,00,000 in the form of reward points and interest paid by the bank. I have been doing this for the past 10 years ,(thats when I got my first credit card). All that matters is financial responsibility. Treat the credit card as cash, don't use it, if you don't have the cash to pay it off. Then credit card oka varam.
Exactly bro. I too follow the same. It gives lot of benefits , coupons , rewards. Once salary deposits will pay the full outstanding amount.
Good information, thanq
Exactly correct sir,not good for common man like me.I am paying more money like what you have said.
So I am advising to people don't take credt cards🙏
Nice information Sir ...... Really helpful a lot Employees 👍
Good information sir tq so much i am big fan of you 👍👍
Credit card has following advantages
1) Earn money with credit card in following ways
A) set your billing cycle salary date + 15 days
Salary in flexible F.D and spend your expenses by Credit card for 29 days
* pay your expenses back in next salary on 30th day.
* First month Salary and interest is yours
* congratulations you saved your salary + interest + 10,000Rs
2) spend 30,000 by credit card
Convert into 3 month EMI
3) pay your salary EMI 10,000
4) FD for again 20k for second month and 20k spend your expenses
5) savings are 30k + 20k+ 10k + interest
60k is your money
6)next month EMI 10k pay with your Salary
7) Don't use credi card from 3rd month
8) Pay EMI again 10k and manage Ur expenses
9) Total savings from one credit card is 65000Rs
10) repeat the process to make wealth 10 times ...6.5lac we can earn and invest in real estate ND make it 12lacs
0 to 12lacs possible with credit card and salary by killing time strategy and managing fund.
Please explain clearly. Thanks for advance
I am using 30000 money but i am paying total amount and withdraw using apps around 600charges applicable is it loss or safe
Clear ga chepandi anna
Super bro
Evadra nuvv naralu cut avthunnayi nuvv cheppindaniki edho cinimalo hero dilague la cheppav
Explained very well sir. Very informative
she have good humor .. cute too
Credit card emoo kani.... On-time lo pay chese valla ki spam call vastai chudu 😂🙏.... Torcher
pichi torture, mali valotho frustration lo matldithe ulta manlne villain choostaru 🤦♂
ఒకటి credit card perfect ga వాడితే ఓకే లేదా pani అయినట్టే
Sir chala baga chepparu sir creadit card gurinchi
Creditcard tho adjustment only but not earnings easy shopping vth out money but redeem points kosam card spent cheyoddhi
Very good information thank you sir
Very Good information,
Credit card ki offers pettedapudu not only old models brand new models kuda pedathadu. Example is myself I bought my OnePlus mobile even with debit card. Few offers also depends on clearance but not many
మంచి ఇన్ఫర్మేషన్ ఇచ్చారు సర్
Sir credit card tho ATM lo money draw chesukovacha
Yes
No
Good explanation sir thank you for sharing valuable information
Excellent sir, thank you
Super explain sir,
Thanks
Super sir explain 😊
Well done analysis
Laks lo vadhithe income tax problem rava
Anchor chala bagundhi
useful information.., ty
Nice explanation sir
Nice video great info,Thanq
Good information sir
Sir na credit card axis ace card nenu evry month jewellery shop lo draw chesi aaa money vadukoni malli kattesthunnaaa alantapudu naku monthly gold kontunnattu income tax vasthadhaaa
Yes, If more than 2 lacs per annum.
Like frankness of opinion
super chepinavu sir
Ma credit card vallu okka product ki rendu emi lu connect chesaru rs40000+40000 yela remove avvali
contact the customer care who provided that card
Credit Card offers new mobile's ki kooda untay.
Check chesukondi
Offers estunnaru ante yedo mathalabu untundi ani kuda annaru kada bro
@@ganilkumar2315 There is no mathalabu
Profit lekunda evaru business cheyyaru. Idi evaru gamanicharu andukey munugutharu.
Am using credit cards from last 9 years onwards , using different banks , if u pay on time payment it will not effect
Sir paytm lo hdfc crdit card ma friend na paytm account nundi apply chesadu. Aa credit card bills evari account lo cut avuthundi. And evari credit score meda effect avuthundi
You are responsible of the credit card. Because your friend applied on basis of your pan card. .
Vido financial expert anta CC vala chala benefits tisukovachu
Em benifits ho nuvvu cheppu brother, athanu cheppindi 100% correct.
Super sir
Best information
I'm earning more money from credit cards. approximately 5k for month from 6 several credit cards.I'm happy with credit cards.
etla
Good
అందులో నేను ఒక బాధితుడిని...
ahh bokkale
amazon pay icici. 1 lack
one card metal 20k
indusind legend 3 lack
these three i use with no joining and no annual charges with 1 % cashback on amazon pay icici have me 2500 rs in 3 months
one card and indusind cards gives buy 1 get 1 free bookmyshow tickets
and also i am maintaining credit utilisation ratio Less than 30%
these are lot people like me 🤣😂🤣🤣🤣 who loots credit card companies also....use wisely this wisdom doesn't require any research also just watch TH-cam
👌👌👌
Daily tinadaniki thindi kuda karchu avthundhi tindi maneste saree. Paisalu miguluthayp
NENU DAILY PAYMENT CHESTHANU ALGE SAME DAY WITH DRA CHESTHANI DINIVALLA EDENA PROBLEM UNDA
Reply 5days gap lo kattu cbil oka renge lo perugutundhi
🙏🙏🙏🙏👌👌
credit card is issued by a bank not company papa😆
Better avoid credit cards
anchor is dusky and beautiful
Andulo vache dabbu miku kanipinchaledu inka😁
Rey ey ooru ra idhi apple sale lka isthundha nvu lawdalo analysis
Great information sir....
Good information sir 👍
Good information sir
Sir meeru great sir Good information
Good information sir 👍