The Best Miles & Rewards Credit Cards from Citibank
ฝัง
- เผยแพร่เมื่อ 22 พ.ย. 2022
- Video Sponsor: 🐮 moomoo SG (Free Stock) hmsg.link/sgmoomoo
Citi PremierMiles hmsg.link/premiermiles
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Other Citi Cards & Official Citi Offers hmsg.link/citicards
💴 Instarem Amaze hmsg.link/amaze
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🐯 Tiger Brokers International Code HMONEYSG: hmsg.link/ustiger
🐮 moomoo US by Futu Inc (Free Stocks) hmsg.link/usmoomoo
CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) t.me/sgpromocode
💨 Dash PET 1.5% interest CODE DASH-RXQ45 hmsg.link/dash
🚌 Revolut SG hmsg.link/revolut
☯️ YouTrip ($5 Bonus) hmsg.link/youtrip
💰 iPayMy hmsg.link/ipaymy
💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment app.cardup.co/users/sign_up
✈️ SIA Kris+ App Code: C647172 hmsg.link/krisplus
😻 Favepay hmsg.link/fave
🅱️ BigPay $10 referral code KJN6MN5GS0 at bigpay.link/referrals
🙏Trust Bank Code: HUQPC614 www.trustbank.sg
🪺 Nestia $0.50 off SG-QR hmsg.link/nestia
🛒 NTUC Union hmsg.link/ntucunion
E-COMMERCE & SHOPPING
🛍 Lazada hmsg.link/lazada
🛍 Qoo10 hmsg.link/Qoo10
🛍 Shopback $5 hmsg.link/shopback
🛍 Shopback Pay Later $11 OFF hmsg.link/SBpaylater
⭐️ CapitaStar App $5 hmsg.link/capitastar
🏬 Lendlease Plus $5 referral code NsHQKY
🐠 Marina Square $5 referral code EoQjdG
ROBO-ADVISORS
☣️ Syfe Trade & Wealth: Use code HONEYMONEY @ www.syfe.com/
🦉 MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE $20) hmsg.link/moneyowl
🤖 Endowus RoboAdvisor (FREE $20) hmsg.link/endowus
CRYPTO
♊️ Gemini (Free $10) hmsg.link/gemini
📒 Ledger Crypto Hardware Wallet hmsg.link/ledger
TRAVEL INSURANCE
✈️ MSIG Travel Insurance hmsg.link/msigtravel
✈️ Allianz Travel Insurance hmsg.link/allianztravel
✈️ Starr Travel Insurance hmsg.link/starrtravel
✈️ TIQ Travel Insurance hmsg.link/tiqtravel
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If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!
Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR
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_________________________________________________
S tier - Best & must get
D tier - Don’t bother & waste time
Citi PremierMiles 1.2 mpd
A tier
- Entry level card suitable for beginners fresh grad
- No min spend, easy categories for 1.2 mpd unlimited, miles do not expire
- 2 free airport lounge passes with Priority Pass
Citi Rewards 10x points / 4 mpd
S tier
- 10x points or 4 mpd for the first $1000 eligible spending
- Accelerated miles collection journey compared to 1.2 mpd on Citi PM
- Pair with amaze for super versatile single credit card use
- Points expire 5 years from card approval date
- Multiple airline transfer partners
Citi Prestige 1.3 mpd local / 2 mpd overseas
B tier
- For the well affluent to enjoy nice perks and rewards
- Unlimited airport lounge passes with Priority pass
- Citi Concierge hotel bookings: Get 4th Night free
- 120K income per annum requirement, $535 annual fees get 25,000 Miles
Citi Lazada 10x points / 4mpd on Lazada spend
C tier
- 10x points on Lazada spend (4 mpd)
- Easily replaced by Citi rewards which has the same earn rate and more eligible categories
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Video Sponsor: 🐮 moomoo SG (Free Stock) hmsg.link/sgmoomoo
Citi PremierMiles hmsg.link/premiermiles
Citi Rewards hmsg.link/citirewards
Other Citi Cards & Official Citi Offers hmsg.link/citicards
💴 Instarem Amaze hmsg.link/amaze
STOCK BROKERS & INVESTING
🐂 Webull Singapore (Free Stock) hmsg.link/sgwebull
🐯 Tiger Brokers SG Code HONEYMONEY (Free stock): hmsg.link/sgtiger
🐬 uSMART Securities Code nn8gx7 (Free Stock) hmsg.link/sgusmart
📝 POEMS Cash Plus: hmsg.link/poems
📈 Interactive Brokers: hmsg.link/ibkr
📗 Seeking Alpha Premium $99 ONLY hmsg.link/seekingalpha
🐯 Tiger Brokers International Code HMONEYSG: hmsg.link/ustiger
🐮 moomoo US by Futu Inc (Free Stocks) hmsg.link/usmoomoo
CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) t.me/sgpromocode
💨 Dash PET 1.5% interest CODE DASH-RXQ45 hmsg.link/dash
🚌 Revolut SG hmsg.link/revolut
☯️ YouTrip ($5 Bonus) hmsg.link/youtrip
💰 iPayMy hmsg.link/ipaymy
💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment app.cardup.co/users/sign_up
✈️ SIA Kris+ App Code: C647172 hmsg.link/krisplus
😻 Favepay hmsg.link/fave
🅱️ BigPay $10 referral code KJN6MN5GS0 at bigpay.link/referrals
🙏Trust Bank Code: HUQPC614 www.trustbank.sg
🪺 Nestia $0.50 off SG-QR hmsg.link/nestia
🛒 NTUC Union hmsg.link/ntucunion
E-COMMERCE & SHOPPING
🛍 Lazada hmsg.link/lazada
🛍 Qoo10 hmsg.link/Qoo10
🛍 Shopback $5 hmsg.link/shopback
🛍 Shopback Pay Later $11 OFF hmsg.link/SBpaylater
⭐️ CapitaStar App $5 hmsg.link/capitastar
🏬 Lendlease Plus $5 referral code NsHQKY
🐠 Marina Square $5 referral code EoQjdG
ROBO-ADVISORS
☣️ Syfe Trade & Wealth: Use code HONEYMONEY @ www.syfe.com/
🦉 MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE $20) hmsg.link/moneyowl
🤖 Endowus RoboAdvisor (FREE $20) hmsg.link/endowus
CRYPTO
♊️ Gemini (Free $10) hmsg.link/gemini
📒 Ledger Crypto Hardware Wallet hmsg.link/ledger
TRAVEL INSURANCE
✈️ MSIG Travel Insurance hmsg.link/msigtravel
✈️ Allianz Travel Insurance hmsg.link/allianztravel
✈️ Starr Travel Insurance hmsg.link/starrtravel
✈️ TIQ Travel Insurance hmsg.link/tiqtravel
PROFESSIONAL FINANCIAL PLANNING:
🤝 DareToFinance hmsg.link/daretofinance
If you sign up for any of these services using my link, I will earn a small commission which helps support my channel at NO additional cost to you. And you will definitely get some referral benefits as listed here!
Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
📧 Email (Business only): sghoneymoney@gmail.com
☕️ Buy me a Ko-fi: Ko-fi.com/honeymoneysg
💵 Patreon: www.patreon.com/honeymoneysg
I’m a graduate who was researching on credit cards. Thanks for this amazing video. Signing up for city rewards for sure !
Nice, all the best 👍
Can premiermiles and prestige used for hospital and medical bills? what are the non points rewards items for these 2 cards? thanks.
I am premierMiles holder, just get the point 1.2miles per dollar. I want to ask if using Citi rewards and pay airbnb or hotel or flight ticket, is it consider online purchase and get 4miles per dollar? How is about normal shopping or restaurants payment?
Please do an update if citibank stop the rewards when users pairing instarem with the cards
Wanted to use citimiles for business class an Europe trip.
Would upgrade be better or solely using the miles for the full ticket?
Haven’t come across anyone advising on maximizing the benefit for miles
Upgrading is never worth it unless company is sponsoring the economy ticket
Hi Chris, which credit card to you use for contactless payments?
Instarem Amaze with Citi Rewards is great as described in this video
hey, what happens after the points expiry of Citi rewards card? does it goes into a new block of 5 years? thanks
Not sure for 5 years later as I haven't hit the mark yet. My best guess is it resets a new 5 year cycle
I dont think u can use Prestige to bring your family and friends into Lounge, unlimited entries means only for the card holder him/herself?
You can with an add on card
Hi Chris,
Thanks for making this video for us to know more about the credit strategy and how we utilise the mile and for travel.
I do have some question with the Citi Reward MC, would appreciate if you could help me clear up my uncertainty
1. If I use the Amaze card linked to the Citi Rewards MC for Grab top-ups or as my primary card for Grab payments, will I still be eligible for rewards points?
2. Can I convert all my transactions into online spending by using the Amaze card, even if I buy mix rice at a food court and pay with the card? Will it still be considered as an online spend?"
1) No, as citi exclude grab top up
2) Yes, as this is the purpose of amaze.
You can join my telegram group to ask more expert opinions there
@@HoneyMoneySG ok, thanks for the reponse
#1: i also have priority pass after signing up for dbs altitude, can i still link my PP with citi premier miles?
#2: is there a spending limit for citi rewards per month? or is it unlimited spend for the x10 points per month
#1 No, just create under a new account and login
#2 Limited to first $1000 for 10x points
@@HoneyMoneySG #2 after the first 1k, whats the multipler for the points? its reset per month?
Thank you for the sharing, Chris! Is there a page to check for the excluded mcc for the Citi rewards card? I can’t seem to find it on the website.
If the points earned will expire 5 years from date or card’s approval instead of their earned date, what happens after that? Eg points earned in year 1,2,3,4,5 all expire in year 5, what happens to the points earned in year 6?
It's on Citi Rewards website www.citibank.com.sg/credit-cards/rewards/citi-rewards-card/pdf/10x-rewards-promotion-terms-and-conditions-2020.pdf
Not sure for 5 years later as I haven't hit the mark yet. My best guess is it resets a new 5 year cycle
So following the Citi Rewards Card as a go to card, after you spend the $1,000 max cap for the points, what will be the next best card to use?
And which is best for overseas spend? (I.e. Overseas holiday)
Can look at HSBC revolution or DBS Womens world MC
@@HoneyMoneySG thanks!
@@HoneyMoneySG any thought on the UOB Lady’s? Seems to give similar 4MPD
Running out of content ideas 😢
"worst of the worst"! this is really the truth to comment citi. Citi credit card, when you want to close it. the bank puts you in complicated trouble and wastes your time again and again, the only purpose is not to let you close it or drag the closure as long as possible. The bank asks you what credit cards you hold with other banks... firstly, is the bank qualified to ask this question to customer when they want to close the citi credit card? secondly, the bank repeatedly compulsorily force the customer listen to recorder which warns you once you close the card, you will not be granted .... funny and stupid thing is that citi adopt living person to force the custermoer listen to the dead machine recorder, otherwise, not to close the card. So funny. This is the first and only bank i met and suffered. The business model designed is in such a unfriendly way. All design is just for putting you most difficult to close the account. including saving account! it is very hard to close. more time consuming than other common banks.
if i were to use instarem which is linked to my citi rewards to pay for my dental does it count as online and still qualify for 10 x?
Yes as long as it is not under hospital MCC