THE WORST FINANCIAL MISTAKE || HOW TO AVOID LIFESTYLE CREEP!!

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  • เผยแพร่เมื่อ 29 ส.ค. 2024

ความคิดเห็น • 74

  • @DanielMuringe
    @DanielMuringe ปีที่แล้ว +5

    Wow Susan.... I'm a 17 year old high school leaver and I find your advice golden. Its really mature and enlightening. It's a surprise that they do not teach this in school. I'm sure by following you I'll be better financially even at my age.

  • @josephmwaura768
    @josephmwaura768 2 ปีที่แล้ว +16

    I've learnt a very key point, that budgeting is telling money where to go instead of asking where your money went
    Thank you indeed

  • @mikeindangasi716
    @mikeindangasi716 2 ปีที่แล้ว +5

    some of the lifestyle creep you never notice until its an experience. How i wish one can realize early enough

  • @goodjoseph220
    @goodjoseph220 2 ปีที่แล้ว +8

    Absolutely true. I talk about every time why you shouldn't up your appetite when income increases. This habit has trapped a horde number of middle incomers into poverty .

  • @armandojohanna6000
    @armandojohanna6000 ปีที่แล้ว

    You have changed my life just by watching you on TH-cam for a little over 3 years now ❤❤🇳🇦🇳🇦🇳🇦

  • @muriukijoseph1785
    @muriukijoseph1785 2 ปีที่แล้ว +8

    I like your content and the passion that you have in what you do. Kudos! Keep it up 💯💯💯

  • @vennahmogere1818
    @vennahmogere1818 ปีที่แล้ว +1

    Thanks, Susan. By watching most of your videos, I've come to realize the tremendous improvement in my financial literacy. With time, I'm confident in attaining my financial wellness. Keep it up!!

  • @francisking5939
    @francisking5939 2 ปีที่แล้ว +4

    Coach Susan very well stated, we should be intentional in managing expenses.

  • @tsumaalex
    @tsumaalex 2 ปีที่แล้ว +3

    We are learning I'm telling you! Much appreciated Susan.

  • @mwaurakihiu1996
    @mwaurakihiu1996 2 ปีที่แล้ว +2

    Thank you Susan, Great Content! You've gained a new subscriber.

  • @ben2252
    @ben2252 2 ปีที่แล้ว +3

    Noted Susan.I will plan even if i don't have money.

  • @tabbymaina1497
    @tabbymaina1497 2 ปีที่แล้ว +3

    Thank you Susan, I discovered your content lately and I really love it

  • @annnduku2978
    @annnduku2978 ปีที่แล้ว

    Wise ideas given for free here. Very helpful info to help one in today's life. Thank you Susan.

  • @charleschege3785
    @charleschege3785 ปีที่แล้ว

    These expositions are very educative...I regret that in our school curriculum there is nothing to address these financial matters which are essential for development.

  • @yaniwilliamson
    @yaniwilliamson 10 หลายเดือนก่อน

    Escape the Creep: How to Build Wealth While Living Well is a great book about lifestyle creep

  • @zacharialusenaka1555
    @zacharialusenaka1555 2 ปีที่แล้ว

    Your highness, thanks for being there for Us. Live long Madam

  • @joshuakipkemoi1483
    @joshuakipkemoi1483 2 ปีที่แล้ว +2

    Great video 👏🏽.Really love your content. Thank you so much.

  • @AvenueAdvancedSystems
    @AvenueAdvancedSystems 2 ปีที่แล้ว +2

    Really love your videos. thought-provoking, informative .

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว

      Thank you for your kind words! 😊

  • @douglaskinyanjui2941
    @douglaskinyanjui2941 2 ปีที่แล้ว +12

    Wow I felt like you were talking to me they was a time I was earning 32k but my salary now is more than 200k and still I live pay cheque to pay cheque I keep on procrastinating saving and investment

  • @leister3348
    @leister3348 ปีที่แล้ว +1

    Thanks dia , very educative

  • @dorahmulinge3800
    @dorahmulinge3800 2 ปีที่แล้ว

    Good pointers, your knowledge is practical.
    Taking no. 5 seriously

  • @estherndira4336
    @estherndira4336 ปีที่แล้ว

    Wow....gal you are God sent....you are really speaking to me

  • @collinsangute301
    @collinsangute301 2 ปีที่แล้ว

    point on Suzie, keep us enlightened

  • @lucassakala3352
    @lucassakala3352 ปีที่แล้ว

    Thanks so much for your message mama

  • @lalipa08
    @lalipa08 2 ปีที่แล้ว +4

    Lol lol lol 😂😂😂 ati your body starts rejecting somethings... Hahahah... Coach Susan ushasema.... We will behave lol lol.. thank you so much for the great advice you give us always💯💯💯🔥🔥👍👍. truly it has changed my life... I will do better... Planning on booking one of your classes soon...

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +2

      😂😂😂 Ukweli usemwe! Looking forward to having you in the classes.

  • @ephantusmacharia9010
    @ephantusmacharia9010 หลายเดือนก่อน

    I'm more enlightened. Thanks

  • @kiongolinet7724
    @kiongolinet7724 2 ปีที่แล้ว

    Hapo kwa the body refuse something has twinkled me...once a friend bought food from kibanda since he was broke but before he eat the food a client tipped him with a 1k ,he told us the food has lost taste even before tasted and order for Better food ...this was funny how money makes your body respond to situation!!!

  • @christinekaptuya7606
    @christinekaptuya7606 2 ปีที่แล้ว

    Quite informative. Thank you Susan

  • @eliudmathu8781
    @eliudmathu8781 2 ปีที่แล้ว +5

    Hello madam Susan?I started investing in Nairobi securities exchange in 2006 during Kengen intial public offer.So far I have pumped more than 4m but if I sell today, those shares from 8 counters can only fetch me half of what I have invested.I know it's a paper loss but is NSE the best investment opportunity?

  • @leworlsabi3991
    @leworlsabi3991 ปีที่แล้ว

    Excellent 🎉🎉🎉

  • @adannoor6482
    @adannoor6482 2 ปีที่แล้ว

    Glad I discovered this channel...Informative!

  • @tonyabedmwau398
    @tonyabedmwau398 ปีที่แล้ว

    i like your videos, very educative

  • @gatharajohn1291
    @gatharajohn1291 2 ปีที่แล้ว +3

    From kingori to here

  • @joywambui5748
    @joywambui5748 2 ปีที่แล้ว

    thanks too girl... very helpful indeed!!!

  • @tutoralex4719
    @tutoralex4719 ปีที่แล้ว

    Wise advise

  • @fredricknyakuna2842
    @fredricknyakuna2842 2 ปีที่แล้ว +2

    Thank you so much madam! I wish I meet you earlier! I used to earn 20 k per month and now I'm earning 45 k per month! I'm I don't have any savings, emergency fund. Or insurance! My basic expenditure are rising! So where do I start to a financial freedom journal & come out of poverty

  • @janesassy4497
    @janesassy4497 2 ปีที่แล้ว +1

    Kindly advise on cryptocurrency,is it a worthy investment?thank you for your lessons in matters finance,I have learnt alot from all your videos and I must say I have greatly improved on my financial discipline

  • @kuikamau3945
    @kuikamau3945 ปีที่แล้ว

    Thanks coach for this amazing content. Which is the best way to save for going back to school as an adult? Starting from scratch?

  • @twentythird_
    @twentythird_ 2 ปีที่แล้ว +1

    your doing a good job

  • @Nimo_Ann
    @Nimo_Ann 2 ปีที่แล้ว +2

    Very Nice.

  • @victorbrian9954
    @victorbrian9954 ปีที่แล้ว

    i regret why i didn't know this channel before

  • @QuickFixHQ
    @QuickFixHQ 2 ปีที่แล้ว

    #Money&Sense! .....Yours is #LitContent! ....$$$... Good gal! Keep it up! Wapi hiyo link umesema utaweka? Ama Bado?

  • @wanjikumuragu5113
    @wanjikumuragu5113 2 ปีที่แล้ว

    Very good work my namesake ❤️👏

  • @onyekachilorenz
    @onyekachilorenz ปีที่แล้ว

    Thank you, very much, Ma

  • @juliusnduati6277
    @juliusnduati6277 2 ปีที่แล้ว

    I like the advice on lifestyle crepe and

  • @mosesfabian2185
    @mosesfabian2185 ปีที่แล้ว

    Very very educational ❤️❤️❤️❤️✅✅✅

  • @cikumainone
    @cikumainone 2 ปีที่แล้ว +3

    I was doing so well and then suddenly lost my discipline to a midlife crisis of some sort. YOLO

  • @peterochino5996
    @peterochino5996 2 ปีที่แล้ว

    Doing good girl... Great content

  • @utdforever9236
    @utdforever9236 2 ปีที่แล้ว

    thank you for the wisdom...........you are beautiful

  • @leworlsabi3991
    @leworlsabi3991 ปีที่แล้ว

    Lifestyle creep 😢😢 hatari sana

  • @marydona3821
    @marydona3821 2 ปีที่แล้ว +1

    Thank you Suzan , today is my first time in following you , but I don't regret ,subscribing to your channel ,in fact I thank God I saw your video
    This lesson abt worst financial mistake was all abt me. But I learnt a lot and am willing to adjust cos my dreams overwhelms me.

  • @joshuamwendwa5462
    @joshuamwendwa5462 ปีที่แล้ว

    How about you spend what is left after saving...and spending budget wise

  • @lionesslamb7049
    @lionesslamb7049 2 ปีที่แล้ว +1

    💌

  • @solomonweru8874
    @solomonweru8874 2 ปีที่แล้ว

    Hey Susan,those 5 points are very crucial &important, my question is ...previously you discouraged us of not putting money in saccos if I invest in passive income will It be logical if I put little money in saccos lest in stock exchange &inform my sacco

    • @solomonweru8874
      @solomonweru8874 2 ปีที่แล้ว

      That's before I take a loan as I look for more cash.

  • @agnetahkuya183
    @agnetahkuya183 2 ปีที่แล้ว +1

    So helpful

  • @symongithinji9907
    @symongithinji9907 2 ปีที่แล้ว

    Thanks

  • @danielngugi8789
    @danielngugi8789 2 ปีที่แล้ว

    Akiiiii knowledge will kill you how I like that. Can you be my advisor?

  • @fredricknyakuna2842
    @fredricknyakuna2842 2 ปีที่แล้ว

    Kindly madam Susan how can I get the budget tracker app on my phone so that they can helper in planning my finances? Thank you

  • @felicemwadime9491
    @felicemwadime9491 2 ปีที่แล้ว

    So nice

  • @fredricknyakuna2842
    @fredricknyakuna2842 2 ปีที่แล้ว

    How do I do restructure my financial life

  • @christinemuturi7582
    @christinemuturi7582 2 ปีที่แล้ว +1

    Hey Susan,I need to invest in the CIC mutual funds but am out of the country.How do I go abaut it,all my documents are back home in Kenya.Am sorry this is out of topic but I sent you a text on FB but you didn't respond.

    • @susan.wanjiku_
      @susan.wanjiku_  2 ปีที่แล้ว +2

      Hi Christine,
      You could ask one of your family members to access and scan to you your ID, a copy of your KRA Pin certificate, front page of a Kenyan bank ATM that you use and a passport photo (which can ideally be a selfie). Those are the documents you need to open an account. After that, visit the cic website and get their email address and request them for the application forms of the fund you want. Once you print and fill it in, scan it back to them on email having attached the documents i have mentioned. They should be able to facilitate opening of an account for you.

  • @christinekaptuya7606
    @christinekaptuya7606 2 ปีที่แล้ว

    Quite informative. Thank you Susan

  • @christinekaptuya7606
    @christinekaptuya7606 2 ปีที่แล้ว

    Quite informative. Thank you Susan