Although this may be true for short term personal loans and credit cards its definitely not true in case of bigger loans, such as home loans, which have a significantly higher emi/nmi ratio and longer tenures.
@@epitome6991 Though my political preferences include BJP but I genuinely admire Dhruv because he wants us to be well-aware about all things rather than just spreading political propaganda like Kunal Kamra, Akash Banerjee
@Sagittarius A* You guys talk a lot about YOUR right to freedom and right to choice. But jb doosro ki choice baat aati hai, toh tumko kyu problem hai Tumko koi aur party psand h toh theek h Mujhe koi aur party psand h toh vo bhi theek hona chahiye And main reason jiski vjah se I'm inclined towards BJP because koi aur better alternative nhi h
Thanks a lot Dhruv for teaching us. I was attending one interview in that I have explained business model of banks and interviewer was really impressed with the explanation. All thanks to you for explaining so nicely. Keep doing awesome work.🙌🙌🙌🙌
I want to know the business model of online shopping apps like Amazon, Flipkart etc. Though they sell items at low cost, how they are earning billions of dollars (They also have to give salaries to their employments) Edit--> You finally made. Thank you Dhruv bhaiya 🙏🙏
As a seller on these platforms, I can tell you on every individual deal these sites gets 12 to 25% of listing amount. That means, if there's a product whose price is 1000 rupees on Amazon., Then customer pay 1000, amazon keeps 140-170, then amazon charges Shipping say 100 rupees, and some more charges, so they get around 250-280, seller gets 750.
@@atulcareer let me give u an example, just recently a customer returned a product back which was a router, now after receiving it back, I found it was not working anymore, so there's a thing called Safe-T claim on Amazon, and SPF claim on flipkart, for the same product I got compensation of 161 rupees from Amazon and 546 from flipkart., So in case of amazon that was the loss I have to bear. They have some formula regarding what compensation to give but it would be seller loss in most cases coz they also charge shipping for reverse shipments
Even kid knows what's Facebook and social media business model is 😂😂😂 le m hei bta deta hun Google ki b load nai 😂😂 1. Advertisement 2. Brand Deals 3. Selling ur data to companies i.e. ur Interests, wht u r searching or consuming online so that they can use it to sell products according to ur needs.
Recently in my class the economics lesson "money and credit" has been finished and we learnt that: 1) Bank keeps money of people as deposits and a rate of interest that increases withdrawed amount over time 2) The bank uses deposited money to give loans to people who "need" it (HA! I doubt that Vijay Malya ever needed that loan money) 3) The amount left after all of that economic gymnastics is what the bank earns. 4) The interest rate on loan is larger than interest rate on deposit. Good time for uploading this video Dhruv bhai!
Nivit Mishra oh?... sorry bro I misunderstood the joke LOL. Didn't expect many people in our country to know about the pokemon games (well because the only games Ive heard people talking about are pubg, the new Indian version of pubg, free fire and among us.) Good joke tho, I can be so stupid sometimes LOL.
Satyabrata Giri Yeeeeeeeeeaaaaaaaaa... (I hope now everything I say doesn't start to sound stupid to people despite sometimes having a point just because I'm a kid, but wait, whats so.... surprising in that?)
@Nivit Mishra Sorry, I did get the joke, I just got confused because of that ``Are ja na`` part and thought that you were telling me to go away. I was trying to politely ask if you really meant to be rude or not but sorry if I sounded rude😅 . Good joke tho XD my Pikachu is very excited to zap some Blastoises anyways LMAO
Hi Dhruv, thanks for making these informative videos. We would like if you can make a video on Business Model of big IT companies in India which play a significant role in uplifting our economy.
Most times strategies works when well applied, In the past I use to have serious phobia for trade because I don't want to lose all my money but I'm very profitable and it has become my best passive income from the first time I bought my house through trade and not salary
Wow so so informative I m addicted to Dhruv bhai ❤❤❤❤ Never heard about you till feb23. I m hearing 4-5 vides daily now to catch up with all your previous videos asap
Well done Dhruv... You have made such a complex issue so easy to understand for a layman.... Your masterly grasp on varied complex issues, at such a young age, is truly commendable... Continue the good work... Best wishes...👍👍👍
I start my career from ICICI bank but never think this deep about banking sector. Nice video Dhruv sir, hatsoff to your team. Now I am Manager in different sector.
@@santanu7849 I got the job on the basis of mental maths, communication skills, good knowledge of numbers and accounts, not on the basis of how much money a person needs to open a bank. So please it would be better for you to stop judging people with your tiny mind. This is my space I didn't allow you to read my comment and react. Do your own analysis and react individually.
Dhruv, you missed a point about how most of the banks in developed countries works, which is different from our traditional banking model. They maintain CRR and liquidity ratio from deposit and invest the remaining in different kinds of assets and markets. They donot gives loan from this money. The loans they lends are actually, newly generated money in the market. This is called credit creation and the fun part is this increase GDP.😅
well explained 👏 👌..good work dhruv sir..keep it up..i am a student and those educational videos really helps to understand how such things work..❤❤❤❤❤
I would like to know about how an entire country is categorized as rich or poor...sometimes I hear that gpd is an important category....but Luxembourg is said to be the richest although USA has the highest gdp.. It would be very helpful if you clear the entire concept of a country's financial state.
Bro it is a term called gdp per capita which means how much money each person has. On the other hand gdp is the total money the government gets and if the population is high then tax taken will be high as well. But in India the gdp is high but gdp per capita is less thus every person has less money thus he can't be living in a good condition because he doesn't have much money. Like in Luxembourg each person has a good amount of money thus each person can have a good living hence gdp is the money government makes by different things mainly tax and gdp per capita is money each person has and if country has high amount of gdp per capita then the country is that's why India may be high in gdp due to population but still india is a very poor county.
Per capita income is a better Indicator to judge the individual wealth in an economy.....GDP is the measure of total goods and services produced within the country's boundary.....
Ap bade samdar tarikese samjha te ho ,, 1:18 me ap bola , a person 100 rs jama karta he bank me , or bank kisi dusre ko , lone deta he ,,tabhi. Mere man me sawal Aya , jab bank lone dia he usi time , a person ka widral karna he 100 rs tab kya hoga , ❤️ ap turant , samjha Diya explain karke ❤️❤️👍👍 bahat ache tarike se
Hello Dhruv.. I hope you are doing well with your health and life. I really want to request you to make a video on manufacturing industry condition in India and if possible please give us a glimpse on how india can do better by boosting our manufacturing industries by not only diverting/focussing only on IT sector. Help us know big players on steel, aluminum, copper and textile manufacturing industries. Thank you for all these.. You really doing a great job brother. 😊
Yes this a very good point and deserves some attention. Also highlight about the stereotypes that people have about workers in service or manufacturing sector and about thier job insecurities. The IT sector is highly overrated and manufacturing is so underrated
This video was the most required as I had many doubts regarding banks and got them cleared I request you to publish the next episode of the Business Model Series on how politicians earn their revenue
Dear Mr.Dhruv Rathee, Congratulations for your fantastic presentation on the subject of Economy / Model of Banks. It takes a huge effort to prepare a content with in-Depth analysis with micro level data. Mr.Rathee you had done an excellent job on this content. Mr.Rathee , Now that we are likely to have state level elections in the Biggest and Largest democracy of the world in 5 Different states and followed by more elections, This may probably be the right time for your good self to make a content on EVM Machines used for elections. What kind of Physics is Involved in making of EVM's. Why many countries across the world have banned usage of EVM. Are EVM really so sophisticated machines to be termed as Tamper Proof or Hack Proof. 90 % of the public may not be aware of its methodologies and what goes into it and where are the other Important ancillary parts are manufactured. What are the pros and cons of EVM. Hope as usual you will present a content on EVM in a very professional and in-Depth micro Details on its functionality. Thanks & Regards.
Thank you dhruv sir for increasing my knowledge. You and your team are making great efforts to educate kids, housewives and many people who are not able to go to universities. Please keep up the good work. Thank you so much.
@@raghuveerprabhu I am talking about his informative vedios in general. Not only about this vedio in perticular..... If you are also capable like dhruv you can also make informative vedio. I will subscribe to ur channel then.
editing, content, and knowledge beyond any media or television channels, In hindi language be it social media or television your content quality is unmatched specially in Hindi.
Love u bheya app ka video dekhene se mene film dekhna chhodiya chalo kuch to knowledge gain hua Mereko bahat bahat dhanyabad appko hamara gk badhana keliye
Dear Dhruv Sir makes videos on : 1) US-China tensions 2) Politics vs. Economics of Climate Change 3) The failure of U.S. policy toward Iran,Iraq & Syria 4) India-China border disputes 5) The new “Axis of Evil”- Iran, North Korea, Venezuela & Syria 6) Universal Basic Income (UBI) 7) China-Taiwan issue 8) Consequences of climate change 9) Russia's supremacy in the Arctic Ocean 10) World War l & ll 11) Cold War
Dhruv! Thanks for the videos..Business model of UPI apps like paytm gpay phone pe etc is something i am eagerly looking forward to♥️♥️hope to see that soon
Being a long time customer of SBI, I personally feel that SBI provides poor customer services. I see frequent server downtime, UPI failures, slow apps and rude behaviour by the staff. The private bank such as ICICI are prompt to solve issues of customers and online services are pretty much sufficient for all banking needs.
2.25 lakh employees Handling 46Cr customer base and numerous govt transactions. Approximately 2045 Customers per staff. Talking is easier than doing. You don't know what SBI staffs are going through. Govt is asking to minimise staff salary. Whereas Is private banks More staffs with less customer base. Moreover whenever u visit a private bank they'll Compel u to either purchase an insurance or Invest sth in their cross selling areas. They Charge approx 3% higher for every type of loans. Proud to be customer of Govt & Biggest Bank of India👍
i would like to warn the viewer as you may end up with conclusion that HDFC is better than SBI because in this video we did not discussed the social and economical effect of govt owned bank without which it is impossible to bring huge population under banking system especially lower income group that doesnt mean that any thing bad about private bank , but both govt and pvt bank or companies are essential for todays india
A great thanks sir for making such informative and authentic videos. Thanks too for increasing our knowledge on various topics. Thanks too again for making us feel confident with a lot more knowledge.
Hey Dhruv tq on the Video. Pls let your viewers know the diff b/w private and PSU banks. Does any knows what is rural area service , mudra loans to poor entrepreneurs , education loans to nil income students, low pension customers, govt related services ( pmsby/pmjjby/apy/sukanya/kvp) etc, and mainly PMJDY ,and the list continues. WE AS A PSU banker spent our 80-90% of our time to serve these poor/economically weaker section people and how can any one talk about profit of a Nationalised Bank. There are more than 200 Crore accounts in PSU'S AND THERE IS A LESS THAN 20 CRORE accounts in private banks. In what way can we expect profit.
People now blindly trust in govt banks, with the thought that at least their principal will be safe. No comparison with pvt banks. Especially since due to internet banking there is now no need to visit the banks, then what other advantage does pvt bank offers other than a miniscule more, ℅ in interest rate
I always wish to open TH-cam and see latest video uploaded by dhruv so i can enjoy video while having my dinner 😸 because, this is the only Content on TH-cam i can trust and watch in full volume on dinning table with family members 😸😂 Baki ke youtuber to suruwat hi bhayanak gaali se karte hai 😀
Yes his video on this channel is good and informative. He has a vlog channel too as Dhruv Rathee Vlog, may be you know it, if not just check it out, he explores different countries together with his Wife Juli on that channel.
Very informative video. Thanks for all the information as always in every video. Would love to watch a business mode of Uber and how transportation industry works!
Well explained, HDFC TPP income is quite higher. HDFC Bank does window dressing, that's why there is huge difference in share Base share price rate of HDFC Bank 1/- whereas BR of SBI is 10/- HDFC Bank share rate is 1650 against base price of 1/- And SBI share price rate is 800 against base price of 10/- Means almost 20 times more
Dhruv Rathee.....🔥🔥🔥 U r always amezing person....plz sikhao logo ko ki, there is no shortcut to earn money...like jese india me lakho paisa lagaya play store(Google) me ak application (software)... SSE WIND me ..sab barbad ho gaya....vdo bnao plz logo ko samjhao
"Don't Learn Politics From Religious Person
And Never learn Religion from Politicians"
Wow what a line 👍👍
Nice. But not so good.
Wow
Sahi Khaha aapne big fan of you
@Abin Thomas you never got a heart
as a commerce student, I never understand how banks works in India but this man explain in much easy way
11 standard business studies....
Toh phir commerce leke kya fayda. Mujhe toh yeh sab pahele se pata tha.
@@sddemit 🤣🤣
then you should leave commerce
A bank is a place that will lend you money if you can prove that you don’t need it😀
This is true about credit card loan only..
Ahh that's a reality 🌝
Although this may be true for short term personal loans and credit cards its definitely not true in case of bigger loans, such as home loans, which have a significantly higher emi/nmi ratio and longer tenures.
@Abin Thomas gvv
Sahi se paise lekar wapas karo. Har koi bank dega.
Love from Pakistan🇵🇰 💞❤️ for Dhruv Sahab 💞💞
Even if I already knew the content you talk about, I still listen to you to understand well from your mouth. Thanks Dhuruv.
@Sagittarius A* Dude you got him!!🤣🤣
@@raghuveerprabhu who is Vella?
Dhruv?
He's earning money dude! N that's not called Vella!😅🤣
@@raghuveerprabhu And your mindset is called *Andhbhakti*
🤣🤣
@@priyadsilva4582 He didn't called Dhruv "Vella"
He said to the person of this comment section
Maybe you should use your brain rather than emotions
@@raghuveerprabhu Finally found a guy who is saying himself an Andhbhakt.
Wow very rare 😣🤣
Note - I am not a Muslim....
Thanks
Thanks a lot, Shubha, I appreciate it!
❤
4499kya hai
Ya kia hai
@@CreatorRstory he donated 4499 to him for his work. youtube ka feature hy
Yes you are right, Piyush Jain can open a private bank. He has around 257 crores in cash till now.
And also a lot of property across the country, hatred and different places.
Hmm👍😂
Bro yeto half hua bass. 500cr chahiye
But you aren't allowed to open a bank in prison
I am in 10th and was confused in the economics topic
He explained it very well
THanks
This topic is also on 12th economics
@@mdumarsaifi5135you are in cbse
@hemangrattra9313 you are in icse
money and credit :(
Dhruv really helps in improving mindset which seems to be best kind of influencer to me
Everyone knows. He is to every knowledge gainer 😒
@rock yes I agree with and i hate those people who troll dhruv on Instagram I mean dhruv is educating us so much man
@@epitome6991 Though my political preferences include BJP but I genuinely admire Dhruv because he wants us to be well-aware about all things rather than just spreading political propaganda like Kunal Kamra, Akash Banerjee
@Sagittarius A* Bhai usne pehle hi ke diya ki wo BJP ko prefer karta hai!! Kya expect kar sakte ho isse zyada!?? 😑😑
@Sagittarius A* You guys talk a lot about YOUR right to freedom and right to choice. But jb doosro ki choice baat aati hai, toh tumko kyu problem hai
Tumko koi aur party psand h toh theek h
Mujhe koi aur party psand h toh vo bhi theek hona chahiye
And main reason jiski vjah se I'm inclined towards BJP because koi aur better alternative nhi h
I would like to know the business model of e-commerce websites like Amazon, Flipkart, etc.
Go to a channel named "pranjal kamra"
They take a cut from the products sold. Suppose some one is selling a watch for 100rs , amazon will take 2-5 Rs from them .
I am a commerce student and i know this process really well and i must say you did a great job explaining.
Oh really 😒😒😒😒
@Abin Thomas bro why are you spamming the same comment everywhere?
Fuxk commerce....only science can save humanity
@@free-radical6341 Okay 🙂
@@free-radical6341 I have assigned you three science questions. Go complete your task. Else I will give you a back in your paper.
Thanks a lot Dhruv for teaching us.
I was attending one interview in that I have explained business model of banks and interviewer was really impressed with the explanation.
All thanks to you for explaining so nicely.
Keep doing awesome work.🙌🙌🙌🙌
11:16 the moment when he giggles by saying "To dekhlo Zara aapke paas bhi kahi 500 crore rakhe hue tho aap bhi jaake try out kar sakte ho"😂😂
I want to know the business model of online shopping apps like Amazon, Flipkart etc. Though they sell items at low cost, how they are earning billions of dollars (They also have to give salaries to their employments)
Edit--> You finally made. Thank you Dhruv bhaiya 🙏🙏
Yes
As a seller on these platforms, I can tell you on every individual deal these sites gets 12 to 25% of listing amount. That means, if there's a product whose price is 1000 rupees on Amazon., Then customer pay 1000, amazon keeps 140-170, then amazon charges Shipping say 100 rupees, and some more charges, so they get around 250-280, seller gets 750.
@@aayushsharma1581 thanks and who bear the loss of return..seller or Amazon or Both.
@@atulcareer let me give u an example, just recently a customer returned a product back which was a router, now after receiving it back, I found it was not working anymore, so there's a thing called Safe-T claim on Amazon, and SPF claim on flipkart, for the same product I got compensation of 161 rupees from Amazon and 546 from flipkart., So in case of amazon that was the loss I have to bear. They have some formula regarding what compensation to give but it would be seller loss in most cases coz they also charge shipping for reverse shipments
@@aayushsharma1581 😯
We want business model of Facebook and other social media's 🙏🙏🙏🤩
Advertisement
These are just thugs. Only telegram and signal are great.
- By an IITian 😂
"Senator we run ads"
-Mark Zuckerberg
Even kid knows what's Facebook and social media business model is 😂😂😂 le m hei bta deta hun Google ki b load nai 😂😂
1. Advertisement
2. Brand Deals
3. Selling ur data to companies i.e. ur Interests, wht u r searching or consuming online so that they can use it to sell products according to ur needs.
Turn people attention 👀
Mashallah superb jankari di bhai best 👌👌👌👌👌👍
Last month I subscribed this channel now I am addicted to it ...! What a valuable information ☺️
same
Yah channel apko andbhakt se deshbhakt bana dega
@Filthy Uncivillised terror Republic of porkistan go from here holycrap
Wow
@Sagittarius A* nhi ab time ho gya lekin comment abhi karna start kiya hai
Bht hi simple way me samjhaya aapne...dhruv rathee is a largest platform to learn any topic...thank u sir
Sooo happy to see you entering Financial & Economical world ! Business Models, Advertising, Publicity and many more !
We love you dhruv bhai itna acha samjha te ho Kam pada likha insaan bhi ache se samajh jata❤❤
Recently in my class the economics lesson "money and credit" has been finished and we learnt that:
1) Bank keeps money of people as deposits and a rate of interest that increases withdrawed amount over time
2) The bank uses deposited money to give loans to people who "need" it (HA! I doubt that Vijay Malya ever needed that loan money)
3) The amount left after all of that economic gymnastics is what the bank earns.
4) The interest rate on loan is larger than interest rate on deposit.
Good time for uploading this video Dhruv bhai!
@Nivit Mishra wait... what? What problem do you have with me commenting here...?
U r in class 10?
Nivit Mishra oh?... sorry bro I misunderstood the joke LOL. Didn't expect many people in our country to know about the pokemon games (well because the only games Ive heard people talking about are pubg, the new Indian version of pubg, free fire and among us.) Good joke tho, I can be so stupid sometimes LOL.
Satyabrata Giri Yeeeeeeeeeaaaaaaaaa... (I hope now everything I say doesn't start to sound stupid to people despite sometimes having a point just because I'm a kid, but wait, whats so.... surprising in that?)
@Nivit Mishra Sorry, I did get the joke, I just got confused because of that ``Are ja na`` part and thought that you were telling me to go away. I was trying to politely ask if you really meant to be rude or not but sorry if I sounded rude😅 . Good joke tho XD my Pikachu is very excited to zap some Blastoises anyways LMAO
You are really hardworking. Videos like these requires really Information and editing yet you always post New video in 2days.
Thank You
Hi Dhruv, thanks for making these informative videos. We would like if you can make a video on Business Model of big IT companies in India which play a significant role in uplifting our economy.
Very imp topic to cover
Examples
Yes
+1
Needed
Most times strategies works when well applied, In the past I use to have serious phobia for trade because I don't want to lose all my money but I'm very profitable and it has become my best passive income from the first time I bought my house through trade and not salary
Trading without any guide is so risky you need to get a good mentor like willem strategy to guide your trades
he's mostly on Telegrams, using the user name
@willemstrategy THAT IS HIS USER NAME
Spammer
I want to know the business model of “Whatsapp”, “Twitter”
Ad
Me also
Ad revenue, prmotional Tweets, etc..
Whatsapp par koi ads nhi aate hai 🙄
@@vinay4083 whatsApp business hota hai aur uska Subscription bhi hota hai
One other major difference between Public Sector Banks and Private Banks is that loans and services are more costly in Private banks
Thank you Dhruv Sir
For explaining in simple language
Next Business Model I would suggest for Insurance Business
Wow so so informative
I m addicted to Dhruv bhai ❤❤❤❤
Never heard about you till feb23. I m hearing 4-5 vides daily now to catch up with all your previous videos asap
This Business model series is becoming my favourite. 🔥
You have changed some of my thinking and brought lots of knowledge. I would like to say pls do not stop this job ever. It indeed helps us
I Feel proud to be a part of public sector Bank💪
Which bank?
@@srttechworld3374 sbi
Gajab bat bataya Guru 👍👍👍👍
Well done Dhruv... You have made such a complex issue so easy to understand for a layman.... Your masterly grasp on varied complex issues, at such a young age, is truly commendable... Continue the good work... Best wishes...👍👍👍
Just by watching Dhruv’s videos, many people are getting educated and aware !
Great 👍 job Dhruv!
I start my career from ICICI bank but never think this deep about banking sector. Nice video Dhruv sir, hatsoff to your team. Now I am Manager in different sector.
I was part of icici top 100 management team. Jara Mera reply padlo, thoda aur enlighten ho jaogi.
Checkout "fractional reserve banking system scam.!" It's Rothschild monetary policy.
Shame on you… 🤣🤣🤣
How did she got the job? This is like basic information of banks
@@santanu7849 I got the job on the basis of mental maths, communication skills, good knowledge of numbers and accounts, not on the basis of how much money a person needs to open a bank. So please it would be better for you to stop judging people with your tiny mind. This is my space I didn't allow you to read my comment and react. Do your own analysis and react individually.
I have no words to say about you . Dhruv Sir, you are amazing.
How hard you do bro to maintain the standards of your videos!!! And I love that... God bless you keep going up never settle 🙌🚀🚀🚀
Dhruv, you missed a point about how most of the banks in developed countries works, which is different from our traditional banking model. They maintain CRR and liquidity ratio from deposit and invest the remaining in different kinds of assets and markets. They donot gives loan from this money. The loans they lends are actually, newly generated money in the market. This is called credit creation and the fun part is this increase GDP.😅
Topic for next one- How stock markets and money markets function?
Great video!!
Ye video dekh ke hame samjh me aa gaya konse bank me account open karana better rahega and safe ❤️🔥❤️🔥
well explained 👏 👌..good work dhruv sir..keep it up..i am a student and those educational videos really helps to understand how such things work..❤❤❤❤❤
I would like to know about how an entire country is categorized as rich or poor...sometimes I hear that gpd is an important category....but Luxembourg is said to be the richest although USA has the highest gdp..
It would be very helpful if you clear the entire concept of a country's financial state.
+1
Bro it is a term called gdp per capita which means how much money each person has. On the other hand gdp is the total money the government gets and if the population is high then tax taken will be high as well. But in India the gdp is high but gdp per capita is less thus every person has less money thus he can't be living in a good condition because he doesn't have much money. Like in Luxembourg each person has a good amount of money thus each person can have a good living hence gdp is the money government makes by different things mainly tax and gdp per capita is money each person has and if country has high amount of gdp per capita then the country is that's why India may be high in gdp due to population but still india is a very poor county.
Per capita income is a better Indicator to judge the individual wealth in an economy.....GDP is the measure of total goods and services produced within the country's boundary.....
There is something called GDP Per Capita
@@naysachaudharyaloo2186 GDP is not the total money the government gets. GDP total valuation of all the goods and services produced in the country
The reality of banks👌🏻 Greetings from Scotland 😊 Have a wonderful day everyone 🌻 Stay blessed Merry Christmas, Dhruv and Juli. Happy New year 💖
1subscriber
Thank you. Love you ❤❤
*HAPPY NEW YEAR 2022 (IN ADVANCE) TO YOU AND YOUR FAMILY*
Your videos always give me extra knowledges ❤.
I always wondered about the system and earning of the banks. This video cleared all of my doubts
I really loved this series .....being a commerce student it really helps , hoping for some more interesting videos on business models .
Ap bade samdar tarikese samjha te ho ,, 1:18 me ap bola , a person 100 rs jama karta he bank me , or bank kisi dusre ko , lone deta he ,,tabhi. Mere man me sawal Aya , jab bank lone dia he usi time , a person ka widral karna he 100 rs tab kya hoga , ❤️ ap turant , samjha Diya explain karke ❤️❤️👍👍 bahat ache tarike se
Amazing content as usual 😊 Greetings from Scotland 😊 Have a wonderful day everyone 🌻 Happy new year🎄
Hello Dhruv.. I hope you are doing well with your health and life. I really want to request you to make a video on manufacturing industry condition in India and if possible please give us a glimpse on how india can do better by boosting our manufacturing industries by not only diverting/focussing only on IT sector.
Help us know big players on steel, aluminum, copper and textile manufacturing industries.
Thank you for all these.. You really doing a great job brother. 😊
Yes this a very good point and deserves some attention. Also highlight about the stereotypes that people have about workers in service or manufacturing sector and about thier job insecurities. The IT sector is highly overrated and manufacturing is so underrated
This video was the most required as I had many doubts regarding banks and got them cleared
I request you to publish the next episode of the Business Model Series on how politicians earn their revenue
Thanks Bhai this video is related our economic chapter banking class 12th 😊
11:16 😂😂😂😂😂😂😂
I paused the video to especially appreciate this joke......😂😂😂😂
Great video by the way....😉😉😉🤩🤩🤩
Mr. Piyush Jain😂😂
Dear Mr.Dhruv Rathee, Congratulations for your fantastic presentation on the subject of Economy / Model of Banks. It takes a huge effort to prepare a content with in-Depth analysis with micro level data. Mr.Rathee you had done an excellent job on this content. Mr.Rathee , Now that we are likely to have state level elections in the Biggest and Largest democracy of the world in 5 Different states and followed by more elections, This may probably be the right time for your good self to make a content on EVM Machines used for elections. What kind of Physics is Involved in making of EVM's. Why many countries across the world have banned usage of EVM. Are EVM really so sophisticated machines to be termed as Tamper Proof or Hack Proof. 90 % of the public may not be aware of its methodologies and what goes into it and where are the other Important ancillary parts are manufactured. What are the pros and cons of EVM. Hope as usual you will present a content on EVM in a very professional and in-Depth micro Details on its functionality. Thanks & Regards.
yes it will really be NICE
Yeah
Thank you dhruv sir for increasing my knowledge. You and your team are making great efforts to educate kids, housewives and many people who are not able to go to universities. Please keep up the good work. Thank you so much.
@@raghuveerprabhu I am talking about his informative vedios in general. Not only about this vedio in perticular..... If you are also capable like dhruv you can also make informative vedio. I will subscribe to ur channel then.
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Thanks for explaining it as simply as possible.
"Money in the bank is like toothpaste in the tube. Easy to take out hard to put back"
_Earl Wilson
Correct totally Agree public Money Is Always In Risk
@Abin Thomas bachhe jaa jaake apni mummy se 5/- le aur toffee khaa jaake. Aaj bahut mehnat kar li hai spam karke.
@Abin Thomas bruh you're cringe af
editing, content, and knowledge beyond any media or television channels, In hindi language be it social media or television your content quality is unmatched specially in Hindi.
You have to make a video on current situation of resident doctors & medical counseling please.
@Abin ThomasBe polite to everyone....Abin
Lagegi Aag to aaenge kaise zad me yahan par sirf hamara Makan thodi hai.
Love u bheya app ka video dekhene se mene film dekhna chhodiya chalo kuch to knowledge gain hua Mereko bahat bahat dhanyabad appko hamara gk badhana keliye
Thank u so much sir for improving our knowledge in every important field ❣️
@@crickhit7213 ??
@@crickhit7213 bro don't mind but not everyone is interested in cricket 🏏🙂
@Abin Thomas arey dont spam this everywhere
@Abin Thomas why are you spamming this everywhere
@@crickhit7213 tf 🤣
I already know how bank earn money because I have learnt this in 10 class SST chapter named MONEY AND CREDIT 😎
yupp!!
Me. 2
Same here 😁
But loved that comparison btw hdfc and SBI
Kuch new mila🙃
Same bro 😎😎
Thank you very much for a well explained banking video 🙏👍
Sir your videos are very informative. Please provide this types of educational videos.
Dear Dhruv Sir makes videos on :
1) US-China tensions
2) Politics vs. Economics of Climate Change
3) The failure of U.S. policy toward Iran,Iraq & Syria
4) India-China border disputes
5) The new “Axis of Evil”- Iran, North Korea, Venezuela & Syria
6) Universal Basic Income (UBI)
7) China-Taiwan issue
8) Consequences of climate change
9) Russia's supremacy in the Arctic Ocean
10) World War l & ll
11) Cold War
Yes I want too
Really appreciate your work please continue with business models ... And really good editing enhancement since last videos
Dhruv! Thanks for the videos..Business model of UPI apps like paytm gpay phone pe etc is something i am eagerly looking forward to♥️♥️hope to see that soon
Thank you so much sir😊😊😊 after watching this video, clearly understand this concept
He is such a gem 💎 in this TH-cam platform 💯
I like how he gives knowledge with some humour. 👍
Dhruv sir u r my favourite teacher. ❤️❤️
Thank you so much sir for this information
Love from nepal ❤️
You could explain the business model of application of playstore Or Applestore, how do they gain profit? Who can build apps, etc.
That's fantastic. Would like to know business model of OTT platforms. Thanks !
Yes please
Being a long time customer of SBI, I personally feel that SBI provides poor customer services.
I see frequent server downtime, UPI failures, slow apps and rude behaviour by the staff. The private bank such as ICICI are prompt to solve issues of customers and online services are pretty much sufficient for all banking needs.
Yes 👍🏻
2.25 lakh employees Handling 46Cr customer base and numerous govt transactions. Approximately 2045 Customers per staff. Talking is easier than doing. You don't know what SBI staffs are going through. Govt is asking to minimise staff salary. Whereas Is private banks More staffs with less customer base. Moreover whenever u visit a private bank they'll Compel u to either purchase an insurance or Invest sth in their cross selling areas. They Charge approx 3% higher for every type of loans.
Proud to be customer of Govt & Biggest Bank of India👍
Bhai banking ke baare me saari jaankari provide kardo interesting topic hai 😍
Appreciate his efforts
@@crickhit7213 dravid
A big thank you for increasing our knowledge with valid points, reasons, clarification... U r the best youtu.ber in town now...
Money heist... 🤑🤑
i would like to warn the viewer as you may end up with conclusion that HDFC is better than SBI because in this video we did not discussed the social and economical effect of govt owned bank without which it is impossible to bring huge population under banking system especially lower income group that doesnt mean that any thing bad about private bank , but both govt and pvt bank or companies are essential for todays india
Woww what a video❤🎉🎉 Please sir make more videos on banks🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Anticipating forward to see a detailed video.
A great thanks sir for making such informative and authentic videos.
Thanks too for increasing our knowledge on various topics.
Thanks too again for making us feel confident with a lot more knowledge.
Your videos are very informative and we learn a lot from them thank you for that ❤️❤️
Who watching in 2024...😅
😂
Bh
500 CR😂😂 hai??
I wish everyone that you would be able to open a bank one day 🤣🤣
Thank you so much Dhruv for such content 😍
*_The quality of this man's content is at such a high level , so consistently been best youtuber in the world right now_* ❣🥰🤗
Spammer
Great video Dhruv 👍. Do you have a video on Islamic Banking? How do they make money? How they avoid interest?
Thank you so much sir... You have selected a most important topic ...we really need to know about that... Such a great explanation.. Keep it up..
Hey Dhruv tq on the Video. Pls let your viewers know the diff b/w private and PSU banks. Does any knows what is rural area service , mudra loans to poor entrepreneurs , education loans to nil income students, low pension customers, govt related services ( pmsby/pmjjby/apy/sukanya/kvp) etc, and mainly PMJDY ,and the list continues. WE AS A PSU banker spent our 80-90% of our time to serve these poor/economically weaker section people and how can any one talk about profit of a Nationalised Bank.
There are more than 200 Crore accounts in PSU'S AND THERE IS A LESS THAN 20 CRORE accounts in private banks. In what way can we expect profit.
Good thoughts
People now blindly trust in govt banks, with the thought that at least their principal will be safe. No comparison with pvt banks.
Especially since due to internet banking there is now no need to visit the banks, then what other advantage does pvt bank offers other than a miniscule more, ℅ in interest rate
I always wish to open TH-cam and see latest video uploaded by dhruv so i can enjoy video while having my dinner 😸 because, this is the only Content on TH-cam i can trust and watch in full volume on dinning table with family members 😸😂
Baki ke youtuber to suruwat hi bhayanak gaali se karte hai 😀
Yes his video on this channel is good and informative. He has a vlog channel too as Dhruv Rathee Vlog, may be you know it, if not just check it out, he explores different countries together with his Wife Juli on that channel.
Thank you so much dhruv.....
You share all issues that I had search
Honestly we need more SBI's than HDFC's
THANKS FOR ANSWERING THIS DAMN IMPORTANT QUESTION 🙏🙌
Very informative video. Thanks for all the information as always in every video. Would love to watch a business mode of Uber and how transportation industry works!
Well explained, HDFC TPP income is quite higher.
HDFC Bank does window dressing, that's why there is huge difference in share
Base share price rate of HDFC Bank 1/- whereas BR of SBI is 10/-
HDFC Bank share rate is 1650 against base price of 1/-
And SBI share price rate is 800 against base price of 10/-
Means almost 20 times more
I would like to suggest you to make a video on the business model of "CRED or PAYTM"
as both are loss- making companies and can it sustain in future
We want a video on how gk as a subject has become a source of depression for competitive exams aspirants 😑
very informative. I learned about these ratios in my high school. It was not interesting then but it is interesting now.
Dhruv Rathee.....🔥🔥🔥 U r always amezing person....plz sikhao logo ko ki, there is no shortcut to earn money...like jese india me lakho paisa lagaya play store(Google) me ak application (software)... SSE WIND me ..sab barbad ho gaya....vdo bnao plz logo ko samjhao
Thanks for yet another educational video..Keep going 👏