Bajaj finance ..is the worst bank, because after one EMI failed, they reached home within 4 days & harassment family like anything .. They did not follow the RBI guidelines.
O bhai ye gyan kisi aur ko dena ki politeness m bolte ho sb battmeeji krte hen aur koi bhi RBI ki guidelines nhi mante.....gali galoj dhamki sb krte ho tum....
Bhai koi sa hoo chaahe NBFC ho ya direct BANK se liya huva loan ho. Dono hi same procedure follow karte hai. Maine apni problem writting mai bank or nbfc ko mail Kiya tha par koi fayada nahi huva. Ulta contact list pe call start kardi.
Sir mai recovery agent nhi hoon mai banker hoon aur insan hoon kind hearted hona insan ki acchai hai..aur bank ke rules bhi yehi kehte hai ki aap customer se kind hearted hi rahe.. problem unse hai jo kind hearted nhi hai
Salona jee, Aap jo kah rahe bilkul galt kah rahe ho. Book rule ke according you are right. But practically situation is very different. Chhote mote customer ko torcher kiya jata hai isliye nahin ki loan wapas lena hai bas staff apne apne target ke liye torcher karate ho...
Ager kuch preshani ke. Karan emi nahi chukaya aur bank se request kya ki 48 emi dechuka hun top up kar preshani aachuki hai waise halat men bank top-up nahi karta hai aur do tin emi bounce kar jata hai to customer kya kare
I am suffering same situation from 3 months . My emi's are going to bounce continuously. I have multiple loans from bank and nbfc . they are calling for recovery but not torchering. Finally I thank you both heartily for giving us such knowledge..
Sab chor hai, mile huye hai... example...Gutkha ban ho gaya Aisa gov ne bola are bhai Jake dekho har political party ko kitnaa fund milta hai in logo se... Vijay malya nirav Modi ka kya hua ? Unhone santh ganth bandh kar full plan karke gayab ho Gaye bhai ! Kuch din news chali aur khatam.... point is ki ye Bhai sab Jo kehte hai na politeness etc Aisa kuch nahi hota jab aap dehi nahi sakte Aisa jab bank ko Lage halake wo sab kuch try karte hai recovery ke liye tab Jake baat settlement pe ATI hai..waise nahi ati ki ap bank me jao aur ho gaya
Sab chor hai, mile huye hai... example...Gutkha ban ho gaya Aisa gov ne bola are bhai Jake dekho har political party ko kitnaa fund milta hai in logo se... Vijay malya nirav Modi ka kya hua ? Unhone santh ganth bandh kar full plan karke gayab ho Gaye bhai ! Kuch din news chali aur khatam.... point is ki ye Bhai sab Jo kehte hai na politeness etc Aisa kuch nahi hota jab aap dehi nahi sakte Aisa jab bank ko Lage halake wo sab kuch try karte hai recovery ke liye tab Jake baat settlement pe ATI hai..waise nahi ati ki ap bank me jao aur ho gaya
That brown blazer guy doing podcast I am sure dam he is definitely a goon he is just showing his good side I can assure you he and his team would have never followed any guidelines if RBI just harnessed some people I am so sure. Defaultingz is not a habit it’s a situation and circumstances for which where conditions changes and people cannot control. Now just do the same with big business man instead with common man RBI guidelines also won’t work
Yes no 3rd party recovery is following RBI guidelines also if you file a police complaint against them the police officer will say why you are not paying the outstanding it's your fault
No sir I am not goon.. It's so disheartening for me too that still people facing bad experiences by bankers..and do trust me I never ever breached any rbi guidelines specially which can hurt people's sentiments in my entire career.
@@salonasingh123 sorry sir if I said something wrong but I have deeply seen and experienced I know you may not but your team and colleagues must have. Thanks and have a nice day
Sir Mai jb loAn liya tha us time conditions shi tha bt after1 year Mere family me achanak se 1 month me aisi problm ayi ki spouse (operations)aur meri (dengu )job chhut gyi Bt jbtk huaa pay kiya bt ek loan ko pay krne k chkkr me aur karj ho gya 6-7 month bad jakr ab ek hi options h mere pass settlement kr rha hu ek ek loan krk bcoz akela job kr tha hu spouse working ni h father mother 65 age koi na koi problm aa jati h tabiyat khrab chl rhi h Mai chahta hu pay krna bt recovery wale sunte ni h Jb bi what’s app pe msg ata h rply krta hu Bt meri problm ni smjhte h ulta bolte h Isliye ek ek loan krk settlement kr tha hu NESL- se msg aa rha h Please koi advise dijiye
Loan 2 type ke hote hai 1 secure loan dusra unsecured loan. Secure loan hai wo to dena hi dena hai. But jo unsecure loan hai usme koi kuch nahi kar sakta hai.
Hello sir aap ka video bahot. Aacha laga . Maine bhi Ghar banane ke liye pl loan liya kuch bank se kuch nbsc se or bich Mai job los hone ke karan account npa ho gaya or customer care vale to itna prResan kr diya ki kuch samjh nahi aa raha ki kya karu.abhi kuch din pahle duari job lagi sallery kam hai but loan mujhe Dena hai but man mai ye samjh nahi aara ki emi bharu ki saattelment karu. Fir nsb ke call .aane lage saattelment kr lo to ek ek kr setelment kr rha hu.
Ye bank wale loan nhi dete hai bina itr ya income proof ke gairib ke pas ye kaha hoga some students ke pas ye sab kaha hoga to paise ki need ke liye app se lon ke liye sochta hai
Sir mera saikal ka dukan tha mere dukan me los hoga to me pmry kalon aklakh pas krwaya bank mujhe pahla kist bishjar diya oske bad dusra kist diya hi nahi jiske wjah se mera dukan band hogya ab bank rkawri ke liye pare san krta hai me kya krun
Itna se itna shikh lo. jo pyar se bat krte hai use pyar bta kro aur go gali caloch se krte hai uska recoding kr lo aur jo kanun ki bat kre use rbi ka kanun batao jo samjh vahi like kro .
Sir agr customer ka account npa ho gya or bad m customer bank ka Pura payment pay kr deta h to kya uske account se npa hat jayega and uska civil shi ho jayega
Sir, mine HL was in npa last 3m back n I paid 4emi in single month, n June n July ka emi still pending hi.So collection guys is telling still you are in npa mode. Given to collection vendor for recovery. In cibil two HL reflecting. How it is..?? Am confused plz suggest
Agar apka loan ek bar NPA tagged ho gya phir jab tak total pending emi aap pay nhi karoge tab tak wo NPA hi rahega..aur agar cibil pe 2 HL dikh rha hai to CIBIL ko rectification ki mail kijiye
nice to share but aapke guest jo bhi hai wo bhi same banker ki tarah accept nahi kar rhe hain ki bankers third party hire karke pareshaan karte hain aur wo karenge bhi nahi kabhi accept, yahi practice hai sare bankers ki even NBFC's ki bhi. cases etne aa rhe hai sare rumours nahi ho sakte na?? ask yourself please.
Sar Maine Mane Bahu se loan liya tha aur mera sthiti ko Gambhir Ho Gaya dukaanon Kan Tut Gaya business ke purpose mein loan liye the aur Main abhi De hi nahin Pa raha hun aur recovery agent mere Ghar per Hai to Kya Karen kya office bataiye Thoda Sa
Abhi toh manager aur staff bhi high commission ki badle mei jyada jaroraatmand logo ko jaldi loan karwa deta hai.. isme sabse bada naam hai SBI ka..loan amount ka 25-30% commission le leta hai..upar se insurance karwane ka alag incentive milta hai😂😂😂
Kya koi E.M.I. PROTECTION ke liye scheme nahi bani hai sir ji maan lo car loan liya aur gadi ka accident hone se gadi ko damage hua aur driver Lula langda ya BLIND ho gaya then wo situation mein kya bank ki E.M.I. ko bharne ka koi insurance nahi hota hai kya plese guide kare sir
Bhaiya g Agar ye gunde recovery ajend ko bank band kr de na to costumer peise jarur dega Bank ka paisa ye recovery ajend ke wajah se time pr nahi milega
Maine IDFC bank ke pure emi diye hai fhir bank bol rahi ki chake bounce ho gaya let payment ho gaya hai bar bar bhol rahi hai mere bank se uske bank me paise nahi ja rahe to nai kya kuri
Sir mera bhai ne SBI se P. l liya tha jan 24 me but unfortunately 05 march se bo missing hae banks call mujhe kiu krta hae jbki meri nato koi consent thi na mae guaranter tha please mae bahut mentally harrassed hu kindly tell me what should I do
Sir Mera 40000 hajar ka lon tha usme mai 30000 de Chuka Hu but mere Nana ji ka date ho gya unka koi nhi h sibay mere to unka Sara Kam kriya maine kiya usme mai bahut jarj me chala gya or mai emi nhi de paya or unlogo ne 10000 ghar ka aj 36000 kar diye h or mai kya karu or o log itne coll karte h ki mai to ab coll ricive hi nhi karta hu mai kya karu please help me
Don't worry.bank jaye death certificate submit kare aur unse settlement ki bat kare ..death case hai to aapko principal outstanding pe kafi relaxation mil jayega
Sir mere upar loan hai 1.5 lakhs ka and per month 8 k aata h ghr se. Mujhe khrche ke liye 3 k anyhow chahiye hote h but meri emi abhi 8.5 k ho chuki h. Kese clear kru iss loan ko? Extra source of income nahi h merpas aur mujhe cibil nahi khrb krna
Banks easily loans deta hai kya? Nobody's first choice is Nbfc but banks ke norms har koi fullfill nahi kar pata isliye majburi me Nbfc and unauthorised apps ke through log loans lete hai.
1 baar 15 din late hua jeena haram kar diya tha ye bank wale. Salary ac hai. Bank walo ne mera ac to hold kar diya tha.l salary ayega to cat hi lega. Par phir bhi itna call kiya mere 2 colleagues ko jiske nmbr maine diya tha ab mujhe lagta hai maine kyon un do colleagus ke nmbr diya tha. 😢😢
Hello sir, please discuss about settlement process also, collection agency gets 50% of collected amount as commission, if you give same to customer who is in difficult situation, offer him directly
Sir aaj kal jo private application hai enhone beda gark kar rakha hai pta ni kaise loan de rhe hai ye ....insaan ko pta bhi nhi hai just OTP ki madad se loan diya hua hai .... Kya kiya jaye
Can any one give me a answer..? If a husband took a loan and defaulted it and there was no sign given by his wife.. Can bank wife's account for husband loan if they both have account in same bank?
Edelweiss nido housing finance is one of the greatest Goonda . What if bank takes EMI without giving Loan . Never adjust the EMI. Bank never cooperates. Big corporates ko kuch nahi karte .Honest logo ko barbaad kar dete hai. Dhamki dete hai.Papers of agreement blank sign karwate hai aur apni suhuliat se fill up karte hai. Itna pyaar se baat nahi karte.Total fraud hote hai NBFC.
Organization koi bhi ho rules sabke same hai ye depend krta hai ki uske employee usko kitna follow krte hai Mai bhi Banker hu kuch log aise aise hai jo rules ko proper follow jaisa ki Bhai bta rhe hai aur kuch log aise bhi hai jo ki bilkul opposite krte hai jaisa Bhai bta rha hai.. aur ye employee to employee vary krta hai..
Recovery aur loan bank walay customer ko fayda toh koi nahin pahunchatay lekin haan uska insurance aa jaye uska thoda default ho jaye toh geedh ki tarah nochna chahtay hain inka seedha funda hai ki customer say sirf lena dena nahin khas kar NFC banks
सर मैं मैनेजर को लेटर लिखा क्योंकि मेरे को हार्ड आया हुआ है मैं अहमदाबाद में भर्ती हूं सर मैनेजर मना बोल रहा है कि मेरे से नहीं होगाकाम आप बताइए सर में क्या क्या करूं अभी मेरे दो लोन है होमलोन गणेश चतुर्थी ठीक थी तब मैं एक भी कि नहीं गवा अब मेरे से किस बनने में असमर्थ हूं क्या करूं सर बताइएखुद आप
Sir me bhoot din se apka Purana subscriber hu so ak help chiye tha please reply me Avi 19+ age hu but mere ko ak credit card chaiye but bob bank me gya Bola fd agients ak c.c chiye bank employe bataya ki ok mil Jayega lenkin fd agients Nahi . Bola ki 50000 rs account me 1 month maintain Karo fir mil Jayega.ovi unsecured. Jab me Mera civil score -1 he or ham ak student hu. Please replay Kayse milega ❤❤
Bajaj finance ..is the worst bank, because after one EMI failed, they reached home within 4 days & harassment family like anything ..
They did not follow the RBI guidelines.
100% correct bhai Bajaj finance is wrist
Right Bajaj is worst , they send hooligans, muscleman to the customer house, don't follow any rbi rules
Kuch mat do unko
Bajaj Finance is not a bank. It is a NBFC.
To kya jaan lelenge kya le le aur kya😅@@ajoypolley07591234
O bhai ye gyan kisi aur ko dena ki politeness m bolte ho sb battmeeji krte hen aur koi bhi RBI ki guidelines nhi mante.....gali galoj dhamki sb krte ho tum....
You are right
Sahi baat hai 👍
राइट
ye sare milke humko chutiye bana rahe hai
aur iska language hi gundo jesa hai
Bhai jitni achhi tarike se ye sahab baat kr rhe Aisa kuch hota nhi
Right
Nice podcast sir very helpful 😊
Bhai koi sa hoo chaahe NBFC ho ya direct BANK se liya huva loan ho. Dono hi same procedure follow karte hai.
Maine apni problem writting mai bank or nbfc ko mail Kiya tha par koi fayada nahi huva. Ulta contact list pe call start kardi.
Aap bahut kindly heart ke recover agent ..go bless you air
Sir mai recovery agent nhi hoon mai banker hoon aur insan hoon kind hearted hona insan ki acchai hai..aur bank ke rules bhi yehi kehte hai ki aap customer se kind hearted hi rahe.. problem unse hai jo kind hearted nhi hai
Very well explained
Nice explanation❤
Very nice podcast...really informative
अगर कोई सच्चा डीफॉल्टर है तो वो जान बुझके नहीं default करता इसलिये उसे चान्स देना चाहिये सेटलमेंट का और सिबिल खराब नहीं करना चाहिये 🙄🙄 सत्यमेव जयते
After 90 days npa.after 180 days writennoff or suit filed you can settle loan
So after 90 days they will send legal notice ?
And we have to go to court ?
@@kumar-k2j legal notice is not court summon.its just a notice from bank
Very nice discussion..
But big complain against Bajaj finance.. They never followed RBI guidelines.
Salona jee, Aap jo kah rahe bilkul galt kah rahe ho. Book rule ke according you are right. But practically situation is very different. Chhote mote customer ko torcher kiya jata hai isliye nahin ki loan wapas lena hai bas staff apne apne target ke liye torcher karate ho...
Sir sahi aur galat har department me karne wale hai..mudda ye hai ki being a customer aap ne kya action liya ye jante hue bhi ki kya galat hai
I agree with him...but there are still many more professionals who are not maintaining the rules and regulation.
A good massage for all loan defaulter❤
Message*
Thanks for such a knowledgeable podcast
Ager kuch preshani ke. Karan emi nahi chukaya aur bank se request kya ki 48 emi dechuka hun top up kar preshani aachuki hai waise halat men bank top-up nahi karta hai aur do tin emi bounce kar jata hai to customer kya kare
I am suffering same situation from 3 months . My emi's are going to bounce continuously. I have multiple loans from bank and nbfc . they are calling for recovery but not torchering. Finally I thank you both heartily for giving us such knowledge..
Bhai kaise solve kiya loan issue
Thank You Very Much For This Video, Such an Informational Video. Got to know so much about manager and their jobs.
Thanks for commenting 🙂
Sir please make a video on salary account 🙏
Very well explain
Best podcast
Bhut Sahi baat seekhne Ko Mila sir ji
Excellent interview, explained very well, thank you. It is a great help to the new entrepreneurs.
Naineshwar l&t finance se loan liya tha to ab usmein mere ko badtamiz hai dhamki Di ja rahi hai batao yah galat hai na yah
Very informative video
Why Govt is not taking steps against these type of loan apps?? By which power they do such illegal activities??
Yes police Wale bhi case nahi lethe
Sab chor hai, mile huye hai... example...Gutkha ban ho gaya Aisa gov ne bola are bhai Jake dekho har political party ko kitnaa fund milta hai in logo se... Vijay malya nirav Modi ka kya hua ? Unhone santh ganth bandh kar full plan karke gayab ho Gaye bhai ! Kuch din news chali aur khatam.... point is ki ye Bhai sab Jo kehte hai na politeness etc Aisa kuch nahi hota jab aap dehi nahi sakte Aisa jab bank ko Lage halake wo sab kuch try karte hai recovery ke liye tab Jake baat settlement pe ATI hai..waise nahi ati ki ap bank me jao aur ho gaya
Sab chor hai, mile huye hai... example...Gutkha ban ho gaya Aisa gov ne bola are bhai Jake dekho har political party ko kitnaa fund milta hai in logo se... Vijay malya nirav Modi ka kya hua ? Unhone santh ganth bandh kar full plan karke gayab ho Gaye bhai ! Kuch din news chali aur khatam.... point is ki ye Bhai sab Jo kehte hai na politeness etc Aisa kuch nahi hota jab aap dehi nahi sakte Aisa jab bank ko Lage halake wo sab kuch try karte hai recovery ke liye tab Jake baat settlement pe ATI hai..waise nahi ati ki ap bank me jao aur ho gaya
That brown blazer guy doing podcast I am sure dam he is definitely a goon he is just showing his good side I can assure you he and his team would have never followed any guidelines if RBI just harnessed some people I am so sure. Defaultingz is not a habit it’s a situation and circumstances for which where conditions changes and people cannot control. Now just do the same with big business man instead with common man RBI guidelines also won’t work
Yes no 3rd party recovery is following RBI guidelines also if you file a police complaint against them the police officer will say why you are not paying the outstanding it's your fault
No sir I am not goon.. It's so disheartening for me too that still people facing bad experiences by bankers..and do trust me I never ever breached any rbi guidelines specially which can hurt people's sentiments in my entire career.
@@salonasingh123 sorry sir if I said something wrong but I have deeply seen and experienced I know you may not but your team and colleagues must have. Thanks and have a nice day
Unsecured loan settlement nehi Kiya tou kiya hoga
Sir 1time defolt jod gyi new jab navember m h 3 manth nhai ker sakta
Informationally very nice podcast👌
Very nice and informative video. Thank you.
Sir aapke question puchne ka style acha lgta h❤
Sir aapne sahi bola but loan pe loan leke bharna sahi hota hai kya if condition is cery bad
Good information
Thank you Good information
Mera Vivo mobil Bajaj se mi pe liya mobile chori ho gaya kisti pahla nahi bhar paya problem se
Sir Mai jb loAn liya tha us time conditions shi tha bt after1 year
Mere family me achanak se 1 month me aisi problm ayi ki spouse (operations)aur meri (dengu )job chhut gyi
Bt jbtk huaa pay kiya bt ek loan ko pay krne k chkkr me aur karj ho gya
6-7 month bad jakr ab ek hi options h mere pass settlement kr rha hu ek ek loan krk bcoz akela job kr tha hu spouse working ni h father mother 65 age koi na koi problm aa jati h tabiyat khrab chl rhi h
Mai chahta hu pay krna bt recovery wale sunte ni h
Jb bi what’s app pe msg ata h rply krta hu
Bt meri problm ni smjhte h ulta bolte h
Isliye ek ek loan krk settlement kr tha hu
NESL- se msg aa rha h
Please koi advise dijiye
Bank name please
Bank name ??
Bankers will help you
@@salonasingh123. Yes bank
@@AdarshSingh-z2j9f yes bank
Bhai Idfc ka kya seen h mere pass uska recovery agent visit krta h
Loan 2 type ke hote hai 1 secure loan dusra unsecured loan. Secure loan hai wo to dena hi dena hai. But jo unsecure loan hai usme koi kuch nahi kar sakta hai.
Thank you vai
App unsecured loan liya tha kabhi?
Shi btao unsecured me kya ho sakta hai
@@Kumarpravesh57Last settlement
@@foreignvlogs10yes liya hai
Idfc bank also gives in 27% loan.nbfc like navi moneyview which are regulated take 36% telling bankers don't do.😂
Hello sir aap ka video bahot. Aacha laga .
Maine bhi Ghar banane ke liye pl loan liya kuch bank se kuch nbsc se or bich Mai job los hone ke karan account npa ho gaya or customer care vale to itna prResan kr diya ki kuch samjh nahi aa raha ki kya karu.abhi kuch din pahle duari job lagi sallery kam hai but loan mujhe Dena hai but man mai ye samjh nahi aara ki emi bharu ki saattelment karu. Fir nsb ke call .aane lage saattelment kr lo to ek ek kr setelment kr rha hu.
Chor ke muh se chori karma paap aur sankshar yeh chun k Atcha nehi lagta yrr.😂 samajnewale ke liye kafi hai
Abhi bahat sare aise hain loan le liya aur online gambling me sabkuch khatam ho gaya. Apni bhi bank ka bhi .
Very good thing but always problem create
Nice explanation sir
Ye bank wale loan nhi dete hai bina itr ya income proof ke gairib ke pas ye kaha hoga some students ke pas ye sab kaha hoga to paise ki need ke liye app se lon ke liye sochta hai
Sir mera saikal ka dukan tha mere dukan me los hoga to me pmry kalon aklakh pas krwaya bank mujhe pahla kist bishjar diya oske bad dusra kist diya hi nahi jiske wjah se mera dukan band hogya ab bank rkawri ke liye pare san krta hai me kya krun
Itna se itna shikh lo. jo pyar se bat krte hai use pyar bta kro aur go gali caloch se krte hai uska recoding kr lo aur jo kanun ki bat kre use rbi ka kanun batao jo samjh vahi like kro .
Sir agr customer ka account npa ho gya or bad m customer bank ka Pura payment pay kr deta h to kya uske account se npa hat jayega and uska civil shi ho jayega
Musibat mein kisi ne paise diye to lautana jarur chahe bank ho ya koi aapka dost 😊
meri ek query hai ki bank me application kese dalein or ek ye hai ki bank me jana pdega ya unki email pr mail krna hoga.....
Sir, mine HL was in npa last 3m back n I paid 4emi in single month, n June n July ka emi still pending hi.So collection guys is telling still you are in npa mode. Given to collection vendor for recovery. In cibil two HL reflecting.
How it is..?? Am confused plz suggest
Agar apka loan ek bar NPA tagged ho gya phir jab tak total pending emi aap pay nhi karoge tab tak wo NPA hi rahega..aur agar cibil pe 2 HL dikh rha hai to CIBIL ko rectification ki mail kijiye
Sir loan consolidation hota hai kya , aur settlement hota hai kya sir ?
Yes
nice to share but aapke guest jo bhi hai wo bhi same banker ki tarah accept nahi kar rhe hain ki bankers third party hire karke pareshaan karte hain aur wo karenge bhi nahi kabhi accept, yahi practice hai sare bankers ki even NBFC's ki bhi. cases etne aa rhe hai sare rumours nahi ho sakte na?? ask yourself please.
Sar Maine Mane Bahu se loan liya tha aur mera sthiti ko Gambhir Ho Gaya dukaanon Kan Tut Gaya business ke purpose mein loan liye the aur Main abhi De hi nahin Pa raha hun aur recovery agent mere Ghar per Hai to Kya Karen kya office bataiye Thoda Sa
Abhi toh manager aur staff bhi high commission ki badle mei jyada jaroraatmand logo ko jaldi loan karwa deta hai.. isme sabse bada naam hai SBI ka..loan amount ka 25-30% commission le leta hai..upar se insurance karwane ka alag incentive milta hai😂😂😂
Kya koi E.M.I. PROTECTION ke liye scheme nahi bani hai sir ji maan lo car loan liya aur gadi ka accident hone se gadi ko damage hua aur driver Lula langda ya BLIND ho gaya then wo situation mein kya bank ki E.M.I. ko bharne ka koi insurance nahi hota hai kya plese guide kare sir
Nahi sir,yeh galat hai,call pe batamizi kar te hain, aur house visit pe bhi karte hain
EMI भरे या घर खर्च चलाये
Ghar chalao extra Paisa aye to bharna chaiye haa pareshan to krenge q ki unka Kam hi hai ye
Bhaiya g
Agar ye gunde recovery ajend ko bank band kr de na to costumer peise jarur dega
Bank ka paisa ye recovery ajend ke wajah se time pr nahi milega
Account npa hota hy emi nahi bhar rahe enquiry me bank balance nahi batate aur muze loan account.no.pata nahi hy
21:22 risky customer ke liye hain ...recovery agents are goons I experience that personally
Maine IDFC bank ke pure emi diye hai fhir bank bol rahi ki chake bounce ho gaya let payment ho gaya hai bar bar bhol rahi hai mere bank se uske bank me paise nahi ja rahe to nai kya kuri
Supar dupar sir
Agar loan paytme postpaid ka ho toh ..aur recovery agents ke sare numbers frauds aur spam ho toh ...??
Sir mera bhai ne SBI se P. l liya tha jan 24 me but unfortunately 05 march se bo missing hae banks call mujhe kiu krta hae jbki meri nato koi consent thi na mae guaranter tha please mae bahut mentally harrassed hu kindly tell me what should I do
Best explanation
Sir Mera 40000 hajar ka lon tha usme mai 30000 de Chuka Hu but mere Nana ji ka date ho gya unka koi nhi h sibay mere to unka Sara Kam kriya maine kiya usme mai bahut jarj me chala gya or mai emi nhi de paya or unlogo ne 10000 ghar ka aj 36000 kar diye h or mai kya karu or o log itne coll karte h ki mai to ab coll ricive hi nhi karta hu mai kya karu please help me
Settlement karwa de
Kisan ke loan ke sath deth insurrecc obligac hona chahie.
Don't worry.bank jaye death certificate submit kare aur unse settlement ki bat kare ..death case hai to aapko principal outstanding pe kafi relaxation mil jayega
bank k pass secured loan ki power hoti h na ki unsecured loan ki
Insurance alws right all insurance company salute 👍👍👍
Sir ji bank Garib insaan ko loan nahi deta hai isi liye to majburi me third party app se loan Lena padta hai
Sir me pnbi se pmry ka loan aklakh pas howa mujhe bis hjar hi diya rikavri ke liye presan krta hai
Sir mere upar loan hai 1.5 lakhs ka and per month 8 k aata h ghr se. Mujhe khrche ke liye 3 k anyhow chahiye hote h but meri emi abhi 8.5 k ho chuki h. Kese clear kru iss loan ko? Extra source of income nahi h merpas aur mujhe cibil nahi khrb krna
Bhai thodi bhot trade krlo kal market 27 jun nifty put kharid le bhai
Excellent explanation sir
Number agar change ho gaya hai to jis na vo number liya ha us ko baar baar bolna pr ke Rong number ha tb bhi again to again prashan krta ha
Third party ka kya kare sir wo pulish or wokil banke call karte hai
Banks easily loans deta hai kya? Nobody's first choice is Nbfc but banks ke norms har koi fullfill nahi kar pata isliye majburi me Nbfc and unauthorised apps ke through log loans lete hai.
Sr. Bhut hi bhut sukriya ji mujhe bhit knowlege mila 👍👍 good sr. Bolne ka trika btane ka trika its very good sr
भाई, पर्सनल लोन ना देने पर court case होती हैं क्या? ये पूछा ही नहीं
Court case nhi hoti cheque dishonour ka case lagta hai
Or checuq bhi na diya ho toh
Cheque na diya ho sirf online liya ho
Kuch nhi hota just chill 😂😂😂😂 and relax 😂😂
Nice sir ji❤
Mere loan hdb s approve ho gya lekin e nach nhi hone ki vajh s pesa nhi mila mujhe to kya m ise cancle kr sakta hu
Different bank has different loan cancellation policy but within a month aap apna loan cancel karwa sakte hai
1 baar 15 din late hua jeena haram kar diya tha ye bank wale. Salary ac hai. Bank walo ne mera ac to hold kar diya tha.l salary ayega to cat hi lega. Par phir bhi itna call kiya mere 2 colleagues ko jiske nmbr maine diya tha ab mujhe lagta hai maine kyon un do colleagus ke nmbr diya tha. 😢😢
Same mere sath huwa hai
Credit score down hone ke bad agar agar MI pura Ho Gaya to kya CIBIL score sahi ho jaega
3 se 4 saal ka time lagega
Hello sir, please discuss about settlement process also, collection agency gets 50% of collected amount as commission, if you give same to customer who is in difficult situation, offer him directly
Sir aaj kal jo private application hai enhone beda gark kar rakha hai pta ni kaise loan de rhe hai ye ....insaan ko pta bhi nhi hai just OTP ki madad se loan diya hua hai .... Kya kiya jaye
Good
Kya NPA k baad home visit band hojata hai
38:04 ...just a gentle reminder....no sir this is not like that ..I don't know the ground reality of the common man who was facing these issues
Bro apko experience he kya ye sab ka?
Can any one give me a answer..?
If a husband took a loan and defaulted it and there was no sign given by his wife..
Can bank wife's account for husband loan if they both have account in same bank?
Not at all..untill unless wife's account is not a joint account with her husband
Edelweiss nido housing finance is one of the greatest Goonda .
What if bank takes EMI without giving Loan .
Never adjust the EMI.
Bank never cooperates.
Big corporates ko kuch nahi karte .Honest logo ko barbaad kar dete hai.
Dhamki dete hai.Papers of agreement blank sign karwate hai aur apni suhuliat se fill up karte hai.
Itna pyaar se baat nahi karte.Total fraud hote hai NBFC.
Organization koi bhi ho rules sabke same hai ye depend krta hai ki uske employee usko kitna follow krte hai Mai bhi Banker hu kuch log aise aise hai jo rules ko proper follow jaisa ki Bhai bta rhe hai aur kuch log aise bhi hai jo ki bilkul opposite krte hai jaisa Bhai bta rha hai.. aur ye employee to employee vary krta hai..
Sir agar unsecured loan hai. Aur achanak se death ho jai toh kya hota hai. Like personal loan yeh credit card
Loan get transferred to his/her nomnies..is case me aap bank ko approch kare death certificate submit kare aur minm amount me settlement ki bat kare
Bro pahlay rupay pasa stander kaya hai
❤❤❤❤❤101%real है
Thank you sir
Proof bhi da diya ke bhai ya number ab mara naam pr ha proof bhi dadiya tb bhi us ko bahut bahut pareshan krta ha
Recovery aur loan bank walay customer ko fayda toh koi nahin pahunchatay lekin haan uska insurance aa jaye uska thoda default ho jaye toh geedh ki tarah nochna chahtay hain inka seedha funda hai ki customer say sirf lena dena nahin khas kar NFC banks
सर मैं मैनेजर को लेटर लिखा क्योंकि मेरे को हार्ड आया हुआ है मैं अहमदाबाद में भर्ती हूं सर मैनेजर मना बोल रहा है कि मेरे से नहीं होगाकाम आप बताइए सर में क्या क्या करूं अभी मेरे दो लोन है होमलोन गणेश चतुर्थी ठीक थी तब मैं एक भी कि नहीं गवा अब मेरे से किस बनने में असमर्थ हूं क्या करूं सर बताइएखुद आप
Thankyou sir
Sir me bhoot din se apka Purana subscriber hu so ak help chiye tha please reply me Avi 19+ age hu but mere ko ak credit card chaiye but bob bank me gya Bola fd agients ak c.c chiye bank employe bataya ki ok mil Jayega lenkin fd agients Nahi . Bola ki 50000 rs account me 1 month maintain Karo fir mil Jayega.ovi unsecured. Jab me Mera civil score -1 he or ham ak student hu. Please replay Kayse milega ❤❤
Not possible without FD if you are a student..only way to get it if you maintain your account for a long term with good transaction