Bhai Aadhaar Pan Link kaise karein without wrong payment or option selection who don't know & 1st time visitor of income tax website, kindly make video or short video on this!
Hi Sir please make a video on mstock regarding their newly launched operating charges.earlier they said no hidden charges no AMC but now they silently charging operating charges without costumer consent (money is not that but they must have to take consent)on name of communication. Message
Nope...non compete is bigger than 90 days.. you will have limited options to choose from and the organizations will take advantages of this...Competition is good for employees..
@@visheshsethiya7032 three companies can work for one client and what about competitors? You can't join tcs, ibm, wipro, cts...I know there are better companies but most recruitment happened in those companies..
It's very rare; also companies are not so keen to take serious action. Coz if they decides to take any action then future hiring will become very difficult for them.
I hope this message finds you well. I am facing a challenging situation, and I could really use your advice and guidance. My former employer is not providing me with the relieving letter despite multiple attempts to get in touch with them. This letter is crucial for my future prospects, and I fear that missing this chance will have severe consequences on my life and career. I've exhausted all possible ways to obtain the letter, but there has been no response from their side. As a dedicated viewer of your channel, I admire your insights and knowledge on various topics. I am reaching out to seek any suggestions or advice you might have to handle this situation effectively. Your guidance would mean a lot to me, and I truly believe that your expertise can help me navigate through this challenging time. Thank you for your time, and I look forward to hearing from you. Sincerely, TUSHAR KADAM
Please make a video on Salary Structure in the corporate sector. Which part of salary should be higher, what to include/remove for tax purposes etc. It will be really helpful. Corporates cheat a lot on that
IBM also has it, but except for state of California in US. This is their clause: "I agree that during my employment with IBM and for one year following the termination of my employment for any reason, I will not directly or indirectly solicit for competitive business purposes any customer with which I was directly or indirectly involved as part of my job responsibilities during the twelve (12) months prior to the termination of my employment with IBM. This paragraph does not apply to any IBM employee whose work location as reflected in IBM records is within the state of California."
I ❤ our channel i.e LLA Which provides most important information to deal with different situations. And thank you for all knowledge that you all guys provided to us ❤
i genuinely believe indian youth should start not to work in india or india based consultancy companies as the business model is solely based on exploitation of poor work force. Just going by the data, these companies are actually generating revenue 8-10x the average cost on per employee basis. Their clients are mostly rich Europe or north America based product companies. With the invent of chat GPT and the regular upgradation these types of work and the cost associated with will reduce to a large extent in 5-10 years. Then these companies won't think twice in shedding off all the employees who will be in their mid 30s or 40s. Better start a business sacrificing the immediate penny gain of 3-5 LPA.
Thank you so much sir this is not just video this very important Things of Non Complete Aggreement Exposed Share your Valuable Information to your Viewers
Watching Shweta - Some notes are kept under the camera frame, trying to explain everything so wel Seems tired May God bless her and LLA Keep doing the great job all !!
I had an offer letter from an IT company which said I couldn't work for any competitor till 2 years after leaving that company. It was my first job and i wasn't sure what to do. Fortunately, i didn't take that job.
Please make a video on 90 days notice period, what if we want to leave early and employers is not giving relieving/experience letter before the said notice period.
Please make a video on "National Holiday Adjustment/Allowance" by private companies like TCS/Accenture etc for working on state and/or National Holidays
Great job guys. Appreciate your work. could you please talk about agriculture startups like Growpital and give your views on if we should consider adding them in our portfolio?
This is very learning, can you also schedule/create a video about notice periods? if notice period are necessarily to be serviced? and if no, then how to take reliving/experience certificate from employers without serving the notice periods?
Sir, I am a big fan of yours, recently I got scammed and it's entirely a new type of scam, thought of reaching out with you so that if you can create a video for this type of new scam, other users will get educated and be aware of this
Saari Ramayan Bol Di But Valid Points Bole Hi Nahi. It's all about To control the resignation of employees and to control their mindset, So the whole life employee should not think about any growth outside and the whole time he/ she will be work like bandhua majdoor. It's modern age bandua majdoori.
सर एक जानकारी पर अपनी मौहर लगा दीजिए। Total Service- 3 साल 9 महीना 21 दिन। Total Contribution- 36008 ( EPF पेंशन में) Settled Pension amount - 32983 Difference- 3025rs. Kya karna chahiye mujhe yaa sahi credit hua hai Paisa? Last Wedge On Exit- 5968 (In Covid Period) Before the Covid wedge amount was 11550
As there are so many of who all are working as a sales person and most companies use PIP for employees exist and they say we are already intimate with you about your performance after that they will ask you to resign forcefully and they will give you unachievable Target kindly make video on it that will be very very helpful
We all know the law that non compete and bonds aren't enforcible in courts,but the problem is that the old company Doesn't gives you experience letters, without that we cannot prove our last experience, also if we break bond as per employer not as per law then next companies mindset is like ye employee toh bin bataye chod chala ja sakta hein
The subscribers number 42 lakh shows the people who really care to change in there life is just below the. 1% of India in terms of finances and there right ❤❤
Why don't you teach the topics Industrial relations, labour laws, General accounting principles and Insurance that are asked in UPSC EPFO examination on youtube? You guys are great in content creation and your channel is also focussed on these topics. It will help a lot of students who are appearing in the examination but can't buy highly priced courses of various coaching institutes.
@@ccgaming366 he is not forcing anything & u cannot even force anything by comment section it's just his opinion for which it's opened. Aur haa lekin tum uske vakeel na bno.
I don't have a non-compete clause... But my company gave me 3lakh bonus in the middle of the year and added a term that in case i leave within 2 years... I'll have to return that money... I didn't get the option to even accept or reject this..
My current employer, increased the notice period from 2 months to 3 months for all employees effective from 1st January,2023 and the HR department communicated the same through a generic mail to all the employees in December,2022. Currently I am serving my notice period starting from 8th February,2023. Could you please help me to understand if it's possible to challenge my employer and could be released within 2 months as per my original employment contract.
I get this response from Pg portal complaint kindly see ......Sir, with reference to the member appeal, it is informed that on scrutiny of documents received in this office it comes to notice that there is change in father name falls under the category MAJOR CHANGE. Major change in member profile leads to change in member identity and which further arises the risk of fraudulent payment. On further scrutiny of documents received for modification it comes to notice that the joint declarations along-with enclosures i.e. responsibility cum clarification letter, copy of Aadhar Card, PAN Card, 10th Mark-sheet or certificate/Passport (if available)/Birth Certificate, salary slip, employee id card, joining letter, appointment letter, bank statement of salary account etc. are attested by the authorised signatory. Further, it is also submitted that in case of major modification the """""""joint declaration is to be signed by the employer only not by the authorised signatory"""". In this regard, member may be advised to resubmit the attested copy of above mentioned documents attested from employer so that the modification may be carried out. Any Rule about this or they just delaying it
मैं बिहार से अमन कुमार आपका एक सब्सक्राइबर हुँ। मैं जानना की अगर किसी कॉलेज के खिलाफ complain कैसे करे। मुझे A.N.M TRAINING INSTITUTE & HOSTEL, MARAHURA, SARAN ये एक गर्ल्स Govt. College है पर यहाँ का खाना ठीक बिल्कुल भी नहीं हैं। और यहाँ पर हर बात पर पैसा मंगा जाता है और हमें प्रतारित भी किया जाता है। ये सारी बातें मेरी एक वहाँ रहने वाली दोस्त बोली है। अगर कुछ हो सकता है तो Please आप कुछ कीजिये या मुझे सुझाब दीजिये।😢
Hi, I’m yet to sign my appointment letter for an executive position. Wanted to check can I ask the employer to remove non-compete clause and just keep non solicitor?
I want to know that, for example i am working at X bank with third party tie up company A. This X bank has 3 Life insurance partner third party companies like A, B, C. Now my company has applied a law that I can't join X bank directly and also I can't join the B and C company for the next 6 month after relieving the company A. This is very much bad. Because remaining B and C companies are tied up with 9 banks. So in my location i am not able to switch the job.
I was wondering if you have any video series dedicated to people who want to start small businesses. For example, My wife and i have started a small business as a pvt ltd firm and we are sort of a two person army. We are looking into everything from operations to hr to contracts etc. It is bootstraped by our savings. However, how can a small company combat any leakages when it comes to legal and operations is something that could be useful. If you can create videos on related topic , it would be a big help for people who want to start one person or two person business, firm, company etc.
Hello sir, Currently I am working as an Assistant Manager in a regional rural bank of Uttar Pradesh. At the time of joining I had signed a bond of 2 lakh for 2 years. Currently I have completed 9 and half months. Recently I have been selected as Assistant Audit Officer under CAG department of GOI. To join CAG, I need NOC from bank but they are asking me to pay 2 lakh before that. I have already submitted a application of bond transfer but they have not replied to that. What can I do now? Kindly IGNORE NAME OF MY CHANNEL OF USERNAME WHATEVER IT IS
There can be straight no jacket formula ever in any legal matter. It depends how what you really wants to fight ! How badly you want it !!! Facts laws and prayers/ relife to court. It's dynamic.
Please make video on how SIP Distributors earn money by fooling people they are literally forcing more than any agent, They get commission from our portfolio and sayd we get commission from company Please make one video to understand people how they actually earn
Hey LLA TEAM, I am ayush working with one of the reputed organization of M.P. in the education sector, they are forcing all the employees to be present in the days which are announced as public holiday in annual calendar by M.P. government, what should we do ? Is there any way to fight against this without showcasing my name?
मैंने कोटक बैंक की पॉलिसी परचेस की थी बट उसके दो प्रीमियम भरे दो प्रीमियम भरने के बाद लॉक डाउन लग गया था 2 साल का तो मैं तीसरा प्रीमियम जमा नहीं कर पाया और जब मैं आज प्रीमियम भरने कोटक बैंक वाले बोलते हैं आपके दोनों प्रीमियम वापस नहीं किए जाएंगे और यह पॉलिसी एक्सपायर हो गई मेरे फिफ्टी थाउजेंड रुपीस बैंक वाले नहीं pay कर रहे है Any way to get back my rs
Contract Review: www.consult.lla.in/
Detailed Video on Employment Bond: th-cam.com/video/BOJwEqgMxnc/w-d-xo.html
Don't have the contract copy with me.
I can only tell my situation.
What to do ?
Navi health insurance ka video daal ke delete kyu kya? Paisa hajam ho gaya aur video delete kr dia? Didn't expected such cheap actions from you.
Bhai Aadhaar Pan Link kaise karein without wrong payment or option selection who don't know & 1st time visitor of income tax website, kindly make video or short video on this!
i like u videos very much.. can u make video on wether to opt for higher EPS or not. last date is near to please make it before window closes...🙏
Hi Sir please make a video on mstock regarding their newly launched operating charges.earlier they said no hidden charges no AMC but now they silently charging operating charges without costumer consent (money is not that but they must have to take consent)on name of communication.
Message
The most difficult thing is 90 days notice period
Nope...non compete is bigger than 90 days.. you will have limited options to choose from and the organizations will take advantages of this...Competition is good for employees..
@@aryaan013 arey non compete clause is only for if you will have to work for same client. Bahut rare hota woh. Unnecessary hype bana rakha Hain isko
@@visheshsethiya7032 three companies can work for one client and what about competitors? You can't join tcs, ibm, wipro, cts...I know there are better companies but most recruitment happened in those companies..
Yeah, but the same companies who have 90 days notice period, needs their candidates to join in 30days
these boomer IT companies need to scrap 90 days notice period and adopt reasonable days like 15-30 days.
It's very rare; also companies are not so keen to take serious action.
Coz if they decides to take any action then future hiring will become very difficult for them.
More power to the whole LLA team.
Please post more videos on such kind of topics.
Thanks a lot to LLA Team for this amazing & insightful video. ❤️🚀
This is the reason why I always follow LLA
Just want to THANK YOU from the bottom of my heart such this initiative ❤❤
I hope this message finds you well. I am facing a challenging situation, and I could really use your advice and guidance. My former employer is not providing me with the relieving letter despite multiple attempts to get in touch with them. This letter is crucial for my future prospects, and I fear that missing this chance will have severe consequences on my life and career. I've exhausted all possible ways to obtain the letter, but there has been no response from their side.
As a dedicated viewer of your channel, I admire your insights and knowledge on various topics. I am reaching out to seek any suggestions or advice you might have to handle this situation effectively. Your guidance would mean a lot to me, and I truly believe that your expertise can help me navigate through this challenging time.
Thank you for your time, and I look forward to hearing from you.
Sincerely,
TUSHAR KADAM
I have mailed this clause in 2 years back to LLA. And finally got the video. I have faced this clause.
This clause disturb my career.
Please make a video on Salary Structure in the corporate sector. Which part of salary should be higher, what to include/remove for tax purposes etc. It will be really helpful. Corporates cheat a lot on that
IBM also has it, but except for state of California in US.
This is their clause:
"I agree that during my employment with IBM and for one year following the termination of my employment for any
reason, I will not directly or indirectly solicit for competitive business purposes any customer with which I was directly or
indirectly involved as part of my job responsibilities during the twelve (12) months prior to the termination of my
employment with IBM. This paragraph does not apply to any IBM employee whose work location as reflected in IBM
records is within the state of California."
What a wonderful explanation.....kudos to LLA team...and thnx for bringing such insightful videos
I ❤ our channel i.e LLA
Which provides most important information to deal with different situations.
And thank you for all knowledge that you all guys provided to us ❤
i genuinely believe indian youth should start not to work in india or india based consultancy companies as the business model is solely based on exploitation of poor work force.
Just going by the data, these companies are actually generating revenue 8-10x the average cost on per employee basis.
Their clients are mostly rich Europe or north America based product companies. With the invent of chat GPT and the regular upgradation these types of work and the cost associated with will reduce to a large extent in 5-10 years. Then these companies won't think twice in shedding off all the employees who will be in their mid 30s or 40s.
Better start a business sacrificing the immediate penny gain of 3-5 LPA.
Bhai kehna easy h. Jab tu entrepreneur ban jayega to tu khud labours ka khoon choosega.
it makes sense why i study Contract Act 1872 in CA syllabus
There are law only for employees rather no laws governing employers, on many aspects. When this comes in place only there would be a change.
Thank you so much sir this is not just video this very important Things of Non Complete Aggreement Exposed Share your Valuable Information to your Viewers
Andy in beast mode!
Simple and the best explanations. ♥️
End bonded labor in our country. Why should we not allowed to work for anyone. A max. 2-3 week could make sense but 3 months is a joke.
LLA always pick important relevant topics and make informative videos , #thanksteamlla # jagrukjanta
Need your suggestion, how to get out from that if someone has already signed that
Watching Shweta -
Some notes are kept under the camera frame, trying to explain everything so wel
Seems tired
May God bless her and LLA
Keep doing the great job all !!
I had an offer letter from an IT company which said I couldn't work for any competitor till 2 years after leaving that company.
It was my first job and i wasn't sure what to do.
Fortunately, i didn't take that job.
No one looks at this seriously,
Wonderful as always ❤
Please make a video on 90 days notice period, what if we want to leave early and employers is not giving relieving/experience letter before the said notice period.
File a case
Please make a video on "National Holiday Adjustment/Allowance" by private companies like TCS/Accenture etc for working on state and/or National Holidays
Great job guys. Appreciate your work. could you please talk about agriculture startups like Growpital and give your views on if we should consider adding them in our portfolio?
But what about Experience Letter and Final Settlement amount in case you leave the organisation before your official notice period
Thank you for this wonderful and informative video. Truly appreciate it from our heart.
What todo if the employer doesn't do final settlement (last month salary with leaves) even after one year, claiming that the bond is broken?
This is very learning, can you also schedule/create a video about notice periods? if notice period are necessarily to be serviced? and if no, then how to take reliving/experience certificate from employers without serving the notice periods?
Great work by you brother ❤❤❤❤
Sir, I am a big fan of yours, recently I got scammed and it's entirely a new type of scam, thought of reaching out with you so that if you can create a video for this type of new scam, other users will get educated and be aware of this
Saari Ramayan Bol Di But Valid Points Bole Hi Nahi. It's all about To control the resignation of employees and to control their mindset, So the whole life employee should not think about any growth outside and the whole time he/ she will be work like bandhua majdoor. It's modern age bandua majdoori.
Legend😎 only do business not job
सर एक जानकारी पर अपनी मौहर लगा दीजिए।
Total Service- 3 साल 9 महीना 21 दिन।
Total Contribution- 36008 ( EPF पेंशन में)
Settled Pension amount - 32983
Difference- 3025rs. Kya karna chahiye mujhe yaa sahi credit hua hai Paisa?
Last Wedge On Exit- 5968 (In Covid Period)
Before the Covid wedge amount was 11550
My one of the favourite TH-cam channel
As there are so many of who all are working as a sales person and most companies use PIP for employees exist and they say we are already intimate with you about your performance after that they will ask you to resign forcefully and they will give you unachievable Target kindly make video on it that will be very very helpful
We all know the law that non compete and bonds aren't enforcible in courts,but the problem is that the old company Doesn't gives you experience letters, without that we cannot prove our last experience, also if we break bond as per employer not as per law then next companies mindset is like ye employee toh bin bataye chod chala ja sakta hein
The subscribers number 42 lakh shows the people who really care to change in there life is just below the. 1% of India in terms of finances and there right ❤❤
Save your time. Watch at 1.5X (and do watch the full video)
Thank you for sharing this crucial information
Thank u RJ sir for such precious information 🙏🏻❤️
Need more videos on topics like 90 days notice, niche skills and consolidate industries like banks and HRMs companies
In US IT companies notice period are of two weeks but in India it's minimum one month, why is that and how can that be changed?
we did not discuss what if an employee is running their own business or running YT channel. what in that case.
3540 rupees for 1 hour consultancy is too too much for a person who earns 20-25k per month.
Love intro music.....💓💓💓
Why don't you teach the topics Industrial relations, labour laws, General accounting principles and Insurance that are asked in UPSC EPFO examination on youtube? You guys are great in content creation and your channel is also focussed on these topics. It will help a lot of students who are appearing in the examination but can't buy highly priced courses of various coaching institutes.
their channel, their wish, you cant just force someone to do something
He is just suggesting them to do a video. He is not forcing them.. It will help us. Why are you worry
+1 yeah please
@@ccgaming366 brother, who am I to force them😄😄. I am just asking them.
@@ccgaming366 he is not forcing anything & u cannot even force anything by comment section it's just his opinion for which it's opened. Aur haa lekin tum uske vakeel na bno.
I assume that all partners in a partnership can agree not to do competing business after the partnership ended.
Yep there is no employer employee relation...
Yeah infosys does that...😠
Is there any video on working hour policy ? Means in appointment it is 9 to 6 but expectation is 2-3 hours extra everyday without any compansation.
Can an employer force an employee to sign non-compete when they apply the resignation?
Thank you for the valuable information
thumbnail for this video is created by CharGPT and Midjourney
Awesome. Such a detailed video.
Glad you liked it!
Another name of honestly is LLA❤❤❤
I don't have a non-compete clause... But my company gave me 3lakh bonus in the middle of the year and added a term that in case i leave within 2 years... I'll have to return that money... I didn't get the option to even accept or reject this..
Job and education is becoming one big scam for middle class
My current employer, increased the notice period from 2 months to 3 months for all employees effective from 1st January,2023 and the HR department communicated the same through a generic mail to all the employees in December,2022.
Currently I am serving my notice period starting from 8th February,2023.
Could you please help me to understand if it's possible to challenge my employer and could be released within 2 months as per my original employment contract.
Thank you very much.
Editor missed to colour grade clip at 3:14 sec😄 , BDW i like work of ur video editor 👍👍👍
Thumbnail Jabardast hai bhai 😍😍😍
❤ LLA
What's your background music man loved it man
Can we have some professional help in employee employer disputes
This video inspired by the MKBHD.. i like it..
Need one answer to the question. Joining the client company if the NCND applies
I get this response from Pg portal complaint kindly see ......Sir, with reference to the member appeal, it is informed that on scrutiny of documents received in this office it comes to notice that there is change in father name falls under the category MAJOR CHANGE. Major change in member profile leads to change in member identity and which further arises the risk of fraudulent payment. On further scrutiny of documents received for modification it comes to notice that the joint declarations along-with enclosures i.e. responsibility cum clarification letter, copy of Aadhar Card, PAN Card, 10th Mark-sheet or certificate/Passport (if available)/Birth Certificate, salary slip, employee id card, joining letter, appointment letter, bank statement of salary account etc. are attested by the authorised signatory. Further, it is also submitted that in case of major modification the """""""joint declaration is to be signed by the employer only not by the authorised signatory"""". In this regard, member may be advised to resubmit the attested copy of above mentioned documents attested from employer so that the modification may be carried out. Any Rule about this or they just delaying it
Love the intro❤
Beautiful Vlog. thankyou sir.
Thanks for supporting ❤😢
What can be some points of defence for a full time employee if a company claims the amount in the name of training cost after his/her resignation ??
You guys are awesome 👏
Thank you so much 🥰
Best Initiatives.. recommended
Vry knowledge video 👍👍👍👍👍
Thumbnail is just awesome
My previous company sent me legal notice for breaching non compete agreement.
Legal shots
But how to prove "undue influence" existed at the time of signing
Very good.
Sir please make a video on dream11 and other cricket fantasy apps trap ....
i like u videos very much.. can u make video on wether to opt for higher EPS or not. last date is near to please make it before window closes...🙏
Thanks sir this video is very helpful
मैं बिहार से अमन कुमार आपका एक सब्सक्राइबर हुँ।
मैं जानना की अगर किसी कॉलेज के खिलाफ complain कैसे करे।
मुझे A.N.M TRAINING INSTITUTE & HOSTEL, MARAHURA, SARAN ये एक गर्ल्स Govt. College है पर यहाँ का खाना ठीक बिल्कुल भी नहीं हैं।
और यहाँ पर हर बात पर पैसा मंगा जाता है और हमें प्रतारित भी किया जाता है।
ये सारी बातें मेरी एक वहाँ रहने वाली दोस्त बोली है।
अगर कुछ हो सकता है तो Please आप कुछ कीजिये या मुझे सुझाब दीजिये।😢
3:16 editor ke paise kato..... Colour grading karna bhul gaya woo
Wah bhai kya notice kiya 😂
thank you so much 😇
Hi, I’m yet to sign my appointment letter for an executive position. Wanted to check can I ask the employer to remove non-compete clause and just keep non solicitor?
Could you please advise me about a case. If the employee served his service period. But company filled a case.
Great 👍👍👍👍
Thank you 👍❤
Even Jr are given 90 days notice period
I want to know that, for example i am working at X bank with third party tie up company A. This X bank has 3 Life insurance partner third party companies like A, B, C. Now my company has applied a law that I can't join X bank directly and also I can't join the B and C company for the next 6 month after relieving the company A. This is very much bad. Because remaining B and C companies are tied up with 9 banks. So in my location i am not able to switch the job.
I was wondering if you have any video series dedicated to people who want to start small businesses. For example, My wife and i have started a small business as a pvt ltd firm and we are sort of a two person army. We are looking into everything from operations to hr to contracts etc. It is bootstraped by our savings. However, how can a small company combat any leakages when it comes to legal and operations is something that could be useful. If you can create videos on related topic , it would be a big help for people who want to start one person or two person business, firm, company etc.
Hello sir, Currently I am working as an Assistant Manager in a regional rural bank of Uttar Pradesh. At the time of joining I had signed a bond of 2 lakh for 2 years. Currently I have completed 9 and half months. Recently I have been selected as Assistant Audit Officer under CAG department of GOI. To join CAG, I need NOC from bank but they are asking me to pay 2 lakh before that. I have already submitted a application of bond transfer but they have not replied to that. What can I do now?
Kindly IGNORE NAME OF MY CHANNEL OF USERNAME WHATEVER IT IS
Ask lawyer and take legal help
Don't pay any money
You have pay only that money which spent in your training and development if no money spentyou pay nothing
There can be straight no jacket formula ever in any legal matter. It depends how what you really wants to fight ! How badly you want it !!! Facts laws and prayers/ relife to court. It's dynamic.
Not enforceable. Do not worry, do not pay.
Please make video on how SIP Distributors earn money by fooling people they are literally forcing more than any agent, They get commission from our portfolio and sayd we get commission from company
Please make one video to understand people how they actually earn
This is a very informative video
Hey LLA TEAM,
I am ayush working with one of the reputed organization of M.P. in the education sector, they are forcing all the employees to be present in the days which are announced as public holiday in annual calendar by M.P. government, what should we do ? Is there any way to fight against this without showcasing my name?
मैंने कोटक बैंक की पॉलिसी परचेस की थी बट उसके दो प्रीमियम भरे दो प्रीमियम भरने के बाद लॉक डाउन लग गया था 2 साल का तो मैं तीसरा प्रीमियम जमा नहीं कर पाया और जब मैं आज प्रीमियम भरने कोटक बैंक वाले बोलते हैं आपके दोनों प्रीमियम वापस नहीं किए जाएंगे और यह पॉलिसी एक्सपायर हो गई मेरे फिफ्टी थाउजेंड रुपीस बैंक वाले नहीं pay कर रहे है
Any way to get back my rs