What to Cut From Your Budget | How to Save Money
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- เผยแพร่เมื่อ 26 มิ.ย. 2024
- Today I want to share with you things I cut from my budget that I don't miss at all. By cutting these things out of my budget I was able to save a lot of money every single month! I hope this video inspires you to look at your budget and see where you can save money by cutting out expenses you don't need.
Let me know in the comments some things you could or have cut from your budget! How do you save money? What are your favorite money-saving tips?
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Hi I'm Kallie Branciforte from But First, Coffee! I'm glad you found my video! I'm the content creator for the blog and TH-cam channel But First, Coffee.
Here you'll find videos on topics like best drugstore makeup, saving money, personal style, beauty tutorials, life hacks, and everything else a well-caffeinated woman needs to know! Essentially if it saves you money or saves you time...I'm probably blogging about it!
If you wanna know some more, check out my about page: www.butfirstcoffeeblog.com/about
Or...watch my vlogs: / @caffeinateandconquer4574
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Things I can't afford: Date night every week, XM radio, random Target purchases, fast fashion, designer handbags, name brand groceries, new phone cases.....
Right? Then there are a ton of people that can afford this and wont cut it out.
Exactly
Yep. :( And a phone that isn't cracked...
Budget things we do around here:
1. We have a house phone, no cells. $100/yr (Magic Jack)
2. We have Netflix & internet... no t.v. service
3. We garden our veggies and some fruit.
4. We can (preserve) our garden veg. -Mason jars can get pricey so we hit up auctions & yard sales and can find them for 25-35 cents a piece verses the 80 cents a piece brand new. Plus they are good for a lifetime if you keep care of them and don't chip them. We actually saved enough at the grocery the first year just waterbath canning (fruits, pickling, and tomatoes) to save up for a $100 pressure canner that can handle meat/veg. So when meat is on sale, I'm stocking up and canning it to use through the year and avoiding the higher prices. (Saving THOUSANDS... especially when you are feeding a large family)
5. We paid cash for a van off craigslist when my car broke down beyond repair. No car note... monthly savings... Hundreds! We just needed it to last a year, two years max to save enough to buy something better... 7 years later, it's still running like a champ.
6. Bedding at goodwill- $3. Makes amazing curtains, fabric for pillows, handbags, dresses even.
In 5 years we've paid off $30,000 in debt and have saved enough to where we will be house hunting at the first of the year.
*Just to give your viewers a few more ideas.
Clover Doll I won’t drive without a cell phone! How do you manage?!
Not sure if this is a joke response or serious... so in case it is a serious question:
It's not that hard really. If we were to break down... we walk to the nearest house/business and ask to borrow a phone. Simple really. We keep the vehicles in good condition so there aren't unexpected breakdowns and if a tire blows, we know how to change it. No navigation app needed because when we learned how to drive we also learned how to read a map for when we go somewhere new.
Regardless of whether or not someone has a cell phone... if you drive a car, you should be able to do these simple things.
Clover Doll I wasn’t joking or making fun. I’m serious. I have locked myself out of my house and car, my “belt” broke in my engine and my car died on the off ramp of the highway, I was rear ended and injured.,, just a lot of times I’ve been in emergencies. I’d never approach a strangers house. I live in the Boston area😮😉
I live in a somewhat small town in Indiana. We're the county seat with a big University but still quite rural. If someone is pulled over to the side... there's someone there stopped with them to give a hand. Not quite Mayberry (Andy Griffith Show) but loads of Hoosier Hospitality everywhere you turn. If we were located in Indianapolis... we might feel differently.
Clover Doll I’m sure. If you lived in the Boston area you wouldn’t even dream of going around without a cell phone and stopping at stranger’s door. Hahaha. Different worlds!
When you already cut all these things years ago and you're still broke 🙈💸
lyss222 I hear ya. I thought she would give us more common tips... 😑
hahaha that was exactly what i thought :P and i start wondering how did it go wrong
Especially since she is obviously a part of a couple and I'm over here single, buying cheap ass groceries, and trying to cut out even more things
Are you saving any income ? are you investing ?
Sometimes you're so broke that you can't save, cut corners, or invest. It's just a reality of life sometimes. Don't get too down on yourself it happens to most people at some point. My husband made good money and had insurance and we still ended up $50,000 in debt when he got cancer. Sometimes it isn't even something that huge. Losing a job or having to move at the wrong time can make everything crumble.
If your saving up to $2100 a month... I can't help but think I've watched the wrong channel when it comes to money saving tips for me when you have saved more than my total family income. still I will take some of your points on board.
Hi OBSiDian 351,
Your point is well taken! Thank you for sharing your observation.
Exactly! And I don't spend on any of the things she mentioned...
I'm glad I'm not the only one who's had these thoughts.
Just thought the same....🤔
OBSiDiAN 351 New youtuber doing personal finance with low income vidz stop by channel
Great video! Thank you Kallie!
We have a couple of "rules" we live by:
1. We eat our meals at home. We don't buy pretzels/donuts/waffels or beverages when we are outside. We do go out to eat at a restaurant or we will eat ice cream, but for us that's an event and not just because it's there.
2. Concearing bigger items: wait a couple of days. If we still need it, than it's ok to buy it.
(Ok, our washing machine broke in january and I bought a new one instantly. But as a family of 4 we really need one! :-D )
3. We buy less meat and more vegetables and we mostly buy what's in season.
4. We make a grocerie list and stick to it. (That's acutally just half true. WE make the grocerie list and my husband and our boys have to stick to it. If I decide, that we need something else, than we buy it. But I'm no emotional shopper, so that's ok)
Love from Heidelberg!
Love your tips! We always think a few days before purchases too! That's always key!
Hi Mathilda L.,
Thank you for your great suggestions. Realize that you have a family of 4 and most definitely need a wash. machine.
My brother is single and opted to go "off the grid" and not buy a wash. machine after his broke. He now has done his own laundry by hand including the mattress cover for 5-6 mo. now & hangs laundry outside to dry in good weather.
Or lets them dry indoors in the cellar. And yes, his dryer died too!
I thought of you today while at Target! I didn't buy one clothing item, piece of jewelry or pair of shoes! I thought of your one in one out rule! My husband is going to love this!!
Good tips. My husband and I committed to having beans and rice for dinner once a week. Costs like $2. Basically cutting out spending money on food just one day a week really adds up in savings. Just throw on some seasonings and hot sauce and it is amazing. Makes enough for lunch and dinner that day.
Lucky you! My husband is too picky.
Rice has so much carbohydrate though...I guess once a week sounds good
Great tips but this only applies to people who already have a good amount of money to spend for all of it. :/
www.worldsystembuilder.com -- is on a national campaign for financial literacry, go find the nearest office at your location and attend free workshops about money. It's more personal because you will be working on the money you earn and find out where exactly its going, what to cut, how we can help and start growing and protecting money
not necessarily, lots of people get credit cards or spend money on things they don't need and then find they are short on money for the things they do need. I know lots of people who do both of these things.
@@hannahturpin8381 that's was me
Things I stopped doing that saved me a ton of money:
1. Stop "studying" at Starbucks so often so I stopped spending on drinks
2. Unsubscribing Starbucks email (double star days, deals) so I won't be as tempted to reload my Starbucks card
3. Stopped paying to sit in a nice cafe. I only do it now if I really really want to read outdoors.
4. Stopped buying fast fashion knowing it's super ephemeral. If I really liked an item, I'll wait for weeks (sometimes even months!) to see if I would still like the item. And my patience almost always pay off because retailers usually have discounts/huge markdowns then! :) And just thinking of an exploding closet or selling an item online tires the shit out of me.
Everytime I'm in the mood for "shopping," I stop and either ask myself if I really need it, or I go home and sleep on it. It works 9 times out of ten because I realize I don't need it after all:)
such a good tip!
I do the same. If I sleep on it and I’m still thinking about it and I have a real use for it then sometimes I will buy it. But avoiding the impulse buy helps a lot!
Love this, your tips were very helpful! I don't have cable at my house, instead I have Netflix and an antenna so that I can pick up local channels for free. I don't miss having cable at all, it saves you tons of money when you cut off cable.
Marisa Lynn buy a firestick I don't use cable I just pay for internet
Did you actually save the money by putting it into savings or investments? Or did you just spend less because there is no more cable?
Which antenna do you use? I bought one off of amazon, but it didnt give me channels 2,4,5,7 etc., just gave me some random channels I've never heard of.
megan walter with antenna, you don’t get channels like 1,2,3,4, etc. You get like channels in the hundreds like 65-2. I have antenna and I am 11
@@meganlash6746 you
I am a college student and my money saving tips are using ebates, coupons (retailmenot), Walmart Saving catcher, and sign up for rewards at places you like to shop! I do not eat fast food and on my own I never order takeout, and very little do I go out to eat. I usually buy generic food brands instead of the name brand food! My saying is if it's not broken or can still function with a little damage, keep it, you don't need to buy a new one unless it's completely unusable! Keep on saving!
Totally agree with "if it's not broken" - we've become too much of a disposable generation
Stephanie Helzer have you tried Ibotta? its an app that gives you cash back. im a college student too.
Breakfast for dinner is my go to when I'm too tired to think about making a real dinner.
Suzanne Kazmiruk likewise!
Yes, I also do this sometimes. Breakfast for dinner for the win!
Thats ehat my wife does
And it a slap in the face because im make the best breakfast
Suzanne. Excellent advice. Thank you. Saves money also.
Meal planning is everything! Even for quick meals or snacks. Planning and limiting your list helps so much. A recent one is a price book/binder that helps me keep track of which stores have the best deals on which items (like Amazon's subscription discount for dog food and toilet paper or Aldi's coconut oil). I also make a few easy simple things from scratch like peanut butter and salsa. We generally don't buy any already made food or freezer meals. One of my stores allows me to clip their coupons online and they automatically work when I use my phone number that it's saved under. We use one of those cash back apps for food we're buying anyway too. We don't own a TV at all because everything can be watched cheaper online and it's cheaper for our electric bill. Take the clothes to H&M to get a coupon or use online thrift shops to sell gently used items so you get some money back before parting with it. Anytime you shop online or go out, look for a coupon code or use a discounted gift card or do it through a cash back site.
Twenty-three & change I'm curious. What do you mean by it being less cost to your electricity by not having a tv and watching things online instead?
Do you watch it on you laptop, or do you watch it on a larger computer monitor that you connect to your laptop?
I love the idea of allowing yourself a very specific amount of something. For example, I decided I'm only allowed two body lotion, and that means I can't buy more until I use one up!
Hi Abigail Robbins,
Great point! After I finish a jar of hazelnut spread, I don't rush out to buy another one although tempted to do so. Thought: Don't need the x-tra calories this mo. again.
Abigail Robbins. That is excellent advice.
Honestly? I gave up going to dollar tree! One trip to dollar tree to make a “do it on a dime” craft, I spent $35 after getting a bunch of stuff I didn’t need! These trips to make cheap crafts add up!!!
I wish I had enough money to have those things in my budget in the first place. Literally the only thing on this list I buy is (OCCASIONALLY) name brand groceries. There are 1 or 2 items I never buy generic and that's it
You should walk around the grocery store with a calculator. I do it in my head and ame usually close whithin about $5. I don't drink alcohol, I don't do drugs, I don't wear makeup, I don't get mani-pedis, I don't get my hair professionally cut I don't buy fast fashion. I think a lot of these tips are for people who already have money. The biggest way to live successfully is to separate your NEEDS from your WANTS. Live below your means, save a little bit even though it may be $5 per month, pay off you smallest debt move on to the next biggest one etc. Don't buy on credit.
Love this! I've been cutting out a ton of stuff from our budget lately too. It's crazy how much money is spent on things that aren't necessary or important!
Love this, only got married last month and already trying to find ways that we aren't just throwing money away. Totally agree on the whole idea of eating out all the time! Thanks again!
My fiance and I challenged each other not to buy any shirts for an ENTIRE YEAR! I loved it so much that we have been doing it for 16 months now! I used to buy so many shirts at places like Marshalls that I realized didn't fit me well and only wore once or twice!
that's awesome! Such a manageable challenge!
My weakness was subscription boxes, and when I saw how much they were taking out of my budget, and cluttering my home, I stopped them. I'm through my budget like crazy, and cutting even more. Now to convince my boyfriend that with the amount of television we watch, we really don't need cable.
We cut eating out to once a week with friends or family. We also cut unneccesary subscriptions, avoid buying new what we can get used, avoid buying what we can swap or borrow, and we bulk cook and prep at home and freeze what we don't eat in 2 days. There is mote, what I'd like to work on is clutter, energy usage, and walking more when we don't need to use gas.
Finally cut cable out.......it was hard at first but just like anything, you get use to it
Great pointers! Some people (like me) also stopped buying coffee and newspapers. You can make your own cup of joe, and read the news online or at the library! Latte Factor!
I love how you make different kinds of videos ! You always give your own opinion and good tips 🙂 keep up! I watch and enjoy all your videos 💜
Thank you! I'm glad you enjoy!
Ok, this was brilliant and so helpful - actually helpful! Sometimes videos of this nature are so unrealistic but this was smart, well thought out and provided excellent examples! Thank you!
This is wonderful and came at the perfect time for me! I have to say that cutting take out really does save you so much money.
doesn't it! It's crazy how much you can save! and it's usually healthier!
I'm always so surprised you don't have more subscribers...You are one of my favorite youtubers!
Aw! Thanks Kate!!
Just discovered your channel last night. I'm loving it!!! Honestly, got tired of "make up tutorials" this channel is so refreshing.
Currently binge watching your videos ❤️
you seem to be the most honest and REAL youtuber. i am glad i found your channel :)
$250 -$600 monthly saving on alcohol? Just by cutting down a little? I find that hard to believe?
Great video Kallie and fantastic ideas and tips to save $$$. It's amazing how quickly it all adds up. I always love your videos and it's always great to see you! Love your lip color👌🏻😀 Happy weekend to you!!!🙋🏼💗🌷
I love store brands! Especially Up&Up and Market Pantry from Target. The quality is as good or better than the name brand.
Hi Holly!
N
Me too! Target is my favorite
I'm currently doing my own Savings Challenge and I think this video will help.
Food wise I buy a lot of stuff that can be frozen so it doesn't go off. I'll make a large serving of a meal and freeze portions for the nights I don't want to cook.
I went through all my stuff and sold all my random decor stuff that I didn't particularly like or need. A lot I had in the cupboard waiting for a spot to put them.
I only get take out once a month as a treat.
I cancelled a lot of subscriptions and memberships that I didn't use that were costing money.
I only buy my favourite wine when it's on sale so I too have cut down on alcohol.
I'm glad this video can help you with your own savings! It sounds like you're doing great!
These are great suggestions!! Can't wait to start saving even more 😄
We have always lived that way, we are in our sixties and have two homes three cars( one a collector car). We have no debt and enough for retirement. Looking back we lived frugally but it has all been worth it especially when we look around and see many of our friends in debt and looking at a no fun retirement.
Love your message, love your look and subbing today while I binge watch 👏❣️
One thing that I cut months ago was daily (or a few times a week) coffee! A latte runs anywhere from $3-$7! Plus, if you add a treat-you end up spending around $11-$15 per day! Huge savings!
These are really great tips. I don't think people realize how much they REALLY spend. For a month my husband and I wrote down EVERYTHING we spent (every penny), and we were seriously amazed at how much we were spending! I have done all the things you suggested and we have been able to save so much more. I am like you, I only wear a select few pieces of jewelry, so there's no point to buy trendy pieces I won't wear! I have also started shopping at Goodwill, consignment shops and yard sales. You can find great things for a fraction of the cost! I have bought highend brands of clothing at Goodwill with the price tags still on! When you account for every penny spent you realize how much "oh, this is ONLY $5) adds up to at the end of the month!
My BIGGEST downfall is makeup. .......which is ridiculous considering the fact that I don't even wear it every day! But I'm trying......lol.
Great tips......loving your channel! !!
Really love your videos! In April of this year my husband and I moved into an RV and we travel full-time now. Moving in to the RV meant purging so many things that we owned. It also means that if I buy one thing something has to go. Just like you said. I stopped buying fast fashion a few months ago and I couldn't be happier. It was interesting to watch your video and realize how many things I have stopped buying. Less junk more life.
Road Pickle me and my husband are thinking of doing this we have a dog and 15 year old kid we thought it will help save money somehow ? .
Sugar Cookies 36 well it can, depending upon how you are living now and how you will be living in the RV. If you have a high rent or mortgage payment then exchange that for a high RV payment then you're not saving anything. The beauty of RVing is the ability to adjust your expenses from month to month, as long as you don't start off with a great deal of monthly debt.
I love all of your money saving videos! We just sold our house that we were struggling to pay for every month and are moving to a smaller home while we pay off other debts. Also we got rid of satellite a couple of years ago and just watch movies every once in while and don't miss it at all. I really need to look at all of my auto subscriptions though! Thanks for sharing!
Love this I cut out designer bags, changed my WiFi provider and replaced my super expensive cable package with a monthly pick ur own package streaming system.
Wait how do you save $350 on groceries??? My family of 4 doesn't even spend that much (or barely over) per month. If we saved $350, we'd literally be spending $50 monthly.
Where do you live and are your kids being nursed?
Melania Trump it's. All relative. If they were buying name brands it's easy.
It’s amazing how you can easily spend close to $1000 a month on groceries, and yet just as easily spend a few hundred a month. I can easily spend a lot if I’m not careful. It just takes a little more creativity in the kitchen if I want to save.
Dorissa Claire me and my boyfriend only spend about $100 on groceries a month. We love aldi
@@pawsnotclaws2772 wow, i'm single and spend sometimes 50 a week at aldi's, sometimes less of course, but what do you buy to keep the numbers so low?
I always get into the bad habit of buying lunch so now get up 5 mins earlier to use the groceries I’ve bought. It saves me at least £100 a month. Thanks for the great video x
This is a great video. I think it's important to go through your expenses (at least once a year) to figure out what are the unnecessary expenses that you don't actually need. I recently stopped some payments and felt so much better knowing that I'm not wasting money for no reason.
I seriously love your channel💝 REALLY good tips and sense of style & moxy!!
Thanks for doing this video. My husband and I already do a lot of those things but the take out tip is one I will implement into our budget. TFS
That's awesome,glad I found your channel! I will try some of these out (I hope)😉
Stopping going to the hair salon has saved me thousands. I grow my hair down to my waist and then my daughter cuts it into a bob and we send the hair to the Little Princess Wigs for cancer kids charity.
According to TH-cam I needed you in my life. Lol. You do have great tips!
Thank You I loved it. I am trying to down size everything also
Those were great tips. well done.
Ughhhh how could I resist the subscribe button !! Love this!
The take out one is TRUUUTTTHH. I've saved so much money by just forcing myself to cook the food I have at home. At first, I was reluctant..but now I don't miss it a darn. And I have way less acne and digestive problems :D
Love the purple lipstick!
Sounds good but...the only thing on your list for me to cutout would be takeout food.
I don't do the rest on your list in order to cut.
Thank you so much for sharing all the useful advice madam! For me, just hoping with all the money I will be saving, won't end up spending on something stupid.
I have been cutting out starbucks and instead make my own „starbucks“ at home! So I bought a really cute starbucks tumbler and high quality syrups (monin). Not only do I save soooo much money, they taste exactly the same and the tumbler gives me a real sarbucks feeling!
Now what I really want to try after watching your video is cutting fast fashion..This ist sth I wasn‘t really aware of, so thank you so much for the inspo!
Great tips!! Love these kind of videos.
Awesome video. Well thought out, well presented, and actually practical stuff anyone can use
I could definitely cut down my spending on makeup each month. I spend way too much on that! I think I'm also planning on cutting my Boxycharm subscription box for $21/month because it's not something I need.
Besides that, I feel we've gotten so much better at going out exponentially less (maybe every other week at most), eating at home more and making sure we cook enough for leftovers for quick meals, etc. That saves us lots of money! We also take advantage of TH-cam, Netflix, and books we have for entertainment and it's nice staying at home :) We also don't drink period. All we have in our fridge is a water filtered pitcher, mango OJ, milk, and almond milk. We also use coupons whenever we can for the grocery store we frequent and that actually saves us $10-$20 each trip!
I'm a new subscriber of yours going on a debt-free journey so videos like these are very encouraging and helpful, so thank you!
Seriously had plans to cut XM in my car tomorrow before seeing your video! We have it in our family vehicle & that is enough! Love all of your tips, made me think of more I can cut!
TFS :)
Awesome! Beware, XM radio will hate to see you go lol. They tried to offer us like 12 discounts and promos to keep us and we were just like "nah, sorry, just wanna cancel."
Cut out excessive salon trips.. hair colours - drag them out from 6 to 12 weeks... get rid of false nails... go without spraytans.. buy a foam one from the drugstore.. my girlfriends even pay $1,000 for hair extensions. Crazy. I do none of it and save a fortune!!!
ur seriously good at various types of vids, all helpful, informational and not judgmental. that is why I have subscribed. ur are a "share" as u r 2y2ksm (too young to know so much among us oldsters) keep on keeping on. ty
love this video, so helpfull . i would choose to cut on: Starbucks coffeee(too expensive), going to the cinema while you can still watch the new ones at your computer. cheap jewelry(we all know its gonna get bad soon), cable, since netflix is life.
Hello, new subbie here. Your channel was recommended to me . I am glad I watched. Time to binge watch
All your budget tips were great! I am also cutting back on eating out on the weekends. No Starbucks out either. I make my own coffee at home with a coffee drip funnel. It can be done. Random shopping out the window too. Never was a designer bag kind of person either. I do need to work on my food waste more, however.
Love your energy and tips!
Love this! So inspiring
Great tips Kallie! Sometimes it can be difficult to cut things out or do things less often but once you do it often enough it becomes a habit and you don't miss it. Little things can add up e.g. coffee from Starbucks. I used to have coffee at least 5 times a week which is about £60 ($80) a month. When you look at it that way it's a lot of money. Now I have it maybe 2-3 times a month and I enjoy it more 😀
Love the variety of your videos 👍🏻💛
Thank you! Yes coffee buying can be another big one! Especially if you get something like a latte that's more pricey!
Re-establishing my budget this month :) Thanks for the tips girl!
I agree I love Starbucks tumblers!!!!
I can't imagine wasting money on all those things! The only thing in that list I'm guilty of is too much take-out. I've never bought excess clothes or shoes, and I've never owned a designer purse in my life (I'm 65). Nor had satellite radio.
It's a good thing to rein in wasteful spending habits, particularly since I've watched your later videos a lot, and I know you're a much more moderate mom.
All that money can go toward college funds, savings accounts, retirement funds, and a rainy day. Believe me, retirement time comes faster than you think!
Btw, your eyes are just so incredibly beautiful!
I love the savings videos! What really seems to sabotage me is that I'm chronically ill and when I'm in a flare especially, I really don't feel like standing to make food for even like five minutes. I try to make more than what I need, and make things I really like, so I can just reheat the second or third portion as one of my next meals if I don't feel super, but it can be difficult. Also if I have my parents or any friends over it's difficult because, while my apartment is centrally located and a great place to hang out, I may not feel like making dinner for people. Food in general is just the struggle for me. I try to be cognizant of what I'm eating and the money it's using, but it also has to work for my current reality, which is feeling like I had a fight with a bus and the bus won.
Since I moved 2 months ago my bills are more but I also make more and have been focused on buying furniture and paying off debt. I have about 100 left to pay off and we have majorly cut back on eating out, drinking, and having junk food around. It's helped saving as well as helping weight management. When his car broke down we were stressed but found a 2016 Kia Optima we can afford payments on that has incredible gas milage costs less for insurance than his mustang.
Great Video. Thank you for posting.
Love these money saving videos the are awesome❤
loved it, thanks for that.
Watching this video my thoughts: it’s weird seeing the makeup and purple lipstick but I feel it’s cute! You have definitely gotten better at you editing and videos! Also super good tips! I’ve followed a few of your tips, especially the clutter ones and they have really helped. I’m the messy one in the marriage and my husband is the organized one. I like to say I’m the chaos and he’s the order. ❤️
Good to cut out some fashion jewellry. Most of it will fall apart or tarnish anyway. I learned to incorporate more beans in my dinners which are a cheap source of protein plus they are tasty. Also a vegetable garden over time will save some money and you get exercise for free.
Love this video! I'm a recent college grad, taking a gap year before grad school, so that tells you everything about my finances lol. I really plan to use the tips that applied to me in this video! This is the first video I've seen of yours, and I just subscribed!
Enjoyed hearing your interesting tips! Can adhere to most of your simple suggestions. However, refuse to not eat out as it's one of my few social activities that I enjoy. Eat mostly @ inexpensive places. And occasionally take a sandwich from home or from the supermkt. along with a drink and visit a park.
Also enjoy a drink @ home with a friend before starting off for a restaurant. Or if I do want a drink out, always ask for ice cubes to "freshen up" the drink without asking for a costly 2nd.
Oftentimes, my friend & I split one meal, & have been known to split the 2nd "costly" beer as well.
loved this!
2018 is the year of financial advancement for me... thanks for sharing your tips!
I cut cable and phone save $100 a month. I also shop at Goodwill and buy brand new items for pennies. I carry a thermos of water and a bottle of juice and my snacks to work from the grocery store instead of buying drinks from the vending machine or the coffee guy. I also pack my lunch.
fred6059 niiiice 👍 I’m with you
Love this!
Thanks for the tips ☕️
I really like this type of vídeos. Helped me a lot km doing budget myself tour words are very true
I have been frantically trying to figure out a budget for several days now and downloading app after app budget apps from Google play trying to find one that's easy to use that has everything I want in an app that I can't mess up! admittedly, I have never been able to keep a budget. But I really need to now. I got stuck paying back a parent loan I stupidly signed for my oldest son to go to school.
Thank you so much for sharing your experience :)
I need to adopt some of your ideas for sure. If I want an occasional cocktail, I have it at home. Drinking out is WAY too expensive. There are only a few things I cannot give up. My brand of coffee, my peanut butter, and salad dressing or mayo. The rest I'm good with off brands. Lol. I have a Mercari account, and I'm getting ready to do some serious shoes, and bags downsizing. How many do you need? Not NEARLY as many as I have...I won't even say!!! Thanks for the tips. Stay safe, well and GOD bless you and your family.
Great tips!
Very useful tips! Thank you. Im gonna cut my budget on take away foods! Very useful!
Great tips!!!!
I cut out cable TV. I now have an antenna. It's free and has lots of shows I watch compared to hundreds of channels I never watched and was paying for every month. The savings are extraordinary.
I really liked that video :) for me, the background music was a little too hectic..but very nice editing :)
The Little Things! They get me EVERY TIME. That's probably the one thing in this list that is a problem for me. I've pretty much already dealt with all the others.
When it comes to groceries, when I first started living on my own, I was still in high school and wanted to be careful with my money since I worked super hard to make enough and still make it to class full-time, I had this habit of keeping a notebook of lists (this was before cell phones, yeah) organized by store of all the foods I liked and what they cost at the stores, so I could shop more efficiently. it's been almost 20 years and I still do that to this day, except I use note apps in my phone for it, and I keep notes of the sales from the flyers there too. Then I can be sure to not spend more than I need to on any groceries or household items (you wouldn't believe how much cheaper my favorite dish sponges are at Walmart vs Target, for example). I'm also really big into the Cartwheel app and things like that, so I factor those discounts into my price comparisons as well.
This was a great list, thanks for sharing with us!
sassy britches same here but I still use my little spiral notebook for my lists 😂. 🤫don’t tell anybody hehe.
Buying a good 14K pair of earrings and wearing just those for years and never buying costume actually saved money.
Designer bags go for cheap when used. Tradesy is your friend.
I wish I could cut cable but my mom loves tv and can’t understand how to use streaming. Also hockey. I love watching the games.