Credit Bureaus Are Stealing And Selling Your Personal Information!
ฝัง
- เผยแพร่เมื่อ 22 ม.ค. 2025
- Millions of Americans have their identity stolen each year. This Identity Theft coverage Dave recommends is less than $7 per month, and it includes restoration services! goo.gl/QoEwgw
SUMMARY
Angel from Minnesota asks Dave, “If a person has never had debt, will they have a credit report?”
It’s possible for anyone to have a credit report. Creating an account only requires one piece of data, so even if you’ve never had debt, you could have an account. Anyone who reports to the credit bureau could set up a file for you using your data.
The three main credit reporting agencies - Equifax, Transunion, and Experian - can gather your data, sell it, and make a profit without your knowledge. Additionally, 52% of credit bureau reports have errors in them. Not only are the bureaus collecting your data and selling it, but the data is often incorrect and requires hours of time to correct. It’s wrong!
You could possibly have a credit report and not even know it. Make sure you’re protecting your identity against this kind of fraud. Get protected here: goo.gl/QoEwgw
RESOURCES
Take our 5-minute Coverage Checkup to see what kind of coverage you need: www.daveramsey...
Learn more about how to prevent identity theft: www.daveramsey...
Hear more of Dave’s advice on identity theft: www.daveramsey...
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Rachel’s rubbing off on Dave 🤣🤣🤣
I honestly dont know why this isnt illegal.
big banks lobby our government.. they are the real power in this nation
ALERT: Credit Bureaus Are Selling Your Name and Private Financial Information. A loophole in the law now allows the four largest credit bureaus, Equifax, Experian, TransUnion and Innovis to sell your personal and private financial information to any and all lenders both in the US and overseas.
Do you have the exact law/loophole that states this? I'd love to utilize it.
Agreed Dave. It never makes sense that these companies can collect information about me and for me to do anything with it, I gotta go through all these hoops and pay them to be sides. Ridiculous. Not to mention that some of the information they put against me is incorrect! Mind boggling.
Since credit bureaus steal your personal information without your consent and sell your information for their financial benefit, then isn’t that called legalized theft and wouldn’t that mean that they’re thieves?
If you want to freeze your account at the credit bureaus, you have to pay them! Each state is different, but in my state I had to pay these thieves.
Sherri not for long! There was a bill passed recently which will allow you to freeze and thaw (unfreeze?) your credit file. Should take effect in a couple months.
Friday the 21st of September is the date that this new law takes effect. The credit reporting agencies must allow consumers to freeze (and un-freeze) their credit files for few! Just a week away!
Steve Jackson, I utilized the free freeze. Sad but Experian won't really abide by it, keeps selling my info to bogus money grubbers, and won't correct innacurate info or remove the "soft" pulls and inquiries. Where does on report them to, the FTC?
So, what can we do?
What can you do about what? Personal data being sold? Stop using all technology, including TH-cam & apps. Or accept that it's not a huge deal.
TH-cam collects tons of data too and sells it. Happens everywhere. Doesn't affect me very much.
If you do sometging its fraud, for banks its a mistake.
Why doesn't Dave talk about the fraud of making fiat money?
My credit score is 780 because they put credit cards open that I never had. I have them taken off and they appear again next year.
Dave hates government regulation, yet is frustrated he and consumers can't do anything about this. Guess how this can be solved?! You let companies do whatever they want, this is what you get.
Those cash back and airline miles get their money from somewhere.
Dave,
"Little What's His Name" is actually Nerd Man.
The first thing I thought of was 666! 🤣
Little what's his name? lol
Lies
It's the Book of Revelation., not RevelationS, Mr. Christian
By your own flawed logic. No person should ever step foot into a bar. They might become an alcoholic. It's not their fault. It's the alcohols. You are so disingenuous and condescending