The Dividend Capture Strategy - Bad Idea?

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  • เผยแพร่เมื่อ 14 ธ.ค. 2024

ความคิดเห็น • 152

  • @JakeBroe
    @JakeBroe  3 ปีที่แล้ว +2

    Thanks for watching everyone! If you like this challenge idea, then give this video a LIKE to support my channel! Also check out the next video in the challenge here: th-cam.com/video/GcG-LXzMTK8/w-d-xo.html

  • @TheRohitJammwal
    @TheRohitJammwal 3 ปีที่แล้ว +34

    Jake risking his own money for our content. All the best Jake. Cant wait to see the conclusion!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +4

      I do it for the people's entertainment! haha

  • @cyfergooey9129
    @cyfergooey9129 3 ปีที่แล้ว +6

    Whoa! This is exciting! Looking forward and good luck Jake!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Thanks Cyfer! Cheers!

  • @TheRohitJammwal
    @TheRohitJammwal 3 ปีที่แล้ว +4

    By the way, the options makers would price in the volatility from ex dividend date in the price of the option, so you would have to keep that in mind as well

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      yeah, they got to

  • @gabakusa
    @gabakusa 2 ปีที่แล้ว

    how can i know when to buy the ex dividend stock to perform your experiment? where is that information?

  • @Bangpaulxu
    @Bangpaulxu 3 ปีที่แล้ว +1

    I am still amazed how Jake doesn’t have 200k subs. He is really good with his informative content! Great video, thanks!!!!!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks! I am hoping I can hit 100,000 by this December. Anything above that is just extra in my opinion.

  • @nightelf7921
    @nightelf7921 3 ปีที่แล้ว +1

    It is really nice see you trying to do new strategies.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks David! I think it is interesting!

  • @JacksonWelch
    @JacksonWelch 3 ปีที่แล้ว +6

    Love these types of videos Jake, taking one for the team here lol

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +2

      For you Jackson! I'll risk my money...

  • @matthewsherwin8741
    @matthewsherwin8741 3 ปีที่แล้ว +3

    How interesting! You’re brave, my friend! I wish you luck with this and I look forward to the outcome.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Matthew! I'll think I'll end up where I started ultimately, but we'll see!

  • @bunnyz1051
    @bunnyz1051 3 ปีที่แล้ว +2

    Interesting plan, I thought about that before just to get some dividend but never really do it, good luck Jake :)

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Bunny Z! I appreciate that!

  • @karlbork6039
    @karlbork6039 10 หลายเดือนก่อน

    What if you buy an equal amount when it drops and sell both when it recovers?

  • @AntonioInvests
    @AntonioInvests 3 ปีที่แล้ว +1

    Great video Jake 😁

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks IS! I appreciate that!

  • @dr.j5367
    @dr.j5367 3 ปีที่แล้ว

    Read "Dividend Policy, Growth, and the Valuation of Shares" (Miller and Modigliani, 1961). Total returns stay the same (growth only vs growth + dividend) because required return does not change. You typically perform the same by just buying and selling a non-dividend paying the stock (homemade dividend). However, depending on how you will get taxed will make a difference. Generally speaking, after all friction costs, you better off by ignoring dividends when the only motivation is total returns. Your experiment might work in short term, but the research suggests no difference over many transactions.

  • @venkatapottiboyina7532
    @venkatapottiboyina7532 3 ปีที่แล้ว +1

    hope your method a myth buster the ex-dividend price drop notion. its fun to watch your investment grow and us entertaining through investment realty series.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Thanks Venkata! I'm glad you are watching my channel!

  • @markplymale
    @markplymale 3 ปีที่แล้ว +1

    When you upload I click. Always learn something new. Good stuff as always!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Mark! Glad you are getting value from these videos!

  • @darcenex14
    @darcenex14 3 ปีที่แล้ว +1

    Amazing idea. Looking forward to the results. Keep em coming Jake.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks darcenex! Glad you like it!

  • @jah-jah87
    @jah-jah87 3 ปีที่แล้ว +1

    Really waiting on it....thanks

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      You bet Jah! Cheers!

  • @ahmadabood9414
    @ahmadabood9414 3 ปีที่แล้ว +1

    All the best champ 🥁🥁🥁🏆🏆

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Ahmad!

  • @louiswelrod
    @louiswelrod 3 ปีที่แล้ว +2

    I have been watching for a few months and I really like this dividend capture series. I tried this a year or so ago and abandoned it for other strategies, but I was not as methodical as you are planning. I am very interested in the outcome. I agree with your assessment that it will likely not consistently work. Keep up the good work. BTW, a regular IRA can mitigate the tax problems (depending on our tax situation) as your gains will be taxed as regular income when you withdraw.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Thanks for watching Louis! Will post the results in August!

  • @geremy1403
    @geremy1403 3 ปีที่แล้ว +2

    I am looking forward to see the outcome. I actually had the same idea myself and started with OLP and VLVLY since I own those stocks and I will make a bit of the money but wasn't sure if worth it. Your videos will certainly answer that question much better. Thank you!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Bojan! I will stick to it for a month and share the results!

  • @Yeah_Buddy_LIGHTWEIGHT
    @Yeah_Buddy_LIGHTWEIGHT 3 ปีที่แล้ว +2

    Now this is a cool challenge. Love it!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Thanks LW! Should be a fun month!

    • @Yeah_Buddy_LIGHTWEIGHT
      @Yeah_Buddy_LIGHTWEIGHT 3 ปีที่แล้ว

      @@JakeBroe looking forward to it! Happy Independence Day!

  • @Aoni6666
    @Aoni6666 3 ปีที่แล้ว +1

    Noooooo!!!! Bad idea, I do something similar at times I buy a week or 2 before dividend day and I sell the day before ex dividend makes more than the dividend.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      That is probably true, haha. We'll try this way for a month and try something different next month!

  • @dreamcometrue6571
    @dreamcometrue6571 3 ปีที่แล้ว +3

    Thank you for doing this experiment! I always curious if this strategy works and here it is. Would love to see a weekly update video on this one. Love your channel!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Thanks DC! I'll do a mid month update and then another update at the end of the month. Thanks for the support!

  • @MrOverlord559
    @MrOverlord559 3 ปีที่แล้ว +1

    Alternatively, you can also run the wheel on a dividend stock. Start the wheel with cash secured puts with the goal of holding the stock before the ex dividend date. Then, sell covered calls on the stock until they get called away while looking for another play. This way probably moves much slower and doesn't have that swing trading strategy you're trying but it could be useful if you're trying to hold the stock anyway with the added bonus of capturing the dividend. The incresed volatility around an ex dividend date might make for higher premiums too.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Hey Victor! Yep! For anyone running the wheel strategy, I always recommend they do it on dividend stocks. Solid advice!

  • @HedgeFundOfOne
    @HedgeFundOfOne 2 หลายเดือนก่อน

    NEVER sell calls or buy puts trying to offset or take advantage of the ex-dividend drop in share price.
    The present value of dividends are added to the price of puts and subtracted from the price of calls, so that the puts or calls won't offset the share price drop on ex-dividend date. Puts or calls will only offset losses beyond the dividend drop on ex-dividend date.

  • @soulfulplay79
    @soulfulplay79 3 ปีที่แล้ว

    is it advisable to buy the stocks 5 or 6 days before the ex-div date?

  • @Rachad2317
    @Rachad2317 3 ปีที่แล้ว +1

    Can't ask for a better explanation, thanks Jake.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      You are very welcome Rachad! Cheers!

  • @lafaders
    @lafaders 3 ปีที่แล้ว +1

    Thanks Jake! Very curious to see how this works. Best of luck!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Thanks LAF! I appreciate the support!

  • @lizlemon9632
    @lizlemon9632 3 ปีที่แล้ว +1

    Great analysis, you’re developing interesting strategies. Had no idea about repaying the dividend. Looking forward to your next insightful video.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks georgia! I'll do a mid month update and a wrap up video first week in August!

  • @johnburger0891
    @johnburger0891 3 ปีที่แล้ว +1

    This should be very interesting Jake! Looking forward to see how it turns out. Good luck 👍

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Thanks John! Results coming at the end of the month!

  • @chandan7659
    @chandan7659 3 ปีที่แล้ว +1

    Why do you prefer to buy a home over investing all your savings in stock market?

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      I don't? Not sure what you mean?

  • @alanyoung159
    @alanyoung159 3 ปีที่แล้ว +1

    Good luck!!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Alan!

  • @TheVaughns
    @TheVaughns 3 ปีที่แล้ว +1

    Cool idea Jake, thanks for risking capital for our education. Look forward to watching.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Vaughns! Cheers!

  • @AntonioInvests
    @AntonioInvests 3 ปีที่แล้ว +1

    I buy and hold for the long term 😎

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Don't need to test that investing strategy! That's a proven winner!

  • @craigchambers4183
    @craigchambers4183 3 ปีที่แล้ว

    I am doing this one for the first time, have been planning it for over a week for T (AT&T). I already bought the stock a few days ago with the idea (in reviewing its history) that there would be three green days ahead of the ex-dividend date of July 7th. It is up already about the amount that the $52 dividend capture (.52c each x 100) will produce. I believe from my analysis that this stock is going up to around $34 on its current trend it just started and so I am also doing covered calls on it. I anticipate it coming back to my price after the dividend capture and then proceeding up from there. Regardless, I am also buying another 100 shares at whatever price is on the 6th, so I will capture $104, and then I will hold it while doing covered calls anyway. "T" is a solid stock, so not worried about dips with it over the medium to long term outlook.

    • @craigchambers4183
      @craigchambers4183 3 ปีที่แล้ว

      T is also over %6 dividend profit annually. Did not see that on your July sheet, but it is on my charts. Current price is $29.25 as I type this.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Solid Craig! You sound like you have been putting a lot of thought in to this!

  • @KyotoMelody
    @KyotoMelody 3 ปีที่แล้ว

    Thanks, Jake!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      You are welcome Kyoto!

    • @KyotoMelody
      @KyotoMelody 3 ปีที่แล้ว

      @@JakeBroe Happy 4th of July! I am actually enjoying firework at this moment! :)

  • @seanbyrne5313
    @seanbyrne5313 3 ปีที่แล้ว +1

    LOL I've had some success with almost this- except I used a dividend avoidance strategy. I bought after it dropped from those using the dividend capture strategy, then sold it back to them at a higher price later in the month. I made more than I would from the dividend payment of the respective stocks.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Solid! I am going to talk about this actually in my next update video a little more. Cheers Sean!

  • @antiquarian1773
    @antiquarian1773 3 ปีที่แล้ว

    Is it safe to play the people who are selling after payout? Perhaps buying puts after the payment date or buying calls after the declaration date? However, for AAPL, Looking at the history of dividends announcements and charts, there seems to be a drop in price after the dividend announcement.

  • @agkoh
    @agkoh 3 ปีที่แล้ว +1

    Fun challenge, cant wait to see the results.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Agkoh! Cheers!

  • @RyaZila
    @RyaZila 3 ปีที่แล้ว

    I'm excited to see the future.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Me, too Rya! Cheers!

  • @davemclean3899
    @davemclean3899 3 ปีที่แล้ว +1

    I came for the aliens I stayed for the stock chat.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Haha, great to have you with us Dave!

  • @RobertSek512
    @RobertSek512 3 ปีที่แล้ว +1

    Love your content Jake!!! I sure would have loved to see an options only trading challenge since you did so well on the last one, due to you very solid options strategy, I feel… keep it up. Love how authentic your channel is. One thing, what is with all of the flags you have and changing them per video? Keep it up.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Robert! We'll do more with trading options on my channel. But I needed to take a break this summer from tracking and researching stocks. Last 6 months was too much for me!

  • @zunar_j5_933
    @zunar_j5_933 3 ปีที่แล้ว

    Have you looked at the fund IGA? Slightly over 8% div yield, but has a small mgmt fee.

    • @lolwtnick4362
      @lolwtnick4362 3 ปีที่แล้ว

      why not do preferred shares? they pay up to 16%

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Haven't looked in to it! Sounds interesting

  • @7Neiman
    @7Neiman 2 ปีที่แล้ว

    Listen I do not know why people don’t do what I am doing!!!!!! I basically have about $22,000 and I trade and sale dividend stocks for one month basically four different stocks currently I am bringing home out of those Four stocks approximately $1900 a month It’s impossible to trade & sale every day I did it choosing no more than four stocks there are some that I lost maybe $100 on there are some that I kept for probably a week and a half and they did go back up lastly there’s a gas dividend stock that I purchased I held onto it longer than I wanted to because it was losing money eventually of course I got the dividend but I also made a $370 profit because The stock itself eventually went back up🤷🏾‍♂️

  • @johnhlee11
    @johnhlee11 3 ปีที่แล้ว +1

    I guess when you're playing with house money... lol this should be interesting to see the results

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      I agree gekko! We'll see how it turns out!

  • @raymondsimmons1617
    @raymondsimmons1617 3 ปีที่แล้ว +1

    It's also known as dividend stripping. I've tried this too, albeit unsuccessfully.

    • @jasonnysacleomedes5084
      @jasonnysacleomedes5084 3 ปีที่แล้ว

      Ouch! At least you tried and learned from it.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Let's see where this goes! Cheers Raymond!

  • @zajssz
    @zajssz 3 ปีที่แล้ว

    Very much looking forward to the results!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Hey Danno! I have an update video coming out today!

  • @conureron3792
    @conureron3792 3 ปีที่แล้ว +1

    Real time empirical data!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Cheers Ron!

  • @soulfulplay79
    @soulfulplay79 3 ปีที่แล้ว

    what if i want my stocks to stay for long term? do i qualify for the nex ex-dividend again? i mean for the next declaration?

  • @jeremiahmiller4640
    @jeremiahmiller4640 3 ปีที่แล้ว

    Jake do you think buying before ex dividend date and also selling atm covered calls at the same time a week out would be profitable?

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Not really. I just don't think there is a way to game this with options premiums. 99% of trades are done with computer algorithms and I'm sure ex-dividend dates are programed in to prevent people from exploiting these dates.

  • @willfigueroa4213
    @willfigueroa4213 3 ปีที่แล้ว

    Interesting strategy but like you said, not likely to be super lucrative. We’ll see, thanks Jake!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      I think it's random. This month is basically a coin flip I think.

  • @adrianjos04
    @adrianjos04 2 หลายเดือนก่อน

    You only do this with stocks you are happy to hold......

  • @berlinb3673
    @berlinb3673 3 ปีที่แล้ว

    Hey Jake, love your channel. Quick question: Everything you explain about how dividends work, does this apply to a dividend index fund like Vanguard's VHYAX? When dividends are paid out every quarter in VHYAX for example, does the share price drop like you explained about individual stocks?

  • @JessNDaveinVegas
    @JessNDaveinVegas 3 ปีที่แล้ว

    Update?

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Coming at the end of the month!

  • @josephputnam7586
    @josephputnam7586 6 หลายเดือนก่อน

    Not a bad idea but not for the beginner dividend trader.

  • @jasonnysacleomedes5084
    @jasonnysacleomedes5084 3 ปีที่แล้ว

    What if you had a ton of money to invest with this strategy? You could buy 100 shares and instead of immediately get out the next day, place a two to three week covered call with a strike price that you bought it at or just a little higher. Just a thought.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Yep! Some people do this!

  • @IronFire116
    @IronFire116 3 ปีที่แล้ว

    The stock market itself, like the NYSE, literally drops the quoted price of a stock equal to the amount of any dividend. So we don't actually need to rely on market forces to equalize the price of a stock after ex date!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      This is true! I have an update video coming out today.

  • @xiaobiaoxu5984
    @xiaobiaoxu5984 3 ปีที่แล้ว

    I actually thought about and practiced this strategy a bit toward those high yield bond ETFs (like HYUP, HYLD), but clearly not at your scale (every possible trading day over a month with 20K+). It seems to me that for those high yield ETF the drop at or right after the dividend day is quite consistent, to a point that I felt it is not worthy ...

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      For sure! Everyone has this idea, which is something I have been thinking about for a while. Let's see how it goes!

  • @daveclark6324
    @daveclark6324 3 ปีที่แล้ว

    When you first brought up the spreadsheet, I thought that U. S. Steel (ticker X) was paying a dividend 5 times this month 🤣 Looking forward to your results 👍

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      That would be an amazing dividend stock for sure! haha

  • @danieladrianzen
    @danieladrianzen 3 ปีที่แล้ว

    haha i was just thinking about this strategy specifically for a stock with a decently high annually paid dividend... will probably be giving it a try. for science!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      FOR SCIENCE!!

  • @TheRohitJammwal
    @TheRohitJammwal 3 ปีที่แล้ว +1

    Jake is going in on the strategy knowing that he will mostly lose money just for the experiment and content for the viewers. That takes courage! Thanks Jake. Will be interesting to see the results!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Rohit!

  • @deepak.finance
    @deepak.finance 3 ปีที่แล้ว

    Best of luck, This is turning to a casino-level play. Only wishing the player gets an upper hand and not the house.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Fin! I'm feeling lucky this month, haha

  • @joaquimsabina
    @joaquimsabina 3 ปีที่แล้ว

    Always wanted to know if i should do this😉

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      We'll find out together what this is like after a month!

  • @Trooperos90
    @Trooperos90 3 ปีที่แล้ว

    Im waiting for the bearish options experiment

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Yep! It's coming. I don't want to be buying any puts yet until late August.

  • @toddharry7238
    @toddharry7238 3 ปีที่แล้ว

    You're probably already thinking this, but it would be great at the end to do a breakdown of your earnings/losses vs if you had put the same amount in an ETF. (seems like something you could even just do retroactively)

    • @toddharry7238
      @toddharry7238 3 ปีที่แล้ว +1

      Ohh... wait.. I guess I should have just waited until watching the whole video before commenting...

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Haha, I got you covered Todd! That will be in my analysis for sure!

  • @TeresA-xc4og
    @TeresA-xc4og 3 ปีที่แล้ว

    SOS! - Jake, can you pls make a video on Dividends. How can Honda have a Trailing Annual Dividend Yield of 350.54% and a Forward Annual Dividend Rate of 1.02; what all this means? Honda has a $13+ trillion revenue, but we are trying to understand the Dividends issue the way only YOU can explain it... By the way, according to Yahoo in re Honda :
    Book Value Per Share (mrq) 5,260.06;
    Revenue (ttm) 13.17T
    Revenue Per Share (ttm) 7,627.84
    7/9/21 Stock price at close $32.04
    and a healthy Cash Flow, but a little HI debt.
    Forward Annual Dividend Rate 1.02
    Forward Annual Dividend Yield 3.14%
    Trailing Annual Dividend Rate 110.00
    Trailing Annual Dividend Yield 350.54%
    5 Year Average Dividend Yield 3.21
    Payout Ratio 28.71%
    Dividend Date Jun 10, 2019
    Ex-Dividend Date Mar 29, 2021
    Last Split Factor 4:1
    Many thanks & cheers, T.

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Not sure what you mean by a dividend rate of 350.54%. Google says it is 3.17%

  • @wasyakadevil750
    @wasyakadevil750 3 ปีที่แล้ว +1

    Awesome

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks Wasy!

  • @Cjclark04
    @Cjclark04 3 ปีที่แล้ว

    oh boy this is gonna be entertaining XD ., also do you think i should join the air force can i contact you in twitter

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Thanks jackson! You can message me on twitter if you like. I am always happy to help.

  • @ddickson1167
    @ddickson1167 2 ปีที่แล้ว

    I am about 3 mins into this video. Predicting you'll be down about 7k.

  • @conureron3792
    @conureron3792 3 ปีที่แล้ว +1

    I predict you “break even” if you factor-in your you-tube revenue for the month!

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว +1

      Haha, that won't be factored in officially, but you might be right.

  • @w.s8676
    @w.s8676 3 ปีที่แล้ว

    😂 lol ...doesnt work?? On a 27k portfolio last month (june) I made $1300 implementing the dividend capture strategy

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      Yeah... but the S&P 500 was almost up 4% last month. You were jumping in and out of stocks that were going up anyways and made about 4%...

  • @ElitaAli1
    @ElitaAli1 3 ปีที่แล้ว +2

    First! 😂

    • @JakeBroe
      @JakeBroe  3 ปีที่แล้ว

      You got it Elita! Cheers!