@gomerhanger2285 it's actually very simple read before you sign anything other wise it y'all own damn fault. No one to blame but y'all self 75% of y'all damn well know y'all can't afford the payments to begin with get something you can actually afford
Dealerships are not there to help you get a car, it’s there to make money from you. If you are getting a loan get it from a trusted credit union that you’re banking with because they are more likely to give better interest rate. But the problem is people are trying to buy things they can’t afford. 😂😂😂
She said she’s paid $50k so far but still nowhere near the end… I’m thinking she bought a ‘luxury car’ worth over $65k plus interest, full coverage insurance & premium gas. That’s dumb on her part! Reality is finally hitting her. *Sometimes you are the problem, with your poor financial planning* 😂
Exactly she didn’t buy a 2022/23/24 Hyundai Honda Toyota Nissan or even a base model Lexus or a 3 series BMW sounds like she went extremely high like you said 60-70k MSRP. So even with good credit that interest for the term of the loan especially a 5 year if minimum is going to cost quite a lot of money AKA she definitely got herself a high end luxury vehicle
This woman financed a 2021 Tahoe for $84,000 at 10% APR for 84 months, with a monthly payment of $1400. Then, her husband financed a 2020 Sierra 1500 for $78,000 at 14% APR with a monthly payment of $1600. She also still owns her original Audi car. Let all of that sink in for a bit.
Isn't this the same female who had a brand new car delivered and brags about she paid cash then talks about her husband's 78k truck...seems like you driving things you can't afford people have to learn how to live with in their budget.
They want to force everyone into loans and payment plans. I had a Pastor who I used to listen to who was from Las Vegas and he said that one day he was in traffic and he saw a bumper sticker that said I owe I owe off to work I go. He said isn't that a miserable way to live life. They literally want to force everyone into loans. There is a couple ways around it that is legal. but its old school.
It's ridiculous....that's why I no longer have a car payment. I walk, UBER, LYFT, BUS and I'm now able to save enough to buy a used vehicle. I live in town closer to a communicable part of town.
Incorrect. The reason why younger people have higher debt is because they've inherited an inflated economy from the boomers. Interest rates are through the roof and the American Dream is further from reach as a result.
My human designed & built by hard working ppl, loaded 76 Chevy Camaro LT costs around $3.200 brand new! Just 20 years later, a 96 Camaro costs nearly 3x as much! WHY? HOW? Since robots were building them by 96! They don't need lunch breaks, health benefits & employer doesn't have to worry about them getting injured otj & filing workers' comp. So, why do cars now cost up to 10x more than before? When we were told tech would significantly reduce consumer costs! They closed or moved factories to foreign countries, leaving hard working, dedicated American HUMAN BEINGS without jobs! Are the robots & computers maintained by little to no actual ppl earning all the money now?
I bought a used car for under 10k. Fixed the minor things that was wrong . Now i have no car notes. Car may not be pretty but the money i was paying on notes are now being invested into other things
@@UncleRuckusUncle you were saying your used car isn't pretty. I was saying a new car isn't pretty either. They wear out very fast. Asshole people in society love to scratch and dent brand new cars. I would never buy a brand new car. People suck is the reason why.
I live in the suburbs of a major city. Luckily we have public transit. I haven’t really driven since the pandemic since I work remotely. Recently, using a beatup hand me down car that I use for gym or grocery shopping. I refuse to buy a car & $500 per month is ridiculous
The car companies are getting so greedy anymore, they don’t make affordable cars ! It’s one of the worst things to spend the money they want for something that will be worthless in 8 or 9 years! CEO’s and upper management making hundreds of thousands dollars a year and always wanting more
you're so right, the car manufacturers are as greedy as the dealerships! They refuse to make affordable cars anymore! They only want to make huge expensive luxury SUVs and trucks with fat profit margins!
It’s hard to feel bad for some people when they themselves make their bad decisions. You don’t have to drive a nice car,or get a new car. Drive hard and learn how to do minor repairs/maintenance on your own.
Everyone missing the big picture… there needs to be some form of regulation in the country. You should be able to buy a car and not over pay. It’s like being scammed legally. You guys want to judge her but missing the bigger picture.
It's called predatory lending tactics. And it's usually on poorer people that can't afford to be preyed upon. Very sad state of affairs we have these days!
@@thewiseguy3529 She can buy an expensive car but it doesn’t need to be marked up by a whole ass 8 thousand because she made poor life decisions. Guess you are fine with kicking people while they’re down?
Yep there’s no way I can afford a new car I bought my car in 2020 and it’s not to bad after I refinanced at my bank I got 2years left Buy the last day of the month that good to know
Vain people need to get over this mentality of needing to trade up every 3 years to impress other people. Do they think people envy them for their $1K+ monthly car payments? Nobody cares what anyone else is driving. These people need to get over themselves. I bought a new 2001 Protege and owned it for almost 15 years. I bought a 2013 Camry in 2019 and it's the best car I've ever owned. Reliable with lots of bells and whistles. I plan on keeping it until the wheels fall off. I could care less what other people think about it. Buy a reliable, used vehicle for cash and keep it as long as you can.
Don't buy overpriced cars. Get a cheap used car, no flash and compound your cash! My old Honda is still rocking, never gonna buya $30k plus car, that's financially stupid. A car just gets you from A to B. I can afford a $100k car but would rather invest!
This is such a non story. She’s trying to live up to the joneses. Buy a car cash or something you can pay off in two years. If your car is half of what you make a year that’s too much car.
im satisfied in my 2004 accord, it keeps them gold diggers away...😅😅
Exactly
lol yeah but gold digging buddies still know you have money and get you to pick up their bill😂
2004 Chevy Trailblazer
auto prices went up during the covid crisis and have not come down....just more cooperate greed
Quit buying things you do not need! Buy one car and drive it for the next 25 years🎉😂😅
I bought my car in 2005 with cash and still driving it today 😀
Facts
@@cblack350z 💯
You won't, but you should.
I pay $700 a month I’m giving my car back, meanwhile groceries get more expensive every time I go to the store
Its called life choices. This is what happens when ya can't read and just sign paperwork
It’s not that simple. The dealers won’t even sell you them to you without their terms and people need vehicles to get to work and for their families 😊
@gomerhanger2285 it's actually very simple read before you sign anything other wise it y'all own damn fault. No one to blame but y'all self 75% of y'all damn well know y'all can't afford the payments to begin with get something you can actually afford
@@gomerhanger2285 IF THERE IS BUS AND TRAIN SERVICE AND U GOT FEET AND LEGS THAT WORK, U DONT NEED A CAR!
Sorry to tell you , but CREDIT Unions loans are expensive like BANKS loans now.
Dealerships are not there to help you get a car, it’s there to make money from you. If you are getting a loan get it from a trusted credit union that you’re banking with because they are more likely to give better interest rate. But the problem is people are trying to buy things they can’t afford. 😂😂😂
I love my 2004 toyota tundra rides really good and no car payment
She said she’s paid $50k so far but still nowhere near the end… I’m thinking she bought a ‘luxury car’ worth over $65k plus interest, full coverage insurance & premium gas. That’s dumb on her part! Reality is finally hitting her. *Sometimes you are the problem, with your poor financial planning* 😂
BIG FACTS 💯 My G
Exactly she didn’t buy a 2022/23/24 Hyundai Honda Toyota Nissan or even a base model Lexus or a 3 series BMW sounds like she went extremely high like you said 60-70k MSRP. So even with good credit that interest for the term of the loan especially a 5 year if minimum is going to cost quite a lot of money AKA she definitely got herself a high end luxury vehicle
This woman financed a 2021 Tahoe for $84,000 at 10% APR for 84 months, with a monthly payment of $1400. Then, her husband financed a 2020 Sierra 1500 for $78,000 at 14% APR with a monthly payment of $1600. She also still owns her original Audi car. Let all of that sink in for a bit.
Plus, spent a lot in lip injections.
Isn't this the same female who had a brand new car delivered and brags about she paid cash then talks about her husband's 78k truck...seems like you driving things you can't afford people have to learn how to live with in their budget.
Buy at auction. Get a personal loan. Not a car loan. Drive it 25 years. There.
They want to force everyone into loans and payment plans. I had a Pastor who I used to listen to who was from Las Vegas and he said that one day he was in traffic and he saw a bumper sticker that said I owe I owe off to work I go. He said isn't that a miserable way to live life. They literally want to force everyone into loans. There is a couple ways around it that is legal. but its old school.
It's ridiculous....that's why I no longer have a car payment. I walk, UBER, LYFT, BUS and I'm now able to save enough to buy a used vehicle. I live in town closer to a communicable part of town.
Broke people pay interest, wealthy people earn interest.
Well said!
I'm good with my 1998 Lexus GS 400 with 244k miles in almost mint condition a Florida car. And it still ride and look better than new cars.
$50K in interest in 3 years??? 🤦🤦🤦♂🤦♂
Well what vehicle did she buy? Also it’s better to save up and just pay cash for the vehicle you want to buy.
Incorrect. The reason why younger people have higher debt is because they've inherited an inflated economy from the boomers. Interest rates are through the roof and the American Dream is further from reach as a result.
Did you get the clot shot?
My human designed & built by hard working ppl, loaded 76 Chevy Camaro LT costs around $3.200 brand new! Just 20 years later, a 96 Camaro costs nearly 3x as much! WHY? HOW? Since robots were building them by 96! They don't need lunch breaks, health benefits & employer doesn't have to worry about them getting injured otj & filing workers' comp. So, why do cars now cost up to 10x more than before? When we were told tech would significantly reduce consumer costs! They closed or moved factories to foreign countries, leaving hard working, dedicated American HUMAN BEINGS without jobs! Are the robots & computers maintained by little to no actual ppl earning all the money now?
I bought a used car for under 10k. Fixed the minor things that was wrong . Now i have no car notes. Car may not be pretty but the money i was paying on notes are now being invested into other things
The new car wasn't pretty either you just think it was lol
@@thewiseguy3529 What, wait I don't get it. Who said anything about the new car being pretty
@@UncleRuckusUncle you were saying your used car isn't pretty. I was saying a new car isn't pretty either. They wear out very fast. Asshole people in society love to scratch and dent brand new cars. I would never buy a brand new car. People suck is the reason why.
@@thewiseguy3529 I agree
She is wearing a KiSS shirt...I'm in love...
I live in the suburbs of a major city. Luckily we have public transit. I haven’t really driven since the pandemic since I work remotely. Recently, using a beatup hand me down car that I use for gym or grocery shopping. I refuse to buy a car & $500 per month is ridiculous
This reporter is BOSS
50 K in interest in 3 years? Who wants to bet she owes 150,000 in student loans for a low financial value degree.
The car companies are getting so greedy anymore, they don’t make affordable cars ! It’s one of the worst things to spend the money they want for something that will be worthless in 8 or 9 years! CEO’s and upper management making hundreds of thousands dollars a year and always wanting more
you're so right, the car manufacturers are as greedy as the dealerships! They refuse to make affordable cars anymore! They only want to make huge expensive luxury SUVs and trucks with fat profit margins!
Welcome to America money over morals and principles bills will never end Jesus Christ take the wheel 🎡🙏
1.5 Payments and she's all mine!
@SourBogBubble-Al Bundy👍
Funny how everyone is getting deep in debt yet I owe 1100$ and I’m in the clear 😅
I’ll stick to my 1994 Toyota pick up and 1995 tacoma. 200 bucks a YEAR for car insurance lol
I never buy, for more than I can pay
It’s hard to feel bad for some people when they themselves make their bad decisions. You don’t have to drive a nice car,or get a new car. Drive hard and learn how to do minor repairs/maintenance on your own.
Everyone missing the big picture… there needs to be some form of regulation in the country. You should be able to buy a car and not over pay. It’s like being scammed legally. You guys want to judge her but missing the bigger picture.
It's called predatory lending tactics. And it's usually on poorer people that can't afford to be preyed upon. Very sad state of affairs we have these days!
I'm guessing she didn't want to buy a cheap car. Yes, those are here.
@@francismarion6400 posers yes
@@thewiseguy3529 She can buy an expensive car but it doesn’t need to be marked up by a whole ass 8 thousand because she made poor life decisions. Guess you are fine with kicking people while they’re down?
@@thewiseguy3529 stop judging people.
Ima pay off my truck but sucks because I want a new job but I don’t want to get fired at that new job. It’s a risk when you have to pay stuff
She’s a genius..😂🤣🤣🤣😂😂😂
I have a 2000 s10 xtreme a 2005 z71 silverado both mine and feels good. Rather dive them then any new car any day.
Buy a used toyota and a Haynes repair manual, fix my own cars that are both paid for.
Yep there’s no way I can afford a new car I bought my car in 2020 and it’s not to bad after I refinanced at my bank I got 2years left Buy the last day of the month that good to know
Pay cash
Vain people need to get over this mentality of needing to trade up every 3 years to impress other people. Do they think people envy them for their $1K+ monthly car payments? Nobody cares what anyone else is driving. These people need to get over themselves. I bought a new 2001 Protege and owned it for almost 15 years. I bought a 2013 Camry in 2019 and it's the best car I've ever owned. Reliable with lots of bells and whistles. I plan on keeping it until the wheels fall off. I could care less what other people think about it. Buy a reliable, used vehicle for cash and keep it as long as you can.
We need a better way to report stories like this and stop make it sound like stupid people are victims. They're not victims, they're just stupid
Just live in it.
Don't buy overpriced cars. Get a cheap used car, no flash and compound your cash! My old Honda is still rocking, never gonna buya $30k plus car, that's financially stupid. A car just gets you from A to B. I can afford a $100k car but would rather invest!
Buy here pay here works great
0:18 Incredulous. She talks as if it's not her fault. Good grief Americans are becoming a joke.
Shouldn't have put all that money in plastic surgery and lip injections.
Stop trying to impress people who you don’t like easy..
This is such a non story. She’s trying to live up to the joneses. Buy a car cash or something you can pay off in two years. If your car is half of what you make a year that’s too much car.
If you don’t NEED a car get a TRUCK IT WILL ALWAYS ALLOW YOU TO MAKE MONEY
Buy a cheap car put a trailer hitch on it buy a cheap trailer to haul stuff the 5% of the time you actually need to haul stuff
Drive a tin can kia
Here in Cali I’ve heard dealership offering folks 84 month terms… goood lawd that’s crazy 🤷🏽♀️😐🫠🫤