What did you think of today's profiles? #4 is especially killing it... and will #3 find a wife? Time will tell. If you'd like to submit yours, here's the link to the Discord: discord.gg/xJzsaGaaDE
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
'Rebecca Nassar Dunne’, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
“ Sophia Maurine Lanting is the coach that guides me, She has years of financial market experience, you can use something else but for me her strategy works hence my result. She provides entry and exit point for the securities I focus on.
Finding financial advisors like Sophia Maurine Lanting who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I'm new to BTC and I've been making losses trying to make profit myself in trading.. I thought trading demo account is just like trading trading the real market... Can anyone help me out or at least advise me on what to do?
Well...I will advise you should stop trading on your own if you keep losing and start trading with an expert because trading with an expert is the best strategy for newbie...
Mrs Rachael Campbell was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Rachael Campbell.
the first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
So what's the most effective strategy during this period of volatility? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a bubble.
This is the exact thought process of persons handling their portfolio themselves. I will advice you engage guidance to help you make smarter portfolio decisions.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds. At 56, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.
*Marissa Lynn Babula* is the licensed CFP I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
I have a female advisor named Camilla Marie Fuller. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
Exactly. He either had a job in the past that paid way more, or his wife also had a great job previously or currently makes money somehow. Makes no sense lol.
He said the house is paid off. Denver area has exploded in pricing over the years so it is possible he bought this house a long time ago and the home value went up significantly since then
Great video! I’ve been seeking investment guidance cos It seems like I am never able to identify trends properly. Options always go against me and I can't utilize the scanners efficiently. Is it possible to achieve a simple, reproducible passive income strategy that supplements my income and will eventually replace my wage income? Need some advise please
Best thing is to carry out extensive research and be on top of current events. Know how current events can alter share prices and apply logic over your emotions. This is what worked for me. Best of luck
stocks are overrated now. buy gold , 5% in crypto . rest in cash. and wait for the stock/property/land. price to crash . but them after it stops dropping for 7 - 12 months at the bottom.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
I've held 3 Berkshire Hathaway Class A shares since the mid-90s at around $17,000 each. Now, I'm selling some to buy growth stocks. With market volatility, should I reinvest in gold instead?
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
*Jennifer Leigh Hickman* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Well, what makes me an outlier I guess! I am 57 year-old English immigrant, with zero interest in tech or stocks, and yet I am 110% committed to Bitcoin. I would describe myself as an extreme conservative/libertarian. I have been involved in UK politics for some time, and the main thing that drove me to study Bitcoin and ultimately recognise its value to Humanity was the threat posed by an over-weening government, first in the UK and lately in the US also. I regard the CBDC as the final brick in the wall of the totalitarian prison the world's governments are building for us. And Bitcoin is the ultimate defence against a tyrannical government.r.....I've been engaged in active trading and managed to grow a nest egg of around 2.3Bitcoin to a decent 24Bitcoin....I'm especially grateful to Sandy Barclays, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
If the market has taught me anything, it's that it always recovers, but I can't seem to focus on the long run, when major factors like my retirement and my reserve are wreaking havoc on inflation. I require a solid data trajectory and solution as soon as possible.
Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Sandy insights. It's akin to finding a diamond in a coal mine.
Sandy goes deeper than just looking at surface-level trends. she explores technical, fundamental, and sentiment analysis, offering a comprehensive perspective on the market..
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, any good stock recommendation on great performing stocks will be appreciated.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
The 19 year old with the 60k NW sounds impressive but then I saw that on the line they also included their 20k car which I don't think its realistic to assume your car will stay the same or appreciate unless its a collectible which is not likely. Around 40k NW should be the realistic number but it is still impressive either way at 19.
I just have to applaud your content man, well done. I remember having a consultation with a trade analyst last September, and it was incredibly insightful, at least $50k---$1M profits. Can’t stress enough how helpful experts in this field are!
I started working with Sonia back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.
Thanks for keeping us informed. I feel for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. You've helped me a lot Ms Sonia Karen ! Imagine I invested $2,500 and received $18,200 after 2 days days.
She is my family' personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Well you got a point truly but right now i feel e commence among other sectors are expected to really see growth but who know i might be wrong, These days the market is filled with surprises.
Honestly, I realized after five years that attempting to predict market outcomes through chart analysis was futile due to the unpredictable nature. My lack of a mentor led to six years of struggle. I transitioned to following the market's direction and adopting a straightforward, disciplined approach.
I will like to ask, How did you achieve it? I been trying to stick with index funds. I feel this new interest rates hikes could crash this economy. I'm looking out for a better investing strategy, I have a lump sum that inflation is steady eating up.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Nancy Magaret Delony’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Can’t lie This is mind blowing indeed the name sounds too familiar I’ve come across individuals talking about her great service I guess this is a sign to try her out.
80% equities 20% cash. I plan to take advantage of the current market situation as leading indicators predict a bullish S&P 500 by 2025, my only concern is how to properly allocate a large stock/bond portfolio for maximum potential returns.
Agreed, investing with the help of an advisor did the trick for me in barely 5 years. I worked hard everyday as a teacher for 32 years and my salary was over 100k, enough to get me invested. I'm semi-retd today with nearly $1m, and only work 7.5 hours weekly.
how to put my money to work has been my daily thought, did my research and most suggestions pointed at the stock market, the thing is i'm an absolute noob at investing... mind sharing info of this professional guiding you please?
Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
thanks for putting this out, curiously inputted Katherine Nance Dietz on the web, spotted her consulting page and was able to schedule a call session, she actually shows a great deal of expertise
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Can't share much here, I take guidance from ‘KATE ELIZABETH KURZ’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
I have 3 portfolios...a 457b, Roth IRA, and a brokerage acct. The 457b and Roth consistently outperform my brokerage acct because those have the boring funds (S&P, Total market, Blue chip....etc) and my brokerage acct is loaded with individual stocks and ETF's. I find it more exciting to mess around with the brokerage acct so, that's where I mess around. Those other accts are much larger and will play a role in my retirement. The brokerage acct is my playground.
@@pete5691 there are non-financial positions at banks. There are also non-degree financial positions. You only need a course to get a mortgage license for example.
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Kimberly Doran for helping me achieve this.
I remain eternally grateful to Kimberly Doran for her efforts that got me to this point, finally payed off my mortgage and all my debts, what more could I've asked for. She changed my life.
I would love for you to touch on an under-utilized method of saving. Lots of people have high deductible health insurance plans, which makes them eligible to contribute to an HSA (can be opened outside of your employer if they don't offer one). This is the only *triple* tax exempt way to save for retirement and can help people save more than $7k/yr via Roth/IRA. The 3 taxes you avoid via HSA are: Federal income tax, state income tax, and FICA tax (FICA tax is 7.65% tax taken from your paycheck to pay for Social Security and Medicare).
I'd like to understand if he earns 60K and now he paid off mortgage already with 6 kids to take care of, does he have a side hustle job ? Seem impossible for me if he doesn't have and be able to do so with 60k per year
Yea there's something missing there, those numbers don't make sense. There's no way with 6 kids he has a 600k paid off house and 300k in an IRA unless his wife is rich or he made a lot more money when he was younger.
@@liptongtr His parents would start IRA for him since he was so young and that is actually rich parents do 😃 we actually haven't received his finance management history. It would be so nice to understand how he build his net-worth. His net worth is looking good for 35 year old man with big family
Right? Either something isn’t adding up or we’re missing context. I’m not saying this portfolios aren’t real but they certainly do not speak to the average individual.
Would love for you to create some content around what are the investing options for a recent immigrant in US. Its an area that is not discussed much. For example, how to strategize between IRAs and other investing vehicles
I just started investing in my late 30s, wish guys like hump an jespreet were around teachin us this 15+ yrs ago. The younger gen now are lucky to have financial mutants to stay motivated. These 2 youngins will be FIRE at mid 40s if they keep this up.
For the guy joining the military, it’s probably worth mentioning you will not need a down payment on a home once you’re in or after. If you go through the VA which I don’t see why anyone wouldn’t
Gracias por el video, me beneficié todos los días con este video, este mes ya gané 55 mil dólares en ETF de cripto, de Bitcoin y en el mercado de valores. ¡Gracias desde el fondo de mi corazón💰📈💸
El pensamiento más sabio que ronda por la mente de todos hoy es invertir en diferentes flujos de ingresos que no dependan del gobierno, especialmente con la actual crisis económica en todo el mundo. Sigue siendo un buen momento para invertir en oro, plata y monedas digitales (BTC, ETH... ACCIÓN)
Las inversiones en criptomonedas pagan un mayor porcentaje de rentabilidad que cualquier otra inversión. Principalmente los ETF de Bitcoin, que la mayoría pagan cada semana y tienen una rentabilidad media saludable.
Sí, tienes toda la razón. Obtuve una ganancia neta de aproximadamente 55 millones de pesos en pocos meses, comencé con 3 millones invirtiendo en…. Bitcoin, ETF y alguna que otra moneda meme 🪙.
IMO bonds don't belong in a retirement portfolio unless you're at least approaching retirement and while it may be a mistake to omit international, this asset has staggering underperformed for a staggering amount of time. I favor a large cap heavy portfolio with a tilt toward growth along with some exposure to small cap value. Voo 50%, schg 20%, qqqm 10%, slyv 10%, avuv 5%, calf 5%
I currently have a $280k stock portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and QQQ overlap too much to make sense holding both?
The S&P 500 (SPY) and the Nasdaq-100 (QQQ) do have some overlap, especially with large-cap tech stocks, but they also have significant differences.Holding both can provide diversification benefits, balancing broader market exposure with a heavier tech focus. just get yourself an advisor!
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 next year.
I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.
im 18 with about 20k invested whilst also having a car worth around that 20-25k mark. was great to see a younger profile in the mix for something i can relate too. Keep up the great videos mate
These peoples stories make no sense. At 19 you’re not making 75k at a bank lmao. First guy has suspiciously high wealth given his income of 60k and 6 kids with a stay at home wife.
I'm no tax professional, but is the first guy really paying 10k on taxes...he has 6 kids, that's 12k credit (with stipulations)...60k income, that's 6k fed, around 4k for FICA, around 3k for state. So first 3 kids he gets the full 2k to offset fed income taxes to 0. For the next 3 kids he should get the max refund credit of $1600/kid so $4800. So isn't he actually only paying around like 2k in taxes? Maybe I misunderstood the whole max refund credit for child tax credit.
I'm new to finance i opened up my brokerage account in October of 2022. I have a question, can I buy more SPAXX? $1 currently I like that it's paying close to $0.50 or sometimes $0.56.
Seems pretty silly to temporarily leave a 75k job for one that pays less than 32k, unless you plan on joining the Army just for the education and housing benefits.
Hello, I live in Europe (pretty LCOL place), I'm in my early 40s, house and car bought and paid for, my goal is accumulate wealth to retire in 10-15 years. My risk tolerance is moderate and I also want to keep things simple ...ish. I plan on investing ~10.000 $ annually. What do you think about the following portfolio: FLOA 20%, IUIT 34%, IUHC 12.5%, IUCS 12.5%, IUFS 12.5%, IUCM 8.5%?
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I love big hairy goals like "retire by 45." This is entirely possible with hard work. No luck required. After watching the entire thing, all of these people are doing well. It's not like Caleb Hammer's guests, lol.
Just makes me jelly about other peoples' up bringing. A dad holding 10k for you and a 25-30k car at 19yo? Obviously the car was bought for them. I think the biggest advantage is just parents educating their kids on investing early and direction in starting your career. I was stumbling the whole way. My first job was a dishwasher at a diner. But "operations specialist" at 19yo. wow.
Yes! I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family an…
when someone is straight forward and good at what she does best. People will always speak for them. For me I can would say give Mrs Jenna Brooklyn of finance education a try and you be happy you did
I'm constantly shocked by people's relatively low NW and high spend. Not just on vids like this but real life folks I talk to. Not a moral judgement, just looking at the math and wondering WTF they're going to do at retirement age.
swet video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*
YES!!! That's exactly her name (Maria Frances Hanlon) so many people have recommended highly about her and am just starting with her 😊from Brisbane Australia🇦🇺
I'm favoured, $290K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Maria Frances 😊🎉
Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?
I don't believe any of these profiles are real. Especially the first one. That was a completely unrealistic income - debt - net worth unless there was a lottery winning in the past.
1st guy with 6 kids making 60k…math ain’t mathin’, lots of details, inheritance, partner finances seem likely omitted. That’s a crazy amount % in bonds and seems like a very outdated portfolio strategy even trying to be conservative
How did the early 40s dude making only 60k with 6 kids (LMAO) pay off his house, while also contributing to savings at a decent clip to get to 300k+ while also somehow feeding/clothing/medical bill'ing a family of 8 for all that time on 60k(or less)?? lol 100% BS (or ignoring the fact that his house or like 500k+ of cash was gifted/inherited I suppose)
What did you think of today's profiles? #4 is especially killing it... and will #3 find a wife? Time will tell. If you'd like to submit yours, here's the link to the Discord: discord.gg/xJzsaGaaDE
Can you provide the link for the retirement calc you used?
@humphrey roast my portfolio:
8 shares of Brk.B
#3 had the same field of work and age as someone I went out with in college haha but pretty sure they got married already. 😂
Maybe I blew past while reading the scammer comments but you didn’t show the first guy just how much APPL he owns.
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
I will be happy getting assistance and glad to get the help of one, but just how can one spot a reputable one?
'Rebecca Nassar Dunne’, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
“ Sophia Maurine Lanting is the coach that guides me, She has years of financial market experience, you can use something else but for me her strategy works hence my result. She provides entry and exit point for the securities I focus on.
Finding financial advisors like Sophia Maurine Lanting who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I'm new to BTC and I've been making losses trying to make profit myself in trading.. I thought trading demo account is just like trading trading the real market... Can anyone help me out or at least advise me on what to do?
Well...I will advise you should stop trading on your own if you keep losing and start trading with an expert because trading with an expert is the best strategy for newbie...
Mrs Rachael Campbell was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Rachael Campbell.
She must be really dedicated and well trusted for people to talk much good about
the first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
I Started with 5,000$ and Withdrew profits
89,000$
So what's the most effective strategy during this period of volatility? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a bubble.
This is the exact thought process of persons handling their portfolio themselves. I will advice you engage guidance to help you make smarter portfolio decisions.
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds.
At 56, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.
Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
*Marissa Lynn Babula* is the licensed CFP I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
I have a female advisor named Camilla Marie Fuller. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
How do you afford a $600K house and feed your family (wife and 6 kids) on a $60K salary? Math ain’t mathin
Exactly. He either had a job in the past that paid way more, or his wife also had a great job previously or currently makes money somehow. Makes no sense lol.
Or he inherited everything lol
@@SkinnySkin-l5k also possible!
He said the house is paid off. Denver area has exploded in pricing over the years so it is possible he bought this house a long time ago and the home value went up significantly since then
Could have bought at the bottom of the market around 2008/9 and it’s gone up 4x.
Great video! I’ve been seeking investment guidance cos It seems like I am never able to identify trends properly. Options always go against me and I can't utilize the scanners efficiently. Is it possible to achieve a simple, reproducible passive income strategy that supplements my income and will eventually replace my wage income? Need some advise please
Best thing is to carry out extensive research and be on top of current events. Know how current events can alter share prices and apply logic over your emotions. This is what worked for me. Best of luck
one strategy is betting against the market which can be really profitable but first of all, you'll need to study the market intensely
stocks are overrated now. buy gold , 5% in crypto . rest in cash. and wait for the stock/property/land.
price to crash . but them after it stops dropping for 7 - 12 months at the bottom.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
I've held 3 Berkshire Hathaway Class A shares since the mid-90s at around $17,000 each. Now, I'm selling some to buy growth stocks. With market volatility, should I reinvest in gold instead?
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
pls how can I reach this expert, I need someone to help me manage my portfolio
*Jennifer Leigh Hickman* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Yeah, she is Jennifer Leigh Hickman , look her up. Anyone is free to contact her.
Well, what makes me an outlier I guess! I am 57 year-old English immigrant, with zero interest in tech or stocks, and yet I am 110% committed to Bitcoin. I would describe myself as an extreme conservative/libertarian. I have been involved in UK politics for some time, and the main thing that drove me to study Bitcoin and ultimately recognise its value to Humanity was the threat posed by an over-weening government, first in the UK and lately in the US also. I regard the CBDC as the final brick in the wall of the totalitarian prison the world's governments are building for us. And Bitcoin is the ultimate defence against a tyrannical government.r.....I've been engaged in active trading and managed to grow a nest egg of around 2.3Bitcoin to a decent 24Bitcoin....I'm especially grateful to Sandy Barclays, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
Sandy Barclays program is widely available online..
If the market has taught me anything, it's that it always recovers, but I can't seem to focus on the long run, when major factors like my retirement and my reserve are wreaking havoc on inflation. I require a solid data trajectory and solution as soon as possible.
Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Sandy insights. It's akin to finding a diamond in a coal mine.
Sandy gave me the autonomy I need to learn at my own pace and ask questions when I need to she’s so accommodating.
Sandy goes deeper than just looking at surface-level trends. she explores technical, fundamental, and sentiment analysis, offering a comprehensive perspective on the market..
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, any good stock recommendation on great performing stocks will be appreciated.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I greatly enjoy this kind of topic in the video since it helps me reflect on my current investment/savings. Please keep doing more of this!
Thank you!
Hump's too cool to do people dirty. These are my fave videos from you. Constructive criticism and props where they're due.
you the man, hahaha i dont crap on people at all i know
What a person
The 19 year old with the 60k NW sounds impressive but then I saw that on the line they also included their 20k car which I don't think its realistic to assume your car will stay the same or appreciate unless its a collectible which is not likely. Around 40k NW should be the realistic number but it is still impressive either way at 19.
I just have to applaud your content man, well done. I remember having a consultation with a trade analyst last September, and it was incredibly insightful, at least $50k---$1M profits. Can’t stress enough how helpful experts in this field are!
Please how do i go about it, am still a newbie on investment trading and how can I make profit?
A better way is to get proper guide!!!! The most important thing is the technicality
I started working with Sonia back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.
Thanks for keeping us informed. I feel for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. You've helped me a lot Ms Sonia Karen ! Imagine I invested $2,500 and received $18,200 after 2 days days.
She is my family' personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
Love seeing this individual examples! I really should try out that spreadsheet sometime. Keep up the great content!
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Well you got a point truly but right now i feel e commence among other sectors are expected to really see growth but who know i might be wrong, These days the market is filled with surprises.
Honestly, I realized after five years that attempting to predict market outcomes through chart analysis was futile due to the unpredictable nature. My lack of a mentor led to six years of struggle. I transitioned to following the market's direction and adopting a straightforward, disciplined approach.
I will like to ask, How did you achieve it? I been trying to stick with index funds. I feel this new interest rates hikes could crash this economy. I'm looking out for a better investing strategy, I have a lump sum that inflation is steady eating up.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Nancy Magaret Delony’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Can’t lie This is mind blowing indeed the name sounds too familiar I’ve come across individuals talking about her great service I guess this is a sign to try her out.
80% equities 20% cash. I plan to take advantage of the current market situation as leading indicators predict a bullish S&P 500 by 2025, my only concern is how to properly allocate a large stock/bond portfolio for maximum potential returns.
I don’t see a problem fully invested into stocks as long as you know what you're doing, whereas it's best to consider advisory services
Agreed, investing with the help of an advisor did the trick for me in barely 5 years. I worked hard everyday as a teacher for 32 years and my salary was over 100k, enough to get me invested. I'm semi-retd today with nearly $1m, and only work 7.5 hours weekly.
how to put my money to work has been my daily thought, did my research and most suggestions pointed at the stock market, the thing is i'm an absolute noob at investing... mind sharing info of this professional guiding you please?
Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
thanks for putting this out, curiously inputted Katherine Nance Dietz on the web, spotted her consulting page and was able to schedule a call session, she actually shows a great deal of expertise
First guy has very low expenses for having 6 kids, impressive!
Right?
I’m calling bs on the first guy.
Yeah the zero debt on a 600k house is surprising
Could be given by a relative or inheritance.
Kids aren’t very expensive.
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Can't share much here, I take guidance from ‘KATE ELIZABETH KURZ’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
Use her name to quickly conduct an internet search.
SHE’S MOSTLY ON TELEGRAMS APPS WITH HER NAME.
@kate_elizabeth01 she’s verified
I have 3 portfolios...a 457b, Roth IRA, and a brokerage acct. The 457b and Roth consistently outperform my brokerage acct because those have the boring funds (S&P, Total market, Blue chip....etc) and my brokerage acct is loaded with individual stocks and ETF's. I find it more exciting to mess around with the brokerage acct so, that's where I mess around. Those other accts are much larger and will play a role in my retirement. The brokerage acct is my playground.
How does someone with 6 kids and a family income of 60,000 dollars a year with 40,000 in expenses, have a net worth of 962000 dollars?
I have never taken $$$ from my parents, I'm a grown man, but I would give $$$ to my kids
How is the 19yr old making 75k working at a bank but joining the army? Wouldn’t making 75k at a bank require a 4yr college degree?
Agreed. I’m not sure how realistic many of these scenarios are. These portfolios do not speak to the average individual.
The first guy makes poverty wages for a family of 8 but has a 600k house and all that investment money. Makes zero sense.
Banks require no education loll
@@FearOvGod Who makes 75k at a bank without a degree?
@@pete5691 there are non-financial positions at banks. There are also non-degree financial positions. You only need a course to get a mortgage license for example.
Keep doing more of this series!
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Kimberly Doran for helping me achieve this.
I'm surprised that you just mentioned and recommended Kimberly Doran, I met her at a conference in 2018 and we have been working together ever since.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
You trade with Kimberly Doran too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I remain eternally grateful to Kimberly Doran for her efforts that got me to this point, finally payed off my mortgage and all my debts, what more could I've asked for. She changed my life.
Well done. Well researched and clearly presented.
I would love for you to touch on an under-utilized method of saving. Lots of people have high deductible health insurance plans, which makes them eligible to contribute to an HSA (can be opened outside of your employer if they don't offer one).
This is the only *triple* tax exempt way to save for retirement and can help people save more than $7k/yr via Roth/IRA.
The 3 taxes you avoid via HSA are: Federal income tax, state income tax, and FICA tax (FICA tax is 7.65% tax taken from your paycheck to pay for Social Security and Medicare).
I'd like to understand if he earns 60K and now he paid off mortgage already with 6 kids to take care of, does he have a side hustle job ? Seem impossible for me if he doesn't have and be able to do so with 60k per year
The house may have been part of an inheritance
@@101289teutonicguy That would be so nice and it is making sense too
Yea there's something missing there, those numbers don't make sense. There's no way with 6 kids he has a 600k paid off house and 300k in an IRA unless his wife is rich or he made a lot more money when he was younger.
@@liptongtr His parents would start IRA for him since he was so young and that is actually rich parents do 😃 we actually haven't received his finance management history. It would be so nice to understand how he build his net-worth. His net worth is looking good for 35 year old man with big family
Right? Either something isn’t adding up or we’re missing context. I’m not saying this portfolios aren’t real but they certainly do not speak to the average individual.
Would love for you to create some content around what are the investing options for a recent immigrant in US. Its an area that is not discussed much. For example, how to strategize between IRAs and other investing vehicles
Please! I’d love that too
I just started investing in my late 30s, wish guys like hump an jespreet were around teachin us this 15+ yrs ago. The younger gen now are lucky to have financial mutants to stay motivated. These 2 youngins will be FIRE at mid 40s if they keep this up.
A fellow Money Guy mutant. God speed, brother. At least you’re aware. Still many out there at our age who have a lot to learn.
Great video Humphrey! Love this series.
Please please do more of these videos I love them!!
For the guy joining the military, it’s probably worth mentioning you will not need a down payment on a home once you’re in or after. If you go through the VA which I don’t see why anyone wouldn’t
Gracias por el video, me beneficié todos los días con este video, este mes ya gané 55 mil dólares en ETF de cripto, de Bitcoin y en el mercado de valores. ¡Gracias desde el fondo de mi corazón💰📈💸
El pensamiento más sabio que ronda por la mente de todos hoy es invertir en diferentes flujos de ingresos que no dependan del gobierno, especialmente con la actual crisis económica en todo el mundo. Sigue siendo un buen momento para invertir en oro, plata y monedas digitales (BTC, ETH... ACCIÓN)
Las inversiones en criptomonedas pagan un mayor porcentaje de rentabilidad que cualquier otra inversión. Principalmente los ETF de Bitcoin, que la mayoría pagan cada semana y tienen una rentabilidad media saludable.
Sí, tienes toda la razón. Obtuve una ganancia neta de aproximadamente 55 millones de pesos en pocos meses, comencé con 3 millones invirtiendo en…. Bitcoin, ETF y alguna que otra moneda meme 🪙.
¿Cómo hiciste esto por favor? Soy nuevo en invertir en criptomonedas, ¿pueden guiarme sobre cómo hacer esto?
Es recomendable buscar orientación profesional a la hora de crear una cartera financiera sólida debido a su complejidad.
IMO bonds don't belong in a retirement portfolio unless you're at least approaching retirement and while it may be a mistake to omit international, this asset has staggering underperformed for a staggering amount of time. I favor a large cap heavy portfolio with a tilt toward growth along with some exposure to small cap value. Voo 50%, schg 20%, qqqm 10%, slyv 10%, avuv 5%, calf 5%
I currently have a $280k stock portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and QQQ overlap too much to make sense holding both?
The S&P 500 (SPY) and the Nasdaq-100 (QQQ) do have some overlap, especially with large-cap tech stocks, but they also have significant differences.Holding both can provide diversification benefits, balancing broader market exposure with a heavier tech focus. just get yourself an advisor!
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 next year.
Hope you don't mind if I ask you to recommend this particular professional you use their service?
I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.
Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.
First profile: why do you ignore social security. Also not having the ira and 401(k) are not liquid until 59 1/2, hard to retire at 55
im 18 with about 20k invested whilst also having a car worth around that 20-25k mark. was great to see a younger profile in the mix for something i can relate too. Keep up the great videos mate
Having a 20k car is crazy sauce for an 18y/o lol back in hs it was all impalas and old corollas 😂
That’s a lot of % of your networth in a depreciating asset.. but you have time to correct it.
lovveeeeee these videos you should make more
Trying to!
Love this series!!
Kudos to the 22 y.o. with the 35k portfolio. You got an amazing start man, keep it up and capitalize on it. You are doing a great job.
We need a video about how to adjust your savings rate when you have a guaranteed government pension like school teachers in California
This series is great
Is it a good idea to hold 25% in SCHD, 45% SCHG, and 30% SPLG?
😂 man, they really want their 33yo out of there. “We’ll give you $200,000 over the next 30 years if you gtfo”.
These peoples stories make no sense. At 19 you’re not making 75k at a bank lmao. First guy has suspiciously high wealth given his income of 60k and 6 kids with a stay at home wife.
I'm no tax professional, but is the first guy really paying 10k on taxes...he has 6 kids, that's 12k credit (with stipulations)...60k income, that's 6k fed, around 4k for FICA, around 3k for state. So first 3 kids he gets the full 2k to offset fed income taxes to 0. For the next 3 kids he should get the max refund credit of $1600/kid so $4800. So isn't he actually only paying around like 2k in taxes? Maybe I misunderstood the whole max refund credit for child tax credit.
Explain his assets making 60k a year? On top of feeding 8 people..
I'm new to finance i opened up my brokerage account in October of 2022. I have a question, can I buy more SPAXX? $1 currently I like that it's paying close to $0.50 or sometimes $0.56.
Seems pretty silly to temporarily leave a 75k job for one that pays less than 32k, unless you plan on joining the Army just for the education and housing benefits.
Hello, I live in Europe (pretty LCOL place), I'm in my early 40s, house and car bought and paid for, my goal is accumulate wealth to retire in 10-15 years. My risk tolerance is moderate and I also want to keep things simple ...ish. I plan on investing ~10.000 $ annually. What do you think about the following portfolio: FLOA 20%, IUIT 34%, IUHC 12.5%, IUCS 12.5%, IUFS 12.5%, IUCM 8.5%?
This is a great interview
I like this series.
Great!
Absolutely wild to recommend a reverse mortgage
Love it!
So, this guy has a paid off house at 40, hundreds of thousands in retirement savings, wants to retire early and has 6 kids on 60K a year? Lol. okay.
It could be that he had inherited quite a bit of money or the house. But of course that would be a general strategy for most people.
@@xiphoid2011 yeah I would bet $100 on inheritance / gifts from parents
Pepe Unchained is going crazy, my buddy just 10x'd his investment! 🚀🐸
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
I'm new at this, please how can I reach her?
she's mostly on Instagrams, using the user name
I love big hairy goals like "retire by 45." This is entirely possible with hard work. No luck required.
After watching the entire thing, all of these people are doing well. It's not like Caleb Hammer's guests, lol.
haha different audience I suppose, ill try to get some people in weirder postiions
Retiring at 45 isn’t a goal most average people can achieve if one wants a wife and children.
@@pete5691 nobody said it was for an "average person"
Just makes me jelly about other peoples' up bringing. A dad holding 10k for you and a 25-30k car at 19yo? Obviously the car was bought for them. I think the biggest advantage is just parents educating their kids on investing early and direction in starting your career. I was stumbling the whole way. My first job was a dishwasher at a diner. But "operations specialist" at 19yo. wow.
I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
Yes! I'm celebrating £32K stock portfolio today...
Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family an…
when someone is straight forward and good at what she does best. People will always speak for them. For me I can would say give Mrs Jenna Brooklyn of finance education a try and you be happy you did
Started with 5,000$ and Withdrew profits
89,000$
I'm glad to write her tay I do hope she will help handle my paycheck properly☺️☺️☺️
Can I start with as low as $1,000?
Please who is this Mrs Jenna
This sounds so good andI would like to
be a party to this, is there any wayl can
speak with her?
dude started investing at 19.. damn..
I'm constantly shocked by people's relatively low NW and high spend. Not just on vids like this but real life folks I talk to. Not a moral judgement, just looking at the math and wondering WTF they're going to do at retirement age.
swet video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*
Waking up every 14th of each month to 210,000 dollars it’s a blessing to I and my family… Big gratitude to Maria Frances Hanlon🙌
YES!!! That's exactly her name (Maria Frances Hanlon) so many people have recommended highly about her and am just starting with her 😊from Brisbane Australia🇦🇺
Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦♀️of myself because of low finance but I still
believe in God
I'm favoured, $290K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Maria Frances 😊🎉
Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?
How can I send my portfolio to be analyzed?
60k a year as a mortage closer is crazy low. 😮
I would love the opportunity to have my portfolio! Butni can't seem to find the Discord link. I'm.single, 38 living in Hawaii
how can someone have that much in IRA at 40 years age ? Doesnt it have a low (6k or so) annual contribution limit?
FIRE by 60 is just normal retirement. 😂
Relationships, Divorce, etc are going to be the high risk pitfalls for each of them.
I wanted some real roasting. Lol
How can I submit my scenario to be roasted?
The 22 year old could do some serious wealth building without a house.
Exactly
How the hell that dude pay off that house so fast
How does a guy with 6 kids making 60k a year pay off a 600k house by his 40’s and have that much in investments?
I'm more into the 90/10 mix no matter the age.
5.5% mortgage rate where?
New home communities in Sacramento have rate special as low as 3.99% in 2024
My portfolio: 100% $VT
The video wasn't that long, only 21 minutes. But maybe long by today's attention span standards.
I feel like these scenarios are made up 😂 75k at 19?? 6 kids, 60k a year, and a stay home mom, and they live Denver? An expensive city?
How the hell does the first person only make 60k a year????
Humphrey’s advice drives me nuts…. Encouraging individual stocks. Using a 4.5 percent SWR. Ugh
YOU DON'T ROAST. YOU DON'T EVEN MAKE A JOKE. JUST SAY YOU "take a look 🧐" at your subscribers profiles because YOU HAVE THE HUMOR OF A CARROT.
I don't believe any of these profiles are real. Especially the first one. That was a completely unrealistic income - debt - net worth unless there was a lottery winning in the past.
The goat
Love you❤❤
Not many kids are kind with their parents as well.
The 1st and the last one is unrealistic. The 22 and 33 year is more a line in reality
As a 35 year old making merely 60K a year, feeling very behind D:
Comparison is the thief of joy. Love yours!
22yr old wants to retire at 45 while also buying a home that's 6x his income hmmmmm
I would assume this doesn't show the really picture of the American household.
Why is the first 40 year old guy have so much in traditional IRA???
wow. I’ll like to be roasted! 😅
50% TLTW
50% JEPI
Easily afford 400k house with 75k? Lmaooo
1st guy with 6 kids making 60k…math ain’t mathin’, lots of details, inheritance, partner finances seem likely omitted. That’s a crazy amount % in bonds and seems like a very outdated portfolio strategy even trying to be conservative
Nobody over 40?
I fall asleep every 30 seconds of this video and then get woken up by Humphrey's voice inflection.
How did the early 40s dude making only 60k with 6 kids (LMAO) pay off his house, while also contributing to savings at a decent clip to get to 300k+ while also somehow feeding/clothing/medical bill'ing a family of 8 for all that time on 60k(or less)?? lol 100% BS (or ignoring the fact that his house or like 500k+ of cash was gifted/inherited I suppose)
Guy is only on 60k a year yet has all them investments, wtf.