Retirees Should NOT Trust These 10 People
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- เผยแพร่เมื่อ 11 ต.ค. 2024
- This video discusses 10 types of people that retirees should absolutely not trust. From disingenuous friends to predatory lenders, and everyone in-between. This video covers the entire gambit of dishonest operators.
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Disclaimer: this video is for educational and entertainment purposes only and is not meant to be a substitute for legal, accounting, tax, or professional advice. If you have any specific questions about any legal, accounting, tax or other professional service matter you should consult the appropriate professional services provider.
1) People
2) People
3) People
4) People
5) People
6) People
7) People
8) People
9) People
10) Everybody else
That ain't no schmidt
You forgot humans, they are the worst people.
Amen
Yeah, you're not wrong ;)
Trust no one -- not even me.
OMG, you nailed it! Thank you. PS: You could add HVAC contractors too who don't want to fix your system, but rather sell you new equipment.
That is a fine line. If your EQ is not too old they will fix it, however if you are nursing a EoL system, it really makes sense to replace it. The newer ones are way more efficient. Always get 3 estimates. BTW I live in the deep south, AC is a must.
Trust no one fully. Assume everything is a scam until you know otherwise.
You have the perfect speech tempo and tone for these educational videos, Schmidt. Thanks.
Why is it that only retirees should avoid these types of people? It seems that everyone (retired or not) should avoid these types of people.
My dentist says upfront 'it's more for me than for you...'.
@@whatwhome6914LOL. It’s funny that I always seem to need a filling replaced or a new crown every time my appointment coincides with my dentist’s mortgage payment.
Because retirees are more vulnerable. We come from another era where there was more civility, decency and respect.
That was also my first thought. Lol.
Amen to that!
My finance professors stated that if they new the secret to getting rich quick, they wouldn't be talking to us!
Dentists! Dentists frequently recommending unnecessary procedures and downright scams.
Some are, some aren’t
I believe that dentistry is in a sort of crisis at this time -- the whole medical care system is kind of in limbo between socialized medicine and private provider medicine with the worst aspects of both -- and dentistry has always been artificially distanced from mainstream medical care -- remember it originated with barbers
Yes. And it’s super expensive!
@@davidpowell3347 it began associated with barbers . Dentistry is very associated with medical care.
Gossipers
Pushy Salespeople
Overly Negative People
Manipulate Relatives
Chronic Borrower
Dishonest Contractors
Aggressive Realtor
Disingenuous Friends
Untrustworthy Health Care Providers
Predatory Lenders
Get Rich Promoting
I agree with all of this and appreciate the fact that you share your own experiences and mistakes. It shows how genuine you are and that anyone can fall victim. I’ve seen my own lifelong customers, many with advanced degrees fall for scams even after I warned them.
Sir Isaac Newton lost 1/2 his wealth in the South Sea scam.
Spot on with the medical providers. I always ask a lot of questions and seek second opinion regarding surgeries. Great Channel, cheers...
Same here.
Good video. Thanks for posting. I consider myself a fairly sophisticated consumer, but I fell for a surgeon who said I needed surgery right away when I could have postponed it for years. Also, I have been told that Medicare will pay for a second opinion whenever the recommended treatment involves surgery.
Thanks for posting
Absolutely the case with more and more people in the US. Thank you for sharing.
Another winner. It is unfortunate that too many people do not learn this when they are 18 years old.
Great video. I think your perspective as a CPA is helpful in explaining complex and sometimes nuanced subjects in a clear, concise, and yet detailed manner. Appreciate the thoughtful information you provide to the public.
Thank you
Solid, common sense, practical advice - nicely done. Thanks Jeff!
Hiring contractors is such a PITA. My last roofing and gutter project was a nightmare for my wallet and my roof, luckily he used PayPal for payment and apparently didn't know you can dispute charges through them. He came and fixed the problem eventually. He was whining that I made him bounce checks, but I am not the one that left the job without finishing it. He still hasn't come back to spray my roof with de mossing agent like he promised.
Yep lazy and shady af - sad to see so little personal integrity these days but leaves the doors wide open for the legit firms
“When it comes to money, people get funny”.
That is my own quote. Many/most people act differently when it comes to money, so be very cautious with whom you talk money, share money, spend money, and invest money.
One I heard: There is nothing funny about my money
Great video! These days you have to on alert at all times. Thank you.
You forgot buying any property with an HOA, paying someone to do your lawn work is cheaper than HOA dues, and you don't have to follow someone else's rules as to how you live your life...
Good point
I prefer an HOA neighborhood where some standards are kept in place. No one is telling anyone else how to live their life.
@@penelope5500. Of course they are. I’ve lived in HOA and non HOA. “HOA commandos”are a real thing.
@@Mexicobeanpole I have lived in HOA & non HOA too. I prefer HOA. People are free to choose.
@@penelope5500I do as well. Our HOA isn’t bad and it keeps property values in my neighborhood high. If you don’t like one, don’t move to a neighborhood with one.
That leaves us with pretty much no one…….sounds about right to me
The herd is thinning
@@HolySchmidt 😆
Civility has taken a major nose dive.
Those are great tips! The rip off of "claiming they didn't get your payment" story reminded me of what AXA Insurance Company did to me - but in the other direction. I requested a check in February, it arrived and I deposited it in May(as they were 100% aware), and so help me they charged 3 mos. interest and would not relent. I WORK in insurance! So any of you can be conned.
Your story makes no sense without further explanation. Requested a check from who? Why in the world would you hold a check for three months? If you owed them money, then of course they will charge you interest. Doesn't matter what kind of cockamamie story you told them.
"Doctor, it hurts when I do this"
"Stop doing that"
@@rods6741 AXA Insurance Company is a thief. You're being obtuse but I will be charitable. I requested a policy distribution check in early February. I made frequent inquiries. It never arrived. They agreed to a check voiding and reissue in early May. It arrived in mid May. I deposited it the day it arrived. AXA Insurance knows that I had no funds until May. They charged 3 months interest, claiming that they sent a check in February. But their own bank statements prove that I did not receive and access any funds until May. Pure thievery. Of course they strung me along for weeks "reviewing" it before saying that I am liable for the check that I never received nor processed.
@@rods6741 Now don't you feel like attending church Confession after that inept and condescending "cockamamie" allegation? Video author: make that *11 people to avoid in retirement.
Never ask a barber if you need a haircut.
Same with a bankruptcy attorney.
Same with a surgeon.
same with a mortician
@@WAL_DC-6B LOL!!!
@@WAL_DC-6B dead on my friend dead on ...
Outstanding video GEOFF❤
Thanks Jimmy
When you find someone you can trust, that’s striking gold.
Start with the obvious: politicians, lawyers, bankers, and used car salesmen. LOL 😆 😆
I once had an eye doctor who obviously pushed for cataract surgery in my first visit to him without even making any tests on my eye. I passed all eye exams made in succesive visits then decided to opt for another provider when the push didn’t stop. It was a good decision.
Doctors, dentists and veterinarians.
Don't forget optometrists
@@arthurbishop3173 I agree, however the one I have now is good so far. I went through 4 before I got him.
real estate 'agents' sell 'unaffordables' only to jump in a try to list the short sale or foreclosure! NO ONE needs these thieves
Vets have become ridiculous. The amount of testing they want to do on my 19 year old Yorkie is crazy. He is fine and never missed a heart guard med in his LIFE but they continue to mandate a 60.00 blood test to see if he has heart worms before they will give him another 6 months of meds. He hates being poked and prodded and I feel bad that he is only getting it done so he can have his meds. I can only imagine how my senior years will be if this is how vets act. Doctors are going to be a nightmare. The last few years have just been a constant money grab from everyone.
@@StarsHollow214 I had one that wanted to amputate my dogs leg over an abscess another vet gave her. That didn't happen. Three vets later I got a sort of honest one. There's a lot you can do at big box pet stores. My dogs only get rabies shots. Ivermectin/pyrantle pamoate is otc, but unless you know what you are doing, DON'T
Private equity firms are taking over, however dishonest medical providers always were, even back in the 60s.
Good video!
Also cell phone companies focused on seniors!
Nice to see somebody has the guts to call out unscrupulous medical providers. They seem to have always been untouchable.
I had a dentist who insisted I urgently needed some super expensive treatment. I got a second opinion. It turned out it would have been very unsuitable for me and caused a lot of issues. He had the gall to be annoyed when I backed away from his plan. Unbelievable really!
@@deborahcurtis1385 yep, 24yrs ago my family's trusted dentist told me my crown needed to be replaced. 8yrs ago another dentist said the same thing. I still have it.
Great video! If you forgive me for saying so, this is like your Dad giving you real-life ‘adulting’ advice, that all of us (regardless of age) can really use and learn from. 👍🏻
Good stuff!! Too many leaches out there!
For those of us with short attention spans, a list with times would be greatly appreciated. Some go the extra length of chapters, but that's probably too much to ask for.
This may help. In the upper right corner, tap on it and a gear icon should show. I change the "playback speed" from normal to 1.5 or 1.75 .
@@spicycopper2436 Thanks, but that would address relatively slow presentation speed, which I find to be a bit less of an issue. I was hoping that after I've heard enough about one topic, or realized I'm not interested in that one topic, I could easily skip to the next topic, without hoping random jumps ahead would take me to the right place in the video.
Not only retirees, avoid these types of people at any age!
surgeons always want to cut. That's they're first inclination. I had a herniated disk some 30+ years ago. It ended up resolving on it's own and I've never had major back issues since. But if I had let him operate and fuse my spine, I'd have been disabled since then and would have been miserable not being able to do all the things I've been able to do since.
Hired help, especially contractors, has got to be the worst. If you are older (and particularly a single senior woman), you might just as well have "PREY" tatooed on your forehead. In fact, there was an honest roofing company employee who told me recently that when he used to work at a competing roofing company and he was sent out to bid a job on a house owned by a single senior, to bid higher than usual.
Interesting…
@@HolySchmidt Not just that, but he also told me that competing roofing companies will call each other after they give a bid on a lucrative contract (knowing people usually get multiple bids) and ask how much they bidded in order to keep their bids around the same ballpark, kind of like collusion.
Older, disabled, female and alone is the worst. I never realized how bad people are till I got old.
@@sandyelliott3350 I didn't either! I never felt more targeted as when I got older.
Please put chapter markers in your videos. Makes it easier to watch.
We finished our basement awhile back.. I was calling people, having them come over to talk to them, etc. My husband worked at the time. He said, I trust you and I know you'll pick the right people (we went over things later that day when he got home) One guy said, I don't work with women, only men, where's your husband so I can talk to him!? Needless to say, he was fired!!!!!!
Did the contractor say that because he was sexist, or because he had one or more bad experiences with women not knowing enough about construction? I’m guessing the latter.
@@tomdrewenskus8167 It is the contractor’s job to explain what he is proposing and why he is doing it that way.
He doesn't know his craft if he can’t do this so any owner can understand.
Just because a homeowner was born male doesn’t automatically make then construction experts.
@@sactopyrshepSo, what percentage of men vs women understand what a contractor is telling them? At least 75% vs maybe 10%. I rest my case.
@@tomdrewenskus8167not at my house!
There are also a lot of scammers on TH-cam; but YOU are NOT. Thanks!
I had the same problem when I had a regular credit card with HSBC many years ago. Every payment was "late" even if I mailed it two weeks before the due date. That was before the internet, so there was no online payment option. Sending a check was all there was.
One company told me they received my payment, but not my husband's. When I told them the two payments were mailed in the same envelope, suddenly they 'found' the other payment.
I used to work on the incoming mail room for a large credit card processor and before the Federal Funds interest rate tanked, the pressure was on to process payments as quickly as possible.. After the rates tanked after 9/11, the urgency went away, while they hiked their late fees and shortened the payment windows, among other nasty tricks they pulled.
The World Is An Evil Place. Stay Safe Stay Prepared Watch Your Six
I had a Neurosurgeon who wanted to put a shunt in my brain to drain fluid into my stomach. Thankfully, my primary doctor looked at an MRI and said I didn’t have the need for it. She said I didn’t have the problem that the surgeon said I did.
I guess Surgeon only see knives
@@judysbakeryandtestkitchen1654 OMG!
After 60 years of being burned by people I’ve finally learned to trust no one and to triple fact check anything someone says. This country has turned into a greed fest with zero morals and ethics. Sounds negative I know but it’s my truth.
My grandad used to say: "Some things are made to use, and some things are just made to sell."
Great video. Many people have poor epistemology and are stuck in Stage One of the Dunning-Kruger effect.
Good advice! Thanks for the video. I tend not to react well to pushy salespeople; if they annoy me enough, I'll decide not to buy from them.
I agree and I'm in sales. I care more about my customers than trying to sell you something I know is junk. Maybe that's why I have never made salesmen of the year but at least i can sleep at night.
NEVER ask a realtor if it is a good time to buy a home…
Speaking of construction contractors in America, you need to get referrals from friends, neighbors, and relatives in order to find someone reliable. That’s because none of these contractors have been through an apprenticeship program, as most if not all have learned on the job. So it’s easy for anyone to buy a few tools and call themselves a contractor. When 9 out of 10 folks in the trades are inept, unethical, dishonest, unlicensed, not bonded, and/or lazy then you must work harder to find someone reliable.
Love your office! Oh, and great advice. As a senior I’ve encountered some of these issues. This information should be taught in high school.
Thank you for this spot on video!!!!
When I was in the Navy I met a guy who had figured out that he had been making terrible decisions. He started taking good advice to just not keep digging. So his life wasn't getting worse, but he would have one of his old chickens come home to roost every 7-10 days. So we watched him, guided him to stay on a good path, and observe the problem from the past popping up. We didn't want to enable him, but he did need a lot of help.
This is great info for all people. Thanks a lot!
Great advice! The older I get the more I walk away from negative people.
Also if you’re looking to make some side money find something to flip. Big or small, you’ll learn as you go and you make extra cash.
Blessings
My favorite line is “I’m from the government and I’m here to help you” 😅😅😅
I am so glad I found your channel! Great content! Thank you
I enjoyed your story about the suit, I would think that you didn’t watch the British comedy “Are you being served?”. They use to play that trick in the men’s wares department all the time.
I loved watching that show.
Great show. So funny!
Also, lenders who lend money to people without checking credit, etc. should be added. My mother-in-law borrowed money from these finance companies. When she could not pay, they threatened to put her in jail. She panicked and called us. Their plan was to let grandma borrow money, and when you could not pay, she would round up the family to help her pay the bill. I mean, we didn't want her to go to jail. I called their bluff, but nothing happened. This may be one to add to your already excellent list.
The HAMMER NAIL problem:
Ah Yes! The orthopedic Surgeon who wants to operate?
Similar to EVERY IT GUY/GAL whose solution is their area of EXPERTISE?
An ORTHOPEDE will look at the demographics in an area (as well as the competition) and come up with the number of KNEE, HIP, Shoulder replacements in the area before opening the office.
A database guy addresses the problem as a DATABASE problem and then what else> The answer is a DATABASE Solution.
Same with a Network Guy/Gal, a UNIX Guru.
A Lawyer makes it a LEGAL ISSUE with a LEGAL SOLUTION.
It all boils down to the HAMMER/NAIL Issue...
If youo get a NEW HAMMER, everything starts to look like a NAIL!
Lol. Excellent analogy
Thank you for the great public service!
I am planning on retiring, and I'm 39 years old. Now that I have 425K saved for an early retirement at age 50, 10K in an HSA, and a property that could yield an extra 200K, what possibilities do I have for a steady stream of income?
Today, it’s easier to figure out how to improve your retirement savings. With inflation, you can use a professional portfolio manager to explore different markets passively. The impact of US dollar shifts on assets is complex
Even if finance isn't your strong suit, you can always bring in an expert. My $650,000 retirement fund took a nosedive in April, but I quickly called in a financial advisor. They crafted a smart plan to turn things around, and I’ve since pocketed over $350k in gain
That’s wonderful! Do you think your advisor might be willing to speak with a stranger? I’m in serious need of proper portfolio allocation
There are a few standout experts in this field. Many people do underestimate the importance of a financial advisor until they encounter financial loss. I’ve tested out a handful over the years, but Kris Lizette Dornbush has been my top pick for the last five years. Her performance is consistently impressive, and she’s a real name to know in the industry. Check her out
Misleading message. It is really an advertisement.
DO NOT trust the scammers that are posting in these comments. Give them a thumbs down and REPORT THEM. Click the 3 dots next to their comment.
You are 100% right. And youtube let's it continue. It is always the same format. So easy to remove with programming.
It drives me crazy. I'm making 20k per week. Whose your advisor. I just looked her up. Thank you😊 So annoying.
@cynthiaborden4209 Sadly, some people will be scammed.
I am going to start posting negative comments for the “recommended advisor” instead of just “reporting them.
Cynicism is a sixth sense most people ignore.
I agree with that
Chronic borrowers... hmmm, you mean, like the U.S. Government?
My son nearly died from a drug interaction. It was relatively unknown side effect until it was exposed as being pretty common. The doctor’s office who prescribed it was totally decorated in pharma merch…including a very expensive watch. Scale, notepads, clocks, pencils,etc. all with that drugs logo. He wanted to put my son back on the medication after a week long hospital stay. We found a new doctor…
Any one who says they are a protector of another.
I never let people buy borrow my books anymore. My books means something to me and the last time I let someone borrow a book who I thought was trustworthy, she never returned it. She gave the excuse that she lost it, but if a person loses something usually they offer to replace it or give some money.
I ended up having to buy the book again because I didn’t want to pester the person more than once.
Very nice video. Thank you.
Grifters…I realized a year ago that a couple I am friendly with only picked up 1…right one, restaurant tab in the last 20 years…my answer to dinner/ drinks or what ever is now…” it’s not in my budget…weirdly I don’t hear from them so much these days
We had a friend that always forgot his wallet.
My former friend always wanted to split the bill. It was only me but she and her 3 kids were always together so my lunch of a nice Cobb salad was usually quite expensive. I stopped agreeing to lunch because I started feeling used when I said let’s just go Dutch and she was seemingly too busy. ( her kids were teenage boys and didn’t eat free)
If you've achieved any financial security, savings, owning a house, a pension.... you'll find these are going to be a financial burden around your neck..... they'll tax you to oblivion..
I paid $1900 last year in property taxes and thought that was highway robbery.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments.
In light of the global crisis, rising inflation, and economic instability caused by inadequate governance, stocks, ETFs, Mutual funds, and REITs, assets can serve as a viable path to achieving financial independence
Totally agree! Thank you!
Mr S, I was considered a negative person, HOWEVER I worked in an industry which you could NOT make a mistake for the public safety! I always approached an issue of what is the worse that could happen when we worked with the equipment, this got me classified as a NEGATIVE person that could impact hundred of thousands of people in the community. I just thought I was being responsible.
good advice here. Very insightful and helpful. Thank you!
A-holes. I avoid A-holes. Clingers. Stalkers. Psychos. Selfish, rude arrogant. Narcissists. Whiny eternal victims. The needy greedies. Bottom feeders. Ignorant/obtuse. And so many more. Obviously I spend a lot of time alone. Users.Envious frenemies. Unreliable flakes. Arrogant know it alls. False promisers. Flatterers. Gossipers. Lack of boundaries and extreme codependents. Addicts. Bossy people who try to tell me how to feel, what to think or what to do. Thieves and con artists/shysters. Slackers. People who don’t respect my need for solitude, quiet and introverted ways. Well ok. Basically 90% plus of all people. Lol.
Agreed. I’d rather be alone than w any of these people.
@@TeamCat1128 Yes. For sure!
I fell for the : Free beer tomorrow sign.
I thought I took that down!
I'm certain I learn SOMETHING from you every video. Thank you as always!
I have been a Popeye cartoon fan all my life thanks to having an awesome older brother. But I had no idea Wimpy's first name was George!
My encyclopedic brother probably knew it tho lol.
fantastic information..
Thank you
If they want to borrow money.....tell them to go to a bank.......From, Learned the Hard Way.
For those with older parents in retirement be very diligent with them. My parents were extremely street savy but the older they get the more they let their guard down. Over sharing in social media is a problem. There's a lot of social engineering but There. Just be care. Entrust and verify.
???
@@MexicobeanpoleI think what he/she is saying that because of oversharing on social media, it makes easier for elderly folks to get scammed
Great presentation!
Politicians.
Democrats especially 🇺🇸😎
Let’s be clear that “overly negative people” does not include friends, families and colleagues going through a hard time with their health, or family problems or a business setback. These people need our emotional (and sometimes financial) support.
I’m dumbfounded you not only did not dispute the full payment was received late when it clearly wasn’t late, but you paid a $30 late fee for a payment that wasn’t late. The predatory signs were standing at attention, why on earth wouldn’t you challenge that?
Dealing with a predatory lender who does this intentionally means that it’s her word against theirs. As much as I didn’t like it, it’s more important to protect her credit rating than being right. I did report them to the BBB after it was closed
@@HolySchmidtYou need to report them to your state Attorney General’s Office consumer affairs office division. They might use this and similar cases to address this problem with the credit card company. You also might get a refund.
@HolySchmidt It's a shame one must send something with delivery confirmation just pay a bill, especially when they're demonstrably disingenuous in not cashing a check in a timely manner for the purpose of assessing a late fee.
First, I'd go back to the store and speak with the manger and/or owner, and describe the situation.
Second, I absolutely would report them if the store refuses to deal with it.
Third, I'd report to the local newspaper, and social media, andI'd name names. As long as what you're saying truthful, you're on solid ground. I.e. while you know they delayed, you can only say the check was "apparently or reportedly received late".
Good luck with this. I would have done the same (pay to keep the credit rating), but I also wouldn't let them slide.
Consider: You have an obligation to subsequent victims.
Most of the homes in my neighborhood are about 25 years old and there have been many homes re roofed this season. Chatting with neighbors quotes have been very different from different roofers, 13k to 30k for essentially the same size roof. I need to have mine done next year and will be getting references and quotes!
I’ve worked hard to save about $800,000 for retirement, and now I’m ready to turn my savings into a paycheck. But how much can I afford to withdraw from savings and spend is what I don’t know. If I spend too much, I risk being left with a shortfall later in retirement. But if I spend too little, I may not enjoy the retirement I envisioned. What’s your advice on this please?
I'd highly recommend using the 4% rule, maybe you'd know just how much to spend after retirement
stay flexible - if the market performs poorly, you may not be comfortable increasing your spending at all, but if the market does well, you may be more inclined to spend more on some ''nice to haves''
Personally, I used the 4% rule as a guideline, didn't follow it precisely. However, for greater level of confidence around portfolio longevity and ability to meet my money goals, I've utilized a seasoned advisor for 5 years now, amassing nearly $1m ROI after 100s of thousands invested. I'm semi-retired today, and only work 7.5 hours weekly.
@@arlenehill4ril such an eye opener! never heard or used the 4% rule before. I spend what I want and when I want, however i'm interested in supplementing my streams of income by investing, mind if i look up your advisor please?
Sophia Verdekal O'neal is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Politicians, attorneys and clergy should be 1, 2 and 3….
Don't make friends with people who can't pay their own way. I you are a soft touch like me, they will bleed you dry.
Don't put up with a hard sell. I warn them right off the bat to stop. If they continue I just turn and walk away.
I was bullied by a car salesman and ended up with a vehicle I didn't want. Don't go to a dealership alone. Bring one or two tough friends/family with you.
I called a contractor to give me estimates on my house improvements. I had a slit window in the bath and wanted a standard double hung. He tried to sell me on a wall sized window and wouldn't let it go. I did it myself at a tenth of the cost.
Great list! I remember my college roommate had a 1 inch stack of credit cards one could sign up for on campus.
He was too smart to use them!
People who provide goods or services. They want you to buy their goods and services.
Good advice, but not just for retirees. In fact, most retirees I know tend to avoid all these types. Better to address this to young folks just starting out.
Good point
All of the officers I know write tickets to the following people when stopped; attorneys, real estate agents, insurance salesmen, bankers, used car salesmen, and politicians. Similar to who Holy Schmidt says we should be weary of as seniors.
Any and all attorneys
I have always called the credit card and got them to waive the late fee if it has only happened once they normally will do so.
You have remarkable insight.
Great job
If you knew the credit card was predatory as a CPA, why didn't you: a) make an electronic payment immediately?; or b) send a check by priority mail with a signature request? The $7 would have been far cheaper than the $30. But, having fallen for that the first time, why didn't you solve it the 2nd time? And did you contact the card company immediately? If it is a bank, they will take a payment over the phone. Sounds as if you aren't very experienced at this. Do you trust the IRS?
Dead on accurate 👍
The SSA!
Good advice
Don´t trusts doctors of all sorts,lawyers, architects,real-estate-agents,craftsman of all sorts,priests,politicians,insurance-agents,asset-managers,relatives etc.. You may or have to work with them .But allways remain in doubt
I have gotten store credit cards, but have not had your daughters's experience. I have had the experience that some store cards try to force you to pay online. I have quit using these cards.
16:12 min, Mail all your bills with a post mark at the very least. Make a note of this in your check book. In my opinion.
So, don't trust Mass Media! Got it. Thank you, Mr. Schmidt...🇺🇸 👍☕
The get rich quick schemes… thanks for mentioning them AND would you do another video just on this topic with lots of scenarios clearly explained focused on different age groups (seniors)?
Good idea!
@@HolySchmidt also include the posts recommending financial advisors.