I'm 29yo and living at home. People judge but... If my parents get tired of me and kick me out, I can buy a home out right, no mortgage. 👀☕☕☕ I save close to 100% of my income. My parents don't even want my help for groceries. I'll enjoy it while I can 🙃
This video is so inspiring! Great practical tips. I'm currently in grad school and living at home with my parents. I love my people's but trust and believe I am ready to get tf up outta here. 😬 Not an expert by any means but I've heard that a common financial mistake people make is putting all of their money into their homes when they could have invested it (in like index funds). This might be me being nosy, but I was was wondering if that something that you were considering when evaluating how much of a downpayment to put on your first home.
#1 love this for you, have been rooting for you, and I am so happy to see every milestone. #2 I’m finna move to Atlanta if there are houses for $170k... you can’t even get a (nice) condo for that in nyc 😪
Britney Grey It’s actually quite the opposite. If you really want to know why NYC is so expensive it’s 1. Because the population density is extremely high (small space compared to amount of people.) AND 2. Because of gentrification. You talking about NYC is ghetto, but you probably can’t even afford to live here. How you hating from outside the club and you can’t even get in?😂
i just purchased a home in ATL in feb! so excited for you and your house hunting journey! small FYIs: depending on where the townhome community is, townhomes don't have the greatest track record for resale value, unless your home is in the midtown, o4w/ponce area. something my husband and i had to learn was to not get too attached to any of the homes we researched because they can go off the market so quickly or have small flaws that cause major issues. ALSO don't forget closing cost fees, earnest money, inspection fees, etc. i wish you all the luck!!!!!!!
Congrats! Buying a house can be fun I bought a crib around your age and it will paid off next year... just finished my doctorate program last year, working full time and raised a kid who is 27 now. It took me 15 years to payoff. Moral of the story when your mind is set you can accomplish anything and NEVER COMPARE YOURSELF TO OTHERS just LIVE LIFE! Peace to a comfortable and safe home 🙏🏽✌🏽
I’ve just turned 27 and looking for a home in the UK and the struggle is real. I’m not single but I want to buy a house by myself. I’ve said the same thing the house for me will be for me.
I’m so happy for you! I watch your videos as a guideline 😀 while I’m only a sophomore in college now, I plan to be like you (a boss lady, saving money, and getting those degrees)
Congrats. I purchased my first home last year at the age of 22 going on 23. A couple days under a year of living in this home I am about to move out. I sold my home and I'm about to move back in with my parents. Purchasing a home is a huge milestone and its definitely best to take your time and not settle. I realized this is not my dream home or forever home and I don't want to keep paying towards a house I dont see myself in for the long haul so I decided to sell. Plus I'm also considering moving out the state. I will be saving up again to put a larger down payment on my dream home. I'm excited for the new journey
Thanks for sharing this alternative perspective. Selling a home is a stressful process too, but I am glad that you had the experience of buying, so you know what to look for in your dream home.
@@minimalassembly7893 thank you. I'm grateful for the experience. And now I get to pass my knowledge to others that are looking to purchase a home for the first time. It's a lot about the home buying process most arent aware of.
Congratulations!! I too purchase my first home at 28 (I've been on my own since 19) Couldnt afford it in florida but Texas is where it's at and you really get bang for your buck. I got 2,600 sqft home under 300k I did 6months of research. Sure, my commute to work is an 1.5 each way but I love my home. Welcome to your new home no matter what you choose!!
The goal is to buy a house for my 30th birthday. I got about 3 years and I'm trying to save all that I can to put down a good down payment. Seeing your progress and journey is so inspiring. I hope you can find a home you love!
Thank you for always being so transparent, honest, and genuine in your videos (especially ones like these!) it’s so great seeing another black woman thrive and giving others sound advice!!
Wow the timing of this video is everything....I’m also 28 at home and it’s BEEN time to get out. Looking into grad school and don’t know if I’ll be staying in Atlanta or moving away. New Subbie! Excited for your journey💕✨
Recently bought a home and my realtor gave me good advice. Do not wait to buy your home to see if the market crashes! If you find one you feel is right buy it. The rates are good the prices are good. If the market truly crashes cash investors will scoop up all the properties and regular buyers will be left with the scraps
use the redfine app they assign u a agent when u download the app so that is ur go to person for questions ..and as far as financing i used quicken loans app lol super easy!! i pretty much bought my home on my phone 😆
I was just thinking about your house buying journey and wondering how it's going the other day. I'm glad all is well and that Corona isn't stopping the hunt. Take your time because you already know what's for you will always be for you. I'm rooting for you and can't wait to see what you buy!
LOVED this video, I am in the same position in the Bay Area. Starting grad school in August and looking for a condo. Hope you keep making videos, very encouraging
I love how your channel has grown and evolved from just hair videos. I’ve been here from the beginning and I’ve been on a similar journey to you but you have your shit way more together lol. I’m 27 and just graduated with my MFA in May. I’m moving to LA in August from NY. Cleaning and sorting my room right now lol just took a little break. I’m still waiting to hear back from the landlord about my lease application but I know it’s mine. I even booked my movers! This will be my first time living on my own besides dorm life so I’m excited.
Love this video and series. We are about the same age (I’m 29) and I just purchased my first home in the DMV area and start my doctorate at Howard in August. Good luck, and take your time!
You are an inspiration! I'm 26, and just finished grad school (MBA). I just started a TH-cam posting about confidence, self-growth, beauty reviews. I wish I had filmed my grad school/work journey, but it's never too late to start. Now saving for a home. I pay my parents "rent" that they are keeping for me as a down payment when I ready or if I want to move to another city when it's safe.
Me and my best friend started talking about buying out first home in the next five years. And I referenced your journey!! So happy for you and your progress!!!
I love all your advice in this! I'm 28 and started my home hunt, SO nice to see someone my age on YT house hunting for something reasonable. Most of my search results bring up 18 yr olds in million dollar bungalows lmao
I recommend you gong with NACA right now! They have a below market interest rate that you can buy down all the way to .25, no pmi, no closing costs. I believe youd be able to get your mortgage under 1k a month with that price range
Clicked so fast! I know this will be good! Congrats Aaron, you saved and were diligent and now you are able to buy a home! Freaking amazing! Inspirational. Okay I’m done with being sentimental now. Is this semester almost over for ya? I know you are killing it with the study game. 😊😊☺️☺️❤️
Oh my goodness Aaron I was so excited when I saw this video (like literally squealed from joy)! I’ve been following you for a little while now and I am really rooting for you! I’ve learned so much about adulting from your videos and I find myself rewatching your financial videos often. I’ve been waiting for this video in particular and can’t wait to watch.
I'm so excited for you as if you're my own daughter! Great informative video for first time homeowners. Looking forward to your updates. Oh and your hair looks Fab!! 🤗💞
I know how you feel, I'm 28 yo and I'll be 29 yo in August too. I'm ready to move and get my own home, no renting. Lol, good luck on your home buying journey. 😋
Congrats Aaron! I'm so excited for you on this journey. I love your style so I cant wait to see how you decorate it. I bought my first townhome last year and while it's nice, and the area is very desirable I plan to be here for a few years and move on to something else.
I love watching your channel because it’s real and shows your life especially while adulting. I was wondering what are your religious beliefs? Have you looked at homes and the churches that are near there too?
Your real estate agent should give you access to the MLS. I’m shopping in metro Atlanta also and my agent gave me access to the MLS so I have the most updated info.
Yess!! Girl it took me over a year but I closed on May 8th😁. Oh so Zillow, Trulia and Realtor.com are pretty slow. You can use the MLS site too! My realtor got me connected. Also keep an eye out for repairs such as my friend had to run coaxial cables upstairs as there were no connections!
Yessss!! I'm rooting for you. This is a major milestone and you should feel so accomplished and proud. I've been watching since the end of high school/beginning of college (around 2014), and you've motivated me to stay focused and driven. I hope you find the house that you love...I can't wait to see the journey!! much love from nyc.
This video resonates with my entire life right now. I wish I could move and buy in Atlanta. But the Lord aint lead me there lol I been looking since forever. The options near me are limited. All the best in the process though and God Bless.
*Hi, I am saving to try to move out as well but wasn’t sure whether I should save my Emergency Fund in an online account like Discover (high yield savings account) or a Chase Account where I could walk in if I needed to. What do you think is best? Advice from anyone is welcome.*
Ultimately it's better to go with the bank that offers the highest (APY) for your money to GROW and has a decent CAP amount per year. At the end of the day its' up to you how you invest your money .
You don’t sound weird. I did the same thing when I bought my house two years ago. I was like the universe needs to send me THE sign and it happened! We also put down a large % and don’t regret anything at all!! Congrats to you and happy house hunting!
This is awesome I'm literally going ot buy a house soon too! All thanks to God!! So i;m so grateful! Seeing your video is literally what I have been going through just without a realtor
We're looking for our first home and it's so hard when others are so quick to buy all the cute houses lol. It's been a few days and I'm not even trying to hurry at this point. I'm choosing a bunch and hopefully we'll get one. PS I use the realtor.com site and the first time home owners program. Good luck!
Moving to Atlanta from TX with my S/O! We're buying a home...we personally feel that it's smarter to do so instead of investing our money into an apartment and not being able to own it! I feel like this is a sign after seeing how you posted this on his birthday! I hardly see anything for sale though... and it's so discouraging!
i love love looking at homes especially around atlanta, and Im not even in the buying process lol its just reminds me of HGTV and love looking at different designs, especially kitchen layouts!!. Good luck with your home buying process!
$140-$170,000 😳 girl I live in LA and a condo is $600000 and a single family is a million and it still will be a fixer upper! Lol good luck searching for the perfect home
Get what you want period and take your time. I'm a little older and I'm looking to purchase soon too. Are you a Leo? If so, I am too 🥳 Many blessings to everyone 🙏🏼 💚
I'm in the same position of buying a home but I'm in Cali and prices are $350k+ smh. My process will be 3 years lol. I'm really taking my time but currently renting an apartment.
“get out ... GET OUT.” 😭
“If a house is sold that I love, then it was not my house” I love that because that can apply to anything. 😁
I'm 29yo and living at home. People judge but... If my parents get tired of me and kick me out, I can buy a home out right, no mortgage. 👀☕☕☕
I save close to 100% of my income. My parents don't even want my help for groceries. I'll enjoy it while I can 🙃
So I’m not the only one who’s mamma be talking to me and my sisters like that 😂. I hollered!
she is so rude lol.
Haha. Gotta luv um tho. Congratulations!
This video is so inspiring! Great practical tips. I'm currently in grad school and living at home with my parents. I love my people's but trust and believe I am ready to get tf up outta here. 😬 Not an expert by any means but I've heard that a common financial mistake people make is putting all of their money into their homes when they could have invested it (in like index funds). This might be me being nosy, but I was was wondering if that something that you were considering when evaluating how much of a downpayment to put on your first home.
#1 love this for you, have been rooting for you, and I am so happy to see every milestone.
#2 I’m finna move to Atlanta if there are houses for $170k... you can’t even get a (nice) condo for that in nyc 😪
It’s bc it’s ghetto there
Britney Grey
It’s actually quite the opposite. If you really want to know why NYC is so expensive it’s 1. Because the population density is extremely high (small space compared to amount of people.) AND 2. Because of gentrification. You talking about NYC is ghetto, but you probably can’t even afford to live here. How you hating from outside the club and you can’t even get in?😂
i just purchased a home in ATL in feb! so excited for you and your house hunting journey! small FYIs: depending on where the townhome community is, townhomes don't have the greatest track record for resale value, unless your home is in the midtown, o4w/ponce area. something my husband and i had to learn was to not get too attached to any of the homes we researched because they can go off the market so quickly or have small flaws that cause major issues. ALSO don't forget closing cost fees, earnest money, inspection fees, etc. i wish you all the luck!!!!!!!
Congrats! Buying a house can be fun I bought a crib around your age and it will paid off next year... just finished my doctorate program last year, working full time and raised a kid who is 27 now. It took me 15 years to payoff. Moral of the story when your mind is set you can accomplish anything and NEVER COMPARE YOURSELF TO OTHERS just LIVE LIFE! Peace to a comfortable and safe home 🙏🏽✌🏽
You have a good mindset. They say the best time to visit places is in the summer to get a true feel of what the area is like.a
I’ve just turned 27 and looking for a home in the UK and the struggle is real. I’m not single but I want to buy a house by myself. I’ve said the same thing the house for me will be for me.
I’m so happy for you! I watch your videos as a guideline 😀 while I’m only a sophomore in college now, I plan to be like you (a boss lady, saving money, and getting those degrees)
Stay focus 🥰
Girlllll My Heart Dropped when I saw this thumbnail come up 🥰🥰
The average price of a home where I live is 800,000 so I can’t relate
That should be illegal, where do you live???
Congrats. I purchased my first home last year at the age of 22 going on 23. A couple days under a year of living in this home I am about to move out. I sold my home and I'm about to move back in with my parents. Purchasing a home is a huge milestone and its definitely best to take your time and not settle.
I realized this is not my dream home or forever home and I don't want to keep paying towards a house I dont see myself in for the long haul so I decided to sell. Plus I'm also considering moving out the state.
I will be saving up again to put a larger down payment on my dream home. I'm excited for the new journey
Thanks for sharing this alternative perspective. Selling a home is a stressful process too, but I am glad that you had the experience of buying, so you know what to look for in your dream home.
@@minimalassembly7893 thank you. I'm grateful for the experience. And now I get to pass my knowledge to others that are looking to purchase a home for the first time. It's a lot about the home buying process most arent aware of.
you live and you learn. At least you know this moving forward. That’s called gaining wisdom.
Congratulations!! I too purchase my first home at 28 (I've been on my own since 19) Couldnt afford it in florida but Texas is where it's at and you really get bang for your buck. I got 2,600 sqft home under 300k I did 6months of research. Sure, my commute to work is an 1.5 each way but I love my home. Welcome to your new home no matter what you choose!!
I’m thinking about Texas what are the areas to avoid
Ahh I'm excited for you!!! Okay, back to the video!
The goal is to buy a house for my 30th birthday. I got about 3 years and I'm trying to save all that I can to put down a good down payment. Seeing your progress and journey is so inspiring. I hope you can find a home you love!
“Debt is dumb, cash is king. And, the paid off home mortgage has taken the place of the BMW as the status symbol of choice.”
-Dave Ramsey
YES!!!
Facts!
Exactly.
Yes, these are the words I live by
Thank you for always being so transparent, honest, and genuine in your videos (especially ones like these!) it’s so great seeing another black woman thrive and giving others sound advice!!
Paused video just to say that I'm just starting the process of deciding to buy a home (1st time!) and I needed this info. Ok, pressing play
ugh seeing your growth and milestones has been my fave thing over these past few years❤️.
The beginning clips are so funny 😆 good luck on your house hunting journey!! ✨
Wow the timing of this video is everything....I’m also 28 at home and it’s BEEN time to get out. Looking into grad school and don’t know if I’ll be staying in Atlanta or moving away. New Subbie! Excited for your journey💕✨
Recently bought a home and my realtor gave me good advice. Do not wait to buy your home to see if the market crashes! If you find one you feel is right buy it. The rates are good the prices are good. If the market truly crashes cash investors will scoop up all the properties and regular buyers will be left with the scraps
The beginning 😂💀 I just started grad school and have been enjoying watching your videos.
😭 I’ve been watching you for years and rooting for you during each milestone! This is so exciting!!!
28 here and officially looking to buy a house, so I am happy to stumble across your videos ❤❤
My plan is to buy a home to call my own as well. I’m almost 28 living at home. Seems like a whole process
use the redfine app they assign u a agent when u download the app so that is ur go to person for questions ..and as far as financing i used quicken loans app lol super easy!! i pretty much bought my home on my phone 😆
I was just thinking about your house buying journey and wondering how it's going the other day. I'm glad all is well and that Corona isn't stopping the hunt. Take your time because you already know what's for you will always be for you. I'm rooting for you and can't wait to see what you buy!
The beginning is priceless! 😂🤣😩😩
LOVED this video, I am in the same position in the Bay Area. Starting grad school in August and looking for a condo. Hope you keep making videos, very encouraging
I love how your channel has grown and evolved from just hair videos. I’ve been here from the beginning and I’ve been on a similar journey to you but you have your shit way more together lol. I’m 27 and just graduated with my MFA in May. I’m moving to LA in August from NY. Cleaning and sorting my room right now lol just took a little break. I’m still waiting to hear back from the landlord about my lease application but I know it’s mine. I even booked my movers! This will be my first time living on my own besides dorm life so I’m excited.
I’m going back to college for my second bachelors so I feel it. I’m ready to move tf out ASAP 😭
I feel like i just watched someone with millions of subscribers❤️❤️❤️
Love this video and series. We are about the same age (I’m 29) and I just purchased my first home in the DMV area and start my doctorate at Howard in August. Good luck, and take your time!
HHHHUUU! I went there undergrad. Hope you love it!
You are an inspiration! I'm 26, and just finished grad school (MBA). I just started a TH-cam posting about confidence, self-growth, beauty reviews. I wish I had filmed my grad school/work journey, but it's never too late to start.
Now saving for a home. I pay my parents "rent" that they are keeping for me as a down payment when I ready or if I want to move to another city when it's safe.
Me and my best friend started talking about buying out first home in the next five years. And I referenced your journey!! So happy for you and your progress!!!
The beginning had me knocked out lmaooo
Take your time and find a place you love 🙏
Lol that whole conversation with your mom at the beginning is me with all of my close loved ones lol 😂
yes omg! its crucial to see as many home as possible cause there can always be better for your price!
You are very intelligent. We put $70K down on our home and plan to pay off in 5-7 years. No 30 year mortgages if you can pay off early. Ownership!!
I’ve been following you for so long and I’m so happy for you!! As a young black woman, you inspire me! Go Aaron, 🥳💕
I love all your advice in this! I'm 28 and started my home hunt, SO nice to see someone my age on YT house hunting for something reasonable. Most of my search results bring up 18 yr olds in million dollar bungalows lmao
I recommend you gong with NACA right now! They have a below market interest rate that you can buy down all the way to .25, no pmi, no closing costs. I believe youd be able to get your mortgage under 1k a month with that price range
That interaction is literally my interactions with my mom when I lived with her 😂🤣 I RELATE! and
I instantly subscribed after seeing that😂🤣
Clicked so fast! I know this will be good! Congrats Aaron, you saved and were diligent and now you are able to buy a home! Freaking amazing! Inspirational. Okay I’m done with being sentimental now. Is this semester almost over for ya? I know you are killing it with the study game. 😊😊☺️☺️❤️
thank you! semester is over july 31st!
@@TeAmoAaron I'm sure you are counting down the days! Lol can't wait till your next video. 😊
I'm also looking for a house and feeling all the things/anxiety/covid/market crash/etc. But God is good. Thanks for the relatable encouragement. :)
Oh my goodness Aaron I was so excited when I saw this video (like literally squealed from joy)! I’ve been following you for a little while now and I am really rooting for you! I’ve learned so much about adulting from your videos and I find myself rewatching your financial videos often. I’ve been waiting for this video in particular and can’t wait to watch.
Can’t wait for you to update when you get your home!
I just found you.. best thing I did so far on TH-cam today. Love your personality, and content! ❤️✨💁🏾♀️
I love your vibe so much! You are funny, fun, and entertaining. You make my day.
Hey girl, I'm going thru the same journey..you're soo lucky the home are cheaper. I live in California! Soooooo I have to save, save, save!
I'm so excited for you as if you're my own daughter! Great informative video for first time homeowners. Looking forward to your updates. Oh and your hair looks Fab!! 🤗💞
I know how you feel, I'm 28 yo and I'll be 29 yo in August too. I'm ready to move and get my own home, no renting. Lol, good luck on your home buying journey. 😋
Omg I’m so excited for you!!
Congrats Aaron! I'm so excited for you on this journey. I love your style so I cant wait to see how you decorate it. I bought my first townhome last year and while it's nice, and the area is very desirable I plan to be here for a few years and move on to something else.
I love watching your channel because it’s real and shows your life especially while adulting. I was wondering what are your religious beliefs? Have you looked at homes and the churches that are near there too?
Man, this sista is a champion!! About to be a homeowner in a few weeks and a doctor in a few years! I just LOVE seeing young sistas winning!!
Been following your journey, so excited for you! 💕 I definitely agree with you with asking the neighbors. THEY DON'T LIE lol.
I was looking forward to my lunch so I could watch this video!!!!
Dont forget to save for closing costs on top of your 20% down 🤗
I am so proud of you 🌹
I just bought my home in Stockbridge, GA!! The houses are going fast af. I had to rush.
Love this! So proud of you!
Your real estate agent should give you access to the MLS. I’m shopping in metro Atlanta also and my agent gave me access to the MLS so I have the most updated info.
Yess!! Girl it took me over a year but I closed on May 8th😁. Oh so Zillow, Trulia and Realtor.com are pretty slow. You can use the MLS site too! My realtor got me connected. Also keep an eye out for repairs such as my friend had to run coaxial cables upstairs as there were no connections!
This might be random, but I love your simple white t-shirt. Where did you get it from?
My mom talk to me like this. And I just. We should all collectively sue lmao...secretly sue of course 🤣
Yass, congratulations! 💃
Yessss!! I'm rooting for you. This is a major milestone and you should feel so accomplished and proud. I've been watching since the end of high school/beginning of college (around 2014), and you've motivated me to stay focused and driven. I hope you find the house that you love...I can't wait to see the journey!! much love from nyc.
Thanks for sharing your journey. Wishing you well on your house hunting experience!! ♥️
hopefully i will have my first home next summer🙏
Omg your hair😍😍😍
This video resonates with my entire life right now. I wish I could move and buy in Atlanta. But the Lord aint lead me there lol I been looking since forever. The options near me are limited. All the best in the process though and God Bless.
Cheers to new beginnings for you 🥰 i love to see you on your Journey 💕
I appreciate the realistic price range. 😚👌🏾
Yaas Girl!
WOW!!! CONGRATZZZZ!!!
Girl I feel you this is exactly how I’ve felt!
*Hi, I am saving to try to move out as well but wasn’t sure whether I should save my Emergency Fund in an online account like Discover (high yield savings account) or a Chase Account where I could walk in if I needed to. What do you think is best? Advice from anyone is welcome.*
Ultimately it's better to go with the bank that offers the highest (APY) for your money to GROW and has a decent CAP amount per year.
At the end of the day its' up to you how you invest your money .
C R E A T I V E L Y . XO Thank you so much for your input. I really appreciate it.
@@NikkiNichelle. No Problem !
Get the book total money makeover by Dave Ramsey. I’m 22 and already investing in my future. It makes it so easy!
Are you holding victoria's red queen?
Well, I gotta say it is a masterpiece. I have been reading that and I have made it to the eighteenth chapter.
You don’t sound weird. I did the same thing when I bought my house two years ago. I was like the universe needs to send me THE sign and it happened! We also put down a large % and don’t regret anything at all!! Congrats to you and happy house hunting!
Are your payments much less if u put a higher down payment ?
Yes you payments can be significantly less if you put down more money.
This is awesome I'm literally going ot buy a house soon too! All thanks to God!! So i;m so grateful! Seeing your video is literally what I have been going through just without a realtor
omg subscribed within the first 30 seconds where have you been!!!
Thank you!
We're looking for our first home and it's so hard when others are so quick to buy all the cute houses lol. It's been a few days and I'm not even trying to hurry at this point. I'm choosing a bunch and hopefully we'll get one. PS I use the realtor.com site and the first time home owners program. Good luck!
Moving to Atlanta from TX with my S/O! We're buying a home...we personally feel that it's smarter to do so instead of investing our money into an apartment and not being able to own it! I feel like this is a sign after seeing how you posted this on his birthday! I hardly see anything for sale though... and it's so discouraging!
Same I’m in the same process it’ll say for sale and by the time I wanna tour it it’s gone off the market !!
i love love looking at homes especially around atlanta, and Im not even in the buying process lol its just reminds me of HGTV and love looking at different designs, especially kitchen layouts!!. Good luck with your home buying process!
$140-$170,000 😳 girl I live in LA and a condo is $600000 and a single family is a million and it still will be a fixer upper! Lol good luck searching for the perfect home
Get what you want period and take your time. I'm a little older and I'm looking to purchase soon too. Are you a Leo? If so, I am too 🥳 Many blessings to everyone 🙏🏼 💚
Do what God want you to do.
i'm just here like whats a mortgage and interest rates I'd like to know more about this stuff lol video idea for you
Guys, if I had hair like this...wow. Stunning
Been watching you for awhile and I’m so damn proud of you!!!
Love the video. Have you also tried used the app OfferPad. They have some nice homes on there as well and you can view them by yourself.
Use realtor too, usually it shows the homes that are pending
I'm in the same position of buying a home but I'm in Cali and prices are $350k+ smh. My process will be 3 years lol. I'm really taking my time but currently renting an apartment.
He should give you access to mls so that you can see. They are able to give you a specific link .