TOP 3 BANKS: Highest Interest Savings Account in the Philippines 2020-2021

แชร์
ฝัง
  • เผยแพร่เมื่อ 5 ต.ค. 2024
  • In this video I discussed about: TOP 3 BANKS: Highest Interest Savings Account in the Philippines 2020-2021
    1. ING
    2. CIMB
    3. KOMO By Eastwest
    Digital Banks in The Philippines
    Watch this video for more details: • TOP 3 BANKS: Highest I...
    Check out also my other videos:
    1.) Jake On Track: • How to double P200,000...
    2.) Jake On Entrepreneurship: • Jake On Entrepreneursh...
    3.) Ecommerce Philippines: • Common Mistake of a Be...
    4.) How To Earn Money: • How To Earn Money
    5.) Credit Cards: • Credit Cards
    6.) Personal Finance: • Personal Finance & Bus...
    If you want to know more about Jake Lagazo, you can check out this article made by Tech In Asia - The largest English-language technology media company that focuses on Asia.
    www.techinasia...
    CONNECT WITH JAKE ON SOCIAL MEDIA
    TH-cam: / @jakelagazo
    Facebook: / jakezophrenic
    #DigitalBank #OnlineBanking #HighestSavingsAccoun #FinancialEducation #PersonalFinance #HowToBeRich #JakeLagazo #MakeMoneyOnline #Business #Philippines
    This video is about: TOP 3 BANKS: Highest Interest Savings Account in the Philippines 2020-2021
    • TOP 3 BANKS: Highest I...

ความคิดเห็น • 110

  • @icyyadao1084
    @icyyadao1084 3 ปีที่แล้ว +25

    I used to work in a bank and your explanation is crystal clear! You studied your content very well :)

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      Thank you Icy, I appreciate it. 🙂

  • @lifebyaprilb
    @lifebyaprilb 3 ปีที่แล้ว +6

    I have accounts on these digital banks.. I love them all! Tonik is also good! Gusto ko ung "stash" nila, parang envelope system but digital, you can create your goals.

  • @Angelina-ip5yw
    @Angelina-ip5yw 3 ปีที่แล้ว +3

    May maisasagot na ako sa virtual work immersion namin sa ABM hehe. Thank youuuuu po, God bless youuuuu more! Subscribe na kita! ❤

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Thank you for subscribing 😁

  • @Mabuting_Mamamayan
    @Mabuting_Mamamayan 3 ปีที่แล้ว +2

    Thanks idol. Lipat nako ng digital banking, natutulog lang pera ko sa Current bank ko ngayon.

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Go for it brother! :)

  • @narsheart
    @narsheart 3 ปีที่แล้ว +1

    Thanks for this! Lagi kong nababasa sa fb yung ing at cimb pero no idea ako at all until may nagshare nitong video nyo sa isang group page, now i got super interested on these banks.

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      Glad it helps! Thanks for watching Glenn. :D

  • @Jemm1029
    @Jemm1029 3 ปีที่แล้ว +1

    CIMB and KOMO have higher interest rates, but ING's fund transfers are instantaneous than the other two, so I choose ING

  • @2pak955
    @2pak955 2 ปีที่แล้ว +1

    salamat sa info sir. more power

  • @randyatienza7556
    @randyatienza7556 3 ปีที่แล้ว +1

    Nice Tito! Thank you for the info. 🙏😀

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      Welcome Randy, comment lang pag may tanong. :D

  • @ignaciobalais5394
    @ignaciobalais5394 3 ปีที่แล้ว +3

    Ok ah. Smart mo pre

  • @angelineamorganda2113
    @angelineamorganda2113 2 ปีที่แล้ว +1

    Thank you for info bro ❤

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว

      Youre welcome angeline :)

  • @luisadelarosa9173
    @luisadelarosa9173 3 ปีที่แล้ว +2

    Thanks for this po kuya 😊

  • @tropzlagazo4893
    @tropzlagazo4893 3 ปีที่แล้ว +1

    Very imformative👍👍

  • @6ixgodReal
    @6ixgodReal 3 ปีที่แล้ว +1

    Angas ng Samurai Champloo 🔥

  • @kieraismyname4541
    @kieraismyname4541 3 ปีที่แล้ว +2

    Tito naabutan ko promo ng ING na +1500 sa account.
    Ayos 😁

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      Hahah ayos Kiera may pang milk tea ka na! :))

  • @danielsarmiento3878
    @danielsarmiento3878 3 ปีที่แล้ว +2

    Good info jake , Are they offering time deposit ?
    Thank you
    Fr Los Angeles///

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +2

      check Tonik bank po, they offer the best time deposit rates at the moment :)

  • @nightfurymoderator3940
    @nightfurymoderator3940 3 ปีที่แล้ว +4

    Mangutang ka ng 100,000 Pesos sa lowest loan interest rate per Annum Bank tapos i Deposit sa Savings Account with Highest Interest Rate Per Annum. You'll earn 2% Profit.
    Another example explanation :
    Loan 100,000 on Bank A with 1% Interest Rate per Annum.
    Deposit the 100,000 to your Savings Account with 3% Interest Rate per Annum.
    you Just Earn 2% of the Money Interest hehehe
    You

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      Hahah good idea! Pero madalas mas mataas interest rate ng loan. 😁

    • @victoriamaningat3504
      @victoriamaningat3504 3 ปีที่แล้ว

      most bank that offers 0.125% interest rate for savings has 6.25%interest rate for loans.

  • @angelacruz5219
    @angelacruz5219 3 ปีที่แล้ว +2

    Galiiing! 💕
    Tito, mga insan, may tanong po, I have read a bit sa background ng CIMB on the same, you can avail its 3.1% p.a. with less than P100k sa account mo. Ask ko lang po kung na experience niyo na halimbawa mawithdraw o mabawasan yung P100k o kung magkano man po yung savings niyo, does it affect the p.a. po ba?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +2

      Hi Angela, the percentage will remain the same pero yung amount ng interest ay maaapektuhan kasi nagbago na yung laman ng savings.
      P.A ang sinasabi nila pero in reality, the bank is computing your average daily balance. Dun nila binabase yung magging amount ng interest mo per annum.
      *not sure if I made any sense. Hahah best way to answer your question is to call their hotline.
      Thank you for watching my videos 😁

    • @angelacruz5219
      @angelacruz5219 3 ปีที่แล้ว +1

      @@JakeLagazo Oooooh. Thank you, Tito! Hahaha. Sa ADB pala nakabased din. Okie okie. 👌 Thank you thank you pooo! More vids to come po. 😊☝️

  • @megajeon940
    @megajeon940 3 ปีที่แล้ว +1

    Thank you!

  • @krookchicktv3969
    @krookchicktv3969 2 ปีที่แล้ว +1

    Thnk u for the impo sir..

  • @kristinejhoyisaac6572
    @kristinejhoyisaac6572 2 ปีที่แล้ว +2

    Iniisip ko padin alin ba talaga ang mas maganda sa 3 yan, ksi ako nag iipon lng tlga. And gusto ko ung kumikita, madaling i withdraw if needed atsaka safe. Ano po kaya 😅? Hellp

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว

      Check ING po, may latest promo sila ngayon for new users. 😉

  • @pacofortz9440
    @pacofortz9440 2 ปีที่แล้ว +1

    Mag ipon ka n lang wag n mag banko madami nagsasabi not good mag banko.mag savings ka na lang sa banko if tingin mo ok sayu

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว

      Whichever works best for you :)

  • @paulinejoaquin3787
    @paulinejoaquin3787 3 ปีที่แล้ว +1

    galing!

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      Thank you po :)

  • @hazel6034
    @hazel6034 3 ปีที่แล้ว +1

    Niceeee samurai champloo😂

  • @majandresmc8311
    @majandresmc8311 ปีที่แล้ว +1

    Maswerte pa din uniformed personnel

  • @kittyjessel
    @kittyjessel 3 ปีที่แล้ว +3

    Komo po recommended niyo po sir?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Yes po, maganda app nila. Pero depende parin sa needs mo, if for savings lang yes.. :D

  • @joannabbklengs3208
    @joannabbklengs3208 3 ปีที่แล้ว +1

    Lodsss galing

  • @nielsatoyab6065
    @nielsatoyab6065 2 ปีที่แล้ว +1

    San ba sa 3 na digital banks na yan pwede magdeposit kung wala silang existing na mga branches kahit saan?
    At san mo iwiwithdraw yung pera mo kapag oras na kinailangan mo?

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว

      1. You can deposit thru mobile banking. Transfer your existing funds from e.g. BPI/BDO into these digital banks.
      2. You can widraw ur money thru ATM. Pwede mo rin itransfer yung pera mo, from these digital banks into BPI/BDO. :)

  • @teddyvalenzuela7779
    @teddyvalenzuela7779 3 ปีที่แล้ว +1

    Review naman po sa psslai

  • @MilesZ.
    @MilesZ. 2 ปีที่แล้ว +1

    Yung komo debit card at ing pay card wla po bbayaran like monthly buwan2 po?

  • @loren9194
    @loren9194 3 ปีที่แล้ว +1

    ano pong update sa interest rates ng digital banks sir? new sub here

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Ill be making new video for 2022 naman :)

  • @galladeblade6001
    @galladeblade6001 2 ปีที่แล้ว +1

    Yung sa CIMB ba compounded monthly since per end of month sila nag rerelease?

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว

      I think yes po. Basta naidagdag na sya sa balance mo.

  • @zachariahkaizen5588
    @zachariahkaizen5588 3 ปีที่แล้ว +1

    Thanks Tito Jake

  • @kayceecagara5171
    @kayceecagara5171 3 ปีที่แล้ว +1

    New KOMO user...

  • @junjunsimple2887
    @junjunsimple2887 ปีที่แล้ว +1

    mas malaki parn ang rural bank at coop, pag ibig mp2.

    • @JakeLagazo
      @JakeLagazo  ปีที่แล้ว

      Absolutely pag long term :)

  • @christophermacolbas9928
    @christophermacolbas9928 3 ปีที่แล้ว +1

    Magkano ang opend account...sa ING CIMB AT KOMO

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Wala pong maintaining balance, you can register and deposit any amount. ;)

  • @reyearthmagicknight7773
    @reyearthmagicknight7773 2 ปีที่แล้ว +1

    Paano magkaroon ng account sa ganitong bank dko kc alam at saan ba ang bank na ito dto sa pinas at paano naman maghulog ng pera sa mga ganitong bank

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว

      Idownload lang po yung app nila, at sa app na rin mag register. Para naman malagyan ng laman kailangan may online banking ka sa ibang banko.
      Pwede mo po itransfer pera mo from BPI or BDO via online papasok sa mga banks na ito. :)

  • @jm262x
    @jm262x 2 ปีที่แล้ว +1

    Possible po kayang magdeposit ng pera thru eastwest bank to komo? Thanks po

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว +1

      Yes possible po

  • @robelynmuldez1201
    @robelynmuldez1201 3 ปีที่แล้ว +1

    May mga Dollar account ba yan sir, magkanu maintaining balance?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Wala pong maintaining balance. Wala pa din yata silang dollar accnt. :)

  • @melvinignacio8411
    @melvinignacio8411 2 ปีที่แล้ว +1

    Safe ba yung mp2 sir?

    • @JakeLagazo
      @JakeLagazo  2 ปีที่แล้ว

      Yes, meron din akong accnt dun 😁

  • @jessicasudio7900
    @jessicasudio7900 3 ปีที่แล้ว +1

    yung KOMO po ba is cash card?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Debit Card po :)

  • @yong-898
    @yong-898 3 ปีที่แล้ว +2

    Boss how much po ang maximum balance deposit ni ing?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Hi Ron, wala naman maximum balance deposit. Meron lang max deposit insurance up to 500k.

    • @yong-898
      @yong-898 3 ปีที่แล้ว +1

      @@JakeLagazo Thanks po.

  • @hediarnejo185
    @hediarnejo185 2 ปีที่แล้ว +1

    New subscriber here .. Sir may question ako nag message ako sir / pls n slamat

  • @jaclynnogar774
    @jaclynnogar774 3 ปีที่แล้ว +1

    Ganu ka safe ang digital banking?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      As long as 500K max lang ang deposit, it should be safe. ;)

  • @mulatojetmark
    @mulatojetmark 3 ปีที่แล้ว +1

    ir patulong nmn po .. my nakita po akong certificate of the capital stock ng mama ko noong 1975 pa ung date na nkalagay .MERCANTILE SAVINGS and loan association .. authorized by central bank of the philippines ..pano kya to sir nkapangalan po xa sa mama ko ,patay na po mama ko e dti xang teacher ,luma nnga po ung certificate e my punit na pero nbabasa pa nmn po .hope mtulungan nio po ako sir

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Hi j.m, I think the best thing you can do is to go directly to the company na nag issue nung certificate. Maybe there is an equivalent value yun na you can sell or exchange. :)

    • @mulatojetmark
      @mulatojetmark 3 ปีที่แล้ว

      @@JakeLagazo bukas p po kya ung company naun ? pno po kaya kung sarado na un sie

  • @reyearthmagicknight7773
    @reyearthmagicknight7773 2 ปีที่แล้ว +1

    ang alam ko lng office Occci,,, ganun

  • @changrichard6086
    @changrichard6086 3 ปีที่แล้ว +1

    safe ba yan sir?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Up to 500k deposit, yes po. Kasi insured sya ng PDIC :)

  • @lolitaaustria6947
    @lolitaaustria6947 3 ปีที่แล้ว +1

    Un KOMO, meron malapit sa amin na EastWest Bank, pwede ba pumunta na lang jan, walk in pag mag oopen ng KOMO? At pwede ba un may passbook, magkano kaya initial deposit kung may passbook?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      I'm not sure po, but I think they will direct you to register thru the app. It's easier and more convenient. Komo has no initial or minimum deposit. I don't think they issue passbook too. :)

  • @choutzuyu6693
    @choutzuyu6693 3 ปีที่แล้ว +1

    Kala ko per month siya?

  • @jessa9790
    @jessa9790 3 ปีที่แล้ว +1

    san po mag apply for KOMO?

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      You can register within their app po. Download the app at play or appstore. :)

  • @regingery
    @regingery 3 ปีที่แล้ว +1

    DiskarTech by RCBC din 😊

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว +1

      yez! Thank you for sharing Regine. I am hearing positive feedback from users ng DiskarTech, I'll explore this one din. :D

  • @rallygarcia584
    @rallygarcia584 3 ปีที่แล้ว +1

    Bka tumakbo din ung pdic..haha..

    • @JakeLagazo
      @JakeLagazo  3 ปีที่แล้ว

      Hahah yun lang 😅

  • @Lara-hk5hq
    @Lara-hk5hq 3 ปีที่แล้ว +1

    KOMO 🟣🟢

  • @joannabbklengs3208
    @joannabbklengs3208 3 ปีที่แล้ว +1

    Lodsss galing