Gotyme this December ko lng siya ginamit mataas ung interest rate 5% kaya nagtry ako nag open ng savings account, may physical visa card kaya pweding mag withdraw sa kahit saang atm, at may 3 free insta pay. Ngaun innexplore ko pa siya. Thank to your videos nakakahelp para maglalo ko siyang naunawaan. And also nageexplore rin ako ng iba pang digital bank na pwedi akong magsave kaya always akong nanood ng vlogs mo.
Yes they do po gotyme app mobile banking I just got one from June at Robinson's I'm an ofw kuwiat I started 100 PHP will start to deposit more but exploring first etc. try it. God bless. ❤
CIMB for me.... Free transfer to other banks... High interest rate.... And now may time deposit account na silang offer na may mataas na interest rate...
@@jimmydomingo2434 I have replied yesterday, seems like my reply was “blocked” or censored for some reason. I suggest you go online and research nalang. Actually it’s not hard, just follow instructions.
Your content is very informative and detailed! Could you do a segment on MLMs? Since your channel deals with entrepreneurship and small businesses, please do a segment on MLMs para may malinaw na idea ang mga kababayan natin bago sila mag- invest dito.
Rcbc are known for laundering the 2016 case, and their 2009 Pacific Plan. I believed the case is still ongoing. Kung sa amerika yan baka nakakulong na yang mga Yuchengco.
Maya bank ang the best since kung ikaw naman tagabayad ng bills nyo might as well as maya kanmagbayad dalawang bills na worth 1000 pataas lang kailangan mong bayaran eh 6 percent interest na daily pa ang crediting kaya maya talaga ako
@@earldelacruz3727 6 percent per annum sya, pero daily mo matatanggap ang interest mo, compared sa ibang digital banks na monthly ang payout ng interest
just be careful kay cimb .. naless ako halos 30k jan sabi nila nagsend daw ako ng 33k sa isang recepient ko whics was nagtry nga ako ng time na un pero error nung oras na yun . After few months nag start na ang kalbaryo ko konti konti na silang nagdeduct , chineck ko statement off account ko sa sinasabi nilang exact date ng transaction wala naman pong transaction .
Unobank pa lng po ako Sir Pat.... Planning to start MP2 this year... Thank you once again for your very informative videos sir Pat, realy a good insights for us viewers.. more power for you and your family! #wowwwww! Thank you so much Sir Pat for the special mention,always and always looking forward for more videos po.. #roadto75ksubs
My only problem with digital banks is they don't have physical bank (cos it's digital duh? haha). I mean I'm scared that what if after 5 years this bank didn't succeed or something bad happens then what could possibly happen with my savings? wla akong bank na pupuntahan to settle the problem, we can only rely on CS that sometimes is hard to reach :(
I use a seabank and unobank napansin ko lang may tax kasi po na kinakaltas every earning is it still met the interest rate they offer or it less due to the tax on the interest rate being deducted
Oo nga po. May video na po ba kayo Kuya Pat about UNO Bank? Napanood ko na po yung video niyo about Loan ni UNO pero sana may in-depth review ni UNO :)
@@rommelcasilihan1039 for me okay na okay siya kasi everyday mo makikita agad yung interest ng savings mo… and may 15 free transfer pa to other ewallets and banks tapos every week nag rerefresh.. sa pag pay nag bills wala ng fee kasi may free service fee na din
@@chups8563 yes po, nung pag delete nila sa acxount ko may laman pa cimb ko.. pero mabuti nalang may instructions kung paano makuha yung pera mo sa cimb
Im using RCBC . I like the way they invest on their app and how easy for it use.the question of online bank I have is there is a security if these banks closes and how can you get your money. Is there a law in the Philippines that protects depositors? I've see new offline banks offering high interest rates but they disappear like a bubble and you can"t get back the money you deposited. I have an online bank account in South Korea where it is protected by the government if you lost your money like for example 2million the government will then give your money back and they will take care of sewing the bank. Possibly people in Philippines are not ready for this type of Banking
Sa iniş ko kay Seabank, closed account ko na siya sa sobrang dami ko ng pinasa na docs ayaw pa niyang tanggapin .. ang daming digital bank diyan hindi lang naman siya hahaha 😆 TONIK maganda din, Stash niya ok na ok for me meron pang time deposit .. 💵
GoTyme. Maganda din naman siya kasi may mga MySave account siya na pwede mong i edit kung ano mga pinag iipunan mo. Pero still needs more info about it.
Sir. Thank you. Sayo. Naghahanap ako Ng digital bank. Pag mag open na ako. Piliin ko yong mas dabest na digital bank. Sana seguradong safe nman. Ang Pera namin
The banks mentioned are all legit and registered with BSP and PDIC. That means kung sakali man magsara ang bangko, up to 500K of your money is insured.
@@cheng2375 Based sa transaction history ko po, walang taxes. I haven't tried withdrawing, I transfer money instead. No service fee po. Sir Pat, looking forward po for info on taxes sa mga digital/online banking po. Salamat po.
Galing ang bilis ng apps kapag nag deposit pero kapag nag widraw na napakatagal parang ayaw mag widraw kaya hinde na ako mag invest may natiran pa sa account ko puro loading pero ang bilis kapag deposit puro processing lang galing pero kapag nag deposit ang bilis
incomplete ung info pra hnd nya sinabi na si CIMB dpat meron ka 200,000 deposit pra madagdagan interest rate mo,, tsaka dapat gamit mo cash in hnd pwede via bank transfer diretso at ito ang hussle kc dadaan pa sa dragonpay using email..,
CIMB Bank, yap nag lalagay ako sa CIMB maganda din sya gamitin lalo na sa emergency, at nasa gcash sya, i want to learn more kay CIMB, Thank you ... Happy New year....
Not sure kung madodownload nio. Try nio nalang po sa google playstore or appstore kung madodownload nio. Kung madownload nio try nio nalang po magregister. Once registered pwede kayo mag upgrade by using ph gov id
Thank you Kuya Pat! GoTyme for my main digitalbank since saving just sit back and enjoy the high interest rates.
The best Cimb for me. Very useful lalo sa mga may small business. Free transfer pa kahit anung bank.
may referral code po ba ang CIMD?
Free po ba?
hindi yata sya free...?!?!
M@@AboutAnything91yes po. FREE
CIMB is the best!....binigyan nia q ng 30k loan in low interest....kya loyal aq d2....
Gotyme for the high interest rate, seabank because of the 15 free transfer every week 😊
Gotyme this December ko lng siya ginamit mataas ung interest rate 5% kaya nagtry ako nag open ng savings account, may physical visa card kaya pweding mag withdraw sa kahit saang atm, at may 3 free insta pay. Ngaun innexplore ko pa siya. Thank to your videos nakakahelp para maglalo ko siyang naunawaan. And also nageexplore rin ako ng iba pang digital bank na pwedi akong magsave kaya always akong nanood ng vlogs mo.
HI MICHAEL UN BANG GOTYME MAY APPS BA SYA TRU ONLI AND PROSESO PLEASE ADVICE FROM UAE DUBAI
Yes they do po gotyme app mobile banking I just got one from June at Robinson's I'm an ofw kuwiat I started 100 PHP will start to deposit more but exploring first etc. try it. God bless. ❤
Sa CIMB, dalawang beses aq binibigyan ng interest. Every 1st day of the month at every 26th day.
hello po maam... tanong ko lng po paano po mag open sa CIMB
@@jeffreymerciales9739 in-open ko po yung CIMB account ko gamit ng GCash po. Yung Gsave na feature ng Gcash, doon ko in-open account ko po
GoTyme and Seabank combo. Plus back-up Maya. hahaha
Paano po nag wowork yan sir?
@@Jmdsdo diversify mo lang savings mo. Depende sayo kung anong main e-bank mo.
Sobrang naliwanagan po . More videos po to create po!
Sa Seabank ako and im happy, and nag avail ng seabank di ko alam yan interest. kaya ako nag avail dahil sa Shopee voucher nila.
si own bank po 6% ung interest rate. same for netbank.
si uno bank 8.5% ung promotion this February.
Thanks sir new watching.. more ideas Kung saan Mas maganda mag ipon.. Now I'm using Maya for loading at saving na din😊😊
Hi asked ko Lang po anung months Mas magandang mag save kay MP2 for the start palang.. Plano ko din po kc mag save Kay MP2 😊thank you po
As soon as possible, 500-1000 pwede kana po mag-start ng MP2
Cimb user here since 2019😊 da best
Hreat advise. I am indeed considering CIMB kaso i need more info.
CIMB for me.... Free transfer to other banks... High interest rate.... And now may time deposit account na silang offer na may mataas na interest rate...
I am now using sea bank. And i liked it.
I have GoTyme...but haven't use it for saving ,,,buti nalang napadpad ako dito,..very informative atleast now alam ko na,...thank you!
CIMB; because it’s part or the first digital bank partner of GCash. And through my research, it’s stable or reputable.
Hi Mam how to make a transaction or save in this bank
Cimb every 15 days may binibigay skin 400-500+
@@jimmydomingo2434
I have replied yesterday, seems like my reply was “blocked” or censored for some reason. I suggest you go online and research nalang. Actually it’s not hard, just follow instructions.
@@jaybartanayan2157mas goods ba sya kesa kay uno?
@@jaybartanayan2157Magkano po nilagay nyo na saving dito po nagkaroon ng 400-500 interest?
Hi new subscriber.. watching from Saudi Arabia ♥️ thank you for sharing.God bless 😇
Your content is very informative and detailed! Could you do a segment on MLMs? Since your channel deals with entrepreneurship and small businesses, please do a segment on MLMs para may malinaw na idea ang mga kababayan natin bago sila mag- invest dito.
MLMs?
Have these four digital banks, except RCBC, just to exploit higher interest and at the same time, diversify my savings.
#Roadto75ksubs
why not rcbc?
Rcbc are known for laundering the 2016 case, and their 2009 Pacific Plan. I believed the case is still ongoing. Kung sa amerika yan baka nakakulong na yang mga Yuchengco.
Maya bank ang the best since kung ikaw naman tagabayad ng bills nyo might as well as maya kanmagbayad dalawang bills na worth 1000 pataas lang kailangan mong bayaran eh 6 percent interest na daily pa ang crediting kaya maya talaga ako
Ano pong ibig sabihin na 6 percent daily ang crediting
@@earldelacruz3727 6 percent per annum sya, pero daily mo matatanggap ang interest mo, compared sa ibang digital banks na monthly ang payout ng interest
May bank ayaw ma withdraw yong pera😢
sa MAYA capped lang sa 100k ang 6%+, ung excess naka base interest na lang ng 3.5%
7mo ago pero may natututunan padin sa vi mo kuya pat. Thank you
*Hi Sir pat which bank you recommended for savings! who earned 20k below?*
gngmit ko lht, don't put your eggs in one basket dw kc
#Roadto75kSubs
Ang galing po ng explanation ninyo! Maraming salamat sa meaninful content ninyo. God bless you! ❤
Try Own Bank also multiple options on how to grow your money.
Thank you sir for this video more power
My current digital banks are CIMB, Maya, Tonik, GoTyme, and Seabank
just be careful kay cimb .. naless ako halos 30k jan sabi nila nagsend daw ako ng 33k sa isang recepient ko whics was nagtry nga ako ng time na un pero error nung oras na yun . After few months nag start na ang kalbaryo ko konti konti na silang nagdeduct , chineck ko statement off account ko sa sinasabi nilang exact date ng transaction wala naman pong transaction .
Unobank pa lng po ako Sir Pat.... Planning to start MP2 this year...
Thank you once again for your very informative videos sir Pat, realy a good insights for us viewers.. more power for you and your family! #wowwwww! Thank you so much Sir Pat for the special mention,always and always looking forward for more videos po..
#roadto75ksubs
@Hazel-rz3ki so far so good pa naman po si Uno bank... Easy to navigate and smooth transaction since then...
Thnks for video sir more information pa about sa savings
Thank you for this Sir Pat very informative❤
Buti nakita ko tong vid. thank you :)
I'm using CIMB and Seabank
Go Tyme 💪🏻🎉
Sir nananakaw Pera sa Maya, basta nalanq nawawala nag glicthed ata system ni Maya, ako Mismo nawalan nga 5k.
Up
Sir Pat pwede mag tanong sayo,pwede bah pag sabayin ang Gotyme saka CIMB sa isang cp lang pO.
Thank you for the info.
Maya is my main digital bank, convenient cash-in and out
Same tayo Maya ang pinakamaganda
Great stuff
My only problem with digital banks is they don't have physical bank (cos it's digital duh? haha). I mean I'm scared that what if after 5 years this bank didn't succeed or something bad happens then what could possibly happen with my savings? wla akong bank na pupuntahan to settle the problem, we can only rely on CS that sometimes is hard to reach :(
Kaya po dapat licensed by BSP ang digital bank before mag deposit don and insured by PDIC
same with traditional bank
For me mas sfe siguro gmitin si gotayme kc si robinsons may ari nian hnd nmn n yan malulugi mtgl n na established si robinsons
diskartech kasi malaki ang interest sir pat #roadto75ksubs
Thank you sir pat🎉
Cimb bank gamit ko.. kasi libre transfer instapay at malaki interes
I use a seabank and unobank napansin ko lang may tax kasi po na kinakaltas every earning is it still met the interest rate they offer or it less due to the tax on the interest rate being deducted
Less
Withholding tax yun sa government napupunta. Isa sa rason bat ka dapat magkaron ng pake sa mga kurakot sa pulitika hahaha
Cimb because no charge kpag nag transfer. 😊
uno sir underrated, sana maka gawa rin kayo tutorial or tips
Oo nga po. May video na po ba kayo Kuya Pat about UNO Bank? Napanood ko na po yung video niyo about Loan ni UNO pero sana may in-depth review ni UNO :)
I have GO Tyme, Maya, CIMB, UNO Bank & Tonik
Main savings ko ay maya at gotyme, ung cimb ko at seabank may nakadeposit pero small amount lng
Sikat ba ang makati bank kc mahirap mag 8pon sa bangko na hindi sikat ok lang ba mag ipon don
SALAMAT BOSS.. NABUHAYAN AKO MAG SAVINGS... :D PURO NALANG KASI UTANG... HAHA
New subscriber here ❤
Sir, Thank You for the info.very helpfu
Starting March 1, 2024, 4% interest p.a nlg po si GoTyme.
CIMB kasi maganda yong offer at connected sa GCash ko. No fee sa transfer.
meron po bang referral code sa CIMB?
CIMB po more than a year now. Happy CIMB customer.
thankyou po for sharing..Happy New year po Godbless
Solid. Bago lang ako sa savings investment
no.1 ko ay seabank 😊
sa cimb na delete yung gsave ko ang gulo nila kausap😢 tagal pa mag reply
same umay
kmusta po sa seabank? okay po ba for long term savings hehe
@@rommelcasilihan1039 for me okay na okay siya kasi everyday mo makikita agad yung interest ng savings mo… and may 15 free transfer pa to other ewallets and banks tapos every week nag rerefresh.. sa pag pay nag bills wala ng fee kasi may free service fee na din
kumusta nmn po ang dineposit nyo s cimb? nakuha nmn ba?
@@chups8563 yes po, nung pag delete nila sa acxount ko may laman pa cimb ko.. pero mabuti nalang may instructions kung paano makuha yung pera mo sa cimb
I’m a virtual assistant po. Can I use gotyme bank for client’s mode of payment?
gotyme..kc feeling q secure ung savings q ❤
Yes totoo yan may savings ako sa mga bangko na iyan.
Im using RCBC . I like the way they invest on their app and how easy for it use.the question of online bank I have is there is a security if these banks closes and how can you get your money. Is there a law in the Philippines that protects depositors? I've see new offline banks offering high interest rates but they disappear like a bubble and you can"t get back the money you deposited. I have an online bank account in South Korea where it is protected by the government if you lost your money like for example 2million the government will then give your money back and they will take care of sewing the bank. Possibly people in Philippines are not ready for this type of Banking
Napaka risk Nyan, any time pwede yan mawala... Una saan mo yan hahanapin, Wala kang pininimahan
Hi Po ask ko lang Po, if ever iwidraw ko na Po Ang Pera ko s digital banks ko magkano Po Ang maximum widrawals per day??
Pwede bang magamit ang mga bankong ito as payment method sa yt?
Sa iniş ko kay Seabank, closed account ko na siya sa sobrang dami ko ng pinasa na docs ayaw pa niyang tanggapin .. ang daming digital bank diyan hindi lang naman siya hahaha 😆
TONIK maganda din, Stash niya ok na ok for me meron pang time deposit .. 💵
Thanks for sharing info
GoTyme. Maganda din naman siya kasi may mga MySave account siya na pwede mong i edit kung ano mga pinag iipunan mo. Pero still needs more info about it.
How about ownbank?
Lahat ng digital banks meron ako.. pero para saken pinaka the best ay SEABANK😊
Why
Why po dahil po ba nka link ky shoppee at daming discount po napapaisip akong mag open ky seabank at CIMB
@@joanngo1979 mataas interest araw araw
nag eeissue po ba ng average daily balance bank statement yung seabank?
Mas maganda ang seabank...nakapag loan ako ng 20k sa seabank for 3 terms lang 1,600 lang interest
Sir, sa savings po ng maya pag nagtransfer ka sa other bank walang fee try nyo po yan po kase lagi gamit ko😊😊😊
Cimb parin, thanks for info sir
Sir. Thank you. Sayo. Naghahanap ako Ng digital bank. Pag mag open na ako. Piliin ko yong mas dabest na digital bank. Sana seguradong safe nman. Ang Pera namin
The banks mentioned are all legit and registered with BSP and PDIC. That means kung sakali man magsara ang bangko, up to 500K of your money is insured.
Ask ko lang po sir ung cash in ba sa cimb now pp eh 2% na? Hindi sia fix 25pesos
Nsa ownbank Po majority Ng savings ko 😊. Pero I also use gotyme for buying my essentials and may 49k sa diskartech sayang e 😅
Same po.. haha
Napapalaki talaga Ang Pera Basta nilalagay sa Ibat Ibang bank .. iba iba kasi Ang reward, promotions at interest
Sa CIMB. Happy ako palagi kapag nacre- credit ang mataas na interest .😍
Thank po sa info.
wala naba sila tax? nung nagsave kc ako dati, nung niwithdraw ko may tax so parang balewala din ung tubo
@@cheng2375 Based sa transaction history ko po, walang taxes. I haven't tried withdrawing, I transfer money instead. No service fee po.
Sir Pat, looking forward po for info on taxes sa mga digital/online banking po.
Salamat po.
ano po ibig sabihin ng promotion? ano ang dapat gawin sa promotion? 2024 na 15% pa din kaya ang cimb? pwede po mag order ng atm card sa cimb?
How about tonikbank and unobank?
Galing ang bilis ng apps kapag nag deposit pero kapag nag widraw na napakatagal parang ayaw mag widraw kaya hinde na ako mag invest may natiran pa sa account ko puro loading pero ang bilis kapag deposit puro processing lang galing pero kapag nag deposit ang bilis
incomplete ung info pra hnd nya sinabi na si CIMB dpat meron ka 200,000 deposit pra madagdagan interest rate mo,, tsaka dapat gamit mo cash in hnd pwede via bank transfer diretso at ito ang hussle kc dadaan pa sa dragonpay using email..,
CIMB Bank, yap nag lalagay ako sa CIMB maganda din sya gamitin lalo na sa emergency, at nasa gcash sya, i want to learn more kay CIMB, Thank you ... Happy New year....
So po yung pinaka best nagamitin para lagyan ng pera kung gusto mo na tutubo lang pera mo?
Nanghinayang ako sa CIMB ko di nko mkapag open. DHil ung dating gcash ko na nawala dun nka open cimb ko aist
I have questions po Is CIMB safe po ba sya?
Ano ba pinaka magandang account for saving sa cimb ung max ba lods?
Yung sa CIMB ano Ang pipiliin doon?
my cimb bank is now 2.5% per annum.. hindi ko alam kung san nakuha ung 15% pa na nandito
Maya for now. Pag lumaki laki pa savings eh will open cimb or gotyme
Di nasama ung uno digital bank 4.25% interest rates daily makuha yung interest then sa time deposit nila is 6.50% interest rate annum
Bro bagong subscriber mo dito sa Poland 🇵🇱..
Sana all..
Alin jan maganda para sa mga kababayan nating OFW, para makapag ipon?
Ok po ang gotyme and seabank for ofw like you po.
Innacurate 😅 wala si Netbank. And ginawang no. 1 si CIMB e may T&C to attaint that certain interest tapos ginawang last si Maya.
nice other options, Maya is enough for me.
main e wallet ko maya, wala kc bayad transfer sa bpi ko which is ung main bank ko, mabilis din ung interest rate
hi anong bpi po ito reg bpi or family? balak ko din po sana mag open nang account if wala pala bayad mag transfer. ty
@@lifestyleeverythingwithren4682 meron na po bayad 5 pesos
Gotyme po sir kaso diko alam pano magcash in doon hehe
Ask lang po saan makikita or paano yun promo code and company code...tnx po
Bakit wala pong nag vlog anout po sa bdo at bpi kung mag kano ang interest rate pag mag time deposit ?
Paano po ba nag wwork yung digital banking? Gusto ko po sana itry kaso wala pa kong knowledge
Gotyme, CIMB, Maya, tonik....
Hirap Ni Seabank pag dating Sa picture ehh naloka ako😅
Paano po pag 10k lang nilagay ko sa diskartech ilan po yung posibleng interest??
Salamat Po sa info Try ko Yung CIMB
#Roadto75ksubs
meron po bang referral code sa CIMB?
Good morning sir paano mag saving sa maya andito po ako sa Bahrain
Not sure kung madodownload nio. Try nio nalang po sa google playstore or appstore kung madodownload nio. Kung madownload nio try nio nalang po magregister. Once registered pwede kayo mag upgrade by using ph gov id