4 Reasons Why Personal Health Insurance is Important? Should You Rely only on Group Health Insurance

Why should I buy Personal Health Insurance when my company is giving me Group Health Insurance. This is one of the most common answers given by working professionals. And to be fair they have a valid point. But relying only on the group health insurance coverage might not be the smartest idea.
In this video, we look at the benefits of group health insurance coverage and look at how a personal health insurance policy is a must-have, no matter what.
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#CorporateHealthInsurance #PersonalHealthInsurance #GroupHealthInsurance

[@ivy0912]

Really nicely explained. Thank you.

[@amitpotnis7102]

Brilliant video. Easy explanation

[@elianasmith6330]

Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

[@ETMONEY]

Thank you

[@viplovedev]

Should the sum insured in the personal plan complement the group one i.e., sum insured in group + sum insured in personal = 6X(monthly salary)

[@shyammukund5400]

Sir group arogya sanjivini policy jo poore group ke liye launch hui hai 24/07/2020 ko usme bhi pre existing diseases day 1 se cover hogi aur premium monthly de sakte hai jaise ki individual arogya sanjivini policy me hai

[@sivaram5736]

Hi, thanks for enlightening us with lot of valuable information. I have question though, there is an option of 'portability' wherein the employee leaving the job can switch from Group policy to Individual policy. Isn't that a better option ?

[@gogaming3352]

Yes.

[@Naveen32451]

Nice explanation//

[@ETMONEY]

Thanks

[@anandgurunathan5697]

🙌

[@vijaikumar3622]

Can I convert my group insurance policy to individual insurance post retirement

[@ETMONEY]

Dear Vijai Kumar: Yes, you can. Different insurance companies follow varied processes but if you need help on that, pls do connect with our health insurance specialists at : www.etmoney.com/health-insurance
A related article on this can be accessed at: economictimes.indiatimes.com/wealth/insure/how-an-employee-can-migrate-from-group-to-individual-health-insurance-policy/articleshow/65967413.cms?from=mdr

[@vijaikumar3622]

@@ETMONEY Thank you so much for acknowledging and confirming.

[@the_nomadic_ajith]

As per IRDA, you can migrate to a normal plan with same provider. Porting to a different company, i am not sure. But you can definitely continue current plan at ur own expense.

[@shyammukund5400]

Sir is there any group health insurance policy for the contractual employees is available or not

[@ETMONEY]

Hi Shyam,
You can buy a personal health insurance policy. That is not linked to your employment

[@shyammukund5400]

@@ETMONEY sir what is average premium per person in group health insurance policy

[@riyanshumishra9421]

@@shyammukund5400 hiii mr shyam i am riyanshu from Axis Bank i will provide You Best insurance for health

[@-UEC-KarthikeyanG]

Any one Want insurance?