gotta say.. this guy is very thorough with the information he provides.. everything he explains is short and yet comprehensive and easily understandable..
@@motorcarindia9459 sir agar meri bike ke sath kisi car ka loss ho jaata hai toh kya use insurance company pay kre gi ..like mera 5 year ka insurance hai
I've been purchasing insurance for my bike for the last 17years but I didn't know much about 1st party, 2nd party and 3rd party. So your video is very informative for me. Thanks a lot.
I know about first party, second party & third party just in simply. But after watching this video I have known about this matter very clearly This is a vry vry informative video for each & every vehicles owner, Thank U so much, I am Ashok from Assam
Thanks a lot Meghna Ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below instagram.com/motorcar.in
I used to always wonder why would anyone buy only third party insurance but the low net worth example you gave finally convinced me of the use of third party insurance!
@@motorcarindia9459 sir ji scooty second hand kharida hai.. name transfer nehi kiya hai Aur insurance bhi 2-1month mein expire ho jayga.. toh maine insurance le sakta hoon wo scooty k liye Matlab scooty kisi aur k naam hai toh insurance le paunga?
Thanks a lot Deepak Bhaai Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below instagram.com/motorcar.in
Shame on you , who're making fun of his pronunciation . This English language is not our mother tongue and we become offended when Europeans/British people make fun of us of our pronunciation . Anyways hats off to him for his in depth precise knowledge 👍👍👍
Wow... where was this channel all these days!!! Totally impressed with your subject knowledge depth and clarity...I subscribed.. keep up this good work to educate people.. great job!!!👍
Thanks a lot Manjinath Kelavadi Ji... Your words means a lot .....keep supporting.. Thanks a lot .Lets meet on instagram for quick answers and updates...Link below instagram.com/motorcar.in
@@motorcarindia9459 My car got damaged by hailstorm .... Can i recover it from insurance? Or have to spend own money on it...🙏 Car - alto vxi plus 2021
Thanks a lot Jakaria Ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below instagram.com/motorcar.in
Thank u sir very well explained but still I have one doubt. As once I hit a car and in that case because of my mistake I cause severe damage to third party 's car and mine car also got damaged. The third party on the spot took 8000 from me for damage caused and next day I took my car for repair and claimed insurance. Though it was written in my policy that it is third party insurance but then the agent at workshop suggested me that I can be reimbursed for third party damage . So sir what I could have done it to claim my third party damage amount and how could I have proved to insurance co. that what amount I have paid to the third party. Kindly clarify this it will be of great help. Hope to hear from u soon.
U must provide the accident pic or video of the accident, any police complaint done then show the fir, if u have negotiated & paid the third party the expenses u have to show the proof that u paid the third party some amount of cash , if the amount is given in cash then take in written from the third party that he received the cash for the damages done by you with witness if possible, it would be great u dont if u transfer the money to his bank account that would be solid proof of your payment, Quotation of the repair from the work shop or garage for the damages done to the third party cars, Insurance companies have their own norms their inspection man visits & see the third party cars condition then gives the valuation , if possible hold the third party till the insurance guy comes and inspect the car, may be u end up in paying more then the repair expenses
Thanks a lot Maurya ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below instagram.com/motorcar.in
Video is very nice but some gaps still there... You should have covered with little more clarity on details like whether 1st party cover third party or not, or do we require additional things... Comprehencive cover etc... May be these are same but does not come out very clearly in the video
If two cars are running towards each other and they met with an accident ,how would one be able to prove which comes under third party or first property?
In case if you have First Party Insurance, your car will be covered under that....and same applies to the other car. Third Party insurance is for damage of any property of person mainly...may be if i did hit someone's shop/house/person/Animal. In that case ur insurer will cover that damage on behalf of you......and second thing these are subject of detailed analysis and judgement of Tribunals/Courts who decide whose fault it is. Both can not be innocent in any case. Either you were in wrong lane/Speed/Distance or the next person was....and these cases get dragged into court for these reasons only....
@@motorcarindia9459 thanks for the information Just wanted to clarify few more thing 1) what is the difference between comprehensive and zero dep policy except depreciable value 2) is third party is covered under zero dep if I take only zero dep policy not comprehensive 3) what kind of cost should be included in IDV
Really informative One thing I just want to ask that company says that first year is 1st party and next 3 yrs is third party So is it necessary to insure ur vehicle 2nd year
Thank you for valuable information. I had an accident where opposite party has dashed my car. I was having 3rd Party insurance. But still I haven't got any claims as opposition party also has3rd party
Is it both respective insurance company are fighting case in order to determine whose mistake was that? Depending on court's conclusion, claim will be settled?
Sir agar koi meri gaadi ko hit karde us case me kya kiya jaaye? Mughe Insurance waale ko call karna hoga ya wo apne insurance waale ko call karega? Please explain?
Thanks a lot Navin bhaai Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below instagram.com/motorcar.in
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Message me on Instagram for quick reply
Link: instagram.com/motorcar.in/
Maruti Swift Lxi base model
Or Tata punch pure base model
which we should buy please suggest ....
Cleared many doubts regarding insurance policy 👍
gotta say.. this guy is very thorough with the information he provides.. everything he explains is short and yet comprehensive and easily understandable..
Thanks a lot Palash Kumar jinfor your kind words.. .Lets meet on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
@@motorcarindia9459 sir agar meri bike ke sath kisi car ka loss ho jaata hai toh kya use insurance company pay kre gi ..like mera 5 year ka insurance hai
Bro ye third party insurance kitne month ke liye valid hota hai
I've been purchasing insurance for my bike for the last 17years but I didn't know much about 1st party, 2nd party and 3rd party. So your video is very informative for me. Thanks a lot.
So informative,Thankyou,Godbless,simon from Bangalore
🤔🤣
What is bumper to bumper insurance
@@RakeshVerma-nu5unusme sab cover hoga..
Yes, he said "Chhumit Chaudhary"😂😂.. nice info though, keep it up
Haan mene bi yhi suna😂😂
I replayed it just to confirm 😂
Yes mene bhi chumit suna😂🤣
,😂😂😂
Also, 1st party inchewrench ( in place of insurence)
You're a great example of useful people on TH-cam. Thanks 👍
Nice knowledge bhaia ji 🙏
Me bhut presan tha in bato ko smjne me aapne bhut achhee se smjaya h 👌👌 thanks 😊
खूपच महत्त्वाची माहीती मिळाली. खूप खूप धन्यवाद 😊😊
Aap jaisa teacher school mein ho toh koi bhi students fail na ho.. Nice explanation
मेरी आयु 48 वर्ष है। आज मुझे पहली बार पता लगा है कि ये फर्स्ट पार्टी , सैकंड पार्टी , थर्ड पार्टी का चक्कर है क्या?
बहुत आभार।
REFRAL CODE- NARP52C2
😂
बहुत अच्छे तरिके से आपने समझाया बहुत बहुत धन्यावाद सर।
Thanks a lot Pahadi Ji .Lets meet on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
Sir one most important question, we all do insurance but most of us don't know how to claim insurance. Please make us aware regarding this.
थैंक यू brother आज तक नही जानता था ये थर्ड पार्टी फर्स्ट पार्टी सिर्फ लोगो को बातें करते सुनता था । बहुत अच्छा ज्ञान दिए। धन्यवाद
First party ya Comprehensive Insurance apne galati se hua aap ka nuksan bhi cover karta hey.
Third party regular & third party limited men keya anter hai
waah sir kya awesome information de hain apne bilkul clear btaya apne or bilkul thik
Thanks a lot Aarush .Lets meet on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
Great 👍 भाई!! पूरी study करके बहुत short video बनाया है,Great Job ❤️
I know about first party, second party & third party just in simply. But after watching this video I have known about this matter very clearly This is a vry vry informative video for each & every vehicles owner, Thank U so much, I am Ashok from Assam
Thank you... this is the only video I found on you tube for this information ❤
Glad it was helpful!
hats off to you
Crystal clear clarity Ty for this
Most welcome buddy
Super👌he knows the subject, explains in a very simple way that can be understood by layman.
Superb very simple manner anybody can understand
Thanks for the information
बहुत ही आसान तरीके से समझाया।🙏
Bahut hi acche se aap ne clear kiya. Dhanyavaad.
Until, now I was unaware of the third party insurance. Thanks for this perfect information.
3rd party jarur krna hai insurance
Great !! Very detailed explanation...
Thanks, you have explain clearly.
Thanks a lot sir, Bahut bahut sundar shresth jankari diye hain aap ne sir ji 🙏 🙏
Thanks...for sharing very helpful information in simple way.
Thanks bro for giving valuable information. Truly, appriciated.
Thanks sir
Third party insurance ke bad kya first party insurance ki zarurat he
Highly informative and helpful. Thank you so much , brother.🙏🙏✌️
To the point and very informative video. Thanks
Bhut hi zabardast video bhai g good information thanks my elder bro
Thank you sir
Good explaination
And clear my doubt for third party
Thank u so much.well explained
Very elaborately explained the basic tpl moter insurance
Nice
Thanks. Really informative. Got to know few things which were not known to me earlier.
Thanks for ur valuble Guidence🙏🙏
Thanks a lot Gopal bhai ..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
RADHE RADHE RADHE KRISHNA.
Thank you sir.
most welcome dear
Thnks for the information brother....my question is I hit a pole while while taking reverse so should I tell it to the insurance company
Tell another reason
This video is very informative.
Thanks
thanks Tara ji....keep supporting🙏
Excellent knowledge given, Sir.
thanks a lot sir....
Bahat hi achhi jankari. Aapko Dil se dhanyabad deta hoon.
Thanks a lot Meghna Ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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Bahut badhiya bataye sir
Really very helpful information , thanks a lot for this bro.👍👍👍
Best konsi company ka insurance lena chahiye ?
Call me for more Details on 8530630914
Could you please explain the comprehensive insurance? It will be useful for the new insurers.
first party and compre. are same
Thanks sir
Mujhe aapki sari baat smjh aa gya
I used to always wonder why would anyone buy only third party insurance but the low net worth example you gave finally convinced me of the use of third party insurance!
I was waiting for second party insurance details...lol 😅
Overall good knowledgeable video..
Yaar your content is so concise and informative. I like your soothing voice too
Do you sing?
:)
no dear i don sing...thanks anyways
@@motorcarindia9459 sir ji scooty second hand kharida hai.. name transfer nehi kiya hai
Aur insurance bhi 2-1month mein expire ho jayga.. toh maine insurance le sakta hoon wo scooty k liye
Matlab scooty kisi aur k naam hai toh insurance le paunga?
@@sbenterprise4642 third party ho jaegi but full ke lie trasnfer krwana pdega nahi to claim lete time approval nahi milega
@@tarunsharma5254 thanks
Very brief and informative 👍
Bahut acchi jaankari di aapne Sumit ji. Thanks.
Thanks a lot Negi Ji..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
Wahhhh sumit bhai.... Wahhhh... Bahut informative video bnai aapne.Good job.keep it up
Thanks a lot Deepak Bhaai Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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Sir, surely good elucidation.
Yet plz add info about coverage of benefits to pillion rider.
In first party , is there coverage for other passengers as well ? Or do we need to pay extra for that like in 3rd party
Valuable information.Thank you.👌🙏
Nominee change kar sakte hain hai
Kya baat h ...,👌 Bahut bathiya..
Shame on you , who're making fun of his pronunciation . This English language is not our mother tongue and we become offended when Europeans/British people make fun of us of our pronunciation . Anyways hats off to him for his in depth precise knowledge 👍👍👍
Amitava pls ignore...
don worry m cool
Very well explained 👍
Thanks bhaai...
Thanks for share important knowledge with us....regards...
Very nice informative video. Thanks.
Bro claim ka process kya hota hai aur kitni bar claim kar sakte hain, ye bhi btao.
2 bar claim kr sakte hn
Thanks bro mere saare doubts clear ho gaye 👌👌
Most Welcome Anand Soni Ji...
Thanks a lot
Lets meet on instagram for quick answers and updates... Link Below
instagram.com/motorcar.in
Thanks for the information. Can you explain whether a licensed driver other than myself driving my car will be covered under 1st party or 3rd paty?
Thanks for giving such a important information
Wow... where was this channel all these days!!! Totally impressed with your subject knowledge depth and clarity...I subscribed.. keep up this good work to educate people.. great job!!!👍
Thanks a lot Manjinath Kelavadi Ji...
Your words means a lot .....keep supporting..
Thanks a lot .Lets meet on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
@@motorcarindia9459 My car got damaged by hailstorm ....
Can i recover it from insurance? Or have to spend own money on it...🙏 Car - alto vxi plus 2021
Video with full details thanks Bro.
Thank you bro Best explanation about insurance all doubt cleared
Thanks a lot Jakaria Ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
Thank you for good knowledge to all share of all .🙏🙏
Well explained 👍
Very nice. My all the doubts related to insurance cleared today, Thanks for making such a nice video. Regards Avdesh Kumar
Thank u.....u made this topic as much as easy as possible
अच्छी इन्फो है, चूमित भैया 👍
Thank u sir very well explained but still I have one doubt. As once I hit a car and in that case because of my mistake I cause severe damage to third party 's car and mine car also got damaged. The third party on the spot took 8000 from me for damage caused and next day I took my car for repair and claimed insurance. Though it was written in my policy that it is third party insurance but then the agent at workshop suggested me that I can be reimbursed for third party damage . So sir what I could have done it to claim my third party damage amount and how could I have proved to insurance co. that what amount I have paid to the third party. Kindly clarify this it will be of great help. Hope to hear from u soon.
U must provide the accident pic or video of the accident, any police complaint done then show the fir, if u have negotiated & paid the third party the expenses u have to show the proof that u paid the third party some amount of cash , if the amount is given in cash then take in written from the third party that he received the cash for the damages done by you with witness if possible, it would be great u dont if u transfer the money to his bank account that would be solid proof of your payment, Quotation of the repair from the work shop or garage for the damages done to the third party cars, Insurance companies have their own norms their inspection man visits & see the third party cars condition then gives the valuation , if possible hold the third party till the insurance guy comes and inspect the car, may be u end up in paying more then the repair expenses
@@DineshPatel-qh8hm THANKS SIR FOR YOUR ANSWER.
Hello Chumit Choudhary Bhai nice vedio 👍
Great information in very simple words 👍
बहुत अच्छी जानकारी दी भाई जी 🙏🏻👍🏻👍🏻👍🏻
Thanks buddy
Thank you for Sharing valuable information
nicely explained
Thanks a lot Maurya ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
Video is very nice but some gaps still there... You should have covered with little more clarity on details like whether 1st party cover third party or not, or do we require additional things... Comprehencive cover etc... May be these are same but does not come out very clearly in the video
Normally Driver plus 3 to 4 passengers are included in the insurance cover .
बहुत अच्छा explain किया है भाई आपने👍
Maza aagya chodhri sahab
Thanks🙏
If two cars are running towards each other and they met with an accident ,how would one be able to prove which comes under third party or first property?
In case if you have First Party Insurance, your car will be covered under that....and same applies to the other car. Third Party insurance is for damage of any property of person mainly...may be if i did hit someone's shop/house/person/Animal. In that case ur insurer will cover that damage on behalf of you......and second thing these are subject of detailed analysis and judgement of Tribunals/Courts who decide whose fault it is. Both can not be innocent in any case. Either you were in wrong lane/Speed/Distance or the next person was....and these cases get dragged into court for these reasons only....
@@motorcarindia9459 thanks for the information
Just wanted to clarify few more thing
1) what is the difference between comprehensive and zero dep policy except depreciable value
2) is third party is covered under zero dep if I take only zero dep policy not comprehensive
3) what kind of cost should be included in IDV
Really informative
One thing I just want to ask that company says that first year is 1st party and next 3 yrs is third party
So is it necessary to insure ur vehicle 2nd year
Yes for 2nd year u need to renew your first party insurance
Bcz frm 2nd year u have only 3rd party insurance
Thank you for valuable information. I had an accident where opposite party has dashed my car. I was having 3rd Party insurance. But still I haven't got any claims as opposition party also has3rd party
To is case me to milna chahiye tha
oppo party claim kregi tb to milega apko
Is it both respective insurance company are fighting case in order to determine whose mistake was that? Depending on court's conclusion, claim will be settled?
Thanks for clearing confusion
Nice video, simple aur saral shabdo mein sab samjhaya.
Is first party cover in theft case also??
Yes but you have to apply add on for it. Premium get increase
Well explained 🙏
Sir agar koi meri gaadi ko hit karde us case me kya kiya jaaye? Mughe Insurance waale ko call karna hoga ya wo apne insurance waale ko call karega? Please explain?
wo kuch nh krega bhai acha admi hoga to hi krega vrna 1st fursat me...........
Aap police station Ja Kar FIR Kar Sakte Hai
Sukriya apka diya huaa jankari bahut achchha laga
Thanks a lot Tahsin ji..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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It was very informative video , thanks brother
Wonderful explaining dear very understandable information.. 👍👍👍
Thanks a lot Nawab .Lets meet on instagram for quick answers and updates...Link below
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Sir aap Ka samjane Ka tarika bhut Acha h ji
Beautiful summarisation. It was very crystal clear.......keep it up to aware all vehicle owners 👍👍
Thank brother you explained it in a very simple and in an easiest way thanks a lot for cleaning my doubts
Thanks a lot Navin bhaai Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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@@motorcarindia9459 yes brother I will do
Ati sundar jaankaari 🙏
thanks Ishan bhaai.....keep supporting...
Nice bhot acha explain kiy sir ap n to very nice sir
most welcome Alina....keep supporting...
Itni video dekhne ke bad apki video me smjj aya bhai 🤙
Thanks a lot Dhiraj ..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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Thanks bhai. Imp. Information.,,,🙏👌
most welcome bhaai...keep supporting....🙏🙏
Excellent describe.👍👍👍🇮🇳🇮🇳🇮🇳
Its was amazing video; huge thanks to uploader :)