I've used Affirm for several large purchases. I always pay off much faster than the amount of time I'm given which keeps interest down. It's a great program and I will continue to use it.
This year's problems will certainly be more difficult. Looking back, I realized that I was so preoccupied with my portfolio that I made bad financial mistakes throughout the previous year. I had to decide between boosting my investments and buying a house. After deciding to sell my investments, I learned that the home I had purchased needed more maintenance than I had anticipated. Trying to figure out how much longer I can tolerate this is becoming more difficult
Invest in companies that provide current cash flows to diversify your portfolio. I hired a planner at the end of 2023 to help me grow my portfolio, and in the last 8 months, I've profited in over 50,000 distinct marketplaces. If 2023 teaches us anything, it's that luck does not endure forever. Even in times of abundance, we should put more effort into preparing for the worst case situation
How can one locate a reputable financial planner? I wouldn't mind searching the professional who served you. I'll be retiring in two years and may require some assistance managing my considerably larger assets. Don't want to take chances
Not even close. They're nowhere near as bad as Payday Loans. Affirm requires a minimum 650 credit score for starters. They've never charged 500% interest and they don't charge late fees
@@nickydee569 wow, I’ve never encountered that when getting a payday loan. My wife uses affirm and personally it seems the same to me but everyone has a different experience I guess
Affirm doesn't report to the credit report if you pay on time. Credit cards do every month. So if I want something on sale, with credit cards, I can't get it if it's going to raise my usage. For example, I want to get some coloring pencils on sale on the 15th of the month. But my Discover card won't report my balance till the 25th. If I purchase it, my credit score goes down because I bought it. I get paid on the 3rd and pay my cc bill. But because of the sale date, my credit suffers. With affirm, I can buy it on the 15th and pay for it on the 3rd. Since I pay my bill with affirm on time, it doesn't hit my credit report. The little interest Affirm charges me is worth it. And sometimes, a little shopping can help make a stressful situation better. Thank you Affirm! I appreciate you!!!
BNPL is one major contributing factors to inflation. Nothing in life is free. When you use credit card with discipline and you think you are getting the free kickback benefit, you don't. The perk is already built into the prices of good and services you purchase. No interest BNPL is no different. No just the prices are inflated because of the finance interest, but also the losses of those bad debts. That is why things are so expensive in the US. Like those people that carry a balance on the credit card, BNPL will become buy now regret later if you are spending beyond your means. Looking up Affirm and they claim to be a financial technology company. Nowadays everyone are in tech.
I'LL buy now and pay now, thank you 😊
I've used Affirm for several large purchases. I always pay off much faster than the amount of time I'm given which keeps interest down. It's a great program and I will continue to use it.
This year's problems will certainly be more difficult. Looking back, I realized that I was so preoccupied with my portfolio that I made bad financial mistakes throughout the previous year. I had to decide between boosting my investments and buying a house. After deciding to sell my investments, I learned that the home I had purchased needed more maintenance than I had anticipated. Trying to figure out how much longer I can tolerate this is becoming more difficult
Take it easy, we've all made mistakes
Invest in companies that provide current cash flows to diversify your portfolio. I hired a planner at the end of 2023 to help me grow my portfolio, and in the last 8 months, I've profited in over 50,000 distinct marketplaces. If 2023 teaches us anything, it's that luck does not endure forever. Even in times of abundance, we should put more effort into preparing for the worst case situation
How can one locate a reputable financial planner? I wouldn't mind searching the professional who served you. I'll be retiring in two years and may require some assistance managing my considerably larger assets. Don't want to take chances
*Leah Foster Alderman* You are most likely to find more info when you look her up online.
She appears to be educated and well read. I performed an online search on her name and found her webpage, thank you for sharing
The new payday loan scheme
Not even close. They're nowhere near as bad as Payday Loans. Affirm requires a minimum 650 credit score for starters. They've never charged 500% interest and they don't charge late fees
@@nickydee569 wow, I’ve never encountered that when getting a payday loan. My wife uses affirm and personally it seems the same to me but everyone has a different experience I guess
Buy now pay later is NOT helping people to budget
Affirm doesn't report to the credit report if you pay on time. Credit cards do every month. So if I want something on sale, with credit cards, I can't get it if it's going to raise my usage.
For example, I want to get some coloring pencils on sale on the 15th of the month. But my Discover card won't report my balance till the 25th. If I purchase it, my credit score goes down because I bought it. I get paid on the 3rd and pay my cc bill. But because of the sale date, my credit suffers.
With affirm, I can buy it on the 15th and pay for it on the 3rd. Since I pay my bill with affirm on time, it doesn't hit my credit report. The little interest Affirm charges me is worth it. And sometimes, a little shopping can help make a stressful situation better. Thank you Affirm! I appreciate you!!!
It's really housing costs that are hampering most folks, and making everything else feel unaffordable.
BNPL is one major contributing factors to inflation. Nothing in life is free. When you use credit card with discipline and you think you are getting the free kickback benefit, you don't. The perk is already built into the prices of good and services you purchase. No interest BNPL is no different. No just the prices are inflated because of the finance interest, but also the losses of those bad debts. That is why things are so expensive in the US.
Like those people that carry a balance on the credit card, BNPL will become buy now regret later if you are spending beyond your means. Looking up Affirm and they claim to be a financial technology company. Nowadays everyone are in tech.
Bubblenomics
Dude is wearing a button down business shirt but has a hoodie on over it wtf style is that. AFRM is sloppy
It’s a weird power flex. They think that if they don’t care they’re perceived as a ‘maverick’
Hello there fellow kids
😂😂😂😂😂
We can't get our money from the poor unless we give them time to pay us😅😅😅😅😅😅
Ok Boomer
Y’all not calling it a recession doesn’t make it not a recession