I've never heard them reference KS for a cheap place to live. We have lived here since 2020 and our living expenses are sooo cheap compared to my families in MI and Boston. Our 4 bedroom house 2 bath cost 900 a month in rent. 30:04
There is a song by Bob Bennet, old song back when many artists burst on the scene, Michael W, Sandi Patty, Steven Curtis, Amy Grant many steered from behind by producer Browne Banister’s genius way of finding people. But Bob Bennett wrote a song back then that I still love to remember a line from. “You can plot my life on a growth cost, and miss where it all starts”. Beautiful. No we aren’t numbers. Yes we have big hearts. The heart another can give to someone who is down is worth more
In the middle of a storm it’s very hard to hear others and can’t imagine a better way than to reach within, pray and trust in a higher power to help you get through the flood of negative and blinding fear and despair. There are solutions but being able to stabilize your mental health and accepting the situation is the most difficult part.
The friend dilemma ...the money talk would be weird with new relationships but if they've been living that way for 15 years why just now are they losing friends?
13:00 Brandon, if you had never told anyone you were paying for things in cash, no one would know. Maybe your lesson for the day is to keep your lips zipped from here on out. Sorry, man, but this is partly on you, or whoever had loose lips.
Exactly...and jealousy is something people struggle with..if your not in a financial peace class with like minded individuals you really shouldn't share about your finances...money and sex...your own business!
Exactly. Friends don’t need to know every single thing about you. Especially your financial situation. I was brought up to not discuss money with acquaintances. I don’t even discuss with my family honestly.
@Happy_crab630 my husband and I don't discuss our finances with anyone. Although my adult son knows we have enough in our retirement funds so he won't have to support us.
@@Letgo_letliveI get what you're saying, but these callers call in KNOWING the hosts are going to ask them questions. They don't have to answer those questions, but it's the hosts' jobs to ask. No need for permission.
File an Amended return, I believe it is a Form 1040-X, pay taxes owed with interest and if unable, work out a payment plan. You can file an amended return going back 3 years. At least that is my understanding.
“But you could’ve invested it in the market instead and made more” - some person who neither paid off their mortgage or invested it in the stock market
I don't think he should involve the daughter until he knows the reality of the situation. I think that would put a burden upon her and a great deal of anxiety.
@@bettedavis9261 Agreed, but sometimes I think they know they don't know - but just can't admit they don't. Your remark about being "in the know" reminds me of a Persian proverb: He who knows not and knows not that he knows not is a fool - shun him. He who knows not and knows that he knows not is a student - teach him. He who knows and knows not that he knows is asleep - awaken him. He who knows and knows that he knows is a master - follow him." Unfortunately, on a financial show, incorrect advice can make a problem much worse and, in this case, could prove devastating after 7 years without someone trained to deal with these situations leading you.
@@bettedavis9261 Thanks, our comments helped make a difference. Todays show was very relaxing and good. I even complimented John and George in a comment.
If they followed all of their callers for 90 days, how many do you think actually follow through on the advice? This 90 day thing sounds like a puff piece
RAMSEY.... AM REALLY DOING WELL..... Have had great luck defending my job against predatory fathers, mothers, marrieds, and girlfriends/boyfriend and those who otherwise shackup. I've kept my milk money, lunch money, and my primary job...... So now there's hope that I can get those side hustles and 2nd jobs that grow on trees, and just fall out of the sky, as you describe.
Aw, I'm so excited for you! That's got to be the highlight of your life. I hope you got pictures so you can relive such an exciting moment in time.❤️❤️
@ It was! John heard from the receptionist that I flew in from FL and invited me backstage and let me sit in his chair in the Dr. John Delony studio. It’s a day I’ll truly never forget. Also, got to see the comedy show the night before. When I tell you George and John are genuinely hilarious and just so much fun… I will NEVER forget this trip to Nashville! 🥹❤️ Everybody at Ramsey is the KINDEST and most hospitable, the free cookies and coffee were great, and seeing my “dream team” pairing film the show together just made it the BEST experience. Dr. John just went the extra mile to make it more special and on HIS birthday for that matter. He’s truly the best! ❤️
I don't think paying off $214k in 8 months is impressive when you make $390k annually, especially when you waited 15 years to do that. They also had $700k in cash investments. Bro.... What's impressive is making $60k per year and paying off $30k in that time period.
RAMSEY...... I regularly listen to the PODCASTS of the Ramsey Show Company, and the staff therein. I would hope you bless kindly on my DNK/SNK life, against those who take the table based on flashing their family photos of one-child or two-children..... The rule is to wait for children, until you've been married, and have a job for THREE YEARS, and are financially stable with emergency fund. Otherwise it's a family resume with corporate references with Samuel Adams, Jim Beam, and Heineken. Fruit of their tree.
With Caller #3, they never asked how much equity she has in the house or how much debt she has .. because she could possibly sell and buy something outright in a different area.
Last caller. It makes me crazy that there have been older people in dire situations like theirs, and the personalities always say no to bankruptcy. These people don't have time and this lady did not sound like she was trying to screw creditors over. They should absolutely try to get any assistance, such as for meds, that they can. File bankruptcy and deal with the student loan.
John saying basically overall in a nutshell, John is shooting from the cuff he just shooting from the hip just making it up basically as he goes along it’s that simple think about it
What? John, I'm confused. You and George work side by side, you work closely together. It makes sense he introduces you as a good friend. But in the podcast You express surprise, and say you don't yet consider him a good friend. ????
It’s called sarcasm. I was at the live taping yesterday AND the comedy show. Trust me, when I say they are GOOD FRIENDS. Both Dr. John and George laugh and banter when the cameras are off just like they do when the cameras are on… they are genuinely hilarious and such kind guys!
At 21:28 and on for a while; she does not stop talking! Will not shut up and listen to John. And no way was all of that stuff a shock to her…no way. And quit talking on speaker phones, people! So freaking annoying!
The sick mother needs to find housemates at over $1000 a room.. She needs to put all the kids in one bedroom with bunk beds. That's what I'm doing. Roommates pay the mortgage and utilities. Then I went to work at night at target
caller 1 - 00:40
caller 2 - 11:30
caller 3 - 21:20
caller 4 - 35:00
caller 5 - 43:40
caller 5 - 43:40
caller 6 - 54:30
Debt Free Stage - 1:05:10
caller 7 - 1:16:40
GOAT
2nd caller and that conversation could be its own hour long episode.... solid stuffff
WOW! just watched "90 Day Money Makeover"... Great reality show with a HAPPY Ending!!!
Dave is in every Ramsey personality..
As well he should be
Isn’t that sexual assault?
@@WilsonMarky7 Mind out of the gutter clown
I've never heard them reference KS for a cheap place to live. We have lived here since 2020 and our living expenses are sooo cheap compared to my families in MI and Boston. Our 4 bedroom house 2 bath cost 900 a month in rent. 30:04
There is a song by Bob Bennet, old song back when many artists burst on the scene, Michael W, Sandi Patty, Steven Curtis, Amy Grant many steered from behind by producer Browne Banister’s genius way of finding people.
But Bob Bennett wrote a song back then that I still love to remember a line from.
“You can plot my life on a growth cost, and miss where it all starts”. Beautiful. No we aren’t numbers. Yes we have big hearts. The heart another can give to someone who is down is worth more
Life on a Growth Chart” Sorry for typos
Take a shot when John Delony says “solve for peace” or “solve for freedom”
I did that while I binge-watched this show. Now I have an appointment with John to solve my alcohol addiction issues.
Reporting back from the appointment.
I had 7 more shots during it.
are you safe?😅
In the middle of a storm it’s very hard to hear others and can’t imagine a better way than to reach within, pray and trust in a higher power to help you get through the flood of negative and blinding fear and despair. There are solutions but being able to stabilize your mental health and accepting the situation is the most difficult part.
The friend dilemma ...the money talk would be weird with new relationships but if they've been living that way for 15 years why just now are they losing friends?
13:00 Brandon, if you had never told anyone you were paying for things in cash, no one would know. Maybe your lesson for the day is to keep your lips zipped from here on out. Sorry, man, but this is partly on you, or whoever had loose lips.
Yes, great point you made! But also a very interesting question and i'm glad it was asked on this episode.
Exactly...and jealousy is something people struggle with..if your not in a financial peace class with like minded individuals you really shouldn't share about your finances...money and sex...your own business!
Exactly. Friends don’t need to know every single thing about you. Especially your financial situation. I was brought up to not discuss money with acquaintances. I don’t even discuss with my family honestly.
Wealthy people don't talk about their finance... Stop bragging... nobody likes it!!!
@Happy_crab630 my husband and I don't discuss our finances with anyone. Although my adult son knows we have enough in our retirement funds so he won't have to support us.
$800,000 down payment damn that’s a cash house in Texas
As I bet they don’t want to settle for an avg home. Keep it simple.
That's a mansion, these people are ridiculous
My two favorite handsome guys. This is what I like🩵🩵
Why ask a caller if you can ask him or her a question? What are they supposed to say? No?
cringe🤢
Delony does this all the time. So cringy.
Same reason we ask our friends and others if we can tell them something
Respect
Everyone has the ability to say no to hearing something
@@Letgo_letliveI get what you're saying, but these callers call in KNOWING the hosts are going to ask them questions. They don't have to answer those questions, but it's the hosts' jobs to ask. No need for permission.
@@bettedavis9261 💯
Jennifer-if you can buy a smaller home mortgage-free, definitely do that!
Dr. Dohn Jelony.
File an Amended return, I believe it is a Form 1040-X, pay taxes owed with interest and if unable, work out a payment plan. You can file an amended return going back 3 years. At least that is my understanding.
This is right and don't bother with one of those "get out of irs debt" radio ads. They're not worth it. Deal with them yourself.
Same here - 2.5% mortgage but paying it off early anyway! Zero % sounds much better.
“But you could’ve invested it in the market instead and made more” - some person who neither paid off their mortgage or invested it in the stock market
@@RCGuitar982 Exactly. Even the financial advisor said that. I want the freedom of zero debt, I have enough invested to survive.
Could you do a singles show?
Yes that’s it get a roommate!!!😊
The first caller is avoiding. He knows what to do. But when ppl avoid taxes, they get high on the hog and don't want to accept reality
I don't think he should involve the daughter until he knows the reality of the situation. I think that would put a burden upon her and a great deal of anxiety.
@@queensprinkles4348 True but he needs to find out the reality of the situation immediately.
@@queensprinkles4348it's called being open and honest with your family. Reality
@@TulsaDude And you do that when you actually know the details. You cannot be open and honest until you do.
Should i still sell my Bitcoin i bought at $3200? Or should i hold it another 10 years?
Caller #1: Do not call the IRS directly. Hire an Enrolled Agent who is authorized to represent you with the IRS.
The Ramsey team doesn't know what they don't know. It's a problem.
💯
@@bettedavis9261 Agreed, but sometimes I think they know they don't know - but just can't admit they don't. Your remark about being "in the know" reminds me of a Persian proverb: He who knows not and knows not that he knows not is a fool - shun him. He who knows not and knows that he knows not is a student - teach him. He who knows and knows not that he knows is asleep - awaken him. He who knows and knows that he knows is a master - follow him." Unfortunately, on a financial show, incorrect advice can make a problem much worse and, in this case, could prove devastating after 7 years without someone trained to deal with these situations leading you.
Is their ever a time when the joking around becomes too much?
Each and every time. It gets so old.
You talking about John or the broke friends of the 2nd caller?
@@TulsaDude you know
Lol gotcha and yes it's cringe
@@bettedavis9261 Thanks, our comments helped make a difference. Todays show was very relaxing and good. I even complimented John and George in a comment.
If they followed all of their callers for 90 days, how many do you think actually follow through on the advice? This 90 day thing sounds like a puff piece
Rather here from these guys.
I like George, he is smart and sharp, but his analytical mind sometimes misses a bit compassion.
Yeah but if people need a hug, they shouldn't expect it from George anyway
Personally, I prefer it that way.
He would make a terrific used car salesman.
I agree I think that’s because he’s still so young
@@TheSimonvalentesame
George!
RAMSEY.... AM REALLY DOING WELL..... Have had great luck defending my job against predatory fathers, mothers, marrieds, and girlfriends/boyfriend and those who otherwise shackup. I've kept my milk money, lunch money, and my primary job...... So now there's hope that I can get those side hustles and 2nd jobs that grow on trees, and just fall out of the sky, as you describe.
Had the BEST time at today’s show taping. You guys are truly amazing and the ultimate dream team! ❤️
Aw, I'm so excited for you! That's got to be the highlight of your life. I hope you got pictures so you can relive such an exciting moment in time.❤️❤️
@ It was! John heard from the receptionist that I flew in from FL and invited me backstage and let me sit in his chair in the Dr. John Delony studio. It’s a day I’ll truly never forget. Also, got to see the comedy show the night before. When I tell you George and John are genuinely hilarious and just so much fun… I will NEVER forget this trip to Nashville! 🥹❤️
Everybody at Ramsey is the KINDEST and most hospitable, the free cookies and coffee were great, and seeing my “dream team” pairing film the show together just made it the BEST experience. Dr. John just went the extra mile to make it more special and on HIS birthday for that matter. He’s truly the best! ❤️
@@flashthecorgi2053 yay, you!
I don't think paying off $214k in 8 months is impressive when you make $390k annually, especially when you waited 15 years to do that. They also had $700k in cash investments. Bro.... What's impressive is making $60k per year and paying off $30k in that time period.
RAMSEY...... I regularly listen to the PODCASTS of the Ramsey Show Company, and the staff therein. I would hope you bless kindly on my DNK/SNK life, against those who take the table based on flashing their family photos of one-child or two-children..... The rule is to wait for children, until you've been married, and have a job for THREE YEARS, and are financially stable with emergency fund. Otherwise it's a family resume with corporate references with Samuel Adams, Jim Beam, and Heineken. Fruit of their tree.
Wtf is John saying???
Who knows?
I don't pay attention when John speaks. Too much psycho-analysis and I'm not here for that
With Caller #3, they never asked how much equity she has in the house or how much debt she has .. because she could possibly sell and buy something outright in a different area.
Last caller. It makes me crazy that there have been older people in dire situations like theirs, and the personalities always say no to bankruptcy. These people don't have time and this lady did not sound like she was trying to screw creditors over. They should absolutely try to get any assistance, such as for meds, that they can. File bankruptcy and deal with the student loan.
Why do some Americans end all sentences like it's a question .
Lack of self esteem and confidence. Looking for attention and approval
Can we follow Phoebe for 90 days? Yikes....
John saying basically overall in a nutshell, John is shooting from the cuff he just shooting from the hip just making it up basically as he goes along it’s that simple think about it
What? John, I'm confused. You and George work side by side, you work closely together. It makes sense he introduces you as a good friend. But in the podcast You express surprise, and say you don't yet consider him a good friend. ????
Sarcasm
It’s called sarcasm. I was at the live taping yesterday AND the comedy show. Trust me, when I say they are GOOD FRIENDS. Both Dr. John and George laugh and banter when the cameras are off just like they do when the cameras are on… they are genuinely hilarious and such kind guys!
At 21:28 and on for a while; she does not stop talking! Will not shut up and listen to John. And no way was all of that stuff a shock to her…no way. And quit talking on speaker phones, people! So freaking annoying!
I thought she actually listened a lot, but she doesn't want to change her lifestyle. That's on her
I go to punk rock shows too. : ) \m/
The sick mother needs to find housemates at over $1000 a room.. She needs to put all the kids in one bedroom with bunk beds. That's what I'm doing. Roommates pay the mortgage and utilities. Then I went to work at night at target
😂😂😂😂
where is the sugar da???
Where is Dave? No Dave, I'm out.
George and John slander will NOT be allowed on my accord.
@@cruzm5138 Then bye.
I only watch Ken Coleman.
Probably on vacation. The man loves his vacay!
@@rsimmons1980 Yes, bye. You are the one on your way out.
Why why why is John involved with this show???!!! He’s terrible. I’m out too!
Agree Gregg. Just psychobabble and bad attempts at humor.
Agreed! I click off when I see him now. Too much psycho-babble. Not here for it