Crushing special assessment

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  • เผยแพร่เมื่อ 2 ธ.ค. 2024

ความคิดเห็น • 137

  • @drmode
    @drmode 3 หลายเดือนก่อน +16

    It is called Maintenance and Reserves. This is what happens when you don’t do anything for 30 years

    • @laanierhae
      @laanierhae 3 หลายเดือนก่อน +1

      Exactly. These people forget that the board are also owners and volunteers. They are being advised by lawyers and property management companies. They also have to pay the same as their neighbors.
      I'm willing to bet these people rarely if ever showed up for board meetings before this. They also share the financials during the meetings and copies of the meeting minutes.
      You can't be a spectator in a condo building.

  • @coastalhomeadvisorsrealest1737
    @coastalhomeadvisorsrealest1737 3 หลายเดือนก่อน +12

    These owners are delusional. It's not like you can buy a single family home, live in it for 40 years, and never have any major repairs. New roof, foundation cracking, new windows, hvac, and on and on... These assessments are accrued deferred maintenance costs, and they are higher because of the extremely corrosive marine environment, and a building built on SAND! These owners, with exceptions, bought these units for reasonable prices and want to enjoy the monster appreciation of the unit, but don't want to pay to maintain it.... Guess what, a potential new buyer doesn't want to pay for your neglect AND the monster appreciation.

    • @lunallena5594
      @lunallena5594 3 หลายเดือนก่อน

      💯 Facts!

    • @lk29392
      @lk29392 3 หลายเดือนก่อน +1

      Not everyone is like this, but there are certainly many that feel it is their God-given right to have bought the condo 30 years ago for $175K, paid $500/month HOA dues all this time and that they should be able to sell the condo for $750K and stick someone with a $100K+ special assessment plus $1500/month HOAS dues. It's insane thinking but not really that surprising with how individually selfish we are as a society.

  • @ronstahl3293
    @ronstahl3293 3 หลายเดือนก่อน +10

    What do you call a group of Karens? An HOA

  • @domingonavarro1288
    @domingonavarro1288 3 หลายเดือนก่อน +8

    It’s terrible, but their problem. This should not at any point become a problem for the rest of us, who don’t have a financial interest in their properties. Last year I had $44K in repairs, and upgrades to my house. I knew it was coming and planned. I saved for a year, and self financed out of a retirement account. In all it took me 2 years to pay for it. These people act as if they didn’t know it was coming. Notice, 10 of the 16 had the money. I fell for them, but not so much so as to resort their financial problems.

  • @STOPMOVINGTOMIAMI-bd5ne
    @STOPMOVINGTOMIAMI-bd5ne 4 หลายเดือนก่อน +17

    Who wouldve thought that building collapsing would affect so many people so many years after with all these assessments

    • @Zinctwentyone
      @Zinctwentyone 3 หลายเดือนก่อน

      BS my friend.

    • @joaquinjr2570
      @joaquinjr2570 3 หลายเดือนก่อน +4

      These condo owner knew that maintenance cost would come due eventually, so the real question is why didn’t they plan for it?

  • @PhiltheDrill-qh8tj
    @PhiltheDrill-qh8tj 3 หลายเดือนก่อน +13

    It is my understanding that only condos three floors higher and need the recertification. Tara West looks like it’s two floors. Something doesn’t smell right here.

  • @Commonsenseisnotcommon8
    @Commonsenseisnotcommon8 3 หลายเดือนก่อน +4

    Those condos should be torn down after 30 years and rebuilt. Housing really should depreciate like it does in Japan. I don’t know why Americans think housing is an investment. It literally is an depreciating asset that you have to keep maintaining and pouring money into. Wake up

  • @Lovey4ever-k9u
    @Lovey4ever-k9u 4 หลายเดือนก่อน +32

    Desantis helping the rich to kick you out

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +5

      By fixing the loophole that allowed the Surfside collapse? Sad little lefty.

    • @pji1979
      @pji1979 3 หลายเดือนก่อน

      ​@@JameyLaneBoth can be true. Just because someone isn't licking Ron's rear like you doesn't mean their lefty. They just see the truth.

    • @lunallena5594
      @lunallena5594 3 หลายเดือนก่อน

      Delaying maintenance killed residents in Surfside.

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน +1

      FACT!

    • @CorporateShill66
      @CorporateShill66 3 หลายเดือนก่อน

      Paying for basic maintenance isn't "helping the rich"

  • @MichaelBrown-ny3et
    @MichaelBrown-ny3et 4 หลายเดือนก่อน +24

    There will be thousands of Seniors who will be homeless. Where are they going to go? Insurance is a bigger problem.

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +3

      Insurance is why regular assessments are going up and I wouldn't be surprised if it required a special assessment too. In addition to the new law.

    • @Kevin-mm6xm
      @Kevin-mm6xm 3 หลายเดือนก่อน +2

      This sucks granted but not being left homeless. They can sell their condo for big bucks and downsize to something more affordable.

    • @lunallena5594
      @lunallena5594 3 หลายเดือนก่อน

      Being a priced out renter is much worse.

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน

      @@Kevin-mm6xm Nobody is buying, only the wealthy investors for demolition or transformation to high rentals literally swiping them out of their homes! Then where do they buy??? be real ! In this market? hilarial

  • @Needglory23
    @Needglory23 3 หลายเดือนก่อน +4

    Blame the weather, it’s becoming very expensive to live in “paradise”. 🌪️🌪️🌪️🌪️

  • @mikec7220
    @mikec7220 4 หลายเดือนก่อน +31

    If you don't think the Boards are not getting kick backs by devleopers you are fool. especially S. Florida.

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +3

      Them trying to deny access to financials and not letting owners speak at the board meeting are major red flags.

    • @richardneilan2392
      @richardneilan2392 3 หลายเดือนก่อน +2

      If you have proof, then report them. There are serious personal consequences for board members who fail to perform their fiduciary duty.

  • @joetrolo7076
    @joetrolo7076 3 หลายเดือนก่อน +19

    Here's some advice. Never buy a condo and don't live in an HOA. My heart goes out to these poor people

    • @Tony_417
      @Tony_417 3 หลายเดือนก่อน +1

      Such a stupid thing to say. My heart goes out to you Forrest Gump

    • @joetrolo7076
      @joetrolo7076 3 หลายเดือนก่อน

      @@Tony_417 hey it's worked for me, and I don't have to smell the odors of other people's cooking in the same Ant colony dwelling. That is a dwelling that is purchased but you are at the mercy of them changing your condo fees or adding other administrative fees. And if there's an HOA involved you don't own anything. I'm buying a few Acres of buffer zone and putting a prefab on the land. Maybe that sounds ridiculous to you, but I'm guessing you live in one of those ant colonies.....

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน +1

      100%

    • @lk29392
      @lk29392 3 หลายเดือนก่อน +1

      HOAs in a single family neighborhood are generally okay if you are willing to keep up your home exterior/yard and the neighborhood is in a good school district but yeah pretty much agree otherwise.

    • @CorporateShill66
      @CorporateShill66 3 หลายเดือนก่อน

      Condos are good if they are well managed. Most condos are fine.

  • @Jeff-0523
    @Jeff-0523 3 หลายเดือนก่อน +4

    Defer your upkeep for years to save money! Not smart! Pay the assment! Bummer.

    • @richardneilan2392
      @richardneilan2392 3 หลายเดือนก่อน +1

      Exactly! How many years did these same condo owners vote in favor of underfunding their reserves or waiving them altogether?

  • @Lovey4ever-k9u
    @Lovey4ever-k9u 4 หลายเดือนก่อน +32

    Desantis for the big corporations

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +5

      By fixing the loophole that allowed the Surfside collapse? Sad little lefty.

    • @homes892
      @homes892 3 หลายเดือนก่อน

      Most these people are racist.They don't care as long as he keeps keep the brown people out.

    • @lunallena5594
      @lunallena5594 3 หลายเดือนก่อน +1

      Safety first!

    • @CorporateShill66
      @CorporateShill66 3 หลายเดือนก่อน

      Maybe it's better? They should just rent and let the landlord do maintenance since they obviously can't do it themselves.

  • @sunshinebuildersfl
    @sunshinebuildersfl 4 หลายเดือนก่อน +16

    Pay up boomers. Buildings need maintenances

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน

      TELL THAT TO THE DIRECTORS POCKETING THE MONEY ALL THESE YEARS!

  • @franksliwa362
    @franksliwa362 3 หลายเดือนก่อน +3

    This is happening all over the state of Florida!! I do agree with the law that funds need to be in place for repairs, insurance, certifications…but many of these condos haven’t been maintained properly! I would say that those who manage the properties got caught with their pants around their ankles! Accountability is first and foremost!!!

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน

      THEY POCKETED THE MONEY ALL THOSE YEARS! THE CONSTRUCTION COMPANIES FRAUDULENT GAINS $$ IN FLA

  • @AugustoLugo1983
    @AugustoLugo1983 4 หลายเดือนก่อน +12

    DeSATAN and the GQP Legislators did this to Florida, all because of a shoddy builder in surfside. Developers will pick these properties and make more homeless people. Why isn't the legislators fixing the problem they created? It matters for who you vote.

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +2

      They fixed a loophole that allowed for condos to ignore fees for structural fixes that allowed the Surfside collapse. Try to keep up.

    • @RichardVicek-y3s
      @RichardVicek-y3s 3 หลายเดือนก่อน +1

      According to Newsweek dated June 17, 2024, House Bill 1021 was pass unanimously.

  • @Bronx_Yankee
    @Bronx_Yankee 3 หลายเดือนก่อน +3

    Stay away from condos, homes are a lot more work but they are worth it

  • @williamelewis464
    @williamelewis464 4 หลายเดือนก่อน +18

    HOA’s should be banned

    • @mikelliteras397
      @mikelliteras397 3 หลายเดือนก่อน +4

      Then you’d have to get rid of condos and gated communities

    • @richardneilan2392
      @richardneilan2392 3 หลายเดือนก่อน +3

      So, you think that buildings don't need to be maintained? Many of these same condo owners voted in favor of underfunding their reserves for DECADES! And now here we are.

    • @UncleDavesKitchen
      @UncleDavesKitchen 3 หลายเดือนก่อน +1

      @@richardneilan2392 I'm in a condo in Sedona, Az for nearly 50 years. We've always funded the reserves for decades. It's painless if you save up over time. Florida couldn't bother with that, they kicked the can down the road and now at a dead end. Oh well.

  • @robinmorelli8759
    @robinmorelli8759 3 หลายเดือนก่อน +6

    So how did "Help me Howard help in this situation?"

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน

      because NO ONE IS DOING ANYTHING ABOUT IT, overshelmed claims, frauds.... they are swiping these homes from owners!

  • @Bronx_Yankee
    @Bronx_Yankee 3 หลายเดือนก่อน +2

    Correction non payment of monthly maintenance fees can get you foreclosed and evicted….non payment of an assessment can get a lien placed on the property, filing bankruptcy can also stop foreclosure

    • @tjv6976
      @tjv6976 3 หลายเดือนก่อน

      Wrong

    • @Kevin-mm6xm
      @Kevin-mm6xm 3 หลายเดือนก่อน

      No Filing bankruptcy, depending on the HOA agreement, does not protect your property from bankruptcy like it would in a non-HOA condo or development. I live in Florida in a single home community and the HOA wanted $7,000. I contacted an attorney about bankruptcy and was told the HOA's have a clause that prevents bankruptcy from protecting your home or condo in the event of a bankruptcy. If you don't pay the arrears in a certain amount of time the HOA will foreclose on your property.

  • @1911Earthling
    @1911Earthling 3 หลายเดือนก่อน +4

    There is going to be a lot of pain before the government does anything to relieve the pain. A lot of seniors are going to suffer. But if it’s to good to be true then it ain’t REAL. Florida retirement was too good to be true. A uncle of mine who played his entire life on broadway New York as musician was murdered in Florida NOT NYC where he worked every night for forty years when he retired to Clearwater.

  • @MrShiningTyme
    @MrShiningTyme 4 หลายเดือนก่อน +13

    All these people living like they're rich, but really it's all a front. These people in these condos are poor.

    • @STOPMOVINGTOMIAMI-bd5ne
      @STOPMOVINGTOMIAMI-bd5ne 4 หลายเดือนก่อน

      Its not just beach condos getting assessed

    • @pji1979
      @pji1979 3 หลายเดือนก่อน +4

      They all seemed pretty normal to me and those apartments quite modest. This isn't their fault.

  • @bumblebay9559
    @bumblebay9559 4 หลายเดือนก่อน +15

    Ya’ll love Desantis though. He caused all of this with new condo laws, which some are unnecessary.

    • @kurteckhardt7327
      @kurteckhardt7327 3 หลายเดือนก่อน +1

      Grow up, bro.

    • @Lifeisgood888
      @Lifeisgood888 3 หลายเดือนก่อน

      Wake up, governor does NOT create laws! He only signed them!

    • @edwsc3
      @edwsc3 3 หลายเดือนก่อน

      @@kurteckhardt7327 For telling the truth bro ? How about YOU grow up !

    • @kurteckhardt7327
      @kurteckhardt7327 3 หลายเดือนก่อน

      @@edwsc3 Requiring condo boards to have adequate reserves to fix potentially dangerous structural issues is "unnecessary"? One of the reasons why condo insurance is high is because of the nearly half billion paid out to the heirs of Surfside victims. Making buildings collapse proof and storm protected will ultimately cut insurance costs because a new crop of insurers will be willing to step in to a market that's lessened its risk.

  • @alexro1055
    @alexro1055 4 หลายเดือนก่อน +16

    Thanks, Ron DeSantis 👍🏼

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +1

      For fixing the loophole that caused the building to collapse? Yes thank you Ron it's been a long time coming. The law should have never allowed that loophole. Someone had to fix it. Democrats won't.

  • @UncleDavesKitchen
    @UncleDavesKitchen 3 หลายเดือนก่อน

    I don't believe for one second that woman has 'stage 4 cancer' All of these condos had opportunities to do increments in assessments but I bet the residents down voted that for ages, kicking the can down the road. My condo in Sedona, Az I've been in almost 50 years, we've always had an abundance in emergency funds and have paid small assessments over the decades to keep it in place. Florida residents couldn't be bothered. oh well.

  • @KennethGreenCMP
    @KennethGreenCMP 4 หลายเดือนก่อน +8

    I am so upset that the Democratic Party led Florida Legislative and the Democratic Governor of Florida passed this legislation. We need to vote Biden and those Democrats out of office to save these people. Just kidding - Republicans did this and now you want to provide WELFARE to bail these people out - that crazy. Just pull yourself by the boot straps.

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +1

      Who caused the collapse at Surfside?

    • @kurteckhardt7327
      @kurteckhardt7327 3 หลายเดือนก่อน +2

      Every Democrat in the Florida House voted for this legislation. It passed UNANIMOUSLY.

    • @KennethGreenCMP
      @KennethGreenCMP 3 หลายเดือนก่อน

      @@JameyLane Republicans that did check the building or Biden

    • @KennethGreenCMP
      @KennethGreenCMP 3 หลายเดือนก่อน +1

      @@kurteckhardt7327 and 100% low tax free, the people from government rules Republican Governor

    • @richardneilan2392
      @richardneilan2392 3 หลายเดือนก่อน

      @@kurteckhardt7327 , There aren't enough Democrats in the Florida House to pass anything without Republican support. Besides, Republican have dominated the legislature and the governor's office for more than TWENTY YEARS!!! They bare PLENTY of blame for this mess. And while condo owners are faced with losing their homes, DeSantis was off running a LOSING campaign.

  • @jbar_85
    @jbar_85 3 หลายเดือนก่อน +2

    So no resolution?

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน +1

      NOPE!!!! HERE WE ARE ON THE INTERNET!

  • @johnnyrocco
    @johnnyrocco 3 หลายเดือนก่อน

    So, the owners were thinking they would never need to do maintenance on their units, I don't understand this. Nothing will last forever, wasn't someone in charge of keeping up the maintenance? The owners just woke up one day after 40 years and say, maybe we should check on that past due maintenance? How did you not see this coming???

  • @Gmac_Greg_M
    @Gmac_Greg_M 3 หลายเดือนก่อน +2

    The property management can’t refuse to show them the financials. That’s illegal.

    • @richardneilan2392
      @richardneilan2392 3 หลายเดือนก่อน +1

      You are correct. The request must be submitted in writing and sent via certified mail.

  • @wyaldkingdom
    @wyaldkingdom 3 หลายเดือนก่อน

    So if they have to tell you. Then what is the penalty if they don’t? You can’t have laws or rules where there are no consequences.

  • @marvink7969
    @marvink7969 4 หลายเดือนก่อน +1

    People keep moving into regions subject to cataclysmic weather events and then when faced with the consequences look for a bailout. Florida is basically a giant swamp surrounded by saltwater and is a challenging environment for any type of construction especially when you build close to the ocean. Now with global warming those environmental challenges will only get worse. While I feel sorry for these people we, as a nation, cannot keep spending precious resources on sustaining this life style or constantly rebuilding when tragedy occurs. At some point some reasonable compromise must be worked out to provide some aid to relocate those who are most vulnerable. Those who refuse to leave do so at their own risk. People should be discouraged from planting roots in these areas or do so with the understanding that they are assuming full responsibility for their decisions.

    • @JameyLane
      @JameyLane 4 หลายเดือนก่อน +1

      As opposed to NYC that is a giant bath tub that will be underwater soon? HAHAHAHAHAHAHA!!!!

    • @marvink7969
      @marvink7969 3 หลายเดือนก่อน

      @@JameyLane same goes for anyone who moves into these threatened areas. Unfortunately there is a mass movement into southern locations that will soon loose their viability.

  • @chrisknott5543
    @chrisknott5543 3 หลายเดือนก่อน +1

    Stop blaming the boards. They are trying to followi the law. Reach out to your state rep and to the governor's office directly.

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน

      HELLO THEY ARE FLOODED AND NOT DOING ANYTHING WITH SO MANY COMPLAINTS

  • @sessionstu
    @sessionstu 3 หลายเดือนก่อน +2

    I said goodbye to my condo in Aventura in 2016. Smartest thing I ever did. Single family home in Tampa is so much better.

  • @jbrudert
    @jbrudert 3 หลายเดือนก่อน

    It was one building that collapsed, what an over correction

  • @falconinflight6235
    @falconinflight6235 3 หลายเดือนก่อน

    Retire in place. Period

  • @tteehenderson8341
    @tteehenderson8341 3 หลายเดือนก่อน

    I need your help Howard. Now! My car been in the shop 6 months for recalled harness (paying monthly car note) I get it out 6 days now engine maintenance on and want me to pay 600$. And my mileage is 3000 more than when I got it back. And my steering wheel was changed. Toyota keep giving a brush off.

  • @MrDCMiami
    @MrDCMiami 3 หลายเดือนก่อน +4

    I feel for these people, but at some point, the repairs have to be done. The laws of physics don't repeal themselves just because you're elderly or in poor physical or financial health. With that said, it seems the board in the Tara condo is heartlessly trying to eject these people from their homes. They should hire a lawyer together to go after the board. Financing programs are available. I know because I was President of my association and for our 40-year, we got a $15 million line of credit, payable over 10 years for the unfunded work, to smooth things out for everyone and minimize the financial shock. We also gave people ample notice so they can financially plan for it, even if it means selling without being under duress. It seems they are looking to foreclose on these people in the hopes of personally taking those units and buying them from the association after they foreclose on delinquent owners. The truth is, though, an $8000 assessment is chump change, relatively speaking.

    • @zoemayne
      @zoemayne 3 หลายเดือนก่อน

      It's not simply about that... these people are being forced out so that the entire condo can be flipped. It's happening to a degree. How is it that they can't itemize expenses? Thats straight up fraud. An audit would shut that down.

  • @miamianz
    @miamianz 3 หลายเดือนก่อน

    sounds like terra west wants to sell to developers and this is an easy out for all older condos. Vote folks

  • @4dpeepscom
    @4dpeepscom 3 หลายเดือนก่อน +2

    The people who run the condo needs to be sued because they're the one that were negligent

    • @scott21113
      @scott21113 3 หลายเดือนก่อน

      Wrong. The residents repeatedly elect board members who don't bring forward needed assessments. My grandparents did that for 20 years. When my parents inherited the property the roof assessment was $14k per unit. Could they have had a sinking fund for a small assessment over 20 years and spare everyone a huge assessment and issue when selling the condo - of course they could have. Did they (the residents) elect anyone who favored this idea? No, they did not and the chickens came home to roost for the present owners. On an individual basis these are sad to hear, but if nothing is done more condos will collapse, more deferred maintenance will pile up and when the cr#p hits the fan again - people will say "why didn't anyone do anything" all over again.

  • @JameyLane
    @JameyLane 4 หลายเดือนก่อน +2

    State law requires they provide you with the financials and other documents. Send them a certified request and file a complaint if they fail to produce them.

  • @roliepoliecolie2200
    @roliepoliecolie2200 3 หลายเดือนก่อน

    Call your governor please.

  • @petesmith6213
    @petesmith6213 3 หลายเดือนก่อน

    Hate to say it, but today's Americans want to live the good life, but don't want to pay for it. Sorry folks. If you want the good life, get out the checkbook because it costs money.

  • @joshuaweston9338
    @joshuaweston9338 3 หลายเดือนก่อน +3

    Can’t afford an $8,000 repair you shouldn’t be a home owner

    • @luleska1
      @luleska1 3 หลายเดือนก่อน

      It's clear that you are not retired, not a home owner which is why you make these baseless comment

  • @Bronx_Yankee
    @Bronx_Yankee 3 หลายเดือนก่อน +1

    You cannot be foreclosed on a special assessment, only the monthly maintenance fees non payment can get you liened

  • @brucenome989
    @brucenome989 3 หลายเดือนก่อน +1

    HOA have to much power. 😮 she a lawyer so she can fight and win. Sad to see the lady with cancer have to go back to work.

    • @xxzstatixx562
      @xxzstatixx562 3 หลายเดือนก่อน

      They ignore lawyers and demands, no winning

  • @gary9080
    @gary9080 4 หลายเดือนก่อน +2

    Pay now or pay later.
    Good news is values are so high now they should double their money.

    • @quitabe9240
      @quitabe9240 4 หลายเดือนก่อน +1

      That's if it sells. With the special assessment the new owners have to take the bill also.so prices probably will drop

    • @MrShiningTyme
      @MrShiningTyme 4 หลายเดือนก่อน +1

      Lol. Have you seen how many condos are on the market? 20k in south Florida alone! No one wants to buy a condo with a huge special assessment bill.

    • @MrDCMiami
      @MrDCMiami 3 หลายเดือนก่อน +1

      @@quitabe9240 8 grand is nothing compared to the value of a place on the water. There are way worse situations than this one!!

    • @Lifeisgood888
      @Lifeisgood888 3 หลายเดือนก่อน

      ​@@MrShiningTyme- People are coming from CA, after they sold their $2-3 millions home, $20K extra for assessment is NOTHING to them! They will buy anyhow!

  • @Cucumberflavoredmustard
    @Cucumberflavoredmustard 3 หลายเดือนก่อน

    "We need $8k from you, but you don't get to know what it's for".

  • @homes892
    @homes892 3 หลายเดือนก่อน

    Keep voting, republican, and this is what you get.
    Maybe your savior trump will help you😂