Hey Sinnamon! I’m loving how big you’re dreaming and working towards your goals. I don’t think I’ve ever heard you this excited before, and I love to hear it. P.S. your audio sounds great!
I had the same realization about FIRE, what will really grow my investments is just time/years to allow for what I invested to grow. Leaving the investments alone and just using my income would be easier than to live super frugally for years. That being said, work is work lol😂
@@minimalmiss yes finding the right work as the time passes is the most important part now once you hit coastfire. I’m enjoying seeing the new ways your are spending your money :)
@ awesome, thank you! I’m new to the channel and I also work in tech. I’ve been trying to organize my finances better so this is helpful. Also, the tax is so little compared to what I get taxed in CA.
@@Robert-cc3wr welcome to the channel! My taxes may be lower because 1. I hit the social security contribution max so I no longer get that taken out (~350 back per paycheck) and 2. I’m maxing out my 401k and HSA which reduced my taxable income. I’m also in CA
@@sinnamonstory dang. Maybe I’m doing something wrong because after my biweekly check, it comes out to $4200 after tax (175k salary) hmmm. I’ll take your advice and maximize my 401k contributions to reduce taxes. Thank you!
@@Robert-cc3wr Are you adding back in the amount you contribute to your 401k? After all deductions (including taxes, my 401k (~1009 per paycheck), and health insurance), my paycheck is $4000. Definitely look over your paystub to see the breakdown!
Big goals 💜 awesome raise, congrats!!!
@@YazWhyNY Thanks for watching! I can’t wait to share more in the future
Hey Sinnamon! I’m loving how big you’re dreaming and working towards your goals. I don’t think I’ve ever heard you this excited before, and I love to hear it. P.S. your audio sounds great!
@@ScrubsandSavings21 the audio comment is so appreciated 🥲 yes yes yes to big goals! I still owe you that video of my dream budget :)
Hey Love! Catching up on your vids. Listening as I work 😊
@@BoopnBudgets thanks for watching. I’m posting some more tomorrow 🙊
@ 🫶🏼🫶🏼
I had the same realization about FIRE, what will really grow my investments is just time/years to allow for what I invested to grow. Leaving the investments alone and just using my income would be easier than to live super frugally for years. That being said, work is work lol😂
@@minimalmiss yes finding the right work as the time passes is the most important part now once you hit coastfire. I’m enjoying seeing the new ways your are spending your money :)
Good morning, great rundown.
@@moneywithjustliving5258 good morning! Thanks for watching :) I hope you have a great day 💙
Is your paycheck grossed income? Or is it after-tax?
@@Robert-cc3wr I show both gross and after-tax in my videos. Right now it’s 6729 gross and 5216 after taxes only. Thanks for watching!
@ awesome, thank you! I’m new to the channel and I also work in tech. I’ve been trying to organize my finances better so this is helpful. Also, the tax is so little compared to what I get taxed in CA.
@@Robert-cc3wr welcome to the channel! My taxes may be lower because 1. I hit the social security contribution max so I no longer get that taken out (~350 back per paycheck) and 2. I’m maxing out my 401k and HSA which reduced my taxable income. I’m also in CA
@@sinnamonstory dang. Maybe I’m doing something wrong because after my biweekly check, it comes out to $4200 after tax (175k salary) hmmm. I’ll take your advice and maximize my 401k contributions to reduce taxes. Thank you!
@@Robert-cc3wr Are you adding back in the amount you contribute to your 401k? After all deductions (including taxes, my 401k (~1009 per paycheck), and health insurance), my paycheck is $4000. Definitely look over your paystub to see the breakdown!