The Best Index Funds For 2023
ฝัง
- เผยแพร่เมื่อ 15 มิ.ย. 2024
- Timecodes:
0:00 - Intro
0:37 - Index Fund 101
1:35 - Total Market Index Funds
5:36 - S&P 500 Index Funds
9:21 - Total International Market Index Funds
13:41 - Recap
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Best Total Market Index Funds:
► Vanguard Total Stock Market Index Fund, also known as VTSAX
► Fidelity Total Market Index Fund, also known as FSKAX
► Fidelity ZERO Total Market Index Fund, also known as FZROX
► Schwab Total Stock Market Index Fund, also known as SWTSX
Best S&P 500 Index Funds
► Vanguard 500 Index Fund, also known as VFIAX
► Fidelity 500 Index Fund, also known as FXAIX
► Schwab S&P 500 Index Fund, also known as SWPPX
Best Total International Market Index Funds
► Vanguard Total International Stock Index Fund, also known as VTIAX
► Fidelity Total International Index Fund, also known as FTIHX
► Schwab International Index Fund, also known as SWISX
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.
At the very least, I now grasp the concept of leverage.
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I've been making more than six figures passively investing with John Desmond Heppolette, who showed me the right community to join and grow mv finances and I don't have to do much work. It doesn't matter if the market is crashing, I will always make returns.
The 85% of funds managers underperforming the index provided is for any single year. More impressively and importantly is to look at that figure over 5, 10, and 20 years, where it increases to 90, 97, and 99%. That makes for a more than compelling case for index investing, and how very rare the likes of Peter Lynch truly are.
Didn't realize the vast majority were that poor!
I've only sat down with 3 financial planners and 2 stockbrokers in my time to discuss investment planning and funny enough, none tell you this fact.
@@billcresta Most of the people railing against passive investing also just happen to be active managers themselves. It is wise to look for a fiduciary CFP when starting out. I went with James Fletcher Brennan and I have had awesome experiences with him. Going from $25k to 90000 in 8 months. I can say that's over-performing the index and S&P 500
I did read about James Fletcher Brennan, Quite an interesting man to look up on the web.
I think this video will suffice for 99% of what the average American needs to know about investing. Well done.
I’ve had majority of my holdings in tech stocks and irrespective of market changes, I’ve done pretty well especially with apple’s P/E(price to earnings ratio) gaining over 30% this past decade, now my questions is what stocks do you think will be the next apple in terms of growth for the next decade.
It might be difficult finding the next apple within the tech stock sector, apple has performed way better than the others, maybe look outside of tech stocks.
well things are different now, same market strategies applied over last decade wouldn’t apply to the current market, so to actually figure out how to outperform the market and stay afloat for the next decade, you should reach out to a financial advisor, that’s how I’ve managed to gain over $450k in profit this past couple years
Do your homework and choose one that has strategies to help your portfolio grow consistently and steadily. *Camille Alicia Garcia* is responsible for the success of my portfolio, and I believe she possesses the qualifications and expertise to meet your goals.
I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.
Vanguard 500 Index
What is the best way to profit from the current market, meanwhile I'm still undecided about investing $400k in my stock portfolio to get some dvidends and minimize risk
Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
With the help of an investment advisor, I was able to diversify my $550K portfolio across multiple markets, and in just a few months, I was able to earn over $950K in net profit from high dividend yielding stocks, ETFs, and bonds
Pls who is this coach that guides you? I’m in dire need of one
There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2016 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly voo, but have been putting a lot into schd the past few months. I dunno if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
You need to hire a financial advisor to help you diversify your portfolio by including Mutual Funds, Etf's, the 11 GICS groups, inflation-indexed bonds, and stocks of companies with reliable cash flows rather than growth stocks, where prices were based on future prospective earnings.
Naftali Horowitz also has good videos on this. IMHO excellent books: Reboot your portfolio, Dan Bartolotti, Millionaire Teacher, Andrew Hallam and Beat The Bank, Larry Bates. All are Canadian but the books esp the first two apply to US and other countries, and all go into detail about index investing and hidden costs. Excellent books but prob won’t be covered by most on YT as they simplify things too much and make doing DIY too easy. Cheers
Instead of a total market index fund I decided to break it out each to a low cost S&P 500 fund, a mid-cap index, a small cap index and a total market international index. Divided between my SEP & Roth along with low cost value and blend indexes. The other 30% of the portfolio is a mix of short and intermediate duration low cost bond indexes. There's some slight overlap on the stock portion but I've enjoyed watching the difference results especially last year. I do a rebalance usually in the first quarter by lump sum and never sell off. Obviously way more complicated than it needs to be however no matter what is happening it's fun to see the effects on each fund. Thanks for all the work you put into the channel. I have shared many of your lessons with my son who has just started his investing journey. Good stuff!!
SWPPX, SWTSX, SCHD and SCHG for me personally 🎉🎉🎉
Thank you so much ...very informative and to the point.
It’s nice that s&p 500 and total market index funds exist because they are very similar performance wise which makes loss harvesting for tax deductions easier
Wonderful content as always!
Turtle man, you’re the best.
Thanks for getting me to start investing in ETFs. Yours was the push I needed. Great, great work with real impact.
3 fund portfolio: FSKAX, FTIHX, FXNAX
Exactly my setup.
unless YOU ARE RETIRE AND LOOKING FOR INCOME INVESTING IN bonds time wasted.
Thank you. Great video
This is a great educational video. For investors who are interested in socially responsive, Vanguard has a fund called the FTSE Social Index Fund. It tracks performance of an index that screens for ESG criteria.
Vanguard is an excellent fund company!
Although VFIAX is the oldest index fund, it is the one I have (almost) exclusively. I agree that the Vanguard Total Stock Market Index Fund is better because it covers the broader market, but it is only marginally so because the preponderance of their investments are identical. In fact, if you look at the charts of the two since 2001, they are almost identical
Another amazing content 👏
Glad I found your channel. I am trying to decide now between buying SP500 or Total Market via Index Fund or ETF. Still not sure, on the tax implications and what makes them different from a tax standpoint. I am not fully sure on the automated nature of Index funds vs. non automated on ETFS. Ugh. Not sure how to proceed. Specifically right now, looking at VTSAX/VFIAX vs. VTI/VOO. Or should I go fidelity? It's all very confusing and I want to start right away! I have some individual stocks in a TD ameritrade now but want to manage it more long-term and passive.
I am digging the squat rack in the back! Financial and physical fitness in one room. Keep up the great content! 👏👏
Great information! Thanks! Question for you, is there an S&P 500 index equivalent for international stocks that represent the 500 largest companies outside of the USA?
Thank you, Tae. I’m a fan 😊. I was hoping I could find a video in which you discuss a 401k roller over to a traditional ira. I wonder what your thoughts would be. I appreciate your videos
Great job 👏 👍 👌 🙌 😀
So my employer uses fidelity and I selected to do a Roth 401k. If I want to do aggressive investments (I’m in my mid 30s and behind on investing), which fund should I go with?
Nice channel, nice videos. thanks!
Small cap value is my favorite to add with the total stock market, and total international.
I’m already with fidelity and too lazy to change. Are there fidelity equivalents to these?
Can you make a video on financial budgeting? Using excel or other software??????
Not sure why you prefer Mutual Funds than ETFs - Can you please recommend the equivalent ETFs for your above suggestions, especially for international total fund..
How good is vti? I heard vtsax has a 3k minimum balance versus etf having no minimum balance requirements?
What are some recommendations on percentages in these funds for someone nearing retirement?
For me, it'll be FSKAX/FZROX for total, FXAIX for S&P500, and FTIHX for international. I'm going to keep investing in my regular stocks and ETFs, of course, but adding some index funds might be a good idea.
FSKAX and FXAIX are almost the same I’d pick one
Hi I have 403 plan in work. If I dnt choose target fund. There is large and small cap. I’m 50yo. Which is better the targetfund with bonds or get large & sm cap . Thanks
What’s your thoughts on VVIAX and VDIGX
Do you prefer 529/UTMA/UDMP for saving for children ?
The answer to why there are two index funds is that the s&p 500 came first before computers were common place and trying to do a total stock market index fund would have been prohibitively difficult to do, at least cheaply. With computers so cheap that we wear them on our wrists and throw them away like they are litter, the dynamic has changed. I still have my first computer from 1980 and it is large and has a whopping 16 kilobytes of RAM... now get off my lawn :)
Damn, that is a fossil of a computer
SFNNX (Schwab Fundamental International Large Company Index Fund) has a 0.25% and outperforms SWISX by about 0.5% over the 10 year but SWISX has a much lower 0.06% fee. I think I'll stick with SFNNX for now since it's only about 10% of portfolio and big numbers are better.
How about if you are 50 yo. How much percentage you recommend
Hello Tae, thanks for producing exceptional and easy to understand content. In the aggregate, what percentage do you have allocated to total stock/sp500 fund?
I would pick just one equity fund -Total Market or S&P 500, not both.
Does anyone have advice for Australian index funds?
Which platform you use to buy those?
Tar you do a great job of breaking this down to bite size. Does Franklin Templeton have any S&P 500 ETF or Index funds? Please do a segment on them. Thanks
Great content! Thanks. I just wondering, what is your thought about index fund in my country (Indonesia) that have 1.5% expense ratio and that is the lowest. It is still worth it to invest in that index fund? Thanks
What are your thoughts on VTWAX?
Hello Tae, a great video again. A quick question. I use fidelity for my Roth IRA. I have a FXAIX, Large cap (FSPGX), and Nasdaq (FNCMX). FNCMX is charging 0.37% fee. Should I sell all FNCMX and long in FSKAX?
Great Portfolio! I hold FXAIX .. FZILX .. FZROX & FXNAX.. Doing well so far $
@@TommyGun85 thank you! I just bought FXNAX after reading your comment. Realized I had zero fixed income in my portfolio.
Is there an index fund focused on the east coast? The West Coast has a chance of encountering the Cascadia earthquake in our lifetimes, and having some weightings away from that would be nice
Does the VTSAX minimum investment apply every time I want to place a buy, or is it only for the first buy? I cannot find a specific answer to this anywhere on the Vanguard site. Everything just says "minimum investment", but never says one-time, per-purchase, or similar clarification language. Appreciate the feedback.
It's the minimum first initial purchase to get into. VTI is pretty much the equivalent with like a $1.00 minimum investment. ETF's can be automated on brokerages such as M1.
It would be nice to see a 3 fund Fidelity. Simple enough that a 16 year old with their first job could understand.
FSKAX, FTIHX and FXNAX
I was hoping you would touch on best bond index funds and what proportions of bonds you recommend I'm 70 years old
Everybody is teaching what to fund , whats the best index fund, etc etc. BUT no one is talking about how to actually buy a stock, do you use an app, or a website. Where do I pay and buy those stocks?, which is the best one?
Is there a penalty if I invest in a Vanguard stock through my Fidelity account?
If you buy Mutual Funds through a different bank they usually charge a fee. Swab was like $35 to buy other banks mutual funds. You can buy etf without the fee though
You can do EFT auto investing, with fractional shares, with E*Trade
Could you maybe mention some European equivalents to these funds, most of the funds mentioned in your videos aren't available to the European public (or not that easily available)
What about total world indexes?
500 shares of SWPPX so far. I’m LONG
Hello, I am a beginners
I have a Roth IRA with fidelity
I have 90% in S&P 500, 10% treasury bond.
I have $1500 in my roth now
What percentage should i allocate
In FSKAX, FTIHX & FXNAX
I'm just curious how you chose those three institutions. Why not BlackRock (iShares) or SPDR? I don't have a preference, I'm just curious.
obviously only Tae can answer for himself, but I would say that when it comes to mutual funds the platforms provide no expense investing in their local funds, so if you are on a certain broker you should likely use their funds - if you are doing ETFs then it doesn't matter
Whoops. I think I accidentally replied to spam.
Because at the current time, you cannot automatically invest in ETFs. (It would be cool though, and it may happen some day.) Tae mentioned automatically investing early in the video. I'm sure that he would feel that any broad-based low-cost ETF would be fine if you could auto invest (or are willing to do the extra work), just as any broad-based low-cost index mutual fund would work.
Timeless advice. Pick a good index and stick with it. Don't give in to the temptation of beating it with an active fund.
Central American pupusas*. Thanks for the video!
Ah! Thanks for the correction!
VBIAX and DODFX
Everybody is concerned about the market going down but refusing to take advantage of it. The best decision ever made in my life was investing regardless of the market condition. I made over 218k.USD with a start up of 39k.USD in the last three months. Trust me guys, it really pays a lot!
The market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.
My advice to anyone feeling the heat in this current market. Just trade long term more than ever. If you can then get a professional to trade for you, think that way your assets are more secure
Yes I Agree, I've been talking to Fergus waylen for long now, mostly because I lack the knowledge and energy to deal with these ongoing market circumstances. there are more aspects of the market than the average individual is aware of. Having an investing counselor is now the best line of action, especially for most beginners and those who are close to retiring
Extraordinary is the right word for expert Fergus waylen, he's experienced as a trader and so unique..
His technical analysis are great. his interpretation/projections of the market is so accurate Fergus is one of the best trader i know to follow for advise and daily signals and you won't regret it.
fyi, sounds like the audio is peaking a little bit on some of your videos.
Thank you. Testing out different audio options for better sound.
Love Tae and the channel but the more i learn the more I wish he'd talk about factors. AVUV plus VTI would be my go to for a lazy or new investor
If you are looking for more in depth factor discussion look up Rational Reminder and Common Sense Investing. This channel is valuable as a general resource for beginners but SCV and factor tilts are a bit beyond that scope.
@@doug2731 I subscribe to RR already I'll look into Common Sense though, TY.
And I agree this was the first channel I trusted and subscribed to about finance, but soon found I wanted something deeper
Hello,
I am currently investing through Vanguard UK. My portfolio is the following: 55 % VUSA ETF DIV (S&P 500), 20% VWRP ACU (FTSE All World UCITS ETF), 15 % VHYL DIV ( FTSE All World High Divident Yield UCITS) & 10% only Apple Stock). I am investing each month, once a month ( small amounts, total 200 eur/month divided through %). My goal is 30 years (long term)
What can I change in my portfolio? Or am I on a good path? What can I add/remove and is the ratio okay? My goal is 10-15% YTD and to also have some diversification to market outside USA.
I am 28 years old
I would apreciate your help and advice.
Thanks a lot!
Hey. I might be wrong I'm sure they'll be someone more insightful on this but your investments seems to have a lot of overlap in the U.S. Diversification is key as they say.
I just opened a Roth IRA on July 1st! #1 FXAIX $2500 - #2 FZILX $1000 - #3 FZROX $1000 #4 FSELX $1000 & FXNAX $1000 .. So far I’m up almost $100.00 & I’m positive in each stock. Any tips, advice or tricks? I’m holding for atleast 30years & Would like to set it & forget it!! Keeping an eye on FSELX for now, but NVIDIA is on the rise 📈
T U R T L E power!
All you need is a global indexfund
Buffet says (w/o seeing the will no way to verify) he left instructions that his heirs incl wife’s money to be held in 90% SP500 fund (Vanguard) and 10% Short term Bond index. From what I’ve learned bond funds w/mixed long and short term good govt maybe better. I would add equity fund for US, your country, and int’l plus one with sml % to overweight in innovation and or EMs (esp India, S. Africa, China) to 2030. But that’s me. Simple is best if still in building/working phase of life.
I love FZROX!
VTSAX auto-invest and forget it.
Vti here
Fzrox is cheap and easy
Pupusas Are From El Salvador, Central America just saying 😂
VTSAX and VBTLX go play golf
(Best Index Funds for Life) etf form ~ VTI & VXUS kthx bai
Wow, excellent explanations.😊