10 Reasons Why I Invest In Index Funds
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- เผยแพร่เมื่อ 15 มิ.ย. 2024
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11:27 - Minimize Regret
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.
Thanks for making this info available, clear and easy to understand.
One of my accounting professors in undergrad told us in a class that unless we want to go into trading and have access to a hedge fund's resources, just DCA into index funds, and we should take that time we would spend watching the charts and use that time to learn three things. One thing that's useful, one thing that's interesting, and one thing that's just plain fun.
And the difference is those workers are paid to trade. Not trade to get paid. The highest beneficiary in hedge funds are those working there
@@kyleblackburn9058. Hedge funds actually have legal mechanisms to manipulate the market to squeak extra profit, a individual person doesn’t have the resources to do the same.
I had a investment professional subbing as a finance professor say something similar.
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Love your channel!
JL Collins will be very proud of you. :) I feel like I just listened to his book again by watching this video.
So about 68% of my portfolio is in passive index funds and ETFs VFTAX, VOO, VTI among others. I make use of an F.A Lisa Rosa Cavanagh. It’s pleasant for me this way, these are suitable steps for seeking greater cash flow on long term trends.I feel like even if 20% of my portfolió underperforms, I’ll still generate income from having a diverse portfolio. Better than spending my money on an expensive shoe or vacation lol.
That’s impressive
out of curiosity I did read about Lisa Rosa Cavanagh on the web, she has a great resume
i'm happy there are lots of people doing so well. Love this channel for the transparency
found her webpage by looking up her name online.... Her resume is quite outstanding, I'll be writing a mail to her shortly
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The opening 😂 Love it
Tae do you buy into small cap value?
Nice video! It would be very useful to have a breakdown of different index funds from fidelity, vanguard etc.
Which ones pay the best dividends?
Nice 😊😊😊
Love the Pride and Prejudice scene at the beginning 😂 yaaaaaas index funds
Why do people invest in certain hedge funds that don't outperform the market? Is it just a sinecure for their friends?
Hahaha the I love you index funds made laugh hard. The insert of your voice was price less
Hii, is it still best investment if I get about 2% fee due to my country trading policy?
Nice Hair
Content is always very relatable and insightful. Indexing all the way!
I fired Edwards Jones and moved everything to Vanguard because of your channel.
I love your videos, and my 13 year old daughter is now texting me asking if I saw the new "Tortoise" video!
But she tells me I can't spend $200 on a haircut like he does😊
Lol was it the fees??
I did something similar over 10 years ago. I was with Edward Jones, and they are a total rip-off. I ended up moving all my money over to Charles Schwab. They have their own low-cost index funds that don't charge a front-end sales load.
Tae- huge fan of the content. I saw in one of your older videos that you have a rental property? Isn't this the anti Boglehead thing to do? I'm genuinely curious here, not judging. I was under the impression that the stress and trouble of being a landlord goes against most of the things and ideas I see in your videos.
You have to do your own research. There was a study conducted several years ago about millionaires, with a net worth of over 5 million. Through the study, it was determined that only 10% of those millionaires got rich in the stock market. Another 10% inherited their wealth, and 80% built their wealth through starting businesses and/or real estate investing. Owning a business and investing in income producing real estate has always been the best way to build wealth in America.
perhaps the past few decades. With the run up and now higher rates, no way is that a good idea now.@@AK-47ISTHEWAY
My Vanguard’s boiler has never packed in
How about doing a video on your progress with building wealth after being debt free? I think transparency is important more than ever.
Your insights are awesome and much appreciated! Question: when you've put time in the market, at what point can you withdraw your profits? Is it at a certain amount of years from your initial investment or on a needs/wants basis? (if you have addressed in a previously, I thank you in advance for pointing me in the right direction ☺)
Depends on your investment goals. Are you a trader (short term) or investor (long term)? If your mutual fund is a part of your IRA, there is a certain age you have to wait to withdraw the funds without penalty (usually 59.5 years old). If you have your own taxable brokerage account and you are investing in a mutual fund or ETF, you can cash out whenever you want.
For the tax part: Vanguard I believe still has the sole ability from the SEC to rebalance the fund without incurring any cap gains or losses to the holders. All ETF versions of the funds from each of these companies also have this feature, but only Vanguard for now has it for the mutual funds. I believe DFA is requesting the SEC to let them do this too, as the patent for Vanguard to do this expired recently.
Actively managed funds do have a higher expense ratio but the returns listed are after the expense is taken out. The returns are what you look at. If an index fund has 0 expense ratio and an Actively managed has 1% and both show 10% returns over 10 years then they both performed the same. The 1% didnt hurt you any.
There's some information you're leaving out, like the fact that most actively managed mutual funds charge a 5.75% front-end sales load, so you are immediately starting out at a disadvantage. And that sales charge gets taken out every single time you put money in. I worked for a company that only had Class-A Share actively managed mutual funds inside of their 401k. That should have been illegal.
@@AK-47ISTHEWAY Most do have a front end load but many do not. Fidelity and others offer many actively manged funds that have no upfront load.
Personally i find that index funds are perfect for IRAs, 401Ks and other tax exempt investing accounts, and ETFs are perfect for taxable brokerage accounts.
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This is a great video, I learn a lot watching your videos and it has been helpful to me. Building a steady income is quite difficult for newbies.. Thanks to Mrs.Jane Havice for improving my portfolio. keep up with the good videos.
Wow, amazing to see others trading with Ms. Jane Havice I am currently on my 5th trade with her and my portfolio has grown tremendously.
l also invest with mrs Jane Havice, she charges a 20% commission on the profit made after each trading session, which is fair compared to the effort she put in to make huge profits.
She's mostly on Telegrams app with the name below.
investwithprohavice💯
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