American Express Platinum: 8 Hidden Benefits

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  • เผยแพร่เมื่อ 27 ม.ค. 2025

ความคิดเห็น • 151

  • @random1883
    @random1883 ปีที่แล้ว +26

    I used the $200 credit for a Hotel Collection property in Thailand and was given an upgrade to a suite. I ate at the restaurant for the $100 hotel experience credit.

  • @johnsfinancetips
    @johnsfinancetips  ปีที่แล้ว +37

    Hands up if you're also in pop up jail...I'm legit so mad about it. My only theory now is that I got the Business Plat bonus in Dec and it has not been 12 months. According to Amex the points are still "pending". With a huge point bonus due to me that may be keeping me from more bonuses...just a guess!

    • @RandySolis-pg6eb
      @RandySolis-pg6eb ปีที่แล้ว +1

      How can I have regular “lessons” from you? Sign up how? This is great!!!

    • @RandySolis-pg6eb
      @RandySolis-pg6eb ปีที่แล้ว

      I have needed this advice FOREVER! Please tell me how to sign up with your site!!

    • @GuamPhotography
      @GuamPhotography ปีที่แล้ว

      I have a Hilton Honors card, and a Schwab account, I have been in the pop up jail for the longest time for the Schwab Platinum card. Just recently yesterday actually, my friend referred me using his regular Amex Platinum link, and I got the 150,000 sign up bonus offer and got approved, I was just so confused.... I always got the pop up jail with Schwab, and even got denied in the past?? but with my friend's referral link I got approved with the high SUB but for the regular platinum, Amex can be so weird. Great youtube channel btw!!

    • @nicke4real
      @nicke4real ปีที่แล้ว +1

      I was for a month then all of a sudden 125k welcome bonus 🤷🏾‍♀️

  • @edvargas5211
    @edvargas5211 ปีที่แล้ว +5

    The. Barclays center in Brooklyn only has an exclusive entrance for platinum card holders. The AMEX suite never reopened after the pandemic. The Amex concession store is still there.

  • @ida4587
    @ida4587 ปีที่แล้ว +17

    Instead of canceling the card consider downgrading to the Green. That's what I will do 100% although I doubt I will downgrade. I just got the Platinum card with a 125k sign up bonus, completely a no brainer since I will be spending about 4k-5k in a month in travel soon. Excited for the lounge access for my layover at Dallas.

    • @SRCHR
      @SRCHR ปีที่แล้ว

      $200 hotel credit...you can get way better deals than that on other sites other than fine hotels and resorts from amex. $200 uber credit...yea if you are in high school or college with no friends. $240 entertainment credit, if you are stupid enough to not know that you get that mostly for free from your wireless provider. $200 airline fee credit if you dont know maths (Its not for the ticket) $100 saks 5th credit, why would you get an Amex card if you are that poor to shop at saks 5th ave? Walmart+ credit is ok, the equinox gym credit...omg you are fat and lazy to believe all of the above and you know you dont have the equinox nearby to take that advantage so, forget about it. btw compare monthly credit versus the monthly cost even if you have equinox nearby. If you can afford equinox, get a gym room with your own equipment. What else? Finally, you get to show you have an amex metal card, that will make you sound more racist than any Karens in the US. Anyone can get an Amex Platinum card. btw 4k to 5k a month...check out the points structure and make your spend. just an fyi.

    • @beezytalkingshit9319
      @beezytalkingshit9319 ปีที่แล้ว +5

      I heard the lounge access is crowded and not what it use to be. Let us know if that's not true. Thank you.

    • @dtfm1800blk
      @dtfm1800blk ปีที่แล้ว +1

      My exact reasoning for getting the card also lol

    • @dtfm1800blk
      @dtfm1800blk ปีที่แล้ว +2

      @@beezytalkingshit9319I’m in Dallas and took a trip to NYC in Jun…although it wasn’t empty it wasn’t as crowded as I imagined it would be according to reviews I read… in either city

    • @beezytalkingshit9319
      @beezytalkingshit9319 ปีที่แล้ว

      @@dtfm1800blk NICE glad to hear.

  • @H.so.
    @H.so. ปีที่แล้ว +9

    I was lucky enough to get the 150K sign up bonus when I opened the card so keeping the card for the year made sense for sure! I called for a retention offer three times. The first two times they said they couldn't do anything once I called for a third time and told them I didn't want the card anymore they miraculously offered me a 50K miles retention offer. If they wanted to they would! Lol. Going into my second year with the card let's see if we keep it for a third year. That $695 is no joke!

  • @RandySolis-pg6eb
    @RandySolis-pg6eb ปีที่แล้ว +3

    Oh my gosh!! You are providing information I have never been given at the bank or credit union. Thanks so much!

  • @ByValentineLewis
    @ByValentineLewis ปีที่แล้ว +2

    Can you please talk about the cars purchasing through Amex platinum? I’ve seen they’re giving you 10,500$ to buy a new Mercedes e class

    • @anthonygreene562
      @anthonygreene562 9 หลายเดือนก่อน

      That program was limited to the MB version of the AMEX PLAT card

  • @Boehme417
    @Boehme417 ปีที่แล้ว +2

    Status with both Hilton and Marriott is becoming more useless by the day. I can't even remember the last time I received a complimentary room upgrade. They are more than happy to sell you an upgrade but stick it to those with status (gold or higher).

  • @ExTRAErrestrial_Travels
    @ExTRAErrestrial_Travels ปีที่แล้ว +4

    The business platinum also lets you cash out your points at a 1 cent per point rate if you use their business checking account

  • @EM3Finance
    @EM3Finance ปีที่แล้ว +8

    Lounge Access is the tits. Layovers are so much easier in a dope lounge

  • @mingyuwang6638
    @mingyuwang6638 ปีที่แล้ว +4

    I traveled twice internationally since I got this card , it was absolutely nice card for me

    • @SRCHR
      @SRCHR ปีที่แล้ว

      $200 hotel credit...you can get way better deals than that on other sites other than fine hotels and resorts from amex. $200 uber credit...yea if you are in high school or college with no friends. $240 entertainment credit, if you are stupid enough to not know that you get that mostly for free from your wireless provider. $200 airline fee credit if you dont know maths (Its not for the ticket) $100 saks 5th credit, why would you get an Amex card if you are that poor to shop at saks 5th ave? Walmart+ credit is ok, the equinox gym credit...omg you are fat and lazy to believe all of the above and you know you dont have the equinox nearby to take that advantage so, forget about it. btw compare monthly credit versus the monthly cost even if you have equinox nearby. If you can afford equinox, get a gym room with your own equipment. What else? Finally, you get to show you have an amex metal card, that will make you sound more racist than any Karens in the US. Anyone can get an Amex Platinum card. If you still think that you are special by getting an Amex Platinum card. You are 10 years behind. Get a VISA with no foreign transaction fees if you travel abroad quite often. If you pay you would want your money to work for you but here, you pay but you have to work hard to make it worthwhile for your annual fee. Moreover, the merchants do not want your flashy card because everyone has it now and merchant fee is also higher. etc etc

  • @DarthMuffin007
    @DarthMuffin007 ปีที่แล้ว +6

    Too many people now have the Platinum card. I have had one for 20+ years and I seem them more and more now. I would be willing to pay a higher annual fee to get better travel perks (airline, hotel, etc). The card pays for itself multiple times over if you use it correctly.

  • @nosurrenda
    @nosurrenda ปีที่แล้ว +3

    Not sure if you're into this type of thing, but maybe a video on leveraging business credit for life investments such as real estate or businesses?

  • @jasonchan710
    @jasonchan710 ปีที่แล้ว +4

    Hi John, Good job for your work. I would like to ask a quick question, if you have answer this before, would you mind referring me to any of your previous video or discussion. The question is about using credit card to pay taxes and getting the credit card point. What is the best way to do this because I believe there is a surcharge if I use credit card rather than pay by checking or saving. and which is the best credit card should use for this purpose ?

  • @stylisticus
    @stylisticus ปีที่แล้ว +1

    Very well thought out concise video. I will definitely act on some of the suggestions. Thanks for the useful information.

  • @hughofIreland
    @hughofIreland ปีที่แล้ว

    Thanks. It’s a really good video.
    I’ll have to dig into more benefits. I’ve only used lounges, Global Entry and Uber. I’m surprised Schwab hasn’t tried to get me enrolled. Thanks again!

  • @paaustria
    @paaustria ปีที่แล้ว

    Thanks for the Schwab tip. I’ll get that in the next year or two.

  • @hai-uydang5185
    @hai-uydang5185 ปีที่แล้ว +1

    I feel your pain on pop-up jail with Amex, was looking to add the Bonvoy Brilliant and pretty frustrated I cant add that and it probably has something to do with me closing myself off my wife's Aspire card as AU within 12 months trying to get out of 5/24 Jail without thinking it might put me in Amex Jail....Lol

  • @jasminekaye900
    @jasminekaye900 ปีที่แล้ว +3

    Good status is also great in Australia. They upgraded me and my mom to the Presidential Suite, it was incredible. Status in the US can only get you a free breakfast

    • @Tony36847
      @Tony36847 ปีที่แล้ว

      Status in the US can only get you breakfast? Nonsense, you don't even know...

  • @jeremycain2491
    @jeremycain2491 6 หลายเดือนก่อน

    Nice review. Thanks!

  • @writing767
    @writing767 8 หลายเดือนก่อน

    Thankyou my friend, great vid

  • @inNYCC
    @inNYCC ปีที่แล้ว

    Great tips here. Thank u for the post

  • @rafaelsb83
    @rafaelsb83 ปีที่แล้ว

    Can you stack Hyatt credits using the Fine Hotels collection?

  • @demekaisocree3149
    @demekaisocree3149 11 หลายเดือนก่อน

    Will AMEX purchase protection cover tickets to broadway play if the reason you can’t go is due to illness?

  • @DrummyCovers15
    @DrummyCovers15 ปีที่แล้ว

    What would the free authorized on the Amex Gold card from the Plat get?

  • @frebuton2016
    @frebuton2016 ปีที่แล้ว

    I wanted to use the $200 hotel perk for a night at a hotel in Germany, Unfortunately there is a 2 nights minimum for that benefit. Therefore it’s not as great as it sounds.

  • @weirdobeardoh
    @weirdobeardoh ปีที่แล้ว

    automatic hotel status, does that apply as well to the Delta Amex plat card? Or is it only for the Amex plat card? Thanks for the information

  • @DrRazaKhan
    @DrRazaKhan ปีที่แล้ว

    Is AmEx platium worth it if one already has Venture X that gives Priority lounge access and 5x on travel?

  • @anthonygreene562
    @anthonygreene562 9 หลายเดือนก่อน

    Thanks for pointing all of these out to me.

  • @thelovedheir
    @thelovedheir ปีที่แล้ว +1

    A few corrections, you have to book two nights to get the $200 hotel credit. Also the additional user gold card, isn’t gold at all, even though they call it that. I added my son as an additional gold card user (I have the Platinum), it arrived yesterday and it’s a generic white plastic Amex card that doesn’t even have the word “gold” on it. Just FYI… 😅

    • @adubs22
      @adubs22 ปีที่แล้ว

      I did the same thing. I think AMEX stop calling issuing the "Gold" card for additional cards on Platinum accounts. Now the call it the Platinum Companion Card.

  • @anthonyi4996
    @anthonyi4996 ปีที่แล้ว

    Do we get this on Business Platinum ?

  • @18difway2liv
    @18difway2liv ปีที่แล้ว

    does these benefits apply to Canadian card holders?

  • @lethabokgosimogotsi8588
    @lethabokgosimogotsi8588 7 หลายเดือนก่อน

    After having a Amex Gold card and receiving the welcome bonus points, how long should one wait before they apply for a Amex platinum card so that they can also receive the welcome bonus points on the platinum card?

  • @johnsfinancetips
    @johnsfinancetips  ปีที่แล้ว

    Which of these features are you most interested in?

  • @omshivkrish
    @omshivkrish ปีที่แล้ว +1

    Does anyone know if the additional *gold* users for the Platinum receive their own TSA pre credit too? If so that would be pretty sweet value since there’s no extra fee for those users

    • @briansattler2880
      @briansattler2880 ปีที่แล้ว +1

      Customer service confirmed that they do.

    • @omshivkrish
      @omshivkrish ปีที่แล้ว

      @@briansattler2880 so essentially since amex platinum holders don’t get charged for gold addtl users, I could theoretically add all my family members and each can get TSA/Global entry… sounds too good to be true, surprised that it isn’t talked about much in any videos

  • @skyllerkyller
    @skyllerkyller ปีที่แล้ว

    The hotel credit is a minimum 2 night stay no?

  • @edgarandrade660
    @edgarandrade660 ปีที่แล้ว

    I spend one night at the marriot in Nara Japan. Got a upgrade breakfast and a spa day for like 60$ out of pocket

  • @IanMaschal
    @IanMaschal ปีที่แล้ว

    Which of these benefits apply to the business plat?

  • @daw7773
    @daw7773 10 หลายเดือนก่อน

    I feel John’s frustration with AMEX Charles Schwab AMEX denials , I am in the same situation with Capital one Venture X card “pop up” jail.

  • @tung1151996
    @tung1151996 ปีที่แล้ว

    Are those the same benefits if you apply from Australia

    • @johnsfinancetips
      @johnsfinancetips  ปีที่แล้ว

      I don't think so, also a higher AF in Australia

  • @jmlundby
    @jmlundby ปีที่แล้ว +4

    Question on hotel status and booking hotel stays thru AMEX travel site. I’ve made a handful of reservations at Marriott properties thru Amex travel site to get the 5x back. However Marriott will not recognize my hotel status since I booked the stay thru a “third party site”. Frustrating that they provide the status with the card but then pull this crap.
    When booking hotel stays, do you go direct thru their app/site for the status or do you go for the 5x MR points?
    Great video! I will be referencing it often

    • @RaghavDora
      @RaghavDora ปีที่แล้ว +1

      So I believe that you have to first apply for the upgrade in the hotel status through AMEX and after you are granted that status, you can then book the hotel.

    • @jmlundby
      @jmlundby ปีที่แล้ว +1

      Clarification to my first comment. I had signed up and confirmed Gold Elite status with Marriott prior to booking these pre-paid stays thru AMEX travel site.

    • @anaj12345
      @anaj12345 ปีที่แล้ว +2

      For Marriott to recognize the status, you have to book directly through them. I use the Amex Travel portal to book hotels that I don't have status with (so I can enjoy all the other Plat benefits) and when I need to make a Marriott/Hilton I book direct. Even though you miss out on the 5x MR points, you get base rate hotel points + bonus points based on the Gold status, so it's not a complete loss. And you still get the possible room upgrade. Apparently, when you book through the Amex travel portal, it sometimes shows up as an Expedia booking on the hotel's side. Another reason why you might want to book through Amex is if you want to pay for your hotel stay with points and the redemption rate is better booking directly through the Travel portal rather than transferring points to the hotel itself. In the past, I have been able to ask the hotel desk at check-in to add my Marriott number to my reservation and they sometimes give me some Gold status benefits (but no hotel points yet).

    • @jmlundby
      @jmlundby ปีที่แล้ว +1

      @@anaj12345 Very helpful, thank you!

    • @SRCHR
      @SRCHR ปีที่แล้ว

      $200 hotel credit...you can get way better deals than that on other sites other than fine hotels and resorts from amex. $200 uber credit...yea if you are in high school or college with no friends. $240 entertainment credit, if you are stupid enough to not know that you get that mostly for free from your wireless provider. $200 airline fee credit if you dont know maths (Its not for the ticket) $100 saks 5th credit, why would you get an Amex card if you are that poor to shop at saks 5th ave? Walmart+ credit is ok, the equinox gym credit...omg you are fat and lazy to believe all of the above and you know you dont have the equinox nearby to take that advantage so, forget about it. btw compare monthly credit versus the monthly cost even if you have equinox nearby. If you can afford equinox, get a gym room with your own equipment. What else? Finally, you get to show you have an amex metal card, that will make you sound more racist than any Karens in the US. Anyone can get an Amex Platinum card. If you still think that you are special by getting an Amex Platinum card. You are 10 years behind. Get a VISA with no foreign transaction fees if you travel abroad quite often. If you pay you would want your money to work for you but here, you pay but you have to work hard to make it worthwhile for your annual fee. Moreover, the merchants do not want your flashy card because everyone has it now and merchant fee is also higher. etc etc let me know if you have more questions,

  • @1stsgtganfan
    @1stsgtganfan ปีที่แล้ว +1

    Isn’t it a 2 day minimum of the Hotel Collection and Fine Hotels Credit ??

    • @LK_EBM
      @LK_EBM ปีที่แล้ว

      Two nights for the hotel collection, but one night for the fine hotels and resort.
      Most FHR hotels are $500 plus

    • @1stsgtganfan
      @1stsgtganfan ปีที่แล้ว +1

      @@LK_EBM thanks, can’t believe I didn’t know that.

    • @SRCHR
      @SRCHR ปีที่แล้ว

      $200 hotel credit...you can get way better deals than that on other sites other than fine hotels and resorts from amex. $200 uber credit...yea if you are in high school or college with no friends. $240 entertainment credit, if you are stupid enough to not know that you get that mostly for free from your wireless provider. $200 airline fee credit if you dont know maths (Its not for the ticket) $100 saks 5th credit, why would you get an Amex card if you are that poor to shop at saks 5th ave? Walmart+ credit is ok, the equinox gym credit...omg you are fat and lazy to believe all of the above and you know you dont have the equinox nearby to take that advantage so, forget about it. btw compare monthly credit versus the monthly cost even if you have equinox nearby. If you can afford equinox, get a gym room with your own equipment. What else? Finally, you get to show you have an amex metal card, that will make you sound more racist than any Karens in the US. Anyone can get an Amex Platinum card. If you still think that you are special by getting an Amex Platinum card. You are 10 years behind. Get a VISA with no foreign transaction fees if you travel abroad quite often. If you pay you would want your money to work for you but here, you pay but you have to work hard to make it worthwhile for your annual fee. Moreover, the merchants do not want your flashy card because everyone has it now and merchant fee is also higher. etc etc let me know if you have more questions,

  • @luisalfaro5781
    @luisalfaro5781 ปีที่แล้ว +1

    My friend added me as an authorized user and I still qualify for some of the benefits mentioned.

    • @mahdijorat
      @mahdijorat ปีที่แล้ว

      where do i find a friend like that?

    • @SRCHR
      @SRCHR ปีที่แล้ว

      maybe your friend doesnt know that he's paying another $175 for you additional card

  • @IanMaschal
    @IanMaschal ปีที่แล้ว

    I have a 150k biz plat offer, should I take it or hold out for a higher offer?

    • @johnsfinancetips
      @johnsfinancetips  ปีที่แล้ว

      That’s solid. It CAN go higher but no guarantee. I have no problem jumping on 150k

  • @Uptownv
    @Uptownv ปีที่แล้ว

    Ok you just said it doesn’t offer you status but the first thing you said is whipping it out puts you into elite status at hotels?

    • @newagain9964
      @newagain9964 ปีที่แล้ว

      It’s actually complicated. Of course. It’s Amex!

  • @Readyplayer11
    @Readyplayer11 ปีที่แล้ว +2

    Got this card 6 months ago for the 150k signup bonus and the effective annual fee for me as a college student was around $200. I also just got an internship which is going to require me to travel every few weeks and could it be happier with the card. not the reason to get the card but as a college student pulling out a platinum to cover drinks or dinner is a move. It’s not my best food card but people your taking out my age are instantly impressed. Especially when most people I know use local banks debit cards.

    • @ovotal
      @ovotal ปีที่แล้ว +1

      bruh 😂

    • @Readyplayer11
      @Readyplayer11 ปีที่แล้ว

      @@ovotal yeah it’s sad but it works 🫡

    • @booooooyah
      @booooooyah ปีที่แล้ว

      lol its a “move”…yeah to you maybe. I rich peeps that dont bother with fancy cards!!!

    • @Readyplayer11
      @Readyplayer11 ปีที่แล้ว

      @@booooooyah oh I’m not rich just savy.

    • @effys7716
      @effys7716 ปีที่แล้ว

      Using the Gold Card would be better. (4Xpts on dining)
      But now that you hold the Platinum card you are no longer able to get the sign up bonus on the gold card.

  • @SoDavey274
    @SoDavey274 ปีที่แล้ว

    Can I combine the 25 nights with Marriott with the Platinum along with another card giving 15 nights a year?

    • @MillisConstruction
      @MillisConstruction ปีที่แล้ว

      Platinum doesn’t give you any night credits. Just Gold status with zero nights.

  • @nishankamin
    @nishankamin ปีที่แล้ว +1

    Another great video John. Can you help with the difference between Chase pre-selected and pre-approved offers for CSP ?

    • @ITIRICI
      @ITIRICI ปีที่แล้ว +3

      It doesn't need a video. Pre selected is more of a general statement and your chances are less likely where pre approved and pre qualified offer you the better chance of being approved when applying as long as nothing drastic changed in the last 30 to 60 days. Pretty simple.

  • @mikejones4830
    @mikejones4830 ปีที่แล้ว

    Congratulations welcome to the pop up jail lounge. Have a set and take a number. haha I too just got into pop up jail.

  • @SmoothMoneyMoves
    @SmoothMoneyMoves ปีที่แล้ว +3

    We all in pop up jail lol

  • @adambaydoun9702
    @adambaydoun9702 ปีที่แล้ว

    What's the actual benefits of booking flights on amex travel with platinum amex besides the 5X on points? Airlines I'm looking at are Hawaiian and Alaska.

    • @SRCHR
      @SRCHR ปีที่แล้ว

      Here is your answer to sum it up. $200 hotel credit...you can get way better deals than that on other sites other than fine hotels and resorts from amex. $200 uber credit...yea if you are in high school or college with no friends. $240 entertainment credit, if you are stupid enough to not know that you get that mostly for free from your wireless provider. $200 airline fee credit if you dont know maths (Its not for the ticket) $100 saks 5th credit, why would you get an Amex card if you are that poor to shop at saks 5th ave? Walmart+ credit is ok, the equinox gym credit...omg you are fat and lazy to believe all of the above and you know you dont have the equinox nearby to take that advantage so, forget about it. btw compare monthly credit versus the monthly cost even if you have equinox nearby. If you can afford equinox, get a gym room with your own equipment. What else? Finally, you get to show you have an amex metal card, that will make you sound more racist than any Karens in the US. Anyone can get an Amex Platinum card. If you still think that you are special by getting an Amex Platinum card. You are 10 years behind. Get a VISA with no foreign transaction fees if you travel abroad quite often. If you pay you would want your money to work for you but here, you pay but you have to work hard to make it worthwhile for your annual fee. Moreover, the merchants do not want your flashy card because everyone has it now and merchant fee is also higher. etc etc let me know if you have more questions,

  • @Ironman2355
    @Ironman2355 ปีที่แล้ว

    If you close out your platinum and open a business, will affect credit score?

  • @LeonardoLynch
    @LeonardoLynch ปีที่แล้ว

    Also could you talk about if points expire how long you have to use them and so forth

    • @OfficialDanielGarcia
      @OfficialDanielGarcia ปีที่แล้ว +1

      They don’t , the only way points are lost is if you close the card and don’t have another in the ecosystem. A good way to keep your points alive with Amex is to open the BBP at a $0 AF

    • @LeonardoLynch
      @LeonardoLynch ปีที่แล้ว

      @@OfficialDanielGarcia thanks

  • @willgomez1737
    @willgomez1737 ปีที่แล้ว +3

    Free gold card does get free global entry, me and my wife just got it 😁.I think they get hotel status too

    • @jonatious
      @jonatious ปีที่แล้ว +2

      No hotel status is not included in the free card

  • @wichertj3
    @wichertj3 ปีที่แล้ว

    Dam $200 statement...ballin John!

  • @shahnulislam9897
    @shahnulislam9897 ปีที่แล้ว

    The has been issues with paying taxes with amex for bonus

  • @Seren3ti
    @Seren3ti ปีที่แล้ว

    Hi John, I am glad you asked if we had any Qs. I have a Gold and a Platinum Amex, I want to purchase a sofa which is approx £1400, they don't take Amex. I feel salty about losing the points if I use my debit card. Is there any way around this? (It's not available elsewhere).

    • @universalsorrow
      @universalsorrow ปีที่แล้ว

      get a visa and a master card. duh. who the hell uses debit cards these days

    • @Seren3ti
      @Seren3ti ปีที่แล้ว

      I do have a debit Visa and Mastercard but my point was the Avios points. They are Debit because it's my money, not a CC which belongs to someone else. I try to spend smart therefore I just use my Amex CCs for the Avios points and clear it monthly, hence the debit Visa/Mastercard and only spending what I can afford. That way my money grows, check out Dave Ramsay re who uses a debit card. Smart money-savvy folks who want more of their own money in the bank than they want to owe to a bank.@@universalsorrow

  • @leeanglum1352
    @leeanglum1352 7 หลายเดือนก่อน

    The Schwab statement credit is only if you have a brokerage or retirement account held in your name (or revokable trust), and have at least $250K minimum. Technically, that only leaves the retirement account (not managed by a company) with at least the minimum. Why? Who in thier right mind, would hold $250K in a brokerage account in thier name? Just walk around with a neon sign saying "sue me."

  • @Average_Middle_Aged_American
    @Average_Middle_Aged_American 18 วันที่ผ่านมา

    Just got 175,000 on personal and 200,000 for business.
    Existing customer.
    Companion card is white now, no longer gold.

  • @Egman17
    @Egman17 ปีที่แล้ว +1

    Should always clarify what country you are referring to. Since usa vs Canada is different perks

  • @LK_EBM
    @LK_EBM ปีที่แล้ว

    How do you plan to use your 6 million Amex points? I would definitely cash out most of it with the Schwab

    • @johnsfinancetips
      @johnsfinancetips  ปีที่แล้ว +2

      Entirely travel. My fiance and I have always had an ambition FIRE plan. In the plan, one of our biggest expenses next to housing was travel. With the points that'll help bring forward the target date for sure. But I don't disagree, taking a portion off the table into a VTI is also a good play. But that' 'll be a once I'm out of pop-up jail decision 😂

  • @philbertshevitz3113
    @philbertshevitz3113 ปีที่แล้ว

    Love your videos John, but.... how in the world did you rack up over 6,000,000 points???

    • @SRCHR
      @SRCHR ปีที่แล้ว

      Amex employee nd

  • @p4nc4kemix4uTV
    @p4nc4kemix4uTV ปีที่แล้ว +1

    I wanted to get the Platinum card and I'm in Amex pop-up jail too as of right now :(

    • @johnsfinancetips
      @johnsfinancetips  ปีที่แล้ว +1

      lol yup. We should start a support group hahaha

  • @andrewsingh
    @andrewsingh ปีที่แล้ว

    Are these hidden? They are literally advertised and in all the materials they send you!

  • @Sultan-nx4iz
    @Sultan-nx4iz 7 หลายเดือนก่อน

    Palazzo is an IHG property

  • @daisytoday4785
    @daisytoday4785 ปีที่แล้ว +1

    So, sorry in advance but I’m more interested in how in god’s name did you get 6.4M points

  • @rayquitola2062
    @rayquitola2062 ปีที่แล้ว

    I am also in pop up jail 😂😭

  • @blogchristianu
    @blogchristianu ปีที่แล้ว +3

    First

    • @MidwestComet
      @MidwestComet ปีที่แล้ว

      Damn u

    • @blogchristianu
      @blogchristianu ปีที่แล้ว +1

      @@MidwestCometyou’re second, that’s good too!

    • @wcgames2112
      @wcgames2112 ปีที่แล้ว

      And I’m third

    • @MidwestComet
      @MidwestComet ปีที่แล้ว +1

      @@blogchristianu thanks man 🤙🏽🤜🏽

    • @johnsfinancetips
      @johnsfinancetips  ปีที่แล้ว +1

      Winner winner chicken dinner!! Fun fact I recently got into home made Yakitori! haha

  • @SRCHR
    @SRCHR ปีที่แล้ว +1

    If you still think that you are special by getting an Amex Platinum card. You are 10 years behind. Get a VISA with no foreign transaction fees if you travel abroad quite often. If you pay you would want your money to work for you but here, you pay but you have to work hard to make it worthwhile for your annual fee. Moreover, the merchants do not want your flashy card because everyone has it now and merchant fee is also higher. etc etc

  • @AMEX4Life
    @AMEX4Life ปีที่แล้ว

    I thought It was $8000.00 in six months now..

  • @Mr.UniverseVlogs
    @Mr.UniverseVlogs ปีที่แล้ว

    Imagine the black card benefits 😅

  • @darrensandoff3477
    @darrensandoff3477 ปีที่แล้ว

    I have no apple phone I have Moto phone with android

  • @petergriffin8767
    @petergriffin8767 ปีที่แล้ว +2

    why does this mf say ay-mex when he doesn't say ay-merican express lol

  • @ovx23
    @ovx23 ปีที่แล้ว

    Basically from my understanding the amex platinum card is for ppl who fly
    I don't fly
    So not for me

    • @SRCHR
      @SRCHR ปีที่แล้ว

      nope and not even for anyone who flies a lot,

    • @ovx23
      @ovx23 ปีที่แล้ว +1

      @SRCHR but the perks of 5x on flights its its highest perk plus going into centurion lounges as well or do you care to explain your opinion on why it isn't just a flying card?

  • @spbynum
    @spbynum ปีที่แล้ว +1

    Were these considered “hidden” benefits at the time of filming this video? These seem like pretty well-known and explained features to me.

  • @bioni700
    @bioni700 ปีที่แล้ว +1

    Also in that pop up jail

  • @Zenichiro
    @Zenichiro ปีที่แล้ว

    Gold status is worthless. Not even close to a benefit

  • @adrian-qr6zk
    @adrian-qr6zk ปีที่แล้ว

    ummm..none of these benefits are "hidden" 😂

    • @SRCHR
      @SRCHR ปีที่แล้ว

      $200 hotel credit...you can get way better deals than that on other sites other than fine hotels and resorts from amex. $200 uber credit...yea if you are in high school or college with no friends. $240 entertainment credit, if you are stupid enough to not know that you get that mostly for free from your wireless provider. $200 airline fee credit if you dont know maths (Its not for the ticket) $100 saks 5th credit, why would you get an Amex card if you are that poor to shop at saks 5th ave? Walmart+ credit is ok, the equinox gym credit...omg you are fat and lazy to believe all of the above and you know you dont have the equinox nearby to take that advantage so, forget about it. btw compare monthly credit versus the monthly cost even if you have equinox nearby. If you can afford equinox, get a gym room with your own equipment. What else? Finally, you get to show you have an amex metal card, that will make you sound more racist than any Karens in the US. Anyone can get an Amex Platinum card. If you still think that you are special by getting an Amex Platinum card. You are 10 years behind. Get a VISA with no foreign transaction fees if you travel abroad quite often. If you pay you would want your money to work for you but here, you pay but you have to work hard to make it worthwhile for your annual fee. Moreover, the merchants do not want your flashy card because everyone has it now and merchant fee is also higher. etc etc let me know if you have more questions,

  • @mrviks2010
    @mrviks2010 ปีที่แล้ว

    second

  • @AM-nm1oe
    @AM-nm1oe ปีที่แล้ว

    Plastic gold card!!!