things that made my life better *financial edition*

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  • เผยแพร่เมื่อ 14 พ.ค. 2024
  • my favorite high yield savings account: www.sofi.com/invite/money?gcp...
    *note that I am using affiliate links, all opinions are my own
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ความคิดเห็น • 37

  • @TheDarkPlace00
    @TheDarkPlace00 20 วันที่ผ่านมา +5

    I tried investing in stocks once, but it turned out, my portfolio looked more like a grocery list than a financial plan.

  • @maricelagonzalez9396
    @maricelagonzalez9396 20 วันที่ผ่านมา +1

    I will be adding this bullet list to my notes. I will make sure to check them all off. Thank you for the great tips!

  • @simplydividends
    @simplydividends 20 วันที่ผ่านมา +3

    Thousands of dollars a month from a cash savings account? I cannot relate to this 😂

  • @AnthonyRecenello
    @AnthonyRecenello 20 วันที่ผ่านมา +2

    Shelbers, would you recommend the Apple Card savings? It has 4.3% APY

    • @Raviolei
      @Raviolei 13 วันที่ผ่านมา +2

      Not Shelby but I have Marcus and it’s pretty good. You can get 5.40% APY with a referral code.

  • @nicky_rads
    @nicky_rads 20 วันที่ผ่านมา

    some good points, be in charge of your finances !

  • @inbetween7470
    @inbetween7470 20 วันที่ผ่านมา

    Shelby the goat

  • @megand576
    @megand576 20 วันที่ผ่านมา

    What high yield savings would you recommend?

    • @Jeroen74
      @Jeroen74 20 วันที่ผ่านมา +2

      Sofi, see the description box 👍

  • @whiteangel3824
    @whiteangel3824 20 วันที่ผ่านมา +1

    I need you as my advisor, there are many things I need to know such as the 401k, etc. seriously I need your help. I’m very aware of my economic status and is not looking good with just a paycheck to paycheck every single week.
    Any how to make changes into my future self?
    Thx in advance.

  • @travissapp4961
    @travissapp4961 8 วันที่ผ่านมา

    This good

  • @S.Lim_Innovations2LC
    @S.Lim_Innovations2LC 20 วันที่ผ่านมา

    You're a smart and beautiful individual. Love your Palm Springs girl personality and vibe. Great contents.👍👍

  • @justwannasay5454
    @justwannasay5454 20 วันที่ผ่านมา

    Having cash on you definitely is a game changer. I had to freeze my debit card, and it took 7+ days (over Christmas) to get a replacement. Luckily, I had a couple thousand in cash. Thank God. Always keep a stash of cash if possible. lol.

  • @ShooterFPS
    @ShooterFPS 20 วันที่ผ่านมา

    Amazing 🤔

  • @penguingobrrbrr353
    @penguingobrrbrr353 20 วันที่ผ่านมา

    Is there high yield savings account in Europe ?.

    • @Unknown-ql3xz
      @Unknown-ql3xz 20 วันที่ผ่านมา

      Maybe wealthsfront since it's an online bank

    • @penguingobrrbrr353
      @penguingobrrbrr353 20 วันที่ผ่านมา

      @@Unknown-ql3xz no, its not in EU
      no one actually gives high yield saving accounts in EU im 100% sure
      this is like US privilage

    • @Unknown-ql3xz
      @Unknown-ql3xz 20 วันที่ผ่านมา

      Robinhood but there is a 5 dollar fee for 5%

    • @Unknown-ql3xz
      @Unknown-ql3xz 20 วันที่ผ่านมา

      Apple has a 4.5 on savings account

    • @Unknown-ql3xz
      @Unknown-ql3xz 20 วันที่ผ่านมา

      I used to go for yield now I just dump it into crypto while it's not at it's all time high

  • @ItsJustFil
    @ItsJustFil 20 วันที่ผ่านมา

    Health Savings Account limit is over $4000 now, and going up again to $4300 next year!

  • @kloassie
    @kloassie 20 วันที่ผ่านมา +11

    _"Get thousands of dollars a month interest from a savings account."_ This is 'financial advice' for people who *_a.l.r.e.a.d.y_* are rich. This is 'financial advice' for people who don't need any financial advice because they already swim in money

    • @dariovite7501
      @dariovite7501 20 วันที่ผ่านมา +1

      She wasn't rich 5 years ago lol. Been subbed to the channel for a while and being smart helps you get rich.

    • @kloassie
      @kloassie 20 วันที่ผ่านมา +1

      @@dariovite7501 That's cool, but she didn't become rich from living of the interest of a savings account. That's not the way to become rich. She earned her fortune from honest hard work. As a real estate agent - a sector in which there's a lot of money flowing around, true, but still, hard work. So the real financial advice should be _"study and work in a sector that pays"_ . Bc that's *_useful_* advice (albeit an open door) for people who actually need more money

    • @kloassie
      @kloassie 20 วันที่ผ่านมา +1

      @@dariovite7501 That's cool, but living of a savings account's interest wasn't what got her there. It was hard work in a sector that pays that she earned her fortune with, so that she *_now_* can live of the interest. So the real advice, the advice that could actually be useful to the people that need advice, should be _"study and work in a job that pays"_ . That and her advice on investing, which I would like s.o.m.e.o.n.e (eg her, bc she advices to invest) to explain how to actually do that (no, not advice on what stocks to buy, but advice on how to buy _any_ stock/bond/commodity/... *a.t . a.l.l* )

    • @davidchappelle6393
      @davidchappelle6393 20 วันที่ผ่านมา +2

      To get $2000 per month in interest in a savings account, at today's rates, requires something like $500k to $600k in cash. I dunno if that's Scrooge McDuck money, but it's a lot.

    • @kloassie
      @kloassie 20 วันที่ผ่านมา +1

      @@dariovite7501 That's cool, but living of a savings account's interest wasn't what got her there. It was hard work in a sector that pays that she earned her fortune with, so that she *_now_* can live of the interest. So the real advice, the advice that could actually be useful to the people that need advice, should be _"study and work in a job that pays"_ . That and her advice on investing, which I would like s.o.m.e.o.n.e (eg her, bc she advices to invest) to explain how to actually do that (no, not advice on what stocks to buy, but advice on how to buy _any_ stock/bond/commodity/... *a.t . a.l.l* )

  • @USMCUrbanCamo2025
    @USMCUrbanCamo2025 20 วันที่ผ่านมา +1

    Brah why cant military combat veterans get this automatically where they grt paid so much

  • @Faruk_Abdagic
    @Faruk_Abdagic 20 วันที่ผ่านมา

    *'Money x3, it's so funny.. 🤘💪💥🎶🎶

  • @strrangerthings7049
    @strrangerthings7049 19 วันที่ผ่านมา +3

    Shelboooo

  • @msbgone
    @msbgone 20 วันที่ผ่านมา

    Unless you invest in losing stocks with your HSA, Boooo, yes I am speaking from experience, but it was part of my plan, just not to loss so much so fast...